canonical · 0.0 market

Banking

Score 32.6 / 100 550 providers +31 via APIs 139 APIs Search apis.io →

Providers using this tag (550)

Ranked by API Evangelist rating — Exemplar and Strong are expanded by default.

Exemplar 4 Complete, well-documented, and agent-ready

IBANforgeFinanceComplianceMCP1 API74.0 KlarnaFintechBuy Now Pay LaterPaymentsCards6 APIs71.8 UpholdCompanyCryptocurrencyDigital AssetsPayments5 APIs70.6 Token.ioPaymentsOpen BankingFinancial Services4 APIs70.0

Strong 27 Solid coverage with minor gaps

MoovEmbedded FinanceFinancial InfrastructureMoney Movement2 APIs65.6 BancontactBelgiumDebit CardsE-Commerce3 APIs65.5 UnitFintechBanking as a ServicePayments18 APIs64.5 TinkOpen BankingPSD2Payment InitiationAccount Aggregation9 APIs62.3 Wealth ReaderBank AggregationOpen BankingPSD2Financial Data2 APIs61.8 Citizens Financial GroupBuy Now Pay LaterFinancial ServicesFDX24 APIs61.6 Memo BankCompanyFintech InsurtechBusiness Banking3 APIs61.6 SlashCompanyPaymentsFinancial Services1 API61.0 LiliBusiness BankingFinancial ServicesFintech3 APIs60.8 AffindaArtificial IntelligenceDocument ProcessingIntelligent Document ProcessingIDP4 APIs60.4 NarmiCompanyFintechDigital Banking1 API59.9 RevolutCompanyFintechPayments5 APIs59.3 GriffinCompanyFintechBanking as a Service1 API58.5 Total ExpertCompanyFintechCRMMarketing Automation1 API58.1 PennylaneAccountingInvoicingFintechFinancial Data1 API58.0 FIS GlobalCore BankingFinancial ServicesPayments2 APIs57.6 CitiFinancial ServicesOpen BankingPayments196 APIs57.5 CurrencycloudCompanyFintechPaymentsForeign Exchange2 APIs57.2 BancomatATMFinancial ServicesItaly4 APIs57.0 BarclaysCredit CardsFAPIFinance52 APIs56.6 SoFi TechnologiesFintechPaymentsCard Issuing11 APIs56.4 GenomeFinancePaymentsOpen Banking1 API55.4 Unstoppable Finance (Iron)CompanyStablecoinsPaymentsOn-Ramp1 API55.1 AlloyIdentity DecisioningIdentity VerificationKYCKYB2 APIs54.7 BB&T Corp (Truist)Financial ServicesOpen BankingTruist30 APIs54.5 BVNKCompanyPaymentsStablecoinsCryptocurrency2 APIs54.3 SoldoCompanyConsumerFintechFinancial Services1 API54.3

Developing 85 Usable, with meaningful gaps to close

Thin 109 Limited public surface area

Emerging 141 Early or largely undocumented

Minimal 183 Almost no public developer surface

Unrated 1 Not yet scored

MazaCompanyFintechFinancial Services

APIs with this tag (139)

Ranked by the provider's API Evangelist rating — the Kin Score is scored per provider, not per API, so every API of a provider shares its band. How the rating works →

Exemplar 2 Complete, well-documented, and agent-ready

Salesforce Financial Services Cloud APIThe Salesforce Financial Services Cloud API exposes financial services-specific data objects including fina...91.0 Airwallex Global Accounts APIThe Airwallex Global Accounts API enables businesses to create and manage multi-currency accounts. Supports...85.3

Strong 9 Solid coverage with minor gaps

Citizens Accounts APIThe Citizens Accounts API is the FDX-aligned account surface - account list, account detail, transactions, ...61.6 Citizens Authorize APIThe Citizens Authorize API is the Citizens identity provider that authenticates a partner and grants access...61.6 Citizens Statements APIThe Citizens Statements API enables authorized retrieval of Citizens Bank customer monthly statements for p...61.6 Lili MCP ServerRemote, OAuth 2.0 protected Model Context Protocol server (Streamable HTTP, MCP spec 2025-03-26) exposing 4...60.8 Signzy Banking APIThe Banking API from Signzy — 1 operation(s) for banking.58.1 FIS Code Connect API MarketplaceFIS Code Connect is the developer marketplace exposing FIS APIs across payments, banking, capital markets, ...57.6 FIS Core Banking APIFIS (Fidelity National Information Services) provides core banking platforms including the Systematics suit...57.6 FIS Wealth Management APIFIS wealth management APIs enable integration with portfolio management, account aggregation, trading, and ...57.6 Axway Open BankingAxway Open Banking provides prebuilt APIs for regulatory compliance and ecosystem engagement, supporting PS...56.1

Developing 33 Usable, with meaningful gaps to close

Northmill Bank Open Banking API for TPPsNorthmill Bank's PSD2 third-party-provider interface, covering Account Information Services (AIS) and Confi...54.2 Accrue Savings Banking APIBanking APIs provide KYC (Know Your Customer) verification functionality to enable users to comply with fin...53.4 Sikoia Banking APIThe Banking API from Sikoia — 8 operation(s) for banking.53.1 Factorial Finance and Banking APIBank accounts, transactions, ledger accounts, journal entries, tax rates and tax types, cost centers, cost ...52.8 Jiko Customer APIThe Customer API is for Jiko customers integrating Jiko directly into their own internal systems. It uses O...52.1 Jiko Partner APIThe Partner API is for applications that embed Jiko's services and offer Jiko products to their own custome...52.1 JPMorgan Chase Banking APIBanking operations51.7 Prometeo Banking APIBank account access, movements, transfers, credit cards, providers.51.1 SIX Debi X APIREST API for card issuers on the debiX debit and mobile payment platform - transaction processing, card tok...51.1 Moody's Capital Risk Analyzer APIMoody's Analytics Capital Risk Analyzer solution is a tool that projects key capital ratios and credit metr...51.0 Moody's QUIQSpread APIMoody's Analytics QUIQspread is an intelligent, financial spreading software that will accelerate a company...51.0 Veryfi Checks APIThe Veryfi Checks API extracts bank routing numbers, account numbers, check numbers, payee names, amounts, ...50.3 Sygnum Banking APIReal-time account and balance retrieval across fiat, digital assets and traditional securities held at Sygn...49.8 Argyle Banking APIOpen-finance surface that pulls direct-from-bank account, balance, transaction, and institution metadata fo...48.6 bexio Banking APIThe Banking API from bexio — 1 operation(s) for banking.46.1 Workday Cash Management APISOAP API for managing cash positions, bank transactions, and treasury operations. Supports cash flow foreca...45.6 Workday Settlement Services APISOAP API for settlement management and payment services. Supports payment processing, bank routing, settlem...45.6 Western Alliance Bank Book Transfer APIMoves funds between two Western Alliance accounts held by the same client (book transfer). Family: Transact...45.0 Western Alliance Bank Check Image APIRetrieves the image of a paid check by account, check date, check number, trace number and amount. Family: ...45.0 Western Alliance Bank Intrabank Transfer APIInitiates an intra-bank transfer between two Western Alliance Bank accounts and searches intra-bank transfe...45.0 Western Alliance Bank Stop Payments APIPlaces a stop-payment order on a check (or range) and looks up existing stop payments on an account. Family...45.0 East West Bank Bridge Open Banking APIEast West Bancorp's API surface is delivered by its banking subsidiary, East West Bank, through the Bridge ...44.5 Atlar APIResource-oriented JSON REST API for treasury and payment operations. Paths follow /{namespace}/v#/{resource...44.0 Wells Fargo ACH Payments APIThe Wells Fargo ACH Payments API enables commercial banking customers to initiate ACH credit and debit tran...44.0 PortX ORCA (Open Reusable Core API)ORCA is PortX's universal, standards-based REST contract for US banking core connectivity — an ISO 20022-al...42.5 Truist Association Services APIThe Truist Association Services API provides banking and payment capabilities tailored for associations, no...42.2 Truist Commercial Account Transaction Image APIThe Truist Commercial Account Transaction Image API provides access to check images and transaction documen...42.2 Truist Open Banking APIThe Truist Open Banking API provides secure, FDX-compliant (Financial Data Exchange) access to consumer and...42.2 Truist Personal and Small Business Client Contact APIThe Truist Personal and Small Business Client Contact API provides access to client contact information ass...42.2 Monzo APIThe Monzo API is a REST interface over a user's Monzo account. It exposes accounts, balance, savings pots (...40.8 Mercury Accounts APIRead access to all Mercury accounts (checking, savings, treasury) opened under the authenticated organizati...40.2 Cuenca APIREST API for Cuenca's banking-as-a-service platform in Mexico: SPEI / internal transfers, deposits, CLABE a...39.5 Tietoevry Credit CloudA credit platform used by banks and financial institutions in 20+ countries to manage virtually any type of...39.5

Thin 47 Limited public surface area

Montran Dispute ManagementProvides comprehensive dispute resolution capabilities for payment transactions, enabling financial institu...39.2 Montran Intraday Liquidity ManagementAn enterprise-level system delivering real-time liquidity management with live monitoring, an intuitive use...39.2 Newcastle Permanent Building Society Banking APIThe Banking API from Newcastle Permanent Building Society — 14 operation(s) for banking.39.2 Banco B3 APIsBanco B3 Custody API for operation billing, position reports, and fund quote validation, plus the Settlemen...38.7 Helix by Q2 APIThe Helix by Q2 REST API lets developers incorporate real FDIC-insured savings and/or checking accounts int...38.6 Pave Bank Partner APIPartner API for programmable multi-asset banking: Accounts, Address, Balance, Crypto, Documents, FX, Return...38.5 Bank of America Banking APIBanking operations38.0 Rutter Banking APIBanking and financial account data37.1 Account Balance and Transactions APIProvides the ability to retrieve account balance for the current day or any prior day along with enriched t...36.3 Account Validation APIAssists clients in determining the validity of an account number's format and indicates the likelihood of a...36.3 EFT Payment APISupports creation and submission of Electronic Funds Transfers (EFTs), including inquiring on payment and f...36.3 Payment Track and Trace APIProvides the capability to inquire on the status of wire payments using unique reference numbers, offering ...36.3 Real-time Payments APIProvides fast payment capabilities for business transactions via INTERAC e-Transfer for business. Customers...36.3 Wire Payments APIEnables businesses to initiate secure, one-time wire transfers between accounts in the same currency (CAD o...36.3 Treasury Prime Bank APIREST API covering Persons, Businesses, Accounts, Cards, Payments (ACH, Wire, Book), Transactions, Statement...36.0 Truv Banking APIVerification-of-assets banking data for a connected link.35.8 Goldman Sachs RIA Custody APIThe Goldman Sachs Custody Solutions (GSCS) RIA Custody platform exposes REST APIs that let advisor firms an...35.6 Goldman Sachs Transaction Banking (TxB) APIGoldman Sachs Transaction Banking (TxB) provides programmatic access for eligible partners and clients to e...35.6 Cora APICora's transactional banking API for Direct Integration: registered boleto and carnê (installment) issuance...34.2 Toshl APIREST JSON API for the Toshl personal finance platform. Manage accounts, entries (expenses and incomes with ...33.8 Capital One Account Lookup APIThe Capital One Account Lookup API is a DevExchange product that lets approved partners resolve and retriev...33.5 Capital One Customer TransactionsThe Capital One Customer Transactions product exposes consumer-permissioned transaction data so approved pa...33.5 Capital One Retrieve Consumer Bank Products APIThe Capital One Retrieve Consumer Bank Products API lets approved partners access information about a consu...33.5 Avaloq Community APICommunity APIs for fintech integration providing simplified REST endpoints for connecting third-party appli...32.9 Mock Bank APIThe Mock Bank API provides a sandbox environment for testing and developing banking integrations without co...32.8 Decentro Virtual Accounts APICreate and manage virtual bank accounts, balances, statements, and remitter whitelisting for collections an...32.5 MYOB Business APIREST-based cloud API for MYOB AccountRight, MYOB Essentials, and MYOB Business. Provides endpoints for mana...31.6 Yodlee Account Verification APIThe Yodlee Account Verification API enables real-time verification of bank account ownership and balance. S...29.8 US Bank Data Toolbox APIThe Data Toolbox API provides access to U.S. Bank retail banking consumer account data including checking, ...29.6 US Bank Freight Payment APIThe Freight Payment API suite provides freight audit and payment processing capabilities, enabling freight ...29.6 US Bank Holidays APIThe Bank Holidays API provides information about U.S. Bank processing holidays and Federal Reserve banking ...29.6 US Bank Instant Payments APIThe Instant Payments API enables instant payment origination supporting FedNow and RTP payment rails for re...29.6 US Bank Voyager Fleet APIThe Voyager Fleet API suite provides fleet management capabilities for the Voyager network, enabling access...29.6 US Bank Wire Transfers APIThe Wire Transfers API enables domestic and international wire transfer origination from U.S. Bank corporat...29.6 10x Banking Platform APIThe REST API surface of the 10x SuperCore platform, covering parties, subscriptions, arrangements, transact...28.7 Citi Accounts and Transactions APIThe Citi Accounts and Transactions API provides authorized third-party access to retail customer accounts, ...28.6 BBVA Accounts PSD2 APIPSD2-compliant account information service (AIS) API for Spain. Allows authorized third parties to access c...28.2 BBVA Locations APIOpen data API providing access to BBVA branch and ATM location data. Available for Spain and Mexico, this A...28.2 BBVA Mexico Business Payments APIBusiness payment processing API for Mexico enabling bulk payments, payroll disbursements, and supplier paym...28.2 BBVA Payments PSD2 APIPSD2-compliant payment initiation service (PIS) API for Spain. Allows authorized third parties to initiate ...28.2 Bank of Melbourne CDR Accounts & Balances APICONSUMER-AUTHORIZED Consumer Data Right (CDR) Accounts & Balances surface of the shared DSB Banking API tha...27.8 Bank of Melbourne CDR Direct Debits & Scheduled Payments APICONSUMER-AUTHORIZED Consumer Data Right (CDR) Direct Debits and Scheduled Payments surface of the shared DS...27.8 Bank of Melbourne CDR Payees APICONSUMER-AUTHORIZED Consumer Data Right (CDR) Payees surface of the shared DSB Banking API implemented by B...27.8 Bank of Melbourne CDR Product Reference Data APIPUBLIC, unauthenticated Consumer Data Right (CDR) Product Reference Data API exposing Bank of Melbourne's b...27.8 Bank of Melbourne CDR Transactions APICONSUMER-AUTHORIZED Consumer Data Right (CDR) Transactions surface of the shared DSB Banking API implemente...27.8 Wealthfront Cash Account APIHigh-yield cash management account API supporting deposits, withdrawals, transfers, bill pay, and debit car...27.1 Kotak API PlatformThe Kotak Mahindra Bank enterprise open-banking API platform. A curated corporate banking API stack of 39 p...26.7

Emerging 39 Early or largely undocumented

Qiwi Banking PlatformBanking-as-a-Service platform for issuing accounts, cards, and banking operations on top of Qiwi infrastruc...25.7 Novo AccountsNovo business checking account data - account identity, balances, and auth. Novo does not expose a public f...25.3 M1 EarnM1 Earn offers high-yield cash accounts for individuals and joint account holders with 3.10% APY and FDIC i...25.2 Glacier Bank Digital Banking OIDC (Banno tenant)The OpenID Connect issuer Glacier Bank serves at connect.glacierbank.com for its Jack Henry Banno Digital T...24.9 Jifiti Embedded Lending APIJifiti's Embedded Lending API for banks and lenders provides detailed guides and component diagrams to help...24.6 Galileo Program APIREST API for managing accounts and cards: account creation, KYC/CIP verification, balance/funding, card iss...23.3 Found BankingFree business checking with a Mastercard business debit card, team cards with spend controls, check and cas...22.0 FCA Farm Credit System Map ServicesPublic, anonymous Esri ArcGIS Server 12.0 REST services publishing the geography of the Farm Credit System:...21.8 KakaoBank Account Management APIREST API for managing KakaoBank accounts including demand deposits, savings accounts, and group accounts. P...20.8 KakaoBank Loan APIREST API for loan origination and management including credit loans, business owner credit loans, and housi...20.8 RBC Balance and Transactions APIPartner-gated Business Banking informational API providing real-time account balance and transaction inform...20.8 RBC Branch Locator APISelf-serve informational API on the RBC External Developer Portal that accepts a postal code or keyword sea...20.8 RBC Credit Card Catalog APISelf-serve informational API on the RBC External Developer Portal exposing RBC credit card product details,...20.8 RBC Minimum Down Payment APISelf-serve calculator API on the RBC External Developer Portal that computes the minimum down payment requi...20.8 RBC Move Money API (Interac e-Transfer)Partner-gated Business Banking payment API that lets companies send near real-time Interac e-Transfer trans...20.8 RBC Pay APIPartner-gated Business Banking payment API for embedding RBC payment capabilities into a company's financia...20.8 RBC Tracking APIPartner-gated Business Banking informational API for tracking the status of payments and transfers within R...20.8 RBC Validation APIPartner-gated Business Banking informational API for validating account or payment details prior to initiat...20.8 Dolibarr REST APIREST API for the Dolibarr ERP/CRM platform providing full CRUD operations on business objects including con...20.7 Thrivent BankThrivent Bank is a Utah-chartered industrial bank offering savings and banking products including high-yiel...20.3 Thrivent Financial PlanningComprehensive financial planning and advisory services from Thrivent Financial, offering personalized advic...20.3 Asaas Bill Payments APIPay external bills (boletos, concessionárias, GPS, DARF) from the Asaas digital account, with barcode-line ...19.6 Asaas Transfers APIMove funds out of the Asaas digital account: TED to external banks, Pix transfers to keys or banking detail...19.6 TIAA Wealth ManagementTIAA's wealth management services for individuals, including managed accounts, brokerage services, financia...17.2 Catena APICatena's banking and governance API for AI agents - agent identity, custodial and non-custodial accounts, f...16.7 Arc PlatformArc provides a unified financial operating platform for technology companies, combining cash management, tr...16.4 Bunq APIEuropean neobank with extensive API capabilities.16.4 Monzo APIUK-based digital bank with API-first approach.16.4 Revolut APIDigital banking platform offering accounts, payments, and financial services.16.4 Starling Bank APIUK digital bank with comprehensive developer platform.16.4 Rho Platform APIRho exposes APIs for partners and customers to embed Rho banking and payments capabilities, including a Vir...15.9 Stash Investing APIStash provides a mobile-first investing and banking platform enabling fractional share purchases, automated...15.6 Zions ACH PaymentsZions ACH Payments is a payment disbursement solution enabling businesses to pay employees, suppliers, vend...15.4 Zions Treasury Internet BankingZions Treasury Internet Banking provides businesses with a secure online platform for managing treasury ope...15.4 Zions Wire Transfer ServicesZions Wire Transfer Services enables businesses to send domestic and international wire transfers efficient...15.4 Dock Caradhras APIDock's financial infrastructure API, branded Caradhras, covering card issuing and processing, digital accou...13.4 BNP Paribas CIB APIBNP Paribas Corporate and Institutional Banking (CIB) API platform provides programmatic access to capital ...12.1 BNP Paribas Open Banking APIBNP Paribas Open Banking APIs provide PSD2-compliant payment services and account information access includ...12.1 UBS Banking Ecosystem APIThe umbrella UBS Banking Ecosystem exposes APIs around the broader retail and private banking surface, cove...11.3

Minimal 9 Almost no public developer surface

Ally Financial Platform (Conceptual Model)A conceptual, API-Evangelist-derived domain model of Ally Financial's consumer platform spanning deposit ac...9.1 LendingClub APINo public contract or reference is published for this API. api.lendingclub.com is live and gated - /api/inv...7.5 HSBC Developer Portal APIsThe HSBC Developer Portal exposes a catalogue of APIs covering Open Banking (UK/EU PSD2 Account Information...6.3 Infosys Banking API PlatformBanking API Platform from Infosys delivering open banking APIs across deposits, loans, payments, trade fina...5.6 Infosys Finacle Open Bank Project SandboxPublic Open Bank Project sandbox instance hosted by Infosys Finacle that exposes standard OBP REST APIs for...5.6 ING Developer Portal APIsThe ING Developer Portal provides a marketplace of APIs covering Open Banking (PSD2 Account Information and...5.6 Nymbus ConnectNymbus Connect is the integration layer of the Nymbus platform — a modern RESTful API for direct product an...4.3 Fidor Germany Banking APIFidor's REST API for Customers, Accounts, Transfers, Transactions and Account Information, secured with OAu...0.0 Romit Banking APIThe Banking API from Romit — 8 operation(s) for banking.0.0

Companies reaching this through an API (31)

These companies publish an API, specification or operation carrying “Banking” but do not classify their business under it. Listed unranked and kept out of the count above, because one tagged operation is not a statement about what a company does.

Score breakdown

Frequency

77.8

log-scaled weighted occurrences

Breadth

14.3

spread across providers

Quality lift

28.7

mean composite of providers using it

Cohesion

26.0

strength of nearest seed neighbor

Where this tag sits

550 providers carry this tag directly, and 651 counting the 9 narrower tags below — 101 more to reach.

Financial Services broader Finance broader Commercial Banking 30 providers Core Banking 17 providers Credit Union 57 providers Deposits 16 providers Regional Bank 21 providers Digital Banking 45 providers Neobank 49 providers Business Banking 34 providers Consumer Banking 69 providers

Where this tag comes from

Provider tag550

Api tag139

Openapi tag8

Openapi op tag37

Cohort brief

Auto-generated

The 528 providers in the APIs.io catalog tagged Banking, scored on the Kin Score. Every figure below is computed from the catalog — nothing here is written.

Providers

528

of 550 on the roster

Mean Kin Score

+1.1 vs catalog 22.9

Mean Agent Readiness

13.8

+1.9 vs catalog 11.9

Spread

0–74

median 18.2 · σ 17.2

How the 528 split by band

Exemplar 4Strong 27Developing 85Thin 108Emerging 138Minimal 166

Facet averages, against the whole catalog

Facet	This cohort	Catalog	Difference	Scored
Discoverability	60.8	58.1	+2.7	528
Developer Ergonomics	25.3	23.2	+2.1	528
Contract Quality	19.4	17.6	+1.8	528
Contract Governance	7.5	6.3	+1.2	528
Access Clarity	27.7	26.5	+1.2	528
Operational Transparency	13.2	13.7	-0.5	528

A facet is averaged over the members that carry it, not over the whole cohort — the “Scored” column is that count. Averaging an absent facet as zero would score our own coverage gaps as the providers’ posture.

What this cohort publishes

Artifact	This cohort	Catalog	Difference
MCP server (any)	10%	14%	-4
MCP server (first-party)	10%	12%	-2
Agent Skills	0%	0%	0
OAuth scopes	21%	11%	+10
Security	99%	98%	+1
Arazzo workflows	2%	2%	0
Governance rules	10%	14%	-4

mcp_pct counts any mcp/ artifact including ones API Evangelist derived from the provider OpenAPI; mcp_first_party_pct counts only servers the provider publishes. Prefer the latter.

Top by Kin Score

1 IBANforge 74
2 Klarna 71.8
3 Uphold 70.6
4 Token.io 70
5 Moov 65.6
6 Bancontact 65.5
7 Unit 64.5
8 Tink 62.3
9 Wealth Reader 61.8
10 Citizens Financial Group 61.6

Work with this as data

Every tag here is available over the APIs.io API and to AI agents over MCP.

MCP server

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https://apis.io/mcp

Tools for tags

7 MCP tools reach this

find_tagsBrowse and filter every tag in the catalog.
get_cohortThis tag as a scored cohort — every provider carrying it, with scores.
cohort_statsPRO — the distribution across this tag: mean, median, band split, adoption rates.
cohort_rankingsPRO — the leaderboard, on composite AND agent-readiness axes.
apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
resolveTurn a domain, URL or GitHub org into the provider it belongs to.
find_cohortsEvery scored population of providers in the catalog.

All 92 tools →

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As a scored cohort

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The distribution (Pro)

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  -H "X-API-Key: $APIS_IO_KEY"

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