established · 1.8

PSD2

Score 24.1 / 100 87 providers 53 APIs Search apis.io →
Variants seen in the corpus: PSD2psd2

Providers using this tag (87)

Ranked by API Evangelist rating — Exemplar and Strong are expanded by default.

Exemplar 1 Complete, well-documented, and agent-ready
Memo BankCompanyFintech InsurtechBankingBusiness Banking3 APIs67.0
Strong 4 Solid coverage with minor gaps
TinkOpen BankingPayment InitiationAccount Aggregation25 APIs65.9iBanFirstCompanyFintech InsurtechCross-Border PaymentsForeign Exchange3 APIs62.6first directFinancial-ServicesBankingOpen Banking4 APIs56.2AlgbraFinancial-ServicesBankingOpen Banking4 APIs55.8
Developing 41 Usable, with meaningful gaps to close
FintectureOpen BankingPaymentsFrance22 APIs54.2YapilyOpen BankingAISPPISPPayments16 APIs54.2Starling BankFinancial-ServicesBankingOpen Banking13 APIs53.3KontomatikOpen BankingAISBank Data Aggregation16 APIs52.1Virgin Money UKFinancial-ServicesBankingOpen Banking12 APIs51.9NopanPaymentsPayment Service ProviderAccount-to-AccountWallet Payments5 APIs51.8Weatherbys BankFinancial-ServicesBankingOpen Banking7 APIs51.5AugustusCompanyFintechPaymentsBanking14 APIs50.8AxwayAPI ManagementEnterpriseIntegrationSecurity33 APIs50.0Triodos Bank UKFinancial-ServicesBankingOpen Banking4 APIs49.8Allica BankFinancial-ServicesBankingOpen Banking4 APIs48.6Yorkshire Building SocietyFinancial-ServicesBankingBuilding SocietyOpen Banking6 APIs48.0The Co-operative BankFinancial-ServicesBankingOpen Banking4 APIs47.8Danske Bank (UK)Financial-ServicesBankingOpen Banking11 APIs47.4HolviCompanyBankingFintechPayments4 APIs47.1Enable BankingOpen BankingAISPPISP4 APIs47.0MastercardCredit CardsDigital IdentityFinancial-ServicesFraud Detection249 APIs46.2Tribe PaymentsPaymentsUnited KingdomIssuer ProcessorCard Issuing15 APIs45.8Bank of Ireland (UK)Financial-ServicesBankingOpen Banking5 APIs45.4Nationwide Building SocietyFinancial-ServicesBankingBuilding SocietyOpen Banking7 APIs45.4MettleFinancial-ServicesBankingBusiness BankingOpen Banking4 APIs45.0Hampden & CoFinancial-ServicesBankingPrivate BankingOpen Banking4 APIs44.7AIB Group (UK)Financial-ServicesBankingOpen Banking10 APIs44.6InvestecFinancial-ServicesBankingOpen Banking9 APIs44.4TSB BankFinancial-ServicesBankingOpen Banking5 APIs44.4Coventry Building SocietyFinancial-ServicesBankingBuilding SocietyOpen Banking4 APIs44.3KrooFinancial-ServicesBankingOpen Banking3 APIs44.2Vanquis Banking GroupFinancial-ServicesBankingOpen Banking4 APIs43.8TrueLayerData APIFinancial-ServicesOpen BankingPayments6 APIs43.6Chase UKFinancial-ServicesBankingOpen Banking3 APIs43.4zopaCompanyBankingFintechOpen Banking12 APIs43.3Cashplus BankFinancial-ServicesBankingOpen Banking10 APIs42.7C. Hoare & Co.Financial-ServicesBankingPrivate BankOpen Banking3 APIs42.6Aldermore BankFinancial-ServicesBankingSavingsSpecialist Lending4 APIs42.0Lloyds Banking GroupFinancial-ServicesBankingOpen Banking6 APIs41.9HalifaxFinancial-ServicesBankingOpen Banking9 APIs41.7CouttsFinancial-ServicesBankingPrivate BankWealth Management4 APIs40.9VerifonePaymentsPoint-of-SaleTerminal ManagementE-Commerce27 APIs40.9Santander UKFinancial-ServicesBankingOpen Banking4 APIs40.7Metro BankFinancial-ServicesBankingOpen Banking5 APIs40.3Secure Trust BankFinancial-ServicesBankingOpen Banking4 APIs39.9
Thin 28 Limited public surface area
Monument BankFinancial-ServicesBankingOpen Banking4 APIs39.2Tandem BankFinancial-ServicesBankingOpen Banking3 APIs38.6Cynergy BankFinancial-ServicesBankingOpen Banking3 APIs38.5Recognise BankFinancial-ServicesBankingOpen Banking4 APIs38.2UK Open BankingOpen BankingFinancial-ServicesPaymentsAccount Information42 APIs38.2KonsentusOpen BankingOpen FinancePSD33 APIs37.6PayoneerPaymentsPayoutsCross-Border PaymentsCurrency Conversion4 APIs37.1western-unionFortune 5008 APIs36.7Skipton Building SocietyFinancial-ServicesBankingBuilding SocietyOpen Banking4 APIs36.4Shawbrook BankFinancial-ServicesBankingSavingsSpecialist Lending4 APIs35.8GB BankFinancial-ServicesBankingOpen Banking4 APIs35.7Handelsbanken UKBankingOpen BankingFinancial-Services7 APIs35.7OrdoPaymentsUnited KingdomOpen BankingAccount-to-Account6 APIs35.7NatWest GroupBankingOpen BankingFinancial-ServicesPayments21 APIs35.1Paragon BankFinancial-ServicesBankingSavingsMortgages4 APIs34.8RiskifiedFraudFraud PreventionChargebacksE-Commerce7 APIs34.7Bank of ScotlandFinancial-ServicesBankingOpen Banking4 APIs34.1InsurelyCompanyOpen FinanceInsuranceFintech1 API34.1WorldlinePaymentsPayment ProcessingAcquiringIssuing79 APIs33.6Principality Building SocietyFinancial-ServicesBankingBuilding SocietySavings4 APIs33.2LemonwayPaymentsMarketplaceIBANKYC2 APIs32.4Salt EdgeFintechOpen BankingAggregator13 APIs28.9BarclaysBankingCredit CardsFinanceOpen Banking23 APIs28.8BBVABankingFinancial-ServicesOpen Banking4 APIs28.6Connexis CashAccount InformationBNP ParibasCash ManagementCorporate Banking8 APIs28.6Leeds Building SocietyFinancial-ServicesBankingBuilding SocietyMutual4 APIs28.4Kevin.CompanyPaymentsOpen BankingAccount-to-Account1 API28.1ABN AMROFinancialBanksEuropean BankingOpen Banking3 APIs27.3
Emerging 6 Early or largely undocumented
Klarna KosmaOpen BankingAISPIS6 APIs25.2American ExpressCredit CardsFinancial-ServicesPaymentsCard Network12 APIs19.7Redwood BankFinancial-ServicesBankingBusiness BankingSME1 API16.6ComplyBridge, Inc.CompanyComplianceRegTechFinancial-Services15.7ANNA MoneyFinancial-ServicesBankingFintechBusiness Account14.4TinkFintechOpen BankingEurope5 APIs14.3
Minimal 7 Almost no public developer surface
UBSFinancialBanksWealth ManagementInvestment Banking7 APIs10.4Deutsche BankBankingFinancialWealth ManagementOpen Banking1 API10.0BNP ParibasBankingFinancePaymentsCapital Markets2 APIs9.3GoinCompanyFintechPersonal FinanceSavings8.2RabobankFinancialBanksBankingOpen Banking5 APIs6.1HSBCFinancialBanksGlobal BankingOpen Banking1 API5.8INGFinancialBanksEuropean BankingOpen Banking1 API4.6

APIs with this tag (53)

Ranked by the provider's API Evangelist rating — the Kin Score is scored per provider, not per API, so every API of a provider shares its band. How the rating works →

Exemplar 1 Complete, well-documented, and agent-ready
Memo Bank NextGenPSD2 APIBerlin Group NextGenPSD2 XS2A implementation (Implementation Guidelines 1.3.11) exposing Account Informatio...67.0
Strong 1 Solid coverage with minor gaps
iBanFirst PSD2 XS2A APIPSD2 access-to-account API for registered third-party providers, covering account information services (AIS...62.6
Developing 10 Usable, with meaningful gaps to close
Yapily Consents and Authorisations APICreate, retrieve, revoke, and re-authorise PSD2 consents for AIS and PIS interactions across UK Open Bankin...54.2Yapily Payments API (PIS)Payment Initiation Service Provider (PISP) endpoints for initiating single, scheduled, periodic, bulk, and ...54.2Ivy API (Open Banking)The 2023-01-01 Ivy API for Open Banking pay-ins and Manual Bank Transfer. Checkout sessions, orders, custom...50.8Axway Open BankingAxway Open Banking provides prebuilt APIs for regulatory compliance and ecosystem engagement, supporting PS...50.0Mastercard Open Banking SolutionsMastercard Open Banking in Europe provides a set of APIs that enables both licensed and unlicensed Third Pa...46.2Open Banking - Bank APITribe Payments Open Banking Bank API (v2) - the bank/ASPSP-facing side of Tribe's Open Banking product, exp...45.8Cashplus Account Information APIOpen Banking Account Information Service Provider (AISP) API conformant to the OBIE Read/Write API Standard...42.7Cashplus Confirmation of Funds APIOpen Banking Card Based Payment Instrument Issuer (CBPII) Confirmation of Funds API conformant to the OBIE ...42.7Cashplus Payment Initiation APIOpen Banking Payment Initiation Service Provider (PISP) API conformant to the OBIE Read/Write API Standard,...42.7Verifone 3D Secure APISCA-compliant cardholder authentication with frictionless and challenge flows. The 3D Secure API provides S...40.9
Thin 25 Limited public surface area
Konsentus Certificate Chain Service APIManaged service that maintains the up-to-date eIDAS certificate trust chain required to secure PSD2 Open Ba...37.6Payoneer PSD2 APIPSD2-compliant banking APIs for European financial services integration, available via the Payoneer PSD2 de...37.1Western Union Open Banking APIWestern Union's PSD2-compliant Open Banking API enables Payment Service Providers to access account informa...36.7Handelsbanken UK PSD2 Account Information APIThe Great Britain market Account Information Service (AIS) API - retrieve account details, balances, and tr...35.7Handelsbanken UK PSD2 Card Account Information APIThe Great Britain market Card Account Information (AIS) API - retrieve card account details, balances, and ...35.7Handelsbanken UK PSD2 Confirmation of Funds APIThe Great Britain market Confirmation of Funds (CBPII / PIISP) API - check whether a specified amount is av...35.7Handelsbanken UK PSD2 Payment Initiation APIThe Great Britain market Payment Initiation Service (PIS) API - initiate and manage payments from consentin...35.7Handelsbanken UK PSD2 Third-Parties APITPP enrolment API - register as a third-party provider and attach a PSD2 eIDAS (QWAC) or UK Open Banking (O...35.7Riskified Adaptive Checkout APIRecommend the optimal authentication path at checkout — friction-free, CVV, 3DS, or PSD2 exemption — to max...34.7Insurely Open Finance APICreate end users, capture consent, run data collections (including PSD2 banking data), and retrieve structu...34.1Worldline Open Banking APIConnectivity to more than 3,500 European banks in 21 countries supporting PSD2 open banking. Provides payme...33.6OBIE Account & Transaction Information API (AIS - Standard, Out of Scope)The OBIE Read/Write Account and Transaction Information (AISP) standard for reading account, balance and tr...33.2OBIE Confirmation of Funds API (CBPII - Standard, Out of Scope)The OBIE Read/Write Confirmation of Funds (CBPII) standard for confirming whether funds are available on a ...33.2OBIE Payment Initiation API (PIS - Standard, Out of Scope)The OBIE Read/Write Payment Initiation (PISP) standard for initiating domestic, scheduled, standing-order, ...33.2Salt Edge Account Information APIREST API for retrieving end-user accounts, transactions, balances, and identity across 5,000+ banks worldwide.28.9Salt Edge Payment Initiation APIInitiate single, recurring, and bulk SEPA / domestic payments via PSD2 PISP.28.9Barclays Bank Ireland Account Information APISecurely access and retrieve account information from Barclays Bank Ireland accounts.28.8Barclays Bank Ireland Confirmation of Funds APIVerify the availability of funds in a Barclays Bank Ireland account in real-time.28.8Barclays Bank Ireland Payment Initiation APIInitiate payments from Barclays Bank Ireland accounts via PSD2-compliant API.28.8BBVA Accounts PSD2 APIPSD2-compliant account information service (AIS) API for Spain. Allows authorized third parties to access c...28.6BBVA Payments PSD2 APIPSD2-compliant payment initiation service (PIS) API for Spain. Allows authorized third parties to initiate ...28.6Connexis Cash PSD2 Account Information API (STET)A PSD2-compliant Account Information Service (AISP) API exposed by BNP Paribas Corporate and Institutional ...28.6Connexis Cash Strong Customer Authentication (SCA)A documented Strong Customer Authentication flow that BNP Paribas provides for Connexis Cash to satisfy PSD...28.6kevin. platform APIPSD2 open-banking platform API: Authentication, General, Payment Initiation (PIS) and Account Information (...28.1Payment Initiation (PSD2) APIPSD2-compliant Payment Initiation Service (PIS) API allowing licensed Third Party Providers (TPPs) to initi...27.3
Emerging 8 Early or largely undocumented
Klarna Kosma Auth APIThe Auth API is the client-session companion to the XS2A API. Whenever the Open Banking flow requires consu...25.2Klarna Kosma Consent APIThe Consent API exposes the PSD2 consent lifecycle so TPPs can list, inspect, refresh, and revoke the conse...25.2Klarna Kosma Payments APIKosma Payments is the white-labeled PSD2 Payment Initiation Service (PIS) product. It lets merchants and pl...25.2Klarna Kosma XS2A APIThe XS2A API is the server-side endpoint set used by TPPs and merchants to create and control Open Banking ...25.2American Express Account and Transaction APIThe American Express Account and Transaction API is an open-banking service that enables regulated third-pa...19.7American Express Confirmation of Funds PSD2 APIThe American Express Confirmation of Funds PSD2 API is a secure and efficient service that enables regulate...19.7Tink Account Aggregation APIREST API for retrieving end-user accounts, transactions, and balances across 3,400+ European banks via PSD2...14.3Tink Payments APIInitiate single, recurring, and bulk SEPA / domestic-rail payments via PSD2 PISP.14.3
Minimal 8 Almost no public developer surface
UBS PSD2 APIUBS's EU PSD2-compliant open banking API set covering Account Information Services (AIS), Payment Initiatio...10.4Deutsche Bank API ProgramDeutsche Bank is a global financial institution that offers a wide range of banking and financial services ...10.0BNP Paribas Open Banking APIBNP Paribas Open Banking APIs provide PSD2-compliant payment services and account information access includ...9.3Rabobank Account Information API (PSD2 AIS)PSD2-compliant Account Information Service. Returns account lists, balances, and transaction history for Ra...6.1Rabobank Funds Confirmation API (PSD2 PIIS / CBPII)PSD2-compliant Funds Confirmation Service. Card-issuer payment service providers (CBPIIs) can confirm wheth...6.1Rabobank Payment Initiation API (PSD2 PIS)PSD2-compliant Payment Initiation Service. Allows licensed PISPs to initiate SEPA Credit Transfers, SEPA In...6.1HSBC Developer Portal APIsThe HSBC Developer Portal exposes a catalogue of APIs covering Open Banking (UK/EU PSD2 Account Information...5.8ING Developer Portal APIsThe ING Developer Portal provides a marketplace of APIs covering Open Banking (PSD2 Account Information and...4.6

Score breakdown

Frequency
57.4
log-scaled weighted occurrences
Breadth
2.4
spread across providers
Quality lift
45.9
mean composite of providers using it
Cohesion
0.0
strength of nearest seed neighbor

Related tags

Account Information 60 co-occurrences Payment Initiation 58 co-occurrences CBPII 42 co-occurrences Confirmation of Funds 42 co-occurrences OBIE 41 co-occurrences PIS 28 co-occurrences Domestic Payments 27 co-occurrences Domestic Standing Orders 26 co-occurrences

Where this tag comes from

Provider tag76
Api tag53

Cohort brief

Auto-generated

The 87 providers in the APIs.io catalog tagged PSD2, scored on the Kin Score. Every figure below is computed from the catalog — nothing here is written.

Providers
87
all scored
Mean Kin Score
38
+17.3 vs catalog 20.7
Mean Agent Readiness
25.7
+16.0 vs catalog 9.7
Spread
4.6–67
median 40.7 · σ 13.6
How the 87 split by band
Exemplar 1Strong 4Developing 41Thin 28Emerging 6Minimal 7
Facet averages, against the whole catalog
FacetThis cohortCatalogDifferenceScored
Contract Quality 41 17.5 +23.5 87
Developer Ergonomics 35.8 17.9 +17.9 87
Discoverability 75.9 60.4 +15.5 87
Contract Governance 15.3 6.4 +8.9 87
Access Clarity 31.2 22.3 +8.9 87
Operational Transparency 14 11.3 +2.7 87

A facet is averaged over the members that carry it, not over the whole cohort — the “Scored” column is that count. Averaging an absent facet as zero would score our own coverage gaps as the providers’ posture.

What this cohort publishes
ArtifactThis cohortCatalogDifference
MCP server (any) 45% 16% +29
MCP server (first-party) 2% 7% -5
Agent Skills 0% 0% 0
OAuth scopes 53% 9% +44
Security 100% 88% +12
Arazzo workflows 5% 2% +3
Governance rules 15% 13% +2

mcp_pct counts any mcp/ artifact including ones API Evangelist derived from the provider OpenAPI; mcp_first_party_pct counts only servers the provider publishes. Prefer the latter.

Top by Kin Score
  1. 1 Memo Bank 67
  2. 2 Tink 65.9
  3. 3 iBanFirst 62.6
  4. 4 first direct 56.2
  5. 5 Algbra 55.8
  6. 6 Fintecture 54.2
  7. 7 Yapily 54.2
  8. 8 Starling Bank 53.3
  9. 9 Kontomatik 52.1
  10. 10 Virgin Money UK 51.9
Top by Agent Readiness
  1. 1 Allica Bank 52.3
  2. 2 iBanFirst 50.4
  3. 3 NatWest Group 44.1
  4. 4 Yorkshire Building Society 43
  5. 5 Bank of Ireland (UK) 41.9
  6. 6 Danske Bank (UK) 41.5
  7. 7 TSB Bank 41.5
  8. 8 Virgin Money UK 41.5
  9. 9 Memo Bank 40.3
  10. 10 Aldermore Bank 39.7
All 87 members of this roster resolve to a scored provider in the catalog.Generated from the catalog build of 25 August 2026, across 26891 providers, using the same computation served by the APIs.io cohort API. Briefs are published for rosters of 5 or more scored providers; below that a distribution is not meaningful.

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