Regulatory Posture

15% of the composite, when it applies 18 checks · 108 pointsconditional facet regulatory

For providers in a regulated industry ONLY: does the API publish the consent, security, legal, and standards-conformance posture its regime demands? Consent-scoped authorization (OAuth/OIDC scopes), a published security + vulnerability-disclosure posture, terms/privacy as legal basis, and evidence of conformance to the industry's data standard. Not applied to unregulated industries — see the composite math note below.

9,494providers scored on it

8,921score above zero

25.2mean sub-score

18.9median sub-score

3at 100

This facet is conditional. It is computed for every provider so its panel can render, but it enters the composite only where it applies — 9,494 of the 27,504 scored providers in the catalog. The counts on this page are over that population, not the whole catalog, and everyone else is neither measured against it nor penalised for it. The applicability rule and the composite arithmetic are on the rubric page.

How it is scored

18 checks worth 108 points, grouped by the artifact each one reads. A facet's sub-score is its awarded points normalized against the points that were actually applicable to that provider — a check needing an artifact the provider does not publish at all is N/A, and leaves both sides of the fraction.

Regulatory Posture · regulatory

Check	Rule	Points
Consent-scoped authorizationPublished OAuth/OIDC scopes — the machine-readable expression of least-privilege, consented access every data-sharing regime is built on. The single strongest regulatory signal.	`common[].type includes "OAuthScopes" OR a scopes artifact is present`	10
Authentication model documentedA documented authentication/authorization model (OIDC, mTLS, PAR). A regulated API that will not say how it authenticates cannot be trusted to hold the line the regime draws.	`common[].type includes "Authentication" or "OpenIDConnect"`	6
Security posture publishedA published security policy or domain-security posture. Regulated data demands a stated, verifiable security stance, not an assumed one.	`common[].type includes "Security" or "DomainSecurity"`	6
Vulnerability disclosure programA VDP / responsible-disclosure channel. For a regulated provider this is table stakes, and its absence is a conspicuous gap.	`common[].type includes "VulnerabilityDisclosure"`	6
Terms of service (legal basis)Machine-findable terms establishing the legal basis for access — the contract a regulator expects to exist and be discoverable.	`common[].type includes "TermsOfService"`	4
Privacy policy (data handling)A published privacy policy stating how personal/consumer data is handled — the disclosure most regulated regimes require.	`common[].type includes "PrivacyPolicy"`	4
Compliance / certification disclosurePublished compliance, certification, or trust-center content (SOC 2, ISO 27001, PCI, regime attestations) — evidence the provider holds itself to an external standard, not just its own word.	`common[].type includes "Compliance" or "TrustCenter" or "Trust"`	5
Data-standard conformanceEvidence the API conforms to the industry's data standard (a named standard, conformance artifact, or a published vocabulary/JSON-LD context). In a regulated space, speaking the mandated shape is the difference between interoperable and merely present.	`implements a recognized data standard — common[].type includes "Standard"/"Conformance", or a Vocabulary/JSON-LD context is published`	5
Conforms to the standard named for its regimeThe provider conforms to the standard RECOGNIZED FOR ITS REGIME, resolved against the standards catalog: OBIE, the DSB Consumer Data Standards, FDX or Berlin Group for open banking; US Core / USCDI for health; ACORD, CIECA or CSIO for insurance; CAMARA or TM Forum for telecom; Green Button / ESPI or cds-energy for energy.This supersedes the generic check above in strength for a reason the banking quartet made plain: a `Standard` tag credits an intention, while naming the instrument credits a fact. It is also the check the insurance quartet needed to state its emptiest finding honestly — ACORD is live inside a machine-readable contract at exactly one company worldwide.	conformance/ declares conformance to a standard listed under the matched regime`s `standards:` — not merely a generic Standard tag	8
FAPI / hardened authorization profileThe security profile CDR, UK Open Banking and PSD2 actually mandate, beyond generic OAuth: the FAPI profile, pushed authorization requests, private_key_jwt client authentication, mTLS-bound tokens. Generic OAuth is table stakes; this is the stack the regime specifies.	`conformance declares FAPI or FAPI 2.0, or auth artifacts document PAR, private_key_jwt or mTLS-bound tokens`	6
Published consent modelA consent surface a machine can read. This is the structural gap the whole series found and the reason it is weighted where it is: in market after market whose entire premise is consumer consent, machine-readable consent ran in the single digits. A FHIR Consent resource is exposed by essentially nobody; insurance ran at 2.5% in the US and zero among every market's leaders, in the most personally-invasive data business in the economy.Weighted heaviest in insurance and telecom precisely BECAUSE no rule compels it there — where consent is unmandated its presence is a genuine differentiator rather than a compliance artifact.	`a machine-readable consent surface — consent scopes, a FHIR Consent resource, a CDR consent artifact, or a documented consent/authorization model`	7
Action / write surfaceThe regime is actionable, not read-only. An agent that can move money on an account is a different animal from one that can only read it, and the score should say so: the UK — which mandated payment initiation — scored 87% on idempotency, where read-only Australia scored 0%.	`the contract exposes payment initiation, VRP, or another mutating regulated operation`	4
SMART-on-FHIR configuration servedA served `.well-known/smart-configuration` with published SMART-on-FHIR scopes. The structural finding across all four healthcare markets: the security scopes often exist, but the smart-configuration is served almost nowhere — so the check has to weight a DISCOVERABLE, consent-legible surface rather than the mere presence of scopes somewhere in prose.	`a .well-known/smart-configuration is served, or SMART scopes are published`	6
PCI scope and strong customer authenticationPCI-DSS attestation or scope disclosure together with strong customer authentication (3-D Secure, PSD2 SCA). The two disclosures every payments regime is built on, and the ones a merchant's own auditor will ask for first.	`PCI-DSS attestation or scope disclosure, plus 3-D Secure / SCA support`	6
Machine-readable entitlement and redistribution termsEntitlement and redistribution terms in machine-readable form, plus MiFID II or exchange data-licensing disclosure. In market data the licence IS the product boundary, and a consumer who cannot read it programmatically cannot build against it safely.	`redistribution / entitlement / data-licensing terms published as machine-readable data`	6
Third-party certificationA certification issued and published by somebody other than the provider. Canada runs the only public, tiered insurance API certification programme in the world (CSIO) and it was invisible to the score — its own table lists the country's largest P&C insurer as Not Yet Rated while smaller competitors hold higher tiers, which is exactly the published signal a rubric should read.THE CAUTION THIS CHECK CARRIES, learned from real estate: RESO certification is real, independently tested and industry-mandated, and it is worth 2.0 points of measured difference — because all three certified organizations return 401 on the very contract they are certified against. A certification claim is credited here only alongside `servers_resolvable`; a badge for a document the consumer cannot fetch is not conformance.	`a public, independently-issued certification is held and discoverable`	5
CAMARA / network-API conformanceConformance to the network-API standards the sector actually built: CAMARA commonalities, the canonical API definitions, CIBA (the backchannel authentication flow CAMARA specifies for network authorization, found in 3 of 19 standards repositories and absent from both specs of the one exposure platform with a callable endpoint), and TM Forum Open API conformance — held widely by carriers who publish no network API at all.	`an x-camara-commonalities version, /camara/ paths, CIBA support, or TM Forum Open API conformance`	6
Mandate implemented, not merely claimedTHE LARGEST UNMEASURED EFFECT IN THE CATALOG, and the reason it lands in 0.6 rather than waiting. Across 95 energy organizations scored on a deliberately ruthless mandate ladder, a VERIFIED mandate was worth about twelve points of composite — live-implemented 42.2 against not-applicable 36.6 — while a CLAIMED-but-unverifiable mandate scored 30.4, BELOW the 30.2 of organizations under no obligation at all.That second number is the finding. Self-declared compliance is not merely uninformative, it is NEGATIVE signal, and any assessment that reads compliance pages instead of calling endpoints will rank the field backwards at the top. Compare RESO in real estate at 2.0 points: same question, two sectors, a six-fold difference in effect, because one mandate came with a public register and conformant discovery endpoints and the other came with a badge.The failure mode is already live here: two Ontario utilities present as Green Button compliant and cannot be verified, one because its onboarding host returns HTTP 200 for every path including invented ones, being a single-page-app catch-all. Without a verification state that provider scores as compliant.	`the mandated surface is evidenced by a resolvable endpoint, register entry or conformant discovery document — not by a compliance page`	8

How the catalog distributes on it

Every one of the 9,494 providers this facet is scored on, bucketed by sub-score.

90-10014 · 0.1%

75-89.9154 · 1.6%

50-74.91,078 · 11.4%

25-49.92,533 · 26.7%

0.1-24.95,142 · 54.2%

0573 · 6.0%

Top providers

The top 500 of 8,921 providers scoring above zero on this facet, ranked by facet sub-score, ties broken by composite.

1 Airwallex100.0 83.6exemplar 2 ModMed100.0 57.6strong 3 Reliance Jio100.0 56.7strong 4 Triodos Bank UK94.9 47.2developing 5 Stripe93.8 80.6exemplar 6 Mollie93.8 63.9strong 7 Infobip93.1 69.5exemplar 8 Nokia Network as Code93.1 58.9strong 9 Medplum92.5 87.3exemplar 10 Elation Health92.5 81.5exemplar 11 CME Group91.7 46.2developing 12 Delft University of Technology90.7 69.7exemplar 13 University of Warwick90.7 60.2strong 14 drchrono90.0 81.8exemplar 15 Algbra88.6 56.3strong 16 Soldo Software and Services87.5 59.6strong 17 Athelas87.5 54.5strong 18 Memo Bank87.3 66.2strong 19 Slash87.3 60.6strong 20 Factiva86.7 58.8strong 21 Tebra86.3 65.6strong 22 OpenMercantil85.2 86.4exemplar 23 Canvas LMS85.2 73.1exemplar 24 Pluralsight85.2 72.4exemplar 25 Codesignal85.2 53.8developing 26 Articulate85.2 39.7developing 27 Flockjay85.2 34.2thin 28 NoRedInk85.2 32.7thin 29 Moneyhub84.8 60.7strong 30 St.George Bank84.8 47.3developing 31 BCU Bank84.8 44.3developing 32 Iniciador84.8 35.5thin 33 Lightspeed Commerce84.4 82.5exemplar 34 Unit84.4 71.8exemplar 35 Ziina84.4 67.2exemplar 36 GoFundMe84.4 61.5strong 37 Astrada84.4 61.4strong 38 Coinflow84.4 55.7strong 39 Mesh Payments84.4 51.8developing 40 Centers for Medicare and Medicaid Services83.8 85.5exemplar 41 eClinicalWorks83.8 74.5exemplar 42 Health Gorilla83.8 69.8exemplar 43 Optum83.8 62.6strong 44 Innovaccer83.8 34.9thin 45 Kraken83.3 72.2exemplar 46 Swisscom83.3 65.8strong 47 University of Helsinki83.3 60.7strong 48 athenahealth82.5 77.6exemplar 49 NextGen Healthcare82.5 71.1exemplar 50 Canvas Medical82.5 67.6exemplar 51 Oracle Health (Cerner)82.5 59.6strong 52 Commure82.5 51.8developing 53 Buoy Health82.5 51.0developing 54 Green Button Alliance82.4 58.7strong 55 Zoom Phone81.9 70.1exemplar 56 Verizon81.9 64.0strong 57 ETSI81.9 56.6strong 58 Telia Company81.9 52.7developing 59 Bharti Airtel81.9 51.2developing 60 Pennsylvania State University81.5 49.9developing 61 Turnitin81.5 39.2thin 62 Zai81.3 55.2strong 63 Braze80.6 78.1exemplar 64 SAP Emarsys80.6 64.8strong 65 GSMA80.6 54.2developing 66 Stedi80.3 83.0exemplar 67 Cisco Catalyst SD-WAN80.3 63.0strong 68 Levitate80.3 61.0strong 69 Waniwani80.3 47.0developing 70 PSC Insurance80.3 37.2thin 71 Artificial Labs80.3 32.0thin 72 Dow Jones80.0 65.1strong 73 Cumbuca79.7 30.4thin 74 University of Wisconsin-Madison79.6 56.5strong 75 Australian National University79.6 52.4developing 76 Landgate79.6 49.4developing 77 University of Illinois Urbana-Champaign79.6 48.8developing 78 Technical University of Berlin79.6 42.3developing 79 LeO78.8 54.3strong 80 Klarna78.5 69.3exemplar 81 KPN78.5 62.4strong 82 first direct78.5 53.8developing 83 Virgin Money UK78.5 47.8developing 84 Up78.5 47.4developing 85 Allica Bank78.5 46.7developing 86 Australia and New Zealand Banking Group (ANZ)78.5 44.6developing 87 Aldermore Bank78.5 40.6developing 88 Recognise Bank78.5 40.3developing 89 TSB Bank78.5 40.1developing 90 EDF Energy78.4 62.2strong 91 Bloomberg78.3 60.6strong 92 Tradier78.3 58.2strong 93 Bloomberg Applications78.3 51.7developing 94 Bloomberg AIM78.3 51.1developing 95 Bloomberg Data Sets78.3 39.5developing 96 Bloomberg Data Workflows78.3 36.2thin 97 Bloomberg Data78.3 33.4thin 98 PAY.JP78.1 78.0exemplar 99 PayMongo78.1 71.3exemplar 100 PayTabs78.1 70.8exemplar 101 Peach Payments78.1 70.3exemplar 102 Finix78.1 68.4exemplar 103 Bolt Financial78.1 59.9strong 104 ProcessOut78.1 56.6strong 105 GetPaid78.1 53.0developing 106 Payrails78.1 53.0developing 107 Solaris78.1 49.8developing 108 OpenGov77.8 47.1developing 109 Epic Systems77.5 64.4strong 110 AdvancedMD77.5 54.3strong 111 Lili77.2 65.4strong 112 Bank First77.2 47.2developing 113 C. Hoare & Co.77.2 46.2developing 114 IMB Bank77.2 45.0developing 115 Qudos Bank77.2 44.8developing 116 Bank of Queensland77.2 43.8developing 117 Hampden & Co77.2 43.2developing 118 Newcastle Permanent Building Society77.2 43.1developing 119 Commonwealth Bank77.2 42.6developing 120 Coventry Building Society77.2 42.5developing 121 Monument Bank77.2 41.3developing 122 Australian Military Bank77.2 36.9thin 123 Lev76.7 69.3exemplar 124 Clear Street76.7 64.9strong 125 Uphold76.7 64.7strong 126 Lukka76.7 58.6strong 127 Reflexivity76.7 32.9thin 128 Hidden Road76.7 27.3thin 129 zopa76.6 40.2developing 130 1upHealth76.3 76.0exemplar 131 Flexpa76.3 73.3exemplar 132 Jefferson Health76.3 68.0exemplar 133 Independence Blue Cross76.3 67.7exemplar 134 Redox76.3 62.1strong 135 Temple Health76.3 61.1strong 136 Jane76.3 58.0strong 137 MEDITECH76.3 48.0developing 138 TailorMed76.3 46.3developing 139 Ambience Healthcare76.3 34.5thin 140 Cohere Health76.3 33.0thin 141 KonbiniAPI75.9 71.7exemplar 142 Plinth US Grants Data75.9 67.4exemplar 143 Wikidata75.9 60.8strong 144 TU Wien75.9 56.8strong 145 Adobe Captivate75.9 54.3strong 146 Wiktionary75.9 53.9developing 147 University of British Columbia75.9 53.1developing 148 OpenStreetMap75.9 51.8developing 149 KU Leuven75.9 50.8developing 150 Maastricht University75.9 47.1developing 151 Cybrary75.9 44.2developing 152 EPFL75.9 42.3developing 153 Sdui75.9 27.7thin 154 8x875.7 66.3strong 155 Regal75.0 78.0exemplar 156 Orange Business75.0 67.3exemplar 157 Natural AI75.0 65.6strong 158 Very Good Security75.0 64.7strong 159 Curlec75.0 63.2strong 160 Yardi Canada75.0 60.1strong 161 Mamo75.0 57.2strong 162 Coinme75.0 55.5strong 163 TELUS75.0 54.6strong 164 Versapay75.0 53.6developing 165 IF75.0 49.3developing 166 Paymentus75.0 38.3thin 167 Aduna75.0 35.2thin 168 Harbinger Health75.0 32.2thin 169 Qonto74.7 73.3exemplar 170 Sygnum74.7 53.7developing 171 Agicap74.7 50.6developing 172 SavvyMoney74.7 40.8developing 173 Amber Electric74.3 53.5developing 174 Virtual Peaker74.3 52.5developing 175 Arbital Health74.2 26.9thin 176 Go174.1 60.9strong 177 Starbridge74.1 60.2strong 178 Stanford University74.1 56.9strong 179 Suncorp Bank74.1 45.0developing 180 NationGraph74.1 44.6developing 181 SimSpace74.1 39.0thin 182 Wayground74.1 35.6thin 183 Datavant73.8 61.9strong 184 Practice Fusion73.8 61.4strong 185 b.well73.8 56.5strong 186 Moxe Health73.8 49.1developing 187 HotDoc73.8 39.6developing 188 Brevo73.6 84.4exemplar 189 Customer.io73.6 84.0exemplar 190 Kit73.6 82.5exemplar 191 Salesforce Marketing Cloud73.6 78.4exemplar 192 Close73.6 76.4exemplar 193 Listrak73.6 74.7exemplar 194 Klaviyo73.6 73.8exemplar 195 Adobe Campaign73.6 72.6exemplar 196 AfterShip73.6 72.5exemplar 197 AWeber73.6 72.5exemplar 198 SendPulse73.6 72.1exemplar 199 MoEngage73.6 72.0exemplar 200 Campaign Monitor73.6 70.3exemplar 201 Attentive73.6 69.5exemplar 202 Zoho Campaigns73.6 68.7exemplar 203 Bluecore73.6 52.0developing 204 The Co-operative Bank73.4 44.8developing 205 BankSA73.4 38.4thin 206 Bullish73.3 66.0strong 207 Alpaca73.3 59.8strong 208 Google Cloud Binary Authorization72.7 54.2developing 209 Lloyd's of London72.7 35.6thin 210 Cuvva72.7 34.6thin 211 AIG72.7 33.6thin 212 Enterprise Mobility72.7 27.3thin 213 Canada Life72.7 26.0emerging 214 Acrisure72.7 25.3emerging 215 nib72.7 25.3emerging 216 Doximity72.5 55.3strong 217 Mapp Marketing Cloud72.2 70.9exemplar 218 GetResponse72.2 70.2exemplar 219 University of Michigan-Ann Arbor72.2 59.3strong 220 América Móvil72.2 58.1strong 221 Wageningen University & Research72.2 57.6strong 222 University of California, Santa Barbara72.2 54.5strong 223 Seoul National University72.2 50.7developing 224 Nopan72.2 49.8developing 225 University of Hong Kong72.2 49.8developing 226 Danske Bank (UK)72.2 44.9developing 227 Bank of Ireland (UK)72.2 40.5developing 228 Gateway Bank72.2 39.2thin 229 Shopify71.9 84.0exemplar 230 Squarespace71.9 74.9exemplar 231 Drippay71.9 73.7exemplar 232 ThriveCart71.9 72.7exemplar 233 Blnk Finance71.9 72.2exemplar 234 Immutable71.9 70.1exemplar 235 Inrupt71.9 66.5exemplar 236 Wix.com71.9 63.5strong 237 HyperPay71.9 62.2strong 238 Appcharge71.9 62.0strong 239 Airtm71.9 60.4strong 240 DailyPay71.9 58.0strong 241 Blockchain.com71.9 57.2strong 242 MonetizeNow71.9 56.7strong 243 AutoFi71.9 56.4strong 244 Ramp71.9 53.2developing 245 Cubist71.9 48.4developing 246 Form371.9 44.1developing 247 AlphaAI71.7 70.4exemplar 248 Power Query71.6 75.2exemplar 249 ev.energy71.6 56.8strong 250 Microsoft Power Automate71.6 51.6developing 251 Aidbox71.3 62.1strong 252 Curana Health71.3 36.1thin 253 ACORD71.2 63.5strong 254 Goodlord71.2 58.4strong 255 CoreStack71.2 57.8strong 256 Moody's71.2 56.9strong 257 AltScore71.2 52.1developing 258 PlanSource71.2 49.0developing 259 PPL71.2 48.8developing 260 Sun Life71.2 48.0developing 261 Great-West Lifeco71.2 43.4developing 262 Jellyvision71.2 35.3thin 263 CCC Intelligent Solutions71.2 32.8thin 264 Troy Medicare71.2 30.0thin 265 ServiceUp71.2 28.5thin 266 Wawanesa Insurance71.2 28.3thin 267 Accelerant71.2 27.6thin 268 HCF71.2 25.4emerging 269 Marshmallow71.2 22.1emerging 270 Toqio71.1 47.4developing 271 Yorkshire Building Society70.9 49.1developing 272 LendKey70.9 46.4developing 273 BMO70.9 45.8developing 274 Regional Australia Bank70.9 44.9developing 275 HSBC Bank Australia70.9 43.3developing 276 Vanquis Banking Group70.9 42.8developing 277 Cashplus Bank70.9 41.7developing 278 Alex Bank70.9 40.9developing 279 Secure Trust Bank70.9 40.6developing 280 Mettle70.9 39.5developing 281 GB Bank70.9 37.8thin 282 Australian Unity Bank70.9 27.5thin 283 Teachable70.4 56.6strong 284 ID.me70.4 50.6developing 285 Clever70.4 50.4developing 286 Mindtickle70.4 47.2developing 287 Instructure70.4 46.7developing 288 Cash App70.3 56.7strong 289 PayPal70.3 54.6strong 290 Thredd70.3 41.7developing 291 Totogi70.1 54.3strong 292 Crypto.com70.0 69.1exemplar 293 Amazon WorkMail70.0 60.4strong 294 Upvest70.0 57.0strong 295 Devoted Health70.0 48.3developing 296 Clever Care Health Plan70.0 40.4developing 297 Clever Care70.0 37.1thin 298 FinGoal69.6 55.6strong 299 GSMA Open Gateway69.4 49.5developing 300 3GPP69.4 47.0developing 301 Stax68.8 74.8exemplar 302 Highnote68.8 73.4exemplar 303 Square68.8 71.3exemplar 304 Finix Payments68.8 63.8strong 305 M-Pesa (Safaricom Daraja)68.8 62.3strong 306 Evervault68.8 62.2strong 307 Weavr68.8 59.9strong 308 Paymentsense68.8 58.6strong 309 Ozow68.8 57.9strong 310 MoonPay68.8 56.5strong 311 Klasha68.8 54.6strong 312 Beam Checkout68.8 53.9developing 313 EdfaPay, Inc.68.8 53.5developing 314 Trust Payments68.8 52.8developing 315 Fipto68.8 52.1developing 316 Bokio68.8 51.5developing 317 Diagnostic Robotics68.8 51.4developing 318 ACI Worldwide68.8 49.6developing 319 Flywire68.8 48.0developing 320 Linq.gg68.8 45.0developing 321 Tribe Payments68.8 44.2developing 322 eWAY68.8 43.8developing 323 Ordnance Survey68.5 60.1strong 324 Harvard University68.5 47.2developing 325 VA Lighthouse68.5 41.6developing 326 University of Melbourne68.5 38.7thin 327 Envisagenow68.5 25.4emerging 328 Kroo68.4 42.1developing 329 Coutts68.4 39.8developing 330 National Australia Bank68.4 36.9thin 331 Polygon68.3 68.3exemplar 332 Factset68.3 64.2strong 333 EODHD68.3 62.0strong 334 Groww68.3 58.9strong 335 Intrinio68.3 56.3strong 336 Alpha Vantage68.3 54.9strong 337 Cboe Global Markets68.3 52.0developing 338 Lone Wolf Technologies68.3 50.3developing 339 B3 (Brasil Bolsa Balcão)68.3 42.0developing 340 Offerpad68.3 34.5thin 341 A-Mark Precious Metals68.3 25.7emerging 342 Globacap68.3 20.0emerging 343 Unqork68.2 55.2strong 344 hi.health68.2 44.6developing 345 Xoserve67.6 64.2strong 346 ERCOT67.6 54.8strong 347 Payments Canada67.2 44.8developing 348 Teya67.2 43.9developing 349 Zepto67.1 56.3strong 350 Cardlytics67.1 54.6strong 351 Lean Technologies67.1 53.7developing 352 Weatherbys Bank67.1 49.1developing 353 Great Southern Bank67.1 43.8developing 354 Chase UK67.1 41.9developing 355 Botkeeper67.1 41.2developing 356 River Financial67.1 30.7thin 357 OpenSanctions66.7 74.5exemplar 358 WorkRamp66.7 65.8strong 359 Cisco Catalyst Center66.7 64.2strong 360 Karrio66.7 56.8strong 361 Method Security66.7 55.9strong 362 Learnosity66.7 55.2strong 363 MTN Group66.7 52.5developing 364 MEF66.7 52.4developing 365 LinqAlpha66.7 52.1developing 366 360Learning66.7 51.8developing 367 Epignosis (TalentLMS, eFront, TalentCards)66.7 51.8developing 368 Syniverse66.7 51.6developing 369 RegScale66.7 51.2developing 370 Kodex66.7 49.6developing 371 Cirrus Identity66.7 49.5developing 372 Conversica66.7 45.0developing 373 Ciena66.7 43.0developing 374 itslearning66.7 42.9developing 375 Anywhere Real Estate66.7 41.4developing 376 Empowerly66.7 37.0thin 377 DebtBook66.7 34.4thin 378 Labster66.7 33.3thin 379 Nasdaq Private Market66.7 31.1thin 380 Lightyear66.7 31.1thin 381 Weave66.3 65.5strong 382 Kontakt.io66.3 62.6strong 383 MedTrainer66.3 60.8strong 384 Fasten Health66.3 59.7strong 385 Photon66.3 56.3strong 386 DNAnexus66.3 51.8developing 387 Sonde Health66.3 51.2developing 388 Eko Health66.3 41.7developing 389 HealthEx66.3 38.5thin 390 Infinitus66.3 35.1thin 391 BEKHealth66.3 28.1thin 392 Human Longevity66.3 28.0thin 393 Tandem Bank65.8 40.4developing 394 Santander UK65.8 38.9thin 395 Metro Bank65.8 37.3thin 396 Shawbrook Bank65.8 31.6thin 397 Telr65.6 69.1exemplar 398 Zero Hash65.6 58.5strong 399 Coda Payments65.6 57.1strong 400 Culqi65.6 56.2strong 401 Spreedly65.6 54.3strong 402 Simplifi/Simplifipay65.6 54.1developing 403 Yuno65.6 53.3developing 404 Monoova65.6 53.2developing 405 Ramp Network65.6 52.4developing 406 PayEngine65.6 48.8developing 407 Fevo65.6 34.7thin 408 Boom Ai65.3 69.8exemplar 409 Blueshift65.3 68.7exemplar 410 AskNicely65.3 64.9strong 411 Hustle65.3 63.5strong 412 Cordial65.3 61.6strong 413 Community65.3 56.9strong 414 Insider65.3 54.4strong 415 Genesys65.3 52.9developing 416 Phone Com65.3 50.7developing 417 EFFECT Photonics65.3 27.4thin 418 Jerry65.2 29.8thin 419 Employee Navigator65.2 28.0thin 420 Cytora65.2 27.5thin 421 OK Capsule65.0 60.6strong 422 Lifen65.0 56.3strong 423 Elemental Machines65.0 50.2developing 424 Flume Health65.0 49.0developing 425 Clover Health65.0 45.6developing 426 Alleva65.0 43.3developing 427 TMX Group65.0 39.8developing 428 Local Infusion65.0 24.3emerging 429 Enphase Energy64.9 66.7exemplar 430 Microsoft Power Platform APIs64.9 64.1strong 431 Electricity North West64.9 61.5strong 432 Microsoft Power Apps64.9 59.7strong 433 Northern Powergrid64.9 57.6strong 434 AEMO64.9 57.1strong 435 Hydro-Québec64.9 54.4strong 436 Origin Energy64.9 53.9developing 437 Pacific Gas and Electric64.9 53.7developing 438 DNV64.9 51.6developing 439 IESO64.9 51.0developing 440 Measurabl64.9 50.0developing 441 Simply Energy64.9 49.2developing 442 AGL Energy64.9 39.4developing 443 1KOMMA5°64.9 35.0thin 444 Turntide Technologies64.9 32.6thin 445 Good Energy64.9 29.1thin 446 Shanghai Jiao Tong University64.8 55.6strong 447 SIMBA Chain64.8 54.3strong 448 University of California, San Diego64.8 53.6developing 449 University of California, Los Angeles64.8 53.4developing 450 Uppsala University64.8 53.4developing 451 University of New South Wales64.8 52.7developing 452 Skilljar64.8 52.7developing 453 TabaPay64.8 52.7developing 454 University of Sheffield64.8 52.4developing 455 Cloud Academy64.8 52.2developing 456 Lund University64.8 51.5developing 457 University of Texas at Austin64.8 50.7developing 458 University of Southampton64.8 50.7developing 459 Université de Montréal64.8 50.6developing 460 Université libre de Bruxelles64.8 50.1developing 461 Font Awesome64.8 49.8developing 462 MusicBrainz64.8 48.9developing 463 University of Leeds64.8 48.5developing 464 University of California, Davis64.8 47.9developing 465 University of Edinburgh64.8 47.4developing 466 King Fahd University of Petroleum & Minerals64.8 46.9developing 467 University of Göttingen64.8 46.2developing 468 Peking University64.8 43.6developing 469 Kyoto University64.8 43.4developing 470 Carnegie Mellon University64.8 42.5developing 471 Bitvore64.8 41.6developing 472 University of Oxford64.8 41.1developing 473 University of California, San Francisco64.8 41.1developing 474 Technical University of Munich64.8 36.3thin 475 United Arab Emirates University64.8 34.9thin 476 Class Technologies64.8 33.1thin 477 Knewton64.8 32.1thin 478 Lingvist64.8 29.1thin 479 Cloverleaf AI64.8 28.8thin 480 CoTeach64.8 25.6emerging 481 RapidDeploy64.8 25.2emerging 482 Leap Finance64.8 24.5emerging 483 Piper Inc.64.8 23.4emerging 484 Pennylane64.6 64.1strong 485 MX64.6 62.4strong 486 Westpac Banking Corporation64.6 50.4developing 487 Macquarie Bank64.6 42.7developing 488 Justworks64.4 52.8developing 489 Etsy64.1 61.7strong 490 Brale64.1 60.5strong 491 Narmi64.1 57.1strong 492 Insforge64.1 55.2strong 493 Safello64.1 52.1developing 494 Bluestacks64.1 49.1developing 495 Orthogonal64.1 48.4developing 496 Moneris64.1 45.4developing 497 Splitwise64.1 41.6developing 498 Sage Intacct64.1 41.0developing 499 KORE Wireless63.9 49.9developing 500 Starlink63.9 39.3developing

Move this number. Every provider in the catalog is profiled from a public repository at github.com/api-evangelist/<provider>, and each check above names the exact artifact it reads. Publish the artifact, open a pull request, and the next scoring run picks it up — no gatekeeping and no fee. The full rubric is at apis.io/rating/, and prioritized profiling is the fast lane if you would rather have it done for you.

Scored on rubric v0.17.2 across 27,504 providers · lists rebuilt 2026-09-01 · capped at the top 500 per page.

Regulatory Posture

How it is scored

How the catalog distributes on it

Top providers

The other 7 facets