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Open Banking

Score 31.2 / 100 267 providers +7 via APIs 141 APIs Search apis.io →
Variants seen in the corpus: Open BankingOpen banking

Providers using this tag (267)

Ranked by API Evangelist rating — Exemplar and Strong are expanded by default.

Exemplar 5 Complete, well-documented, and agent-ready
KlarnaFintechBuy Now Pay LaterPaymentsCards6 APIs76.3MX TechnologiesFinancial DataAccount AggregationData Connectivity2 APIs75.6QontoBusiness BankingNeobankFintechPayments1 API71.7PlaidFinancialFintechBank Accounts71 APIs71.6Citizens Financial GroupBankingBuy Now Pay LaterFinancial-ServicesFDX12 APIs67.1
Strong 23 Solid coverage with minor gaps
Memo BankCompanyFintech InsurtechBankingBusiness Banking3 APIs66.4iDenfyAMLAge VerificationBank VerificationBiometrics7 APIs66.2Method FinancialCompanyFinancial-ServicesFintechLending1 API65.9TinkPSD2Payment InitiationAccount Aggregation9 APIs65.2CitiBankingFinancial-ServicesPayments118 APIs62.2BarclaysBankingCredit CardsFAPIFinance26 APIs62.0Wealth ReaderBank AggregationPSD2Financial Data1 API61.4MoneyhubPaymentsUnited KingdomOpen Finance1 API61.3BB&T Corp (Truist)BankingFinancial-ServicesTruist15 APIs60.7DwollaPaymentsACHBank TransfersFintech19 APIs60.2iBanFirstCompanyFintech InsurtechCross-Border PaymentsForeign Exchange2 APIs58.8Super PaymentsCompanyPaymentsCash Rewards1 API58.4MastercardCredit CardsDigital IdentityFinancial-ServicesFraud Detection37 APIs58.2GenomeFinancePaymentsBanking1 API57.5FintecturePaymentsPSD2France5 APIs56.3Lean TechnologiesOpen FinanceMENAUAE11 APIs56.1NorthmillBankingPaymentsPoint-of-SaleRetail1 API55.8AlgbraFinancial-ServicesBankingPSD21 API55.4SikoiaCompanyFinancial-ServicesIdentity VerificationKYC1 API55.3SpareOpen FinanceAccount InformationPayment Initiation7 APIs55.2TemenosBankingCloud BankingCore BankingDigital Banking12 APIs55.1KontomatikPSD2AISBank Data Aggregation4 APIs55.0ZeptoPaymentsAustraliaReal-Time PaymentsAccount-to-Account7 APIs54.7
Developing 104 Usable, with meaningful gaps to close
PrometeoPaymentsFintechLatAm1 API54.2SIXFinancialMarket DataStocksReference Data8 APIs54.1Lean TechnologiesOpen FinancePaymentsFinancial Data33 APIs53.8AzupayPaymentsAustraliaReal-Time PaymentsAccount-to-Account6 APIs53.7AkoyaFintechOpen FinanceAggregator11 APIs53.5YapilyAISPPISPPayments5 APIs53.5GriffinCompanyFintechBankingBanking as a Service1 API53.3first directFinancial-ServicesBankingPSD24 APIs53.1ZaiPaymentsAustraliaPayment GatewayPayment Processing4 APIs52.6The Bank of LondonCompanyBankingClearing BankPayments1 API52.2RevolutCompanyFintechPaymentsBanking5 APIs52.0VoPayPaymentsCanadaEmbedded FinancePayments-as-a-Service23 APIs51.9Deutsche BankBankingFinancialWealth Management2 APIs51.8PayWithMyBank (Trustly)CompanyPaymentsPay by Bank1 API51.4Enable BankingPSD2AISPPISP1 API50.9ChariotPaymentsDonor-Advised FundsCharitable GivingNon-Profit2 APIs50.7ModulrPaymentsUnited KingdomBanking as a ServiceEmbedded Finance1 API50.4AeropayPaymentsPay by BankACH1 API49.9FinicityFinancial-ServicesData AggregationOpen Finance1 API49.7Westpac Banking CorporationFinancialBanksCDR1 API49.7IFCompanyFinancial-ServicesEmbedded FinanceBanking as a Service1 API49.1Weatherbys BankFinancial-ServicesBankingPSD24 APIs49.1NopanPaymentsPayment Service ProviderAccount-to-AccountWallet Payments1 API48.9AugustusCompanyFintechPaymentsBanking1 API48.6SibillCompanyFintechInvoicingPayments1 API48.5Starling BankFinancial-ServicesBankingPSD21 API47.8Virgin Money UKFinancial-ServicesBankingPSD21 API47.8TD BankAccount AggregationAMLAkoyaBanking8 APIs47.6ClearBankFinancial-ServicesBankingBanking as a ServiceEmbedded Banking11 APIs47.2DatanomikCompanyOpen FinanceTreasury Management2 APIs47.1UpFinancialBanksCDR2 APIs46.8St.George BankFinancialBanksCDR1 API46.6Bank FirstFinancialBanksCDR1 API46.5Triodos Bank UKFinancial-ServicesBankingPSD22 APIs46.5Connexis CashAccount InformationBNP ParibasCash ManagementCorporate Banking2 APIs46.4Danske Bank (UK)Financial-ServicesBankingPSD211 APIs46.4Yorkshire Building SocietyFinancial-ServicesBankingBuilding Society4 APIs46.3TrueLayerData APIFinancial-ServicesPayments1 API46.2Allica BankFinancial-ServicesBankingPSD22 APIs46.0Truist FinancialBankingFinancial-ServicesCommercial Banking4 APIs45.9HolviCompanyBankingFintechPayments1 API45.8Jack Henry & AssociatesFinancial-ServicesBankingCore BankingDigital Banking6 APIs45.7C. Hoare & Co.Financial-ServicesBankingPrivate Bank3 APIs45.5GoCardlessPaymentsDirect DebitBank DebitRecurring Payments1 API45.4Diebold NixdorfBankingRetailATMSelf-Service8 APIs45.2BankVicFinancialBanksCDR1 API44.8The Co-operative BankFinancial-ServicesBankingPSD21 API44.8ModusBoxCompanyBankingCore BankingCredit Unions1 API44.5Capital OneAuto FinanceAuthorizationsBankingCredit Cards14 APIs44.4IMB BankFinancialBanksCDR1 API44.3MontonioCompanyFintechPaymentsPayment Processing2 APIs44.3Suncorp BankFinancialBanksCDR1 API44.3Newcastle Permanent Building SocietyFinancialBanksCDR3 APIs44.1Qudos BankFinancialBanksCDR1 API44.1Regional Australia BankFinancialBanksCDR1 API44.1Australia and New Zealand Banking Group (ANZ)FinancialBanksCDR1 API43.9Teachers Mutual BankFinancialBanksCDR1 API43.8BCU BankFinancialBanksCDR1 API43.6Financial Data Exchange (FDX)Financial DataOpen FinanceFinancial Data Exchange3 APIs43.6EraCompanyFintechArtificial IntelligencePersonal Finance1 API43.5Bank of QueenslandFinancialBanksCDR1 API43.1Great Southern BankFinancialBanksCDR1 API43.1Tribe PaymentsPaymentsUnited KingdomIssuer ProcessorCard Issuing15 APIs42.8InvestecFinancial-ServicesBankingPSD23 APIs42.7UK Open BankingFinancial-ServicesPaymentsAccount Information7 APIs42.7HSBC Bank AustraliaFinancialBanksCDR1 API42.6Bud FinancialTransaction EnrichmentCategorizationAffordability1 API42.5Hampden & CoFinancial-ServicesBankingPrivate Banking3 APIs42.5MonzoCompanyBankingFintechFinancial-Services1 API42.3AMP BankFinancialBanksCDR1 API42.2Vanquis Banking GroupFinancial-ServicesBankingPSD23 APIs42.1Macquarie BankFinancialBanksCDR1 API42.0Commonwealth BankFinancialBanksConsumer BankingBusiness Banking8 APIs41.9Nationwide Building SocietyFinancial-ServicesBankingBuilding Society3 APIs41.9TietoEVRYCompanyBankingPSD224 APIs41.9Coventry Building SocietyFinancial-ServicesBankingBuilding Society4 APIs41.8Varo BankBankingFintechConsumer FinanceSavings2 APIs41.8VoltPaymentsUnited KingdomAccount-to-Account1 API41.8AIB Group (UK)Financial-ServicesBankingPSD21 API41.6KrooFinancial-ServicesBankingPSD23 APIs41.4ThreddPaymentsUnited KingdomIssuer ProcessorCard Issuing10 APIs41.4Beyond Bank AustraliaFinancialBanksCDR1 API41.3Summerland BankFinancialBanksCDR1 API41.3Chase UKFinancial-ServicesBankingPSD23 APIs41.2Cashplus BankFinancial-ServicesBankingPSD23 APIs41.0ScotiabankBankingFinancePaymentsCanada1 API41.0Bendigo and Adelaide BankFinancialBanksCDR2 APIs40.8Defence BankFinancialBanksCDR1 API40.7ING AustraliaFinancialBanksCDR1 API40.6Monument BankFinancial-ServicesBankingPSD24 APIs40.5TellerBankingFinancial DataFintech1 API40.5Alex BankFinancialBanksCDR1 API40.2Secure Trust BankFinancial-ServicesBankingPSD24 APIs39.9Unity BankFinancialBanksCDR1 API39.9Aldermore BankFinancial-ServicesBankingSavingsSpecialist Lending4 APIs39.8Bank of Ireland (UK)Financial-ServicesBankingPSD24 APIs39.8flowpay.ioCompanyFinancingLendingEmbedded Finance2 APIs39.8Mastercard Developer Hub for FDX APIsBankingFDX2 APIs39.8Tandem BankFinancial-ServicesBankingPSD23 APIs39.7Recognise BankFinancial-ServicesBankingPSD24 APIs39.6MettleFinancial-ServicesBankingBusiness Banking1 API39.5zopaCompanyBankingFintech2 APIs39.5Bank AustraliaFinancialBanksCDR1 API39.4TSB BankFinancial-ServicesBankingPSD22 APIs39.4
Thin 76 Limited public surface area
BelvoOpen FinanceBank DataAggregation1 API39.2CouttsFinancial-ServicesBankingPrivate BankWealth Management3 APIs39.1BankedCompanyPaymentsAccount-to-Account1 API38.9Bank of usFinancialBanksCDR1 API38.6StitchAfricaFinancial DataPayments1 API38.6WorldlinePaymentsPayment ProcessingAcquiringIssuing9 APIs38.6Lloyds Banking GroupFinancial-ServicesBankingPSD25 APIs38.5BankwestFinancialBanksCDR1 API38.4Gateway BankFinancialBanksCDR1 API38.4Santander UKFinancial-ServicesBankingPSD24 APIs38.2HalifaxFinancial-ServicesBankingPSD21 API38.1Handelsbanken UKBankingFinancial-ServicesPSD27 APIs37.9ChaseAccount AggregationBankingConsentCredit Cards5 APIs37.8BankSAFinancialBanksCDR1 API37.7bunqBankingNeobankPaymentsAccount1 API37.7Rabobank AustraliaFinancialBanksCDR1 API37.7Metro BankFinancial-ServicesBankingPSD21 API37.3GB BankFinancial-ServicesBankingPSD24 APIs37.1KonsentusOpen FinancePSD2PSD31 API37.1CelcoinBanking as a ServiceBackend-as-a-ServicePixBoleto3 APIs37.0FlinksFinancial DataBank AggregationFintech1 API36.7Auswide BankFinancialBanksCDR1 API36.6RACQ BankFinancialBanksCDR1 API36.6Hume BankFinancialBanksCDR1 API36.5IniciadorCompanyFintechOpen Finance1 API36.5QuilttFintechFinancial DataAggregation1 API36.4Cynergy BankFinancial-ServicesBankingPSD23 APIs36.3FirstradeBrokerageCommission-Free TradingStocksETFs1 API36.3Australian Military BankFinancialBanksCDR1 API36.2National Australia BankFinancialBanksCDR1 API36.2People First BankFinancialBanksCDR1 API35.9Greater BankFinancialBanksCDR1 API35.6Skipton Building SocietyFinancial-ServicesBankingBuilding Society1 API35.4First Citizens BancSharesBankingFinancial-ServicesCommercial BankingPayments10 APIs35.2ECOMMPAYPaymentsUnited KingdomPayment GatewayPayment Processing4 APIs35.1ubankFinancialBanksBanking1 API34.6OrdoPaymentsUnited KingdomAccount-to-Account6 APIs34.5Sandbox BankingAPI IntegrationBankingCore BankingCredit Unions1 API34.3Paragon BankFinancial-ServicesBankingSavingsMortgages4 APIs34.2Principality Building SocietyFinancial-ServicesBankingBuilding SocietySavings1 API34.2P&N BankFinancialBanksCDR1 API34.0Shawbrook BankFinancial-ServicesBankingSavingsSpecialist Lending4 APIs33.9MyState BankFinancialBanksCDR2 APIs33.7Bank of SydneyFinancialBanksCDR1 API33.2Bank of ScotlandFinancial-ServicesBankingPSD24 APIs33.0BasiqAustraliaBankingCDRFinancial Data1 API32.7US BancorpBankingFinanceFortune 500Corporate Banking4 APIs32.2MonoFinancial DataPaymentsDirect Debit1 API31.9NatWest GroupBankingFinancial-ServicesPayments3 APIs31.8Regions Financial CorporationBankingFinancial-ServicesFDX1 API31.8EnvestnetFinancialWealth ManagementAccount Aggregation6 APIs31.6G&C Mutual BankFinancialBanksCDR1 API31.6Huntington BancsharesBankingERP IntegrationPayments1 API31.5BMO Financial GroupFinancial-ServicesBankingCanadaBig Six6 APIs31.0NPP Australia (AP+)PaymentsAustraliaReal-Time PaymentsAccount-to-Account3 APIs30.6CumbucaCompanyFintechOpen FinancePix30.4Leeds Building SocietyFinancial-ServicesBankingBuilding SocietyMutual1 API30.4Navy Federal Credit UnionFinancial-ServicesBankingUnited StatesCredit Union8 APIs30.3CitigroupBankingFinancial-ServicesUnited StatesMoney Center Bank11 APIs30.0CuscalPaymentsAustraliaCard IssuingIssuer Processor3 APIs30.0Bank of MelbourneFinancialBanksCDR5 APIs29.9MOVE BankFinancialBanksCDR1 API29.9RotessaPaymentsCanadaPre-Authorized DebitACH1 API29.9FlanksCompanyWealth ManagementFinancial DataData Aggregation1 API29.7InteracFinancial-ServicesPaymentsCanadaInterac1 API29.1OkraOpen FinanceFintechAfrica1 API29.0BBVABankingFinancial-ServicesPSD24 APIs28.6Kevin.CompanyPaymentsAccount-to-Account1 API27.9Judo BankFinancialBanksCDR1 API27.7Western Alliance BankFinancial-ServicesBankingUnited StatesTreasury Management1 API27.7Salt EdgeFintechPSD2Aggregator1 API27.6ABN AMROFinancialBanksEuropean Banking3 APIs27.3Kotak Mahindra BankCompanyBankingFinancial-Services1 API27.2Australian Unity BankFinancialBanksCDR1 API26.8Police BankFinancialBanksCDR1 API26.8AtomicIncomePayrollDirect DepositEmployment Verification7 APIs26.5
Emerging 29 Early or largely undocumented
Klarna KosmaPSD2AISPIS6 APIs25.2BluevineBusiness BankingSmall BusinessFintechLine of Credit25.1BettermentRobo-AdvisorAutomated InvestingFinancial PlanningTax-Loss Harvesting1 API24.3FinsifyCompanyFinancial-ServicesBank Aggregation1 API24.3Steinbach Credit UnionFinancial-ServicesBankingCanadaCredit Union23.1MenigaCompanyFintechDigital BankingPersonal Finance Management22.1American ExpressCredit CardsFinancial-ServicesPaymentsCard Network12 APIs21.1Avenue BankFinancialBanksCDR1 API21.1KakaoBankBankingFinanceKorea5 APIs21.0Royal Bank of CanadaFinancial-ServicesBankingCanadaBig Six9 APIs20.5WeLabFintechDigital Bankingvirtual-bank1 API20.2By MilesInsuranceUnited KingdomInsurtechProperty and Casualty19.5USAAFinancial-ServicesBankingInsuranceMilitary Finance18.9PayToPaymentsAustraliaReal-Time PaymentsAccount-to-Account1 API18.6JuniCompanyFintechBankingSpend Management17.4AlkamiCompanyFintechDigital BankingBanking1 API16.6NeobanksDigital BankingFintechMobile BankingNeobank4 APIs16.4Prism DataCompanyFinancial-ServicesFintechCash Flow Underwriting16.4Redwood BankFinancial-ServicesBankingBusiness BankingSME1 API15.5MoneyboxCompanyFinancial-ServicesFintechWealth Management15.4ANNA MoneyFinancial-ServicesBankingFintechBusiness Account14.4TinkFintechPSD2Europe5 APIs14.3FeezBackCompanyFintechPayments12.9Stifel FinancialFinanceWealth ManagementInvestment Banking3 APIs12.3Wintrust FinancialBankingFinancial-ServicesTreasury ManagementCommercial Banking2 APIs11.5First HorizonUnited StatesBankingFinancial-ServicesTreasury Management5 APIs11.4BNP ParibasBankingFinancePaymentsCapital Markets2 APIs11.2Bank JagoCompanyFintechBankingDigital Bank11.1CurveCompanyFintechPaymentsDigital Wallet11.1
Minimal 29 Almost no public developer surface
National Bank of CanadaFinancial-ServicesBankingCanadaBig Six1 API10.8ClearscoreCompanyCreditCredit ScoreFintech10.7Conexus Credit UnionFinancial-ServicesBankingCanadaCredit Union10.7AAZZURCompanyEmbedded FinanceBanking as a ServiceFintech10.6UBSFinancialBanksWealth ManagementInvestment Banking7 APIs10.4Bridgewater BankFinancial-ServicesBankingCanadaSchedule I Bank10.1Affinity Credit UnionFinancial-ServicesBankingCanadaCredit Union10.0Servus Credit UnionFinancial-ServicesBankingCanadaCredit Union9.5FinverseAPI AggregationAsia PacificFinancial Data2 APIs9.3PlatformableAPI GovernanceConsultancyDigital HealthEcosystems1 API9.3Drahim HoldingsCompanyFintechPersonal Finance8.6VividCompanyFintechBankingNeobank8.6GoinCompanyFintechPersonal FinanceSavings8.2Atom BankCompanyFintechBankingDigital Bank8.0TrezyCompanyFintechCash Flow ManagementFinancial Forecasting7.9Fidor BankCompanyFintechBankingBanking as a Service1 API7.5PollenCompanyFintechPaymentsBanking7.0ATB FinancialFinancial-ServicesBankingCanadaAlberta6.8ComericaBankingCommercial BankingFinancial-ServicesRetail Banking6.5RabobankFinancialBanksBanking5 APIs6.1KudaBankingNeobankDigital BankRetail Banking5.9HSBCFinancialBanksGlobal Banking1 API5.8InfosysIT ServicesConsultingBanking2 APIs5.6TD Bank GroupFinancial-ServicesBankingCanadaBig Six5.6Prospera Credit UnionFinancial-ServicesBankingCanadaCredit Union5.3Equitable BankFinancial-ServicesBankingCanadaSchedule I Bank1 API5.0INGFinancialBanksEuropean Banking1 API4.6ONE ZERO Digital BankBankingFinancial-ServicesFintechDigital Bank4.6DebenCompanyTreasury ManagementCash ManagementFinancial-Services4.2
Unrated 1 Not yet scored
VyneCompanyFinancial-ServicesPayments

APIs with this tag (140)

Ranked by the provider's API Evangelist rating — the Kin Score is scored per provider, not per API, so every API of a provider shares its band. How the rating works →

Exemplar 2 Complete, well-documented, and agent-ready
MX Data Access APIAn open finance API built to FDX standards enabling permissioned data sharing with consumer consent managem...75.6Citizens Open Banking APICitizens Open Banking API is the FDX-aligned API surface launched in Q1 2025 that gives business, commercia...67.1
Strong 40 Solid coverage with minor gaps
iDenfy Bank Verification APIVerifies bank account ownership through open banking connections to European banks, and exposes the account...66.2Citi Open Banking APIsRegulated open banking surfaces: Ukraine bank data sharing, Ukraine OAuth2 authentication and payment servi...62.2Barclays Account and Transactions APIAccess and manage account information and transaction history through UK Open Banking standards.62.0Barclays Accounts APIAccess and manage Barclays account information via Open Banking standards.62.0Barclays Bank Ireland Account Information APISecurely access and retrieve account information from Barclays Bank Ireland accounts.62.0Barclays Bank Ireland Confirmation of Funds APIVerify the availability of funds in a Barclays Bank Ireland account in real-time.62.0Barclays Bank Ireland Payment Initiation APIInitiate payments from Barclays Bank Ireland accounts via PSD2-compliant API.62.0Barclays Confirmation of Funds APIVerify the availability of funds in a Barclays account in real-time.62.0Barclays Dynamic Client Registration APIProgrammatically register TPP client applications with Barclays for Open Banking access.62.0Barclays Event Notification APIReceive real-time webhook notifications for account and transaction events.62.0Barclays Payment Initiation APISecurely initiate and authorize payments from Barclays accounts via Open Banking.62.0Barclays Product Details APIAccess detailed information about Barclays banking products including rates, fees, and eligibility.62.0Barclays Transactions APIAccess detailed transaction history and spending analytics for Barclays accounts.62.0Barclays Variable Recurring Payment APISet up and execute UK Open Banking variable recurring payments (VRP) — a long-lived consent under which a T...62.0Wealth Reader APIReads normalised financial data from an institution on behalf of a consenting end user. Read-only: it never...61.4Truist Account AddressRetrieve all addresses associated with a specific account. Access account address information for Truist cl...60.7Truist Branch/ATM LocatorLocate Truist branches and ATMs. Locate any Truist branch or ATM across our footprint. Quickly locate all T...60.7Truist Commercial Account BalanceGet balance information for the current or previous day. Easily access company balance information when and...60.7Truist Commercial Account TransactionsAccess transactions from the current or previous day. Access account transactions easily and seamlessly. Ac...60.7Truist Commercial AccountsAccess a list of commercial accounts. See the full picture of your commercial accounts. Get a complete pict...60.7Truist Credit TransfersProcess real-time credit transfer payments to and from eligible accounts. Credit Transfers API Truist publi...60.7Truist Personal and Small Business Account Payment NetworksRetrieve tokenized account numbers for initiating transactions on client deposit accounts. Account Payment ...60.7Truist Personal and Small Business AccountsAccess details for checking, savings, credit, loan, and investment accounts. Seamlessly access account info...60.7Truist Personal and Small Business Client ContactGet a client's contact info—name, email, address, and phone number. Quickly access client contact informati...60.7Truist Personal and Small Business Event NotificationsPublish a notification to Truist of consent revocation for one of our connected customers. Event Notificati...60.7Truist Personal and Small Business Event SubscriptionsSubscribe to receive Truist events about your connected customers and their fintech applications. Event Sub...60.7Truist Personal and Small Business TransactionsAccess transaction data for a specific personal or small business account. Seamlessly access personal and s...60.7Truist Retail Dynamic Client RegistrationEnable data access platforms to manage registrations for fintech applications. Dynamic Client Registration ...60.7Truist Retail Oauth AuthenticationSet up consent authorization tokens to access a client's Truist account data. OAuth API Truist publishes an...60.7Truist User ConsentView or revoke a client's consent. Consent API Truist publishes an OpenAPI 3.1.0 contract (v1.1.0) for this...60.7iBanFirst PSD2 XS2A APIPSD2 access-to-account API for registered third-party providers, covering account information services (AIS...58.8Mastercard Open Banking SolutionsMastercard Open Banking in Europe provides a set of APIs that enables both licensed and unlicensed Third Pa...58.2Mastercard Open Banking USMastercard Open Banking US (powered by Finicity) provides APIs for financial data aggregation, account veri...58.2Mastercard Open Finance USMastercard Open Finance US (formerly Open Banking US / Finicity) provides APIs for financial data aggregati...58.2Mastercard Pay By Bank App for Creditor Service ProvidersOnline checkouts can be frustrating and tedious. As shopping habits shift to digital, consumers and merchan...58.2MastercardPay By Bank App for Debtor Service ProvidersOnline checkouts can be frustrating and tedious. As shopping habits shift to digital, consumers and merchan...58.2Genome PSD2 APIBerlin Group NextGenPSD2 dedicated interface. Account Information Services, Payment Initiation Services for...57.5Northmill Bank Open Banking API for TPPsNorthmill Bank's PSD2 third-party-provider interface, covering Account Information Services (AIS) and Confi...55.8Algbra Confirmation of Funds API (CBPII)Algbra's UK Open Banking Confirmation of Funds (CBPII) dedicated interface under the OBIE Read/Write Standa...55.4Algbra Payment Initiation API (PIS)Algbra's UK Open Banking Payment Initiation (PIS) dedicated interface under the OBIE Read/Write Standard v3...55.4
Developing 37 Usable, with meaningful gaps to close
SIX bLink APISwitzerland's open banking platform connecting banks and third-party service providers over RESTful JSON/XM...54.1Lean Technologies Open Banking APIThe Open Banking API from Lean Technologies — 4 operation(s) for open banking.53.8Yapily Consents and Authorisations APICreate, retrieve, revoke, and re-authorise PSD2 consents for AIS and PIS interactions across UK Open Bankin...53.5Yapily Data Plus APITransaction enrichment endpoints providing merchant detection, MCC categorisation, and spending insights ac...53.5Yapily Institutions APIDiscover and inspect the 2,000+ supported UK and European banks (ASPSPs), including supported features, pay...53.5Yapily Payments API (PIS)Payment Initiation Service Provider (PISP) endpoints for initiating single, scheduled, periodic, bulk, and ...53.5Griffin Open banking APIOpen banking allows regulated third-party providers (TPPs) to access your customers' account data or initia...53.3Bank of London PSD2 / Open Banking UK APIThe dedicated PSD2 Third Party Provider (TPP) interface for The Bank of London, implementing the UK Open Ba...52.2Deutsche Bank API ProgramThe Deutsche Bank API Program (dbAPI) - 30 published OpenAPI contracts covering cash accounts, transactions...51.8Argyle Open Banking APIThe Open Banking API from Argyle — 6 operation(s) for open banking.51.0Finicity Open Banking Data Access (FDX)FDX-aligned, consumer-permissioned open-banking data-access surface through which Finicity, as a founding F...49.7Axway Open BankingAxway Open Banking provides prebuilt APIs for regulatory compliance and ecosystem engagement, supporting PS...49.4Integrated Finance APISingle REST API for the Integrated Finance platform — clients, users, real / virtual / shared-pool accounts...49.1Ivy API (Open Banking)The 2023-01-01 Ivy API for Open Banking pay-ins and Manual Bank Transfer. Checkout sessions, orders, custom...48.6Starling Account and Transaction Information API (AIS, OBIE Read/Write)UK Open Banking Read/Write Account and Transaction Information (AIS) API for accessing account, balance, tr...47.8Starling Confirmation of Funds API (CBPII, OBIE Read/Write)UK Open Banking Read/Write Confirmation of Funds (CBPII) API allowing a card-based payment instrument issue...47.8Starling Payment Initiation API (PIS, OBIE Read/Write)UK Open Banking Read/Write Payment Initiation (PIS) API for initiating domestic and other payments as an FC...47.8TD Bank Notifications APINotifications API — retrieves alerts about significant changes on the TD/Akoya network, including planned/u...47.6TD Bank Rewards APITD Open Banking Rewards API v1.0.0 returns reward program and membership information for the currently auth...47.6TD Bank Statements APIFDX v6.2 Statements endpoint that lists available statement periods for a consented account and lets consum...47.6TD Bank Tax Forms APIFDX v6.2 Tax Forms endpoint that lists tax forms (e.g. 1099-INT, 1099-DIV) issued for a consented TD accoun...47.6TD Bank Transactions APIFDX v6.2 Transactions endpoint that returns posted and pending transaction data for a consented account — a...47.6TrueLayer Data APIThe TrueLayer Data API provides access to bank account data including account information, balances, transa...46.2Allica Bank Confirmation of Funds APIAllica Bank's UK Open Banking Confirmation of Funds (CBPII) capability, exposed through the OBIE Read/Write...46.0Truist Open Banking APIThe Truist Open Banking API provides secure, FDX-compliant (Financial Data Exchange) access to consumer and...45.9DN Payment Initiation APIPublic Payment Initiation API (PI-API) of Diebold Nixdorf providing access to the Vynamic Transaction Middl...45.2The Co-operative Bank Account Information API (AIS)OBIE Read/Write Account & Transaction Information (AISP) API for The Co-operative Bank and smile brands — a...44.8The Co-operative Bank Confirmation of Funds API (CBPII)OBIE Read/Write Confirmation of Funds (CBPII / Card-Based Payment Instrument) API — funds-confirmation cons...44.8The Co-operative Bank Payment Initiation API (PIS)OBIE Read/Write Payment Initiation (PISP) API for The Co-operative Bank and smile brands — domestic payment...44.8Vanquis Bank Dynamic Client Registration APIVanquis Bank's OpenID / OBIE Dynamic Client Registration (DCR) endpoint, documented on the Vanquis develope...42.1Tietoevry Financial API AggregationA single-integration aggregation layer over Nordic and Baltic banks, exposing provider discovery, end-user ...41.9Varo Aggregator Data Access (Plaid)The real, documented seam through which third-party applications reach Varo Bank account data. Varo runs a ...41.8Varo Bank Account APIConsumer-facing checking-account capability of Varo Bank, N.A., covering fee-free checking, early direct de...41.8Flowpay Partner APIFlowpay's REST partner API for the Fully Embedded (Native) lending flow - customer onboarding and service a...39.8Flowpay Sales Transactions APIPartner-implemented endpoint (GET /v1/sales) that supplies Flowpay with a merchant's paginated sales/order ...39.8TSB Account and Transaction Information API (AIS)TSB's OBIE Read/Write Account and Transaction Information (AIS) API, providing authorised third-party provi...39.4TSB Confirmation of Funds API (CBPII)TSB's OBIE Read/Write Confirmation of Funds (CBPII) API, allowing authorised card-based payment instrument ...39.4
Thin 24 Limited public surface area
Coutts Open Data APIOBIE Open Data API for Coutts publishing PUBLIC, unauthenticated reference data for its commercial/business...39.1Worldline Open Banking APIConnectivity to more than 3,500 European banks in 21 countries supporting PSD2 open banking. Provides payme...38.6Lloyds Banking Group Event Notifications APIOBIE Event Notifications API delivering aggregated and real-time event signals (e.g. consent revocation, re...38.5Halifax Account and Transaction Information API (AIS)OBIE Read/Write Account and Transaction Information (AIS) API for authorised AISPs. FAPI-secured (OAuth2/OI...38.1Halifax Confirmation of Funds API (CBPII)OBIE Read/Write Confirmation of Funds (CBPII) API for authorised CBPIIs. FAPI-secured (OAuth2/OIDC, PSD2 SC...38.1Halifax Payment Initiation API (PIS)OBIE Read/Write Payment Initiation (PIS) API for authorised PISPs. FAPI-secured (OAuth2/OIDC, PSD2 SCA, mTL...38.1Western Union Open Banking APIWestern Union's PSD2-compliant Open Banking API enables Payment Service Providers to access account informa...37.4Konsentus Certificate Chain Service APIManaged service that maintains the up-to-date eIDAS certificate trust chain required to secure PSD2 Open Ba...37.1Konsentus Open Trust PlatformEnd-to-end platform used by central banks and market operators to build, manage, and maintain national or r...37.1Payoneer PSD2 APIPSD2-compliant banking APIs for European financial services integration, available via the Payoneer PSD2 de...37.1Celcoin Open Finance APIOpen Finance and Open Banking APIs for Payment Initiation (ITP with and without redirect), account linking ...37.0Firstrade Account Data API (via Plaid)Access to Firstrade account data is available through the Plaid financial data aggregation platform. Plaid ...36.3US Bank Data Toolbox APIThe Data Toolbox API provides access to U.S. Bank retail banking consumer account data including checking, ...32.2Bank of Melbourne CDR Accounts & Balances APICONSUMER-AUTHORIZED Consumer Data Right (CDR) Accounts & Balances surface of the shared DSB Banking API tha...29.9Bank of Melbourne CDR Direct Debits & Scheduled Payments APICONSUMER-AUTHORIZED Consumer Data Right (CDR) Direct Debits and Scheduled Payments surface of the shared DS...29.9Bank of Melbourne CDR Payees APICONSUMER-AUTHORIZED Consumer Data Right (CDR) Payees surface of the shared DSB Banking API implemented by B...29.9Bank of Melbourne CDR Product Reference Data APIPUBLIC, unauthenticated Consumer Data Right (CDR) Product Reference Data API exposing Bank of Melbourne's b...29.9Bank of Melbourne CDR Transactions APICONSUMER-AUTHORIZED Consumer Data Right (CDR) Transactions surface of the shared DSB Banking API implemente...29.9BBVA Accounts PSD2 APIPSD2-compliant account information service (AIS) API for Spain. Allows authorized third parties to access c...28.6BBVA Payments PSD2 APIPSD2-compliant payment initiation service (PIS) API for Spain. Allows authorized third parties to initiate ...28.6kevin. platform APIPSD2 open-banking platform API: Authentication, General, Payment Initiation (PIS) and Account Information (...27.9Western Alliance Bank API (Treasury Management)Western Alliance Bank's commercial open-banking API lets approved business clients interact directly with W...27.7Payment Initiation (PSD2) APIPSD2-compliant Payment Initiation Service (PIS) API allowing licensed Third Party Providers (TPPs) to initi...27.3Kotak API PlatformThe Kotak Mahindra Bank enterprise open-banking API platform. A curated corporate banking API stack of 39 p...27.2
Emerging 25 Early or largely undocumented
Klarna Kosma Auth APIThe Auth API is the client-session companion to the XS2A API. Whenever the Open Banking flow requires consu...25.2Klarna Kosma Consent APIThe Consent API exposes the PSD2 consent lifecycle so TPPs can list, inspect, refresh, and revoke the conse...25.2Klarna Kosma Insights APIKosma Insights turns raw Open Banking transaction data into categorised spend, income, and affordability si...25.2Klarna Kosma KYC APIKosma KYC layers account ownership and identity verification on top of the Kosma AIS connectivity. It confi...25.2Klarna Kosma Payments APIKosma Payments is the white-labeled PSD2 Payment Initiation Service (PIS) product. It lets merchants and pl...25.2Klarna Kosma XS2A APIThe XS2A API is the server-side endpoint set used by TPPs and merchants to create and control Open Banking ...25.2Betterment via Plaid (Open Banking)Betterment investment and cash account data is accessible to third-party developers via the Plaid open bank...24.3Finsify Hub APIRESTful bank-aggregation API for accessing consumer banking data — accounts, balances, and categorized tran...24.3American Express Account and Transaction APIThe American Express Account and Transaction API is an open-banking service that enables regulated third-pa...21.1American Express API-Based Payment PlatformThe American Express API-based Payment Platform allows eCommerce sellers and merchants to scale their busin...21.1American Express Confirmation of Funds PSD2 APIThe American Express Confirmation of Funds PSD2 API is a secure and efficient service that enables regulate...21.1KakaoBank Open Banking APIREST API connecting to South Korea's national open banking switchboard, enabling aggregated views of balanc...21.0KakaoBank Transfer APIREST API enabling fund transfers between KakaoBank accounts and external bank accounts within South Korea's...21.0WeLab Bank Open APIWeLab Bank's Open API programme, published under the Hong Kong Monetary Authority Open API Framework and li...20.2Monzo APIUK-based digital bank with API-first approach.16.4Starling Bank APIUK digital bank with comprehensive developer platform.16.4UMB Banking APIs (Open Banking / BaaS)UMB's partner-facing open-banking and Banking-as-a-Service REST API program, documented across five areas —...15.9Rho Platform APIRho exposes APIs for partners and customers to embed Rho banking and payments capabilities, including a Vir...15.7Nubank Open Finance Brasil APIOpen Finance Brasil endpoints registered by Nubank in the Central Bank directory. Provides consent-driven a...15.6Stifel Bank Finicity IntegrationStifel Bank account data accessible via Finicity (Mastercard) open banking aggregation API, enabling third-...12.3Stifel Bank Plaid IntegrationStifel Trust Company account data accessible via Plaid open banking aggregation API, enabling third-party a...12.3Wintrust Open Banking Data Access (Plaid, aggregator-mediated)Wintrust does not expose a direct consumer open-banking API. Third-party applications reach Wintrust / iBus...11.5Account InformationThe Account Information API provides Treasury Management clients real-time visibility into account informat...11.4BNP Paribas CIB APIBNP Paribas Corporate and Institutional Banking (CIB) API platform provides programmatic access to capital ...11.2BNP Paribas Open Banking APIBNP Paribas Open Banking APIs provide PSD2-compliant payment services and account information access includ...11.2
Minimal 12 Almost no public developer surface
National Bank Consumer Data Access (Aggregator-Mediated)National Bank of Canada exposes no public, self-serve first-party developer API. Consumer financial-data ac...10.8UBS bLink APIbLink is the open banking platform for UBS corporate clients, exposing account information, transaction his...10.4UBS PSD2 APIUBS's EU PSD2-compliant open banking API set covering Account Information Services (AIS), Payment Initiatio...10.4Finverse Bank Data APIRetrieve real-time financial account information with user consent from over 40 Asian banks. Returns key fi...9.3Finverse Collect APIAutomate bank payment collection in Hong Kong and Singapore. Enable customers to pay directly from their ba...9.3Fidor Germany Banking APIFidor's REST API for Customers, Accounts, Transfers, Transactions and Account Information, secured with OAu...7.5Rabobank Account Information API (PSD2 AIS)PSD2-compliant Account Information Service. Returns account lists, balances, and transaction history for Ra...6.1Rabobank Payment Initiation API (PSD2 PIS)PSD2-compliant Payment Initiation Service. Allows licensed PISPs to initiate SEPA Credit Transfers, SEPA In...6.1HSBC Developer Portal APIsThe HSBC Developer Portal exposes a catalogue of APIs covering Open Banking (UK/EU PSD2 Account Information...5.8Infosys Banking API PlatformBanking API Platform from Infosys delivering open banking APIs across deposits, loans, payments, trade fina...5.6Infosys Finacle Open Bank Project SandboxPublic Open Bank Project sandbox instance hosted by Infosys Finacle that exposes standard OBP REST APIs for...5.6ING Developer Portal APIsThe ING Developer Portal provides a marketplace of APIs covering Open Banking (PSD2 Account Information and...4.6

Companies reaching this through an API (7)

These companies publish an API, specification or operation carrying “Open Banking” but do not classify their business under it. Listed unranked and kept out of the count above, because one tagged operation is not a statement about what a company does.

Argyle Axway Nu (Nubank) Payoneer Rho The Western Union Company UMB Bank

Score breakdown

Frequency
71.0
log-scaled weighted occurrences
Breadth
7.3
spread across providers
Quality lift
41.4
mean composite of providers using it
Cohesion
22.0
strength of nearest seed neighbor

Related tags

PSD2 88 co-occurrences Account Information 74 co-occurrences Banks 58 co-occurrences Banking 140 co-occurrences Consumer Banking 54 co-occurrences Banking Products 49 co-occurrences Banking Payees 49 co-occurrences Banking Accounts 49 co-occurrences

Where this tag comes from

Provider tag267
Api tag141
Openapi tag2
Openapi op tag7

Cohort brief

Auto-generated

The 264 providers in the APIs.io catalog tagged Open Banking, scored on the Kin Score. Every figure below is computed from the catalog — nothing here is written.

Providers
264
all scored
Mean Kin Score
36.7
+12.8 vs catalog 23.9
Mean Agent Readiness
24.1
+12.1 vs catalog 12
Spread
4.2–76.3
median 39.3 · σ 15.5
How the 264 split by band
Exemplar 5Strong 23Developing 104Thin 76Emerging 29Minimal 27
Facet averages, against the whole catalog
FacetThis cohortCatalogDifferenceScored
Contract Quality 38.9 19.8 +19.1 264
Developer Ergonomics 40.3 23.4 +16.9 264
Discoverability 70.9 61.2 +9.7 264
Operational Transparency 18.7 14 +4.7 264
Contract Governance 10.8 6.4 +4.4 264
Access Clarity 30.1 26.5 +3.6 264

A facet is averaged over the members that carry it, not over the whole cohort — the “Scored” column is that count. Averaging an absent facet as zero would score our own coverage gaps as the providers’ posture.

What this cohort publishes
ArtifactThis cohortCatalogDifference
MCP server (any) 8% 10% -2
MCP server (first-party) 8% 13% -5
Agent Skills 0% 0% 0
OAuth scopes 44% 11% +33
Security 100% 97% +3
Arazzo workflows 4% 2% +2
Governance rules 13% 14% -1

mcp_pct counts any mcp/ artifact including ones API Evangelist derived from the provider OpenAPI; mcp_first_party_pct counts only servers the provider publishes. Prefer the latter.

Top by Kin Score
  1. 1 Klarna 76.3
  2. 2 MX Technologies 75.6
  3. 3 Qonto 71.7
  4. 4 Plaid 71.6
  5. 5 Citizens Financial Group 67.1
  6. 6 Memo Bank 66.4
  7. 7 iDenfy 66.2
  8. 8 Method Financial 65.9
  9. 9 Tink 65.2
  10. 10 Citi 62.2
Top by Agent Readiness
  1. 1 iBanFirst 55.1
  2. 2 Lean Technologies 53.2
  3. 3 Chariot 53.2
  4. 4 Dwolla 52.9
  5. 5 Allica Bank 50.2
  6. 6 Citi 49.8
  7. 7 Modulr 49.7
  8. 8 Revolut 49.2
  9. 9 Up 48.4
  10. 10 Memo Bank 47.2
All 267 members of this roster resolve to a scored provider in the catalog.Generated from the catalog build of 15 September 2026, across 27661 providers, using the same computation served by the APIs.io cohort API. Briefs are published for rosters of 5 or more scored providers; below that a distribution is not meaningful.

Work with this as data

Every tag here is available over the APIs.io API and to AI agents over MCP.

MCP server

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https://apis.io/mcp

Tools for tags

7 MCP tools reach this
  • find_tagsBrowse and filter every tag in the catalog.
  • get_cohortThis tag as a scored cohort — every provider carrying it, with scores.
  • cohort_statsPRO — the distribution across this tag: mean, median, band split, adoption rates.
  • cohort_rankingsPRO — the leaderboard, on composite AND agent-readiness axes.
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
All 92 tools →

Call it yourself

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This tag 
curl "https://apis.io/api/v1/tags/open-banking"
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As a scored cohort 
curl "https://apis.io/api/v1/cohorts/tag/open-banking"
The distribution (Pro) 
curl "https://apis.io/api/v1/cohorts/tag/open-banking/stats" \
  -H "X-API-Key: $APIS_IO_KEY"

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