Payoneer

Payoneer is a global payment platform that enables businesses to pay and get paid across borders in multiple currencies. It offers REST APIs for mass payouts, marketplace payment distribution, payment requests, and currency conversion. The Mass Payout API supports payee registration, account approval, and fund transfers at scale, while the Checkout API provides ecommerce platforms with tools to accept and manage global payments. Authentication is handled via OAuth2 bearer tokens using the client credentials flow, with credentials issued after an integration partnership is approved. Payoneer also provides a PSD2-compliant developer portal for European banking integrations, and maintains a Postman workspace with published API collections.

Payoneer publishes 2 APIs on the APIs.io network: Mass Payout API and Mass Payout & Services API. Tagged areas include Payments, Payouts, Cross-Border Payments, Currency Conversion, and Marketplace Payments.

The Payoneer catalog on APIs.io includes 1 JSON-LD context.

Payoneer’s developer surface includes pricing, documentation, engineering blog, and 15 more developer resources.

🌐 Visit website 📡 Source on GitHub

37.7/100 thin ▬ flat Agent 18/100 agent aware saas Full breakdown ↓
scored 2026-08-21 · rubric v0.12.0

AccessEnterprise

4 APIs

Payments Payouts Cross-Border Payments Currency Conversion Marketplace Payments Fintech Financial-Services Mass Payouts Checkout REST

Kin Score

Kin Score How this is scored →
scored 2026-08-21 · rubric v0.12.0

Composite quality — 37.7/100 · thin

Contract Quality 10.2 / 21

Developer Ergonomics 3.2 / 17

Access Clarity 8.5 / 17

Operational Transparency 4.4 / 11

Contract Governance 0.0 / 10

Discoverability 6.9 / 9

Regulatory Posture 3.5 / 15

Agent readiness — 18/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/payoneer: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 4

Individual APIs this provider publishes, each with its own machine-readable definition.

GraphQL 1

GraphQL schemas published by this provider.

Rate Limits 1

Documented rate limits and quota policies.

Payoneer Rate Limits

2 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Get Started 1

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

Documentation 1

Reference material describing how the API behaves

Documentation

Documentation

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

JSONLDContext

JSONLDContext

Build 2

SDKs, sample code, and the tooling you integrate with

PostmanWorkspace

PostmanWorkspace

GitHubOrganization

GitHubOrganization

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 3

Status, limits, changes, and where to get help

Community

Community

StatusPage

StatusPage

RateLimits

RateLimits

Commercial 4

Pricing, plans, and the legal terms of use

PrivacyPolicy

Pricing

Plans

FinOps

Company 4

The organization behind the API

Website

Website

LinkedIn

Blog

Blog

BlogPosts

BlogPosts

Other 1

Properties that don't map to a standard resource type

Source (apis.yml)

aid: payoneer
name: Payoneer
type: Index
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-11'
  method: derived
accessModel:
  pricing: enterprise
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Enterprise
  confidence: medium
  source:
  - plans
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/payoneer.png
url: https://raw.githubusercontent.com/api-evangelist/payoneer/refs/heads/main/apis.yml
created: 2026-06-12
modified: 2026-06-12
specificationVersion: '0.23'
description: 'Payoneer is a global payment platform that enables businesses to pay and get paid across borders in multiple
  currencies. It offers REST APIs for mass payouts, marketplace payment distribution, payment requests, and currency conversion.
  The Mass Payout API supports payee registration, account approval, and fund transfers at scale, while the Checkout API provides
  ecommerce platforms with tools to accept and manage global payments. Authentication is handled via OAuth2 bearer tokens
  using the client credentials flow, with credentials issued after an integration partnership is approved. Payoneer also provides
  a PSD2-compliant developer portal for European banking integrations, and maintains a Postman workspace with published API
  collections.

  '
tags:
- Payments
- Payouts
- Cross-Border Payments
- Currency Conversion
- Marketplace Payments
- Fintech
- Financial-Services
- Mass Payouts
- Checkout
- REST
tags_raw:
- payments
- payouts
- cross-border payments
- currency conversion
- marketplace payments
- fintech
- financial services
- mass payouts
- checkout
- REST
apis:
- name: Payoneer Mass Payout API
  description: 'Enables payee registration, account approval, and fund transfers for mass payouts to recipients around the
    world.

    '
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.payoneer.com/developers/
  baseURL: https://api.payoneer.com
  tags:
  - Payouts
  - Mass Payments
  - payee management
  tags_raw:
  - payouts
  - mass payments
  - payee management
  properties:
  - type: Documentation
    url: https://developer.payoneer.com/docs/mass-payouts-v4-getting-started.html
  - type: PostmanCollection
    url: https://www.postman.com/payoneerdocs/payoneer-mass-payout-api/documentation/hr4ub7m/payoneer-mass-payout-api
  - url: graphql/payoneer-graphql.md
    type: GraphQL
- name: Payoneer Mass Payout & Services API
  description: 'Extended mass payout API including additional payment services such as multicurrency accounts, billing, invoice
    services, and tax compliance integrations.

    '
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://www.payoneer.com/developers/
  baseURL: https://api.payoneer.com
  tags:
  - Payouts
  - Payment Services
  - Currency
  - Tax Compliance
  tags_raw:
  - payouts
  - payment services
  - currency
  - tax compliance
  properties:
  - type: Documentation
    url: https://www.payoneer.com/developers/
  - type: PostmanCollection
    url: https://www.postman.com/payoneerdocs/payoneer-mass-payout-services-apis/collection/37opocf/payoneer-mass-payout-services-api
- name: Payoneer Checkout API
  description: 'REST API for building high-converting checkout experiences, enabling merchants to accept and manage payments
    from customers worldwide.

    '
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://checkoutdocs.payoneer.com/docs/api-reference
  baseURL: https://api.payoneer.com
  tags:
  - Checkout
  - E-Commerce
  - Payments
  - Merchant
  tags_raw:
  - checkout
  - ecommerce
  - payments
  - merchant
  properties:
  - type: Documentation
    url: https://checkoutdocs.payoneer.com/docs/api-reference
- name: Payoneer PSD2 API
  description: 'PSD2-compliant banking APIs for European financial services integration, available via the Payoneer PSD2 developer
    portal with sandbox and live environments.

    '
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  humanURL: https://developer.payoneer.com/psd2/
  baseURL: https://api.payoneer.com
  tags:
  - PSD2
  - Open Banking
  - Europe
  - Financial-Services
  tags_raw:
  - PSD2
  - open banking
  - Europe
  - financial services
  properties:
  - type: Documentation
    url: https://developer.payoneer.com/psd2/
  - type: APIReference
    url: https://developer.payoneer.com/psd2/apis
common:
- type: Community
  url: https://www.payoneer.com/community/
- type: PrivacyPolicy
  url: https://www.payoneer.com/legal/privacy-policy/
- type: Pricing
  url: https://www.payoneer.com/about/pricing/
- type: DomainSecurity
  url: security/payoneer-domain-security.yml
- type: Website
  url: https://www.payoneer.com
- type: Documentation
  url: https://www.payoneer.com/developers/
- type: DeveloperPortal
  url: https://developer.payoneer.com
- type: PostmanWorkspace
  url: https://www.postman.com/payoneerdocs
- type: GitHubOrganization
  url: https://github.com/payoneer
- type: LinkedIn
  url: https://www.linkedin.com/company/payoneer
- type: X
  url: https://x.com/Payoneer_Help
- type: Blog
  url: https://www.payoneer.com/newsroom/
- type: StatusPage
  url: https://status.payoneer.com/
- type: Plans
  url: plans/payoneer-plans-pricing.yml
- type: RateLimits
  url: rate-limits/payoneer-rate-limits.yml
- type: FinOps
  url: finops/payoneer-finops.yml
- type: BlogPosts
  url: blogs/blogs.json
- type: JSONLDContext
  url: json-ld/payoneer-context.jsonld
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com

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Payoneer

Kin Score

APIs 4

Payoneer Mass Payout API

Payoneer Mass Payout & Services API

Payoneer Checkout API

Payoneer PSD2 API

GraphQL 1

Payoneer GraphQL API

Pricing Plans 1

Payoneer Plans Pricing