Banking Customer Management

BC-1300 Level 1 Banking & Capital Markets 125 providers 247 API surfaces 22 rated strong or better

Customer onboarding, KYC/CDD, servicing, channel access for banking customers.

Banking Customer Management (BC-1300) is a level-1 business capability in the Banking & Capital Markets model. The catalog holds 247 API surface(s) from 125 provider(s) that can perform some part of it, 22 of them rated strong or better. Reach is the vendor surface that lands on this capability — it is not a claim about what any particular organisation has deployed.

Where this capability definition comes from. This capability is part of a published business-architecture model that API Evangelist did not author. It is redistributed here under CC-BY-4.0. Turbo EA Capabilities by Vincent Verdet — Turbo EA, https://github.com/vincentmakes/turbo-ea-capabilities, CC BY 4.0 Changes: Consolidated from 333 per-L1 YAML files into one JSON; English only (upstream i18n/ omitted); descriptions whitespace-normalised. No capability was added, removed, renamed or re-parented. Source repository · NOTICE and third-party framework attributions

Sub-capabilities

Customer Onboarding Management BC-1300.10

Account opening, identity verification, account activation.

33 providers, 43 API surfaces

KYC & Customer Due Diligence Management BC-1300.20

KYC, CDD, EDD, periodic review, PEP screening.

36 providers, 71 API surfaces

Customer Servicing Management BC-1300.30

Day-to-day servicing requests, account maintenance.

1 provider, 1 API surface

Customer Information Management BC-1300.40

Customer data, consent, preferences, golden record.

59 providers, 68 API surfaces

Banking Channels Management BC-1300.50

Branch, ATM, online, mobile, telephony channel operations.

27 providers, 51 API surfaces

Providers that reach this capability

Ordered by rating band. Reach means a provider publishes an API surface that can perform some part of this capability — it is not a claim that any particular organisation has deployed it.

Exemplar 11 Complete, well-documented, and agent-ready

StripeIdentity1 API82.7 UpholdKYCKYC sharingSumsubUsers5 APIs81.2 MoovAccountsRepresentatives2 APIs76.0 WeavrBuyersConsumersCorporatesCustomer Data & Due Diligence4 APIs73.8 Dwollabeneficial ownerscustomers2 APIs72.9 AdyenDocumentscheckAccountHoldercreateAccountHoldergetAccountHolder7 APIs72.7 Method FinancialEntity Verification Sessions1 API69.5 Narmiusers1 API68.3 LightsparkCustomersKYC/KYB Verifications2 APIs67.3 Unstoppable Finance (Iron)Customer1 API67.2 GriffinLegal personsReliance onboardingVerifications3 APIs66.7

Strong 11 Solid coverage with minor gaps

UnitApplicationsCustomers2 APIs64.7 TinkAccountVerificationReportsBusinessAccountVerificationReportsIdentities3 APIs63.7 BraleAccounts1 API63.5 Efí Pay (Gerencianet)Accounts1 API63.4 VoPayAccount Onboarding EndpointsClient Account Creation EndpointsContact Verification Endpoints3 APIs62.3 Smart PensionUltimateBeneficialOwnerAndConfigurationUltimateBeneficialOwners2 APIs60.3 MastercardAccount OpeningDocumentsSourcesVerifications4 APIs57.3 SikoiaCasesCompany Registry2 APIs57.3 ModulrCustomers1 API55.5 PayMateBusinesses1 API55.5 ParchaEnqueueKybSchemasGetCheckInfoGetCheckResultFromJobGetCheckResults13 APIs54.5

Developing 47 Usable, with meaningful gaps to close

HevnB2BUserkyb3 APIs54.1 TemenosCustomer Risk AssessmentCustomers2 APIs52.3 Allica BankParties1 API51.6 SpareCustomer1 API51.2 JPMorgan ChaseClientsMerchant OnboardingParty3 APIs50.7 AlloyJourneys1 API50.4 Lean TechnologiesCorporate VerificationKYC2 APIs50.2 PayWithMyBank (Trustly)identity1 API50.2 WorldpayBeneficial ownersIdentity verification2 APIs50.2 FintectureVerifications1 API50.1 MonerisMerchant Onboarding1 API49.6 first directATMBranchParties3 APIs49.0 Green Check VerifiedCRB TemplatesService Provider2 APIs48.9 Upward Financialconsumersonboarding2 APIs48.4 IncreaseEntitiesEntity Beneficial OwnersEntity Onboarding SessionsEntity Supplemental Documents4 APIs48.2 ClearBankCustomerCustomer Due DiligenceRetail3 APIs47.6 WorldlineCompanyCompany - AddressCustomerCustomer - Address4 APIs47.6 Weatherbys BankATMBranch2 APIs47.3 Anchorage DigitalOnboarding1 API47.2 PaxosAccountsIdentityIdentity Documents3 APIs47.2 ToqioAPI EndpointsComplianceOnboardingcompliance-controller5 APIs47.2 ImprintCustomers1 API47.1 MoniepointVerification1 API47.1 CLEARVerification Sessions1 API46.5 Starling BankATMBranch2 APIs46.3 Virgin Money UKATMBranch2 APIs45.4 DefactoOnboarding1 API45.3 VisaATM Locator API1 API45.3 Yorkshire Building SocietyParties1 API44.8 LithicAccount Holder1 API44.0 CableidentityVerificationonboardingFlow2 APIs43.4 LianLian GlobalKyc1 API43.4 ModernFiDepositors1 API42.9 Danske Bank (UK)ATMBranchParties3 APIs42.4 BMOAccount Information1 API42.2 LSEGMedia-Check1 API42.2 C. Hoare & Co.Partys1 API41.6 Oper CreditsClients1 API41.6 Fifth Third BancorpCustomer ProductsCustomers2 APIs41.0 Temenos TransactCustomers1 API40.9 AIB Group (UK)ATMBranch2 APIs40.6 Nationwide Building SocietyATMBranch2 APIs40.6 Credilinq.aiKYC1 API40.4 IMB BankBanking Account Transactions1 API40.0 PayUMarketplace-Verification1 API40.0 Wisekyc-reviewprofileverification3 APIs40.0 LorumCustomers1 API39.3

Thin 51 Limited public surface area

Emerging 5 Early or largely undocumented

Salt EdgeCustomersHolder Info2 APIs25.3 MeowEntitiesPartner Onboarding2 APIs24.7 SilaIdentity1 API24.3 SyncteraBusinessesCustomersKYC VerificationKYC/KYB Verifications6 APIs24.0 Lane APICustomersVerifications2 APIs20.7

Workflows that realise this capability

Arazzo workflows whose own sourceDescriptions call APIs that carry this capability. The link is derived, not asserted: each workflow declares x-realizes-capability-ids with the spec and confidence behind it.

AZA Finance — send a cross-border payout — aza-finance · Banking Customer Management BC-1300
CLEAR verify an identity — clear · Banking Customer Management BC-1300
CrediLinq — Onboard a customer and complete KYC — credilinqai · KYC & Customer Due Diligence Management BC-1300.20
Fintecture Customer Verification with Polling — fintecture · KYC & Customer Due Diligence Management BC-1300.20
Fundrise Connect — onboard a Client and place an Investment — fundrise · Customer Onboarding Management BC-1300.10
Efí Account Onboarding — gerencianet · Customer Onboarding Management BC-1300.10
Moniepoint KYC Verified Virtual Account — moniepoint · KYC & Customer Due Diligence Management BC-1300.20
Moniepoint Verify And Disburse — moniepoint · KYC & Customer Due Diligence Management BC-1300.20
Temenos Financial Crime Screen And Risk Score Customer — temenos · KYC & Customer Due Diligence Management BC-1300.20
Tink Account Check Verification And Report Retrieval — tink-com · Banking Customer Management BC-1300
Onboard a corporate and issue a virtual card — weavr · Customer Onboarding Management BC-1300.10

This page carries no rating. Capabilities are not rated. A capability is a description of what a business does, not a thing a company publishes, so a Kin Score would have nothing to measure.

The edge table is a Pro feature. This page shows which providers and tags reach Banking Customer Management. The underlying tag → capability edges — each with the quoted fragment of the provider's own OpenAPI that evidences it, a calibrated confidence score, and the contract-provenance gate it passed — are available through the API, along with company-level capability maps. Only edges at confidence ≥ 0.7 with evidence found verbatim in the source contract are published at all.

See plans → · How the edges are graded →