Payoneer website screenshot

Payoneer

Payoneer is a global payment platform that enables businesses to pay and get paid across borders in multiple currencies. It offers REST APIs for mass payouts, marketplace payment distribution, payment requests, and currency conversion. The Mass Payout API supports payee registration, account approval, and fund transfers at scale, while the Checkout API provides ecommerce platforms with tools to accept and manage global payments. Authentication is handled via OAuth2 bearer tokens using the client credentials flow, with credentials issued after an integration partnership is approved. Payoneer also provides a PSD2-compliant developer portal for European banking integrations, and maintains a Postman workspace with published API collections.

Payoneer publishes 2 APIs on the APIs.io network: Mass Payout API and Mass Payout & Services API. Tagged areas include payments, payouts, cross-border payments, currency conversion, and marketplace payments.

The Payoneer catalog on APIs.io includes 1 JSON-LD context.

Payoneer’s developer surface includes documentation, engineering blog, and 13 more developer resources.

🌐 Visit website 📡 Source on GitHub
33.8/100 thin ▬ flat Agent 19/100 agent aware Full breakdown ↓
scored 2026-07-28 · rubric v0.6
AccessEnterprise
4 APIs
paymentspayoutscross-border paymentscurrency conversionmarketplace paymentsfintechfinancial servicesmass payoutscheckoutREST

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-28 · rubric v0.6
Composite quality — 33.8/100 · thin
Contract Quality 13.3 / 25
Developer Ergonomics 4.8 / 20
Commercial Clarity 5.8 / 20
Operational Transparency 5.5 / 13
Governance 0.0 / 12
Discoverability 7.4 / 10
Agent readiness — 19/100 · agent aware
Machine-Readable Contract 18 / 18
Agentic Access Contract 0 / 10
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/payoneer: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 4

Individual APIs this provider publishes, each with its own machine-readable definition.

Payoneer Mass Payout API

Enables payee registration, account approval, and fund transfers for mass payouts to recipients around the world.

Payoneer Mass Payout & Services API

Extended mass payout API including additional payment services such as multicurrency accounts, billing, invoice services, and tax compliance integrations.

Payoneer Checkout API

REST API for building high-converting checkout experiences, enabling merchants to accept and manage payments from customers worldwide.

Payoneer PSD2 API

PSD2-compliant banking APIs for European financial services integration, available via the Payoneer PSD2 developer portal with sandbox and live environments.

GraphQL 1

GraphQL schemas published by this provider.

Payoneer GraphQL API

Payoneer is a global payment and commerce platform for cross-border B2B payments. The API covers payee management, payments, balance accounts, currency exchange, and tax complia...

GRAPHQL

Pricing Plans 1

Published pricing tiers and plan structures.

Payoneer Plans Pricing

2 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Payoneer Rate Limits

2 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Payoneer Finops

FINOPS

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Payoneer Context

27 classes · 1 properties

JSON-LD

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Payoneer Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Get Started 1

Portal, sign-up, and the first successful call

DeveloperPortal
DeveloperPortal

Documentation 1

Reference material describing how the API behaves

Documentation
Documentation

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

JSONLDContext
JSONLDContext

Build 2

SDKs, sample code, and the tooling you integrate with

PostmanWorkspace
PostmanWorkspace
 GitHubOrganization
GitHubOrganization

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity

Operate 2

Status, limits, changes, and where to get help

StatusPage
StatusPage
 RateLimits
RateLimits

Commercial 2

Pricing, plans, and the legal terms of use

Plans
Plans
 FinOps
FinOps

Company 4

The organization behind the API

Website
Website
 LinkedIn
LinkedIn
 Blog
Blog
 BlogPosts
BlogPosts

Other 1

Properties that don't map to a standard resource type

X
X

Source (apis.yml)

apis.yml Raw ↑ 
aid: payoneer
name: Payoneer
type: Index
accessModel:
  pricing: enterprise
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Enterprise
  confidence: medium
  source:
  - plans
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/payoneer.png
url: https://raw.githubusercontent.com/api-evangelist/payoneer/refs/heads/main/apis.yml
created: 2026-06-12
modified: 2026-06-12
specificationVersion: '0.19'
description: 'Payoneer is a global payment platform that enables businesses to pay and get paid across borders in multiple
  currencies. It offers REST APIs for mass payouts, marketplace payment distribution, payment requests, and currency conversion.
  The Mass Payout API supports payee registration, account approval, and fund transfers at scale, while the Checkout API provides
  ecommerce platforms with tools to accept and manage global payments. Authentication is handled via OAuth2 bearer tokens
  using the client credentials flow, with credentials issued after an integration partnership is approved. Payoneer also provides
  a PSD2-compliant developer portal for European banking integrations, and maintains a Postman workspace with published API
  collections.

  '
tags:
- payments
- payouts
- cross-border payments
- currency conversion
- marketplace payments
- fintech
- financial services
- mass payouts
- checkout
- REST
apis:
- name: Payoneer Mass Payout API
  description: 'Enables payee registration, account approval, and fund transfers for mass payouts to recipients around the
    world.

    '
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.payoneer.com/developers/
  baseURL: https://api.payoneer.com
  tags:
  - payouts
  - mass payments
  - payee management
  properties:
  - type: Documentation
    url: https://developer.payoneer.com/docs/mass-payouts-v4-getting-started.html
  - type: PostmanCollection
    url: https://www.postman.com/payoneerdocs/payoneer-mass-payout-api/documentation/hr4ub7m/payoneer-mass-payout-api
  - url: graphql/payoneer-graphql.md
    type: GraphQL
- name: Payoneer Mass Payout & Services API
  description: 'Extended mass payout API including additional payment services such as multicurrency accounts, billing, invoice
    services, and tax compliance integrations.

    '
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.payoneer.com/developers/
  baseURL: https://api.payoneer.com
  tags:
  - payouts
  - payment services
  - currency
  - tax compliance
  properties:
  - type: Documentation
    url: https://www.payoneer.com/developers/
  - type: PostmanCollection
    url: https://www.postman.com/payoneerdocs/payoneer-mass-payout-services-apis/collection/37opocf/payoneer-mass-payout-services-api
- name: Payoneer Checkout API
  description: 'REST API for building high-converting checkout experiences, enabling merchants to accept and manage payments
    from customers worldwide.

    '
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://checkoutdocs.payoneer.com/docs/api-reference
  baseURL: https://api.payoneer.com
  tags:
  - checkout
  - ecommerce
  - payments
  - merchant
  properties:
  - type: Documentation
    url: https://checkoutdocs.payoneer.com/docs/api-reference
- name: Payoneer PSD2 API
  description: 'PSD2-compliant banking APIs for European financial services integration, available via the Payoneer PSD2 developer
    portal with sandbox and live environments.

    '
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://developer.payoneer.com/psd2/
  baseURL: https://api.payoneer.com
  tags:
  - PSD2
  - open banking
  - Europe
  - financial services
  properties:
  - type: Documentation
    url: https://developer.payoneer.com/psd2/
  - type: APIReference
    url: https://developer.payoneer.com/psd2/apis
common:
- type: DomainSecurity
  url: security/payoneer-domain-security.yml
- type: Website
  url: https://www.payoneer.com
- type: Documentation
  url: https://www.payoneer.com/developers/
- type: DeveloperPortal
  url: https://developer.payoneer.com
- type: PostmanWorkspace
  url: https://www.postman.com/payoneerdocs
- type: GitHubOrganization
  url: https://github.com/payoneer
- type: LinkedIn
  url: https://www.linkedin.com/company/payoneer
- type: X
  url: https://x.com/Payoneer_Help
- type: Blog
  url: https://www.payoneer.com/newsroom/
- type: StatusPage
  url: https://status.payoneer.com/
- type: Plans
  url: plans/payoneer-plans-pricing.yml
- type: RateLimits
  url: rate-limits/payoneer-rate-limits.yml
- type: FinOps
  url: finops/payoneer-finops.yml
- type: BlogPosts
  url: blogs/blogs.json
- type: JSONLDContext
  url: json-ld/payoneer-context.jsonld
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com