posture · 0.0 posture domain

Small Business

Score 36.2 / 100 243 providers +36 via APIs 49 APIs Search apis.io →
Variants seen in the corpus: SMBSmall and Medium BusinessSMESMEsSMB SoftwareSmall Business

Providers using this tag (243)

Ranked by API Evangelist rating — Exemplar and Strong are expanded by default.

Exemplar 5 Complete, well-documented, and agent-ready
Strong 10 Solid coverage with minor gaps
Developing 35 Usable, with meaningful gaps to close
TeamleaderCRMInvoicingProject ManagementSoftware-as-a-Service14 APIs52.8Conta AzulCompanyFintechAccountingERP9 APIs50.9NimbleCRMSalesContact ManagementRelationship Management1 API50.1BillingEngineInvoicingFintechGermany1 API47.2BokioCompanyFintechAccountingBookkeeping2 APIs45.7SendleShippingLogisticsLast Mile DeliveryParcel1 API43.1NavBusiness CreditFinancial ServicesEmbedded Finance1 API42.8Open (open.money)Connected BankingNeobankEmbedded Finance12 APIs42.3CoraCompanyBankingBrazilPayments16 APIs42.2FreeAgentAccountingInvoicingBookkeeping1 API39.3iContactEmail MarketingMarketing AutomationCampaignsContacts1 API54.2HelcimPaymentsCanadaPayment GatewayPayment Processing1 API53.0PipedriveCRMSalesPipeline ManagementSoftware-as-a-Service2 APIs53.0WizeHireHiringRecruitingApplicant TrackingHuman Resources2 APIs51.3WeaveCompanyCommunicationsMessagingPayments1 API50.3Allica BankFinancial ServicesBankingOpen BankingPSD22 APIs50.1DeskeraCompanyERPAccountingCRM4 APIs50.1Agile CRMCRMSales AutomationMarketing AutomationHelp Desk1 API49.8BooksyBeautyWellnessBookingAppointments1 API49.2inFaktCompanyAccountingInvoicingFintech1 API48.2ZocaCompanyArtificial IntelligenceMarketingBeauty and Wellness6 APIs47.8ToqioEmbedded FinanceFintechBanking as a ServicePayments17 APIs47.2MoniepointAfricaNigeriaPaymentsBanking13 APIs47.1SibillCompanyFintechInvoicingPayments1 API46.9AmTrust Financial ServicesCommercial InsuranceInsuranceProperty and Casualty9 APIs45.8DefactoCompanyFintechEmbedded FinanceLending1 API45.3BotkeeperCompanyAccountingBookkeepingFinancial Services1 API44.7IntegratelyAutomationBusiness Process AutomationiPaaSNo-Code1 API44.1AsaasPaymentsBillingSubscriptionPix2 APIs43.2JustworksPEOPayrollHuman ResourcesBenefits2 APIs42.3Zoho BooksAccountingBookkeepingInvoicingExpenses1 API42.3OnPayPayrollHuman ResourcesEmployee Benefitspayroll-tax1 API42.2AvifyCompanyCommerceE-CommerceCRM2 APIs41.6WagepointCompanyPayrollCanadaSoftware-as-a-Service1 API39.9Microsoft Dynamics 365 Business CentralERPCloud ERPFinanceAccounting1 API39.7
Thin 43 Limited public surface area
BasekitCompanyWebsite BuilderWeb HostingE-Commerce1 API38.7bexioAccountingERPInvoicing1 API38.7DaptaCompanyAI AgentsVoice AIConversational AI37.9CyberSmartCompanyCybersecurityComplianceCyber Essentials1 API34.8Tailor BrandsCompanyBusiness FormationCompliance1 API34.5MelioB2B PaymentsAccounts PayableAccounts ReceivableBill Pay1 API34.2QuickBooksAccountingBookkeepingFinance4 APIs34.2HakunaCompanyTime TrackingHuman ResourcesWorkforce Management1 API33.4Less Annoying CRMCompanyCRMContact Management33.1NewfoldCompanyWeb HostingDomainsWeb Presence3 APIs31.3FreshBooksAccountingInvoicingExpense TrackingTime Tracking1 API31.2Exact OnlineAccountingERPInvoicingBusiness Software1 API31.0KoalabooxCompanyInvoicingE-InvoicingPEPPOL1 API30.1BenchAccountingBookkeepingSoftware-as-a-Service30.0ZellerPaymentsAustraliaPayment GatewayPayment Processing3 APIs29.7KaajCompanyFintechLendingUnderwriting1 API29.4Coteriee1d3InsuranceFintechSoftware-as-a-Service1 API28.4Wave FinancialAccountingInvoicingFinance1 API28.1Invoice NinjaInvoicingBillingPaymentsAccounting1 API28.0Pie InsuranceInsuranceInsurtechWorkers Compensation1 API27.3Zoho InvoiceInvoicingAccountingBilling1 API27.2JazzHRRecruitingApplicant TrackingHiring1 API26.7ChilledSitesCompanyWebsite BuilderArtificial IntelligenceNo-Code1 API38.8flowpay.ioCompanyFinancingLendingEmbedded Finance2 APIs38.7KickCompanyBookkeepingAccountingFinance1 API37.2Rocket LawyerLegalLegal TechLegal DocumentsE-Signature4 APIs37.0CloverRestaurantPoint-of-SalePaymentsRetail14 APIs36.5Sage HRHuman ResourcesHRISPeople1 API35.6PlusThisCompanyMarketing AutomationMarketingCRM33.9LocBox LabsCompanyMarketingPromotionsLocal Marketing1 API33.5GreenlyCarbon AccountingCarbon FootprintCarbon AnalyticsGreenhouse Gas1 API32.3MainStreetCompanyTaxTax CreditsAccounting1 API31.5SAP Business OneERPAccountingInventoryCRM1 API31.5StreakCRMSalesGmailPipeline Management1 API31.4Capsule CRMCRMSalesContactsPipeline Management4 APIs30.7Funding CircleCompanyConsumerLending1 API30.2AurisCompanyPayrollHuman ResourcesSoftware-as-a-Service1 API30.1Breathe HRHuman ResourcesHRISEmployee ManagementAbsence Management1 API29.7InsightlyCRMProject ManagementLead ManagementOpportunities1 API29.7B12CompanyEnterpriseWebsite BuilderArtificial Intelligence1 API29.4GoSiteCompanyLocal ServicesWebsite Builder1 API28.2HoldedERPCRMAccountingInvoicing1 API27.1OrbiiCompanyArtificial IntelligenceLendingCredit3 APIs27.0
Emerging 86 Early or largely undocumented
SintraCompanyArtificial IntelligenceAI AgentsAI Employees25.9HomebaseSchedulingTime TrackingPayrollHuman Resources1 API25.7Coterie InsuranceInsuranceCommercial InsuranceEmbedded Insurance1 API25.017hatsCompanyCRMInvoicing24.9SignpostCompanyEnterpriseVirtual ReceptionistAnswering Service24.8WuiltCompanyWebsite BuilderNo-CodeE-Commerce1 API23.4Power2SMECompanyMarketplaceProcurement1 API23.2Sage AccountingAccountingBookkeepingInvoicing1 API22.0Clear BooksAccountingInvoicingFinanceUnited Kingdom1 API21.5JimdoWebsite BuilderE-CommerceCMS1 API21.3RiplCompanySocial Media MarketingContent Scheduling21.3NovoBankingBusiness BankingFintech1 API19.6PlootoPaymentsCanadaAccounts PayableAccounts Receivable19.6BluevineBusiness BankingFintechLine of Credit19.2Small Business Administration (SBA)GovernmentLoansCertification5 APIs19.2StrongkeepCompanyCybersecuritySecurity19.0AutobooksFintechBankingPayments18.1TideCompanyFintechBusiness BankingPayments17.8YocoPaymentsFintechPayment GatewayCard Payments5 APIs17.7LendioLendingLoansFintech2 APIs16.8YourcounterpartInsuranceInsurtechManagement LiabilityProfessional Liability1 API16.5Stack HealthCompanyHealth InsuranceHealthcareFintech16.3IndifiCompanyFintechLendingMSME16.0Baton MarketCompanyMarketplaceBusiness BrokerageMergers and Acquisitions15.3ProspaCompanyFintechLoans1 API15.3Cashplus BankBankingChallenger BankUnited KingdomDigital Banking1 API15.0OzeCompanyFintechBookkeeping15.0WhatifiCompanyFinancial ModelingForecastingScenario Planning15.0TrezyCompanyFintechCash Flow ManagementFinancial Forecasting14.9ApronCompanyFintechPaymentsAccounts Payable14.4CoverWalletInsuranceCommercial InsuranceGeneral Liability1 API13.7ZervantCompanyFintechInvoicingBilling13.6QredCompanyFinanceLoans1 API13.3AWSTCompanyProductivitySchedulingDocument Management12.3Karat.ioCompanyFintechBusiness BankingPayments12.0FunderaBusiness LoansFinancial ServicesLending Marketplace1 API11.9alphinCompanyMarketingLocal Marketing11.3OrusCompanyFinancial ServicesInsuranceInsurtech11.1MadeThisCompanyArtificial IntelligenceAI AgentsBusiness Automation26.1WebsiteProsCompanyWebsite BuilderWeb HostingDomains5 APIs25.6FlatpayCompanyPaymentsPoint-of-SalePayment Terminals24.4MYOBAccountingBusiness ManagementInvoicesBills1 API23.3CleanCloudDry CleaningLaundryPoint-of-SaleField Service Management1 API22.8Cloud CommerceCompanyE-CommerceLogisticsMarketplace1 API22.6DeluxePaymentsMerchant ServicesCard ProcessingACH4 APIs22.5MetricCompanyAccountingFinancial ManagementFintech21.9hotcake 夯客CompanyBeautyWellnessAppointments21.6AirmartE-CommerceCommerceOnline StorefrontSocial Commerce20.5PipeCompanyFintechEmbedded FinanceCapital20.0StoreHubCompanyPoint-of-SaleRetailRestaurant20.0BesideCompanySoftwareCommunicationsVoice19.8HalaCompanyArtificial IntelligenceVoice AssistantPayments19.6Micro ConnectCompanyFinancial ServicesCapital MarketsExchange1 API19.2Elpha SecureCompanyCybersecurityCyber InsuranceInsurance18.7FinliCompanyFintechPaymentsInvoicing18.7CoverdashInsurtechBusiness InsuranceSoftware-as-a-ServiceAPI Platform1 API18.0Sana BenefitsInsuranceUnited StatesHealth InsuranceEmployee Benefits17.9SonicWallCybersecurityNetwork SecurityFirewallNext-Generation Firewall17.9Invoice2goCompanyFintechInvoicingPayments17.4ElectricCompanyCloudIT ManagementIT Security16.1UniverseCompanyWebsite BuilderNo-CodeE-Commerce16.0XepelinCompanyFintechFactoringInvoice Financing16.0AaDya Security (Judy Security)CompanySecurityCybersecurityEndpoint Detection and Response15.7ShopventoryCompanyInventoryPoint-of-SaleRetail15.7ParafinCompanyFintechEmbedded FinanceLending1 API15.5GetGoingCompanyTravelCorporate TravelTravel Management15.3Redwood BankFinancial ServicesBankingBusiness Banking1 API15.1ZenBusinessCompanyEnterpriseBusiness FormationLLC Formation15.0CentsCompanyVertical SoftwareLaundryPoint-of-Sale14.9ANNA MoneyFinancial ServicesBankingFintechBusiness Account14.8CollectiveCompanyFintechAccountingTax14.4FivestarsCompanyLoyaltyRewardsPayments14.1ZaapiCompanyApplicative SaasConversational AIChat Commerce13.7ZiroCompanyFintechCreditLending13.7IndineroCompanyAccountingBookkeepingTax13.5OmieERPFinanceSoftware-as-a-ServiceBrazil13.4BookKeeping ExpressCompanyBookkeepingFinancial Coaching12.9MimoCompanyFintechPaymentsCash Flow Management12.8AllCareCompanyHealthcareInsuranceEmployee Benefits12.4Helu IoCompanyFinanceControllingReporting12.4SquireCompanyConsumerBookingScheduling12.4BhubCompanyFintechAccountingBPO12.3Biz2CreditFinanceLendingOnline Loans11.6Scalable CFOCompanyFinanceFintechCFO11.4InsifyCompanyInsurance TechInsuranceBusiness Insurance11.1SimplyinsuredCompanyHealth InsuranceInsuranceEmployee Benefits11.1
Minimal 64 Almost no public developer surface
ArthanfinanceCompanyFintechLoans10.9Can CapitalCompanyConsumerFinancial ServicesLending10.7TeamsharesCompanyFintechEmployee Ownership10.6AlignableCompanyBusiness NetworkingReferrals10.3WithcoCompanyReal EstateCommercial Real Estate10.3American OperatorCompanyBusiness AcquisitionOwnership Transition9.8CowbellCyber InsuranceInsuranceInsurtechCybersecurity9.7FinomCompanyFintechBusiness BankingPayments9.5LegalZoomLegalLegal TechBusiness FormationLLC Formation9.4CowbellcyberincCyber InsuranceArtificial IntelligenceAdaptive9.3KhatabookFintechDigital LedgerBahi KhataBookkeeping9.2SimplywiseCompanyFintechReceipts9.2FT CashCompanyFinancial ServicesFintechPayments8.7KemaCompanyFintechPaymentsInvoice Financing6.8CashDirectorCompanyFintechAccountingCash Flow6.7InyadCompanyFinancial ServicesPaymentsPoint-of-Sale6.6KinroCompanyInsuranceInsurtechArtificial Intelligence6.1ThriveHiveCompanyMarketingAdvertising4.5PeddlrCompanyFintechPoint-of-SalePayments3.7Hello AliceCompanyFintechGrants3.4FiniataCompanyFinancial ServicesFintechLending3.2MintifiCompanyFinancial ServicesLendingSupply Chain Finance3.2OkcreditCompanyFintechBookkeepingDigital Ledger3.2BharatPePaymentsUPIQR PaymentsMerchant Payments3.1Poppins HealthCompanyHealth InsuranceInsuranceHealthcare3.1NorthOneCompanyBankingBusiness BankingFintech2.9FluidlyCompanyFintechCash FlowCash Flow Forecasting2.6Main Street HubCompanyMarketingSocial Media2.6taptrip.coCompanyTravelBusiness TravelTravel Management2.6WafflCompanyWebsite BuilderNo-CodeWebsites2.6AnarCompanyMobileMarketplaceB2B0.0PunchdCompanyLoyaltyRewardsMobile0.0UreekaCompanyMentorshipCommunity0.0FundboxFintechB2B CreditEmbedded FinanceNet Terms1 API10.9SuccessionMatchingCompanySuccession PlanningBusiness BrokerageMergers and Acquisitions10.6WindenCompanyFintechBusiness BankingCredit Cards10.4SpotHopperCompanyRestaurantHospitalityMarketing10.2Likeable LocalCompanySocial MediaMarketingSocial Media Management9.5Owner.comRestaurantOnline OrderingRestaurant MarketingLoyalty9.5PingerCompanyCommunicationsTelecommunicationsMessaging9.4Digital RoomCompanyMarketingPrintingPrint8.1BuildiumProperty ManagementResidentialCommunity AssociationsAccounting13 APIs8.0PollinateCompanyPaymentsMerchant AcquiringMerchant Services8.0Tienda PagoCompanyLendingFintechPayments8.0RelayBusiness BankingFintechCash Flow1 API7.5StyleseatCompanyBeautyBookingMarketplace6.8NOTHSCompanyRetailE-CommerceMarketplace6.1CredijustoFintechBankingMexico5.6ERGO NEXT InsuranceInsuranceProperty and CasualtyCommercial Insurance1 API5.3BambeeCompanyHuman ResourcesPayrollHR Compliance4.2ShopkeepCompanyPoint-of-SaleRetailPayments4.0AplaCompanyAccountingBookkeepingFintech3.9CommoncomputerIT ServicesManaged ServiceCybersecurityCloud Migration3.9Axis Network TechnologyCompanyE-CommerceLogisticsFulfillment3.4BentoCompanyFinancial ServicesFintechPayments3.4MamutCompanyEnterpriseAccountingERP3.4YodleCompanyVertical SoftwareLocal MarketingAdvertising3.4CredrightFintechLendingIndia1 API3.1KiuteCompanyMarketplaceBeautySalon3.1OsuCompanyFintechPayments1.9AbibaaCompanyMarketplaceE-CommerceB2B0.0KinnekCompanyB2BMarketplaceProcurement0.0WomplyCompanyFintechPayments0.0ZeitgoldCompanyFintechBookkeepingAccounting0.0

APIs with this tag (49)

Ranked by the provider's API Evangelist rating — the Kin Score is scored per provider, not per API, so every API of a provider shares its band. How the rating works →

Strong 6 Solid coverage with minor gaps
Developing 10 Usable, with meaningful gaps to close
Thin 23 Limited public surface area
Coventry Building Society SME APIEndpoint for getting Unsecured SME Loan data38.3Mettle SME APIEndpoint for getting Unsecured SME Loan data37.5Halifax SME APIEndpoint for getting Unsecured SME Loan data37.4Stack Overflow SMEs APIOperations for managing Subject Matter Experts (SMEs) for tags in a Teams workspace.37.2Bank of Ireland (UK) SME APIEndpoint for getting Unsecured SME Loan data37.1TSB Bank SME APIEndpoint for getting Unsecured SME Loan data36.7Monument Bank SME APIEndpoint for getting Unsecured SME Loan data36.6Lloyds Banking Group SME APIEndpoint for getting Unsecured SME Loan data36.2Secure Trust Bank SME APIEndpoint for getting Unsecured SME Loan data36.2Skipton Building Society SME APIEndpoint for getting Unsecured SME Loan data35.7Metro Bank SME APIEndpoint for getting Unsecured SME Loan data35.6Recognise Bank SME APIEndpoint for getting Unsecured SME Loan data35.5Santander UK SME APIEndpoint for getting Unsecured SME Loan data35.3Principality Building Society SME APIEndpoint for getting Unsecured SME Loan data34.6Check Point Spark Management APIREST API for centrally managing Check Point Quantum Spark SMB appliances including configuration and policy.34.4UK Open Banking SME APIEndpoint for getting Unsecured SME Loan data34.1GB Bank SME APIEndpoint for getting Unsecured SME Loan data33.4Paragon Bank SME APIEndpoint for getting Unsecured SME Loan data31.9Leeds Building Society SME APIEndpoint for getting Unsecured SME Loan data31.4Bank of Scotland SME APIEndpoint for getting Unsecured SME Loan data31.0Shawbrook Bank SME APIEndpoint for getting Unsecured SME Loan data30.5GoSite APIThe GoSite developer API, marketed at developers.gosite.com in two families — Business Growth APIs (online ...28.2Pie Insurance Partner APIREST API for approved partners to access Pie Insurance workers compensation quoting and binding workflows. ...27.3
Emerging 10 Early or largely undocumented

Companies reaching this through an API (36)

These companies publish an API, specification or operation carrying “Small Business” but do not classify their business under it. Listed unranked and kept out of the count above, because one tagged operation is not a statement about what a company does.

ADP AIB Group (UK) Bank of Ireland (UK) Bank of Scotland Check Point CoStar Group Coventry Building Society Danske Bank (UK) Defense Threat Reduction Agency first direct GB Bank GoTo Group (Gojek + Tokopedia) Halifax HR & People Leeds Building Society Lloyds Banking Group Mastercard Metro Bank Mettle Monument Bank Paragon Bank Principality Building Society Proofpoint Recognise Bank Santander UK Secure Trust Bank Shawbrook Bank Skipton Building Society Stack Overflow Starling Bank Truist Financial TSB Bank UK Open Banking Virgin Money UK Wawanesa Insurance Worldline

Score breakdown

Frequency
57.3
log-scaled weighted occurrences
Breadth
1.3
spread across providers
Quality lift
62.2
mean composite of providers using it
Cohesion
60.5
strength of nearest seed neighbor

Related tags

Accounting 54 co-occurrences Invoicing 41 co-occurrences Bookkeeping 28 co-occurrences ATM 25 co-occurrences OBIE 25 co-occurrences

Where this tag comes from

Provider tag245
Api tag49
Openapi tag2
Openapi op tag4

Markets provisional

Kin Score markets whose measured providers carry this tag. Share is the fraction of the market's measured providers that carry it — it describes the market, not this tag.

MarketShare of the market's providers
Accounting and Finance Ops20%

Cohort brief

Auto-generated

The 230 providers in the APIs.io catalog tagged Small Business, scored on the Kin Score. Every figure below is computed from the catalog — nothing here is written.

Providers
230
of 243 in the catalog
Mean Kin Score
25
+2.8 vs catalog 22.2
Mean Agent Readiness
12.7
+0.7 vs catalog 12
Spread
0–84.5
median 19.9 · σ 17.2
How the 230 split by band
Exemplar 5Strong 10Developing 35Thin 43Emerging 83Minimal 54
Facet averages, against the whole catalog
FacetThis cohortCatalogDifferenceScored
Access Clarity 35.6 23.9 +11.7 230
Developer Ergonomics 25 23.2 +1.8 230
Discoverability 59.6 57.9 +1.7 230
Operational Transparency 14.2 13 +1.2 230
Contract Quality 17.1 17.2 -0.1 230
Contract Governance 5.5 6.5 -1 230

A facet is averaged over the members that carry it, not over the whole cohort — the “Scored” column is that count. Averaging an absent facet as zero would score our own coverage gaps as the providers’ posture.

What this cohort publishes
ArtifactThis cohortCatalogDifference
MCP server (any) 13% 13% 0
MCP server (first-party) 11% 12% -1
Agent Skills 0% 0% 0
OAuth scopes 16% 11% +5
Security 100% 98% +2
Arazzo workflows 1% 2% -1
Governance rules 10% 16% -6

mcp_pct counts any mcp/ artifact including ones API Evangelist derived from the provider OpenAPI; mcp_first_party_pct counts only servers the provider publishes. Prefer the latter.

Top by Kin Score
  1. 1 Xero 84.5
  2. 2 Vendasta 70.9
  3. 3 Act! CRM 70
  4. 4 AWeber 69
  5. 5 Lili 68.7
  6. 6 Keap 64.4
  7. 7 The Mobile First Company 62
  8. 8 Salla 61.6
  9. 9 FlowAccount 59.3
  10. 10 Sonetel 58.6
Top by Agent Readiness
  1. 1 Xero 66.2
  2. 2 The Mobile First Company 54.5
  3. 3 Asaas 54
  4. 4 Salla 52.3
  5. 5 Lili 51.4
  6. 6 Allica Bank 47
  7. 7 Open (open.money) 46.9
  8. 8 Levitate 46.3
  9. 9 Keap 45.4
  10. 10 Holded 43.3
All 243 members of this roster resolve to a provider in the catalog; 230 carry a score (95%). The figures above describe the scored members only.
Coverage caveat. 213 of 230 scored members had under half their catalog-attributable points satisfied at all (catalog_earned / catalog_max < 0.5). They are INCLUDED in the mean above. A large share here means the cohort mean is partly a measurement of how far our enrichment reached, not only of how these providers publish.Generated from the catalog build of 24 October 2026, across 31984 providers, using the same computation served by the APIs.io cohort API. Briefs are published for rosters of 5 or more scored providers; below that a distribution is not meaningful.

Work with this as data

Every tag here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for tags

7 MCP tools reach this
  • find_tagsBrowse and filter every tag in the catalog.
  • get_cohortThis tag as a scored cohort — every provider carrying it, with scores.
  • cohort_statsPRO — the distribution across this tag: mean, median, band split, adoption rates.
  • cohort_rankingsPRO — the leaderboard, on composite AND agent-readiness axes.
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
All 92 tools →

Call it yourself

curl for this page
This tag
curl "https://apis.io/api/v1/tags/small-business"
All tags
curl "https://apis.io/api/v1/tags?limit=25"
As a scored cohort
curl "https://apis.io/api/v1/cohorts/tag/small-business"
The distribution (Pro)
curl "https://apis.io/api/v1/cohorts/tag/small-business/stats" \
  -H "X-API-Key: $APIS_IO_KEY"

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