canonical · 4.8 market

Banking

Score 33.1 / 100 570 providers 149 APIs Search apis.io →

Variants seen in the corpus: Bankingbanking

Providers using this tag (570)

Ranked by API Evangelist rating — Exemplar and Strong are expanded by default.

Exemplar 5 Complete, well-documented, and agent-ready

SalesforceFortune 500Artificial IntelligenceAnalyticsCloud294 APIs83.3 UnitFintechBackend-as-a-ServicePayments17 APIs73.3 UpholdCompanyCryptocurrencyDigital AssetsPayments25 APIs69.1 Memo BankCompanyFintech InsurtechBusiness Banking3 APIs67.0 PennylaneAccountingInvoicingFintechFinancial Data19 APIs66.5

Strong 29 Solid coverage with minor gaps

TinkOpen BankingPSD2Payment InitiationAccount Aggregation25 APIs65.9 AffindaArtificial IntelligenceDocument ProcessingIntelligent Document ProcessingIDP16 APIs64.7 Total ExpertCompanyFintechCRMMarketing Automation17 APIs64.6 MXFinancial-ServicesUnited StatesOpen Finance3 APIs64.3 SlashCompanyPaymentsFinancial-Services26 APIs63.7 ArgyleEmployment DataIncome VerificationPayrollIdentity Verification26 APIs62.8 BVNKCompanyPaymentsStablecoinsCryptocurrency17 APIs62.6 CurrencycloudCompanyFintechPaymentsForeign Exchange27 APIs61.0 NarmiCompanyFintechDigital Banking44 APIs59.1 MoniepointAfricaNigeriaPayments19 APIs58.5 SikoiaCompanyFinancial-ServicesIdentity VerificationKYC19 APIs58.3 MoovEmbedded FinanceFinancial InfrastructureMoney Movement16 APIs58.1 FinGoalFinancial-ServicesFintechTransaction EnrichmentData Enrichment4 APIs57.8 Moody'sClimate RiskComplianceCredit RiskEconomic Data14 APIs57.8 PrometeoOpen BankingPaymentsFintechLatAm6 APIs57.8 SignzyIdentity VerificationKYCKYBAML4 APIs57.3 Unstoppable Finance (Iron)CompanyStablecoinsPaymentsOn-Ramp9 APIs57.2 JikoCompanyPaymentsTreasury2 APIs56.5 first directFinancial-ServicesOpen BankingPSD24 APIs56.2 SIXFinancialMarket DataStocksReference Data9 APIs56.0 AlgbraFinancial-ServicesOpen BankingPSD24 APIs55.8 AirwallexCross-Border PaymentsFintechForeign ExchangePayments14 APIs55.6 SwanCompanyBanking as a ServiceEmbedded FinanceFintech1 API55.5 GriffinCompanyFintechBanking as a Service28 APIs55.4 TemenosCloud BankingCore BankingDigital Banking61 APIs55.1 CloudWalkCompanyPaymentsFinancial-ServicesFintech1 API55.0 CardlyticsCompanyAdvertisingCommerce MediaCard-Linked Offers3 APIs54.8 AlloyIdentity DecisioningIdentity VerificationKYCKYB17 APIs54.6 UpgradeCompanyFintechLendingBuy Now Pay Later3 APIs54.4

Developing 97 Usable, with meaningful gaps to close

Thin 94 Limited public surface area

Emerging 131 Early or largely undocumented

Minimal 214 Almost no public developer surface

APIs with this tag (149)

Ranked by the provider's API Evangelist rating — the Kin Score is scored per provider, not per API, so every API of a provider shares its band. How the rating works →

Exemplar 4 Complete, well-documented, and agent-ready

Salesforce Financial Services Cloud APIThe Salesforce Financial Services Cloud API exposes financial services-specific data objects including fina...83.3 Memo Bank Marketplace APIOAuth 2.0 authorization layer that lets third-party developers build Memo Bank Marketplace integrations and...67.0 Memo Bank NextGenPSD2 APIBerlin Group NextGenPSD2 XS2A implementation (Implementation Guidelines 1.3.11) exposing Account Informatio...67.0 Memo Bank Premium Bank APIREST/JSON banking API for Memo Bank business customers, authenticated with RS256-signed JWT request tokens....67.0

Strong 12 Solid coverage with minor gaps

Argyle Banking APIOpen-finance surface that pulls direct-from-bank account, balance, transaction, and institution metadata fo...62.8 Sikoia Banking APIThe Banking API from Sikoia — 8 operation(s) for banking.58.3 Moody's Capital Risk Analyzer APIMoody's Analytics Capital Risk Analyzer solution is a tool that projects key capital ratios and credit metr...57.8 Moody's QUIQSpread APIMoody's Analytics QUIQspread is an intelligent, financial spreading software that will accelerate a company...57.8 Prometeo Banking APIBank account access, movements, transfers, credit cards, providers.57.8 Signzy Banking APIThe Banking API from Signzy — 1 operation(s) for banking.57.3 Jiko Customer APIThe Customer API is for Jiko customers integrating Jiko directly into their own internal systems. It uses O...56.5 Jiko Partner APIThe Partner API is for applications that embed Jiko's services and offer Jiko products to their own custome...56.5 SIX debiX APIREST API for card issuers on the debiX debit and mobile payment platform - transaction processing, card tok...56.0 Airwallex Global Accounts APIThe Airwallex Global Accounts API enables businesses to create and manage multi-currency accounts. Supports...55.6 Swan Partner APISwan's Partner API is a GraphQL API for embedding banking: accounts and account holders, memberships, cards...55.5 Cardlytics Publisher API v2The bank-side rewards platform API. A publisher opens an institution- or customer-scoped session, retrieves...54.8

Developing 22 Usable, with meaningful gaps to close

Factorial Finance and Banking APIBank accounts, transactions, ledger accounts, journal entries, tax rates and tax types, cost centers, cost ...52.8 bexio Banking APIThe Banking API from bexio — 1 operation(s) for banking.51.3 Axway Open BankingAxway Open Banking provides prebuilt APIs for regulatory compliance and ecosystem engagement, supporting PS...50.0 Veryfi Checks APIThe Veryfi Checks API extracts bank routing numbers, account numbers, check numbers, payee names, amounts, ...47.5 Atlar APIResource-oriented JSON REST API for treasury and payment operations. Paths follow /{namespace}/v#/{resource...46.8 Workday Cash Management APISOAP API for managing cash positions, bank transactions, and treasury operations. Supports cash flow foreca...46.2 Workday Settlement Services APISOAP API for settlement management and payment services. Supports payment processing, bank routing, settlem...46.2 Newcastle Permanent Building Society Banking APIThe Banking API from Newcastle Permanent Building Society — 14 operation(s) for banking.45.7 Capital One Account Lookup APIThe Capital One Account Lookup API is a DevExchange product that lets approved partners resolve and retriev...44.4 Capital One Customer TransactionsThe Capital One Customer Transactions product exposes consumer-permissioned transaction data so approved pa...44.4 Capital One Retrieve Consumer Bank Products APIThe Capital One Retrieve Consumer Bank Products API lets approved partners access information about a consu...44.4 Montran Dispute ManagementProvides comprehensive dispute resolution capabilities for payment transactions, enabling financial institu...44.2 Montran Intraday Liquidity ManagementAn enterprise-level system delivering real-time liquidity management with live monitoring, an intuitive use...44.2 CommBank Mobile AppThe CommBank mobile app is the bank's primary digital channel for personal customers offering account manag...44.0 Banco B3 APIsBanco B3 Custody API for operation billing, position reports, and fund quote validation, plus the Settlemen...43.4 Bank of America Banking APIBanking operations43.0 Monzo APIThe Monzo API is a REST interface over a user's Monzo account. It exposes accounts, balance, savings pots (...43.0 Truist Association Services APIThe Truist Association Services API provides banking and payment capabilities tailored for associations, no...41.1 Truist Commercial Account Transaction Image APIThe Truist Commercial Account Transaction Image API provides access to check images and transaction documen...41.1 Truist Open Banking APIThe Truist Open Banking API provides secure, FDX-compliant (Financial Data Exchange) access to consumer and...41.1 Truist Personal and Small Business Client Contact APIThe Truist Personal and Small Business Client Contact API provides access to client contact information ass...41.1 Cuenca APIREST API for Cuenca's banking-as-a-service platform in Mexico: SPEI / internal transfers, deposits, CLABE a...40.9

Thin 45 Limited public surface area

Pave Bank Partner APIPartner API for programmable multi-asset banking: Accounts, Address, Balance, Crypto, Documents, FX, Return...39.2 Rutter Banking APIBanking and financial account data39.2 Helix by Q2 APIThe Helix by Q2 REST API lets developers incorporate real FDIC-insured savings and/or checking accounts int...39.1 Truv Banking APIVerification-of-assets banking data for a connected link.39.0 Wells Fargo ACH Payments APIThe Wells Fargo ACH Payments API enables commercial banking customers to initiate ACH credit and debit tran...38.0 Treasury Prime Bank APIREST API covering Persons, Businesses, Accounts, Cards, Payments (ACH, Wire, Book), Transactions, Statement...37.2 Mercury Accounts APIRead access to all Mercury accounts (checking, savings, treasury) opened under the authenticated organizati...35.9 Avaloq Community APICommunity APIs for fintech integration providing simplified REST endpoints for connecting third-party appli...35.5 Mock Bank APIThe Mock Bank API provides a sandbox environment for testing and developing banking integrations without co...35.5 Toshl APIREST JSON API for the Toshl personal finance platform. Manage accounts, entries (expenses and incomes with ...35.5 Cora APICora's transactional banking API for Direct Integration: registered boleto and carnê (installment) issuance...35.3 Codat Banking APIStandardized banking data types.34.8 Decentro Virtual Accounts APICreate and manage virtual bank accounts, balances, statements, and remitter whitelisting for collections an...34.5 Goldman Sachs RIA Custody APIThe Goldman Sachs Custody Solutions (GSCS) RIA Custody platform exposes REST APIs that let advisor firms an...34.1 Goldman Sachs Transaction Banking (TxB) APIGoldman Sachs Transaction Banking (TxB) provides programmatic access for eligible partners and clients to e...34.1 Blend APIBlend's platform API for home lending, consumer lending, deposit account opening, documents and disclosures...33.5 Account Balance and Transactions APIProvides the ability to retrieve account balance for the current day or any prior day along with enriched t...33.3 Account Validation APIAssists clients in determining the validity of an account number's format and indicates the likelihood of a...33.3 EFT Payment APISupports creation and submission of Electronic Funds Transfers (EFTs), including inquiring on payment and f...33.3 Payment Track and Trace APIProvides the capability to inquire on the status of wire payments using unique reference numbers, offering ...33.3 Real-time Payments APIProvides fast payment capabilities for business transactions via INTERAC e-Transfer for business. Customers...33.3 Wire Payments APIEnables businesses to initiate secure, one-time wire transfers between accounts in the same currency (CAD o...33.3 US Bank Data Toolbox APIThe Data Toolbox API provides access to U.S. Bank retail banking consumer account data including checking, ...32.9 US Bank Freight Payment APIThe Freight Payment API suite provides freight audit and payment processing capabilities, enabling freight ...32.9 US Bank Holidays APIThe Bank Holidays API provides information about U.S. Bank processing holidays and Federal Reserve banking ...32.9 US Bank Instant Payments APIThe Instant Payments API enables instant payment origination supporting FedNow and RTP payment rails for re...32.9 US Bank Voyager Fleet APIThe Voyager Fleet API suite provides fleet management capabilities for the Voyager network, enabling access...32.9 US Bank Wire Transfers APIThe Wire Transfers API enables domestic and international wire transfer origination from U.S. Bank corporat...32.9 FIS Core Banking APIFIS (Fidelity National Information Services) provides core banking platforms including the Systematics suit...32.5 FIS Wealth Management APIFIS wealth management APIs enable integration with portfolio management, account aggregation, trading, and ...32.5 Yodlee Account Verification APIThe Yodlee Account Verification API enables real-time verification of bank account ownership and balance. S...32.2 Bank of Melbourne CDR Accounts & Balances APICONSUMER-AUTHORIZED Consumer Data Right (CDR) Accounts & Balances surface of the shared DSB Banking API tha...30.6 Bank of Melbourne CDR Direct Debits & Scheduled Payments APICONSUMER-AUTHORIZED Consumer Data Right (CDR) Direct Debits and Scheduled Payments surface of the shared DS...30.6 Bank of Melbourne CDR Payees APICONSUMER-AUTHORIZED Consumer Data Right (CDR) Payees surface of the shared DSB Banking API implemented by B...30.6 Bank of Melbourne CDR Product Reference Data APIPUBLIC, unauthenticated Consumer Data Right (CDR) Product Reference Data API exposing Bank of Melbourne's b...30.6 Bank of Melbourne CDR Transactions APICONSUMER-AUTHORIZED Consumer Data Right (CDR) Transactions surface of the shared DSB Banking API implemente...30.6 Citi Accounts and Transactions APIThe Citi Accounts and Transactions API provides authorized third-party access to retail customer accounts, ...30.0 BBVA Accounts PSD2 APIPSD2-compliant account information service (AIS) API for Spain. Allows authorized third parties to access c...28.6 BBVA Locations APIOpen data API providing access to BBVA branch and ATM location data. Available for Spain and Mexico, this A...28.6 BBVA Mexico Business Payments APIBusiness payment processing API for Mexico enabling bulk payments, payroll disbursements, and supplier paym...28.6 BBVA Payments PSD2 APIPSD2-compliant payment initiation service (PIS) API for Spain. Allows authorized third parties to initiate ...28.6 Kotak API PlatformThe Kotak Mahindra Bank enterprise open-banking API platform. A curated corporate banking API stack of 39 p...27.2 Wealthfront Cash Account APIHigh-yield cash management account API supporting deposits, withdrawals, transfers, bill pay, and debit car...27.1 MYOB Business APIREST-based cloud API for MYOB AccountRight, MYOB Essentials, and MYOB Business. Provides endpoints for mana...27.0 M1 EarnM1 Earn offers high-yield cash accounts for individuals and joint account holders with 3.10% APY and FDIC i...26.2

Emerging 40 Early or largely undocumented

Cross River Operating System (COS) APIThe Cross River Operating System (COS) API is Cross River's API-driven bank core, exposing Accounts and Pay...25.3 Qiwi Banking PlatformBanking-as-a-Service platform for issuing accounts, cards, and banking operations on top of Qiwi infrastruc...25.2 Novo AccountsNovo business checking account data - account identity, balances, and auth. Novo does not expose a public f...25.0 Galileo Program APIREST API for managing accounts and cards: account creation, KYC/CIP verification, balance/funding, card iss...23.6 Found BankingFree business checking with a Mastercard business debit card, team cards with spend controls, check and cas...22.9 Citizens Accounts APIThe Citizens Accounts API enables authorized retrieval of Citizens Bank customer account and transaction in...21.9 Citizens Statements APIThe Citizens Statements API enables authorized retrieval of Citizens Bank customer monthly statements for p...21.9 Truist Association Services APIProvides banking and payment services APIs for associations, HOAs, and membership organizations. Supports d...21.7 Truist Commercial Account Transactions APIProvides access to transaction history and transaction details for commercial bank accounts. Supports enter...21.7 Truist Commercial Accounts APIProvides access to commercial banking account data including account balances, account details, and account...21.7 Truist Personal and Small Business Accounts APIProvides access to personal and small business account data including account balances, account details, an...21.7 Truist Personal and Small Business Transactions APIProvides access to transaction history and transaction details for personal and small business bank account...21.7 Dolibarr REST APIREST API for the Dolibarr ERP/CRM platform providing full CRUD operations on business objects including con...21.1 KakaoBank Account Management APIREST API for managing KakaoBank accounts including demand deposits, savings accounts, and group accounts. P...21.0 KakaoBank Loan APIREST API for loan origination and management including credit loans, business owner credit loans, and housi...21.0 RBC Balance and Transactions APIPartner-gated Business Banking informational API providing real-time account balance and transaction inform...20.5 RBC Branch Locator APISelf-serve informational API on the RBC External Developer Portal that accepts a postal code or keyword sea...20.5 RBC Credit Card Catalog APISelf-serve informational API on the RBC External Developer Portal exposing RBC credit card product details,...20.5 RBC Minimum Down Payment APISelf-serve calculator API on the RBC External Developer Portal that computes the minimum down payment requi...20.5 RBC Move Money API (Interac e-Transfer)Partner-gated Business Banking payment API that lets companies send near real-time Interac e-Transfer trans...20.5 RBC Pay APIPartner-gated Business Banking payment API for embedding RBC payment capabilities into a company's financia...20.5 RBC Tracking APIPartner-gated Business Banking informational API for tracking the status of payments and transfers within R...20.5 RBC Validation APIPartner-gated Business Banking informational API for validating account or payment details prior to initiat...20.5 Asaas Bill Payments APIPay external bills (boletos, concessionárias, GPS, DARF) from the Asaas digital account, with barcode-line ...19.1 Asaas Transfers APIMove funds out of the Asaas digital account: TED to external banks, Pix transfers to keys or banking detail...19.1 Catena APICatena's banking and governance API for AI agents - agent identity, custodial and non-custodial accounts, f...18.0 Ally Financial Platform (Conceptual Model)A conceptual, API-Evangelist-derived domain model of Ally Financial's consumer platform spanning deposit ac...16.9 TIAA Wealth ManagementTIAA's wealth management services for individuals, including managed accounts, brokerage services, financia...16.7 Arc PlatformArc provides a unified financial operating platform for technology companies, combining cash management, tr...16.1 Romit Banking APIThe Banking API from Romit — 8 operation(s) for banking.16.1 Thrivent BankThrivent Bank is a Utah-chartered industrial bank offering savings and banking products including high-yiel...15.9 Thrivent Financial PlanningComprehensive financial planning and advisory services from Thrivent Financial, offering personalized advic...15.9 FATCA/CRS Reporting TemplatesFATCA (Foreign Account Tax Compliance Act) and CRS (Common Reporting Standard) templates for financial inst...15.8 Rho Platform APIRho exposes APIs for partners and customers to embed Rho banking and payments capabilities, including a Vir...15.7 Zions ACH PaymentsZions ACH Payments is a payment disbursement solution enabling businesses to pay employees, suppliers, vend...14.5 Zions Treasury Internet BankingZions Treasury Internet Banking provides businesses with a secure online platform for managing treasury ope...14.5 Zions Wire Transfer ServicesZions Wire Transfer Services enables businesses to send domestic and international wire transfers efficient...14.5 Dock Caradhras APIDock's financial infrastructure API, branded Caradhras, covering card issuing and processing, digital accou...13.8 Stash Investing APIStash provides a mobile-first investing and banking platform enabling fractional share purchases, automated...13.5 Jifiti Embedded Lending APIJifiti's Embedded Lending API for banks and lenders provides detailed guides and component diagrams to help...13.4

Minimal 26 Almost no public developer surface

Score breakdown

Frequency

78.3

log-scaled weighted occurrences

Breadth

15.6

spread across providers

Quality lift

27.5

mean composite of providers using it

Cohesion

27.4

strength of nearest seed neighbor

Where this tag comes from

Provider tag537

Api tag149

Openapi tag10

Openapi op tag53

Cohort brief

Auto-generated

The 570 providers in the APIs.io catalog tagged Banking, scored on the Kin Score. Every figure below is computed from the catalog — nothing here is written.

Providers

570

all scored

Mean Kin Score

22.9

+2.2 vs catalog 20.7

Mean Agent Readiness

12.3

+2.6 vs catalog 9.7

Spread

0–83.3

median 16 · σ 18.1

How the 570 split by band

Exemplar 5Strong 29Developing 97Thin 94Emerging 131Minimal 214

Facet averages, against the whole catalog

Facet	This cohort	Catalog	Difference	Scored
Discoverability	64.6	60.4	+4.2	570
Developer Ergonomics	21.1	17.9	+3.2	570
Contract Quality	20.2	17.5	+2.7	570
Contract Governance	9	6.4	+2.6	570
Access Clarity	24.5	22.3	+2.2	570
Operational Transparency	11.8	11.3	+0.5	570

A facet is averaged over the members that carry it, not over the whole cohort — the “Scored” column is that count. Averaging an absent facet as zero would score our own coverage gaps as the providers’ posture.

What this cohort publishes

Artifact	This cohort	Catalog	Difference
MCP server (any)	22%	16%	+6
MCP server (first-party)	6%	7%	-1
Agent Skills	0%	0%	0
OAuth scopes	19%	9%	+10
Security	97%	88%	+9
Arazzo workflows	2%	2%	0
Governance rules	11%	13%	-2

mcp_pct counts any mcp/ artifact including ones API Evangelist derived from the provider OpenAPI; mcp_first_party_pct counts only servers the provider publishes. Prefer the latter.

Top by Kin Score

1 Salesforce 83.3
2 Unit 73.3
3 Uphold 69.1
4 Memo Bank 67
5 Pennylane 66.5
6 Tink 65.9
7 Affinda 64.7
8 Total Expert 64.6
9 MX 64.3
10 Slash 63.7

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