Memo Bank is an independent French commercial bank, accredited as a credit institution by the European Central Bank and supervised by the ACPR, that serves small and mid-sized companies with current accounts, loans, savings and an API-first payments platform. Its Premium Bank API is a REST/JSON contract authenticated with RS256-signed JWT/JWS request tokens, covering accounts, transactions, bi-directional virtual IBANs, SEPA credit transfers, SEPA Direct Debit collections and mandate signature requests, SWIFT/RTGS wire transfers, bulk payment batches, attachments and account assessments, with 34 webhook event types for asynchronous reconciliation. A Marketplace API adds an OAuth 2.0 layer so third-party developers can act on customer resources, a NextGenPSD2 API implements the Berlin Group AIS/PIS interface for licensed third-party providers, and a hosted MCP server exposes read-only banking data plus attachment upload to AI assistants.
Memo Bank publishes 15 APIs on the APIs.io network, including Account assessments API, Accounts API, AIS API, and 12 more. Tagged areas include Company, Fintech Insurtech, Banking, Business Banking, and Payments.
The Memo Bank catalog on APIs.io includes 1 event-driven AsyncAPI specification.
Memo Bank’s developer surface includes documentation, API reference, getting-started guide, support, engineering blog, pricing, signup flow, and 36 more developer resources.
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Account assessments allow you to assess SEPA counterparty accounts before initiating transactions with them. An assessment provides: * **Risk indicators**: Detection of fraudule...
Accounts are any bank account that your company owns: current account, ring-fenced account, settlement account, specially dedicated account, trust account, meal voucher account,...
Account Information Service. Consent is given using the **OAuth2 as a pre-step** authentication flow described in NextGenPSD2 specifications. This means you don't have to manage...
Collections are SEPA direct debit collections, including SEPA CORE direct debits and SEPA B2B direct debits. To initiate a direct debit, a **mandate** signed by the debtor is re...
IBANs are identifiers for bank accounts. There are two types of IBANs at Memo Bank: * Main IBANs, which act as primary identifiers for a bank account. There is exactly one main ...
Mandate signature requests are a way to prepare and send collection mandates for signature. The mandate debtor receives an email with a link so they can complete and sign the ma...
Payment Initiation Service. Payment initiation is done using the **integrated OAuth2** authentication flow described in NextGenPSD2 specifications. This means you first have to ...
Transfers are transfers within the SEPA-zone, including SEPA standard transfers, SEPA instant transfers and Target 2 transfers. They can be initiated asynchronously, one by one ...
# Events When something interesting happens on your Memo Bank workspace, such as a new transaction being created, Memo Bank can reach out to your application so that you can tak...
Manage webhooks for your application. Webhooks allow you to receive real-time notifications when events occur on your Memo Bank workspace. Please refer to the [Webhook](https://...
Wire transfers are transfers going through Swift. They allow you to send funds outside the SEPA network and to transfer money in foreign currencies. Initiating a wire transfer m...
aid: memo-bank
name: Memo Bank
description: Memo Bank is an independent French commercial bank, accredited as a credit institution by the European Central
Bank and supervised by the ACPR, that serves small and mid-sized companies with current accounts, loans, savings and an
API-first payments platform. Its Premium Bank API is a REST/JSON contract authenticated with RS256-signed JWT/JWS request
tokens, covering accounts, transactions, bi-directional virtual IBANs, SEPA credit transfers, SEPA Direct Debit collections
and mandate signature requests, SWIFT/RTGS wire transfers, bulk payment batches, attachments and account assessments, with
34 webhook event types for asynchronous reconciliation. A Marketplace API adds an OAuth 2.0 layer so third-party developers
can act on customer resources, a NextGenPSD2 API implements the Berlin Group AIS/PIS interface for licensed third-party
providers, and a hosted MCP server exposes read-only banking data plus attachment upload to AI assistants.
url: https://raw.githubusercontent.com/api-evangelist/memo-bank/refs/heads/main/apis.yml
deliveryModel:
model: saas
open_source: false
commercial: true
callable_host: true
label: Hosted service · you call their endpoint
confidence: high
source:
- openapi
- pricing
generated: '2026-08-28'
method: derived
accessModel:
pricing: paid
onboarding: self-serve
trial: false
try_now: false
public: false
label: Paid · Self-serve signup
confidence: high
source:
- plans
- authentication
- scopes
- rate-limits
- security
- sandbox
generated: '2026-09-02'
method: derived
image: https://media.memo.bank/home_hero_602cdab270/home_hero_602cdab270.jpg
x-type: company
x-source: serena-portfolio
specificationVersion: '0.23'
created: '2026-08-17'
modified: '2026-08-17'
tags:
- Company
- Fintech Insurtech
- Banking
- Business Banking
- Payments
- SEPA
- SEPA Direct Debit
- virtual-iban
- Wire Transfers
- Open Banking
- PSD2
- Berlin Group
- Webhook
- MCP
- France
tags_raw:
- Company
- Fintech Insurtech
- banking
- business-banking
- payments
- sepa
- sepa-direct-debit
- virtual-iban
- wire-transfers
- open-banking
- psd2
- berlin-group
- webhooks
- mcp
- france
apis:
- aid: memo-bank:memo-bank-account-assessments-api
name: Memo Bank Account assessments API
description: 'Account assessments allow you to assess SEPA counterparty accounts before initiating transactions with them.
An assessment provides:
* **Risk indicators**: Detection of fraudulent activity, suspicious patterns, and other risk signals.
* **Identification matching**: Verify that the account name or other identifiers match the value known by the account
holder.
* **Account reachability**: Information about which payment schemes are supported by the account holder.
Account assessments are processed asynchronously: you need to listen to `account_assessment_completed` and `account_assessment_failed`
webhook events to know when its time to retrieve the assessment results.
This feature is subject to specific pricing, please reach out to your banker to get more information.'
humanURL: https://docs.api.memo.bank/
baseURL: https://api.memo.bank
tags:
- Account assessments
properties:
- type: OpenAPI
url: openapi/memo-bank-account-assessments-api-openapi.yml
- type: Documentation
url: https://docs.api.memo.bank/
- type: APIReference
url: https://docs.api.memo.bank/version-2/
- type: GettingStarted
url: https://docs.api.memo.bank/topic/topic-getting-started
- type: Webhooks
url: asyncapi/memo-bank-webhooks.yml
- type: ToolCrosswalk
url: mcp/memo-bank-tool-crosswalk.yml
- type: Documentation
url: https://docs-marketplace.api.memo.bank/
- type: GettingStarted
url: https://docs-marketplace.api.memo.bank/topic/topic-getting-started
- type: Documentation
url: https://docs-nextgenpsd2.api.memo.bank/
- type: OAuthScopes
url: scopes/memo-bank-scopes.yml
- aid: memo-bank:memo-bank-accounts-api
name: Memo Bank Accounts API
description: 'Accounts are any bank account that your company owns: current account, ring-fenced account, settlement account,
specially dedicated account, trust account, meal voucher account, booster account, etc. They boil down to a list of [transactions](#endpoint-transactions)
and a balance.'
humanURL: https://docs.api.memo.bank/
baseURL: https://api.memo.bank
tags:
- Account
tags_raw:
- Accounts
properties:
- type: OpenAPI
url: openapi/memo-bank-accounts-api-openapi.yml
- type: Documentation
url: https://docs.api.memo.bank/
- type: APIReference
url: https://docs.api.memo.bank/version-2/
- type: GettingStarted
url: https://docs.api.memo.bank/topic/topic-getting-started
- type: Webhooks
url: asyncapi/memo-bank-webhooks.yml
- type: ToolCrosswalk
url: mcp/memo-bank-tool-crosswalk.yml
- type: Documentation
url: https://docs-marketplace.api.memo.bank/
- type: GettingStarted
url: https://docs-marketplace.api.memo.bank/topic/topic-getting-started
- type: Documentation
url: https://docs-nextgenpsd2.api.memo.bank/
- type: OAuthScopes
url: scopes/memo-bank-scopes.yml
- aid: memo-bank:memo-bank-ais-api
name: Memo Bank AIS API
description: "Account Information Service.\n\n\nConsent is given using the **OAuth2 as a pre-step** authentication flow\
\ described in NextGenPSD2 specifications.\nThis means you don't have to manage consents using the dedicated endpoints\
\ (which are not implemented), \nbut only to redirect the PSU to our authorisation page (using `AIS` as OAuth2 scope).\n\
After performing a strong customer authentication, the PSU will be redirected to your redirect URI with an \n**authorisation\
\ code** that you can then exchange for an **access token**.\n\n\nThis **access token** will let you authenticate at the\
\ XS2A interface to request the PSU accounts balances and \ntransactions history."
humanURL: https://docs.api.memo.bank/
baseURL: https://api.memo.bank
tags:
- AIS
properties:
- type: OpenAPI
url: openapi/memo-bank-ais-api-openapi.yml
- type: Documentation
url: https://docs.api.memo.bank/
- type: APIReference
url: https://docs.api.memo.bank/version-2/
- type: GettingStarted
url: https://docs.api.memo.bank/topic/topic-getting-started
- type: Webhooks
url: asyncapi/memo-bank-webhooks.yml
- type: ToolCrosswalk
url: mcp/memo-bank-tool-crosswalk.yml
- type: Documentation
url: https://docs-marketplace.api.memo.bank/
- type: GettingStarted
url: https://docs-marketplace.api.memo.bank/topic/topic-getting-started
- type: Documentation
url: https://docs-nextgenpsd2.api.memo.bank/
- type: OAuthScopes
url: scopes/memo-bank-scopes.yml
- aid: memo-bank:memo-bank-attachments-api
name: Memo Bank Attachments API
description: Documents attached to transactions.
humanURL: https://docs.api.memo.bank/
baseURL: https://api.memo.bank
tags:
- Attachments
properties:
- type: OpenAPI
url: openapi/memo-bank-attachments-api-openapi.yml
- type: Documentation
url: https://docs.api.memo.bank/
- type: APIReference
url: https://docs.api.memo.bank/version-2/
- type: GettingStarted
url: https://docs.api.memo.bank/topic/topic-getting-started
- type: Webhooks
url: asyncapi/memo-bank-webhooks.yml
- type: ToolCrosswalk
url: mcp/memo-bank-tool-crosswalk.yml
- type: Documentation
url: https://docs-marketplace.api.memo.bank/
- type: GettingStarted
url: https://docs-marketplace.api.memo.bank/topic/topic-getting-started
- type: Documentation
url: https://docs-nextgenpsd2.api.memo.bank/
- type: OAuthScopes
url: scopes/memo-bank-scopes.yml
- aid: memo-bank:memo-bank-collections-api
name: Memo Bank Collections API
description: "Collections are SEPA direct debit collections, including SEPA CORE direct debits and SEPA B2B direct debits.\
\ \n\nTo initiate a direct debit, a **mandate** signed by the debtor is required. You have the option to use our [signature\
\ request](endpoint-mandate-signature-requests) workflow, which handles this signature, or you can choose to manage it\
\ yourself. Whichever method you select, you will only need to provide the mandate information when setting up the direct\
\ debit, not the signed document itself.\n\nThey can be initiated asynchronously, one by one or in bulk. \n\nUnlike [transfers](#endpoint-transfers),\
\ collections can only be scheduled for a date in the future. As a result, their lifecycle is also simplified.\n\n<img\
\ src=\"https://assets.memo.bank/memobankapi/collections-lifecycle-api-v3.png\" alt=\"Collections lifecycle\" width=\"\
750\">"
humanURL: https://docs.api.memo.bank/
baseURL: https://api.memo.bank
tags:
- Collection
tags_raw:
- Collections
properties:
- type: OpenAPI
url: openapi/memo-bank-collections-api-openapi.yml
- type: Documentation
url: https://docs.api.memo.bank/
- type: APIReference
url: https://docs.api.memo.bank/version-2/
- type: GettingStarted
url: https://docs.api.memo.bank/topic/topic-getting-started
- type: Webhooks
url: asyncapi/memo-bank-webhooks.yml
- type: ToolCrosswalk
url: mcp/memo-bank-tool-crosswalk.yml
- type: Documentation
url: https://docs-marketplace.api.memo.bank/
- type: GettingStarted
url: https://docs-marketplace.api.memo.bank/topic/topic-getting-started
- type: Documentation
url: https://docs-nextgenpsd2.api.memo.bank/
- type: OAuthScopes
url: scopes/memo-bank-scopes.yml
- aid: memo-bank:memo-bank-ibans-api
name: Memo Bank IBA Ns API
description: 'IBANs are identifiers for bank accounts. There are two types of IBANs at Memo Bank:
* Main IBANs, which act as primary identifiers for a bank account. There is exactly one main IBAN per bank account. You
cannot delete it. When an account is closed, its main IBAN remains active only for incoming transactions, which will
be automatically rerouted to the main account.
* Virtual IBANs, which are aliases for the main IBAN. They can be created, deactivated, and reactivated at will. When
the account they are attached to is closed, they get reattached to the main account.
All operations on IBANs are synchronous and effective immediately, meaning that you can use a new IBAN to send or receive
money right after its creation.'
humanURL: https://docs.api.memo.bank/
baseURL: https://api.memo.bank
tags:
- IBANs
properties:
- type: OpenAPI
url: openapi/memo-bank-ibans-api-openapi.yml
- type: Documentation
url: https://docs.api.memo.bank/
- type: APIReference
url: https://docs.api.memo.bank/version-2/
- type: GettingStarted
url: https://docs.api.memo.bank/topic/topic-getting-started
- type: Webhooks
url: asyncapi/memo-bank-webhooks.yml
- type: ToolCrosswalk
url: mcp/memo-bank-tool-crosswalk.yml
- type: Documentation
url: https://docs-marketplace.api.memo.bank/
- type: GettingStarted
url: https://docs-marketplace.api.memo.bank/topic/topic-getting-started
- type: Documentation
url: https://docs-nextgenpsd2.api.memo.bank/
- type: OAuthScopes
url: scopes/memo-bank-scopes.yml
- aid: memo-bank:memo-bank-mandate-signature-requests-api
name: Memo Bank Mandate signature requests API
description: Mandate signature requests are a way to prepare and send collection mandates for signature. The mandate debtor receives
an email with a link so they can complete and sign the mandate. Once it has been signed, the resulting mandate becomes
immediately available for making [collections](#endpoint-collections). Dedicated [webhook events](#webhook-webhook) can
be used to track mandate signature requests state changes.
humanURL: https://docs.api.memo.bank/
baseURL: https://api.memo.bank
tags:
- Mandate signature requests
properties:
- type: OpenAPI
url: openapi/memo-bank-mandate-signature-requests-api-openapi.yml
- type: Documentation
url: https://docs.api.memo.bank/
- type: APIReference
url: https://docs.api.memo.bank/version-2/
- type: GettingStarted
url: https://docs.api.memo.bank/topic/topic-getting-started
- type: Webhooks
url: asyncapi/memo-bank-webhooks.yml
- type: ToolCrosswalk
url: mcp/memo-bank-tool-crosswalk.yml
- type: Documentation
url: https://docs-marketplace.api.memo.bank/
- type: GettingStarted
url: https://docs-marketplace.api.memo.bank/topic/topic-getting-started
- type: Documentation
url: https://docs-nextgenpsd2.api.memo.bank/
- type: OAuthScopes
url: scopes/memo-bank-scopes.yml
- aid: memo-bank:memo-bank-oauth2-api
name: Memo Bank O Auth2 API
description: OAuth2 token management endpoints.
humanURL: https://docs.api.memo.bank/
baseURL: https://api.memo.bank
tags:
- Authentication
tags_raw:
- OAuth2
properties:
- type: OpenAPI
url: openapi/memo-bank-oauth2-api-openapi.yml
- type: Documentation
url: https://docs.api.memo.bank/
- type: APIReference
url: https://docs.api.memo.bank/version-2/
- type: GettingStarted
url: https://docs.api.memo.bank/topic/topic-getting-started
- type: Webhooks
url: asyncapi/memo-bank-webhooks.yml
- type: ToolCrosswalk
url: mcp/memo-bank-tool-crosswalk.yml
- type: Documentation
url: https://docs-marketplace.api.memo.bank/
- type: GettingStarted
url: https://docs-marketplace.api.memo.bank/topic/topic-getting-started
- type: Documentation
url: https://docs-nextgenpsd2.api.memo.bank/
- type: OAuthScopes
url: scopes/memo-bank-scopes.yml
- aid: memo-bank:memo-bank-pis-api
name: Memo Bank PIS API
description: "Payment Initiation Service.\n\n\nPayment initiation is done using the **integrated OAuth2** authentication\
\ flow described in NextGenPSD2\nspecifications.\nThis means you first have to initiate a payment using the dedicated\
\ endpoint, then redirect the PSU to our \nauthorisation page following the link present in the response (using `PIS:{paymentId}`\
\ as OAuth2 scope).\nAfter performing a strong customer authentication, the PSU will be redirected to your redirect URI\
\ with an\n**authorisation code** that you can then exchange for an **access token**.\n\n\nThis **access token** is only\
\ needed to cancel a payment on behalf a PSU (this does not require a strong\ncustomer authentication). It is not needed\
\ to retrieve the current status of a payment."
humanURL: https://docs.api.memo.bank/
baseURL: https://api.memo.bank
tags:
- PIS
properties:
- type: OpenAPI
url: openapi/memo-bank-pis-api-openapi.yml
- type: Documentation
url: https://docs.api.memo.bank/
- type: APIReference
url: https://docs.api.memo.bank/version-2/
- type: GettingStarted
url: https://docs.api.memo.bank/topic/topic-getting-started
- type: Webhooks
url: asyncapi/memo-bank-webhooks.yml
- type: ToolCrosswalk
url: mcp/memo-bank-tool-crosswalk.yml
- type: Documentation
url: https://docs-marketplace.api.memo.bank/
- type: GettingStarted
url: https://docs-marketplace.api.memo.bank/topic/topic-getting-started
- type: Documentation
url: https://docs-nextgenpsd2.api.memo.bank/
- type: OAuthScopes
url: scopes/memo-bank-scopes.yml
- aid: memo-bank:memo-bank-sandbox-api
name: Memo Bank Sandbox API
description: Sandbox only endpoints.
humanURL: https://docs.api.memo.bank/
baseURL: https://api.memo.bank
tags:
- Sandbox
properties:
- type: OpenAPI
url: openapi/memo-bank-sandbox-api-openapi.yml
- type: Documentation
url: https://docs.api.memo.bank/
- type: APIReference
url: https://docs.api.memo.bank/version-2/
- type: GettingStarted
url: https://docs.api.memo.bank/topic/topic-getting-started
- type: Webhooks
url: asyncapi/memo-bank-webhooks.yml
- type: ToolCrosswalk
url: mcp/memo-bank-tool-crosswalk.yml
- type: Documentation
url: https://docs-marketplace.api.memo.bank/
- type: GettingStarted
url: https://docs-marketplace.api.memo.bank/topic/topic-getting-started
- type: Documentation
url: https://docs-nextgenpsd2.api.memo.bank/
- type: OAuthScopes
url: scopes/memo-bank-scopes.yml
- aid: memo-bank:memo-bank-transactions-api
name: Memo Bank Transactions API
description: 'Transactions are any debit and credit operations on an account.
<img src="https://assets.memo.bank/memobankapi/transactions-lifecycle-api-v2.png" alt="Transactions lifecycle" width="750">
Note that the status of the transaction indicates whether or not it affects the account’s available balance. `debit` transactions
impact the balance as soon as they reach the `authorized` state. `credit` transactions impact it only when their status
turns to `confirmed`.'
humanURL: https://docs.api.memo.bank/
baseURL: https://api.memo.bank
tags:
- Transaction
tags_raw:
- Transactions
properties:
- type: OpenAPI
url: openapi/memo-bank-transactions-api-openapi.yml
- type: Documentation
url: https://docs.api.memo.bank/
- type: APIReference
url: https://docs.api.memo.bank/version-2/
- type: GettingStarted
url: https://docs.api.memo.bank/topic/topic-getting-started
- type: Webhooks
url: asyncapi/memo-bank-webhooks.yml
- type: ToolCrosswalk
url: mcp/memo-bank-tool-crosswalk.yml
- type: Documentation
url: https://docs-marketplace.api.memo.bank/
- type: GettingStarted
url: https://docs-marketplace.api.memo.bank/topic/topic-getting-started
- type: Documentation
url: https://docs-nextgenpsd2.api.memo.bank/
- type: OAuthScopes
url: scopes/memo-bank-scopes.yml
- aid: memo-bank:memo-bank-transfers-api
name: Memo Bank Transfers API
description: 'Transfers are transfers within the SEPA-zone, including SEPA standard transfers, SEPA instant transfers and
Target 2 transfers.
They can be initiated asynchronously, one by one or in bulk.
They have a similar lifecycle compared to [transactions](#endpoint-transactions) but note that there are some minor differences
for the `canceled` and `failed` states.
<img src="https://assets.memo.bank/memobankapi/transfers-lifecycle-api-v3.png" alt="Transfers lifecycle" width="750">'
humanURL: https://docs.api.memo.bank/
baseURL: https://api.memo.bank
tags:
- Transfers
properties:
- type: OpenAPI
url: openapi/memo-bank-transfers-api-openapi.yml
- type: Documentation
url: https://docs.api.memo.bank/
- type: APIReference
url: https://docs.api.memo.bank/version-2/
- type: GettingStarted
url: https://docs.api.memo.bank/topic/topic-getting-started
- type: Webhooks
url: asyncapi/memo-bank-webhooks.yml
- type: ToolCrosswalk
url: mcp/memo-bank-tool-crosswalk.yml
- type: Documentation
url: https://docs-marketplace.api.memo.bank/
- type: GettingStarted
url: https://docs-marketplace.api.memo.bank/topic/topic-getting-started
- type: Documentation
url: https://docs-nextgenpsd2.api.memo.bank/
- type: OAuthScopes
url: scopes/memo-bank-scopes.yml
- aid: memo-bank:memo-bank-webhook-api
name: Memo Bank Webhook API
description: "# Events\n\nWhen something interesting happens on your Memo Bank workspace, such as a new transaction being\
\ created, Memo Bank can reach out to your application so that you can take action (such as sending an e-mail alert about\
\ the transaction to your user) automatically.\n\nThe first step is to add a webhook to your application in the [`API`](https://client.memo.bank/api)\
\ section of your Memo Bank workspace. As part of this, you will have to provide a URL on your own servers. Memo Bank\
\ will then send HTTPS requests to that URL when there is an activity on your Memo Bank workspace.\n\nNote that even if\
\ webhooks are setup within an application, events will be received even when they result from actions triggered on the\
\ Memo Bank webapp or any other application.\n# Consuming events\nIndividual events do not contain very much information\
\ on their own. This is by design, as the API structure can remain extremely stable and avoid difficult webhook migrations\
\ in the future as the Memo Bank API changes. If you need additional metadata, such as the amount of the transaction in\
\ the above example, make a `GET` request to the API for that information. You can use the `resource_type` and `resource_id`\
\ to determine what resource to fetch from the API.\n# Failures and retries\nIf your application returns anything other\
\ than a 2xx HTTP status code, if we do not receive a response before timing out or in the case of a network failure,\
\ we will retry the event up to 8 times with exponentially increasing backoffs. In your webhook endpoint implementation,\
\ we recommend you place inbound Events into your application's own queuing system (such as Kafka, Resque, etc) for\
\ asynchronous event processing, and returning a 200 response from your endpoint as quickly as possible.\n\nSince retries\
\ may occur, your webhook endpoint must be idempotent. You should handle the possibility of receiving the same event multiple\
\ times. We recommend using the event `id` field to detect and ignore duplicate events on your side.\n# Securing your\
\ webhook endpoint (recommended)\nMemo Bank will include an `Authorization` header in each webhook request. Inside of\
\ it, you will find `Bearer <token>` with the authentication token we provided when you created the webhook on the web\
\ interface. We recommend that you check this header and reject requests with invalid token, indicating a malicious request\
\ that would not have been issued by Memo Bank.\n\nWe also recommend that you restrict which IP addresses can call your\
\ webhook. Here is the list of our IPv4 addresses:\n* Memo Bank Premium API (i.e. `api.memo.bank`):\n * `34.38.96.206`\n\
\ * `35.189.206.171`\n * `35.241.129.224`\n * `34.155.214.185`\n * `34.155.206.98`\n * `34.163.14.38`\n\n* Memo Bank\
\ Premium Sandbox API (i.e. `api.sandbox.memo.bank`):\n * `34.155.60.111`\n * `34.163.27.39`"
humanURL: https://docs.api.memo.bank/
baseURL: https://api.memo.bank
tags:
- Webhook
properties:
- type: OpenAPI
url: openapi/memo-bank-webhook-api-openapi.yml
- type: Documentation
url: https://docs.api.memo.bank/
- type: APIReference
url: https://docs.api.memo.bank/version-2/
- type: GettingStarted
url: https://docs.api.memo.bank/topic/topic-getting-started
- type: Webhooks
url: asyncapi/memo-bank-webhooks.yml
- type: ToolCrosswalk
url: mcp/memo-bank-tool-crosswalk.yml
- type: Documentation
url: https://docs-marketplace.api.memo.bank/
- type: GettingStarted
url: https://docs-marketplace.api.memo.bank/topic/topic-getting-started
- type: Documentation
url: https://docs-nextgenpsd2.api.memo.bank/
- type: OAuthScopes
url: scopes/memo-bank-scopes.yml
- aid: memo-bank:memo-bank-webhooks-api
name: Memo Bank Webhooks API
description: 'Manage webhooks for your application. Webhooks allow you to receive real-time notifications when events occur
on your Memo Bank workspace.
Please refer to the [Webhook](https://docs.api.memo.bank/group/webhook-webhook) section for more information.'
humanURL: https://docs.api.memo.bank/
baseURL: https://api.memo.bank
tags:
- Webhook
tags_raw:
- Webhooks
properties:
- type: OpenAPI
url: openapi/memo-bank-webhooks-api-openapi.yml
- type: Documentation
url: https://docs.api.memo.bank/
- type: APIReference
url: https://docs.api.memo.bank/version-2/
- type: GettingStarted
url: https://docs.api.memo.bank/topic/topic-getting-started
- type: Webhooks
url: asyncapi/memo-bank-webhooks.yml
- type: ToolCrosswalk
url: mcp/memo-bank-tool-crosswalk.yml
- type: Documentation
url: https://docs-marketplace.api.memo.bank/
- type: GettingStarted
url: https://docs-marketplace.api.memo.bank/topic/topic-getting-started
- type: Documentation
url: https://docs-nextgenpsd2.api.memo.bank/
- type: OAuthScopes
url: scopes/memo-bank-scopes.yml
- aid: memo-bank:memo-bank-wire-transfers-api
name: Memo Bank Wire Transfers API
description: "Wire transfers are transfers going through Swift. They allow you to send funds outside the SEPA network and\
\ to transfer money in foreign currencies.\n\nInitiating a wire transfer may require you to upload a supporting document.\
\ In such case the transfer will have a `pending_attachment_required` status and you'll receive an event `wire_transfer_attachment_required`\
\ on your webhook. \n\nIf no document is required but you still want to attach one to your transaction, use the [attachments](#endpoint-attachments)\
\ endpoints.\n\n<img src=\"https://assets.memo.bank/memobankapi/wire-transfers-lifecycle-api-v1.png\" alt=\"Wire transfers\
\ lifecycle\" width=\"750\">"
humanURL: https://docs.api.memo.bank/
baseURL: https://api.memo.bank
tags:
- Wire Transfers
properties:
- type: OpenAPI
url: openapi/memo-bank-wire-transfers-api-openapi.yml
- type: Documentation
url: https://docs.api.memo.bank/
- type: APIReference
url: https://docs.api.memo.bank/version-2/
- type: GettingStarted
url: https://docs.api.memo.bank/topic/topic-getting-started
- type: Webhooks
url: asyncapi/memo-bank-webhooks.yml
- type: ToolCrosswalk
url: mcp/memo-bank-tool-crosswalk.yml
- type: Documentation
url: https://docs-marketplace.api.memo.bank/
- type: GettingStarted
url: https://docs-marketplace.api.memo.bank/topic/topic-getting-started
- type: Documentation
url: https://docs-nextgenpsd2.api.memo.bank/
- type: OAuthScopes
url: scopes/memo-bank-scopes.yml
maintainers:
- FN: Kin Lane
email: kin@apievangelist.com
- FN: APIs.json
email: info@apis.io
common:
- type: CapabilityMap
url: capabilities/memo-bank-capability-edges.yml
name: Memo Bank Business Capability Map
- type: Overlay
url: overlays/memo-bank-premium-bank-api-overlay.yaml
- type: Overlay
url: overlays/memo-bank-marketplace-api-overlay.yaml
- type: Overlay
url: overlays/memo-bank-nextgenpsd2-api-overlay.yaml
- type: DomainSecurity
url: security/memo-bank-domain-security.yml
- type: Website
url: https://memo.bank/
- type: DeveloperPortal
url: https://docs.api.memo.bank/
- type: Documentation
url: https://docs.api.memo.bank/
- type: APIReference
url: https://docs.api.memo.bank/version-2/
- type: GettingStarted
url: https://docs.api.memo.bank/topic/topic-getting-started
- type: Support
url: https://aide.memo.bank/
- type: Blog
url: https://memo.bank/en/magazine/
- type: GitHubOrganization
url: https://github.com/memobank
- type: Pricing
url: https://memo.bank/en/pricing/
- type: SignUp
url: https://memo.bank/en/sign-up/
- type: Login
url: https://client.memo.bank/login
- type: TermsOfService
url: https://memo.bank/en/agreement/
- type: PrivacyPolicy
url: https://memo.bank/en/personal-data/
- type: Compliance
url: https://memo.bank/en/about/security-operations/
- type: StatusPage
url: https://status.memo.bank/
- type: ChangeLog
url: https://docs.api.memo.bank/changes
- type: MCPServer
url: mcp/memo-bank-mcp.yml
- type: LLMsTxt
url: llms/memo-bank-llms.txt
- type: WellKnown
url: well-known/memo-bank-well-known.yml
- type: Authentication
url: authentication/memo-bank-authentication.yml
- type: OAuthScopes
url: scopes/memo-bank-scopes.yml
- type: Conventions
url: conventions/memo-bank-conventions.yml
- type: Idempotency
url: conventions/memo-bank-conventions.yml
- type: RateLimits
url: rate-limits/memo-bank-rate-limits.yml
- type: Plans
url: plans/memo-bank-plans-pricing.yml
- type: Lifecycle
url: lifecycle/memo-bank-lifecycle.yml
- type: Deprecation
url: https://docs.api.memo.bank/topic/topic-versioning-and-backwards-compatibility
- type: Conformance
url: conformance/memo-bank-conformance.yml
- type: ErrorCatalog
url: errors/memo-bank-problem-types.yml
- type: DataModel
url: data-model/memo-bank-data-model.yml
- type: Sandbox
url: sandbox/memo-bank-sandbox.yml
- type: Webhooks
url: asyncapi/memo-bank-webhooks.yml
- type: Packages
url: packages/memo-bank-packages.yml
- type: AgentSkill
url: skills/_index.yml
- type: ToolCrosswalk
url: mcp/memo-bank-tool-crosswalk.yml
- type: ChangeLog
url: changelog/memo-bank-changelog.yml
- type: DeclineCodes
url: errors/memo-bank-decline-codes.yml
- type: VulnerabilityDisclosure
url: security/memo-bank-vulnerability-disclosure.yml
x-enrichment:
date: '2026-08-17'
status: enriched
artifacts_added: 26
pass: local-v1
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