LexisNexis Risk Solutions website screenshot

LexisNexis Risk Solutions

LexisNexis Risk Solutions is the risk-data and analytics arm of RELX, headquartered in Alpharetta, Georgia, and one of the small number of intermediaries that sit between United States property and casualty carriers and the distribution channel. In insurance it does not underwrite risk; it sells the contributory databases and scores that carriers rate against — C.L.U.E. Auto claims history, Current Carrier prior-coverage verification, Motor Vehicle Records across all fifty states, Driver Discovery undisclosed-driver detection, InsurView public-records attributes and VIN Services vehicle data — alongside telematics exchange, data prefill, fraud detection, claims and life-insurance underwriting products. Because the United States has no federal insurance regulator and no open-insurance mandate, value in this market accrued to exactly this layer rather than to the carriers, and LexisNexis Risk reaches its customers through carrier policy-administration and rating systems (a Guidewire PolicyCenter marketplace listing for Motor Vehicle Records is the visible example) rather than through an open API. Its API posture reflects that: a real first-party developer portal exists at developer.lexisnexisrisk.com, built on SwaggerHub Portal, and it publicly enumerates six insurance API products with descriptions — but every product page redirects an anonymous visitor to a session-expired login screen. No OpenAPI or Swagger definition, no base URL, no scopes, no webhook catalog and no Postman collection are published to the open web. Access is contract-first and partner-gated; the six entries below are recorded as named, first-party-documented API products whose reference documentation is behind authentication.

LexisNexis Risk Solutions publishes 7 APIs on the APIs.io network. Tagged areas include Insurance, United States, Risk Data, Property and Casualty, and Underwriting.

LexisNexis Risk Solutions’ developer surface includes documentation, support, engineering blog, authentication, sandbox, and 30 more developer resources.

39.3/100 thin ▬ flat Agent 16/100 agent aware Full breakdown ↓
scored 2026-07-27 · rubric v0.5
7 APIs
InsuranceUnited StatesRisk DataProperty and CasualtyUnderwritingClaimsLife InsuranceAuto InsuranceData AnalyticsPartner Gated

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 39.3/100 · thin
Contract Quality 0.0 / 25
Developer Ergonomics 9.6 / 20
Commercial Clarity 10.0 / 20
Operational Transparency 4.1 / 13
Governance 0.0 / 12
Discoverability 8.8 / 10
Agent readiness — 16/100 · agent aware
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 3 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/lexisnexis-risk-solutions: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 7

Individual APIs this provider publishes, each with its own machine-readable definition.

C.L.U.E. Auto

C.L.U.E. Auto is a contributory claim-history information exchange containing up to seven years of personal automobile claims matching the search criteria, used by carriers duri...

C.L.U.E. Auto with Current Carrier

C.L.U.E. Auto combined with Current Carrier, which identifies the carriers of existing or previous insurance policies so an underwriter can validate coverage and underwriting in...

Driver Discovery

Driver Discovery identifies potentially undisclosed drivers residing at an applicant's address, helping auto insurance carriers detect additional household drivers that were not...

InsurView

InsurView leverages one of the industry's largest collections of public records and other data sources to provide a view of the consumer that complements traditional insurance s...

Motor Vehicle Record (MVR)

Motor Vehicle Record data allows insurance companies to evaluate driver histories consistently in all fifty states, sourced from state departments of motor vehicles. Listed as a...

VIN Services

VIN Services provides vehicle registration and title data keyed on the vehicle identification number, used in auto quoting, underwriting and prefill. Listed as an API product on...

LexisNexis Emailage

LexisNexis Emailage is an email and IP address fraud-risk scoring API acquired by LexisNexis Risk Solutions in 2020. It returns a real-time risk score and advice band for an ema...

Scroll for all 7

Security Posture 4

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Lexisnexis Risk Solutions Authentication

oauth1/oauth2 · 2 schemes

SECURITY

Lexisnexis Risk Solutions Domain Security

TLSv1.3 · HSTS · DNSSEC · DMARC

SECURITY

Lexisnexis Risk Solutions Vulnerability Disclosure

Hackerone · security.txt · contact published

SECURITY

Lexisnexis Risk Solutions Trust Center

SOC 2, ISO 27001, HIPAA, GDPR

SECURITY

Resources

Get Started 3

Portal, sign-up, and the first successful call

Documentation 1

Reference material describing how the API behaves

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 3

Pagination, idempotency, versioning, errors, and events

Build 4

SDKs, sample code, and the tooling you integrate with

Access & Security 7

Authentication, authorization, and security posture

Scroll for all 7

Operate 2

Status, limits, changes, and where to get help

Commercial 4

Pricing, plans, and the legal terms of use

Company 5

The organization behind the API

Other 4

Properties that don't map to a standard resource type

Source (apis.yml)

apis.yml Raw ↑
aid: lexisnexis-risk-solutions
url: https://raw.githubusercontent.com/api-evangelist/lexisnexis-risk-solutions/refs/heads/main/apis.yml
name: LexisNexis Risk Solutions
kind: company
description: 'LexisNexis Risk Solutions is the risk-data and analytics arm of RELX, headquartered in Alpharetta, Georgia,
  and one of the small number of intermediaries that sit between United States property and casualty carriers and the distribution
  channel. In insurance it does not underwrite risk; it sells the contributory databases and scores that carriers rate against
  — C.L.U.E. Auto claims history, Current Carrier prior-coverage verification, Motor Vehicle Records across all fifty states,
  Driver Discovery undisclosed-driver detection, InsurView public-records attributes and VIN Services vehicle data — alongside
  telematics exchange, data prefill, fraud detection, claims and life-insurance underwriting products. Because the United
  States has no federal insurance regulator and no open-insurance mandate, value in this market accrued to exactly this layer
  rather than to the carriers, and LexisNexis Risk reaches its customers through carrier policy-administration and rating
  systems (a Guidewire PolicyCenter marketplace listing for Motor Vehicle Records is the visible example) rather than through
  an open API. Its API posture reflects that: a real first-party developer portal exists at developer.lexisnexisrisk.com,
  built on SwaggerHub Portal, and it publicly enumerates six insurance API products with descriptions — but every product
  page redirects an anonymous visitor to a session-expired login screen. No OpenAPI or Swagger definition, no base URL, no
  scopes, no webhook catalog and no Postman collection are published to the open web. Access is contract-first and partner-gated;
  the six entries below are recorded as named, first-party-documented API products whose reference documentation is behind
  authentication.'
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Insurance
- United States
- Risk Data
- Property and Casualty
- Underwriting
- Claims
- Life Insurance
- Auto Insurance
- Data Analytics
- Partner Gated
created: '2026-07-25'
modified: '2026-07-25'
enrichment:
  last_run: '2026-07-25'
  round: 2026-07-25
specificationVersion: '0.19'
apis:
- aid: lexisnexis-risk-solutions:clue-auto
  name: C.L.U.E. Auto
  description: C.L.U.E. Auto is a contributory claim-history information exchange containing up to seven years of personal
    automobile claims matching the search criteria, used by carriers during quoting and underwriting. Listed as an API product
    on the LexisNexis Risk Solutions developer portal (portal product key clue_auto); the reference documentation redirects
    anonymous visitors to a login screen, and no OpenAPI definition or base URL is published publicly.
  humanURL: https://developer.lexisnexisrisk.com/clue_auto
  tags:
  - Insurance
  - Auto Insurance
  - Claims
  - Underwriting
  - Risk Data
  properties:
  - type: Documentation
    url: https://risk.lexisnexis.com/products/clue-auto
  - type: APIReference
    url: https://developer.lexisnexisrisk.com/clue_auto
- aid: lexisnexis-risk-solutions:clue-auto-with-current-carrier
  name: C.L.U.E. Auto with Current Carrier
  description: C.L.U.E. Auto combined with Current Carrier, which identifies the carriers of existing or previous insurance
    policies so an underwriter can validate coverage and underwriting information and assess auto and property risk. Listed
    as an API product on the LexisNexis Risk Solutions developer portal (portal product key clue_auto_cc); reference documentation
    is behind authentication and no OpenAPI definition is published publicly.
  humanURL: https://developer.lexisnexisrisk.com/clue_auto_cc
  tags:
  - Insurance
  - Auto Insurance
  - Claims
  - Underwriting
  - Risk Data
  properties:
  - type: Documentation
    url: https://risk.lexisnexis.com/products/current-carrier
  - type: APIReference
    url: https://developer.lexisnexisrisk.com/clue_auto_cc
- aid: lexisnexis-risk-solutions:driver-discovery
  name: Driver Discovery
  description: Driver Discovery identifies potentially undisclosed drivers residing at an applicant's address, helping auto
    insurance carriers detect additional household drivers that were not declared on the application. Listed as an API product
    on the LexisNexis Risk Solutions developer portal (portal product key driver_discovery); reference documentation is behind
    authentication and no OpenAPI definition is published publicly.
  humanURL: https://developer.lexisnexisrisk.com/driver_discovery
  tags:
  - Insurance
  - Auto Insurance
  - Underwriting
  - Risk Data
  properties:
  - type: Documentation
    url: https://risk.lexisnexis.com/products/driver-discovery
  - type: APIReference
    url: https://developer.lexisnexisrisk.com/driver_discovery
- aid: lexisnexis-risk-solutions:insurview
  name: InsurView
  description: InsurView leverages one of the industry's largest collections of public records and other data sources to provide
    a view of the consumer that complements traditional insurance scoring. Listed as an API product on the LexisNexis Risk
    Solutions developer portal (portal product key insurview); reference documentation is behind authentication and no OpenAPI
    definition is published publicly.
  humanURL: https://developer.lexisnexisrisk.com/insurview
  tags:
  - Insurance
  - Underwriting
  - Risk Data
  - Data Analytics
  properties:
  - type: Documentation
    url: https://risk.lexisnexis.com/products/insurview
  - type: APIReference
    url: https://developer.lexisnexisrisk.com/insurview
- aid: lexisnexis-risk-solutions:motor-vehicle-record
  name: Motor Vehicle Record (MVR)
  description: Motor Vehicle Record data allows insurance companies to evaluate driver histories consistently in all fifty
    states, sourced from state departments of motor vehicles. Listed as an API product on the LexisNexis Risk Solutions developer
    portal (portal product key mvr) and distributed into carrier policy administration through a Guidewire PolicyCenter marketplace
    listing; reference documentation is behind authentication and no OpenAPI definition is published publicly.
  humanURL: https://developer.lexisnexisrisk.com/mvr
  tags:
  - Insurance
  - Auto Insurance
  - Underwriting
  - Risk Data
  - Motor Vehicle Records
  properties:
  - type: Documentation
    url: https://risk.lexisnexis.com/products/motor-vehicle-records
  - type: APIReference
    url: https://developer.lexisnexisrisk.com/mvr
- aid: lexisnexis-risk-solutions:vin-services
  name: VIN Services
  description: VIN Services provides vehicle registration and title data keyed on the vehicle identification number, used
    in auto quoting, underwriting and prefill. Listed as an API product on the LexisNexis Risk Solutions developer portal
    (portal product key vin_services); reference documentation is behind authentication, no marketing product page was found
    on risk.lexisnexis.com, and no OpenAPI definition is published publicly.
  humanURL: https://developer.lexisnexisrisk.com/vin_services
  tags:
  - Insurance
  - Auto Insurance
  - Vehicle Data
  - Risk Data
  properties:
  - type: APIReference
    url: https://developer.lexisnexisrisk.com/vin_services
- aid: lexisnexis-risk-solutions:emailage
  name: LexisNexis Emailage
  description: LexisNexis Emailage is an email and IP address fraud-risk scoring API acquired by LexisNexis Risk Solutions
    in 2020. It returns a real-time risk score and advice band for an email address and/or IP address, used in transaction
    fraud screening. Unlike the six insurance products it has first-party client libraries published to public registries
    (PyPI, RubyGems, NuGet) and maintained in the company GitHub organisation, and those libraries hard-code the production
    and sandbox host names. No OpenAPI definition is published; credentials (Account SID plus auth token, signed with OAuth
    1.0a HMAC-SHA256/384/512, or OAuth 2.0 client credentials) are issued under commercial contract.
  humanURL: https://risk.lexisnexis.com/products/lexisnexis-emailage
  baseURL: https://api.emailage.com
  tags:
  - Fraud Detection
  - Identity
  - Risk Data
  - Email Intelligence
  - Data Analytics
  properties:
  - type: Documentation
    url: https://risk.lexisnexis.com/products/lexisnexis-emailage
  - type: SourceCode
    url: https://github.com/lexisnexis-risk-solutions/emailage-public-clients
  - type: SDKs
    url: packages/lexisnexis-risk-solutions-packages.yml
    name: First-party Emailage client libraries (Python, Ruby, Go, Java, PHP, JavaScript, .NET)
  - type: Sandbox
    url: sandbox/lexisnexis-risk-solutions-sandbox.yml
    name: Emailage sandbox environment (https://sandbox.emailage.com)
  - type: Authentication
    url: authentication/lexisnexis-risk-solutions-authentication.yml
common:
- type: TrustCenter
  url: security/lexisnexis-risk-solutions-trust-center.yml
- type: DomainSecurity
  url: security/lexisnexis-risk-solutions-domain-security.yml
- type: Website
  url: https://risk.lexisnexis.com/
- type: Documentation
  url: https://developer.lexisnexisrisk.com/
  name: LexisNexis Risk Solutions Developer Portal (SwaggerHub Portal, login required for docs)
- type: Insurance
  url: https://risk.lexisnexis.com/insurance
  name: Insurance industry solutions
- type: Products
  url: https://risk.lexisnexis.com/products
- type: Partners
  url: https://risk.lexisnexis.com/about-us/alliance-partnerships/insurance
  name: Insurance Alliance Program
- type: Standards
  url: https://risk.lexisnexis.com/about-us/alliance-partnerships/insurance/industry-organization
  name: Industry Organization Alliances - ACORD, InsurTech Express, LOMA
- type: Support
  url: https://lnrs.my.site.com/CustomerSupportHub/s/
  name: Customer Support Hub
- type: Login
  url: https://risk.lexisnexis.com/insurance
  name: Product sign-in - Insurance Solutions portal
- type: Blog
  url: https://risk.lexisnexis.com/insights-resources
  name: Insights and Resources
- type: LinkedIn
  url: https://www.linkedin.com/company/lexisnexis-risk-solutions
- type: Twitter
  url: https://twitter.com/LexisNexisRisk
- type: PrivacyPolicy
  url: https://risk.lexisnexis.com/corporate/privacy-policy
- type: TermsOfService
  url: https://risk.lexisnexis.com/terms
- type: LegalNotices
  url: https://risk.lexisnexis.com/legal-notices
- type: CookiePolicy
  url: https://risk.lexisnexis.com/corporate/cookie-policy
- type: DataPrivacy
  url: https://risk.lexisnexis.com/corporate/data-privacy
- type: DeveloperPortal
  url: https://developer.lexisnexisrisk.com/
  name: LexisNexis Developer Portal - SwaggerHub Portal instance (portal subdomain lnrs-baw)
- type: GitHubOrganization
  url: https://github.com/lexisnexis-risk-solutions
  name: Software and Documentation for LexisNexis Risk Solutions
- type: SourceCode
  url: https://github.com/lexisnexis-risk-solutions/emailage-public-clients
  name: Emailage public client libraries monorepo
- type: StatusPage
  url: https://status.lexisnexisrisk.com/
  name: Business Services status (Atlassian Statuspage, public v2 API)
- type: Lifecycle
  url: lifecycle/lexisnexis-risk-solutions-lifecycle.yml
- type: Security
  url: https://www.lexisnexis.com/.well-known/security.txt
  name: RFC 9116 security.txt - security@lexisnexis.com disclosure contact
- type: VulnerabilityDisclosure
  url: security/lexisnexis-risk-solutions-vulnerability-disclosure.yml
- type: SecurityTxt
  url: well-known/lexisnexis-risk-solutions-security.txt
- type: WellKnown
  url: well-known/lexisnexis-risk-solutions-well-known.yml
- type: Compliance
  url: https://trust.lexisnexis.com/
  name: Trust centre - SOC 2, ISO 27001, HIPAA, GDPR
- type: Conformance
  url: conformance/lexisnexis-risk-solutions-conformance.yml
- type: Packages
  url: packages/lexisnexis-risk-solutions-packages.yml
- type: SDKs
  url: packages/lexisnexis-risk-solutions-packages.yml
  name: First-party Emailage client libraries (Python, Ruby, .NET, Go, Java, PHP, JavaScript)
- type: Authentication
  url: authentication/lexisnexis-risk-solutions-authentication.yml
- type: Conventions
  url: conventions/lexisnexis-risk-solutions-conventions.yml
- type: Sandbox
  url: sandbox/lexisnexis-risk-solutions-sandbox.yml
  name: Emailage sandbox environment
- type: LLMsTxt
  url: llms/lexisnexis-risk-solutions-llms.txt
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com