Okra

Okra was an African open-finance / open-banking infrastructure company based in Lagos, Nigeria. Its REST API connected applications to Nigerian bank accounts to retrieve authentication details, balances, transactions, identity, and income data, and to initiate bank-to-bank payments, with a Link widget and webhooks. Okra wound down operations in May 2025; this catalog documents the API as it was publicly published.

Okra publishes 8 APIs on the APIs.io network, including Accounts API, Auth API, Balance API, and 5 more. Tagged areas include Open Banking, Open Finance, Fintech, Africa, and Nigeria.

Okra’s developer surface includes authentication, documentation, and 8 more developer resources.

🌐 Visit website 📡 Source on GitHub
34.5/100 thin ▬ flat Agent 29/100 agent aware Full breakdown ↓
scored 2026-08-20 · rubric v0.12.0
AccessEnterpriseSelf serve
8 APIs
Open BankingOpen FinanceFintechAfricaNigeriaFinancial Data

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-20 · rubric v0.12.0
Composite quality — 34.5/100 · thin
Contract Quality 11.7 / 21
Developer Ergonomics 2.8 / 17
Access Clarity 6.7 / 17
Operational Transparency 3.8 / 11
Contract Governance 0.0 / 10
Discoverability 6.3 / 9
Regulatory Posture 2.3 / 15
Agent readiness — 29/100 · agent aware
Machine-Readable Contract 18 / 18
Agentic Access Contract 10 / 10
Documented Reversibility 0 / 6
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/okra-ng: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 8

Individual APIs this provider publishes, each with its own machine-readable definition.

Okra Accounts API

Linked bank accounts.

Okra Auth API

Account authentication records and Link.

Okra Balance API

Account balances.

Okra Identity API

KYC identity on file with the bank.

Okra Income API

Income verification.

Okra Payments API

Bank-to-bank payments.

Okra Transactions API

Transaction history and spending patterns.

Okra Webhooks API

Callback management.

Scroll for all 8

Open Collections 10

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

API Collection

OPEN COLLECTION

Okra Accounts API

OPEN COLLECTION

Okra Accounts Auth API

OPEN COLLECTION

Okra Accounts Balance API

OPEN COLLECTION

Okra Accounts Identity API

OPEN COLLECTION

Okra Accounts Income API

OPEN COLLECTION

Okra Accounts Payments API

OPEN COLLECTION

Okra Accounts Transactions API

OPEN COLLECTION

Okra Accounts Webhooks API

OPEN COLLECTION

Okra API

OPEN COLLECTION

Scroll for all 10

Pricing Plans 1

Published pricing tiers and plan structures.

Okra Ng Plans Pricing

3 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Okra Ng Rate Limits

3 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Okra Ng Finops

FINOPS

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Okra Ng Authentication

http · 1 scheme

SECURITY

Okra Ng Domain Security

no transport/DNS hardening detected

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Okra Ng Agentic Access

27 operations · 27 acting

27 operations · 27 acting

AGENTIC

Resources

Documentation 1

Reference material describing how the API behaves

Documentation
Documentation

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess
AgenticAccess

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization
GitHubOrganization

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity
 Authentication
Authentication

Operate 1

Status, limits, changes, and where to get help

RateLimits
RateLimits

Commercial 2

Pricing, plans, and the legal terms of use

Plans
Plans
 FinOps
FinOps

Company 2

The organization behind the API

LinkedIn
LinkedIn
 Website
Website

Source (apis.yml)

apis.yml Raw ↑ 
aid: okra-ng
url: https://raw.githubusercontent.com/api-evangelist/okra-ng/refs/heads/main/apis.yml
name: Okra
kind: company
description: Okra was an African open-finance / open-banking infrastructure company based in Lagos, Nigeria. Its REST API
  connected applications to Nigerian bank accounts to retrieve authentication details, balances, transactions, identity, and
  income data, and to initiate bank-to-bank payments, with a Link widget and webhooks. Okra wound down operations in May 2025;
  this catalog documents the API as it was publicly published.
accessModel:
  pricing: enterprise
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Enterprise · Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/okra-ng.png
tags:
- Open Banking
- Open Finance
- Fintech
- Africa
- Nigeria
- Financial Data
created: '2026-06-21'
modified: '2026-06-21'
specificationVersion: '0.23'
apis:
- aid: okra-ng:okra-ng-accounts-api
  name: Okra Accounts API
  description: Linked bank accounts.
  humanURL: https://docs.okra.ng/reference
  baseURL: https://api.okra.ng/v2
  tags:
  - Account
  tags_raw:
  - Accounts
  properties:
  - type: OpenAPI
    url: openapi/okra-ng-accounts-api-openapi.yml
  - type: Documentation
    url: https://docs.okra.ng/docs/auth
  - type: APIReference
    url: https://docs.okra.ng/reference
  - type: PostmanCollection
    url: collections/okra-ng.postman_collection.json
  - type: OpenCollection
    url: collections/okra-ng.opencollection.json
  - type: Documentation
    url: https://docs.okra.ng/docs/balance
  - type: Documentation
    url: https://docs.okra.ng/docs/overview
  - type: Documentation
    url: https://docs.okra.ng/docs/validate-customers
  - type: Documentation
    url: https://okra.ng/products/payments
  - type: Documentation
    url: https://blog.okra.ng/understanding-webhooks/
- aid: okra-ng:okra-ng-auth-api
  name: Okra Auth API
  description: Account authentication records and Link.
  humanURL: https://docs.okra.ng/reference
  baseURL: https://api.okra.ng/v2
  tags:
  - Authentication
  tags_raw:
  - Auth
  properties:
  - type: OpenAPI
    url: openapi/okra-ng-auth-api-openapi.yml
  - type: Documentation
    url: https://docs.okra.ng/docs/auth
  - type: APIReference
    url: https://docs.okra.ng/reference
  - type: PostmanCollection
    url: collections/okra-ng.postman_collection.json
  - type: OpenCollection
    url: collections/okra-ng.opencollection.json
  - type: Documentation
    url: https://docs.okra.ng/docs/balance
  - type: Documentation
    url: https://docs.okra.ng/docs/overview
  - type: Documentation
    url: https://docs.okra.ng/docs/validate-customers
  - type: Documentation
    url: https://okra.ng/products/payments
  - type: Documentation
    url: https://blog.okra.ng/understanding-webhooks/
- aid: okra-ng:okra-ng-balance-api
  name: Okra Balance API
  description: Account balances.
  humanURL: https://docs.okra.ng/reference
  baseURL: https://api.okra.ng/v2
  tags:
  - Balances
  tags_raw:
  - Balance
  properties:
  - type: OpenAPI
    url: openapi/okra-ng-balance-api-openapi.yml
  - type: Documentation
    url: https://docs.okra.ng/docs/auth
  - type: APIReference
    url: https://docs.okra.ng/reference
  - type: PostmanCollection
    url: collections/okra-ng.postman_collection.json
  - type: OpenCollection
    url: collections/okra-ng.opencollection.json
  - type: Documentation
    url: https://docs.okra.ng/docs/balance
  - type: Documentation
    url: https://docs.okra.ng/docs/overview
  - type: Documentation
    url: https://docs.okra.ng/docs/validate-customers
  - type: Documentation
    url: https://okra.ng/products/payments
  - type: Documentation
    url: https://blog.okra.ng/understanding-webhooks/
- aid: okra-ng:okra-ng-identity-api
  name: Okra Identity API
  description: KYC identity on file with the bank.
  humanURL: https://docs.okra.ng/reference
  baseURL: https://api.okra.ng/v2
  tags:
  - Identity
  properties:
  - type: OpenAPI
    url: openapi/okra-ng-identity-api-openapi.yml
  - type: Documentation
    url: https://docs.okra.ng/docs/auth
  - type: APIReference
    url: https://docs.okra.ng/reference
  - type: PostmanCollection
    url: collections/okra-ng.postman_collection.json
  - type: OpenCollection
    url: collections/okra-ng.opencollection.json
  - type: Documentation
    url: https://docs.okra.ng/docs/balance
  - type: Documentation
    url: https://docs.okra.ng/docs/overview
  - type: Documentation
    url: https://docs.okra.ng/docs/validate-customers
  - type: Documentation
    url: https://okra.ng/products/payments
  - type: Documentation
    url: https://blog.okra.ng/understanding-webhooks/
- aid: okra-ng:okra-ng-income-api
  name: Okra Income API
  description: Income verification.
  humanURL: https://docs.okra.ng/reference
  baseURL: https://api.okra.ng/v2
  tags:
  - Income
  properties:
  - type: OpenAPI
    url: openapi/okra-ng-income-api-openapi.yml
  - type: Documentation
    url: https://docs.okra.ng/docs/auth
  - type: APIReference
    url: https://docs.okra.ng/reference
  - type: PostmanCollection
    url: collections/okra-ng.postman_collection.json
  - type: OpenCollection
    url: collections/okra-ng.opencollection.json
  - type: Documentation
    url: https://docs.okra.ng/docs/balance
  - type: Documentation
    url: https://docs.okra.ng/docs/overview
  - type: Documentation
    url: https://docs.okra.ng/docs/validate-customers
  - type: Documentation
    url: https://okra.ng/products/payments
  - type: Documentation
    url: https://blog.okra.ng/understanding-webhooks/
- aid: okra-ng:okra-ng-payments-api
  name: Okra Payments API
  description: Bank-to-bank payments.
  humanURL: https://docs.okra.ng/reference
  baseURL: https://api.okra.ng/v2
  tags:
  - Payments
  properties:
  - type: OpenAPI
    url: openapi/okra-ng-payments-api-openapi.yml
  - type: Documentation
    url: https://docs.okra.ng/docs/auth
  - type: APIReference
    url: https://docs.okra.ng/reference
  - type: PostmanCollection
    url: collections/okra-ng.postman_collection.json
  - type: OpenCollection
    url: collections/okra-ng.opencollection.json
  - type: Documentation
    url: https://docs.okra.ng/docs/balance
  - type: Documentation
    url: https://docs.okra.ng/docs/overview
  - type: Documentation
    url: https://docs.okra.ng/docs/validate-customers
  - type: Documentation
    url: https://okra.ng/products/payments
  - type: Documentation
    url: https://blog.okra.ng/understanding-webhooks/
- aid: okra-ng:okra-ng-transactions-api
  name: Okra Transactions API
  description: Transaction history and spending patterns.
  humanURL: https://docs.okra.ng/reference
  baseURL: https://api.okra.ng/v2
  tags:
  - Transaction
  tags_raw:
  - Transactions
  properties:
  - type: OpenAPI
    url: openapi/okra-ng-transactions-api-openapi.yml
  - type: Documentation
    url: https://docs.okra.ng/docs/auth
  - type: APIReference
    url: https://docs.okra.ng/reference
  - type: PostmanCollection
    url: collections/okra-ng.postman_collection.json
  - type: OpenCollection
    url: collections/okra-ng.opencollection.json
  - type: Documentation
    url: https://docs.okra.ng/docs/balance
  - type: Documentation
    url: https://docs.okra.ng/docs/overview
  - type: Documentation
    url: https://docs.okra.ng/docs/validate-customers
  - type: Documentation
    url: https://okra.ng/products/payments
  - type: Documentation
    url: https://blog.okra.ng/understanding-webhooks/
- aid: okra-ng:okra-ng-webhooks-api
  name: Okra Webhooks API
  description: Callback management.
  humanURL: https://docs.okra.ng/reference
  baseURL: https://api.okra.ng/v2
  tags:
  - Webhook
  tags_raw:
  - Webhooks
  properties:
  - type: OpenAPI
    url: openapi/okra-ng-webhooks-api-openapi.yml
  - type: Documentation
    url: https://docs.okra.ng/docs/auth
  - type: APIReference
    url: https://docs.okra.ng/reference
  - type: PostmanCollection
    url: collections/okra-ng.postman_collection.json
  - type: OpenCollection
    url: collections/okra-ng.opencollection.json
  - type: Documentation
    url: https://docs.okra.ng/docs/balance
  - type: Documentation
    url: https://docs.okra.ng/docs/overview
  - type: Documentation
    url: https://docs.okra.ng/docs/validate-customers
  - type: Documentation
    url: https://okra.ng/products/payments
  - type: Documentation
    url: https://blog.okra.ng/understanding-webhooks/
common:
- type: AgenticAccess
  url: agentic-access/okra-ng-agentic-access.yml
- type: DomainSecurity
  url: security/okra-ng-domain-security.yml
- type: Authentication
  url: authentication/okra-ng-authentication.yml
- type: GitHubOrganization
  url: https://github.com/okraHQ
- type: LinkedIn
  url: https://www.linkedin.com/company/okra-technologies
- type: Website
  url: https://okra.ng/
- type: Documentation
  url: https://docs.okra.ng/
- type: Plans
  url: plans/okra-ng-plans-pricing.yml
- type: RateLimits
  url: rate-limits/okra-ng-rate-limits.yml
- type: FinOps
  url: finops/okra-ng-finops.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com