Kotak Mahindra Bank

aid: kotak
name: Kotak Mahindra Bank
description: Kotak Mahindra Bank Limited is an Indian private-sector bank headquartered in Mumbai, and the first non-banking
  finance company in India to convert into a full commercial bank. Alongside retail, corporate, and NRI banking it operates
  the Kotak API Platform (api.kotak.com), an enterprise open-banking developer portal offering a curated stack of corporate
  banking APIs across six product categories — Account Services (balance enquiry, account statement), Payment Services (24x7
  NEFT/RTGS/IFT, CMS bulk payments, corporate IMPS remittance, name enquiry, UPI merchant cashback), Collection Services (UPI
  web collect and autopay, e-collection virtual accounts, NACH physical/e-mandate/Aadhaar e-mandate, BBPS agent and biller
  integration, direct debit queryback), Trade Finance (import/export letters of credit, standby LCs, bankers guarantees, collections,
  inward/outward remittance, shipping guarantee, document upload), Onboarding (application, dedupe, offers, OTP), and Authorization
  Services (OAuth 2.0 access tokens). The platform is aimed at fintechs, ERP providers, and NBFCs through its Connected Banking
  partner program, and pairs an integrated sandbox testing environment with per-product documentation and downloadable kits
  that are released after developer registration and login.
accessModel:
  pricing: unknown
  onboarding: approval
  trial: false
  try_now: false
  public: false
  label: Requires approval
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://api.kotak.bank.in/commonIcons/API_Banking_Kotak_Bank_Logo.png
url: https://raw.githubusercontent.com/api-evangelist/kotak/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- norwest-venture-partners
x-tier: enriched
x-tier-reason: live-api-platform
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-19'
tags:
- Company
- Banking
- Financial Services
- Open Banking
- Payments
- Collections
- Trade Finance
- Corporate Banking
- India
- UPI
apis:
- aid: kotak:kotak-api-platform
  name: Kotak API Platform
  description: The Kotak Mahindra Bank enterprise open-banking API platform. A curated corporate banking API stack of 39 published
    API products across six categories — Account Services, Payment Services, Collection Services, Trade Finance, Onboarding,
    and Authorization Services (OAuth 2.0) — with an integrated sandbox testing environment. API specifications, sandbox access,
    and downloadable integration kits are released to registered developers after login; the product/category catalog itself
    is public.
  humanURL: https://api.kotak.com
  baseURL: https://api.kotak.bank.in
  tags:
  - Banking
  - Open Banking
  - Payments
  - Collections
  - Trade Finance
  - Onboarding
  - OAuth
  properties:
  - type: DeveloperPortal
    url: https://api.kotak.com
  - type: APIReference
    url: https://api.kotak.bank.in/explore
  - type: GettingStarted
    url: https://api.kotak.bank.in/auth/registration
  - type: Sandbox
    url: https://api.kotak.bank.in/faq
  - type: Support
    url: https://api.kotak.bank.in/support
  - type: TermsOfService
    url: https://api.kotak.bank.in/terms
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://kotak.com
- type: DeveloperPortal
  url: https://api.kotak.com
- type: Documentation
  url: https://www.kotak.bank.in/en/open-banking.html
- type: APIReference
  url: https://api.kotak.bank.in/explore
- type: GettingStarted
  url: https://api.kotak.bank.in/auth/registration
- type: SignUp
  url: https://api.kotak.bank.in/auth/registration
- type: Login
  url: https://api.kotak.bank.in/auth/login
- type: Support
  url: https://api.kotak.bank.in/support
- type: HelpCenter
  url: https://www.kotak.bank.in/en/help-center.html
- type: FAQ
  url: https://api.kotak.bank.in/faq
- type: TermsOfService
  url: https://api.kotak.bank.in/terms
- type: PrivacyPolicy
  url: https://www.kotak.com/en/privacy-policy.html
- type: Partners
  url: https://api.kotak.bank.in/connectedbanking
- type: Sandbox
  url: sandbox/kotak-sandbox.yml
- type: Authentication
  url: authentication/kotak-authentication.yml
- type: Conventions
  url: conventions/kotak-conventions.yml
- type: Conformance
  url: conformance/kotak-conformance.yml
- type: Packages
  url: packages/kotak-packages.yml
- type: WellKnown
  url: well-known/kotak-well-known.yml
- type: APICatalog
  url: well-known/kotak-api-catalog.json
- type: DomainSecurity
  url: security/kotak-domain-security.yml
- type: LLMsTxt
  url: llms/kotak-llms.txt
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence