Moody's

Moody's provides a comprehensive suite of APIs spanning KYC compliance, economic data and forecasting, credit risk analytics, insurance and catastrophe modeling, climate risk, commercial real estate, and news aggregation. With evolving regulatory pressures and increasingly complex risk landscapes, Moody's technology, data, and analytical capabilities power industry-leading solutions across financial services, insurance, and risk management.

Moody’s publishes 1 API on the APIs.io network: Data Buffet API. Tagged areas include Climate Risk, Compliance, Credit Risk, Economic Data, and Entity Verification.

The Moody’s catalog on APIs.io includes 2 JSON-LD contexts and 2 Spectral governance rulesets.

Moody’s’ developer surface includes authentication, CLI, sandbox, developer portal, getting-started guide, developer console, engineering blog, and 31 more developer resources.

🌐 Visit website 📡 Source on GitHub

66.6/100 exemplar ▬ flat Agent 51/100 agent ready Full breakdown ↓
scored 2026-07-28 · rubric v0.6

AccessEnterpriseApproval

11 APIs 1 MCP Servers 3 Features 4 Use Cases

Climate RiskComplianceCredit RiskEconomic DataEntity VerificationFinancial AnalyticsInsuranceKYCRiskScreening

Kin Score

Kin Score How this is scored →
scored 2026-07-28 · rubric v0.6

Composite quality — 66.6/100 · exemplar

Contract Quality 17.8 / 25

Developer Ergonomics 13.8 / 20

Commercial Clarity 10.0 / 20

Operational Transparency 6.5 / 13

Governance 8.4 / 12

Discoverability 9.3 / 10

Agent readiness — 51/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

MCP Server 12 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 6 / 6

Agent Skills 5 / 5

Well-Known Catalog 4 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/moodys: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 11

Individual APIs this provider publishes, each with its own machine-readable definition.

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Rate Limits 1

Documented rate limits and quota policies.

Moodys Rate Limits

1 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Moodys Finops

FINOPS

Features 3

Notable capabilities this provider offers.

Moody's: API access via partner / B2B contracts only

No public API pricing published — contact enterprise sales

Moody's Analytics APIs (Ratings, Risk, Economics) are enterprise data subscriptions priced per data product.

JSON Schema 18

Standalone JSON Schema definitions for this provider's data models.

Scroll for all 18

JSON Structure 17

JSON Structure definitions describing this provider's data shapes.

Scroll for all 17

Examples 17

Example request and response payloads for these APIs.

Scroll for all 17

Scopes 1

OAuth scopes governing access to this provider's APIs.

Moodys Scopes

OAuth 2.0 · no documented scopes

0 scopes

SCOPES

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Moodys Agentic Access

17 operations · 6 acting

AGENTIC

Use Cases 4

What developers build with this provider.

Credit Risk Assessment

Evaluate counterparty credit risk using EDF-X probability of default and loss given default models.

Regulatory Stress Testing

Generate stress scenarios for DFAST, CCAR, and EBA regulatory compliance testing.

Commercial Lending

Automate financial spreading and credit analysis workflows for commercial loan underwriting.

Catastrophe Modeling

Model insurance portfolio risk exposure using catastrophe models and location intelligence.

Press 5

Recent news and press coverage referencing this provider.

Get Started 9

Portal, sign-up, and the first successful call

Sandbox

Portal

GettingStarted

Console

GettingStarted

Sandbox

Portal

GettingStarted

Portal

Scroll for all 9

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

Documentation

Documentation

Agent Surfaces 5

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

WellKnown

MCPServer

LLMsTxt

AgentSkill

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

Conformance

ErrorCatalog

Lifecycle

Conventions

DataModel

Webhooks

Build 5

SDKs, sample code, and the tooling you integrate with

PostmanWorkspace

Packages

SDKs

CLI

GitHubOrganization

GitHubOrganization

Access & Security 3

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Authentication

Authentication

OAuthScopes

OAuthScopes

Operate 2

Status, limits, changes, and where to get help

StatusPage

StatusPage

Contact

Contact

Commercial 3

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Plans

Plans

Company 1

The organization behind the API

Blog

Blog

Other 2

Properties that don't map to a standard resource type

Resources

Resources

Resources

Resources

Source (apis.yml)

aid: moodys
url: https://github.com/api-search/moodys/apis.yml
apis:
- aid: moodys:data-buffet-api
  name: Moody's Data Buffet API
  tags:
  - Demographics
  - Economic Data
  - Forecasts
  - Time Series
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  baseURL: https://api.economy.com
  contact:
  - FN: API Evangelist
    email: kin@apievangelist.com
  humanURL: https://www.economy.com/products/tools/data-buffet
  properties:
  - url: https://api.economy.com/data/v1/swagger
    type: APIReference
  - url: https://github.com/moodysanalytics/databuffet-api-codesamples
    type: GitHubOrganization
  - url: openapi/moodys-series-api-openapi.yml
    type: OpenAPI
  - url: openapi/moodys-baskets-api-openapi.yml
    type: OpenAPI
  - url: openapi/moodys-orders-api-openapi.yml
    type: OpenAPI
  - url: openapi/moodys-search-api-openapi.yml
    type: OpenAPI
  - url: openapi/moodys-reference-api-openapi.yml
    type: OpenAPI
  - url: openapi/moodys-health-api-openapi.yml
    type: OpenAPI
  - url: overlays/moodys-series-api-overlay.yaml
    type: Overlay
  - url: overlays/moodys-baskets-api-overlay.yaml
    type: Overlay
  - url: overlays/moodys-orders-api-overlay.yaml
    type: Overlay
  - url: overlays/moodys-search-api-overlay.yaml
    type: Overlay
  - url: overlays/moodys-reference-api-overlay.yaml
    type: Overlay
  - url: overlays/moodys-health-api-overlay.yaml
    type: Overlay
  - url: collections/moodys-data-buffet-api.postman_collection.json
    type: Postman
  - url: json-schema/moodys-time-series-schema.json
    type: JSONSchema
  - url: json-ld/moodys-context.jsonld
    type: JSONLD
  description: Moody's Analytics Data Buffet application program interface enables you to retrieve economic, demographic and
    financial time series directly from the Data Buffet repository, including international and subnational economic and demographic
    time series data and forecasts.
- aid: moodys:eccl-api
  name: Moody's Consumer Credit Loss Forecasts API
  tags:
  - Consumer Credit
  - Credit Loss
  - Forecasts
  - Risk
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  baseURL: https://api.economy.com
  contact:
  - FN: API Evangelist
    email: kin@apievangelist.com
  humanURL: https://hub.moodysanalytics.com/products
  properties:
  - url: https://api.economy.com/eccl/v1/swagger
    type: Documentation
  description: Retrieves expected consumer credit loss forecasts under baseline and stress scenarios. The ECCL API combines
    customer data, economic data from Moody's Analytics, and consumer credit data for credit risk modeling.
- aid: moodys:edf-x-api
  name: Moody's EDF-X API
  tags:
  - Credit Risk
  - Expected Default Frequency
  - Probability of Default
  - Risk Assessment
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  baseURL: https://hub.moodysanalytics.com
  contact:
  - FN: API Evangelist
    email: kin@apievangelist.com
  humanURL: https://hub.moodysanalytics.com/products
  properties:
  - url: https://hub.moodysanalytics.com/products
    type: Documentation
  description: The EDF-X API provides easy access to probability of default calculations for approximately 400 million companies
    globally via the Orbis database. It provides a PD term structure with annualized, cumulative, and forward PD values, implied
    ratings, and confidence indicators.
- aid: moodys:quiqspread-api
  name: Moody's QUIQSpread API
  tags:
  - Automation
  - Banking
  - Financial Spreading
  - Financial Statements
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  baseURL: https://hub.moodysanalytics.com
  contact:
  - FN: API Evangelist
    email: kin@apievangelist.com
  humanURL: https://hub.moodysanalytics.com/products
  properties:
  - url: https://hub.moodysanalytics.com/products
    type: Documentation
  description: Moody's Analytics QUIQspread is an intelligent, financial spreading software that will accelerate a company's
    spreading process. The API enables integration of automated financial statement processing into banking workflows.
- aid: moodys:capital-risk-analyzer-api
  name: Moody's Capital Risk Analyzer API
  tags:
  - Banking
  - Capital Planning
  - Risk
  - Stress Testing
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  baseURL: https://hub.moodysanalytics.com
  contact:
  - FN: API Evangelist
    email: kin@apievangelist.com
  humanURL: https://hub.moodysanalytics.com/products
  properties:
  - url: https://hub.moodysanalytics.com/products
    type: Documentation
  description: Moody's Analytics Capital Risk Analyzer solution is a tool that projects key capital ratios and credit metrics
    based on various strategic and economic scenarios for capital planning and stress testing such as DFAST and EBA.
- aid: moodys:climate-on-demand-api
  name: Moody's Climate on Demand API
  tags:
  - Climate Risk
  - Environmental
  - Insurance
  - Physical Risk
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  baseURL: https://developer.rms.com
  contact:
  - FN: API Evangelist
    email: kin@apievangelist.com
  humanURL: https://developer.rms.com/climate-on-demand
  properties:
  - url: https://developer.rms.com/climate-on-demand
    type: Documentation
  description: The Climate On Demand API enables financial services organizations to build physical climate risk applications
    that leverage the power of the Intelligent Risk Platform.
- aid: moodys:location-intelligence-api
  name: Moody's Location Intelligence API
  tags:
  - Geospatial
  - Insurance
  - Location
  - Risk Data
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  baseURL: https://developer.rms.com
  contact:
  - FN: API Evangelist
    email: kin@apievangelist.com
  humanURL: https://hub.moodysanalytics.com/products
  properties:
  - url: https://hub.moodysanalytics.com/products
    type: Documentation
  description: Location Intelligence API delivers more than 100 data layers across multiple kinds of data including hazard,
    location, risk score, model, and exposure data to help improve business decisions and better manage risk.
- aid: moodys:risk-modeler-api
  name: Moody's Risk Modeler API
  tags:
  - Catastrophe Modeling
  - Insurance
  - Risk
  - Underwriting
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  baseURL: https://developer.rms.com
  contact:
  - FN: API Evangelist
    email: kin@apievangelist.com
  humanURL: https://developer.rms.com/risk-modeler
  properties:
  - url: https://developer.rms.com/risk-modeler
    type: Documentation
  description: The Risk Modeler API enables you to manage end-to-end catastrophe modeling workflows using Moody's RMS models
    for portfolios, accounts, and locations on the Intelligent Risk Platform.
- aid: moodys:intelligent-risk-platform-api
  name: Moody's Intelligent Risk Platform API
  tags:
  - Insurance
  - Platform
  - Reinsurance
  - Risk Management
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  baseURL: https://developer.rms.com
  contact:
  - FN: API Evangelist
    email: kin@apievangelist.com
  humanURL: https://developer.rms.com/platform/docs/introduction
  properties:
  - url: https://developer.rms.com/platform/docs/introduction
    type: Documentation
  description: Moody's RMS Platform APIs are a collection of REST APIs that enable Intelligent Risk Platform tenants to work
    more efficiently. Risk Modeler, UnderwriteIQ, TreatyIQ, and ExposureIQ tenants can use them to manage bulk data transfers,
    automate catastrophe modeling workflows, and generate reports.
- aid: moodys:commercial-real-estate-api
  name: Moody's Commercial Real Estate API
  tags:
  - Commercial Real Estate
  - CRE
  - Location Score
  - Property
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  baseURL: https://hub.moodysanalytics.com
  contact:
  - FN: API Evangelist
    email: kin@apievangelist.com
  humanURL: https://hub.moodysanalytics.com/products
  properties:
  - url: https://hub.moodysanalytics.com/products
    type: Documentation
  description: API solutions to empower commercial real estate developers to build systems and platforms faster. Brings efficiency
    and automation into your organization, including the Commercial Location Score API and MA CRE API.
- aid: moodys:newsedge-api
  name: Moody's NewsEdge API
  tags:
  - Media
  - News
  - Real-Time Data
  - Social Media
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  baseURL: https://hub.moodysanalytics.com
  contact:
  - FN: API Evangelist
    email: kin@apievangelist.com
  humanURL: https://hub.moodysanalytics.com/products
  properties:
  - url: https://hub.moodysanalytics.com/products
    type: Documentation
  description: Bring together real-time news sources, and the best of the business web and social media to empower decision
    makers. The NewsEdge API provides access to Moody's 24,000+ news sources for integration into custom applications.
name: Moody's
tags:
- Climate Risk
- Compliance
- Credit Risk
- Economic Data
- Entity Verification
- Financial Analytics
- Insurance
- KYC
- Risk
- Screening
kind: contract
accessModel:
  pricing: enterprise
  onboarding: approval
  trial: false
  try_now: false
  public: false
  label: Enterprise · Requires approval
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/moodys.png
access: 3rd-Party
common:
- type: PostmanWorkspace
  url: https://www.postman.com/kinlaneapi/moodys/overview
- type: AgenticAccess
  url: agentic-access/moodys-agentic-access.yml
- type: DomainSecurity
  url: security/moodys-domain-security.yml
- type: Authentication
  url: authentication/moodys-authentication.yml
- type: OAuthScopes
  url: scopes/moodys-scopes.yml
- type: Packages
  url: packages/moodys-packages.yml
- type: SDKs
  url: packages/moodys-packages.yml
- type: CLI
  url: cli/moodys-cli.yml
- type: WellKnown
  url: well-known/moodys-well-known.yml
- type: MCPServer
  url: mcp/moodys-mcp.yml
- type: LLMsTxt
  url: llms/moodys-llms.txt
- type: Conformance
  url: conformance/moodys-conformance.yml
- type: ErrorCatalog
  url: errors/moodys-problem-types.yml
- type: Lifecycle
  url: lifecycle/moodys-lifecycle.yml
- type: Conventions
  url: conventions/moodys-conventions.yml
- type: DataModel
  url: data-model/moodys-data-model.yml
- type: Sandbox
  url: sandbox/moodys-sandbox.yml
- type: AgentSkill
  url: skills/_index.yml
- type: Webhooks
  url: https://www.kompany.com/kycapi/docs/guides/guides/working-with-endpoints/working-with-webhooks
- type: TermsOfService
  url: https://www.moodys.com/termsofuseinfo.aspx
- type: PrivacyPolicy
  url: https://www.moodys.com/privatepolicy.aspx
- url: https://www.kompany.com/
  type: Portal
- url: https://www.kompany.com/kycapi/dashboard/plans
  type: Plans
- url: https://www.kompany.com/kycapi/docs/quick-start
  type: GettingStarted
- url: https://www.kompany.com/kycapi/console
  type: Console
- url: https://www.kompany.com/kycapi/community/developer-news
  type: Blog
- url: https://www.kompany.com/kycapi/docs/guides/guides/get-started
  type: GettingStarted
- url: https://www.kompany.com/kycapi/docs/guides/guides/get-started/sandbox-overview
  type: Sandbox
- url: https://www.kompany.com/kycapi/docs/guides/guides/use-cases
  type: UseCases
- url: https://www.kompany.com/kycapi/docs/resources
  type: Resources
- type: Features
  data:
  - 'Moody''s: API access via partner / B2B contracts only'
  - No public API pricing published — contact enterprise sales
  - Moody's Analytics APIs (Ratings, Risk, Economics) are enterprise data subscriptions priced per data product.
  sources:
  - https://developer.moodys.com/
  updated: '2026-05-04'
- type: UseCases
  data:
  - name: Credit Risk Assessment
    description: Evaluate counterparty credit risk using EDF-X probability of default and loss given default models.
  - name: Regulatory Stress Testing
    description: Generate stress scenarios for DFAST, CCAR, and EBA regulatory compliance testing.
  - name: Commercial Lending
    description: Automate financial spreading and credit analysis workflows for commercial loan underwriting.
  - name: Catastrophe Modeling
    description: Model insurance portfolio risk exposure using catastrophe models and location intelligence.
- type: Integrations
  data:
  - name: Orbis Database
    description: Integration with the Orbis database covering 400 million companies for credit risk analysis.
  - name: Intelligent Risk Platform
    description: Platform integration for catastrophe modeling, underwriting, and reinsurance workflows.
  - name: News Sources
    description: Integration with 24,000+ news sources for real-time media monitoring and sentiment analysis.
- url: https://www.kompany.com/kycapi/connections
  type: Integrations
- url: https://kycapi-status.kompany.com/
  type: StatusPage
- url: https://hub.moodysanalytics.com/
  type: Portal
- url: https://hub.moodysanalytics.com/products
  type: Documentation
- url: https://hub.moodysanalytics.com/gettingstarted
  type: GettingStarted
- url: https://hub.moodysanalytics.com/contact
  type: Contact
- url: https://developer.rms.com/
  type: Portal
- url: https://www.economy.com/products/tools/api
  type: Documentation
- url: https://github.com/moodysanalytics
  type: GitHubOrganization
- url: https://www.rms.com/developer-resources
  type: Resources
created: '2024-09-25T00:00:00.000Z'
modified: '2026-07-25'
position: Consuming
description: Moody's provides a comprehensive suite of APIs spanning KYC compliance, economic data and forecasting, credit
  risk analytics, insurance and catastrophe modeling, climate risk, commercial real estate, and news aggregation. With evolving
  regulatory pressures and increasingly complex risk landscapes, Moody's technology, data, and analytical capabilities power
  industry-leading solutions across financial services, insurance, and risk management.
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
specificationVersion: '0.19'

Moody's

APIs 11

Postman Collections 6

Open Collections 1

MCP Servers 1

Pricing Plans 1

Rate Limits 1

FinOps 1

Features 3

Semantic Vocabularies 2

Spectral Rules 2

JSON Schema 18

JSON Structure 17

Examples 17

Security Posture 2

Scopes 1

Agentic Access 1

Use Cases 4

Credit Risk Assessment

Regulatory Stress Testing

Commercial Lending

Catastrophe Modeling

Press 5

Responsible AI Principles at Moody's

Artificial intelligence insights

Moody's AI Principles

Artificial intelligence on trial

Moody's Advances Decision-Grade Credit Intelligence ...

Get Started 9

Documentation 2

Agent Surfaces 5

Design & Contract 6

Build 5

Access & Security 3

Operate 2

Commercial 3

Company 1

Other 2

Source (apis.yml)