established · 0.0

PSD2

Score 24.0 / 100 81 providers +12 via APIs 55 APIs Search apis.io →

Providers using this tag (81)

Ranked by API Evangelist rating — Exemplar and Strong are expanded by default.

Exemplar 1 Complete, well-documented, and agent-ready
KlarnaFintechBuy Now Pay LaterPaymentsCards6 APIs76.3
Strong 9 Solid coverage with minor gaps
Memo BankCompanyFintech InsurtechBankingBusiness Banking3 APIs66.4TinkOpen BankingPayment InitiationAccount Aggregation9 APIs65.2BarclaysBankingCredit CardsFAPIFinance26 APIs62.0Wealth ReaderBank AggregationOpen BankingFinancial Data1 API61.4iBanFirstCompanyFintech InsurtechCross-Border PaymentsForeign Exchange2 APIs58.8GenomeFinancePaymentsBankingOpen Banking1 API57.5FintectureOpen BankingPaymentsFrance5 APIs56.3AlgbraFinancial-ServicesBankingOpen Banking1 API55.4KontomatikOpen BankingAISBank Data Aggregation4 APIs55.0
Developing 38 Usable, with meaningful gaps to close
YapilyOpen BankingAISPPISPPayments5 APIs53.5first directFinancial-ServicesBankingOpen Banking4 APIs53.1The Bank of LondonCompanyBankingClearing BankPayments1 API52.2Deutsche BankBankingFinancialWealth ManagementOpen Banking2 APIs51.8Enable BankingOpen BankingAISPPISP1 API50.9Weatherbys BankFinancial-ServicesBankingOpen Banking4 APIs49.1NopanPaymentsPayment Service ProviderAccount-to-AccountWallet Payments1 API48.9Starling BankFinancial-ServicesBankingOpen Banking1 API47.8Virgin Money UKFinancial-ServicesBankingOpen Banking1 API47.8Triodos Bank UKFinancial-ServicesBankingOpen Banking2 APIs46.5Connexis CashAccount InformationBNP ParibasCash ManagementCorporate Banking2 APIs46.4Danske Bank (UK)Financial-ServicesBankingOpen Banking11 APIs46.4Yorkshire Building SocietyFinancial-ServicesBankingBuilding SocietyOpen Banking4 APIs46.3TrueLayerData APIFinancial-ServicesOpen BankingPayments1 API46.2Allica BankFinancial-ServicesBankingOpen Banking2 APIs46.0HolviCompanyBankingFintechPayments1 API45.8C. Hoare & Co.Financial-ServicesBankingPrivate BankOpen Banking3 APIs45.5The Co-operative BankFinancial-ServicesBankingOpen Banking1 API44.8InvestecFinancial-ServicesBankingOpen Banking3 APIs42.7UK Open BankingOpen BankingFinancial-ServicesPaymentsAccount Information7 APIs42.7Hampden & CoFinancial-ServicesBankingPrivate BankingOpen Banking3 APIs42.5Vanquis Banking GroupFinancial-ServicesBankingOpen Banking3 APIs42.1Nationwide Building SocietyFinancial-ServicesBankingBuilding SocietyOpen Banking3 APIs41.9TietoEVRYCompanyBankingOpen Banking24 APIs41.9Coventry Building SocietyFinancial-ServicesBankingBuilding SocietyOpen Banking4 APIs41.8AIB Group (UK)Financial-ServicesBankingOpen Banking1 API41.6KrooFinancial-ServicesBankingOpen Banking3 APIs41.4Chase UKFinancial-ServicesBankingOpen Banking3 APIs41.2Cashplus BankFinancial-ServicesBankingOpen Banking3 APIs41.0Monument BankFinancial-ServicesBankingOpen Banking4 APIs40.5Secure Trust BankFinancial-ServicesBankingOpen Banking4 APIs39.9Aldermore BankFinancial-ServicesBankingSavingsSpecialist Lending4 APIs39.8Bank of Ireland (UK)Financial-ServicesBankingOpen Banking4 APIs39.8Tandem BankFinancial-ServicesBankingOpen Banking3 APIs39.7Recognise BankFinancial-ServicesBankingOpen Banking4 APIs39.6MettleFinancial-ServicesBankingBusiness BankingOpen Banking1 API39.5zopaCompanyBankingFintechOpen Banking2 APIs39.5TSB BankFinancial-ServicesBankingOpen Banking2 APIs39.4
Thin 24 Limited public surface area
CouttsFinancial-ServicesBankingPrivate BankWealth Management3 APIs39.1Lloyds Banking GroupFinancial-ServicesBankingOpen Banking5 APIs38.5Santander UKFinancial-ServicesBankingOpen Banking4 APIs38.2HalifaxFinancial-ServicesBankingOpen Banking1 API38.1Handelsbanken UKBankingOpen BankingFinancial-Services7 APIs37.9Metro BankFinancial-ServicesBankingOpen Banking1 API37.3GB BankFinancial-ServicesBankingOpen Banking4 APIs37.1KonsentusOpen BankingOpen FinancePSD31 API37.1Cynergy BankFinancial-ServicesBankingOpen Banking3 APIs36.3Skipton Building SocietyFinancial-ServicesBankingBuilding SocietyOpen Banking1 API35.4InsurelyCompanyOpen FinanceInsuranceFintech1 API34.8RiskifiedFraudFraud PreventionChargebacksE-Commerce7 APIs34.7OrdoPaymentsUnited KingdomOpen BankingAccount-to-Account6 APIs34.5Paragon BankFinancial-ServicesBankingSavingsMortgages4 APIs34.2Principality Building SocietyFinancial-ServicesBankingBuilding SocietySavings1 API34.2LemonwayPaymentsMarketplaceIBANKYC2 APIs34.0Shawbrook BankFinancial-ServicesBankingSavingsSpecialist Lending4 APIs33.9Bank of ScotlandFinancial-ServicesBankingOpen Banking4 APIs33.0NatWest GroupBankingOpen BankingFinancial-ServicesPayments3 APIs31.8Leeds Building SocietyFinancial-ServicesBankingBuilding SocietyMutual1 API30.4BBVABankingFinancial-ServicesOpen Banking4 APIs28.6Kevin.CompanyPaymentsOpen BankingAccount-to-Account1 API27.9Salt EdgeFintechOpen BankingAggregator1 API27.6ABN AMROFinancialBanksEuropean BankingOpen Banking3 APIs27.3
Emerging 5 Early or largely undocumented
Klarna KosmaOpen BankingAISPIS6 APIs25.2ComplyBridge, Inc.CompanyComplianceRegTechFinancial-Services15.7Redwood BankFinancial-ServicesBankingBusiness BankingSME1 API15.5ANNA MoneyFinancial-ServicesBankingFintechBusiness Account14.4TinkFintechOpen BankingEurope5 APIs14.3
Minimal 4 Almost no public developer surface
GoinCompanyFintechPersonal FinanceSavings8.2RabobankFinancialBanksBankingOpen Banking5 APIs6.1HSBCFinancialBanksGlobal BankingOpen Banking1 API5.8INGFinancialBanksEuropean BankingOpen Banking1 API4.6

APIs with this tag (54)

Ranked by the provider's API Evangelist rating — the Kin Score is scored per provider, not per API, so every API of a provider shares its band. How the rating works →

Strong 9 Solid coverage with minor gaps
Citi Open Banking APIsRegulated open banking surfaces: Ukraine bank data sharing, Ukraine OAuth2 authentication and payment servi...62.2Barclays Bank Ireland Account Information APISecurely access and retrieve account information from Barclays Bank Ireland accounts.62.0Barclays Bank Ireland Confirmation of Funds APIVerify the availability of funds in a Barclays Bank Ireland account in real-time.62.0Barclays Bank Ireland Payment Initiation APIInitiate payments from Barclays Bank Ireland accounts via PSD2-compliant API.62.0Wealth Reader APIReads normalised financial data from an institution on behalf of a consenting end user. Read-only: it never...61.4iBanFirst PSD2 XS2A APIPSD2 access-to-account API for registered third-party providers, covering account information services (AIS...58.8Mastercard Open Banking SolutionsMastercard Open Banking in Europe provides a set of APIs that enables both licensed and unlicensed Third Pa...58.2Genome PSD2 APIBerlin Group NextGenPSD2 dedicated interface. Account Information Services, Payment Initiation Services for...57.5Northmill Bank Open Banking API for TPPsNorthmill Bank's PSD2 third-party-provider interface, covering Account Information Services (AIS) and Confi...55.8
Developing 10 Usable, with meaningful gaps to close
Yapily Consents and Authorisations APICreate, retrieve, revoke, and re-authorise PSD2 consents for AIS and PIS interactions across UK Open Bankin...53.5Yapily Payments API (PIS)Payment Initiation Service Provider (PISP) endpoints for initiating single, scheduled, periodic, bulk, and ...53.5Bank of London PSD2 / Open Banking UK APIThe dedicated PSD2 Third Party Provider (TPP) interface for The Bank of London, implementing the UK Open Ba...52.2Deutsche Bank API ProgramThe Deutsche Bank API Program (dbAPI) - 30 published OpenAPI contracts covering cash accounts, transactions...51.8Deutsche Bank Merchant SolutionsMerchant Solutions is the payment acceptance and issuing product portfolio of Deutsche Bank - the Merchant-...51.8Axway Open BankingAxway Open Banking provides prebuilt APIs for regulatory compliance and ecosystem engagement, supporting PS...49.4Ivy API (Open Banking)The 2023-01-01 Ivy API for Open Banking pay-ins and Manual Bank Transfer. Checkout sessions, orders, custom...48.6Connexis Cash PSD2 Account Information API (STET)A PSD2-compliant Account Information Service (AISP) API exposed by BNP Paribas Corporate and Institutional ...46.4Connexis Cash Strong Customer Authentication (SCA)A documented Strong Customer Authentication flow that BNP Paribas provides for Connexis Cash to satisfy PSD...46.4Verifone 3D Secure APISCA-compliant cardholder authentication with frictionless and challenge flows. The 3D Secure API provides S...43.3
Thin 20 Limited public surface area
Worldline Open Banking APIConnectivity to more than 3,500 European banks in 21 countries supporting PSD2 open banking. Provides payme...38.6Handelsbanken UK PSD2 Account Information APIThe Great Britain market Account Information Service (AIS) API - retrieve account details, balances, and tr...37.9Handelsbanken UK PSD2 Card Account Information APIThe Great Britain market Card Account Information (AIS) API - retrieve card account details, balances, and ...37.9Handelsbanken UK PSD2 Confirmation of Funds APIThe Great Britain market Confirmation of Funds (CBPII / PIISP) API - check whether a specified amount is av...37.9Handelsbanken UK PSD2 Payment Initiation APIThe Great Britain market Payment Initiation Service (PIS) API - initiate and manage payments from consentin...37.9Handelsbanken UK PSD2 Third-Parties APITPP enrolment API - register as a third-party provider and attach a PSD2 eIDAS (QWAC) or UK Open Banking (O...37.9Western Union Open Banking APIWestern Union's PSD2-compliant Open Banking API enables Payment Service Providers to access account informa...37.4Konsentus Certificate Chain Service APIManaged service that maintains the up-to-date eIDAS certificate trust chain required to secure PSD2 Open Ba...37.1Payoneer PSD2 APIPSD2-compliant banking APIs for European financial services integration, available via the Payoneer PSD2 de...37.1Insurely Open Finance APICreate end users, capture consent, run data collections (including PSD2 banking data), and retrieve structu...34.8Riskified Adaptive Checkout APIRecommend the optimal authentication path at checkout — friction-free, CVV, 3DS, or PSD2 exemption — to max...34.7OBIE Account & Transaction Information API (AIS - Standard, Out of Scope)The OBIE Read/Write Account and Transaction Information (AISP) standard for reading account, balance and tr...34.2OBIE Confirmation of Funds API (CBPII - Standard, Out of Scope)The OBIE Read/Write Confirmation of Funds (CBPII) standard for confirming whether funds are available on a ...34.2OBIE Payment Initiation API (PIS - Standard, Out of Scope)The OBIE Read/Write Payment Initiation (PISP) standard for initiating domestic, scheduled, standing-order, ...34.2BBVA Accounts PSD2 APIPSD2-compliant account information service (AIS) API for Spain. Allows authorized third parties to access c...28.6BBVA Payments PSD2 APIPSD2-compliant payment initiation service (PIS) API for Spain. Allows authorized third parties to initiate ...28.6kevin. platform APIPSD2 open-banking platform API: Authentication, General, Payment Initiation (PIS) and Account Information (...27.9Salt Edge Account Information APIREST API for retrieving end-user accounts, transactions, balances, and identity across 5,000+ banks worldwide.27.6Salt Edge Payment Initiation APIInitiate single, recurring, and bulk SEPA / domestic payments via PSD2 PISP.27.6Payment Initiation (PSD2) APIPSD2-compliant Payment Initiation Service (PIS) API allowing licensed Third Party Providers (TPPs) to initi...27.3
Emerging 9 Early or largely undocumented
Klarna Kosma Auth APIThe Auth API is the client-session companion to the XS2A API. Whenever the Open Banking flow requires consu...25.2Klarna Kosma Consent APIThe Consent API exposes the PSD2 consent lifecycle so TPPs can list, inspect, refresh, and revoke the conse...25.2Klarna Kosma Payments APIKosma Payments is the white-labeled PSD2 Payment Initiation Service (PIS) product. It lets merchants and pl...25.2Klarna Kosma XS2A APIThe XS2A API is the server-side endpoint set used by TPPs and merchants to create and control Open Banking ...25.2American Express Account and Transaction APIThe American Express Account and Transaction API is an open-banking service that enables regulated third-pa...21.1American Express Confirmation of Funds PSD2 APIThe American Express Confirmation of Funds PSD2 API is a secure and efficient service that enables regulate...21.1Tink Account Aggregation APIREST API for retrieving end-user accounts, transactions, and balances across 3,400+ European banks via PSD2...14.3Tink Payments APIInitiate single, recurring, and bulk SEPA / domestic-rail payments via PSD2 PISP.14.3BNP Paribas Open Banking APIBNP Paribas Open Banking APIs provide PSD2-compliant payment services and account information access includ...11.2
Minimal 6 Almost no public developer surface
UBS PSD2 APIUBS's EU PSD2-compliant open banking API set covering Account Information Services (AIS), Payment Initiatio...10.4Rabobank Account Information API (PSD2 AIS)PSD2-compliant Account Information Service. Returns account lists, balances, and transaction history for Ra...6.1Rabobank Funds Confirmation API (PSD2 PIIS / CBPII)PSD2-compliant Funds Confirmation Service. Card-issuer payment service providers (CBPIIs) can confirm wheth...6.1Rabobank Payment Initiation API (PSD2 PIS)PSD2-compliant Payment Initiation Service. Allows licensed PISPs to initiate SEPA Credit Transfers, SEPA In...6.1HSBC Developer Portal APIsThe HSBC Developer Portal exposes a catalogue of APIs covering Open Banking (UK/EU PSD2 Account Information...5.8ING Developer Portal APIsThe ING Developer Portal provides a marketplace of APIs covering Open Banking (PSD2 Account Information and...4.6

Companies reaching this through an API (12)

These companies publish an API, specification or operation carrying “PSD2” but do not classify their business under it. Listed unranked and kept out of the count above, because one tagged operation is not a statement about what a company does.

American Express Augustus Axway BNP Paribas Citi Mastercard Northmill Payoneer The Western Union Company UBS Verifone Worldline

Score breakdown

Frequency
57.7
log-scaled weighted occurrences
Breadth
2.2
spread across providers
Quality lift
45.3
mean composite of providers using it
Cohesion
0.0
strength of nearest seed neighbor

Related tags

Account Information 63 co-occurrences OBIE 41 co-occurrences Standing Orders 31 co-occurrences Payment Initiation 34 co-occurrences File Payments 30 co-occurrences Domestic Standing Orders 30 co-occurrences Direct Debits 32 co-occurrences Domestic Payments 30 co-occurrences

Where this tag comes from

Provider tag81
Api tag55

Cohort brief

Auto-generated

The 81 providers in the APIs.io catalog tagged PSD2, scored on the Kin Score. Every figure below is computed from the catalog — nothing here is written.

Providers
81
all scored
Mean Kin Score
39.9
+16.0 vs catalog 23.9
Mean Agent Readiness
28.9
+16.9 vs catalog 12
Spread
4.6–76.3
median 39.9 · σ 13.5
How the 81 split by band
Exemplar 1Strong 9Developing 38Thin 24Emerging 5Minimal 4
Facet averages, against the whole catalog
FacetThis cohortCatalogDifferenceScored
Contract Quality 42.9 19.8 +23.1 81
Developer Ergonomics 43.4 23.4 +20 81
Discoverability 72.5 61.2 +11.3 81
Access Clarity 33.7 26.5 +7.2 81
Contract Governance 10.1 6.4 +3.7 81
Operational Transparency 17.2 14 +3.2 81

A facet is averaged over the members that carry it, not over the whole cohort — the “Scored” column is that count. Averaging an absent facet as zero would score our own coverage gaps as the providers’ posture.

What this cohort publishes
ArtifactThis cohortCatalogDifference
MCP server (any) 6% 10% -4
MCP server (first-party) 4% 13% -9
Agent Skills 0% 0% 0
OAuth scopes 57% 11% +46
Security 100% 97% +3
Arazzo workflows 5% 2% +3
Governance rules 12% 14% -2

mcp_pct counts any mcp/ artifact including ones API Evangelist derived from the provider OpenAPI; mcp_first_party_pct counts only servers the provider publishes. Prefer the latter.

Top by Kin Score
  1. 1 Klarna 76.3
  2. 2 Memo Bank 66.4
  3. 3 Tink 65.2
  4. 4 Barclays 62
  5. 5 Wealth Reader 61.4
  6. 6 iBanFirst 58.8
  7. 7 Genome 57.5
  8. 8 Fintecture 56.3
  9. 9 Algbra 55.4
  10. 10 Kontomatik 55
Top by Agent Readiness
  1. 1 iBanFirst 55.1
  2. 2 Allica Bank 50.2
  3. 3 Memo Bank 47.2
  4. 4 Klarna 46.5
  5. 5 Barclays 46.5
  6. 6 Yorkshire Building Society 46.2
  7. 7 Bank of Ireland (UK) 45.1
  8. 8 NatWest Group 45.1
  9. 9 Lloyds Banking Group 41.9
  10. 10 Aldermore Bank 40.8
All 81 members of this roster resolve to a scored provider in the catalog.Generated from the catalog build of 15 September 2026, across 27661 providers, using the same computation served by the APIs.io cohort API. Briefs are published for rosters of 5 or more scored providers; below that a distribution is not meaningful.

Work with this as data

Every tag here is available over the APIs.io API and to AI agents over MCP.

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Tools for tags

7 MCP tools reach this
  • find_tagsBrowse and filter every tag in the catalog.
  • get_cohortThis tag as a scored cohort — every provider carrying it, with scores.
  • cohort_statsPRO — the distribution across this tag: mean, median, band split, adoption rates.
  • cohort_rankingsPRO — the leaderboard, on composite AND agent-readiness axes.
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
All 92 tools →

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The distribution (Pro) 
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  -H "X-API-Key: $APIS_IO_KEY"

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