Markets · bedrock market · provisional

India RBI / SEBI Registers (SEBI intermediaries, RBI NBFCs, payment aggregators, PPI issuers, AAs)

Regulated register market (sebi intermediary registrations; rbi pss act authorisations and sahamati aa participation reused). The Kin Score Market layer reads each provider in its market: who it integrates with, how deep those integrations go, and where the market publishes its own structure. Methodology.

115providers measured
5 (4.3%)declare their own
33 (28.7%)covered by others only
4 (3.5%)distribution only (sell through, not integrations)
73 (63.5%)undeclared
10declare compatibility (report only, not weighted)
0in-market workflows shown
Provisional. Provisional and unweighted: the Market layer is not part of the composite or agent readiness. Leader lists are read within a position, never as one ranking. A provider that declares nothing we can read is shown as undeclared, with no number: we never infer integrations.

Where this market publishes its structure

Own = declares at least one integration itself; covered = visible only because an aggregator, standards body, regulator or partner contract names it; distribution-only = listed only on cloud marketplaces it sells through, a channel reported beside, never counted as its own declared integrations; undeclared = nothing we can read, so no number; declares_compatibility = providers with a `compatible` shape vote, report only (kin, 2026-10-13): never counted as own, never in depth or position.

Taxonomy how this market maps onto apis.io

Derived 2026-10-23 from the 115 providers in this market we could resolve in the catalog. The percentage is the share of those providers carrying each one; it describes the market, not the tag or industry. Tag groups have no page of their own yet, so they are listed unlinked.

TagsIndia 96%, Fintech 77%, Financial Services 43%, Lending 43%, Payments 37%
Tag groupsFintech 95%, Consumer Finance 20%
IndustriesFinancial Technology 81%, Financial Services 45%, Payments & Money Movement 42%, Banking & Open Banking 26%

share of resolved cohort carrying it; tags >=0.20 & >=3 members (max 12, junk dropped), tag_groups >=0.20 (cooccurrence, non-cross-cutting; max 8), industries >=0.20 (max 6), areas >=0.10 (max 6; areas are keyword-matched and sparse), capabilities L1 >=0.20 (max 8); derive-market-taxonomy.py

Leaders by position (provisional)

Provisional: grouped by position, depth compared within a position only. Distribution (cloud marketplaces) and iPaaS bridges are counted beside position, never inside it. Unknown-builder listings are left out of position shares and counted here.

builds-on 4 · publishes apps on other platforms' stores

ProviderDepthIntegrationsIn / outUnknown builderDistributioniPaaS bridgeMix
Cashfree Payments 44.9 5 0 / 5 0 0 1 ipaas-bridge 20%, contract 20%, builds-on-platform 60%
Razorpay 44.5 8 0 / 8 0 1 1 ipaas-bridge 12%, contract 12%, standard 12%, builds-on-platform 50%, distribution 12%
Bizongo 17.2 thin 1 0 / 1 0 0 0 builds-on-platform 100%
Instamojo 10.1 32 0 / 32 0 0 31 ipaas-bridge 97%, builds-on-platform 3%

covered 1 · reached mainly through aggregators

ProviderDepthIntegrationsIn / outUnknown builderDistributioniPaaS bridgeMix
National Stock Exchange of India 34.5 thin 2 0 / 2 0 0 0 standard 50%, covered 50%

regulated 29 · named in a regulator's register or partners' contracts

ProviderDepthIntegrationsIn / outUnknown builderDistributioniPaaS bridgeMix
Standard Chartered 59.0 6 0 / 6 0 0 0 contract 83%, standard 17%
Deutsche Bank 57.5 12 0 / 12 0 0 0 contract 75%, standard 25%
BNP Paribas 55.6 3 0 / 3 0 0 0 contract 67%, standard 33%
The Western Union Company 55.6 3 0 / 3 0 0 0 contract 67%, standard 33%
Citi 55.2 5 0 / 5 0 0 0 contract 60%, standard 40%
Kotak Mahindra Bank 45.4 thin 2 0 / 2 0 0 0 contract 100%
Paytm 43.5 thin 2 0 / 2 0 0 0 contract 50%, builds-on-platform 50%
FT Cash 41.9 thin 2 0 / 2 0 0 0 contract 100%
PhonePe 41.9 thin 2 0 / 2 0 0 0 contract 100%
Easebuzz 38.3 3 0 / 3 0 2 0 contract 33%, distribution 67%
Decentro 28.8 thin 2 0 / 2 0 1 0 contract 50%, distribution 50%
Acko 22.7 thin 1 0 / 1 0 0 0 contract 100%
Money View 22.7 thin 1 0 / 1 0 0 0 contract 100%
Setu 22.7 thin 1 0 / 1 0 0 0 contract 100%
Shriram Finance 22.7 thin 1 0 / 1 0 0 0 contract 100%
SK Finance 22.7 thin 1 0 / 1 0 0 0 contract 100%
Vastu Housing Finance Corporation 22.7 thin 1 0 / 1 0 0 0 contract 100%
BillDesk 19.2 thin 1 0 / 1 0 0 0 contract 100%
BlackBuck 19.2 thin 1 0 / 1 0 0 0 contract 100%
CRED 19.2 thin 1 0 / 1 0 0 0 contract 100%
Dezerv 19.2 thin 1 0 / 1 0 0 0 contract 100%
Digio 19.2 thin 1 0 / 1 0 0 0 contract 100%
Groww 19.2 thin 1 0 / 1 0 0 0 contract 100%
Motilal Oswal 19.2 thin 1 0 / 1 0 0 0 contract 100%
PayMate 19.2 thin 1 0 / 1 0 0 0 contract 100%
Powerup Money 19.2 thin 1 0 / 1 0 0 0 contract 100%
Scripbox 19.2 thin 1 0 / 1 0 0 0 contract 100%
Vested 19.2 thin 1 0 / 1 0 0 0 contract 100%
Aspora 17.2 thin 1 0 / 1 0 0 0 contract 50%, standard 50%

standard 4 · listed by a voluntary standard's own directory

ProviderDepthIntegrationsIn / outUnknown builderDistributioniPaaS bridgeMix
HyperVerge 50.5 3 0 / 3 0 1 0 standard 67%, distribution 33%
Perfios 20.4 thin 1 0 / 1 0 0 0 standard 100%
Innoviti 17.2 thin 1 0 / 1 0 0 0 standard 100%
Lentra 17.2 thin 1 0 / 1 0 0 0 standard 100%

distribution 4 · only sells through cloud marketplaces

ProviderDepthIntegrationsIn / outUnknown builderDistributioniPaaS bridgeMix
Upstox 28.8 3 0 / 3 0 3 0 distribution 100%
TartanHQ 9.6 thin 1 0 / 1 0 1 0 distribution 100%
Trinkerr 9.6 thin 1 0 / 1 0 1 0 distribution 100%
Xflow 9.6 thin 1 0 / 1 0 1 0 distribution 100%

undeclared 73 · declares nothing we can read: no number

ProviderDepthIntegrationsIn / outUnknown builderDistributioniPaaS bridgeMix
Adventum Student Living undeclared-----
Aerem undeclared-----
Aggra undeclared-----
Agraga undeclared-----
APAC Financial Services undeclared-----
Arthanfinance undeclared-----
Bachatt undeclared-----
Bankbazaar undeclared-----
BharatPe undeclared-----
CashFlo undeclared-----
Cholamandalam undeclared-----
Credgenics undeclared-----
Drivio undeclared-----
FairMoney undeclared-----
Falcon undeclared-----
Fi Money undeclared-----
Fibe undeclared-----
Finova Capital undeclared-----
Fivestargroup undeclared-----
Fundly undeclared-----
GrowXCD undeclared-----
High Mark Credit Information Services undeclared-----
HomeFirst undeclared-----
IKF Finance undeclared-----
Indifi undeclared-----
Itzcash undeclared-----
Jar undeclared-----
Jify undeclared-----
Jiraaf undeclared-----
Jodo undeclared-----
JSW One undeclared-----
Jupiter Money undeclared-----
Juspay undeclared-----
Khatabook undeclared-----
Knight Fintech undeclared-----
KreditBee undeclared-----
Leap Finance undeclared-----
Leo1 undeclared-----
Mintifi undeclared-----
NAKAD undeclared-----
Nse-india undeclared-----
Ofbusiness undeclared-----
Okcredit undeclared-----
Onecard undeclared-----
Oolka undeclared-----
Open (open.money) undeclared-----
Oto Capital undeclared-----
Oxyzo undeclared-----
Paytm Payments Bank undeclared-----
Probe Information undeclared-----
QwikCilver undeclared-----
Redcarpetup undeclared-----
Refyne undeclared-----
Rupeek undeclared-----
Rupifi undeclared-----
Sahi undeclared-----
Shriram City undeclared-----
Slice undeclared-----
Spenny undeclared-----
StockGro undeclared-----
SwitchMe undeclared-----
TechProcess Payment Services undeclared-----
Three Wheels United undeclared-----
Transbnk undeclared-----
Ummeed Housing Finance undeclared-----
Uni undeclared-----
Upswing undeclared-----
Vayana Network undeclared-----
Veritasfin undeclared-----
Vridhi Home Finance undeclared-----
WIBMO undeclared-----
Yubi undeclared-----
Zet undeclared-----

Generated 2026-10-24 from API Evangelist's own files; nothing on this page is a model's judgement. Provisional and unweighted; not part of the Kin Score composite or agent readiness. Read the Market layer methodology. Disagree with an edge? Every edge cites its evidence and can be corrected through the normal correction path.