PiggyVest is a Lagos-based Nigerian fintech (operated by Piggytech Global Limited, RC 1405222) running the country's largest online savings and investment platform, with 6M+ registered users as of 2026. Founded in January 2016 by Somto Ifezue, Odunayo Eweniyi, and Joshua Chibueze as Piggybank.ng and rebranded to PiggyVest in April 2019, the company digitizes the traditional Nigerian "kolo" piggy-bank, layering automated savings, fixed-term safe-locks, naira and dollar wallets, and curated investments on top of licensed banking partners (originally United Bank for Africa) and a PCI-DSS-compliant payment stack. The consumer product family includes Piggybank (automated daily/weekly/monthly savings), SafeLock (fixed-tenor savings with up-front interest), Target Savings (goal-based saving, solo or group), Flex Naira (flexible wallet with free transfers), Flex Dollar / SafeLock Dollar (USD savings), HouseMoney (rent wallet), Investify (curated investment opportunities), GetIT (lifestyle purchase plans), Piggy Points (rewards), and an Accountability Partner feature, all delivered through iOS, Android, and web apps published by Piggytech Global. On the developer side, PiggyVest operates a separate B2B brand — PiggyVest Business — at piggyvest.business and exposes the PiggyVest Business API at api.piggyvest.business, documented at www.piggyvestbusiness.com/docs. The Business API is a Bearer-token authenticated REST API (secret key in Authorization header) covering customer creation and retrieval, customer wallets (create / retrieve / list, accrued-interest tracking, reserved account numbers, funding accounts), wallet-to-wallet and bank transfers (with name inquiry and bank lookup), transactions (status, history, T+1 settlement), scheduled payments (create / cancel / reactivate), webhooks for real-time event notifications, and a "Pay with Pocket" SDK / hosted-checkout integration that lets merchants accept payments funded from a Piggyvest user's Pocket balance. Default rate limits are approximately 100 requests per minute. No public OpenAPI specification, official SDK packages, or open-source client libraries are currently published; access is gated by signing up for a PiggyVest Business dashboard account. Alongside the API, PiggyVest Business offers Invoicing, Customizable Accounts, Business Safelock, Investify for Business, and business savings earning up to 18% per annum. Public engineering presence is limited — the Piggytech Global GitHub org (github.com/PiggyTech) hosts a small set of community wrappers (react-paystack, Smile Identity Node.js and React Native wrappers) and the consumer brand maintains a static piggyvest.github.io site, but there is no developer org publishing official Piggyvest Business SDKs.
PiggyVest is listed with 1 API on the APIs.io network. Tagged areas include Fintech, Savings, Investment, Digital Wallet, and Micro Savings.
PiggyVest’s developer surface includes documentation, authentication, signup flow, FAQ, engineering blog, GitHub presence, YouTube channel, and 40 more developer resources.
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The PiggyVest Business API is a Bearer-token-authenticated REST API hosted at api.piggyvest.business that lets Nigerian businesses programmatically create and manage customers, ...
aid: piggyvest
name: PiggyVest
description: PiggyVest is a Lagos-based Nigerian fintech (operated by Piggytech Global Limited, RC 1405222) running the country's
largest online savings and investment platform, with 6M+ registered users as of 2026. Founded in January 2016 by Somto Ifezue,
Odunayo Eweniyi, and Joshua Chibueze as Piggybank.ng and rebranded to PiggyVest in April 2019, the company digitizes the
traditional Nigerian "kolo" piggy-bank, layering automated savings, fixed-term safe-locks, naira and dollar wallets, and
curated investments on top of licensed banking partners (originally United Bank for Africa) and a PCI-DSS-compliant payment
stack. The consumer product family includes Piggybank (automated daily/weekly/monthly savings), SafeLock (fixed-tenor savings
with up-front interest), Target Savings (goal-based saving, solo or group), Flex Naira (flexible wallet with free transfers),
Flex Dollar / SafeLock Dollar (USD savings), HouseMoney (rent wallet), Investify (curated investment opportunities), GetIT
(lifestyle purchase plans), Piggy Points (rewards), and an Accountability Partner feature, all delivered through iOS, Android,
and web apps published by Piggytech Global. On the developer side, PiggyVest operates a separate B2B brand — PiggyVest Business
— at piggyvest.business and exposes the PiggyVest Business API at api.piggyvest.business, documented at www.piggyvestbusiness.com/docs.
The Business API is a Bearer-token authenticated REST API (secret key in Authorization header) covering customer creation
and retrieval, customer wallets (create / retrieve / list, accrued-interest tracking, reserved account numbers, funding
accounts), wallet-to-wallet and bank transfers (with name inquiry and bank lookup), transactions (status, history, T+1 settlement),
scheduled payments (create / cancel / reactivate), webhooks for real-time event notifications, and a "Pay with Pocket" SDK
/ hosted-checkout integration that lets merchants accept payments funded from a Piggyvest user's Pocket balance. Default
rate limits are approximately 100 requests per minute. No public OpenAPI specification, official SDK packages, or open-source
client libraries are currently published; access is gated by signing up for a PiggyVest Business dashboard account. Alongside
the API, PiggyVest Business offers Invoicing, Customizable Accounts, Business Safelock, Investify for Business, and business
savings earning up to 18% per annum. Public engineering presence is limited — the Piggytech Global GitHub org (github.com/PiggyTech)
hosts a small set of community wrappers (react-paystack, Smile Identity Node.js and React Native wrappers) and the consumer
brand maintains a static piggyvest.github.io site, but there is no developer org publishing official Piggyvest Business
SDKs.
type: Index
deliveryModel:
model: saas
open_source: false
commercial: true
callable_host: false
label: Hosted service · you call their endpoint
confidence: medium
source:
- pricing
generated: '2026-08-28'
method: derived
accessModel:
pricing: unknown
onboarding: unknown
trial: false
try_now: false
public: false
label: Unknown
confidence: low
source:
- security
generated: '2026-11-06'
method: derived
position: Producing
access: 3rd-Party
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/piggyvest.png
tags:
- Fintech
- Savings
- Investment
- Digital Wallet
- Micro Savings
- Goal Based Savings
- Fixed Deposit
- Dollar Savings
- Consumer Finance
- Personal Finance
- Mobile Banking
- Business Banking
- Wallet API
- Transfers
- Bank Transfers
- Scheduled Payments
- Webhook
- Hosted Checkout
- Pay With Pocket
- Invoicing
- Reserved Accounts
- Africa
- Nigeria
- Lagos
tags_raw:
- Fintech
- Savings
- Investments
- Digital Wallet
- Micro Savings
- Goal Based Savings
- Fixed Deposit
- Dollar Savings
- Consumer Finance
- Personal Finance
- Mobile Banking
- Business Banking
- Wallet API
- Transfers
- Bank Transfers
- Scheduled Payments
- Webhooks
- Hosted Checkout
- Pay With Pocket
- Invoicing
- Reserved Accounts
- Africa
- Nigeria
- Lagos
url: https://raw.githubusercontent.com/api-evangelist/piggyvest/refs/heads/main/apis.yml
created: '2026-05-24'
modified: '2026-05-24'
specificationVersion: '0.23'
apis:
- aid: piggyvest:business-api
name: PiggyVest Business API
description: 'The PiggyVest Business API is a Bearer-token-authenticated REST API hosted at api.piggyvest.business that
lets Nigerian businesses programmatically create and manage customers, provision customer wallets with reserved account
numbers and accrued-interest tracking, move money via wallet-to-wallet and bank transfers (with name inquiry and bank-list
lookup), retrieve transactions and statuses, schedule and cancel future payments, accept payments through the Pay with
Pocket SDK, and subscribe to webhook events for real-time notifications. Authentication uses a secret key in the `Authorization:
Bearer` header. The default rate limit is approximately 100 requests per minute. No public OpenAPI specification is published;
integration is documented on www.piggyvestbusiness.com/docs and access is gated by signing up at dashboard.piggyvest.business/signup.'
humanURL: https://www.piggyvestbusiness.com/docs
baseURL: https://api.piggyvest.business
tags:
- Wallets
- Customers
- Transfers
- Bank Transfers
- Transaction
- Scheduled Payments
- Webhook
- Pay With Pocket
- Reserved Accounts
- Authentication
tags_raw:
- Wallets
- Customers
- Transfers
- Bank Transfers
- Transactions
- Scheduled Payments
- Webhooks
- Pay With Pocket
- Reserved Accounts
- Authentication
properties:
- type: Documentation
url: https://www.piggyvestbusiness.com/docs
- type: Authentication
url: https://www.piggyvestbusiness.com/docs/authentication
- type: Signup
url: https://dashboard.piggyvest.business/signup
- type: Login
url: https://dashboard.piggyvest.business/login
- type: KnowledgeBase
url: https://www.piggyvestbusiness.com/knowledge-base
- type: FAQ
url: https://www.piggyvestbusiness.com/faqs
- type: SupportEmail
url: mailto:business@piggyvest.com
contact:
- FN: PiggyVest Business Support
email: business@piggyvest.com
common:
- type: DomainSecurity
url: security/piggyvest-domain-security.yml
- type: Website
url: https://www.piggyvest.com
- type: BusinessWebsite
url: https://www.piggyvestbusiness.com
- type: API
url: https://api.piggyvest.business
- type: Documentation
url: https://www.piggyvestbusiness.com/docs
- type: Authentication
url: https://www.piggyvestbusiness.com/docs/authentication
- type: Signup
url: https://dashboard.piggyvest.business/signup
- type: Login
url: https://dashboard.piggyvest.business/login
- type: Dashboard
url: https://dashboard.piggyvest.business
- type: KnowledgeBase
url: https://www.piggyvestbusiness.com/knowledge-base
- type: FAQ
url: https://www.piggyvest.com/faq
- type: BusinessFAQ
url: https://www.piggyvestbusiness.com/faqs
- type: Blog
url: https://blog.piggyvest.com
- type: Press
url: https://www.piggyvest.com/press
- type: Careers
url: https://www.piggyvest.com/careers
- type: SavingsCalculator
url: https://www.piggyvest.com/savings-calculator
- type: Reports
url: https://www.piggyvest.com/reports
- type: Piggybank
url: https://www.piggyvest.com/piggybank
- type: SafeLock
url: https://www.piggyvest.com/safelock
- type: TargetSavings
url: https://www.piggyvest.com/target-savings
- type: FlexNaira
url: https://www.piggyvest.com/flex-naira
- type: FlexDollar
url: https://www.piggyvest.com/flex-dollar
- type: HouseMoney
url: https://www.piggyvest.com/house-money
- type: Investify
url: https://www.piggyvest.com/investify
- type: GetIT
url: https://www.piggyvest.com/getit
- type: PiggyPoints
url: https://www.piggyvest.com/piggy-points
- type: PayWithPocket
url: https://www.piggyvestbusiness.com/pay-with-pocket
- type: Invoicing
url: https://www.piggyvestbusiness.com/invoicing
- type: BusinessSafelock
url: https://www.piggyvestbusiness.com/safelock
- type: BusinessInvestify
url: https://www.piggyvestbusiness.com/investify
- type: CustomizableAccounts
url: https://www.piggyvestbusiness.com/accounts
- type: AppStore
url: https://apps.apple.com/us/app/piggyvest-save-invest-today/id1263117994
- type: GooglePlay
url: https://play.google.com/store/apps/details?id=com.piggybankng.piggy
- type: GitHub
url: https://github.com/PiggyTech
- type: GitHubPages
url: https://github.com/piggyvest/piggyvest.github.io
- type: Twitter
url: https://twitter.com/piggyvest
- type: Instagram
url: https://www.instagram.com/piggyvest
- type: Facebook
url: https://www.facebook.com/piggyvest
- type: YouTube
url: https://www.youtube.com/@piggyvest
- type: LinkedIn
url: https://www.linkedin.com/company/piggyvest
- type: TikTok
url: https://www.tiktok.com/@piggyvest
- type: Support
url: https://www.piggyvest.com/support
- type: SupportEmail
url: mailto:support@piggyvest.com
- type: BusinessSupportEmail
url: mailto:business@piggyvest.com
- type: Address
url: https://maps.google.com/?q=Tesmot+House+Abdulrahman+Okene+Close+Victoria+Island+Lagos+Nigeria
- type: Privacy
url: https://www.piggyvest.com/privacy
- type: Terms
url: https://www.piggyvest.com/terms
maintainers:
- FN: Kin Lane
email: kin@apievangelist.com
PiggyVest API — frequently asked questions
Does PiggyVest have an API?
Yes. APIs.io lists 1 API from PiggyVest, including PiggyVest Business API.
How do I authenticate with the PiggyVest API?
PiggyVest uses bearer-token authentication.
Is the PiggyVest API ready for AI agents?
PiggyVest has a Kin Score of 14.8 out of 100 (emerging) and an Agent Readiness score of 2.5 (human-only), scored by API Evangelist on 2026-11-06.
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