Underwriting
Business capabilities this tag reaches
Insurance Underwriting Management 1
Credit & Lending Management 1
Providers using this tag (123)
Ranked by API Evangelist rating — Exemplar and Strong are expanded by default.
Developing 18 Usable, with meaningful gaps to close
Thin 15 Limited public surface area
Emerging 52 Early or largely undocumented
WeavTALSend TechnologyInsurance Australia GroupKalepaFederatoclaimsforcehyperexponentialConcirrusSonnet InsurancerekordPlus SimpleLegal & GeneralWawanesa InsuranceCytoraAccelerantAvivaAlt BankNestoRSA InsuranceWynsureDefinity FinancialKi InsuranceHoney InsuranceVitalityRisklyticsOpen GIResilienceMarshmallowSecondSightDigitalOwlGuardian LifeBudget DirectCyberCubeEthosEIS GroupAssured AlliesCape AnalyticsYourcounterpartConvexAdmiral GroupReinsurance Group of AmericataktileAfficiencyCorisBetterView MarketplaceKafeneHippoIntact FinancialVouchCyenceDistrict Cover
Minimal 34 Almost no public developer surface
EarnixEnvelop RiskSixfoldCorvus InsuranceBalerionEnsuranceChelseaavondaleEvertasNobleLedgebrookNovideaKin InsuranceUrban JungleGroundspeedOpterrixVivereStereGangkharDayforwardProximittyBreathe LifePulse US Income APIBestowCyberwriteERGO NEXT InsuranceSuncorp GroupShepherdSlice LabsTractablePeopleFund, Perfect TechnologiesRaven Risk AIDesaisivHuscarlKoffie Financial
APIs with this tag (42)
Ranked by the provider's API Evangelist rating — the Kin Score is scored per provider, not per API, so every API of a provider shares its band. How the rating works →
Exemplar 2 Complete, well-documented, and agent-ready
Strong 1 Solid coverage with minor gaps
Developing 7 Usable, with meaningful gaps to close
Origami Risk Quotes and Proposals APIQuote-side policy lifecycle — create and patch proposals, add and remove policy lines, coverages, schedules...ACORD Underwriting APIUnderwriting and risk assessmentMoody's Risk Modeler APIThe Risk Modeler API enables you to manage end-to-end catastrophe modeling workflows using Moody's RMS mode...Evari Quotes APIThe Evari Quotes microservice - the internal broker and underwriter quoting surface at /api/quotes/** plus ...AmTrust Financial Services Underwriting APIThe Underwriting API from AmTrust Financial Services — 1 operation(s) for underwriting.Visa Underwriting Intelligence SolutionsVisa Underwriting Intelligence Solutions is a leading provider of data analytics and risk management soluti...Nova Credit Platform APIUnified REST API surface across Nova Credit's products (Credit Passport v4, Cash Atlas v2, Income Navigator...
Thin 8 Limited public surface area
Verisk UnderWriting APIVerisk UnderWriting API provides personal and commercial lines insurance underwriting data including homeow...C.L.U.E. AutoC.L.U.E. Auto is a contributory claim-history information exchange containing up to seven years of personal...C.L.U.E. Auto with Current CarrierC.L.U.E. Auto combined with Current Carrier, which identifies the carriers of existing or previous insuranc...Driver DiscoveryDriver Discovery identifies potentially undisclosed drivers residing at an applicant's address, helping aut...InsurViewInsurView leverages one of the industry's largest collections of public records and other data sources to p...Motor Vehicle Record (MVR)Motor Vehicle Record data allows insurance companies to evaluate driver histories consistently in all fifty...Hiscox Eligibility APIPartner-facing eligibility lookup that returns the list of US states and the Hiscox products offered by pro...Kaaj Underwriting APIKaaj's REST API for submitting borrower application packages and receiving decision-ready credit analysis, ...
Emerging 18 Early or largely undocumented
Cytora Platform APICytora's production REST API for digital risk processing — the "preferred method" of submission intake desc...Accelerant Risk Exchange PlatformThe member-facing Accelerant Risk Exchange platform and its supporting API surface. Accelerant states that ...Alt Bank Underwriting APICredit underwriting and risk scoring for partner card issuance.GUARD APIReal-time consumer credit underwriting / risk-assessment API. Partners POST an underwriting request for a c...Wynsure REST APIRESTful API exposing Wynsure's core insurance platform capabilities for integration with third-party system...Wynsure Smart Underwriting Platform APIAPI surface for the Wynsure Smart Underwriting Platform (WSUP), a Generative AI-powered underwriting soluti...Symetra Life Insurance APIAPI supporting Symetra's life insurance products including term life, SwiftTerm (instant-issue life insuran...TAL Group Life B2B (glsb2b)The integration estate behind TAL's group insurance business with superannuation funds — underwriting in/ou...TAL Underwriting Rules Engine (URE) GraphQLA live production GraphQL endpoint serving TAL's Underwriting Rules Engine. It answers anonymous POSTs and ...Evidence of Insurability (EOI) APISecure, real-time EOI decisioning on a benefit technology partner's platform when required by an elected Gu...Underwriting Data ServiceCentralized Underwriting Data API providing business and technical services for saving and retrieving under...Atomic Verify APIVerify provides instant income and employment verification by connecting to the consumer's payroll provider...Ethos Partnership APIPartner-gated API surface exposing Ethos's underwriting and interview engines. Partners can retrieve custom...Convex Digital Underwriting APIThe partner-gated REST API surface behind Convex Digital Underwriting. Convex publicly describes building "...AURA NEXT Automated Underwriting APIAURA NEXT is RGA's SaaS-based automated underwriting decision management platform powered by 40+ years of u...Digital Health Data Risk Scoring APIRGA's Digital Health Data (DHD) Risk Scoring service provides a real-time API for evaluating structured ele...Digital Health Data Scoring APIRGA's Digital Health Data (DHD) Risk Scoring service evaluates structured electronic medical record and med...RGA Central Portal APIRGA Central provides a single point of access to exclusive applications and insights for RGA clients. The p...
Minimal 6 Almost no public developer surface
Opterrix Data APIThe Opterrix Data API provides real-time and historical weather and hazard data through high-performance en...Submission - My Zurich Connector APISubmits new business and renewal submissions into Zurich's commercial underwriting flow from broker managem...Third Party Liability Quote APIGenerates indicative Third Party Liability quotes against Zurich underwriting rules, designed for embedding...OriginationsDigital lease and loan origination spanning program configuration (manufacturers, asset types, fee models, ...Stere Underwriting APIStere's API-as-a-Service lets an insurer or MGA either bring its own existing underwriting API ("Bring-your...Pulse US Income APIIt was designed to solve the problem of calculating the future income trajectory of applicants in real-time.
Companies reaching this through an API (9)
These companies publish an API, specification or operation carrying “Underwriting” but do not classify their business under it. Listed unranked and kept out of the count above, because one tagged operation is not a statement about what a company does.
Atomic
Brightfield Software
Moody's
Moov
Odessa Technologies
Stax
Symetra Financial
Visa
Zurich Insurance
Score breakdown
Frequency
59.6
log-scaled weighted occurrences
Breadth
2.8
spread across providers
Quality lift
23.0
mean composite of providers using it
Cohesion
15.1
strength of nearest seed neighbor
Related tags
Property and Casualty 42 co-occurrences
Insurtech 66 co-occurrences
Claims 40 co-occurrences
Policy Administration 20 co-occurrences
Insurance 99 co-occurrences
Reinsurance 19 co-occurrences
Life Insurance 18 co-occurrences
Commercial Insurance 13 co-occurrences
Where this tag comes from
Provider tag123
Api tag42
Openapi tag4
Openapi op tag6
Markets provisional
Kin Score markets whose measured providers carry this tag. Share is the fraction of the market's measured providers that carry it — it describes the market, not this tag.
| Market | Share of the market's providers |
|---|---|
| Insurance and Insurtech | 36% |
Cohort brief
Auto-generatedThe 122 providers in the APIs.io catalog tagged Underwriting, scored on the Kin Score. Every figure below is computed from the catalog — nothing here is written.
Providers
122
of 123 in the catalog
Mean Kin Score
22.1
-0.1 vs catalog 22.2
Mean Agent Readiness
10.9
-1.1 vs catalog 12
Spread
3.1–62.1
median 18 · σ 15.1
How the 122 split by band
Exemplar 0Strong 4Developing 18Thin 15Emerging 52Minimal 33
Facet averages, against the whole catalog
| Facet | This cohort | Catalog | Difference | Scored |
|---|---|---|---|---|
| Discoverability | 61.4 | 57.9 | +3.5 | 122 |
| Contract Governance | 9.5 | 6.5 | +3 | 122 |
| Access Clarity | 26.2 | 23.9 | +2.3 | 122 |
| Developer Ergonomics | 22.8 | 23.2 | -0.4 | 122 |
| Operational Transparency | 10.2 | 13 | -2.8 | 122 |
| Contract Quality | 12.9 | 17.2 | -4.3 | 122 |
A facet is averaged over the members that carry it, not over the whole cohort — the “Scored” column is that count. Averaging an absent facet as zero would score our own coverage gaps as the providers’ posture.
What this cohort publishes
| Artifact | This cohort | Catalog | Difference |
|---|---|---|---|
| MCP server (any) | 11% | 13% | -2 |
| MCP server (first-party) | 14% | 12% | +2 |
| Agent Skills | 0% | 0% | 0 |
| OAuth scopes | 15% | 11% | +4 |
| Security | 100% | 98% | +2 |
| Arazzo workflows | 3% | 2% | +1 |
| Governance rules | 7% | 16% | -9 |
mcp_pct counts any mcp/ artifact including ones API Evangelist derived from the provider OpenAPI; mcp_first_party_pct counts only servers the provider publishes. Prefer the latter.
Top by Kin Score
Top by Agent Readiness
- 1 Socotra 53.2
- 2 Ripe Insurance 42.4
- 3 AmTrust Financial Services 40.2
- 4 Ocrolus 40
- 5 Kita 39.5
- 6 Open 38.3
- 7 Zinnia 37.5
- 8 Findigs 35.7
- 9 LendAPI 35.2
- 10 Rollee 34.9
All 123 members of this roster resolve to a provider in the
catalog; 122 carry a score (99%).
The figures above describe the scored members only.
Coverage caveat. 116 of 122 scored members had under half their catalog-attributable points satisfied at all (catalog_earned / catalog_max < 0.5). They are INCLUDED in the mean above. A large share here means the cohort mean is partly a measurement of how far our enrichment reached, not only of how these providers publish.Generated from the catalog build of 24 October 2026, across 31984 providers, using the same computation served by the APIs.io cohort API. Briefs are published for rosters of 5 or more scored providers; below that a distribution is not meaningful.
Coverage caveat. 116 of 122 scored members had under half their catalog-attributable points satisfied at all (catalog_earned / catalog_max < 0.5). They are INCLUDED in the mean above. A large share here means the cohort mean is partly a measurement of how far our enrichment reached, not only of how these providers publish.Generated from the catalog build of 24 October 2026, across 31984 providers, using the same computation served by the APIs.io cohort API. Briefs are published for rosters of 5 or more scored providers; below that a distribution is not meaningful.
Work with this as data
Every tag here is available over the APIs.io API and to AI agents over MCP.