Moody's RMS

aid: moodys-rms
url: https://raw.githubusercontent.com/api-evangelist/moodys-rms/refs/heads/main/apis.yml
name: Moody's RMS
kind: company
description: 'Moody''s RMS is the catastrophe risk modeling and risk-data business of Moody''s Corporation, headquartered
  in Newark, California in its home market of the United States and serving property and casualty insurers, reinsurers, brokers,
  and capital-market participants worldwide. Founded at Stanford in 1988 as Risk Management Solutions and acquired by Moody''s
  in 2021, the company sells peril models (hurricane, earthquake, flood, wildfire, severe convective storm, terror, cyber,
  pandemic) and the exposure data infrastructure that carriers use to price, accumulate, and transfer catastrophe risk. Its
  products run on the cloud-native Intelligent Risk Platform, which fronts Risk Modeler, ExposureIQ, UnderwriteIQ, TreatyIQ,
  and Risk Data Exchange. Unlike most of the US insurance sector, Moody''s RMS is genuinely API-forward: it operates a public,
  self-serve ReadMe developer portal at developer.rms.com covering Platform APIs, Risk Modeler, Data Bridge, Location Intelligence,
  and Climate On Demand, publishes downloadable OpenAPI 3.0 definitions and public Postman collections from its own rms-developers
  GitHub repository, and exposes live REST hosts at api-use1.rms.com and api-euw1.rms.com. Reference documentation is readable
  without a login, but the APIs themselves are tenant-scoped: keys are issued only to licensed Intelligent Risk Platform tenants,
  so there is no self-serve signup and no sandbox. Its data-standards posture is cat-risk rather than ACORD — the exchange
  formats are the RMS EDM/RDM databases, the Risk Data Open Standard (RDOS), and interoperability with CEDE and OED; ACORD
  appears only as a geocoding-resolution code mapping inside the Location Intelligence API. These are risk-data and analytics
  APIs, not policy APIs: no quote, bind, issue, or FNOL surface is published.'
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Insurance
- United States
- Property and Casualty
- Reinsurance
- Risk Data
- Catastrophe Modeling
- Underwriting
- Climate Risk
- Geocoding
- Analytics
created: '2026-07-25'
modified: '2026-07-25'
specificationVersion: '0.19'
apis:
- aid: moodys-rms:platform-apis
  name: Moody's RMS Platform APIs
  description: A collection of REST APIs that let Intelligent Risk Platform tenants automate portfolio management, underwriting,
    and risk-transfer workflows across Risk Modeler, UnderwriteIQ, TreatyIQ, ExposureIQ, and Risk Data Exchange. The public
    reference is segmented into roughly two dozen families including Import, Export, Batch, Model, Accumulation, Rollup, Grouping,
    Geohaz, Bulk Geohazard, Enrich Exposure, Currency Conversion, Auto Select, Clone, Copy, ESG Data, Exchange Data, Reference
    Data, Risk Data, Admin Data, Tenant Data, Security, STEP, and Variation. No downloadable OpenAPI definition was published
    for this family at the time of review.
  humanURL: https://developer.rms.com/platform
  baseURL: https://api-use1.rms.com/platform
  tags:
  - Platform
  - Exposure Management
  - Catastrophe Modeling
  properties:
  - type: Documentation
    url: https://developer.rms.com/platform/docs
  - type: APIReference
    url: https://developer.rms.com/platform/reference
  - type: GettingStarted
    url: https://developer.rms.com/platform/docs/get-started
  - type: ChangeLog
    url: https://developer.rms.com/platform/changelog
  - type: PostmanCollection
    url: https://www.postman.com/rms-developers/rms-developers/overview
- aid: moodys-rms:risk-modeler-api
  name: Moody's RMS Risk Modeler API
  description: The Risk Modeler 2.0 public API — the legacy catastrophe-modeling and underwriting surface of the Intelligent
    Risk Platform, superseded by the Platform APIs but still documented and specified. The harvested OpenAPI 3.0.1 definition
    carries 280 paths covering exposure and EDM/RDM management, account and portfolio data, model profiles, analysis runs,
    results and metrics, imports and exports, geohazard lookups, and job orchestration.
  humanURL: https://developer.rms.com/risk-modeler
  baseURL: https://api-use1.rms.com/riskmodeler
  tags:
  - Catastrophe Modeling
  - Exposure Management
  - Underwriting
  properties:
  - type: Documentation
    url: https://developer.rms.com/risk-modeler
  - type: APIReference
    url: https://developer.rms.com/risk-modeler/reference
  - type: OpenAPI
    url: openapi/moodys-rms-risk-modeler-openapi.yml
  - type: Overlay
    url: overlays/moodys-rms-risk-modeler-overlay.yaml
  - type: ChangeLog
    url: https://developer.rms.com/risk-modeler/changelog
  - type: PostmanCollection
    url: https://github.com/RMS/rms-developers/blob/master/.assets/rm/rm2-postman.zip
- aid: moodys-rms:data-bridge-api
  name: Moody's RMS Data Bridge API
  description: Administers database connections and moves exposure and results data into and out of the Intelligent Risk Platform.
    The harvested OpenAPI 3.0.1 definition carries 21 paths covering database and server management, EDM/RDM database creation
    and deletion, upload and download of exposure databases, and the job status endpoints that track those transfers.
  humanURL: https://developer.rms.com/databridge
  baseURL: https://api-use1.rms.com/databridge
  tags:
  - Data Exchange
  - Exposure Data
  - ETL
  properties:
  - type: Documentation
    url: https://developer.rms.com/databridge
  - type: APIReference
    url: https://developer.rms.com/databridge/reference
  - type: OpenAPI
    url: openapi/moodys-rms-data-bridge-openapi.json
  - type: Overlay
    url: overlays/moodys-rms-data-bridge-overlay.yaml
  - type: ChangeLog
    url: https://developer.rms.com/databridge/changelog
- aid: moodys-rms:location-intelligence-api
  name: Moody's RMS Location Intelligence API
  description: Address geocoding and per-location peril and hazard risk lookups used to enrich exposure before modeling. The
    harvested OpenAPI 3.0.1 definition carries 366 paths under three declared tags — Geocoding, Composite, and Risk Lookups
    — returning geocode resolution (including a code mapped to the ACORD standard resolution scale), hazard scores, and peril-specific
    risk attributes by location.
  humanURL: https://developer.rms.com/location-intelligence
  baseURL: https://api-use1.rms.com/li
  tags:
  - Geocoding
  - Risk Data
  - Hazard
  properties:
  - type: Documentation
    url: https://developer.rms.com/location-intelligence
  - type: APIReference
    url: https://developer.rms.com/location-intelligence/reference
  - type: OpenAPI
    url: openapi/moodys-rms-location-intelligence-openapi.yaml
  - type: Overlay
    url: overlays/moodys-rms-location-intelligence-overlay.yaml
  - type: ChangeLog
    url: https://developer.rms.com/location-intelligence/changelog
  - type: PostmanCollection
    url: https://github.com/RMS/rms-developers/blob/master/.assets/li/li-postman.json.zip
- aid: moodys-rms:climate-on-demand-api
  name: Moody's RMS Climate On Demand API
  description: Physical climate risk data delivered as an API so financial-services organizations can build climate applications
    on the Intelligent Risk Platform. The public developer page documents four product surfaces — CoD Real Assets Stn, CoD
    Real Assets Pro, CoD Corporates, and CoD Spatial Areas — and offers a public Postman collection. No downloadable OpenAPI
    definition was found for this family at the time of review.
  humanURL: https://developer.rms.com/climate-on-demand
  tags:
  - Climate Risk
  - Physical Risk
  - ESG
  properties:
  - type: Documentation
    url: https://developer.rms.com/climate-on-demand
  - type: PostmanCollection
    url: https://www.postman.com/rms-developers/workspace/cod/collection/21620294-578a748b-78a6-4a3a-b4b3-5c5380b7848e
- aid: moodys-rms:platform-mcp-server
  name: Moody's RMS Platform MCP Server
  description: A hosted Model Context Protocol server, irp-integration-mcp, released with Intelligent Risk Platform version
    2026.07.c on 2026-06-30. It transforms the Platform API specifications, documentation, and code samples into a single
    queryable knowledge graph so that tenant AI applications can discover and implement catastrophe modeling and reinsurance
    workflows. Sixteen tools ship across five categories — Knowledge Graph, API Discovery, API Execution, Skills (beta), and
    Session Management — but only one of them, execute-api, actually calls Platform API operations; the rest reason over the
    graph. The transport is Streamable HTTP on two regional endpoints, and every request is authenticated at Moody's API gateway
    by an Intelligent Risk Platform API key whose user group carries the IRP Agentic Tools User role. Supported hosts include
    Claude Code, Claude Desktop, Cursor, Devin, JetBrains AI Assistant, and Visual Studio Code. All tenant data stays on the
    Intelligent Risk Platform.
  humanURL: https://developer.rms.com/platform/docs/platform-mcp-server-overview
  baseURL: https://api-use1.rms.com/platform/integration/v1/mcp
  tags:
  - MCP
  - Agents
  - Catastrophe Modeling
  properties:
  - type: MCPServer
    url: mcp/moodys-rms-mcp.yml
  - type: ToolCrosswalk
    url: mcp/moodys-rms-tool-crosswalk.yml
  - type: Documentation
    url: https://developer.rms.com/platform/docs/platform-mcp-server-overview
  - type: APIReference
    url: https://developer.rms.com/platform/docs/platform-mcp-server-tools
  - type: GettingStarted
    url: https://developer.rms.com/platform/docs/platform-mcp-server-integration
common:
- type: MCPServer
  url: mcp/moodys-rms-mcp.yml
- type: ToolCrosswalk
  url: mcp/moodys-rms-tool-crosswalk.yml
- type: AgentSkill
  url: skills/_index.yml
- type: Idempotency
  url: conventions/moodys-rms-conventions.yml
- type: Conventions
  url: conventions/moodys-rms-conventions.yml
- type: ErrorCatalog
  url: errors/moodys-rms-error-codes.yml
- type: Lifecycle
  url: lifecycle/moodys-rms-lifecycle.yml
- type: StatusPage
  url: https://status.rms.com
- type: Deprecation
  url: https://developer.rms.com/platform/docs/policies
- type: ChangeLog
  url: changelog/moodys-rms-changelog.yml
- type: Conformance
  url: conformance/moodys-rms-conformance.yml
- type: DataModel
  url: data-model/moodys-rms-data-model.yml
- type: LLMsTxt
  url: llms/moodys-rms-llms.txt
- type: GettingStarted
  url: https://developer.rms.com/platform/docs/get-started
- type: Support
  url: https://support.rms.com/o/html-doc/OLH_Content/SCGuide_Help_Center/Content/SCGuide/Welcome.htm
- type: TermsOfService
  url: https://www.moodys.com/web/en/us/legal/terms-of-use.html
- type: PrivacyPolicy
  url: https://www.moodys.com/web/en/us/legal/privacy-policy.html
- type: Postman
  url: https://www.postman.com/rms-developers/rms-developers/overview
- type: AgenticAccess
  url: agentic-access/moodys-rms-agentic-access.yml
- type: DomainSecurity
  url: security/moodys-rms-domain-security.yml
- type: Authentication
  url: authentication/moodys-rms-authentication.yml
- type: Website
  url: https://www.moodys.com/web/en/us/who-we-serve/insurance.html
- type: Documentation
  url: https://developer.rms.com/
- type: DeveloperPortal
  url: https://developer.rms.com/
- type: GitHubOrganization
  url: https://github.com/RMS
- type: PostmanCollection
  url: https://www.postman.com/rms-developers/rms-developers/overview
- type: APIReference
  url: https://developer.rms.com/platform/reference
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com