Moov

Moov Cards API

Link and manage debit and credit cards as payment sources on Moov accounts.

GitHub OpenAPI

Operations 5

POST /accounts/{accountID}/cards Link a card #
GET /accounts/{accountID}/cards List cards #
GET /accounts/{accountID}/cards/{cardID} Retrieve a card #
PATCH /accounts/{accountID}/cards/{cardID} Update a card #
DELETE /accounts/{accountID}/cards/{cardID} Disable a card #

Documentation

📖
Documentation
https://docs.moov.io/api/

Specifications

⚙
OpenAPI
https://raw.githubusercontent.com/api-evangelist/moov/refs/heads/main/openapi/moov-cards-api-openapi.yml
⚙
AsyncAPI
https://raw.githubusercontent.com/api-evangelist/moov/refs/heads/main/asyncapi/moov-webhooks-asyncapi.yml

Schemas & Data

📊
JSONSchema
https://raw.githubusercontent.com/api-evangelist/moov/refs/heads/main/json-schema/moov-account-schema.json
📊
JSONSchema
https://raw.githubusercontent.com/api-evangelist/moov/refs/heads/main/json-schema/moov-transfer-schema.json

Other Resources

🔗
JSONLD
https://raw.githubusercontent.com/api-evangelist/moov/refs/heads/main/json-ld/moov-context.jsonld

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OpenAPI Specification

moov-cards-api-openapi.yml Raw ↑ 
openapi: 3.2.0
info:
  title: Moov Cards API
  termsOfService: https://moov.io/legal/platform-agreement/
  version: '1.0'
  description: 'Operations tagged Cards across 2 of this provider''s published API definitions: moov-api-openapi.yml, moov-openapi.yml. Each path carries the servers of the definition it was published in.'
servers:
- url: https://api.moov.io
  description: Production Server
security:
- bearerAuth: []
tags:
- name: Cards
  description: Link and manage debit and credit cards as payment sources on Moov accounts.
paths:
  /accounts/{accountID}/cards:
    post:
      operationId: linkCard
      summary: Link a card
      description: Attach a debit or credit card to a Moov account as a payment source. Card data is handled in a PCI-compliant manner via Moov.js to keep sensitive card numbers out of developer infrastructure.
      tags:
      - Cards
      parameters:
      - $ref: '#/components/parameters/AccountIDParam'
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/LinkCardRequest'
      responses:
        '200':
          description: Card linked successfully.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Card'
        '400':
          $ref: '#/components/responses/BadRequest'
        '401':
          $ref: '#/components/responses/Unauthorized'
    get:
      operationId: listCards
      summary: List cards
      description: Retrieve all cards linked to a Moov account, including their status, card brand, and last four digits.
      tags:
      - Cards
      parameters:
      - $ref: '#/components/parameters/AccountIDParam'
      responses:
        '200':
          description: Cards returned successfully.
          content:
            application/json:
              schema:
                type: array
                items:
                  $ref: '#/components/schemas/Card'
        '401':
          $ref: '#/components/responses/Unauthorized'
    parameters:
    - $ref: '#/components/parameters/accountID'
    servers:
    - url: https://api.moov.io
      description: Production Server
  /accounts/{accountID}/cards/{cardID}:
    get:
      operationId: getCard
      summary: Retrieve a card
      description: Fetch the details of a specific linked card on a Moov account, including card type, brand, expiration, and current status.
      tags:
      - Cards
      parameters:
      - $ref: '#/components/parameters/AccountIDParam'
      - $ref: '#/components/parameters/CardIDParam'
      responses:
        '200':
          description: Card details returned successfully.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Card'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '404':
          $ref: '#/components/responses/NotFound'
    patch:
      operationId: updateCard
      summary: Update a card
      description: Update the billing address or other mutable attributes of a linked card on a Moov account.
      tags:
      - Cards
      parameters:
      - $ref: '#/components/parameters/AccountIDParam'
      - $ref: '#/components/parameters/CardIDParam'
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/UpdateCardRequest'
      responses:
        '200':
          description: Card updated successfully.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/Card'
        '400':
          $ref: '#/components/responses/BadRequest'
        '401':
          $ref: '#/components/responses/Unauthorized'
        '404':
          $ref: '#/components/responses/NotFound'
    delete:
      operationId: disableCard
      summary: Disable a card
      description: Remove a linked card from a Moov account. Disabled cards can no longer be used as a payment source for new transfers.
      tags:
      - Cards
      parameters:
      - $ref: '#/components/parameters/AccountIDParam'
      - $ref: '#/components/parameters/CardIDParam'
      responses:
        '204':
          description: Card disabled successfully.
        '401':
          $ref: '#/components/responses/Unauthorized'
        '404':
          $ref: '#/components/responses/NotFound'
    parameters:
    - $ref: '#/components/parameters/accountID'
    - name: cardID
      in: path
      required: true
      schema:
        type: string
    servers:
    - url: https://api.moov.io
      description: Production Server
components:
  schemas:
    LinkCardRequest:
      type: object
      description: Request body for linking a card to a Moov account.
      properties:
        cardNumber:
          type: string
          description: Full card number. Must be submitted via Moov.js to remain PCI compliant.
        expiration:
          $ref: '#/components/schemas/CardExpiration'
        cardCvv:
          type: string
          description: Card security code.
          minLength: 3
          maxLength: 4
        holderName:
          type: string
          description: Name of the cardholder.
        billingAddress:
          $ref: '#/components/schemas/Address'
    Address:
      type: object
      description: Physical or mailing address.
      properties:
        addressLine1:
          type: string
          description: Primary street address.
        addressLine2:
          type: string
          description: Secondary address line (suite, apartment, etc.).
        city:
          type: string
          description: City name.
        stateOrProvince:
          type: string
          description: Two-letter state or province code.
          maxLength: 2
        postalCode:
          type: string
          description: Postal or ZIP code.
        country:
          type: string
          description: Two-letter ISO 3166-1 alpha-2 country code.
          maxLength: 2
    UpdateCardRequest:
      type: object
      description: Request body for updating a linked card.
      properties:
        billingAddress:
          $ref: '#/components/schemas/Address'
        expiration:
          $ref: '#/components/schemas/CardExpiration'
        cardCvv:
          type: string
          description: Updated card security code.
          minLength: 3
          maxLength: 4
    Card:
      type: object
      description: A credit or debit card linked to a Moov account as a payment source.
      properties:
        cardID:
          type: string
          format: uuid
          description: Unique identifier for the card.
        fingerprint:
          type: string
          description: Unique fingerprint identifying the underlying card number.
        brand:
          type: string
          description: Card network brand.
          enum:
          - Visa
          - Mastercard
          - AmericanExpress
          - Discover
          - DinersClub
          - JCB
        cardType:
          type: string
          description: Type of card.
          enum:
          - debit
          - credit
          - prepaid
          - unknown
        lastFourCardNumber:
          type: string
          description: Last four digits of the card number.
          pattern: ^\d{4}$
        bin:
          type: string
          description: First six digits of the card number (Bank Identification Number).
        expiration:
          $ref: '#/components/schemas/CardExpiration'
        holderName:
          type: string
          description: Name of the cardholder as it appears on the card.
        billingAddress:
          $ref: '#/components/schemas/Address'
        cardVerification:
          $ref: '#/components/schemas/CardVerification'
        issuer:
          type: string
          description: Name of the card-issuing financial institution.
        issuerCountry:
          type: string
          description: Two-letter ISO country code of the card issuer.
          maxLength: 2
        createdOn:
          type: string
          format: date-time
          description: ISO 8601 timestamp when the card was linked.
        updatedOn:
          type: string
          format: date-time
          description: ISO 8601 timestamp when the card was last updated.
    CardExpiration:
      type: object
      description: Card expiration date.
      properties:
        month:
          type: string
          description: Two-digit expiration month.
          pattern: ^(0[1-9]|1[0-2])$
        year:
          type: string
          description: Two-digit expiration year.
          pattern: ^\d{2}$
    CardVerification:
      type: object
      description: Results of card verification checks.
      properties:
        cvv:
          type: string
          description: CVV verification result.
          enum:
          - match
          - noMatch
          - notChecked
          - unavailable
        addressLine1:
          type: string
          description: Address line 1 AVS verification result.
          enum:
          - match
          - noMatch
          - notChecked
          - unavailable
        postalCode:
          type: string
          description: Postal code AVS verification result.
          enum:
          - match
          - noMatch
          - notChecked
          - unavailable
    Error:
      type: object
      description: Standard error response returned by the Moov API.
      properties:
        error:
          type: string
          description: Human-readable description of the error.
        code:
          type: string
          description: Machine-readable error code.
  responses:
    BadRequest:
      description: The request was malformed or contained invalid parameters.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Error'
    Unauthorized:
      description: Authentication failed. Ensure a valid Bearer token is provided with the required scopes for this operation.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Error'
    NotFound:
      description: The requested resource was not found.
      content:
        application/json:
          schema:
            $ref: '#/components/schemas/Error'
  parameters:
    CardIDParam:
      name: cardID
      in: path
      required: true
      description: Unique identifier for the card.
      schema:
        type: string
        format: uuid
    AccountIDParam:
      name: accountID
      in: path
      required: true
      description: Unique identifier for the Moov account.
      schema:
        type: string
        format: uuid
    accountID:
      name: accountID
      in: path
      required: true
      schema:
        type: string
        format: uuid
      description: The Moov account identifier.
  securitySchemes:
    bearerAuth:
      type: http
      scheme: bearer
      description: OAuth2 bearer token obtained from the /oauth2/token endpoint. Include in the Authorization header as "Bearer {token}".
x-refined-from:
- moov-api-openapi.yml
- moov-openapi.yml