niche · -0.2 market industry

Personal Finance

Score 18.2 / 100 110 providers +2 via APIs 7 APIs Search apis.io →

Providers using this tag (110)

Ranked by API Evangelist rating — Exemplar and Strong are expanded by default.

Exemplar 2 Complete, well-documented, and agent-ready
Strong 1 Solid coverage with minor gaps
Developing 4 Usable, with meaningful gaps to close
Thin 6 Limited public surface area
Emerging 36 Early or largely undocumented
CleoArtificial IntelligenceBankingBudgetingCash Advance26.1KikoffCompanyFintechCreditCredit Building1 API25.3UnlockCompanyFinancial ServicesFintechHome Equity2 APIs23.3AcornsMicro-InvestingFintechRound-Ups1 API23.0Facet WealthCompanyFinancial ServicesFinancial PlanningWealth Management22.3FreetradeCompanyInvestingStock TradingBrokerage22.3Monarch MoneyCompanyFintechBudgeting21.9FinaryCompanyFintechWealth Management20.3EarnUpCompanyFintechFinancial ServicesDebt Repayment17.1Origin FinancialCompanyFintechFinancial Planning16.7AvaCompanyFintechCredit BuildingConsumer Finance16.2FifteenthCompanyFintechTaxTax Preparation16.0Simplifi by QuickenBudgetingFinancial AggregationAccount Management1 API15.4Credit GenieCompanyFinancial ServicesFintechConsumer Finance15.0PiggyVestFintechSavingsInvestmentDigital Wallet1 API14.8Credit SesameCompanyConsumer FinanceCredit ScoreCredit Monitoring14.7DaveCompanyFintechBankingNeobank14.1JifyCompanyPaymentsFintechEarned Wage Access14.0BrigitCompanyFinancial ServicesFintechConsumer Finance13.6BrightsideCompanyFinancial WellnessEmployee BenefitsFinancial Services12.8ClerkieCompanyFintechDebt ManagementLending1 API12.8SidekickCompanyWealth ManagementInvestingSavings12.8wacaiCompanyFintechAccounting1 API12.8caimitechCompanyFintechWealth Management12.4ChangEdCompanyFintechFinancial ServicesDebt Payoff12.3PlumCompanyFintechSavings12.3TaxfixCompanyFintechTaxTax Filing12.3BrightmoneyCompanyFinancial ServicesFintechConsumer Finance12.1TrimCompanyFintechSubscription Management12.1CinoCompanyFintechPaymentsBill Splitting12.0Kestrl: Muslim Money AppCompanyFintechIslamic FinanceEthical Banking12.0CurrentCompanyFintechNeobankConsumer Banking1 API11.8MidFirst BankFinancial ServicesBankingUnited StatesSavings Association11.7Possible FinanceCompanyFintechConsumer LendingCredit Building11.5Aura FinanceCompanyFinancial ServicesFinancial WellnessFintech11.4BillTrimCompanyBill NegotiationBill Management11.0
Minimal 60 Almost no public developer surface
CommonsCompanyClimate TechCarbon FootprintCarbon Offsets10.6ClarkCompanyInsuranceInsurtechInsurance Comparison10.3AnyfinCompanyConsumerFintechLending10.2FinkuCompanyFintechBudgeting10.2OolkaCompanyFintechCredit ScoreCredit Building10.2SmartAssetCompanyFinancial ServicesFintechFinancial Advisors10.2KudosCompanyCreditCredit CardsRewards10.1CaribouCompanyFintechAuto RefinanceLending9.9FindaCompanyFintechFinancial ServicesLoans9.7NerdWalletCompanyFintechConsumer Finance9.7ThndrCompanyFintechInvestingBrokerage9.7WollitCompanyFintechCreditCredit Building9.7Credit KarmaCompanyFintechCredit Score9.6MoneyfellowsCompanyFinancial ServicesFintechSavings9.4SavCompanyFintechFinancial ServicesSavings9.4SouqalmalCompanyFintechFinancial Comparison9.3TreasuryCompanyInvestingFintech9.3MaxRewardsCompanyFintechCredit CardsRewards9.2TaxscoutsCompanyTaxAccountingFintech9.2Drahim HoldingsCompanyFintechOpen Banking9.0FloatMeCompanyFintechCash Advance9.0Jupiter MoneyBankingNeobankDigital BankingFintech8.8FoldCompanyFintechBitcoinCryptocurrency8.6GoinCompanyFintechSavings8.6GravyCompanyFintechArtificial Intelligence8.6ModakCompanyFintechConsumerBanking8.6TiltCompanyFintechFinancial ServicesCredit Building8.0NorthstarCompanyFintechFinancial WellnessEmployee Benefits7.9Personal CapitalCompanyFintechWealth Management7.4Powerup MoneyCompanyFintechWealth ManagementInvesting7.4Fi MoneyFintechNeobankConsumer Banking5.7OctavewealthCompanyWealth ManagementFintech5.6SoLo FundsCompanyFinancial ServicesFintechLending5.4JarFintechMicro SavingsDigital GoldGold Investment5.2Rebaja Tus CuentasCompanyFintechConsumer FinanceLending4.8TammwelCompanyFinancial ServicesFintechLending4.3ZeenCompanyFinancial ServicesFintech4.0BankiomCompanyFintechBankingNeobank3.9SpennyCompanyFintechMicro-Investing3.8AssetVaultCompanyFintechWealth ManagementEstate Planning3.6FinnomenaCompanyFintechWealth ManagementInvesting3.4MintCompanyFintechBudgeting3.4PolicyPalCompanyInsurtechFintechInsurance3.4whatisevenCompanyFintechEarned Wage Access3.4Blue StudiosCompanyConsumerFamily Tech2.9liangzizhigeCompanyEducationOnline LearningConsumer2.9Mujer FinancieraCompanyFinancial EducationFintechEdTech2.9HabittoCompanyFintechBankingSavings Account2.5Rocket CompaniesFinancial ServicesMortgageReal Estate2.5DigitCompanyConsumerFintech1.7Long GameCompanyFintechGamification1.7BankOnsCompanyDefunctAcquiredFinancial Services0.0CakeHealthCompanyHealthcareHealth InsuranceMedical Billing0.0Clarity MoneyCompanyFintechFinancial Management0.0InstaPaisaCompanyFintechLending0.0IvellaCompanyFintechFinancial ServicesConsumer Finance0.0LearnVestCompanyConsumerFinancial Services0.0LendtableCompanyFinancial ServicesFintechConsumer Lending0.0NEO SuccessCompanyFintechMoney Management0.0VegafundCompanyFintechInvesting0.0
Unrated 1 Not yet scored

APIs with this tag (7)

Ranked by the provider's API Evangelist rating — the Kin Score is scored per provider, not per API, so every API of a provider shares its band. How the rating works →

Developing 3 Usable, with meaningful gaps to close
Thin 1 Limited public surface area
Emerging 3 Early or largely undocumented

Companies reaching this through an API (2)

These companies publish an API, specification or operation carrying “Personal Finance” but do not classify their business under it. Listed unranked and kept out of the count above, because one tagged operation is not a statement about what a company does.

Carta Dotdash Meredith / People Inc

Score breakdown

Frequency
56.8
log-scaled weighted occurrences
Breadth
2.9
spread across providers
Quality lift
16.7
mean composite of providers using it
Cohesion
0.0
strength of nearest seed neighbor

Where this tag sits

Fintech broader Consumer Finance broader

Related tags

Savings 17 co-occurrences Budgeting 13 co-occurrences Consumer Finance 23 co-occurrences Investing 19 co-occurrences Credit Building 9 co-occurrences Wealth Management 17 co-occurrences Financial Wellness 7 co-occurrences Mobile Banking 7 co-occurrences

Where this tag comes from

Provider tag110
Api tag7

Cohort brief

Auto-generated

The 101 providers in the APIs.io catalog tagged Personal Finance, scored on the Kin Score. Every figure below is computed from the catalog — nothing here is written.

Providers
101
of 110 in the catalog
Mean Kin Score
14.4
-8.5 vs catalog 22.9
Mean Agent Readiness
4.3
-7.6 vs catalog 11.9
Spread
0–71
median 10.3 · σ 13.5
How the 101 split by band
Exemplar 2Strong 1Developing 4Thin 6Emerging 36Minimal 52
Facet averages, against the whole catalog
FacetThis cohortCatalogDifferenceScored
Access Clarity 25.8 26.5 -0.7 101
Contract Governance 2.7 6.3 -3.6 101
Operational Transparency 6.9 13.7 -6.8 101
Discoverability 50.5 58.1 -7.6 101
Developer Ergonomics 11.8 23.2 -11.4 101
Contract Quality 3.8 17.6 -13.8 101

A facet is averaged over the members that carry it, not over the whole cohort — the “Scored” column is that count. Averaging an absent facet as zero would score our own coverage gaps as the providers’ posture.

What this cohort publishes
ArtifactThis cohortCatalogDifference
MCP server (any) 7% 14% -7
MCP server (first-party) 6% 12% -6
Agent Skills 0% 0% 0
OAuth scopes 6% 11% -5
Security 98% 98% 0
Arazzo workflows 0% 2% -2
Governance rules 2% 14% -12

mcp_pct counts any mcp/ artifact including ones API Evangelist derived from the provider OpenAPI; mcp_first_party_pct counts only servers the provider publishes. Prefer the latter.

Top by Kin Score
  1. 1 MX Technologies 71
  2. 2 Method Financial 67.3
  3. 3 SoFi Technologies 56.4
  4. 4 OptionsAhoy 51.7
  5. 5 Klutch 42.8
  6. 6 Era 41.2
  7. 7 Shelter 39.9
  8. 8 Splitwise 38.8
  9. 9 Planomy Tax Data 37.2
  10. 10 Toshl 33.8
Top by Agent Readiness
  1. 1 SoFi Technologies 52.6
  2. 2 OptionsAhoy 49.1
  3. 3 Klutch 41.9
  4. 4 Method Financial 39.4
  5. 5 Era 33.6
  6. 6 Planomy Tax Data 30.2
  7. 7 MX Technologies 29.1
  8. 8 Splitwise 26.4
  9. 9 Bloom Credit 24.8
  10. 10 Treasury 23.7
All 110 members of this roster resolve to a provider in the catalog; 101 carry a score (92%). The figures above describe the scored members only.
Coverage caveat. 97 of 101 scored members had under half their catalog-attributable points satisfied at all (catalog_earned / catalog_max < 0.5). They are INCLUDED in the mean above. A large share here means the cohort mean is partly a measurement of how far our enrichment reached, not only of how these providers publish.Generated from the catalog build of 5 October 2026, across 29093 providers, using the same computation served by the APIs.io cohort API. Briefs are published for rosters of 5 or more scored providers; below that a distribution is not meaningful.

Work with this as data

Every tag here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for tags

7 MCP tools reach this
  • find_tagsBrowse and filter every tag in the catalog.
  • get_cohortThis tag as a scored cohort — every provider carrying it, with scores.
  • cohort_statsPRO — the distribution across this tag: mean, median, band split, adoption rates.
  • cohort_rankingsPRO — the leaderboard, on composite AND agent-readiness axes.
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
All 92 tools →

Call it yourself

curl for this page
This tag
curl "https://apis.io/api/v1/tags/personal-finance"
All tags
curl "https://apis.io/api/v1/tags?limit=25"
As a scored cohort
curl "https://apis.io/api/v1/cohorts/tag/personal-finance"
The distribution (Pro)
curl "https://apis.io/api/v1/cohorts/tag/personal-finance/stats" \
  -H "X-API-Key: $APIS_IO_KEY"

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