France Authorised Financial Firms (ACPR REGAFI + AMF white list)
Regulated register market (acpr regafi authorisations + passports, amf white list). The Kin Score Market layer reads each provider in its market: who it integrates with, how deep those integrations go, and where the market publishes its own structure. Methodology.
Where this market publishes its structure
- REGAFI (regafi.fr Opendatasoft Explore API v2.1 exports: prd-banque-entites, prd-banque-autorisations, prd-banque-passeports-entrants) machine-readable, 25,705 entities; 728 French-authorised + 29 third-country branches + 1,254 EEA banks / investment firms passported in kept; names + LEI (2,530 LEIs; 325 rows resolved via Wikidata P1278); 17 providers linked
- REGAFI category listing (regafi.fr/spip.php?page=results&type=simple&id=2) not machine-readable: 404: the old SPIP search was retired when REGAFI moved to the Opendatasoft portal; the portal's own API replaces it
- AMF white list (amf-france.org listes-blanches, CSV export /fr/export/liste-blanche/73748/csv) machine-readable, 960 rows, 284 PSCA (MiCA CASP) and PSFP (crowdfunding) firms with websites; 2 linked (estateguru PSFP, n26 PSCA); 37 PSCA firms reused from crypto's ESMA edges
- AMF professionals page (amf-france.org/en/professionals) not machine-readable: 404 (2026-10-22); the white list above is the register
- ORIAS intermediary register (orias.fr) not machine-readable: search is behind a CAPTCHA (2026-10-22); not bypassed
- EBA Payment Institutions Register machine-readable, read by eu-psd2-payment-institutions; not re-read, edges reused
- ESMA interim MiCA CASP register machine-readable, read by crypto; not re-read, edges reused
Own = declares at least one integration itself; covered = visible only because an aggregator, standards body, regulator or partner contract names it; distribution-only = listed only on cloud marketplaces it sells through, a channel reported beside, never counted as its own declared integrations; undeclared = nothing we can read, so no number; declares_compatibility = providers with a `compatible` shape vote, report only (kin, 2026-10-13): never counted as own, never in depth or position.
Taxonomy how this market maps onto apis.io
Derived 2026-10-23 from the 70 providers in this market we could resolve in the catalog. The percentage is the share of those providers carrying each one; it describes the market, not the tag or industry. Tag groups have no page of their own yet, so they are listed unlinked.
| Tags | Fintech 54%, Payments 51%, Cryptocurrency 34%, France 31%, Banking 29%, Financial Services 24%, Trading 23%, Open Banking 20% |
|---|---|
| Tag groups | Fintech 89%, Blockchain 43%, Finance 29%, Real-Time 27% |
| Industries | Financial Technology 60%, Payments & Money Movement 56%, Banking & Open Banking 44%, Blockchain, Crypto & Web3 43%, Investing & Venture Capital 36%, Financial Services 29% |
share of resolved cohort carrying it; tags >=0.20 & >=3 members (max 12, junk dropped), tag_groups >=0.20 (cooccurrence, non-cross-cutting; max 8), industries >=0.20 (max 6), areas >=0.10 (max 6; areas are keyword-matched and sparse), capabilities L1 >=0.20 (max 8); derive-market-taxonomy.py
Leaders by position (provisional)
Provisional: grouped by position, depth compared within a position only. Distribution (cloud marketplaces) and iPaaS bridges are counted beside position, never inside it. Unknown-builder listings are left out of position shares and counted here.
gravity 3 · other companies invest to build on it
| Provider | Depth | Integrations | In / out | Unknown builder | Distribution | iPaaS bridge | Mix |
|---|---|---|---|---|---|---|---|
| Adyen | 60.6 | 106 | 44 / 62 | 0 | 9 | 3 | partner-built 59%, provider-built 12%, ipaas-bridge 3%, contract 10%, standard 6%, builds-on-platform 2%, distribution 8% |
| Coinbase | 56.3 | 1840 | 1824 / 16 | 0 | 3 | 2 | partner-built 99% |
| GoCardless | 54.0 | 60 | 12 / 48 | 0 | 2 | 34 | partner-built 21%, ipaas-bridge 61%, contract 7%, standard 2%, builds-on-platform 5%, distribution 4% |
builds-on 1 · publishes apps on other platforms' stores
| Provider | Depth | Integrations | In / out | Unknown builder | Distribution | iPaaS bridge | Mix |
|---|---|---|---|---|---|---|---|
| Silvr | 34.5 thin | 2 | 0 / 2 | 0 | 0 | 0 | builds-on-platform 100% |
covered 1 · reached mainly through aggregators
| Provider | Depth | Integrations | In / out | Unknown builder | Distribution | iPaaS bridge | Mix |
|---|---|---|---|---|---|---|---|
| bitFlyer | 52.9 | 4 | 0 / 4 | 0 | 0 | 0 | contract 50%, covered 50% |
regulated 42 · named in a regulator's register or partners' contracts
| Provider | Depth | Integrations | In / out | Unknown builder | Distribution | iPaaS bridge | Mix |
|---|---|---|---|---|---|---|---|
| Revolut | 61.7 | 22 | 0 / 22 | 0 | 2 | 2 | provider-built 12%, ipaas-bridge 8%, contract 46%, standard 12%, covered 8%, builds-on-platform 4%, distribution 8% |
| eToro | 59.8 | 4 | 0 / 4 | 0 | 0 | 0 | contract 75%, standard 25% |
| Standard Chartered | 59.0 | 6 | 0 / 6 | 0 | 0 | 0 | contract 83%, standard 17% |
| Crossmint | 58.9 | 3 | 0 / 3 | 0 | 0 | 0 | contract 100% |
| Fiat Republic | 58.9 | 3 | 0 / 3 | 0 | 0 | 0 | contract 100% |
| StoneX | 58.9 | 5 | 0 / 5 | 0 | 0 | 0 | contract 80%, standard 20% |
| Deutsche Bank | 57.5 | 12 | 0 / 12 | 0 | 0 | 0 | contract 75%, standard 25% |
| N26 | 57.5 | 3 | 0 / 3 | 0 | 0 | 0 | contract 100% |
| Rabobank | 57.5 | 4 | 0 / 4 | 0 | 0 | 0 | contract 100% |
| Bridge | 57.3 | 4 | 0 / 4 | 0 | 0 | 0 | contract 50%, standard 25%, covered 25% |
| Vivid | 57.0 | 3 | 0 / 3 | 0 | 0 | 0 | contract 67%, builds-on-platform 33% |
| Trade Republic | 56.9 | 5 | 0 / 5 | 0 | 0 | 0 | contract 60%, standard 40% |
| ABN AMRO | 56.4 | 5 | 0 / 5 | 0 | 0 | 0 | contract 80%, standard 20% |
| BBVA | 56.4 | 5 | 0 / 5 | 0 | 0 | 0 | contract 80%, standard 20% |
| Clearstream | 56.3 | 3 | 0 / 3 | 0 | 0 | 0 | contract 67%, standard 33% |
| Circle | 56.0 | 5 | 0 / 5 | 0 | 0 | 0 | contract 60%, standard 20%, covered 20% |
| Royal Bank of Canada | 55.6 | 9 | 0 / 9 | 0 | 0 | 0 | contract 56%, standard 33%, builds-on-platform 11% |
| BitPay | 55.3 | 7 | 0 / 7 | 0 | 0 | 0 | contract 57%, standard 14%, builds-on-platform 29% |
| Bitstamp | 54.8 | 6 | 0 / 6 | 0 | 0 | 0 | contract 50%, standard 17%, covered 33% |
| Bullish | 54.1 | 6 | 0 / 6 | 0 | 0 | 0 | contract 57%, standard 14%, covered 29% |
| Zero Hash | 53.1 | 8 | 0 / 8 | 0 | 1 | 0 | contract 50%, standard 25%, builds-on-platform 12%, distribution 12% |
| Finary | 51.9 | 4 | 0 / 4 | 0 | 0 | 0 | contract 75%, covered 25% |
| MoonPay | 50.5 | 4 | 0 / 4 | 0 | 2 | 0 | contract 50%, standard 17%, distribution 33% |
| Lightspark | 43.8 | 4 | 0 / 4 | 0 | 3 | 0 | contract 20%, standard 20%, distribution 60% |
| BitGo | 42.6 thin | 2 | 0 / 2 | 0 | 0 | 0 | contract 100% |
| Sygnum | 41.2 thin | 2 | 0 / 2 | 0 | 0 | 0 | contract 100% |
| Fintecture | 40.2 | 7 | 0 / 7 | 0 | 4 | 0 | contract 29%, builds-on-platform 14%, distribution 57% |
| Groupe BPCE | 38.3 thin | 2 | 0 / 2 | 0 | 0 | 0 | contract 100% |
| Bitpanda | 33.7 thin | 2 | 0 / 2 | 0 | 1 | 0 | contract 50%, distribution 50% |
| Keyrock | 32.3 thin | 2 | 0 / 2 | 0 | 1 | 0 | contract 50%, distribution 50% |
| Bitstack | 22.7 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| FalconX | 22.7 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| Fipto | 22.7 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| Flowdesk | 22.7 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| Regular Finance | 22.7 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| IG | 22.0 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| Deblock | 21.3 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| Tesseract | 19.9 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| Bforbank | 19.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| Estateguru | 19.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| Lydia | 19.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| HiPay | 17.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 50%, builds-on-platform 50% |
standard 2 · listed by a voluntary standard's own directory
| Provider | Depth | Integrations | In / out | Unknown builder | Distribution | iPaaS bridge | Mix |
|---|---|---|---|---|---|---|---|
| Saxo Bank | 56.9 | 3 | 0 / 3 | 0 | 0 | 0 | contract 33%, standard 67% |
| Swile | 56.0 | 5 | 0 / 5 | 0 | 0 | 0 | contract 40%, standard 60% |
mixed 5 · no single mode dominates
| Provider | Depth | Integrations | In / out | Unknown builder | Distribution | iPaaS bridge | Mix |
|---|---|---|---|---|---|---|---|
| Klarna | 60.2 | 34 | 0 / 34 | 0 | 2 | 3 | partner-built 18%, provider-built 6%, own-page 26%, ipaas-bridge 9%, contract 15%, standard 9%, builds-on-platform 12%, distribution 6% |
| Kraken | 51.8 | 5 | 0 / 5 | 0 | 0 | 0 | contract 40%, standard 20%, covered 40% |
| Bitvavo | 48.6 | 6 | 0 / 6 | 0 | 1 | 0 | contract 33%, standard 17%, covered 33%, distribution 17% |
| Cometh | 48.6 | 3 | 0 / 3 | 0 | 1 | 0 | contract 33%, covered 33%, distribution 33% |
| Blockchain.com | 44.9 | 6 | 0 / 6 | 0 | 2 | 0 | contract 33%, covered 33%, distribution 33% |
list 3 · a long list on its own page, mostly unevidenced
| Provider | Depth | Integrations | In / out | Unknown builder | Distribution | iPaaS bridge | Mix |
|---|---|---|---|---|---|---|---|
| Qonto | 44.2 | 18 | 0 / 18 | 0 | 0 | 2 | own-page 61%, ipaas-bridge 11%, contract 6%, standard 11%, covered 6%, builds-on-platform 6% |
| Pennylane | 29.9 | 302 | 0 / 302 | 0 | 0 | 2 | own-page 98%, ipaas-bridge 1%, standard 1%, builds-on-platform 1% |
| Memo Bank | 20.0 | 82 | 0 / 82 | 0 | 0 | 0 | own-page 99%, contract 1% |
distribution 1 · only sells through cloud marketplaces
| Provider | Depth | Integrations | In / out | Unknown builder | Distribution | iPaaS bridge | Mix |
|---|---|---|---|---|---|---|---|
| Pretto | 9.6 thin | 1 | 0 / 1 | 0 | 1 | 0 | distribution 100% |
undeclared 12 · declares nothing we can read: no number
| Provider | Depth | Integrations | In / out | Unknown builder | Distribution | iPaaS bridge | Mix |
|---|---|---|---|---|---|---|---|
| Defacto | undeclared | - | - | - | - | - | |
| DoorFeed | undeclared | - | - | - | - | - | |
| Epsor | undeclared | - | - | - | - | - | |
| Goodvest | undeclared | - | - | - | - | - | |
| helios | undeclared | - | - | - | - | - | |
| Joko | undeclared | - | - | - | - | - | |
| MONI (Ex-Monisnap) | undeclared | - | - | - | - | - | |
| RockFi | undeclared | - | - | - | - | - | |
| Sumeria | undeclared | - | - | - | - | - | |
| Swan | undeclared | - | - | - | - | - | |
| Trezy | undeclared | - | - | - | - | - | |
| Tulyp | undeclared | - | - | - | - | - |
Top workflows by market votes
Workflows (Arazzo) and their phrasing are generated by API Evangelist, ranked by market votes (integration edges in the graph, weighted by channel).
In-market workflows only: a step on the market provider's side maps to this market's business capabilities (), and the partner is not a generic export/notify app. Other workflows are counted as bridges (including any whose steps do not resolve to a capability yet). Methodology. In-market: 26; bridges: 0.
| Workflow | Between | Votes | Weighted | Arazzo |
|---|---|---|---|---|
| Commercetools |
Adyen ↔ commercetools | 3 | 1.8 | workflow generated by API Evangelist |
| commercetools Discover how the Adyen payments integration for commercetools can optimize your ecommerce conversions |
Adyen ↔ commercetools | 3 | 1.8 | workflow generated by API Evangelist |
| plaid |
Adyen ↔ Plaid | 2 | 1.8 | workflow generated by API Evangelist |
| Stripe Listed under platform-solutions/acquiring-partners/stripe/ in Klarna's live llms.txt (200, 2026-10-12); the linked pages returned 404 on 2026-10-12. |
Klarna ↔ Stripe | 2 | 0.9 | workflow generated by API Evangelist |
| Stripe Partner Ecosystem |
Klarna ↔ Stripe | 2 | 0.9 | workflow generated by API Evangelist |
| stripe |
Klarna ↔ Stripe | 2 | 0.9 | workflow generated by API Evangelist |
| justt |
Adyen ↔ Justt | 1 | 0.9 | workflow generated by API Evangelist |
| stripe |
Revolut ↔ Stripe | 1 | 0.9 | workflow generated by API Evangelist |
| Mirakl |
Adyen ↔ Mirakl | 1 | 0.0 | workflow generated by API Evangelist |
| NewStore |
Adyen ↔ Newstore | 1 | 0.0 | workflow generated by API Evangelist |
| WooCommerce (via Woosa) |
Adyen ↔ WooCommerce | 1 | 0.0 | workflow generated by API Evangelist |
| Zuora |
Adyen ↔ Zuora | 1 | 0.0 | workflow generated by API Evangelist |
| Salesforce Commerce Cloud Klarna documents its Salesforce Commerce Cloud integration under docs.klarna.com/platform-solutions (page 200 on 2026-10-12). |
Klarna ↔ Salesforce Commerce Cloud | 1 | 0.0 | workflow generated by API Evangelist |
| Shopify Klarna documents its Shopify integration under docs.klarna.com/platform-solutions (page 200 on 2026-10-12). |
Klarna ↔ Shopify | 1 | 0.0 | workflow generated by API Evangelist |
| Shopify (own) |
Klarna ↔ Shopify | 1 | 0.0 | workflow generated by API Evangelist |
Generated 2026-10-24 from API Evangelist's own files; nothing on this page is a model's judgement. Provisional and unweighted; not part of the Kin Score composite or agent readiness. Read the Market layer methodology. Disagree with an edge? Every edge cites its evidence and can be corrected through the normal correction path.