Personal Capital

Personal Capital is a digital wealth management and personal finance company, now operating as an Empower company, that pairs free online money-management tools with paid registered-investment-adviser services. Its Personal Capital / Empower Personal Dashboard app lets individuals link bank, brokerage, retirement, and loan accounts to track net worth, analyze investment fees, plan for retirement, and manage cash flow, while Personal Capital Advisors Corporation (an SEC-registered investment adviser) offers human financial advisors and managed portfolios for clients who link at least $100,000 in investable assets. Personal Capital was acquired by Empower Retirement (Great-West Lifeco / Power Corporation) in 2020. The company is consumer-facing and, as of this enrichment pass, does not publish a public developer API, OpenAPI, or developer portal.

Personal Capital is profiled on the APIs.io network. Tagged areas include Company, Fintech, Wealth Management, Personal Finance, and Financial Planning.

Personal Capital’s developer surface includes signup flow, support, engineering blog, and 3 more developer resources.

10.7/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5
0 APIs
CompanyFintechWealth ManagementPersonal FinanceFinancial PlanningInvestingRetirementFinancial Advisor

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 10.7/100 · minimal
Contract Quality 0.0 / 25
Developer Ergonomics 1.3 / 20
Commercial Clarity 2.6 / 20
Operational Transparency 0.0 / 13
Governance 0.0 / 12
Discoverability 6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/personal-capital: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Personal Capital Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Get Started 2

Portal, sign-up, and the first successful call

Access & Security 1

Authentication, authorization, and security posture

Operate 1

Status, limits, changes, and where to get help

Company 2

The organization behind the API

Source (apis.yml)

apis.yml Raw ↑
aid: personal-capital
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/personal-capital.png
name: Personal Capital
description: Personal Capital is a digital wealth management and personal finance company, now operating as an Empower company,
  that pairs free online money-management tools with paid registered-investment-adviser services. Its Personal Capital / Empower
  Personal Dashboard app lets individuals link bank, brokerage, retirement, and loan accounts to track net worth, analyze
  investment fees, plan for retirement, and manage cash flow, while Personal Capital Advisors Corporation (an SEC-registered
  investment adviser) offers human financial advisors and managed portfolios for clients who link at least $100,000 in investable
  assets. Personal Capital was acquired by Empower Retirement (Great-West Lifeco / Power Corporation) in 2020. The company
  is consumer-facing and, as of this enrichment pass, does not publish a public developer API, OpenAPI, or developer portal.
url: https://raw.githubusercontent.com/api-evangelist/personal-capital/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- ivp
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-20'
tags:
- Company
- Fintech
- Wealth Management
- Personal Finance
- Financial Planning
- Investing
- Retirement
- Financial Advisor
apis: []
common:
- type: DomainSecurity
  url: security/personal-capital-domain-security.yml
- type: Website
  url: https://www.personalcapital.com/
- type: Login
  url: https://home.personalcapital.com/page/login/goHome
- type: SignUp
  url: https://www.personalcapital.com/sign-up/onboarding-v2
- type: Support
  url: https://support-personalwealth.empower.com/hc/en-us
- type: Blog
  url: https://www.personalcapital.com/blog/
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-enrichment:
  date: '2026-07-20'
  status: nochange
  artifacts_added: 0
  pass: local-v1