African Payments (Nigeria, Kenya, South Africa, Ghana, WAEMU)

Where this market publishes its structure

• CBN Payment Service Providers (cbn.gov.ng/PaymentsSystem/PSPs.html) machine-readable, 249 licensees (PSSP 147, super-agent 56, switching 18, MMO 17, schemes 8, PTSA 2, PSH 1); names only; 3 linked
• CBN International Money Transfer Operators (PaymentsSystem/InternationalMoneyTransferOperators.html) machine-readable, 108 operators, name + address; 5 linked
• CBK Directory of Authorized Payment Service Providers (PDF, 10 Aug 2026) machine-readable, 44 PSPs with own website; 5 linked
• CBK Directory of Licenced Money Remittance Providers (PDF, 30 Sep 2026) machine-readable, 37 MRPs; e-mail domain identity (labelled); 2 linked
• PASA public SO + TPPP registers (authorisation.pasa.org.za, July 2026 PDFs) machine-readable, 100 system operators, 378 TPPP entities (deduplicated across sponsoring banks); names only; 3 linked (SO), 0 TPPP
• Bank of Ghana approved institutions (bog.gov.gh/fintech-innovation/approved-institutions/) machine-readable, 71 institutions (PSP Enhanced 51, PFTSP 8, DEMI 5, PSP Medium 5, Standard 2); own website; 7 linked
• BCEAO electronic-money institutions (bceao.int, 28 Feb 2026) machine-readable, 18 EME + 59 bank/operator partnerships across 8 WAEMU states; names only; 2 linked
• PASA member portal (members.pasa.org.za) not machine-readable: Power Apps login portal; not entered
• CBN PSSP / switching websites not machine-readable: the CBN page publishes names only; no website or licence number column

Own = declares at least one integration itself; covered = visible only because an aggregator, standards body, regulator or partner contract names it; distribution-only = listed only on cloud marketplaces it sells through, a channel reported beside, never counted as its own declared integrations; undeclared = nothing we can read, so no number; declares_compatibility = providers with a `compatible` shape vote, report only (kin, 2026-10-13): never counted as own, never in depth or position.

Taxonomy how this market maps onto apis.io

Derived 2026-10-21 from the 83 providers in this market we could resolve in the catalog. The percentage is the share of those providers carrying each one; it describes the market, not the tag or industry. Tag groups have no page of their own yet, so they are listed unlinked.

share of resolved cohort carrying it; tags >=0.20 & >=3 members (max 12, junk dropped), tag_groups >=0.20 (cooccurrence, non-cross-cutting; max 8), industries >=0.20 (max 6), areas >=0.10 (max 6; areas are keyword-matched and sparse), capabilities L1 >=0.20 (max 8); derive-market-taxonomy.py

Leaders by position (provisional)

Provisional: grouped by position, depth compared within a position only. Distribution (cloud marketplaces) and iPaaS bridges are counted beside position, never inside it. Unknown-builder listings are left out of position shares and counted here.

builds-on 2 · publishes apps on other platforms' stores

covered 1 · reached mainly through aggregators

regulated 21 · named in a regulator's register or partners' contracts

standard 12 · listed by a voluntary standard's own directory

mixed 3 · no single mode dominates

distribution 1 · only sells through cloud marketplaces

undeclared 43 · declares nothing we can read: no number