Banking Customer Management

BC-1300 Level 1 Banking & Capital Markets 129 providers 254 API surfaces 29 rated strong or better

Customer onboarding, KYC/CDD, servicing, channel access for banking customers.

Banking Customer Management (BC-1300) is a level-1 business capability in the Banking & Capital Markets model. The catalog holds 254 API surface(s) from 129 provider(s) that can perform some part of it, 29 of them rated strong or better. Reach is the vendor surface that lands on this capability — it is not a claim about what any particular organisation has deployed.

Where this capability definition comes from. This capability is part of a published business-architecture model that API Evangelist did not author. It is redistributed here under CC-BY-4.0. Turbo EA Capabilities by Vincent Verdet — Turbo EA, https://github.com/vincentmakes/turbo-ea-capabilities, CC BY 4.0 Changes: Consolidated from 333 per-L1 YAML files into one JSON; English only (upstream i18n/ omitted); descriptions whitespace-normalised. No capability was added, removed, renamed or re-parented. Source repository · NOTICE and third-party framework attributions

Sub-capabilities

Customer Onboarding Management BC-1300.10

Account opening, identity verification, account activation.

32 providers, 42 API surfaces

KYC & Customer Due Diligence Management BC-1300.20

KYC, CDD, EDD, periodic review, PEP screening.

35 providers, 70 API surfaces

Customer Servicing Management BC-1300.30

Day-to-day servicing requests, account maintenance.

1 provider, 1 API surface

Customer Information Management BC-1300.40

Customer data, consent, preferences, golden record.

62 providers, 72 API surfaces

Banking Channels Management BC-1300.50

Branch, ATM, online, mobile, telephony channel operations.

29 providers, 55 API surfaces

Providers that reach this capability

Ordered by rating band. Reach means a provider publishes an API surface that can perform some part of this capability — it is not a claim that any particular organisation has deployed it.

Exemplar 8 Complete, well-documented, and agent-ready

StripeIdentity1 API87.9 UpholdKYCKYC sharingSumsubUsers5 APIs75.8 Efí Pay (Gerencianet)Accounts1 API72.3 MethodFiEntity Verification Sessions1 API71.4 LightsparkCustomersKYC/KYB Verifications2 APIs70.3 UnitApplicationsCustomers2 APIs70.3 AdyenDocumentscheckAccountHoldercreateAccountHoldergetAccountHolder7 APIs69.5 MoovAccountsRepresentatives2 APIs67.8

Strong 21 Solid coverage with minor gaps

TinkAccountVerificationReportsBusinessAccountVerificationReportsIdentities3 APIs66.1 Method FinancialEntitiesEntity Consent2 APIs65.9 Narmiusers1 API63.9 Dwollabeneficial ownerscustomers2 APIs63.7 WeavrBuyersConsumersCorporatesCustomer Data & Due Diligence4 APIs63.6 GriffinLegal personsReliance onboardingVerifications3 APIs60.6 BraleAccounts1 API59.9 VoPayAccount Onboarding EndpointsClient Account Creation EndpointsContact Verification Endpoints3 APIs59.2 MastercardAccount OpeningDocumentsSourcesVerifications4 APIs58.2 AlloyJourneys1 API58.0 Unstoppable Finance (Iron)Customer1 API57.8 PayMateBusinesses1 API57.3 Smart PensionUltimateBeneficialOwnerAndConfigurationUltimateBeneficialOwners2 APIs57.3 FintectureVerifications1 API57.2 TemenosCustomer Risk AssessmentCustomers2 APIs57.0 MoniepointVerification1 API56.8 ModulrCustomers1 API56.7 LithicAccount Holder1 API55.3 SikoiaCasesCompany Registry2 APIs55.3 Allica BankParties1 API54.5 SpareCustomer1 API54.5

Developing 68 Usable, with meaningful gaps to close

Thin 29 Limited public surface area

CouttsParties1 API39.1 Metro BankATMBranch2 APIs39.0 Lloyds Banking GroupATMBranchParties3 APIs38.8 Santander UKATMBranchParties3 APIs38.5 ColumnEntities1 API37.9 ChaseConsents1 API37.8 OperClients1 API37.8 CelcoinLegalPersonNaturalPersonProposal3 APIs37.7 Treasury PrimeBusinesses1 API37.6 GB BankATMBranchParties3 APIs37.4 FundriseClients1 API37.1 Skipton Building SocietyATMBranch2 APIs37.1 FlinksIdentity1 API36.7 Cynergy BankParties1 API36.3 Principality Building SocietyATMBranch2 APIs35.9 MonoAccount Information1 API35.7 PismoCustomers1 API35.2 Paragon BankATMBranchParties3 APIs34.5 AvaloqCustomers1 API34.4 Shawbrook BankATMBranchParties3 APIs34.2 AZA FinanceSenders1 API34.0 DecentroForensicsKYCVerification3 APIs34.0 Lead BankEntity1 API33.8 Bank of ScotlandBranchParties2 APIs33.3 SilaIdentity1 API32.5 Leeds Building SocietyATMBranch2 APIs32.1 Regions Financial CorporationCustomer1 API31.8 NatWest GroupParties1 API31.6 Salt EdgeCustomersHolder Info2 APIs27.6

Emerging 3 Early or largely undocumented

SyncteraBusinessesCustomersKYC VerificationKYC/KYB Verifications6 APIs26.0 MeowEntitiesPartner Onboarding2 APIs25.8 Lane APICustomers1 API24.9

Workflows that realise this capability

Arazzo workflows whose own sourceDescriptions call APIs that carry this capability. The link is derived, not asserted: each workflow declares x-realizes-capability-ids with the spec and confidence behind it.

AZA Finance — send a cross-border payout — aza-finance · Banking Customer Management BC-1300
CLEAR verify an identity — clear · Banking Customer Management BC-1300
CrediLinq — Onboard a customer and complete KYC — credilinqai · KYC & Customer Due Diligence Management BC-1300.20
Fintecture Customer Verification with Polling — fintecture · KYC & Customer Due Diligence Management BC-1300.20
Fundrise Connect — onboard a Client and place an Investment — fundrise · Customer Onboarding Management BC-1300.10
Efí Account Onboarding — gerencianet · Customer Onboarding Management BC-1300.10
Moniepoint KYC Verified Virtual Account — moniepoint · KYC & Customer Due Diligence Management BC-1300.20
Moniepoint Verify And Disburse — moniepoint · KYC & Customer Due Diligence Management BC-1300.20
Temenos Financial Crime Screen And Risk Score Customer — temenos · KYC & Customer Due Diligence Management BC-1300.20
Tink Account Check Verification And Report Retrieval — tink-com · Banking Customer Management BC-1300
Onboard a corporate and issue a virtual card — weavr · Customer Onboarding Management BC-1300.10

This page carries no rating. Capabilities are not rated. A capability is a description of what a business does, not a thing a company publishes, so a Kin Score would have nothing to measure.

The edge table is a Pro feature. This page shows which providers and tags reach Banking Customer Management. The underlying tag → capability edges — each with the quoted fragment of the provider's own OpenAPI that evidences it, a calibrated confidence score, and the contract-provenance gate it passed — are available through the API, along with company-level capability maps. Only edges at confidence ≥ 0.7 with evidence found verbatim in the source contract are published at all.

See plans → · How the edges are graded →