Markets · bedrock market · provisional

France Authorised Financial Firms (ACPR REGAFI + AMF white list)

Regulated register market (acpr regafi authorisations + passports, amf white list). The Kin Score Market layer reads each provider in its market: who it integrates with, how deep those integrations go, and where the market publishes its own structure. Methodology.

70providers measured
15 (21.4%)declare their own
42 (60.0%)covered by others only
1 (1.4%)distribution only (sell through, not integrations)
12 (17.1%)undeclared
10declare compatibility (report only, not weighted)
15in-market workflows shown
Provisional. Provisional and unweighted: the Market layer is not part of the composite or agent readiness. Leader lists are read within a position, never as one ranking. A provider that declares nothing we can read is shown as undeclared, with no number: we never infer integrations.

Where this market publishes its structure

Own = declares at least one integration itself; covered = visible only because an aggregator, standards body, regulator or partner contract names it; distribution-only = listed only on cloud marketplaces it sells through, a channel reported beside, never counted as its own declared integrations; undeclared = nothing we can read, so no number; declares_compatibility = providers with a `compatible` shape vote, report only (kin, 2026-10-13): never counted as own, never in depth or position.

Taxonomy how this market maps onto apis.io

Derived 2026-10-23 from the 70 providers in this market we could resolve in the catalog. The percentage is the share of those providers carrying each one; it describes the market, not the tag or industry. Tag groups have no page of their own yet, so they are listed unlinked.

TagsFintech 54%, Payments 51%, Cryptocurrency 34%, France 31%, Banking 29%, Financial Services 24%, Trading 23%, Open Banking 20%
Tag groupsFintech 89%, Blockchain 43%, Finance 29%, Real-Time 27%
IndustriesFinancial Technology 60%, Payments & Money Movement 56%, Banking & Open Banking 44%, Blockchain, Crypto & Web3 43%, Investing & Venture Capital 36%, Financial Services 29%

share of resolved cohort carrying it; tags >=0.20 & >=3 members (max 12, junk dropped), tag_groups >=0.20 (cooccurrence, non-cross-cutting; max 8), industries >=0.20 (max 6), areas >=0.10 (max 6; areas are keyword-matched and sparse), capabilities L1 >=0.20 (max 8); derive-market-taxonomy.py

Leaders by position (provisional)

Provisional: grouped by position, depth compared within a position only. Distribution (cloud marketplaces) and iPaaS bridges are counted beside position, never inside it. Unknown-builder listings are left out of position shares and counted here.

gravity 3 · other companies invest to build on it

ProviderDepthIntegrationsIn / outUnknown builderDistributioniPaaS bridgeMix
Adyen 60.6 106 44 / 62 0 9 3 partner-built 59%, provider-built 12%, ipaas-bridge 3%, contract 10%, standard 6%, builds-on-platform 2%, distribution 8%
Coinbase 56.3 1840 1824 / 16 0 3 2 partner-built 99%
GoCardless 54.0 60 12 / 48 0 2 34 partner-built 21%, ipaas-bridge 61%, contract 7%, standard 2%, builds-on-platform 5%, distribution 4%

builds-on 1 · publishes apps on other platforms' stores

ProviderDepthIntegrationsIn / outUnknown builderDistributioniPaaS bridgeMix
Silvr 34.5 thin 2 0 / 2 0 0 0 builds-on-platform 100%

covered 1 · reached mainly through aggregators

ProviderDepthIntegrationsIn / outUnknown builderDistributioniPaaS bridgeMix
bitFlyer 52.9 4 0 / 4 0 0 0 contract 50%, covered 50%

regulated 42 · named in a regulator's register or partners' contracts

ProviderDepthIntegrationsIn / outUnknown builderDistributioniPaaS bridgeMix
Revolut 61.7 22 0 / 22 0 2 2 provider-built 12%, ipaas-bridge 8%, contract 46%, standard 12%, covered 8%, builds-on-platform 4%, distribution 8%
eToro 59.8 4 0 / 4 0 0 0 contract 75%, standard 25%
Standard Chartered 59.0 6 0 / 6 0 0 0 contract 83%, standard 17%
Crossmint 58.9 3 0 / 3 0 0 0 contract 100%
Fiat Republic 58.9 3 0 / 3 0 0 0 contract 100%
StoneX 58.9 5 0 / 5 0 0 0 contract 80%, standard 20%
Deutsche Bank 57.5 12 0 / 12 0 0 0 contract 75%, standard 25%
N26 57.5 3 0 / 3 0 0 0 contract 100%
Rabobank 57.5 4 0 / 4 0 0 0 contract 100%
Bridge 57.3 4 0 / 4 0 0 0 contract 50%, standard 25%, covered 25%
Vivid 57.0 3 0 / 3 0 0 0 contract 67%, builds-on-platform 33%
Trade Republic 56.9 5 0 / 5 0 0 0 contract 60%, standard 40%
ABN AMRO 56.4 5 0 / 5 0 0 0 contract 80%, standard 20%
BBVA 56.4 5 0 / 5 0 0 0 contract 80%, standard 20%
Clearstream 56.3 3 0 / 3 0 0 0 contract 67%, standard 33%
Circle 56.0 5 0 / 5 0 0 0 contract 60%, standard 20%, covered 20%
Royal Bank of Canada 55.6 9 0 / 9 0 0 0 contract 56%, standard 33%, builds-on-platform 11%
BitPay 55.3 7 0 / 7 0 0 0 contract 57%, standard 14%, builds-on-platform 29%
Bitstamp 54.8 6 0 / 6 0 0 0 contract 50%, standard 17%, covered 33%
Bullish 54.1 6 0 / 6 0 0 0 contract 57%, standard 14%, covered 29%
Zero Hash 53.1 8 0 / 8 0 1 0 contract 50%, standard 25%, builds-on-platform 12%, distribution 12%
Finary 51.9 4 0 / 4 0 0 0 contract 75%, covered 25%
MoonPay 50.5 4 0 / 4 0 2 0 contract 50%, standard 17%, distribution 33%
Lightspark 43.8 4 0 / 4 0 3 0 contract 20%, standard 20%, distribution 60%
BitGo 42.6 thin 2 0 / 2 0 0 0 contract 100%
Sygnum 41.2 thin 2 0 / 2 0 0 0 contract 100%
Fintecture 40.2 7 0 / 7 0 4 0 contract 29%, builds-on-platform 14%, distribution 57%
Groupe BPCE 38.3 thin 2 0 / 2 0 0 0 contract 100%
Bitpanda 33.7 thin 2 0 / 2 0 1 0 contract 50%, distribution 50%
Keyrock 32.3 thin 2 0 / 2 0 1 0 contract 50%, distribution 50%
Bitstack 22.7 thin 1 0 / 1 0 0 0 contract 100%
FalconX 22.7 thin 1 0 / 1 0 0 0 contract 100%
Fipto 22.7 thin 1 0 / 1 0 0 0 contract 100%
Flowdesk 22.7 thin 1 0 / 1 0 0 0 contract 100%
Regular Finance 22.7 thin 1 0 / 1 0 0 0 contract 100%
IG 22.0 thin 1 0 / 1 0 0 0 contract 100%
Deblock 21.3 thin 1 0 / 1 0 0 0 contract 100%
Tesseract 19.9 thin 1 0 / 1 0 0 0 contract 100%
Bforbank 19.2 thin 1 0 / 1 0 0 0 contract 100%
Estateguru 19.2 thin 1 0 / 1 0 0 0 contract 100%
Lydia 19.2 thin 1 0 / 1 0 0 0 contract 100%
HiPay 17.2 thin 1 0 / 1 0 0 0 contract 50%, builds-on-platform 50%

standard 2 · listed by a voluntary standard's own directory

ProviderDepthIntegrationsIn / outUnknown builderDistributioniPaaS bridgeMix
Saxo Bank 56.9 3 0 / 3 0 0 0 contract 33%, standard 67%
Swile 56.0 5 0 / 5 0 0 0 contract 40%, standard 60%

mixed 5 · no single mode dominates

ProviderDepthIntegrationsIn / outUnknown builderDistributioniPaaS bridgeMix
Klarna 60.2 34 0 / 34 0 2 3 partner-built 18%, provider-built 6%, own-page 26%, ipaas-bridge 9%, contract 15%, standard 9%, builds-on-platform 12%, distribution 6%
Kraken 51.8 5 0 / 5 0 0 0 contract 40%, standard 20%, covered 40%
Bitvavo 48.6 6 0 / 6 0 1 0 contract 33%, standard 17%, covered 33%, distribution 17%
Cometh 48.6 3 0 / 3 0 1 0 contract 33%, covered 33%, distribution 33%
Blockchain.com 44.9 6 0 / 6 0 2 0 contract 33%, covered 33%, distribution 33%

list 3 · a long list on its own page, mostly unevidenced

ProviderDepthIntegrationsIn / outUnknown builderDistributioniPaaS bridgeMix
Qonto 44.2 18 0 / 18 0 0 2 own-page 61%, ipaas-bridge 11%, contract 6%, standard 11%, covered 6%, builds-on-platform 6%
Pennylane 29.9 302 0 / 302 0 0 2 own-page 98%, ipaas-bridge 1%, standard 1%, builds-on-platform 1%
Memo Bank 20.0 82 0 / 82 0 0 0 own-page 99%, contract 1%

distribution 1 · only sells through cloud marketplaces

ProviderDepthIntegrationsIn / outUnknown builderDistributioniPaaS bridgeMix
Pretto 9.6 thin 1 0 / 1 0 1 0 distribution 100%

undeclared 12 · declares nothing we can read: no number

ProviderDepthIntegrationsIn / outUnknown builderDistributioniPaaS bridgeMix
Defacto undeclared-----
DoorFeed undeclared-----
Epsor undeclared-----
Goodvest undeclared-----
helios undeclared-----
Joko undeclared-----
MONI (Ex-Monisnap) undeclared-----
RockFi undeclared-----
Sumeria undeclared-----
Swan undeclared-----
Trezy undeclared-----
Tulyp undeclared-----

Top workflows by market votes

Workflows (Arazzo) and their phrasing are generated by API Evangelist, ranked by market votes (integration edges in the graph, weighted by channel).

In-market workflows only: a step on the market provider's side maps to this market's business capabilities (), and the partner is not a generic export/notify app. Other workflows are counted as bridges (including any whose steps do not resolve to a capability yet). Methodology. In-market: 26; bridges: 0.

WorkflowBetweenVotesWeightedArazzo
Commercetools
Adyen ↔ commercetools 3 1.8 workflow generated by API Evangelist
commercetools
Discover how the Adyen payments integration for commercetools can optimize your ecommerce conversions
Adyen ↔ commercetools 3 1.8 workflow generated by API Evangelist
plaid
Adyen ↔ Plaid 2 1.8 workflow generated by API Evangelist
Stripe
Listed under platform-solutions/acquiring-partners/stripe/ in Klarna's live llms.txt (200, 2026-10-12); the linked pages returned 404 on 2026-10-12.
Klarna ↔ Stripe 2 0.9 workflow generated by API Evangelist
Stripe Partner Ecosystem
Klarna ↔ Stripe 2 0.9 workflow generated by API Evangelist
stripe
Klarna ↔ Stripe 2 0.9 workflow generated by API Evangelist
justt
Adyen ↔ Justt 1 0.9 workflow generated by API Evangelist
stripe
Revolut ↔ Stripe 1 0.9 workflow generated by API Evangelist
Mirakl
Adyen ↔ Mirakl 1 0.0 workflow generated by API Evangelist
NewStore
Adyen ↔ Newstore 1 0.0 workflow generated by API Evangelist
WooCommerce (via Woosa)
Adyen ↔ WooCommerce 1 0.0 workflow generated by API Evangelist
Zuora
Adyen ↔ Zuora 1 0.0 workflow generated by API Evangelist
Salesforce Commerce Cloud
Klarna documents its Salesforce Commerce Cloud integration under docs.klarna.com/platform-solutions (page 200 on 2026-10-12).
Klarna ↔ Salesforce Commerce Cloud 1 0.0 workflow generated by API Evangelist
Shopify
Klarna documents its Shopify integration under docs.klarna.com/platform-solutions (page 200 on 2026-10-12).
Klarna ↔ Shopify 1 0.0 workflow generated by API Evangelist
Shopify (own)
Klarna ↔ Shopify 1 0.0 workflow generated by API Evangelist

Generated 2026-10-24 from API Evangelist's own files; nothing on this page is a model's judgement. Provisional and unweighted; not part of the Kin Score composite or agent readiness. Read the Market layer methodology. Disagree with an edge? Every edge cites its evidence and can be corrected through the normal correction path.