PiggyVest

aid: piggyvest
name: PiggyVest
description: PiggyVest is a Lagos-based Nigerian fintech (operated by Piggytech Global Limited, RC 1405222) running the country's
  largest online savings and investment platform, with 6M+ registered users as of 2026. Founded in January 2016 by Somto Ifezue,
  Odunayo Eweniyi, and Joshua Chibueze as Piggybank.ng and rebranded to PiggyVest in April 2019, the company digitizes the
  traditional Nigerian "kolo" piggy-bank, layering automated savings, fixed-term safe-locks, naira and dollar wallets, and
  curated investments on top of licensed banking partners (originally United Bank for Africa) and a PCI-DSS-compliant payment
  stack. The consumer product family includes Piggybank (automated daily/weekly/monthly savings), SafeLock (fixed-tenor savings
  with up-front interest), Target Savings (goal-based saving, solo or group), Flex Naira (flexible wallet with free transfers),
  Flex Dollar / SafeLock Dollar (USD savings), HouseMoney (rent wallet), Investify (curated investment opportunities), GetIT
  (lifestyle purchase plans), Piggy Points (rewards), and an Accountability Partner feature, all delivered through iOS, Android,
  and web apps published by Piggytech Global. On the developer side, PiggyVest operates a separate B2B brand — PiggyVest Business
  — at piggyvest.business and exposes the PiggyVest Business API at api.piggyvest.business, documented at www.piggyvestbusiness.com/docs.
  The Business API is a Bearer-token authenticated REST API (secret key in Authorization header) covering customer creation
  and retrieval, customer wallets (create / retrieve / list, accrued-interest tracking, reserved account numbers, funding
  accounts), wallet-to-wallet and bank transfers (with name inquiry and bank lookup), transactions (status, history, T+1 settlement),
  scheduled payments (create / cancel / reactivate), webhooks for real-time event notifications, and a "Pay with Pocket" SDK
  / hosted-checkout integration that lets merchants accept payments funded from a Piggyvest user's Pocket balance. Default
  rate limits are approximately 100 requests per minute. No public OpenAPI specification, official SDK packages, or open-source
  client libraries are currently published; access is gated by signing up for a PiggyVest Business dashboard account. Alongside
  the API, PiggyVest Business offers Invoicing, Customizable Accounts, Business Safelock, Investify for Business, and business
  savings earning up to 18% per annum. Public engineering presence is limited — the Piggytech Global GitHub org (github.com/PiggyTech)
  hosts a small set of community wrappers (react-paystack, Smile Identity Node.js and React Native wrappers) and the consumer
  brand maintains a static piggyvest.github.io site, but there is no developer org publishing official Piggyvest Business
  SDKs.
type: Index
position: Provider
access: 3rd-Party
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Fintech
- Savings
- Investments
- Digital Wallet
- Micro Savings
- Goal Based Savings
- Fixed Deposit
- Dollar Savings
- Consumer Finance
- Personal Finance
- Mobile Banking
- Business Banking
- Wallet API
- Transfers
- Bank Transfers
- Scheduled Payments
- Webhooks
- Hosted Checkout
- Pay With Pocket
- Invoicing
- Reserved Accounts
- Africa
- Nigeria
- Lagos
url: https://raw.githubusercontent.com/api-evangelist/piggyvest/refs/heads/main/apis.yml
created: '2026-05-24'
modified: '2026-05-24'
specificationVersion: '0.20'
apis:
- aid: piggyvest:business-api
  name: PiggyVest Business API
  description: 'The PiggyVest Business API is a Bearer-token-authenticated REST API hosted at api.piggyvest.business that
    lets Nigerian businesses programmatically create and manage customers, provision customer wallets with reserved account
    numbers and accrued-interest tracking, move money via wallet-to-wallet and bank transfers (with name inquiry and bank-list
    lookup), retrieve transactions and statuses, schedule and cancel future payments, accept payments through the Pay with
    Pocket SDK, and subscribe to webhook events for real-time notifications. Authentication uses a secret key in the `Authorization:
    Bearer` header. The default rate limit is approximately 100 requests per minute. No public OpenAPI specification is published;
    integration is documented on www.piggyvestbusiness.com/docs and access is gated by signing up at dashboard.piggyvest.business/signup.'
  humanURL: https://www.piggyvestbusiness.com/docs
  baseURL: https://api.piggyvest.business
  tags:
  - Wallets
  - Customers
  - Transfers
  - Bank Transfers
  - Transactions
  - Scheduled Payments
  - Webhooks
  - Pay With Pocket
  - Reserved Accounts
  - Authentication
  properties:
  - type: Documentation
    url: https://www.piggyvestbusiness.com/docs
  - type: Authentication
    url: https://www.piggyvestbusiness.com/docs/authentication
  - type: Signup
    url: https://dashboard.piggyvest.business/signup
  - type: Login
    url: https://dashboard.piggyvest.business/login
  - type: KnowledgeBase
    url: https://www.piggyvestbusiness.com/knowledge-base
  - type: FAQ
    url: https://www.piggyvestbusiness.com/faqs
  - type: SupportEmail
    url: mailto:business@piggyvest.com
  contact:
  - FN: PiggyVest Business Support
    email: business@piggyvest.com
common:
- type: Website
  url: https://www.piggyvest.com
- type: BusinessWebsite
  url: https://www.piggyvestbusiness.com
- type: API
  url: https://api.piggyvest.business
- type: Documentation
  url: https://www.piggyvestbusiness.com/docs
- type: Authentication
  url: https://www.piggyvestbusiness.com/docs/authentication
- type: Signup
  url: https://dashboard.piggyvest.business/signup
- type: Login
  url: https://dashboard.piggyvest.business/login
- type: Dashboard
  url: https://dashboard.piggyvest.business
- type: KnowledgeBase
  url: https://www.piggyvestbusiness.com/knowledge-base
- type: FAQ
  url: https://www.piggyvest.com/faq
- type: BusinessFAQ
  url: https://www.piggyvestbusiness.com/faqs
- type: Blog
  url: https://blog.piggyvest.com
- type: Press
  url: https://www.piggyvest.com/press
- type: Careers
  url: https://www.piggyvest.com/careers
- type: SavingsCalculator
  url: https://www.piggyvest.com/savings-calculator
- type: Reports
  url: https://www.piggyvest.com/reports
- type: Piggybank
  url: https://www.piggyvest.com/piggybank
- type: SafeLock
  url: https://www.piggyvest.com/safelock
- type: TargetSavings
  url: https://www.piggyvest.com/target-savings
- type: FlexNaira
  url: https://www.piggyvest.com/flex-naira
- type: FlexDollar
  url: https://www.piggyvest.com/flex-dollar
- type: HouseMoney
  url: https://www.piggyvest.com/house-money
- type: Investify
  url: https://www.piggyvest.com/investify
- type: GetIT
  url: https://www.piggyvest.com/getit
- type: PiggyPoints
  url: https://www.piggyvest.com/piggy-points
- type: PayWithPocket
  url: https://www.piggyvestbusiness.com/pay-with-pocket
- type: Invoicing
  url: https://www.piggyvestbusiness.com/invoicing
- type: BusinessSafelock
  url: https://www.piggyvestbusiness.com/safelock
- type: BusinessInvestify
  url: https://www.piggyvestbusiness.com/investify
- type: CustomizableAccounts
  url: https://www.piggyvestbusiness.com/accounts
- type: AppStore
  url: https://apps.apple.com/us/app/piggyvest-save-invest-today/id1263117994
- type: GooglePlay
  url: https://play.google.com/store/apps/details?id=com.piggybankng.piggy
- type: GitHub
  url: https://github.com/PiggyTech
- type: GitHubPages
  url: https://github.com/piggyvest/piggyvest.github.io
- type: Twitter
  url: https://twitter.com/piggyvest
- type: Instagram
  url: https://www.instagram.com/piggyvest
- type: Facebook
  url: https://www.facebook.com/piggyvest
- type: YouTube
  url: https://www.youtube.com/@piggyvest
- type: LinkedIn
  url: https://www.linkedin.com/company/piggyvest
- type: TikTok
  url: https://www.tiktok.com/@piggyvest
- type: Support
  url: https://www.piggyvest.com/support
- type: SupportEmail
  url: mailto:support@piggyvest.com
- type: BusinessSupportEmail
  url: mailto:business@piggyvest.com
- type: Phone
  url: tel:+2347009339339
- type: Address
  url: https://maps.google.com/?q=Tesmot+House+Abdulrahman+Okene+Close+Victoria+Island+Lagos+Nigeria
- type: Privacy
  url: https://www.piggyvest.com/privacy
- type: Terms
  url: https://www.piggyvest.com/terms
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com