niche · 0.3 capabilitymarket actionindustrydomain

Personal Finance

Score 17.8 / 100 112 providers +2 via APIs 7 APIs Search apis.io →

Providers using this tag (112)

Ranked by API Evangelist rating — Exemplar and Strong are expanded by default.

Exemplar 2 Complete, well-documented, and agent-ready
Strong 1 Solid coverage with minor gaps
Developing 5 Usable, with meaningful gaps to close
Thin 5 Limited public surface area
Emerging 47 Early or largely undocumented
CleoArtificial IntelligenceBankingBudgetingCash Advance25.7AcornsMicro-InvestingFintechRound-Ups1 API21.3Origin FinancialCompanyFintechFinancial Planning19.7Simplifi by QuickenBudgetingFinancial AggregationAccount Management1 API19.4Credit KarmaCompanyFintechCredit Score16.5TrimCompanyFintechSubscription Management13.1PlumCompanyFintechSavings12.4ZeenCompanyFinancial ServicesFintech11.3KikoffCompanyFintechCreditCredit Building1 API25.4UnlockCompanyFinancial ServicesFintechHome Equity2 APIs25.0Monarch MoneyCompanyFintechBudgeting24.3FreetradeCompanyInvestingStock TradingBrokerage23.5Facet WealthCompanyFinancial ServicesFinancial PlanningWealth Management22.0FinaryCompanyFintechWealth Management20.0PiggyVestFintechSavingsInvestmentDigital Wallet1 API17.2EarnUpCompanyFintechFinancial ServicesDebt Repayment17.1FifteenthCompanyFintechTaxTax Preparation17.1AvaCompanyFintechCredit BuildingConsumer Finance16.2Credit SesameCompanyConsumer FinanceCredit ScoreCredit Monitoring15.7ClerkieCompanyFintechDebt ManagementLending1 API15.5Credit GenieCompanyFinancial ServicesFintechConsumer Finance15.3BrigitCompanyFinancial ServicesFintechConsumer Finance15.0BrightmoneyCompanyFinancial ServicesFintechConsumer Finance14.8DaveCompanyFintechBankingNeobank14.5JifyCompanyPaymentsFintechEarned Wage Access14.0BrightsideCompanyFinancial WellnessEmployee BenefitsFinancial Services12.9CaribouCompanyFintechAuto RefinanceLending12.9Possible FinanceCompanyFintechConsumer LendingCredit Building12.9SidekickCompanyWealth ManagementInvestingSavings12.9wacaiCompanyFintechAccounting1 API12.5BillTrimCompanyBill NegotiationBill Management12.4ChangEdCompanyFintechFinancial ServicesDebt Payoff12.4Mujer FinancieraCompanyFinancial EducationFintechEdTech12.4TaxfixCompanyFintechTaxTax Filing12.4caimitechCompanyFintechWealth Management12.2CinoCompanyFintechPaymentsBill Splitting12.0Kestrl: Muslim Money AppCompanyFintechIslamic FinanceEthical Banking12.0KudosCompanyCreditCredit CardsRewards12.0MoneyfellowsCompanyFinancial ServicesFintechSavings12.0CurrentCompanyFintechNeobankConsumer Banking1 API11.9GoinCompanyFintechSavings11.7Aura FinanceCompanyFinancial ServicesFinancial WellnessFintech11.5FoldCompanyFintechBitcoinCryptocurrency11.2CommonsCompanyClimate TechCarbon FootprintCarbon Offsets11.1ThndrCompanyFintechInvestingBrokerage11.1ClarkCompanyInsuranceInsurtechInsurance Comparison11.0MidFirst BankFinancial ServicesBankingUnited StatesSavings Association11.0
Minimal 51 Almost no public developer surface
NerdWalletCompanyFintechConsumer Finance10.1FinkuCompanyFintechBudgeting9.8CashsemblyCompanyFinanceCalculators1 API9.7GravyCompanyFintechArtificial Intelligence8.7NorthstarCompanyFintechFinancial WellnessEmployee Benefits7.9AlongsidefinanceFinanceBudgetingInvestment7.8Personal CapitalCompanyFintechWealth Management7.5MintCompanyFintechBudgeting3.4Rocket CompaniesFinancial ServicesMortgageReal Estate2.6VegafundCompanyFintechInvesting0.0JarFintechMicro SavingsDigital GoldGold Investment10.7AnyfinCompanyConsumerFintechLending10.3OolkaCompanyFintechCredit ScoreCredit Building10.3SmartAssetCompanyFinancial ServicesFintechFinancial Advisors10.3TreasuryCompanyInvestingFintech10.3Fi MoneyFintechNeobankConsumer Banking10.2Jupiter MoneyBankingNeobankDigital BankingFintech10.2FindaCompanyFintechFinancial ServicesLoans9.8MaxRewardsCompanyFintechCredit CardsRewards9.8WollitCompanyFintechCreditCredit Building9.8SavCompanyFintechFinancial ServicesSavings9.4SouqalmalCompanyFintechFinancial Comparison9.4TaxscoutsCompanyTaxAccountingFintech9.3HabittoCompanyFintechBankingSavings Account9.2BankiomCompanyFintechBankingNeobank9.1Drahim HoldingsCompanyFintechOpen Banking9.1FloatMeCompanyFintechCash Advance9.1ModakCompanyFintechConsumerBanking8.6TiltCompanyFintechFinancial ServicesCredit Building8.5Powerup MoneyCompanyFintechWealth ManagementInvesting7.5OctavewealthCompanyWealth ManagementFintech5.7SoLo FundsCompanyFinancial ServicesFintechLending5.5Rebaja Tus CuentasCompanyFintechConsumer FinanceLending4.9TammwelCompanyFinancial ServicesFintechLending4.4Blue StudiosCompanyConsumerFamily Tech3.9SpennyCompanyFintechMicro-Investing3.9PolicyPalCompanyInsurtechFintechInsurance3.8AssetVaultCompanyFintechWealth ManagementEstate Planning3.6FinnomenaCompanyFintechWealth ManagementInvesting3.4whatisevenCompanyFintechEarned Wage Access3.4liangzizhigeCompanyEducationE-LearningConsumer2.9DigitCompanyConsumerFintech1.8Long GameCompanyFintechGamification1.8BankOnsCompanyDefunctAcquiredFinancial Services0.0CakeHealthCompanyHealthcareHealth InsuranceMedical Billing0.0Clarity MoneyCompanyFintechFinancial Management0.0InstaPaisaCompanyFintechLending0.0IvellaCompanyFintechFinancial ServicesConsumer Finance0.0LearnVestCompanyConsumerFinancial Services0.0LendtableCompanyFinancial ServicesFintechConsumer Lending0.0NEO SuccessCompanyFintechMoney Management0.0
Unrated 1 Not yet scored

APIs with this tag (7)

Ranked by the provider's API Evangelist rating — the Kin Score is scored per provider, not per API, so every API of a provider shares its band. How the rating works →

Developing 4 Usable, with meaningful gaps to close
Thin 1 Limited public surface area
Emerging 2 Early or largely undocumented

Companies reaching this through an API (2)

These companies publish an API, specification or operation carrying “Personal Finance” but do not classify their business under it. Listed unranked and kept out of the count above, because one tagged operation is not a statement about what a company does.

Carta Dotdash Meredith / People Inc

Score breakdown

Frequency
56.3
log-scaled weighted occurrences
Breadth
2.6
spread across providers
Quality lift
15.2
mean composite of providers using it
Cohesion
0.0
strength of nearest seed neighbor

Where this tag sits

Fintech broader Consumer Finance broader

Related tags

Budgeting 14 co-occurrences Savings 17 co-occurrences Consumer Finance 23 co-occurrences Investing 19 co-occurrences Credit Building 9 co-occurrences Wealth Management 17 co-occurrences Financial Wellness 7 co-occurrences Mobile Banking 7 co-occurrences

Where this tag comes from

Provider tag112
Api tag7

Cohort brief

Auto-generated

The 103 providers in the APIs.io catalog tagged Personal Finance, scored on the Kin Score. Every figure below is computed from the catalog — nothing here is written.

Providers
103
of 112 in the catalog
Mean Kin Score
even vs catalog
Mean Agent Readiness
4.3
-7.7 vs catalog 12
Spread
–
median · σ
How the 103 split by band
Exemplar 1Strong 2Developing 4Thin 6Emerging 36Minimal 54
Facet averages, against the whole catalog
FacetThis cohortCatalogDifferenceScored
Access Clarity 24.8 23.9 +0.9 103
Contract Governance 2.9 6.5 -3.6 103
Operational Transparency 6.8 13 -6.2 103
Discoverability 50.7 57.9 -7.2 103
Developer Ergonomics 11.7 23.2 -11.5 103
Contract Quality 3.9 17.2 -13.3 103

A facet is averaged over the members that carry it, not over the whole cohort — the “Scored” column is that count. Averaging an absent facet as zero would score our own coverage gaps as the providers’ posture.

What this cohort publishes
ArtifactThis cohortCatalogDifference
MCP server (any) 8% 13% -5
MCP server (first-party) 7% 12% -5
Agent Skills 0% 0% 0
OAuth scopes 6% 11% -5
Security 98% 98% 0
Arazzo workflows 0% 2% -2
Governance rules 4% 16% -12

mcp_pct counts any mcp/ artifact including ones API Evangelist derived from the provider OpenAPI; mcp_first_party_pct counts only servers the provider publishes. Prefer the latter.

Top by Kin Score
  1. 1 Method Financial
  2. 2 MX Technologies
  3. 3 SoFi Technologies
  4. 4 OptionsAhoy
  5. 5 Klutch
  6. 6 Era
  7. 7 Shelter
  8. 8 Splitwise
  9. 9 Planomy Tax Data
  10. 10 Toshl
Top by Agent Readiness
  1. 1 SoFi Technologies {"score" => 53.6, "band" => "agent-native"}
  2. 2 OptionsAhoy {"score" => 50.2, "band" => "agent-ready"}
  3. 3 Method Financial {"score" => 43.9, "band" => "agent-native"}
  4. 4 Klutch {"score" => 41.9, "band" => "agent-ready"}
  5. 5 Era {"score" => 33.6, "band" => "agent-ready"}
  6. 6 Planomy Tax Data {"score" => 31.9, "band" => "agent-ready"}
  7. 7 Splitwise {"score" => 27.9, "band" => "agent-aware"}
  8. 8 MX Technologies {"score" => 26.7, "band" => "agent-aware"}
  9. 9 Bloom Credit {"score" => 24.6, "band" => "agent-aware"}
  10. 10 Buxfer {"score" => 23.8, "band" => "agent-aware"}
All 112 members of this roster resolve to a provider in the catalog; 103 carry a score (92%). The figures above describe the scored members only.
Coverage caveat. 98 of 103 scored members had under half their catalog-attributable points satisfied at all (catalog_earned / catalog_max < 0.5). They are INCLUDED in the mean above. A large share here means the cohort mean is partly a measurement of how far our enrichment reached, not only of how these providers publish.Generated from the catalog build of 31 October 2026, across 31983 providers, using the same computation served by the APIs.io cohort API. Briefs are published for rosters of 5 or more scored providers; below that a distribution is not meaningful.

Work with this as data

Every tag here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for tags

7 MCP tools reach this
  • find_tagsBrowse and filter every tag in the catalog.
  • get_cohortThis tag as a scored cohort — every provider carrying it, with scores.
  • cohort_statsPRO — the distribution across this tag: mean, median, band split, adoption rates.
  • cohort_rankingsPRO — the leaderboard, on composite AND agent-readiness axes.
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
All 92 tools →

Call it yourself

curl for this page
This tag
curl "https://apis.io/api/v1/tags/personal-finance"
All tags
curl "https://apis.io/api/v1/tags?limit=25"
As a scored cohort
curl "https://apis.io/api/v1/cohorts/tag/personal-finance"
The distribution (Pro)
curl "https://apis.io/api/v1/cohorts/tag/personal-finance/stats" \
  -H "X-API-Key: $APIS_IO_KEY"

Discovery needs no key. Ratings and market analysis are Pro.

Get an API key

Free tier, no form to fill in. Signing in shares your email address with us — we store it to create your key and to recognise you if you sign in with another provider. See our Privacy Policy and Terms.

A second provider on the same verified email joins the account you already have.