Trezy

Trezy is a Franco-Dutch fintech SaaS (Trezy SAS, founded 2021 in Paris by Quentin Lacointa) offering AI-driven cash flow management for small and medium businesses across Europe, the US, and Canada. It connects to 2,000+ banks via PSD2/Open Banking to deliver real-time cash position, automatic AI transaction categorization, 95%-accurate 12-month cash flow forecasting, real-time P&L, 27+ financial KPIs, supplier cost analysis, and OCR-based document management from a single platform starting at a free tier. Trezy also offers dedicated plans for external CFOs (DAF) and accounting firms, and integrates with QuickBooks Online and Pennylane. Backed by Seedcamp and Playfair Capital (with Kima Ventures and Discovery Ventures) in a €3M seed round. Trezy publishes an llms.txt corpus and an /.well-known/ai-plugin.json manifest but does not expose a public developer API.

Trezy is profiled on the APIs.io network. Tagged areas include Company, Fintech, Cash Flow Management, Financial Forecasting, and Treasury.

Trezy’s developer surface includes documentation, pricing, engineering blog, signup flow, support, and 8 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

17.5/100 emerging ▬ flat Agent 0/100 human only Front door AI 6/6 dominant saas Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

AccessFreemium

0 APIs

Company Fintech Cash Flow ManagementFinancial ForecastingTreasury Small Business Accounting Open Banking Artificial Intelligence France

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 17.5/100 · emerging

Contract Quality 0.0 / 21

Developer Ergonomics 2.8 / 17

Access Clarity 8.9 / 17

Operational Transparency 0.0 / 11

Contract Governance 0.0 / 10

Discoverability 4.7 / 9

Regulatory Posture 1.1 / 15

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Banking & Open Finance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

Machine-Readable Contract +18 pts — api_specs includes an OpenAPI document
MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author
Machine-Readable Auth +10 pts — a served openid-configuration/oauth-authorization-server carrying `issuer` (served), else the securitySchemes class in the provider OpenAPIs — bound (mutualTLS, DPoP, Signature) > negotiable (oauth2 authorizationCode/clientCredentials, openIdConnect) > bearer (http bearer, apiKey)
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
Stable Error Semantics +8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes

13 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 0.0 — up to +25.0 composite points
Developer Ergonomics scores 16.7 — up to +16.7 composite points
Operational Transparency scores 0.0 — up to +13.0 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/trezy/apis.yml: open an issue on github.com/api-evangelist/trezy to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
EU/EEA Payment and E-Money Institutions (PSD2 passports)	undeclared	-	-	-
France Authorised Financial Firms (ACPR REGAFI + AMF white list)	undeclared	-	-	-

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

Trezy API pricing

Prices published by Trezy, read 2026-10-07 from www.trezy.io/pricing.

Plan	Price
Free	€0/mo Includes: Cashflow Statements, Transactions History, 1 bank account, AI categorization, Email support
Starter	€7.50/mo Includes: Billed €90/year; forecast cashflow, invoices, performance analytics, 1 bank account, priority suppor
Premium	€32.50/mo Includes: Billed €390/year; integrations, price analysis, spending reports, unlimited bank accounts
External CFO	Starting from 20€/mo per company • min. 3 accounts Includes: P&L, balance sheet, 27+ KPIs, cash flow and AI forecasts

Plan details, limits and sources →

Pricing Plans 1

Published pricing tiers and plan structures.

Trezy Plans Pricing

4 plans

PLANS

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Trezy Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Get Started 1

Portal, sign-up, and the first successful call

SignUp

SignUp

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

LLMsTxt

LLMsTxt

WellKnown

WellKnown

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 3

Pricing, plans, and the legal terms of use

Plans

Plans

Pricing

Pricing

TermsOfService

TermsOfService

Company 4

The organization behind the API

Website

Website

Blog

Blog

LinkedIn

Twitter

Twitter

Source (apis.yml)

aid: trezy
name: Trezy
description: Trezy is a Franco-Dutch fintech SaaS (Trezy SAS, founded 2021 in Paris by Quentin Lacointa) offering AI-driven
  cash flow management for small and medium businesses across Europe, the US, and Canada. It connects to 2,000+ banks via
  PSD2/Open Banking to deliver real-time cash position, automatic AI transaction categorization, 95%-accurate 12-month cash
  flow forecasting, real-time P&L, 27+ financial KPIs, supplier cost analysis, and OCR-based document management from a single
  platform starting at a free tier. Trezy also offers dedicated plans for external CFOs (DAF) and accounting firms, and integrates
  with QuickBooks Online and Pennylane. Backed by Seedcamp and Playfair Capital (with Kima Ventures and Discovery Ventures)
  in a €3M seed round. Trezy publishes an llms.txt corpus and an /.well-known/ai-plugin.json manifest but does not expose
  a public developer API.
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: freemium
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Freemium
  confidence: low
  source:
  - plans
  - security
  generated: '2026-11-06'
  method: derived
image: https://www.trezy.io/images/Trezy-logo-black.svg
url: https://raw.githubusercontent.com/api-evangelist/trezy/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- seedcamp
x-tier: stub
x-tier-reason: portfolio-lead
x-enrichment:
  date: '2026-07-21'
  status: enriched
  artifacts_added: 4
  pass: local-v1
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-21'
tags:
- Company
- Fintech
- Cash Flow Management
- Financial Forecasting
- Treasury
- Small Business
- Accounting
- Open Banking
- Artificial Intelligence
- France
tags_raw:
- Company
- Fintech
- Cash Flow Management
- Financial Forecasting
- Treasury
- SMB
- Accounting
- Open Banking
- Artificial Intelligence
- France
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Plans
  url: plans/trezy-plans-pricing.yml
- type: Website
  url: https://www.trezy.io
- type: Documentation
  url: https://www.trezy.io/documentation
- type: Pricing
  url: https://www.trezy.io/pricing
- type: Blog
  url: https://www.trezy.io/blog
- type: TermsOfService
  url: https://www.trezy.io/legal/terms
- type: SignUp
  url: https://appv2.trezy.io/signup
- type: Support
  url: mailto:support@trezy.io
- type: LinkedIn
  url: https://www.linkedin.com/company/trezy
- type: Twitter
  url: https://twitter.com/trezy_io
- type: LLMsTxt
  url: llms/trezy-llms.txt
- type: WellKnown
  url: well-known/trezy-well-known.yml
- type: DomainSecurity
  url: security/trezy-domain-security.yml

Trezy API — frequently asked questions

How much does the Trezy API cost?

Trezy publishes its prices; its Free plan is €0/mo as of 2026-10-07. APIs.io lists 4 pricing plans for Trezy, with each plan's price, limits and inclusions under Pricing on this page.

Is the Trezy API ready for AI agents?

Trezy has a Kin Score of 17.5 out of 100 (emerging) and an Agent Readiness score of 0.0 (human-only), scored by API Evangelist on 2026-11-06.

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