Banking Customer Management

BC-1300 Level 1 Banking & Capital Markets 126 providers 248 API surfaces 20 rated strong or better

Customer onboarding, KYC/CDD, servicing, channel access for banking customers.

Banking Customer Management (BC-1300) is a level-1 business capability in the Banking & Capital Markets model. The catalog holds 248 API surface(s) from 126 provider(s) that can perform some part of it, 20 of them rated strong or better. Reach is the vendor surface that lands on this capability — it is not a claim about what any particular organisation has deployed.

Where this capability definition comes from. This capability is part of a published business-architecture model that API Evangelist did not author. It is redistributed here under CC-BY-4.0. Turbo EA Capabilities by Vincent Verdet — Turbo EA, https://github.com/vincentmakes/turbo-ea-capabilities, CC BY 4.0 Changes: Consolidated from 333 per-L1 YAML files into one JSON; English only (upstream i18n/ omitted); descriptions whitespace-normalised. No capability was added, removed, renamed or re-parented. Source repository · NOTICE and third-party framework attributions

Sub-capabilities

Customer Onboarding Management BC-1300.10

Account opening, identity verification, account activation.

32 providers, 42 API surfaces

KYC & Customer Due Diligence Management BC-1300.20

KYC, CDD, EDD, periodic review, PEP screening.

35 providers, 70 API surfaces

Customer Servicing Management BC-1300.30

Day-to-day servicing requests, account maintenance.

1 provider, 1 API surface

Customer Information Management BC-1300.40

Customer data, consent, preferences, golden record.

59 providers, 68 API surfaces

Banking Channels Management BC-1300.50

Branch, ATM, online, mobile, telephony channel operations.

28 providers, 53 API surfaces

Providers that reach this capability

Ordered by rating band. Reach means a provider publishes an API surface that can perform some part of this capability — it is not a claim that any particular organisation has deployed it.

Exemplar 4 Complete, well-documented, and agent-ready

StripeIdentity1 API82.1 UpholdKYCKYC sharingSumsubUsers5 APIs71.1 Method FinancialEntity Verification Sessions1 API67.3 Efí Pay (Gerencianet)Accounts1 API67.1

Strong 16 Solid coverage with minor gaps

LightsparkCustomersKYC/KYB Verifications2 APIs66.4 AdyenDocumentscheckAccountHoldercreateAccountHoldergetAccountHolder7 APIs66.1 MoovAccountsRepresentatives2 APIs65.6 UnitApplicationsCustomers2 APIs65.0 TinkAccountVerificationReportsBusinessAccountVerificationReportsIdentities3 APIs62.3 Dwollabeneficial ownerscustomers2 APIs61.6 Smart PensionUltimateBeneficialOwnerAndConfigurationUltimateBeneficialOwners2 APIs60.3 Narmiusers1 API59.9 WeavrBuyersConsumersCorporatesCustomer Data & Due Diligence4 APIs59.4 GriffinLegal personsReliance onboardingVerifications3 APIs58.5 VoPayAccount Onboarding EndpointsClient Account Creation EndpointsContact Verification Endpoints3 APIs57.5 BraleAccounts1 API56.2 MastercardAccount OpeningDocumentsSourcesVerifications4 APIs56.2 Unstoppable Finance (Iron)Customer1 API55.6 FintectureVerifications1 API55.1 AlloyJourneys1 API54.7

Developing 53 Usable, with meaningful gaps to close

ModulrCustomers1 API53.9 PayMateBusinesses1 API53.9 TemenosCustomer Risk AssessmentCustomers2 APIs53.9 MoniepointVerification1 API53.8 SikoiaCasesCompany Registry2 APIs53.1 JPMorgan ChaseClientsMerchant OnboardingParty3 APIs52.3 SpareCustomer1 API51.2 LithicAccount Holder1 API50.9 Allica BankParties1 API50.6 Lean TechnologiesCorporate VerificationKYC2 APIs50.1 WorldpayBeneficial ownersIdentity verification2 APIs50.1 PayWithMyBank (Trustly)identity1 API49.8 HevnB2BUserkyb3 APIs49.3 first directATMBranchParties3 APIs49.0 Upward Financialconsumersonboarding2 APIs48.4 IncreaseEntitiesEntity Beneficial OwnersEntity Onboarding SessionsEntity Supplemental Documents4 APIs48.1 Anchorage DigitalOnboarding1 API47.6 ClearBankCustomerCustomer Due DiligenceRetail3 APIs47.5 PaxosAccountsIdentityIdentity Documents3 APIs47.2 ToqioAPI EndpointsComplianceOnboardingcompliance-controller5 APIs47.2 Weatherbys BankATMBranch2 APIs47.2 ImprintCustomers1 API46.7 CLEARVerification Sessions1 API46.6 ParchaEnqueueKybSchemasGetCheckInfoGetCheckResultFromJobGetCheckResults13 APIs46.5 Starling BankATMBranch2 APIs46.3 PayUMarketplace-Verification1 API45.8 DefactoOnboarding1 API45.3 Virgin Money UKATMBranch2 APIs45.3 VisaATM Locator API1 API45.2 Yorkshire Building SocietyParties1 API44.7 Jack Henry & AssociatesConsumersCustomers2 APIs44.3 TD BankCustomers1 API43.7 CableidentityVerificationonboardingFlow2 APIs43.4 LianLian GlobalKyc1 API43.4 The Co-operative BankATMBranch2 APIs42.7 Temenos TransactCustomers1 API42.5 Danske Bank (UK)ATMBranchParties3 APIs42.4 Green Check VerifiedCRB TemplatesService Provider2 APIs42.4 ModernFiDepositors1 API42.4 BMOAccount Information1 API42.1 MonerisMerchant Onboarding1 API41.7 C. Hoare & Co.Partys1 API41.6 Oper CreditsClients1 API41.6 WorldlineCompanyCompany - AddressCustomerCustomer - Address4 APIs41.1 Fifth Third BancorpCustomer ProductsCustomers2 APIs40.9 AIB Group (UK)ATMBranch2 APIs40.6 Nationwide Building SocietyATMBranch2 APIs40.5 Credilinq.aiKYC1 API40.4 IMB BankBanking Account Transactions1 API40.0 DriveWealthUsers1 API39.7 UK Open BankingATMBranchParties3 APIs39.7 Wisekyc-reviewprofileverification3 APIs39.6 TellerIdentity1 API39.3

Thin 50 Limited public surface area

Emerging 3 Early or largely undocumented

SyncteraBusinessesCustomersKYC VerificationKYC/KYB Verifications6 APIs25.6 MeowEntitiesPartner Onboarding2 APIs23.9 Lane APICustomers1 API22.2

Workflows that realise this capability

Arazzo workflows whose own sourceDescriptions call APIs that carry this capability. The link is derived, not asserted: each workflow declares x-realizes-capability-ids with the spec and confidence behind it.

AZA Finance — send a cross-border payout — aza-finance · Banking Customer Management BC-1300
CLEAR verify an identity — clear · Banking Customer Management BC-1300
CrediLinq — Onboard a customer and complete KYC — credilinqai · KYC & Customer Due Diligence Management BC-1300.20
Fintecture Customer Verification with Polling — fintecture · KYC & Customer Due Diligence Management BC-1300.20
Fundrise Connect — onboard a Client and place an Investment — fundrise · Customer Onboarding Management BC-1300.10
Efí Account Onboarding — gerencianet · Customer Onboarding Management BC-1300.10
Moniepoint KYC Verified Virtual Account — moniepoint · KYC & Customer Due Diligence Management BC-1300.20
Moniepoint Verify And Disburse — moniepoint · KYC & Customer Due Diligence Management BC-1300.20
Temenos Financial Crime Screen And Risk Score Customer — temenos · KYC & Customer Due Diligence Management BC-1300.20
Tink Account Check Verification And Report Retrieval — tink-com · Banking Customer Management BC-1300
Onboard a corporate and issue a virtual card — weavr · Customer Onboarding Management BC-1300.10

This page carries no rating. Capabilities are not rated. A capability is a description of what a business does, not a thing a company publishes, so a Kin Score would have nothing to measure.

The edge table is a Pro feature. This page shows which providers and tags reach Banking Customer Management. The underlying tag → capability edges — each with the quoted fragment of the provider's own OpenAPI that evidences it, a calibrated confidence score, and the contract-provenance gate it passed — are available through the API, along with company-level capability maps. Only edges at confidence ≥ 0.7 with evidence found verbatim in the source contract are published at all.

See plans → · How the edges are graded →