established · -0.1 market domainindustry

PSD2

Score 29.6 / 100 82 providers +11 via APIs 44 APIs Search apis.io →

Providers using this tag (82)

Ranked by API Evangelist rating — Exemplar and Strong are expanded by default.

Exemplar 2 Complete, well-documented, and agent-ready
KlarnaFintechBuy Now Pay LaterPaymentsCards6 APIs71.8Token.ioPaymentsOpen BankingBankingFinancial Services4 APIs70.0
Strong 8 Solid coverage with minor gaps
TinkOpen BankingPayment InitiationAccount Aggregation9 APIs62.3Wealth ReaderBank AggregationOpen BankingFinancial Data2 APIs61.8Memo BankCompanyFintech InsurtechBankingBusiness Banking3 APIs61.6iBanFirstCompanyFintech InsurtechCross-Border PaymentsForeign Exchange2 APIs57.1BancomatATMBankingFinancial ServicesItaly4 APIs57.0BarclaysBankingCredit CardsFAPIFinance52 APIs56.6GenomeFinancePaymentsBankingOpen Banking1 API55.4FintectureOpen BankingPaymentsFrance5 APIs54.5
Developing 23 Usable, with meaningful gaps to close
KontomatikOpen BankingAISBank Data Aggregation4 APIs52.3The Bank of LondonCompanyBankingClearing BankPayments1 API51.8AlgbraFinancial ServicesBankingOpen Banking1 API50.4YapilyOpen BankingAISPPISPPayments5 APIs50.4Allica BankFinancial ServicesBankingOpen Banking2 APIs50.0Deutsche BankBankingFinanceWealth ManagementOpen Banking36 APIs49.7first directFinancial ServicesBankingOpen Banking4 APIs49.0Enable BankingOpen BankingAISPPISP1 API48.2Weatherbys BankFinancial ServicesBankingOpen Banking4 APIs47.2Starling BankFinancial ServicesBankingOpen Banking1 API46.3Virgin Money UKFinancial ServicesBankingOpen Banking1 API45.3NopanPaymentsPayment Service ProviderAccount-to-AccountWallet Payments1 API44.8Yorkshire Building SocietyFinancial ServicesBankingBuilding SocietyOpen Banking4 APIs44.2Connexis CashAccount InformationBNP ParibasCash ManagementCorporate Banking3 APIs44.0HolviCompanyBankingFintechPayments1 API43.6TrueLayerData APIFinancial ServicesOpen BankingPayments1 API42.9The Co-operative BankFinancial ServicesBankingOpen Banking1 API42.7Danske Bank (UK)Financial ServicesBankingOpen Banking11 APIs41.9Triodos Bank UKFinancial ServicesBankingOpen Banking2 APIs41.2C. Hoare & Co.Financial ServicesBankingPrivate BankOpen Banking3 APIs41.1AIB Group (UK)Financial ServicesBankingOpen Banking1 API40.6Nationwide Building SocietyFinancial ServicesBankingBuilding SocietyOpen Banking3 APIs40.5TietoEVRYCompanyBankingOpen Banking48 APIs39.5
Thin 38 Limited public surface area
InvestecFinancial ServicesBankingOpen Banking3 APIs39.2UK Open BankingOpen BankingFinancial ServicesPaymentsAccount Information7 APIs39.2Vanquis Banking GroupFinancial ServicesBankingOpen Banking3 APIs38.2Hampden & CoFinancial ServicesBankingPrivate BankingOpen Banking3 APIs38.1Coventry Building SocietyFinancial ServicesBankingBuilding SocietyOpen Banking4 APIs37.7KrooFinancial ServicesBankingOpen Banking3 APIs37.5MettleFinancial ServicesBankingBusiness BankingOpen Banking1 API37.5Chase UKFinancial ServicesBankingOpen Banking3 APIs37.4Cashplus BankFinancial ServicesBankingOpen Banking3 APIs37.1HalifaxFinancial ServicesBankingOpen Banking1 API36.9TSB BankFinancial ServicesBankingOpen Banking2 APIs36.7Monument BankFinancial ServicesBankingOpen Banking4 APIs36.5Secure Trust BankFinancial ServicesBankingOpen Banking4 APIs36.2Tandem BankFinancial ServicesBankingOpen Banking3 APIs36.1Bank of Ireland (UK)Financial ServicesBankingOpen Banking4 APIs36.0Handelsbanken UKBankingOpen BankingFinancial Services7 APIs36.0Aldermore BankFinancial ServicesBankingSavingsSpecialist Lending4 APIs35.7Lloyds Banking GroupFinancial ServicesBankingOpen Banking5 APIs35.7KonsentusOpen BankingOpen FinancePSD31 API35.6Metro BankFinancial ServicesBankingOpen Banking1 API35.6Skipton Building SocietyFinancial ServicesBankingBuilding SocietyOpen Banking1 API35.6Recognise BankFinancial ServicesBankingOpen Banking4 APIs35.4CouttsFinancial ServicesBankingPrivate BankWealth Management3 APIs35.1zopaCompanyBankingFintechOpen Banking2 APIs35.1Santander UKFinancial ServicesBankingOpen Banking4 APIs34.8Principality Building SocietyFinancial ServicesBankingBuilding SocietySavings1 API34.6RiskifiedFraud PreventionChargebacksE-CommercePayments7 APIs34.2InsurelyCompanyOpen FinanceInsuranceFintech1 API33.9GB BankFinancial ServicesBankingOpen Banking4 APIs33.4Cynergy BankFinancial ServicesBankingOpen Banking3 APIs32.8LemonwayPaymentsMarketplaceIBANKYC2 APIs32.1Leeds Building SocietyFinancial ServicesBankingBuilding SocietyMutual1 API31.4Paragon BankFinancial ServicesBankingSavingsMortgage4 APIs31.3Bank of ScotlandFinancial ServicesBankingOpen Banking4 APIs30.5Shawbrook BankFinancial ServicesBankingSavingsSpecialist Lending4 APIs30.4NatWest GroupBankingOpen BankingFinancial ServicesPayments3 APIs28.3BBVABankingFinancial ServicesOpen Banking4 APIs28.2Salt EdgeFintechOpen BankingAggregator1 API26.8
Emerging 5 Early or largely undocumented
ABN AMROFinanceBanksEuropean BankingOpen Banking3 APIs26.1Klarna KosmaOpen BankingAISPI6 APIs24.6ComplyBridgeCompanyComplianceRegTechFinancial Services15.7Redwood BankFinancial ServicesBankingBusiness BankingSmall Business1 API15.0ANNA MoneyFinancial ServicesBankingFintechBusiness Account14.8
Minimal 6 Almost no public developer surface
GoinCompanyFintechPersonal FinanceSavings8.6RabobankFinanceBanksBankingOpen Banking5 APIs7.0HSBCFinanceBanksGlobal BankingOpen Banking1 API6.3INGFinanceBanksEuropean BankingOpen Banking1 API5.6Kevin.CompanyPaymentsOpen BankingAccount-to-Account1 API0.0OrdoPaymentsUnited KingdomOpen BankingAccount-to-Account6 APIs0.0

APIs with this tag (44)

Ranked by the provider's API Evangelist rating — the Kin Score is scored per provider, not per API, so every API of a provider shares its band. How the rating works →

Strong 4 Solid coverage with minor gaps
iBanFirst PSD2 XS2A APIPSD2 access-to-account API for registered third-party providers, covering account information services (AIS...57.1Axway Open BankingAxway Open Banking provides prebuilt APIs for regulatory compliance and ecosystem engagement, supporting PS...56.1Mastercard Open Banking SolutionsMastercard Open Banking in Europe provides a set of APIs that enables both licensed and unlicensed Third Pa...55.7Genome PSD2 APIBerlin Group NextGenPSD2 dedicated interface. Account Information Services, Payment Initiation Services for...55.4
Developing 7 Usable, with meaningful gaps to close
Northmill Bank Open Banking API for TPPsNorthmill Bank's PSD2 third-party-provider interface, covering Account Information Services (AIS) and Confi...54.2Bank of London PSD2 / Open Banking UK APIThe dedicated PSD2 Third Party Provider (TPP) interface for The Bank of London, implementing the UK Open Ba...51.8Yapily Consents and Authorisations APICreate, retrieve, revoke, and re-authorise PSD2 consents for AIS and PIS interactions across UK Open Bankin...50.4Yapily Payments API (PIS)Payment Initiation Service Provider (PISP) endpoints for initiating single, scheduled, periodic, bulk, and ...50.4Ivy API (Open Banking)The 2023-01-01 Ivy API for Open Banking pay-ins and Manual Bank Transfer. Checkout sessions, orders, custom...45.6Connexis Cash Strong Customer Authentication (SCA)A documented Strong Customer Authentication flow that BNP Paribas provides for Connexis Cash to satisfy PSD...44.0Verifone 3D Secure APISCA-compliant cardholder authentication with frictionless and challenge flows. The 3D Secure API provides S...40.8
Thin 18 Limited public surface area
Worldline Open Banking APIConnectivity to more than 3,500 European banks in 21 countries supporting PSD2 open banking. Provides payme...36.7Western Union Open Banking APIWestern Union's PSD2-compliant Open Banking API enables Payment Service Providers to access account informa...36.5Handelsbanken UK PSD2 Account Information APIThe Great Britain market Account Information Service (AIS) API - retrieve account details, balances, and tr...36.0Handelsbanken UK PSD2 Card Account Information APIThe Great Britain market Card Account Information (AIS) API - retrieve card account details, balances, and ...36.0Handelsbanken UK PSD2 Confirmation of Funds APIThe Great Britain market Confirmation of Funds (CBPII / PIISP) API - check whether a specified amount is av...36.0Handelsbanken UK PSD2 Payment Initiation APIThe Great Britain market Payment Initiation Service (PIS) API - initiate and manage payments from consentin...36.0Handelsbanken UK PSD2 Third-Parties APITPP enrolment API - register as a third-party provider and attach a PSD2 eIDAS (QWAC) or UK Open Banking (O...36.0Konsentus Certificate Chain Service APIManaged service that maintains the up-to-date eIDAS certificate trust chain required to secure PSD2 Open Ba...35.6OBIE Account & Transaction Information API (AIS - Standard, Out of Scope)The OBIE Read/Write Account and Transaction Information (AISP) standard for reading account, balance and tr...34.6OBIE Confirmation of Funds API (CBPII - Standard, Out of Scope)The OBIE Read/Write Confirmation of Funds (CBPII) standard for confirming whether funds are available on a ...34.6OBIE Payment Initiation API (PIS - Standard, Out of Scope)The OBIE Read/Write Payment Initiation (PISP) standard for initiating domestic, scheduled, standing-order, ...34.6Riskified Adaptive Checkout APIRecommend the optimal authentication path at checkout — friction-free, CVV, 3DS, or PSD2 exemption — to max...34.2Insurely Open Finance APICreate end users, capture consent, run data collections (including PSD2 banking data), and retrieve structu...33.9BBVA Accounts PSD2 APIPSD2-compliant account information service (AIS) API for Spain. Allows authorized third parties to access c...28.2BBVA Payments PSD2 APIPSD2-compliant payment initiation service (PIS) API for Spain. Allows authorized third parties to initiate ...28.2Payoneer PSD2 APIPSD2-compliant banking APIs for European financial services integration, available via the Payoneer PSD2 de...27.8Salt Edge Account Information APIREST API for retrieving end-user accounts, transactions, balances, and identity across 5,000+ banks worldwide.26.8Salt Edge Payment Initiation APIInitiate single, recurring, and bulk SEPA / domestic payments via PSD2 PISP.26.8
Emerging 9 Early or largely undocumented
Payment Initiation (PSD2) APIPSD2-compliant Payment Initiation Service (PIS) API allowing licensed Third Party Providers (TPPs) to initi...26.1Klarna Kosma Auth APIThe Auth API is the client-session companion to the XS2A API. Whenever the Open Banking flow requires consu...24.6Klarna Kosma Consent APIThe Consent API exposes the PSD2 consent lifecycle so TPPs can list, inspect, refresh, and revoke the conse...24.6Klarna Kosma Payments APIKosma Payments is the white-labeled PSD2 Payment Initiation Service (PIS) product. It lets merchants and pl...24.6Klarna Kosma XS2A APIThe XS2A API is the server-side endpoint set used by TPPs and merchants to create and control Open Banking ...24.6American Express Account and Transaction APIThe American Express Account and Transaction API is an open-banking service that enables regulated third-pa...20.5American Express Confirmation of Funds PSD2 APIThe American Express Confirmation of Funds PSD2 API is a secure and efficient service that enables regulate...20.5BNP Paribas Open Banking APIBNP Paribas Open Banking APIs provide PSD2-compliant payment services and account information access includ...12.1UBS PSD2 APIUBS's EU PSD2-compliant open banking API set covering Account Information Services (AIS), Payment Initiatio...11.3
Minimal 6 Almost no public developer surface
Rabobank Account Information API (PSD2 AIS)PSD2-compliant Account Information Service. Returns account lists, balances, and transaction history for Ra...7.0Rabobank Funds Confirmation API (PSD2 PIIS / CBPII)PSD2-compliant Funds Confirmation Service. Card-issuer payment service providers (CBPIIs) can confirm wheth...7.0Rabobank Payment Initiation API (PSD2 PIS)PSD2-compliant Payment Initiation Service. Allows licensed PISPs to initiate SEPA Credit Transfers, SEPA In...7.0HSBC Developer Portal APIsThe HSBC Developer Portal exposes a catalogue of APIs covering Open Banking (UK/EU PSD2 Account Information...6.3ING Developer Portal APIsThe ING Developer Portal provides a marketplace of APIs covering Open Banking (PSD2 Account Information and...5.6kevin. platform APIPSD2 open-banking platform API: Authentication, General, Payment Initiation (PIS) and Account Information (...0.0

Companies reaching this through an API (11)

These companies publish an API, specification or operation carrying “PSD2” but do not classify their business under it. Listed unranked and kept out of the count above, because one tagged operation is not a statement about what a company does.

American Express Augustus Axway BNP Paribas Mastercard Northmill Payoneer The Western Union Company UBS Verifone Worldline

Score breakdown

Frequency
56.9
log-scaled weighted occurrences
Breadth
2.1
spread across providers
Quality lift
46.5
mean composite of providers using it
Cohesion
37.0
strength of nearest seed neighbor

Where this tag sits

Open Banking broader OBIE 41 providers

Related tags

Account Information 62 co-occurrences OBIE 41 co-occurrences Payment Initiation 34 co-occurrences Open Banking 88 co-occurrences

Where this tag comes from

Provider tag82
Api tag44

Cohort brief

Auto-generated

The 82 providers in the APIs.io catalog tagged PSD2, scored on the Kin Score. Every figure below is computed from the catalog — nothing here is written.

Providers
82
all scored
Mean Kin Score
37.8
+14.9 vs catalog 22.9
Mean Agent Readiness
28.1
+16.2 vs catalog 11.9
Spread
0–71.8
median 37.3 · σ 14.2
How the 82 split by band
Exemplar 2Strong 8Developing 23Thin 38Emerging 5Minimal 6
Facet averages, against the whole catalog
FacetThis cohortCatalogDifferenceScored
Contract Quality 40.4 17.6 +22.8 82
Developer Ergonomics 43.7 23.2 +20.5 82
Discoverability 68.3 58.1 +10.2 82
Access Clarity 34.8 26.5 +8.3 82
Contract Governance 10.8 6.3 +4.5 82
Operational Transparency 17.8 13.7 +4.1 82

A facet is averaged over the members that carry it, not over the whole cohort — the “Scored” column is that count. Averaging an absent facet as zero would score our own coverage gaps as the providers’ posture.

What this cohort publishes
ArtifactThis cohortCatalogDifference
MCP server (any) 7% 14% -7
MCP server (first-party) 5% 12% -7
Agent Skills 0% 0% 0
OAuth scopes 57% 11% +46
Security 100% 98% +2
Arazzo workflows 5% 2% +3
Governance rules 15% 14% +1

mcp_pct counts any mcp/ artifact including ones API Evangelist derived from the provider OpenAPI; mcp_first_party_pct counts only servers the provider publishes. Prefer the latter.

Top by Kin Score
  1. 1 Klarna 71.8
  2. 2 Token.io 70
  3. 3 Tink 62.3
  4. 4 Wealth Reader 61.8
  5. 5 Memo Bank 61.6
  6. 6 iBanFirst 57.1
  7. 7 Bancomat 57
  8. 8 Barclays 56.6
  9. 9 Genome 55.4
  10. 10 Fintecture 54.5
Top by Agent Readiness
  1. 1 Memo Bank 58.4
  2. 2 Token.io 53.6
  3. 3 iBanFirst 53
  4. 4 Allica Bank 48
  5. 5 Deutsche Bank 47.2
  6. 6 Klarna 46.5
  7. 7 Barclays 46.5
  8. 8 Yorkshire Building Society 44.1
  9. 9 Bank of Ireland (UK) 43
  10. 10 NatWest Group 43
All 82 members of this roster resolve to a scored provider in the catalog.Generated from the catalog build of 5 October 2026, across 29093 providers, using the same computation served by the APIs.io cohort API. Briefs are published for rosters of 5 or more scored providers; below that a distribution is not meaningful.

Work with this as data

Every tag here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for tags

7 MCP tools reach this
  • find_tagsBrowse and filter every tag in the catalog.
  • get_cohortThis tag as a scored cohort — every provider carrying it, with scores.
  • cohort_statsPRO — the distribution across this tag: mean, median, band split, adoption rates.
  • cohort_rankingsPRO — the leaderboard, on composite AND agent-readiness axes.
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
All 92 tools →

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