BBVA website screenshot

BBVA

BBVA is a multinational Spanish financial services group operating in over 30 countries. The BBVA API Market provides a comprehensive catalog of banking APIs covering accounts, payments, collections, financing, identity, and open data across Spain, Mexico, Latin America, and other global markets. BBVA is a recognized open banking leader offering PSD2-compliant APIs, treasury management solutions, and digital ecosystem integrations.

BBVA publishes 4 APIs on the APIs.io network. Tagged areas include Banking, Financial Services, Open Banking, PSD2, and Spain.

The BBVA catalog on APIs.io includes 1 JSON-LD context and 1 Spectral governance ruleset.

BBVA’s developer surface includes developer portal, documentation, getting-started guide, sandbox, engineering blog, and 9 more developer resources.

36.3/100 thin ▼ -6.0 Agent 3/100 human only Full breakdown ↓
scored 2026-07-28 · rubric v0.6
AccessFreemium
4 APIs 6 Features 5 Use Cases
BankingFinancial ServicesOpen BankingPSD2SpainMexico

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-28 · rubric v0.6
Composite quality — 36.3/100 · thin
Contract Quality 3.2 / 25
Developer Ergonomics 7.4 / 20
Commercial Clarity 12.1 / 20
Operational Transparency 4.8 / 13
Governance 4.5 / 12
Discoverability 6.5 / 10
Agent readiness — 3/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 10
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/bbva: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 4

Individual APIs this provider publishes, each with its own machine-readable definition.

BBVA Accounts PSD2 API

PSD2-compliant account information service (AIS) API for Spain. Allows authorized third parties to access customer payment account information including account lists, balances,...

BBVA Payments PSD2 API

PSD2-compliant payment initiation service (PIS) API for Spain. Allows authorized third parties to initiate payments on behalf of customers including SEPA transfers, immediate pa...

BBVA Mexico Business Payments API

Business payment processing API for Mexico enabling bulk payments, payroll disbursements, and supplier payments through BBVA Mexico's banking infrastructure. Supports SPEI trans...

BBVA Locations API

Open data API providing access to BBVA branch and ATM location data. Available for Spain and Mexico, this API returns geolocation data, operating hours, services available, and ...

Pricing Plans 1

Published pricing tiers and plan structures.

Bbva Plans Pricing

3 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Bbva Rate Limits

5 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Bbva Finops

FINOPS

Features 6

Notable capabilities this provider offers.

PSD2 Compliance

All European banking APIs are fully compliant with the PSD2 Payment Services Directive, including AIS and PIS services.

Multi-Country Coverage

APIs available across 15+ countries including Spain, Mexico, Peru, Colombia, Argentina, Belgium, France, UK, Turkey, and USA.

Treasury Management

Multi-country treasury APIs for global enterprises to manage payments, collections, and cash positions.

Digital Ecosystems

APIs enabling businesses to embed BBVA banking services into their own digital platforms and applications.

Sandbox Environment

Developer sandbox environment for testing and validating API integrations before production deployment.

Open Data APIs

Publicly accessible location and branch data APIs available without authentication for branch/ATM locators.

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Bbva Context

0 classes · 10 properties

JSON-LD

Spectral Rules 1

Spectral governance rulesets for linting and validating these APIs.

BBVA API Rules

6 rules · 2 errors 3 warnings 1 info

SPECTRAL

Examples 1

Example request and response payloads for these APIs.

Account Balance Example

8 fields

EXAMPLE

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Bbva Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Use Cases 5

What developers build with this provider.

Account Aggregation

Build personal finance and wealth management apps that aggregate BBVA account data across accounts.

Payment Initiation

Enable one-click checkout and payment initiation from customer bank accounts in Spain and other PSD2 markets.

Treasury Automation

Automate corporate treasury operations including bulk payments, collections, and cash management across BBVA markets.

Financial Data Analytics

Access transaction and account data to power credit scoring, risk analysis, and financial advisory services.

Branch Locator

Integrate BBVA branch and ATM location data into customer-facing applications using the open locations API.

Integrations 4

Pre-built integrations with other platforms and tools.

Redsys

Spanish payment gateway and PSD2 infrastructure through which BBVA PSD2 APIs are registered and deployed.

SEPA

Single Euro Payments Area integration for European payment transfers in Spain and EU markets.

SPEI

Mexican interbank payment system integration for Mexico business payment APIs.

SAP

ERP integration for treasury management customers connecting SAP financial systems with BBVA APIs.

Resources

Get Started 3

Portal, sign-up, and the first successful call

Documentation 1

Reference material describing how the API behaves

Design & Contract 3

Pagination, idempotency, versioning, errors, and events

Build 1

SDKs, sample code, and the tooling you integrate with

Access & Security 1

Authentication, authorization, and security posture

Commercial 2

Pricing, plans, and the legal terms of use

Company 3

The organization behind the API

Source (apis.yml)

apis.yml Raw ↑
aid: bbva
url: https://raw.githubusercontent.com/api-evangelist/bbva/refs/heads/main/apis.yml
name: BBVA
description: BBVA is a multinational Spanish financial services group operating in over 30 countries. The BBVA API Market
  provides a comprehensive catalog of banking APIs covering accounts, payments, collections, financing, identity, and open
  data across Spain, Mexico, Latin America, and other global markets. BBVA is a recognized open banking leader offering PSD2-compliant
  APIs, treasury management solutions, and digital ecosystem integrations.
type: Index
kind: company
accessModel:
  pricing: freemium
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Freemium
  confidence: medium
  source:
  - plans
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/bbva.png
tags:
- Banking
- Financial Services
- Open Banking
- PSD2
- Spain
- Mexico
access: 3rd-Party
created: '2025-02-08'
modified: '2026-07-25'
position: Consumer
specificationVersion: '0.19'
apis:
- aid: bbva:accounts-psd2
  name: BBVA Accounts PSD2 API
  description: PSD2-compliant account information service (AIS) API for Spain. Allows authorized third parties to access customer
    payment account information including account lists, balances, transaction history, and account holder details. Requires
    a PSD2 AIS license and registration through the Redsys platform.
  humanURL: https://www.bbvaapimarket.com/en/banking-apis/es-account-information-psd2/
  tags:
  - Banking
  - Accounts
  - PSD2
  - Spain
  - Open Banking
  properties:
  - type: Documentation
    url: https://www.bbvaapimarket.com/en/banking-apis/es-account-information-psd2/
- aid: bbva:payments-psd2
  name: BBVA Payments PSD2 API
  description: PSD2-compliant payment initiation service (PIS) API for Spain. Allows authorized third parties to initiate
    payments on behalf of customers including SEPA transfers, immediate payments, Bank of Spain FMO payments, and international
    transfers. Requires a PSD2 PIS license and registration through the Redsys platform.
  humanURL: https://www.bbvaapimarket.com/en/banking-apis/es-payments-psd2/
  tags:
  - Banking
  - Payments
  - PSD2
  - Spain
  - Open Banking
  properties:
  - type: Documentation
    url: https://www.bbvaapimarket.com/en/banking-apis/es-payments-psd2/
- aid: bbva:mexico-business-payments
  name: BBVA Mexico Business Payments API
  description: Business payment processing API for Mexico enabling bulk payments, payroll disbursements, and supplier payments
    through BBVA Mexico's banking infrastructure. Supports SPEI transfers and other Mexican payment systems.
  humanURL: https://www.bbvaapimarket.com/en/banking-apis/
  tags:
  - Banking
  - Payments
  - Mexico
  - Business Banking
  properties:
  - type: Documentation
    url: https://www.bbvaapimarket.com/en/banking-apis/
- aid: bbva:locations
  name: BBVA Locations API
  description: Open data API providing access to BBVA branch and ATM location data. Available for Spain and Mexico, this API
    returns geolocation data, operating hours, services available, and accessibility information for all BBVA branches and
    ATMs.
  humanURL: https://www.bbvaapimarket.com/en/banking-apis/
  tags:
  - Banking
  - Open Data
  - Locations
  properties:
  - type: Documentation
    url: https://www.bbvaapimarket.com/en/banking-apis/
common:
- type: DomainSecurity
  url: security/bbva-domain-security.yml
- type: GitHubOrganization
  url: https://github.com/BBVA
- type: LinkedIn
  url: https://www.linkedin.com/company/bbva
- type: Portal
  url: https://www.bbvaapimarket.com/en/
- type: Website
  url: https://www.bbva.com/
- type: Documentation
  url: https://www.bbvaapimarket.com/en/api-developers/
- type: GettingStarted
  url: https://www.bbvaapimarket.com/en/api-developers/
- type: Sandbox
  url: https://www.bbvaapimarket.com/en/api-developers/
- type: TermsOfService
  url: https://www.bbva.com/en/legal-notice/
- type: PrivacyPolicy
  url: https://www.bbva.com/en/privacy-policy/
- type: Blog
  url: https://www.bbvaapimarket.com/en/api-world/
- type: SpectralRules
  url: rules/bbva-spectral-rules.yml
- type: Vocabulary
  url: vocabulary/bbva-vocabulary.yaml
- type: JSONLD
  url: json-ld/bbva-context.jsonld
- type: Features
  data:
  - name: PSD2 Compliance
    description: All European banking APIs are fully compliant with the PSD2 Payment Services Directive, including AIS and
      PIS services.
  - name: Multi-Country Coverage
    description: APIs available across 15+ countries including Spain, Mexico, Peru, Colombia, Argentina, Belgium, France,
      UK, Turkey, and USA.
  - name: Treasury Management
    description: Multi-country treasury APIs for global enterprises to manage payments, collections, and cash positions.
  - name: Digital Ecosystems
    description: APIs enabling businesses to embed BBVA banking services into their own digital platforms and applications.
  - name: Sandbox Environment
    description: Developer sandbox environment for testing and validating API integrations before production deployment.
  - name: Open Data APIs
    description: Publicly accessible location and branch data APIs available without authentication for branch/ATM locators.
- type: UseCases
  data:
  - name: Account Aggregation
    description: Build personal finance and wealth management apps that aggregate BBVA account data across accounts.
  - name: Payment Initiation
    description: Enable one-click checkout and payment initiation from customer bank accounts in Spain and other PSD2 markets.
  - name: Treasury Automation
    description: Automate corporate treasury operations including bulk payments, collections, and cash management across BBVA
      markets.
  - name: Financial Data Analytics
    description: Access transaction and account data to power credit scoring, risk analysis, and financial advisory services.
  - name: Branch Locator
    description: Integrate BBVA branch and ATM location data into customer-facing applications using the open locations API.
- type: Integrations
  data:
  - name: Redsys
    description: Spanish payment gateway and PSD2 infrastructure through which BBVA PSD2 APIs are registered and deployed.
  - name: SEPA
    description: Single Euro Payments Area integration for European payment transfers in Spain and EU markets.
  - name: SPEI
    description: Mexican interbank payment system integration for Mexico business payment APIs.
  - name: SAP
    description: ERP integration for treasury management customers connecting SAP financial systems with BBVA APIs.
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com