Underwriting
Providers using this tag (123)
Ranked by API Evangelist rating — Exemplar and Strong are expanded by default.
Developing 16 Usable, with meaningful gaps to close
Thin 18 Limited public surface area
Emerging 50 Early or largely undocumented
Aviva plcNestoAlt BankKi InsuranceRSA InsuranceKaajHoney InsuranceDefinity FinancialVitalityWynsureMarshmallowReinsurance Group of AmericaTALResilienceOpen GISend TechnologySecondSightRisklyticsBudget DirectKalepaCyberCubeEthosEIS GroupAssured AlliesDigitalOwlGuardian LifetaktileYourcounterpartConvexKin InsuranceWeavAdmiral GroupAfficiencyclaimsforceBestowFederatohyperexponentialCape AnalyticsCorisERGO NEXT InsuranceBetterView MarketplaceKafeneConcirrusIntact FinancialStereSonnet InsuranceVouchCyenceEarnixPlus Simple
Minimal 33 Almost no public developer surface
rekordDistrict CoverEvertasNobleLedgebrookNovideaGroundspeedOpterrixUrban JungleEnvelop RiskVivereInsurance Australia GroupGangkharHippoSixfoldPulse US Income APICorvus InsuranceDayforwardBreathe LifeProximittyCyberwriteSuncorp GroupBalerionEnsuranceShepherdShepherd 3Slice LabsPeopleFund, Perfect TechnologiesTractableDesaisiv Inc.HuscarlRaven Risk AIKoffie Financial
APIs with this tag (41)
Ranked by the provider's API Evangelist rating — the Kin Score is scored per provider, not per API, so every API of a provider shares its band. How the rating works →
Strong 3 Solid coverage with minor gaps
Developing 7 Usable, with meaningful gaps to close
Origami Risk Quotes and Proposals APIQuote-side policy lifecycle — create and patch proposals, add and remove policy lines, coverages, schedules...Evari Quotes APIThe Evari Quotes microservice - the internal broker and underwriter quoting surface at /api/quotes/** plus ...AmTrust Digital Cyber APICyber insurance quoting API — quote creation and rating, underwriting questions, insured clearance, payment...Zinnia New Business APILife new business API covering application intake, requirement and case orchestration, party and agent vali...Nova Credit Platform APIUnified REST API surface across Nova Credit's products (Credit Passport v4, Cash Atlas v2, Income Navigator...Visa Underwriting Intelligence SolutionsVisa Underwriting Intelligence Solutions is a leading provider of data analytics and risk management soluti...Verisk UnderWriting APIVerisk UnderWriting API provides personal and commercial lines insurance underwriting data including homeow...
Thin 9 Limited public surface area
C.L.U.E. AutoC.L.U.E. Auto is a contributory claim-history information exchange containing up to seven years of personal...C.L.U.E. Auto with Current CarrierC.L.U.E. Auto combined with Current Carrier, which identifies the carriers of existing or previous insuranc...Driver DiscoveryDriver Discovery identifies potentially undisclosed drivers residing at an applicant's address, helping aut...InsurViewInsurView leverages one of the industry's largest collections of public records and other data sources to p...Motor Vehicle Record (MVR)Motor Vehicle Record data allows insurance companies to evaluate driver histories consistently in all fifty...Hiscox Eligibility APIPartner-facing eligibility lookup that returns the list of US states and the Hiscox products offered by pro...Accelerant Risk Exchange PlatformThe member-facing Accelerant Risk Exchange platform and its supporting API surface. Accelerant states that ...Cytora Platform APICytora's production REST API for digital risk processing — the "preferred method" of submission intake desc...Atomic Verify APIVerify provides instant income and employment verification by connecting to the consumer's payroll provider...
Emerging 17 Early or largely undocumented
Alt Bank Underwriting APICredit underwriting and risk scoring for partner card issuance.GUARD APIReal-time consumer credit underwriting / risk-assessment API. Partners POST an underwriting request for a c...Kaaj Underwriting APIKaaj's REST API for submitting borrower application packages and receiving decision-ready credit analysis, ...Wynsure REST APIRESTful API exposing Wynsure's core insurance platform capabilities for integration with third-party system...Wynsure Smart Underwriting Platform APIAPI surface for the Wynsure Smart Underwriting Platform (WSUP), a Generative AI-powered underwriting soluti...Symetra Life Insurance APIAPI supporting Symetra's life insurance products including term life, SwiftTerm (instant-issue life insuran...AURA NEXT Automated Underwriting APIAURA NEXT is RGA's SaaS-based automated underwriting decision management platform powered by 40+ years of u...Digital Health Data Risk Scoring APIRGA's Digital Health Data (DHD) Risk Scoring service provides a real-time API for evaluating structured ele...Digital Health Data Scoring APIRGA's Digital Health Data (DHD) Risk Scoring service evaluates structured electronic medical record and med...RGA Central Portal APIRGA Central provides a single point of access to exclusive applications and insights for RGA clients. The p...TAL Group Life B2B (glsb2b)The integration estate behind TAL's group insurance business with superannuation funds — underwriting in/ou...TAL Underwriting Rules Engine (URE) GraphQLA live production GraphQL endpoint serving TAL's Underwriting Rules Engine. It answers anonymous POSTs and ...Ethos Partnership APIPartner-gated API surface exposing Ethos's underwriting and interview engines. Partners can retrieve custom...Evidence of Insurability (EOI) APISecure, real-time EOI decisioning on a benefit technology partner's platform when required by an elected Gu...Underwriting Data ServiceCentralized Underwriting Data API providing business and technical services for saving and retrieving under...Convex Digital Underwriting APIThe partner-gated REST API surface behind Convex Digital Underwriting. Convex publicly describes building "...Stere Underwriting APIStere's API-as-a-Service lets an insurer or MGA either bring its own existing underwriting API ("Bring-your...
Minimal 5 Almost no public developer surface
OriginationsDigital lease and loan origination spanning program configuration (manufacturers, asset types, fee models, ...Opterrix Data APIThe Opterrix Data API provides real-time and historical weather and hazard data through high-performance en...Pulse US Income APIIt was designed to solve the problem of calculating the future income trajectory of applicants in real-time.Submission - My Zurich Connector APISubmits new business and renewal submissions into Zurich's commercial underwriting flow from broker managem...Third Party Liability Quote APIGenerates indicative Third Party Liability quotes against Zurich underwriting rules, designed for embedding...
Companies reaching this through an API (7)
These companies publish an API, specification or operation carrying “Underwriting” but do not classify their business under it. Listed unranked and kept out of the count above, because one tagged operation is not a statement about what a company does.
Score breakdown
Frequency
60.6
log-scaled weighted occurrences
Breadth
3.4
spread across providers
Quality lift
25.7
mean composite of providers using it
Cohesion
15.7
strength of nearest seed neighbor
Related tags
Property and Casualty 38 co-occurrences
Insurtech 66 co-occurrences
Brokers 28 co-occurrences
Claims 39 co-occurrences
Insurance 98 co-occurrences
Policy Administration 19 co-occurrences
Reinsurance 19 co-occurrences
Carrier 17 co-occurrences
Where this tag comes from
Provider tag123
Api tag41
Openapi tag3
Openapi op tag4
Cohort brief
Auto-generatedThe 122 providers in the APIs.io catalog tagged Underwriting, scored on the Kin Score. Every figure below is computed from the catalog — nothing here is written.
Providers
122
all scored
Mean Kin Score
22.9
-1.0 vs catalog 23.9
Mean Agent Readiness
10.3
-1.7 vs catalog 12
Spread
2.3–64.8
median 18.3 · σ 15.8
How the 122 split by band
Exemplar 0Strong 6Developing 16Thin 18Emerging 50Minimal 32
Facet averages, against the whole catalog
| Facet | This cohort | Catalog | Difference | Scored |
|---|---|---|---|---|
| Contract Governance | 8.7 | 6.4 | +2.3 | 122 |
| Discoverability | 62.7 | 61.2 | +1.5 | 122 |
| Access Clarity | 26.2 | 26.5 | -0.3 | 122 |
| Developer Ergonomics | 22.8 | 23.4 | -0.6 | 122 |
| Operational Transparency | 9.7 | 14 | -4.3 | 122 |
| Contract Quality | 13.7 | 19.8 | -6.1 | 122 |
A facet is averaged over the members that carry it, not over the whole cohort — the “Scored” column is that count. Averaging an absent facet as zero would score our own coverage gaps as the providers’ posture.
What this cohort publishes
| Artifact | This cohort | Catalog | Difference |
|---|---|---|---|
| MCP server (any) | 7% | 10% | -3 |
| MCP server (first-party) | 12% | 13% | -1 |
| Agent Skills | 0% | 0% | 0 |
| OAuth scopes | 14% | 11% | +3 |
| Security | 100% | 97% | +3 |
| Arazzo workflows | 3% | 2% | +1 |
| Governance rules | 3% | 14% | -11 |
mcp_pct counts any mcp/ artifact including ones API Evangelist derived from the provider OpenAPI; mcp_first_party_pct counts only servers the provider publishes. Prefer the latter.
Top by Kin Score
Top by Agent Readiness
- 1 Ripe Insurance 43.1
- 2 Zinnia 39.7
- 3 Kita 39.6
- 4 Ocrolus 38.7
- 5 Open 38.3
- 6 LendAPI 37.2
- 7 Socotra 36.1
- 8 Moody's RMS 34.9
- 9 Ntropy 33.8
- 10 Ki Insurance 33.6
All 123 members of this roster resolve to a scored provider in
the catalog.Generated from the catalog build of
15 September 2026, across 27661
providers, using the same computation served by the
APIs.io cohort API. Briefs are published for rosters of
5 or more scored providers; below that a distribution is not meaningful.
Work with this as data
Every tag here is available over the APIs.io API and to AI agents over MCP.