Moov

Moov is a financial infrastructure platform that enables developers to embed money movement capabilities directly into their applications. Their developer platform provides a RESTful API, client-side JavaScript SDK, pre-built UI components, and official backend SDKs across multiple languages for building compliant, full-featured financial products.

Moov publishes 13 APIs on the APIs.io network, including Accounts API, Authentication API, Bank Accounts API, and 10 more. Tagged areas include Banking, Embedded Finance, Financial Infrastructure, Money Movement, and Payments.

The Moov catalog on APIs.io includes 1 event-driven AsyncAPI specification, 1 JSON-LD context, and 2 Spectral governance rulesets.

Moov’s developer surface includes authentication, developer portal, documentation, engineering blog, and 8 more developer resources.

🌐 Visit website 📡 Source on GitHub

50.8/100 developing ▼ -6.0 Agent 36/100 agent ready Full breakdown ↓
scored 2026-07-28 · rubric v0.6

AccessPaidSelf serve

16 APIs 16 Features

BankingEmbedded FinanceFinancial InfrastructureMoney MovementPaymentsTransfers

Kin Score

Kin Score How this is scored →
scored 2026-07-28 · rubric v0.6

Composite quality — 50.8/100 · developing

Contract Quality 21.8 / 25

Developer Ergonomics 6.1 / 20

Commercial Clarity 12.1 / 20

Operational Transparency 3.4 / 13

Governance 5.0 / 12

Discoverability 6.5 / 10

Agent readiness — 36/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 6 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/moov: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 16

Individual APIs this provider publishes, each with its own machine-readable definition.

Rate Limits 1

Documented rate limits and quota policies.

Moov Rate Limits

2 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Moov Finops

FINOPS

Features 16

Notable capabilities this provider offers.

Card Acceptance: IC+ + 0.60% + $0.15/transaction

Tap to Pay: IC+ + 0.50% + $0.15

Instant Payments (RTP): 0.95% (50¢ min, $5 cap)

ACH transfers: $0.25-$0.40 each

Moov Wallets: $0.50/active wallet/month

Virtual Cards: $0.15 per card creation

$500/month minimum across all products

Apple Pay and Google Pay support

International cards: +1.5% surcharge

REST API: 600 req/min default

Webhooks for facilitator/account/transfer events

OAuth 2.0 + API tokens

Embedded onboarding for sub-merchants

KYC/KYB built in

1099-K reporting handled

Custom pricing for high-volume

Scroll for all 16

JSON Schema 64

Standalone JSON Schema definitions for this provider's data models.

Scroll for all 64

AGENTIC

Resources

Get Started 2

Portal, sign-up, and the first successful call

Portal

Portal

Login

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

LlmsText

LlmsText

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 3

Authentication, authorization, and security posture

TrustCenter

TrustCenter

DomainSecurity

DomainSecurity

Authentication

Authentication

Company 3

The organization behind the API

LinkedIn

Website

Website

Blog

Blog

Source (apis.yml)

aid: moov
accessModel:
  pricing: paid
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Paid · Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.19'
name: Moov
description: Moov is a financial infrastructure platform that enables developers to embed money movement capabilities directly
  into their applications. Their developer platform provides a RESTful API, client-side JavaScript SDK, pre-built UI components,
  and official backend SDKs across multiple languages for building compliant, full-featured financial products.
kind: contract
position: Consuming
access: 3rd-Party
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/moov.png
url: https://raw.githubusercontent.com/api-evangelist/moov/refs/heads/main/apis.yml
created: '2026-03-21'
modified: '2026-05-19'
tags:
- Banking
- Embedded Finance
- Financial Infrastructure
- Money Movement
- Payments
- Transfers
apis:
- aid: moov:moov-js
  name: Moov.js
  description: Moov.js is a client-side JavaScript SDK designed to streamline interactions with the Moov API while keeping
    personally identifiable information out of developer infrastructure. All PII is transmitted directly to Moov, relieving
    developers of the responsibility for storing or handling sensitive user data. The SDK supports account creation, funding
    source integration, and transfer facilitation, along with pre-built UI components called Moov Drops.
  humanURL: https://docs.moov.io/moovjs/
  tags:
  - Client SDK
  - Data Collection
  - JavaScript
  - Payments
  - PCI Compliance
  properties:
  - type: Documentation
    url: https://docs.moov.io/moovjs/
- aid: moov:moov-drops
  name: Moov Drops
  description: Moov Drops are pre-built, drop-in web UI components for complicated payment and account management flows. These
    components securely collect payment and account information from users without developers needing to build complex financial
    forms from scratch. Drops integrate with the Moov API and Moov.js to provide a cohesive front-end experience for onboarding,
    bank account linking, card collection, and other payment-related workflows.
  humanURL: https://docs.moov.io/guides/developer-tools/
  tags:
  - Embedded Finance
  - Frontend
  - Payments
  - UI Components
  - Web Components
  properties:
  - type: Documentation
    url: https://docs.moov.io/guides/developer-tools/
- aid: moov:moov-backend-sdks
  name: Moov Backend SDKs
  description: Moov provides official server-side client libraries for interacting with the Moov API across multiple programming
    languages, including Go, TypeScript, Python, Java, PHP, Ruby, and C#/.NET. These SDKs abstract the HTTP layer and provide
    idiomatic interfaces for each language to access Moov's full range of financial operations. Each SDK is actively maintained
    and versioned to track the Moov API's versioning scheme.
  humanURL: https://docs.moov.io/sdks/
  tags:
  - .NET
  - Go
  - Java
  - PHP
  - Python
  - Ruby
  - SDK
  - TypeScript
  properties:
  - type: Documentation
    url: https://docs.moov.io/sdks/
- aid: moov:moov-accounts-api
  name: Moov Accounts API
  description: Create and manage Moov accounts representing individual or business legal entities. Accounts are the foundation
    for all money movement operations.
  humanURL: https://docs.moov.io/api/
  tags:
  - Accounts
  properties:
  - type: OpenAPI
    url: openapi/moov-accounts-api-openapi.yml
  - type: Documentation
    url: https://docs.moov.io/api/
  - type: AsyncAPI
    url: asyncapi/moov-webhooks-asyncapi.yml
  - type: JSONSchema
    url: json-schema/moov-account-schema.json
  - type: JSONSchema
    url: json-schema/moov-transfer-schema.json
  - type: JSONLD
    url: json-ld/moov-context.jsonld
- aid: moov:moov-authentication-api
  name: Moov Authentication API
  description: OAuth2 access token creation and revocation for API authentication.
  humanURL: https://docs.moov.io/api/
  tags:
  - Authentication
  properties:
  - type: OpenAPI
    url: openapi/moov-authentication-api-openapi.yml
  - type: Documentation
    url: https://docs.moov.io/api/
  - type: AsyncAPI
    url: asyncapi/moov-webhooks-asyncapi.yml
  - type: JSONSchema
    url: json-schema/moov-account-schema.json
  - type: JSONSchema
    url: json-schema/moov-transfer-schema.json
  - type: JSONLD
    url: json-ld/moov-context.jsonld
- aid: moov:moov-bank-accounts-api
  name: Moov Bank Accounts API
  description: Link and manage bank accounts as funding sources for ACH and RTP transfers. Includes micro-deposit and instant
    verification flows.
  humanURL: https://docs.moov.io/api/
  tags:
  - Bank Accounts
  properties:
  - type: OpenAPI
    url: openapi/moov-bank-accounts-api-openapi.yml
  - type: Documentation
    url: https://docs.moov.io/api/
  - type: AsyncAPI
    url: asyncapi/moov-webhooks-asyncapi.yml
  - type: JSONSchema
    url: json-schema/moov-account-schema.json
  - type: JSONSchema
    url: json-schema/moov-transfer-schema.json
  - type: JSONLD
    url: json-ld/moov-context.jsonld
- aid: moov:moov-capabilities-api
  name: Moov Capabilities API
  description: Request and manage capabilities that enable specific financial operations on an account, such as send-funds
    or collect-funds.
  humanURL: https://docs.moov.io/api/
  tags:
  - Capabilities
  properties:
  - type: OpenAPI
    url: openapi/moov-capabilities-api-openapi.yml
  - type: Documentation
    url: https://docs.moov.io/api/
  - type: AsyncAPI
    url: asyncapi/moov-webhooks-asyncapi.yml
  - type: JSONSchema
    url: json-schema/moov-account-schema.json
  - type: JSONSchema
    url: json-schema/moov-transfer-schema.json
  - type: JSONLD
    url: json-ld/moov-context.jsonld
- aid: moov:moov-cards-api
  name: Moov Cards API
  description: Link and manage debit and credit cards as payment sources on Moov accounts.
  humanURL: https://docs.moov.io/api/
  tags:
  - Cards
  properties:
  - type: OpenAPI
    url: openapi/moov-cards-api-openapi.yml
  - type: Documentation
    url: https://docs.moov.io/api/
  - type: AsyncAPI
    url: asyncapi/moov-webhooks-asyncapi.yml
  - type: JSONSchema
    url: json-schema/moov-account-schema.json
  - type: JSONSchema
    url: json-schema/moov-transfer-schema.json
  - type: JSONLD
    url: json-ld/moov-context.jsonld
- aid: moov:moov-disputes-api
  name: Moov Disputes API
  description: Manage card payment disputes including evidence submission, acceptance, and lifecycle tracking for chargeback
    resolution.
  humanURL: https://docs.moov.io/api/
  tags:
  - Disputes
  properties:
  - type: OpenAPI
    url: openapi/moov-disputes-api-openapi.yml
  - type: Documentation
    url: https://docs.moov.io/api/
  - type: AsyncAPI
    url: asyncapi/moov-webhooks-asyncapi.yml
  - type: JSONSchema
    url: json-schema/moov-account-schema.json
  - type: JSONSchema
    url: json-schema/moov-transfer-schema.json
  - type: JSONLD
    url: json-ld/moov-context.jsonld
- aid: moov:moov-payment-links-api
  name: Moov Payment Links API
  description: Create and manage shareable payment links that allow customers to pay via card or bank account without custom
    code.
  humanURL: https://docs.moov.io/api/
  tags:
  - Payment Links
  properties:
  - type: OpenAPI
    url: openapi/moov-payment-links-api-openapi.yml
  - type: Documentation
    url: https://docs.moov.io/api/
  - type: AsyncAPI
    url: asyncapi/moov-webhooks-asyncapi.yml
  - type: JSONSchema
    url: json-schema/moov-account-schema.json
  - type: JSONSchema
    url: json-schema/moov-transfer-schema.json
  - type: JSONLD
    url: json-ld/moov-context.jsonld
- aid: moov:moov-payment-methods-api
  name: Moov Payment Methods API
  description: Retrieve the available payment methods on an account, including bank accounts, cards, and wallets, which can
    be used as transfer sources or destinations.
  humanURL: https://docs.moov.io/api/
  tags:
  - Payment Methods
  properties:
  - type: OpenAPI
    url: openapi/moov-payment-methods-api-openapi.yml
  - type: Documentation
    url: https://docs.moov.io/api/
  - type: AsyncAPI
    url: asyncapi/moov-webhooks-asyncapi.yml
  - type: JSONSchema
    url: json-schema/moov-account-schema.json
  - type: JSONSchema
    url: json-schema/moov-transfer-schema.json
  - type: JSONLD
    url: json-ld/moov-context.jsonld
- aid: moov:moov-refunds-api
  name: Moov Refunds API
  description: Create and retrieve refunds for completed card transfers, including full and partial refund support.
  humanURL: https://docs.moov.io/api/
  tags:
  - Refunds
  properties:
  - type: OpenAPI
    url: openapi/moov-refunds-api-openapi.yml
  - type: Documentation
    url: https://docs.moov.io/api/
  - type: AsyncAPI
    url: asyncapi/moov-webhooks-asyncapi.yml
  - type: JSONSchema
    url: json-schema/moov-account-schema.json
  - type: JSONSchema
    url: json-schema/moov-transfer-schema.json
  - type: JSONLD
    url: json-ld/moov-context.jsonld
- aid: moov:moov-representatives-api
  name: Moov Representatives API
  description: Manage business representatives associated with a Moov account for KYB compliance and ownership verification.
  humanURL: https://docs.moov.io/api/
  tags:
  - Representatives
  properties:
  - type: OpenAPI
    url: openapi/moov-representatives-api-openapi.yml
  - type: Documentation
    url: https://docs.moov.io/api/
  - type: AsyncAPI
    url: asyncapi/moov-webhooks-asyncapi.yml
  - type: JSONSchema
    url: json-schema/moov-account-schema.json
  - type: JSONSchema
    url: json-schema/moov-transfer-schema.json
  - type: JSONLD
    url: json-ld/moov-context.jsonld
- aid: moov:moov-sweeps-api
  name: Moov Sweeps API
  description: Configure automatic daily transfers from a Moov wallet to an external bank account on a set schedule using
    ACH or RTP rails.
  humanURL: https://docs.moov.io/api/
  tags:
  - Sweeps
  properties:
  - type: OpenAPI
    url: openapi/moov-sweeps-api-openapi.yml
  - type: Documentation
    url: https://docs.moov.io/api/
  - type: AsyncAPI
    url: asyncapi/moov-webhooks-asyncapi.yml
  - type: JSONSchema
    url: json-schema/moov-account-schema.json
  - type: JSONSchema
    url: json-schema/moov-transfer-schema.json
  - type: JSONLD
    url: json-ld/moov-context.jsonld
- aid: moov:moov-transfers-api
  name: Moov Transfers API
  description: Initiate and manage money movement between Moov accounts. Supports ACH, RTP, and card rails with full lifecycle
    tracking.
  humanURL: https://docs.moov.io/api/
  tags:
  - Transfers
  properties:
  - type: OpenAPI
    url: openapi/moov-transfers-api-openapi.yml
  - type: Documentation
    url: https://docs.moov.io/api/
  - type: AsyncAPI
    url: asyncapi/moov-webhooks-asyncapi.yml
  - type: JSONSchema
    url: json-schema/moov-account-schema.json
  - type: JSONSchema
    url: json-schema/moov-transfer-schema.json
  - type: JSONLD
    url: json-ld/moov-context.jsonld
- aid: moov:moov-wallets-api
  name: Moov Wallets API
  description: Create and manage Moov digital wallets that hold funds within the platform. Supports wallet transactions and
    balance adjustments.
  humanURL: https://docs.moov.io/api/
  tags:
  - Wallets
  properties:
  - type: OpenAPI
    url: openapi/moov-wallets-api-openapi.yml
  - type: Documentation
    url: https://docs.moov.io/api/
  - type: AsyncAPI
    url: asyncapi/moov-webhooks-asyncapi.yml
  - type: JSONSchema
    url: json-schema/moov-account-schema.json
  - type: JSONSchema
    url: json-schema/moov-transfer-schema.json
  - type: JSONLD
    url: json-ld/moov-context.jsonld
common:
- type: AgenticAccess
  url: agentic-access/moov-agentic-access.yml
- type: TrustCenter
  url: security/moov-trust-center.yml
- type: DomainSecurity
  url: security/moov-domain-security.yml
- type: Authentication
  url: authentication/moov-authentication.yml
- type: GitHubOrganization
  url: https://github.com/moovfinancial
- type: LinkedIn
  url: https://www.linkedin.com/company/moov-io
- type: Portal
  url: https://docs.moov.io/
- type: Documentation
  url: https://docs.moov.io/
- type: Website
  url: https://moov.io/
- type: Blog
  url: https://moov.io/blog/
- type: Login
  url: https://dashboard.moov.io/
- type: Features
  data:
  - 'Card Acceptance: IC+ + 0.60% + $0.15/transaction'
  - 'Tap to Pay: IC+ + 0.50% + $0.15'
  - 'Instant Payments (RTP): 0.95% (50¢ min, $5 cap)'
  - 'ACH transfers: $0.25-$0.40 each'
  - 'Moov Wallets: $0.50/active wallet/month'
  - 'Virtual Cards: $0.15 per card creation'
  - $500/month minimum across all products
  - Apple Pay and Google Pay support
  - 'International cards: +1.5% surcharge'
  - 'REST API: 600 req/min default'
  - Webhooks for facilitator/account/transfer events
  - OAuth 2.0 + API tokens
  - Embedded onboarding for sub-merchants
  - KYC/KYB built in
  - 1099-K reporting handled
  - Custom pricing for high-volume
  sources:
  - https://moov.io/pricing
  updated: '2026-05-04'
- type: LlmsText
  url: https://docs.moov.io/llms.txt
maintainers:
- FN: API Evangelist
  email: info@apievangelist.com

Moov

APIs 16

Open Collections 1

Pricing Plans 1

Rate Limits 1

FinOps 1

Features 16

Event Specifications 1

Semantic Vocabularies 1

Spectral Rules 2