canonical · -2.5 market

Fintech

Score 43.6 / 100 2111 providers +3 via APIs 38 APIs Search apis.io →

Providers using this tag (2111)

Ranked by API Evangelist rating — Exemplar and Strong are expanded by default.

Exemplar 27 Complete, well-documented, and agent-ready

DwollaPaymentsACHBank Transfers19 APIs72.9 MoneyhubPaymentsUnited KingdomOpen BankingOpen Finance1 API67.8 Unstoppable Finance (Iron)CompanyStablecoinsPaymentsOn-Ramp2 APIs67.2 PlaidFinanceOpen BankingBank Accounts41 APIs84.6 AirwallexCross-Border PaymentsForeign ExchangePayments1 API83.8 StripeCommerceFinancial ServicesPayments47 APIs81.1 UpholdCompanyCryptocurrencyDigital AssetsPayments5 APIs79.6 TabbyBuy Now Pay LaterConsumer FinanceE-Commerce1 API77.3 KlarnaBuy Now Pay LaterPaymentsCards6 APIs73.6 StaxPaymentsPayment ProcessingMerchant ServicesEmbedded Payments1 API72.5 HiltPaymentsSolanaStablecoinsUSDC2 APIs72.4 QontoBusiness BankingNeobankPayments1 API72.3 WeavrEmbedded FinanceBanking as a ServicePaymentsCards5 APIs72.2 Token.ioPaymentsOpen BankingBankingFinancial Services4 APIs71.6 Trustly GroupCompanyPaymentsPay by BankOpen Banking2 APIs71.4 AdyenPaymentsFinancial ServicesAgentic Commerce25 APIs71.1 RevolutCompanyPaymentsBanking8 APIs70.0 Method FinancialCompanyLiability DataPayments2 APIs69.5 SlashCompanyBankingPaymentsFinancial Services1 API69.5 LiliBankingBusiness BankingFinancial Services3 APIs68.7 Wealth ReaderBank AggregationOpen BankingPSD2Financial Data2 APIs67.8 AlgoVoiPaymentsAgentic Commercex402A2A5 APIs67.7 Super PaymentsCompanyPaymentsOpen BankingCash Rewards1 API67.5 Blnk FinanceFinancial ServicesLedgerDouble-Entry1 API67.4 AlphaAIFinancial NewsStock MarketSEC FilingsInsider Trading1 API66.8 SpadeCompanyFinancial ServicesTransaction EnrichmentMerchant Intelligence1 API66.8 NarmiCompanyDigital BankingBanking1 API66.7

Strong 72 Solid coverage with minor gaps

GriffinCompanyBankingBanking as a Service1 API65.2 Efí Pay (Gerencianet)PaymentsPixBoletoSubscription6 APIs63.4 ClarafintechSpend ManagementLatin AmericaCorporate Cards1 API63.1 Total ExpertCompanyCRMMarketing Automation1 API60.1 BondCompanyUnited StatesBanking as a ServiceEmbedded Finance18 APIs58.2 PayabliCompanyPaymentsEmbedded Payments2 APIs56.8 RolleeCompanyOpen FinanceIncome VerificationEmployment Verification2 APIs55.6 MoniteCompanyEmbedded FinanceInvoicingAccounts Payable5 APIs66.3 Cash AppFinancial ServicesPaymentsUnited States12 APIs65.8 Crypto.comCryptocurrencyCryptocurrency ExchangeTradingDerivatives1 API65.6 hi.healthCompanyInsurancePaymentsCards2 APIs65.3 Natural AICompanyArtificial IntelligencePaymentsAgents1 API65.1 Massive (formerly Polygon.io)FinanceMarket DataStocks70 APIs64.9 MX TechnologiesFinancial DataAccount AggregationOpen BankingData Connectivity2 APIs64.9 TradeshiftE-InvoicingAccounts PayableAP AutomationProcure-to-Pay2 APIs64.8 UnitBanking as a ServiceBankingPayments18 APIs64.7 CurrencycloudCompanyPaymentsForeign Exchange2 APIs63.8 PAY.JPPaymentsJapanCredit Cards1 API63.8 Gr4vyPaymentsPayment OrchestrationCheckout3 APIs62.4 HeronCompanyFinancial ServicesDocument AutomationUnderwriting1 API62.1 PayrixCompanyPaymentsEmbedded PaymentsPayment Facilitation2 APIs62.1 FinixCompanyPaymentsPayment Processing1 API61.9 KotaCompanyInsuranceEmployee Benefits2 APIs61.4 SiftingIOFinancial market dataStocks/equitiesForeign ExchangeCryptocurrency1 API61.1 BancontactBankingBelgiumDebit CardsE-Commerce3 APIs60.9 HighnoteCard IssuingCard AcquiringEmbedded FinanceBanking as a Service1 API60.9 KitaCompanyLendingUnderwriting2 APIs60.8 Bolt FinancialCompanyPaymentsCheckoutE-Commerce4 APIs60.7 SolvimonCompanyBillingPayments4 APIs60.7 Clear StreetCompanyFinancial ServicesCapital MarketsPrime Brokerage3 APIs60.6 FIS GlobalBankingCore BankingFinancial ServicesPayments2 APIs60.6 Smart PensionPensionsRetirementworkplace-pensionauto-enrolment1 API60.3 SanctionsKitCompanySanctionsComplianceScreening1 API60.1 OttimateCompanyEnterprise SaasAccounts PayableInvoice Automation10 APIs60.0 Float FinancialSpend ManagementCorporate CardsExpense ManagementAccounts Payable1 API59.9 ForageCompanyPaymentsEBTSNAP1 API59.9 SpendeskSpend ManagementCorporate CardsExpense ManagementInvoices1 API59.8 PaystackPaymentsAfricaRecurring Billing14 APIs59.7 MollieCompanyPaymentsFinancial Services2 APIs59.6 RealMarketAPICompanyMarket DataReal-Time1 API59.6 Vic.aiCompanyAccounts PayableInvoicing1 API59.2 PayTabsPaymentsPayment GatewayMENA1 API58.9 SnapTradeCompanyBrokerageTrading1 API58.9 DOKUPaymentsPayment GatewayIndonesia1 API58.5 CurlecCompanyPaymentsPayment GatewayRecurring Payments1 API58.4 Peach PaymentsPaymentsAfricaPayment Gateway1 API58.3 AirtmPaymentsPayoutsCross-Border Payments2 APIs57.8 PayMongoPaymentsPhilippinesSoutheast Asia1 API57.7 SoFi TechnologiesPaymentsBankingCard Issuing11 APIs57.4 AtlarCompanyTreasuryPayments2 APIs57.3 Scanverity Resolution APIPrediction MarketsResolution RiskMarket IntelligenceDue Diligence1 API57.2 AllTick APIFinancial market dataReal-Time Datastock-market-dataforex-data1 API56.9 TopographCompanyKYBCompany DataBusiness Registers2 APIs56.8 XRPayCompanyPaymentsMerchant PaymentsRefunds1 API56.6 WingspanCompanyPaymentsPayrollContractors1 API56.5 EVEDEXCryptocurrency ExchangeDeFiDecentralized ExchangeDerivatives11 APIs56.3 PliantCompanyPaymentsCorporate CardsCard Issuing1 API56.3 PerkCompanyCorporate TravelExpense ManagementSpend Management8 APIs56.1 NtropyCompanyTransaction EnrichmentFinancial Data2 APIs55.9 CloudWalkCompanyPaymentsFinancial Services1 API55.7 Ripple LabsCompanyFinancial ServicesPaymentsCross-Border Payments5 APIs55.6 TelrPaymentsPayment GatewayMENA1 API55.6 Wealth.comCompanyEnterpriseEstate PlanningTax Planning1 API55.6 Fiat RepublicCompanyBankingPayments6 APIs55.2 FlywireCompanyPaymentsCross-Border Payments3 APIs55.1 Level2TradingFinancial ServicesAutomation3 APIs55.0 SoldoCompanyConsumerFinancial Services1 API55.0 AstradaCompanyPaymentsCard Data1 API54.7 Brightfield SoftwareCompanyBankingEuropean1 API54.7 PennylaneAccountingInvoicingFinancial Data1 API54.4 RainforestCompanyPaymentsEmbedded PaymentsPayment Facilitator7 APIs54.4 NorthmillBankingPaymentsPoint-of-SaleRetail1 API54.3

Developing 307 Usable, with meaningful gaps to close

Thin 287 Limited public surface area

Emerging 659 Early or largely undocumented

Minimal 748 Almost no public developer surface

Unrated 11 Not yet scored

MazaCompanyFinancial ServicesBanking OpenInvestCompanyInvestingESG PokoCompanyCryptocurrencyWeb3 SeedFiCompanyFinancial ServicesLending AlteryaCompanyFraud PreventionCryptocurrencyBlockchain BillGuardCompanyConsumerPersonal FinanceFraud Prevention Clover NetworksCompanyPaymentsMobile PaymentsPoint-of-Sale KabbageCompanySmall Business LendingCash Flow More Magic SolutionsCompanyMobile PaymentsMobile MoneyMobile Commerce Prodigy SoftwareCompanyAutomotiveRetailSoftware-as-a-Service United CapitalCompanyWealth ManagementFinancial Advisors

APIs with this tag (38)

Ranked by the provider's API Evangelist rating — the Kin Score is scored per provider, not per API, so every API of a provider shares its band. How the rating works →

Exemplar 4 Complete, well-documented, and agent-ready

Blnk Cloud APIManaged Cloud REST surface covering OAuth auth, a Proxy API to a Core instance, Data API, Filters API, Aler...67.4 Blnk Watch APIRule-based transaction monitoring API (transaction evaluation, instruction management, Git-backed rule sync...67.4 AlphaAI Claude Code SkillsProvider-published open-source pack of five Claude Code agent skills wrapping the MCP tools into ready-made...66.8 AlphaAI MCP ServerHosted MCP server over Streamable HTTP exposing fifteen tools for news search, ticker news, trending, actio...66.8

Strong 5 Solid coverage with minor gaps

SiftingIO Live StreamWebSocket streaming API for live market data, described by an AsyncAPI 3.0 contract. Also offers a document...61.1 SiftingIO MCP ServerLOCALLY-RUN MCP server, not a hosted endpoint. The client launches it (`npx -y siftingio-mcp`, or the Pytho...61.1 AllTick WebSocket Streaming APIToken-authenticated WebSocket streaming API for real-time market data. Two endpoints — wss://quote.alltick....56.9 EVEDEX Async API (Centrifugo)Real-time exchange events over WebSocket, brokered by Centrifugo with JWT channel access rights and epoch-b...56.3 EVEDEX Documentation & Agent SurfaceThe GitBook developer portal and agent-native documentation surface. Every page is retrievable as markdown ...56.3

Developing 6 Usable, with meaningful gaps to close

Blockchain.com OAuth Resources APIOAuth 2.0 resource gateway that lets a third-party app read a consenting user's Blockchain.com custodial wa...49.4 Cardtonic Bill PaymentsCardtonic Bill Payments cover airtime top-ups, mobile data, electricity, TV subscriptions, and betting wall...48.0 Cardtonic Gift Card Developer APIThe Cardtonic Gift Card Developer API enables merchants and platforms to integrate gift card services into ...48.0 Cardtonic Virtual Dollar CardCardtonic Virtual Dollar Cards are user-facing USD-denominated cards that let African customers pay merchan...48.0 Djamo Business APIREST API for businesses to collect payments, send single and mass transfers, check balance, manage sub-comp...41.6 Bank Connect - Payment Services APIPayment Services API (v1) for Tribe's Bank Connect / Banking-as-a-Service product, enabling fintechs to emb...41.3

Thin 7 Limited public surface area

iTick Market Data APIToken-authenticated REST and WebSocket API for real-time and historical financial market data across crypto...38.7 Epoint Payment APIREST payment gateway for accepting online card payments in Azerbaijan. Covers payment creation and hosted c...38.2 Avaloq Community APICommunity APIs for fintech integration providing simplified REST endpoints for connecting third-party appli...31.9 HTS Fintech Ancillaries (Cancel for Any Reason, Disruption Assistance, Seat Upgrades)Proprietary fintech ancillaries that partners attach to their bookings — Cancel for Any Reason (airlines an...28.5 Yodlee Account Verification APIThe Yodlee Account Verification API enables real-time verification of bank account ownership and balance. S...28.2 Lendo Platform APIProduction API host backing the Lendo web and mobile applications. Discovered by probe at https://api.lendo...28.1 Prestmit Partner APIThe Prestmit Partner API allows developers to automate the buying and selling of gift cards, manage wallet ...27.5

Emerging 14 Early or largely undocumented

Kikoff Enterprise APIUnified REST API for embedding credit-building infrastructure, covering member enrollment, tradeline furnis...25.4 TradeBBTradeBB exposes a single publicly consumable machine-readable interface: an llms.txt file designed for LLM ...23.4 Cowrywise Embed APIInvestment-as-a-service REST API that allows developers to embed regulated investment products (savings, mu...23.2 Sydecar APIThe Sydecar API lets developers programmatically run funding processes on Sydecar's legal, banking, and com...22.4 Acrisure MCP ServerHosted Model Context Protocol server operated by Acrisure at https://api.acrisure.com/v1/mcp. Production an...22.3 Masterworks GraphQL APIThe single GraphQL endpoint behind the Masterworks web and mobile apps, covering art offerings, artists, au...19.3 Rates and Limits JSON APIKeyless, unauthenticated REST-style JSON API serving US tax, payroll, benefits, and wage figures with bundl...18.3 Revolut APIDigital banking platform offering accounts, payments, and financial services.16.7 Investly APIProduction HAL/HATEOAS (Spring Data REST style) backend API served at api.investly.co. The root returns a h...15.4 Mercado Pago APIMercado Pago payments REST API for checkout, payments, subscriptions, refunds, chargebacks, and merchant ac...13.2 Clerkie APIRESTful API marketed to lenders for integrating loan portfolios with Clerkie's recovery platform — payment ...12.8 KakaoBank Credit Scoring APIREST API providing alternative credit scoring capabilities powered by KakaoBank's data-driven credit models...12.5 KakaoBank Open Banking APIREST API connecting to South Korea's national open banking switchboard, enabling aggregated views of balanc...12.5 xRocket Pay REST APIBearer-authenticated REST API for crypto payments: cheques, transfers, invoices, withdrawals, mass transfer...11.7

Minimal 2 Almost no public developer surface

LendingClub APINo public contract or reference is published for this API. api.lendingclub.com is live and gated - /api/inv...5.9 Nimble AppGenie llms.txtAn llms.txt marketing/brand document structured to help large language models interpret Nimble AppGenie's e...3.1

Companies reaching this through an API (3)

These companies publish an API, specification or operation carrying “Fintech” but do not classify their business under it. Listed unranked and kept out of the count above, because one tagged operation is not a statement about what a company does.

Hopper Mercado Libre Tribe Payments

Score breakdown

Frequency

90.0

log-scaled weighted occurrences

Breadth

47.3

spread across providers

Quality lift

22.6

mean composite of providers using it

Cohesion

31.6

strength of nearest seed neighbor

Where this tag sits

2111 providers carry this tag directly, and 3449 counting the 33 narrower tags below and the 70 beneath them — 1338 more to reach.

Finance broader Accounting 242 providers Buy Now Pay Later 76 providers Cash Flow 15 providers Consumer Credit 27 providers Consumer Finance 145 providers Consumer Lending 20 providers Credit Building 22 providers Credit Score 10 providers Debt Collection 15 providers Earned Wage Access 22 providers Embedded Finance 178 providers Financial Wellness 20 providers Home Equity 16 providers Investing 165 providers Invoice Financing 19 providers Lending 398 providers Loan Origination 29 providers Loans 37 providers Mobile Banking 25 providers Neobank 48 providers Open Banking 273 providers Payments 1533 providers Payouts 88 providers Personal Finance 112 providers Personal Loans 21 providers Prepaid Cards 28 providers Revenue-Based Financing 12 providers Spend Management 76 providers Supply Chain Finance 16 providers Wealth Management 199 providers Working Capital 54 providers Banking as a Service 76 providers Expense Management 79 providers

Where this tag comes from

Provider tag2131

Api tag38

Markets provisional

Kin Score markets whose measured providers carry this tag. Share is the fraction of the market's measured providers that carry it — it describes the market, not this tag.

Market	Share of the market's providers
African Payments (Nigeria, Kenya, South Africa, Ghana, WAEMU)	87%
Southeast Asia and National Fintech Registers (Taiwan, UAE, Malaysia remittance, Indonesia SNAP)	86%
Korea MyData (licensed MyData operators, authentication bodies and information providers)	83%
India RBI Regulated Entities (payment system operators, payment aggregators, PPI issuers, NBFCs, AAs)	82%
Brazil BCB Authorized Institutions (Banco Central do Brasil register beyond Pix)	77%
India RBI / SEBI Registers (SEBI intermediaries, RBI NBFCs, payment aggregators, PPI issuers, AAs)	77%
Latin American Open Finance (Brazil OFB + Pix)	76%
France AMF Asset-Management Register (GECO)	75%
Payments	72%
Malaysia SC Capital Markets Licensees (digital investment managers, ECF / P2P / DAX operators, custodians)	71%
Spanish CNMV and Banco de Espana Registers (investment firms, fund managers, crowdfunding, payment institutions)	71%
Consumer Lending Licensing (UK, US, Canada credit licence registers)	69%
DACH and Netherlands Financial Supervisor Registers (BaFin, FINMA, DNB)	67%
Nordic Financial Registers (Swedish and Norwegian licence registers)	64%
Argentine Fintech Registers (BCRA PSP + entities, CNV agents + PSAV, Cámara Fintech)	63%
Gulf and Southeast Asia Open Finance	62%
EU/EEA Payment and E-Money Institutions (PSD2 passports)	57%
France Authorised Financial Firms (ACPR REGAFI + AMF white list)	54%
Canada RPAA Payment Service Providers (Bank of Canada registry + Payments Canada)	53%
Japan FSA Registered Fintech (crypto exchanges, stablecoin intermediaries, funds transfer, bank-API agents, prepaid)	50%
Asset and Wealth Management	49%
EMV Card Terminals (card acceptance hardware and kernels)	46%
Open Banking	46%
India Stack (Account Aggregator, ONDC, UPI, DigiLocker, Aadhaar)	39%
Stablecoins and Tokenization (stablecoin issuers, tokenized assets)	39%
Accounting and Finance Ops	32%
E-invoicing and Tax Compliance (certified operators)	32%
Private Markets and Fund Administration (ILPA, broker-dealer registration, options market-data vendors)	32%
RegTech, AML/KYC and Money Transmission	32%
Xero App Store (SMB finance, payroll, inventory and invoicing apps built on Xero, by region)	32%
Capital Markets and Trading	26%
E-commerce Extension Marketplaces (Adobe Commerce / Magento, Shopware)	24%
Billing, Subscriptions and Monetization	23%
GLEIF LEI Issuers (Legal Entity Identifier infrastructure)	23%
OpenID Certified Implementations (OIDC, FAPI, OpenID4VC)	21%
US Open Banking (FDX)	20%

Cohort brief

Auto-generated

The 1968 providers in the APIs.io catalog tagged Fintech, scored on the Kin Score. Every figure below is computed from the catalog — nothing here is written.

Providers

1968

of 2111 in the catalog

Mean Kin Score

22.7

+0.5 vs catalog 22.2

Mean Agent Readiness

12.5

+0.5 vs catalog 12

Spread

0–84.6

median 16.2 · σ 17.2

How the 1968 split by band

Exemplar 27Strong 72Developing 307Thin 286Emerging 652Minimal 624

Facet averages, against the whole catalog

Facet	This cohort	Catalog	Difference	Scored
Access Clarity	26.8	23.9	+2.9	1968
Developer Ergonomics	24.1	23.2	+0.9	1968
Discoverability	58.5	57.9	+0.6	1968
Contract Quality	17.1	17.2	-0.1	1968
Contract Governance	6.4	6.5	-0.1	1968
Operational Transparency	12.3	13	-0.7	1968

A facet is averaged over the members that carry it, not over the whole cohort — the “Scored” column is that count. Averaging an absent facet as zero would score our own coverage gaps as the providers’ posture.

What this cohort publishes

Artifact	This cohort	Catalog	Difference
MCP server (any)	13%	13%	0
MCP server (first-party)	12%	12%	0
Agent Skills	0%	0%	0
OAuth scopes	11%	11%	0
Security	99%	98%	+1
Arazzo workflows	2%	2%	0
Governance rules	10%	16%	-6

mcp_pct counts any mcp/ artifact including ones API Evangelist derived from the provider OpenAPI; mcp_first_party_pct counts only servers the provider publishes. Prefer the latter.

Top by Kin Score

1 Plaid 84.6
2 Airwallex 83.8
3 Stripe 81.1
4 Uphold 79.6
5 Tabby 77.3
6 Klarna 73.6
7 Dwolla 72.9
8 Stax 72.5
9 Hilt 72.4
10 Qonto 72.3

Work with this as data

Every tag here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for tags

7 MCP tools reach this

find_tagsBrowse and filter every tag in the catalog.
get_cohortThis tag as a scored cohort — every provider carrying it, with scores.
cohort_statsPRO — the distribution across this tag: mean, median, band split, adoption rates.
cohort_rankingsPRO — the leaderboard, on composite AND agent-readiness axes.
apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
resolveTurn a domain, URL or GitHub org into the provider it belongs to.
find_cohortsEvery scored population of providers in the catalog.

All 92 tools →

Call it yourself

curl for this page

This tag

curl "https://apis.io/api/v1/tags/fintech"

All tags

curl "https://apis.io/api/v1/tags?limit=25"

As a scored cohort

curl "https://apis.io/api/v1/cohorts/tag/fintech"

The distribution (Pro)

curl "https://apis.io/api/v1/cohorts/tag/fintech/stats" \
  -H "X-API-Key: $APIS_IO_KEY"

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