Paysend

aid: paysend
url: https://raw.githubusercontent.com/api-evangelist/paysend/refs/heads/main/apis.yml
name: Paysend
kind: company
description: 'Paysend is a London-headquartered global fintech, founded in 2017, building a cross-border digital payments
  network that moves money to bank accounts, cards, and wallets across 170+ countries in 40+ currencies for more than 11 million
  consumers and a growing base of enterprise clients. Alongside its consumer money-transfer app, Paysend operates Paysend
  Enterprise, a business-facing payments platform whose developer surface is a single Payout API: one integration disburses
  funds worldwide to cards and accounts, with FX rate lookups, bank and card tokenization utilities, partner statements, and
  balance queries. The API is a partner-provisioned, enterprise integration (United Kingdom home market) rather than a fully
  public self-serve product — authentication is API key plus HMAC digital signature (X-OPP-Signature), requests are idempotent
  via a request id and date, and payout status is delivered through configurable webhook notifications. Paysend documents
  this surface openly on a Docusaurus developer portal with a sandbox mock service, but does not publish a downloadable OpenAPI/Swagger
  definition or a public base URL.'
deliveryModel:
  model: unknown
  open_source: false
  commercial: false
  callable_host: false
  label: Delivery model not determined — needs a product licence on record
  confidence: low
  source:
  - none
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - authentication
  - security
  - sandbox
  generated: '2026-09-03'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Payments
- United Kingdom
- Cross-Border
- Money Transfer
- Payouts
- Payment Processing
- FX
- Remittance
- Fintech
created: '2026-07-24'
modified: '2026-07-24'
specificationVersion: '0.23'
apis:
- aid: paysend:paysend-enterprise-payout-api
  name: Paysend Enterprise Payout API
  description: Paysend Enterprise's single Payout API disburses funds worldwide to cards and bank accounts through the Paysend
    payments network. A multi-task POST /processing endpoint carries operations including pay.toCard, pay.toAccount, fx.rateGet
    / fx.rateGet.p2a, bank.get / bank.search, card.createToken / card.infoGet, partner.statementGet, getBalance, and task.statusGet,
    with a companion GET /processing/status/ for status retrieval. Authentication is API key plus HMAC digital signature (X-OPP-Signature,
    SHA-256/512); requests are made idempotent via header.request.id and header.request.date, and payment outcomes are pushed
    to configurable webhook notification URLs. A sandbox mock service is provided. No downloadable OpenAPI specification or
    public base URL is published; the surface is partner-provisioned.
  humanURL: https://developer.paysend.com/product-overview/
  tags:
  - Payouts
  - Cross-Border
  - FX
  - Payments
  properties:
  - type: Documentation
    url: https://developer.paysend.com/product-overview/
  - type: APIReference
    url: https://developer.paysend.com/endpoints/get-processing-status/
  - type: Authentication
    url: https://developer.paysend.com/authentication-and-idempotency/
  - type: Webhooks
    url: https://developer.paysend.com/webhook-notification-service/
common:
- type: DomainSecurity
  url: security/paysend-domain-security.yml
- type: Website
  url: https://paysend.com/
- type: DeveloperPortal
  url: https://developer.paysend.com/
- type: Documentation
  url: https://developer.paysend.com/product-overview/
- type: APIReference
  url: https://developer.paysend.com/endpoints/get-processing-status/
- type: Authentication
  url: https://developer.paysend.com/authentication-and-idempotency/
- type: GitHubOrganization
  url: https://github.com/paysend
- type: Blog
  url: https://paysend.com/blog
- type: PrivacyPolicy
  url: https://cloud.paysend.com/web/docs/Global_Privacy_Policy_Paysend.pdf
- type: Product
  url: https://paysend.com/enterprise
- type: GettingStarted
  url: https://developer.paysend.com/
- type: Support
  url: https://help.paysend.com/hc/en-us
- type: Compliance
  url: https://paysend.com/en/blog/paysend-compliance-security-digital-money-transfers
- type: Conventions
  url: conventions/paysend-conventions.yml
- type: Idempotency
  url: conventions/paysend-conventions.yml
- type: ErrorCatalog
  url: errors/paysend-error-codes.yml
- type: Sandbox
  url: sandbox/paysend-sandbox.yml
- type: Webhooks
  url: asyncapi/paysend-webhooks.yml
- type: Conformance
  url: conformance/paysend-conformance.yml
- type: X-MCPServerCandidate
  url: mcp/paysend-mcp.yml
  note: 'Renamed from MCPServer 2026-09-03 (roadmap#247): the manifest self-describes as status: candidate — a tool list derived
    from the published API contracts, not an existing server. The scorer already read the manifest and reported mcp_server
    correctly; the MCPServer type was crediting the artifact-type surfaces with a server that does not exist.'
- type: LLMsTxt
  url: llms/paysend-llms.txt
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com