Markets · bedrock market · provisional
RegTech, AML/KYC and Money Transmission
Regulated + assurance market (fincen msb registration, uk dvs register, kantara trust status list). The Kin Score Market layer reads each provider in its market:
who it integrates with, how deep those integrations go, and where the market publishes its own structure.
Methodology.
57providers measured
13 (22.8%)declare their own
12 (21.1%)covered by others only
5 (8.8%)distribution only (sell through, not integrations)
27 (47.4%)undeclared
1declare compatibility (report only, not weighted)
0in-market workflows shown
Provisional. Provisional and unweighted: the Market layer is not part of the composite or agent readiness. Leader lists are read within a position, never as one ranking. A provider that declares nothing we can
read is shown as undeclared, with no number: we never infer integrations.
Where this market publishes its structure
- FinCEN MSB Registrant Search (msb.fincen.gov retrieve.msb.list.php, full list) machine-readable, 34,207 registrations, 22,948 names with 409/415/414; 354 pre-selected; 38 registrations linked -> 33 providers; 46 held; no domains (Wikidata P856 bridge)
- UK digital verification services register (access-dvs-register.service.gov.uk download-register + service pages) machine-readable, 65 services, 47 providers; 9 linked; 37 without a catalog holder
- Kantara Initiative Trust Status List (kantarainitiative.org/trust-status-list, embedded JSON) machine-readable, 31 rows, 26 organisations; 11 linked; 4 assessors held
- NMLS Consumer Access (state money-transmitter licences) not machine-readable: HTTP 403 to non-browser clients (Cloudflare); no bulk download
- FCA Financial Services Register (UK EMIs / payment institutions) not machine-readable: register API needs a key (HTTP 403); register.fca.org.uk/s is a Salesforce Lightning SPA; no data extract
- EBA EUCLID payment institutions register not machine-readable: not read this pass (Angular app; download endpoint not located)
- Wolfsberg Group not machine-readable: questionnaire standard, no participant register
Own = declares at least one integration itself; covered = visible only because an aggregator, standards body, regulator or partner contract names it; distribution-only = listed only on cloud marketplaces it sells through, a channel reported beside, never counted as its own declared integrations; undeclared = nothing we can read, so no number; declares_compatibility = providers with a `compatible` shape vote, report only (kin, 2026-10-13): never counted as own, never in depth or position.
Taxonomy how this market maps onto apis.io
Derived 2026-10-15 from the 57 providers in this market we could resolve in the
catalog. The percentage is the share of those providers carrying each one; it describes the market, not the tag or industry. Tag groups have no page of their own yet, so they are listed unlinked.
| Tags | Identity Verification 51%, KYC 46%, Fraud Prevention 42%, AML 35%, Compliance 32%, Fintech 30%, Payments 25%, Biometrics 21% |
|---|
| Tag groups | Fraud Prevention 72%, Fintech 42%, Security 39%, Payouts 26% |
|---|
| Industries | Cybersecurity & Identity 72%, Financial Technology 35%, Legal & Compliance Tech 35%, Payments & Money Movement 32% |
|---|
| Areas | Authentication 11% |
|---|
share of resolved cohort carrying it; tags >=0.20 & >=3 members (max 12, junk dropped), tag_groups >=0.20 (cooccurrence, non-cross-cutting; max 8), industries >=0.20 (max 6), areas >=0.10 (max 6; areas are keyword-matched and sparse), capabilities L1 >=0.20 (max 8); derive-market-taxonomy.py
Leaders by position (provisional)
Provisional: grouped by position, depth compared within a position only. Distribution (cloud marketplaces) and iPaaS bridges are counted beside
position, never inside it. Unknown-builder listings are left out of position shares and counted here.
builds-on 3 · publishes apps on other platforms' stores
| Provider | Depth | Integrations | In / out | Unknown builder | Distribution | iPaaS bridge | Mix |
|---|
| Incode |
54.9 |
3 |
0 / 3 |
0 |
0 |
0 |
standard 33%, builds-on-platform 67% |
| CLEAR |
46.4 |
5 |
0 / 5 |
0 |
2 |
0 |
standard 20%, builds-on-platform 40%, distribution 40% |
| Shufti Pro |
17.2 thin |
1 |
0 / 1 |
0 |
0 |
0 |
builds-on-platform 100% |
regulated 11 · named in a regulator's register or partners' contracts
| Provider | Depth | Integrations | In / out | Unknown builder | Distribution | iPaaS bridge | Mix |
|---|
| Zero Hash |
59.1 |
3 |
0 / 3 |
0 |
0 |
0 |
contract 67%, standard 33% |
| AU10TIX |
45.4 |
4 |
0 / 4 |
0 |
2 |
0 |
contract 25%, standard 25%, distribution 50% |
| Certn |
38.2 thin |
2 |
0 / 2 |
0 |
0 |
0 |
contract 50%, builds-on-platform 50% |
| Veriff |
25.2 thin |
2 |
0 / 2 |
0 |
0 |
1 |
ipaas-bridge 50%, contract 50% |
| Onfido |
22.7 thin |
1 |
0 / 1 |
0 |
0 |
0 |
contract 100% |
| Afriex |
19.2 thin |
1 |
0 / 1 |
0 |
0 |
0 |
contract 100% |
| LemFi |
19.2 thin |
1 |
0 / 1 |
0 |
0 |
0 |
contract 100% |
| Nium |
19.2 thin |
1 |
0 / 1 |
0 |
0 |
0 |
contract 100% |
| Paysend |
19.2 thin |
1 |
0 / 1 |
0 |
0 |
0 |
contract 100% |
| Remitly |
19.2 thin |
1 |
0 / 1 |
0 |
0 |
0 |
contract 100% |
| Tipalti |
19.2 thin |
1 |
0 / 1 |
0 |
0 |
0 |
contract 100% |
standard 5 · listed by a voluntary standard's own directory
| Provider | Depth | Integrations | In / out | Unknown builder | Distribution | iPaaS bridge | Mix |
|---|
| ID.me |
57.3 |
4 |
0 / 4 |
0 |
0 |
0 |
contract 25%, standard 50%, builds-on-platform 25% |
| Socure |
56.5 |
4 |
0 / 4 |
0 |
0 |
0 |
standard 50%, builds-on-platform 50% |
| TransUnion |
50.4 |
5 |
0 / 5 |
0 |
1 |
0 |
contract 20%, standard 40%, builds-on-platform 20%, distribution 20% |
| Jumio |
20.4 thin |
1 |
0 / 1 |
0 |
0 |
0 |
standard 100% |
| Sumsub |
17.2 thin |
1 |
0 / 1 |
0 |
0 |
0 |
standard 100% |
mixed 4 · no single mode dominates
| Provider | Depth | Integrations | In / out | Unknown builder | Distribution | iPaaS bridge | Mix |
|---|
| LexisNexis Risk Solutions |
60.4 |
3 |
0 / 3 |
0 |
0 |
0 |
contract 33%, standard 33%, builds-on-platform 33% |
| Persona |
55.9 |
5 |
0 / 5 |
0 |
0 |
0 |
contract 20%, standard 40%, builds-on-platform 40% |
| Experian |
53.1 |
3 |
0 / 3 |
0 |
1 |
0 |
contract 33%, standard 33%, distribution 33% |
| 1Kosmos |
47.3 |
3 |
0 / 3 |
0 |
1 |
0 |
standard 33%, builds-on-platform 33%, distribution 33% |
long-tail 2 · reached only through iPaaS bridges
| Provider | Depth | Integrations | In / out | Unknown builder | Distribution | iPaaS bridge | Mix |
|---|
| Didit |
2.5 thin |
1 |
0 / 1 |
0 |
0 |
1 |
ipaas-bridge 100% |
| Fixer |
2.5 thin |
1 |
0 / 1 |
0 |
0 |
1 |
ipaas-bridge 100% |
distribution 5 · only sells through cloud marketplaces
| Provider | Depth | Integrations | In / out | Unknown builder | Distribution | iPaaS bridge | Mix |
|---|
| ComplyAdvantage |
9.6 thin |
1 |
0 / 1 |
0 |
1 |
0 |
distribution 100% |
| Fenergo |
9.6 thin |
1 |
0 / 1 |
0 |
1 |
0 |
distribution 100% |
| Prove |
9.6 thin |
1 |
0 / 1 |
0 |
1 |
0 |
distribution 100% |
| Signzy |
9.6 thin |
1 |
0 / 1 |
0 |
1 |
0 |
distribution 100% |
| Truora |
9.6 thin |
1 |
0 / 1 |
0 |
1 |
0 |
distribution 100% |
undeclared 27 · declares nothing we can read: no number