Okcredit

OkCredit is a mobile digital ledger (bahi khata) application for small business owners and merchants across India, letting shopkeepers record credit and payment transactions digitally, send automated collection reminders over SMS and WhatsApp, and share account statements with customers. The consumer-facing Android and iOS apps replace the traditional paper udhaar ledger; the company does not currently publish a public developer API, SDK, or developer portal. Added to the API Evangelist network as a portfolio company of Lightspeed Venture Partners.

Okcredit is profiled on the APIs.io network. Tagged areas include Company, Fintech, Bookkeeping, Digital Ledger, and Small Business.

🌐 Visit website 📡 Source on GitHub

7.7/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5

0 APIs

CompanyFintechBookkeepingDigital LedgerSmall BusinessIndiaPayments

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 7.7/100 · minimal

Contract Quality 0.0 / 25

Developer Ergonomics 0.0 / 20

Commercial Clarity 0.0 / 20

Operational Transparency 0.0 / 13

Governance 0.0 / 12

Discoverability 6.8 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 15

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/okcredit: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Company 1

The organization behind the API

Website

Website

Source (apis.yml)

aid: okcredit
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/okcredit.png
name: Okcredit
description: OkCredit is a mobile digital ledger (bahi khata) application for small business owners and merchants across India,
  letting shopkeepers record credit and payment transactions digitally, send automated collection reminders over SMS and WhatsApp,
  and share account statements with customers. The consumer-facing Android and iOS apps replace the traditional paper udhaar
  ledger; the company does not currently publish a public developer API, SDK, or developer portal. Added to the API Evangelist
  network as a portfolio company of Lightspeed Venture Partners.
url: https://raw.githubusercontent.com/api-evangelist/okcredit/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- lightspeed-venture-partners
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-20'
tags:
- Company
- Fintech
- Bookkeeping
- Digital Ledger
- Small Business
- India
- Payments
x-enrichment:
  date: '2026-07-20'
  status: minimal
  artifacts_added: 1
  pass: local-v1
common:
- type: DomainSecurity
  url: security/okcredit-domain-security.yml
- type: Website
  url: https://okcredit.in
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io

Okcredit

Kin Score

Security Posture 1

Okcredit Domain Security

Resources

Access & Security 1

Company 1

Source (apis.yml)