Skipton Building Society

aid: skipton-building-society
url: https://raw.githubusercontent.com/api-evangelist/skipton-building-society/refs/heads/main/apis.yml
name: Skipton Building Society
kind: company
description: Skipton Building Society is a UK mutual building society founded in 1853 and headquartered in Skipton, North
  Yorkshire. It is the fourth-largest building society in the United Kingdom, owned by and run for the benefit of its members
  rather than shareholders, and is the parent of the wider Skipton Group (which includes the Connells estate-agency group
  and Skipton International). Skipton is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial
  Conduct Authority (FCA) and PRA, and is a member of the Building Societies Association. Its core business is retail savings
  and residential mortgages together with financial advice; it does not offer personal current accounts. Within UK Open Banking
  (PSD2 / OBIE) Skipton has historically acted as a consumer of Open Banking data - notably using Experian's Open Banking
  service to verify mortgage-affordability from applicant bank data - rather than as an account-servicing payment service
  provider (ASPSP) publishing a public developer platform. As of this profile Skipton exposes no public developer portal and
  is not listed among the CMA9 or the wider set of banks and building societies that publish live UK Open Banking Open Data
  or Read/Write APIs; the Open Banking API entries below are represented as the shared OBIE standard the society would conform
  to if it published these surfaces, and are explicitly unverified for Skipton.
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: No public developer portal identified
  confidence: low
  source:
  - manual-research
  generated: '2026-07-23'
  method: manual
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial Services
- Banking
- Building Society
- Open Banking
- PSD2
- OBIE
- United Kingdom
- Mortgages
- Savings
- Account Information
- Payments
created: '2026-07-23'
modified: '2026-07-23'
specificationVersion: '0.19'
apis:
- aid: skipton-building-society:skipton-open-data-api
  name: Skipton Open Banking Open Data API (OBIE Standard)
  description: UK Open Banking Open Data standard - public, unauthenticated reference data (branches, ATMs, personal and business
    current accounts, unsecured SME loans, commercial credit cards) as defined by the OBIE Open Data API specification. Represented
    here as the shared OBIE standard; a live Skipton Open Data host was NOT confirmed (see review.yml).
  humanURL: https://openbankinguk.github.io/opendata-api-docs-pub/v2.4.0/
  tags:
  - Open Data
  - Branches
  - ATMs
  properties:
  - type: OpenAPI
    url: openapi/obie-opendata-openapi.json
  - type: Documentation
    url: https://openbankinguk.github.io/opendata-api-docs-pub/v2.4.0/
  - type: APIReference
    url: https://github.com/OpenBankingUK/opendata-api-spec-compiled
- aid: skipton-building-society:skipton-account-information-api
  name: Skipton Account & Transaction Information API (OBIE Read/Write Standard)
  description: Account and Transaction Information Services (AIS) as defined by the OBIE Read/Write API Standard - FAPI-secured
    (OAuth2/OIDC, mutual-TLS, PSD2 strong customer authentication). Represented here as the shared OBIE standard; Skipton
    ASPSP publication is unverified (see review.yml).
  humanURL: https://openbankinguk.github.io/read-write-api-site3/
  tags:
  - Account Information
  - AISP
  properties:
  - type: Documentation
    url: https://openbankinguk.github.io/read-write-api-site3/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: skipton-building-society:skipton-payment-initiation-api
  name: Skipton Payment Initiation API (OBIE Read/Write Standard)
  description: Payment Initiation Services (PIS) as defined by the OBIE Read/Write API Standard - FAPI-secured (OAuth2/OIDC,
    mutual-TLS, PSD2 SCA). Represented here as the shared OBIE standard; Skipton ASPSP publication is unverified (see review.yml).
  humanURL: https://openbankinguk.github.io/read-write-api-site3/
  tags:
  - Payment Initiation
  - PISP
  properties:
  - type: Documentation
    url: https://openbankinguk.github.io/read-write-api-site3/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
- aid: skipton-building-society:skipton-confirmation-of-funds-api
  name: Skipton Confirmation of Funds API (OBIE Read/Write Standard)
  description: Confirmation of Funds Services (CBPII) as defined by the OBIE Read/Write API Standard - FAPI-secured (OAuth2/OIDC,
    mutual-TLS, PSD2 SCA). Represented here as the shared OBIE standard; Skipton ASPSP publication is unverified (see review.yml).
  humanURL: https://openbankinguk.github.io/read-write-api-site3/
  tags:
  - Confirmation of Funds
  - CBPII
  properties:
  - type: Documentation
    url: https://openbankinguk.github.io/read-write-api-site3/
  - type: APIReference
    url: https://github.com/OpenBankingUK/read-write-api-specs
common:
- type: DomainSecurity
  url: security/skipton-building-society-domain-security.yml
- type: Website
  url: https://www.skipton.co.uk/
- type: About
  url: https://www.skipton.co.uk/about-us
- type: BranchLocator
  url: https://www.skipton.co.uk/help-and-support/branch-finder
- type: Support
  url: https://www.skipton.co.uk/help-and-support/contact-us
- type: Security
  url: https://www.skipton.co.uk/help-and-support/fraud-and-security
- type: Blog
  url: https://www.skipton.co.uk/press-office
- type: TermsOfService
  url: https://www.skipton.co.uk/legal-notice
- type: PrivacyPolicy
  url: https://www.skipton.co.uk/privacy-policy
- type: LinkedIn
  url: https://www.linkedin.com/company/skipton-building-society
- type: Standard
  name: OBIE Open Data API Specification
  url: https://github.com/OpenBankingUK/opendata-api-spec-compiled
- type: Standard
  name: OBIE Read/Write API Specification
  url: https://github.com/OpenBankingUK/read-write-api-specs
- type: Authentication
  url: authentication/skipton-building-society-authentication.yml
- type: Conformance
  url: conformance/skipton-building-society-conformance.yml
- type: ErrorCatalog
  url: errors/skipton-building-society-problem-types.yml
- type: Conventions
  url: conventions/skipton-building-society-conventions.yml
- type: WellKnown
  url: well-known/skipton-building-society-well-known.yml
- type: LLMsTxt
  url: llms/skipton-building-society-llms.txt
- type: Overlay
  url: overlays/skipton-building-society-obie-opendata-overlay.yaml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com