Orbii

Orbii is a Riyadh-based credit infrastructure company providing AI-powered underwriting and lending infrastructure for banks, fintechs, neobanks, and B2B platforms across the MENA region. Its APIs ingest and enrich transaction and invoice data to produce borrower intelligence — client and predictive KPIs, risk assessments, band classifications, and suggested loan allocations — so lenders can launch SME lending products (salary advance, merchant financing, working capital, BNPL, embedded lending) without building an internal credit function. Orbii exposes region-specific REST APIs for Saudi Arabia (KSA), the United Arab Emirates (UAE), and Oman (OMN), documented on a SwaggerHub portal. Backed by a $3.6M seed round led by Prosus Ventures.

Orbii publishes 15 APIs on the APIs.io network, including Business Category Assignment API, Categories API, Clients API, and 12 more. Tagged areas include Company, Artificial Intelligence, Lending, Credit, and Fintech.

Orbii’s developer surface includes documentation, API reference, engineering blog, support, authentication, and 16 more developer resources.

🌐 Visit website 📡 Source on GitHub

30.8/100 thin ▬ flat Agent 37/100 agent ready Full breakdown ↓
scored 2026-08-20 · rubric v0.12.0

15 APIs 1 MCP Servers

Company Artificial Intelligence Lending Credit Fintech Underwriting Banking SME Embedded Finance MENA Risk

Kin Score

Kin Score How this is scored →
scored 2026-08-20 · rubric v0.12.0

Composite quality — 30.8/100 · thin

Contract Quality 9.8 / 21

Developer Ergonomics 8.0 / 17

Access Clarity 0.0 / 17

Operational Transparency 0.0 / 11

Contract Governance 1.7 / 10

Discoverability 6.9 / 9

Regulatory Posture 3.9 / 15

Agent readiness — 37/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/orbii: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 15

Individual APIs this provider publishes, each with its own machine-readable definition.

Open Collections 16

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Get Started 1

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

MCPServer

LLMsTxt

AgenticAccess

AgentSkill

Design & Contract 5

Pagination, idempotency, versioning, errors, and events

Conventions

ErrorCatalog

DataModel

Conformance

Lifecycle

Access & Security 2

Authentication, authorization, and security posture

Authentication

Authentication

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Company 3

The organization behind the API

Website

Website

Blog

Blog

LinkedIn

Other 3

Properties that don't map to a standard resource type

Overlay

Overlay

Overlay

Overlay

Overlay

Overlay

Source (apis.yml)

aid: orbii
name: Orbii
description: Orbii is a Riyadh-based credit infrastructure company providing AI-powered underwriting and lending infrastructure
  for banks, fintechs, neobanks, and B2B platforms across the MENA region. Its APIs ingest and enrich transaction and invoice
  data to produce borrower intelligence — client and predictive KPIs, risk assessments, band classifications, and suggested
  loan allocations — so lenders can launch SME lending products (salary advance, merchant financing, working capital, BNPL,
  embedded lending) without building an internal credit function. Orbii exposes region-specific REST APIs for Saudi Arabia
  (KSA), the United Arab Emirates (UAE), and Oman (OMN), documented on a SwaggerHub portal. Backed by a $3.6M seed round led
  by Prosus Ventures.
url: https://raw.githubusercontent.com/api-evangelist/orbii/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- prosus-ventures
x-tier: stub
x-tier-reason: portfolio-lead
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-20'
image: https://cdn.prod.website-files.com/6894ac031d066c1f144fb082/68bdc4495f740a290c12b9c4_dark.webp
tags:
- Company
- Artificial Intelligence
- Lending
- Credit
- Fintech
- Underwriting
- Banking
- SME
- Embedded Finance
- MENA
- Risk
tags_raw:
- Company
- Ai
- Lending
- Credit
- Fintech
- Underwriting
- Banking
- SME
- Embedded Finance
- MENA
- Risk
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
apis:
- aid: orbii:orbii-business-category-assignment-api
  name: Orbii Business Category Assignment API
  description: The Business Category Assignment API from Orbii — 1 operation(s) for business category assignment.
  humanURL: https://api.docs.orbii.ai/uae/docs/orbii-api-v-1-0-5-oas3
  baseURL: https://api.orbii.ai
  tags:
  - Business Category Assignment
  properties:
  - type: OpenAPI
    url: openapi/orbii-business-category-assignment-api-openapi.yml
- aid: orbii:orbii-categories-api
  name: Orbii Categories API
  description: The Categories API from Orbii — 1 operation(s) for categories.
  humanURL: https://api.docs.orbii.ai/uae/docs/orbii-api-v-1-0-5-oas3
  baseURL: https://api.orbii.ai
  tags:
  - Categories
  properties:
  - type: OpenAPI
    url: openapi/orbii-categories-api-openapi.yml
- aid: orbii:orbii-clients-api
  name: Orbii Clients API
  description: The Clients API from Orbii — 2 operation(s) for clients.
  humanURL: https://api.docs.orbii.ai/uae/docs/orbii-api-v-1-0-5-oas3
  baseURL: https://api.orbii.ai
  tags:
  - Clients
  properties:
  - type: OpenAPI
    url: openapi/orbii-clients-api-openapi.yml
- aid: orbii:orbii-company-management-api
  name: Orbii Company Management API
  description: The Company Management API from Orbii — 1 operation(s) for company management.
  humanURL: https://api.docs.orbii.ai/uae/docs/orbii-api-v-1-0-5-oas3
  baseURL: https://api.orbii.ai
  tags:
  - Company Management
  properties:
  - type: OpenAPI
    url: openapi/orbii-company-management-api-openapi.yml
- aid: orbii:orbii-data-check-api
  name: Orbii Data Check API
  description: The Data Check API from Orbii — 1 operation(s) for data check.
  humanURL: https://api.docs.orbii.ai/uae/docs/orbii-api-v-1-0-5-oas3
  baseURL: https://api.orbii.ai
  tags:
  - Data Check
  properties:
  - type: OpenAPI
    url: openapi/orbii-data-check-api-openapi.yml
- aid: orbii:orbii-general-api
  name: Orbii General API
  description: The General API from Orbii — 1 operation(s) for general.
  humanURL: https://api.docs.orbii.ai/uae/docs/orbii-api-v-1-0-5-oas3
  baseURL: https://api.orbii.ai
  tags: []
  tags_raw:
  - General
  properties:
  - type: OpenAPI
    url: openapi/orbii-general-api-openapi.yml
- aid: orbii:orbii-ibans-api
  name: Orbii IBANs API
  description: The IBANs API from Orbii — 1 operation(s) for ibans.
  humanURL: https://api.docs.orbii.ai/uae/docs/orbii-api-v-1-0-5-oas3
  baseURL: https://api.orbii.ai
  tags:
  - IBANs
  properties:
  - type: OpenAPI
    url: openapi/orbii-ibans-api-openapi.yml
- aid: orbii:orbii-invoices-api
  name: Orbii Invoices API
  description: The Invoices API from Orbii — 11 operation(s) for invoices.
  humanURL: https://api.docs.orbii.ai/uae/docs/orbii-api-v-1-0-5-oas3
  baseURL: https://api.orbii.ai
  tags:
  - Invoices
  properties:
  - type: OpenAPI
    url: openapi/orbii-invoices-api-openapi.yml
- aid: orbii:orbii-kpis-api
  name: Orbii KPIs API
  description: The KPIs API from Orbii — 6 operation(s) for kpis.
  humanURL: https://api.docs.orbii.ai/uae/docs/orbii-api-v-1-0-5-oas3
  baseURL: https://api.orbii.ai
  tags:
  - KPIs
  properties:
  - type: OpenAPI
    url: openapi/orbii-kpis-api-openapi.yml
- aid: orbii:orbii-lending-actions-api
  name: Orbii Lending Actions API
  description: The Lending Actions API from Orbii — 1 operation(s) for lending actions.
  humanURL: https://api.docs.orbii.ai/uae/docs/orbii-api-v-1-0-5-oas3
  baseURL: https://api.orbii.ai
  tags:
  - Lending Actions
  properties:
  - type: OpenAPI
    url: openapi/orbii-lending-actions-api-openapi.yml
- aid: orbii:orbii-merchants-api
  name: Orbii Merchants API
  description: The Merchants API from Orbii — 8 operation(s) for merchants.
  humanURL: https://api.docs.orbii.ai/uae/docs/orbii-api-v-1-0-5-oas3
  baseURL: https://api.orbii.ai
  tags:
  - Merchants
  properties:
  - type: OpenAPI
    url: openapi/orbii-merchants-api-openapi.yml
- aid: orbii:orbii-pdfs-api
  name: Orbii PDFs API
  description: The PDFs API from Orbii — 4 operation(s) for pdfs.
  humanURL: https://api.docs.orbii.ai/uae/docs/orbii-api-v-1-0-5-oas3
  baseURL: https://api.orbii.ai
  tags:
  - PDFs
  properties:
  - type: OpenAPI
    url: openapi/orbii-pdfs-api-openapi.yml
- aid: orbii:orbii-risk-assessment-api
  name: Orbii Risk Assessment API
  description: The Risk Assessment API from Orbii — 5 operation(s) for risk assessment.
  humanURL: https://api.docs.orbii.ai/uae/docs/orbii-api-v-1-0-5-oas3
  baseURL: https://api.orbii.ai
  tags:
  - Risk Assessment
  properties:
  - type: OpenAPI
    url: openapi/orbii-risk-assessment-api-openapi.yml
- aid: orbii:orbii-subcategories-api
  name: Orbii Subcategories API
  description: The Subcategories API from Orbii — 1 operation(s) for subcategories.
  humanURL: https://api.docs.orbii.ai/uae/docs/orbii-api-v-1-0-5-oas3
  baseURL: https://api.orbii.ai
  tags:
  - Subcategories
  properties:
  - type: OpenAPI
    url: openapi/orbii-subcategories-api-openapi.yml
- aid: orbii:orbii-transactions-api
  name: Orbii Transactions API
  description: The Transactions API from Orbii — 16 operation(s) for transactions.
  humanURL: https://api.docs.orbii.ai/uae/docs/orbii-api-v-1-0-5-oas3
  baseURL: https://api.orbii.ai
  tags:
  - Transaction
  tags_raw:
  - Transactions
  properties:
  - type: OpenAPI
    url: openapi/orbii-transactions-api-openapi.yml
common:
- type: Website
  url: https://orbii.ai
- type: DeveloperPortal
  url: https://api.docs.orbii.ai/
- type: Documentation
  url: https://api.docs.orbii.ai/
- type: APIReference
  url: https://api.docs.orbii.ai/uae/docs/orbii-api-v-1-0-5-oas3
- type: Blog
  url: https://www.orbii.ai/news
- type: Support
  url: https://join.slack.com/t/orbii/shared_invite/zt-3dyey2n3l-6E880uPZ33_TsUPW3XMgkQ
- type: LinkedIn
  url: https://www.linkedin.com/company/orbiiai
- type: Authentication
  url: authentication/orbii-authentication.yml
- type: Conventions
  url: conventions/orbii-conventions.yml
- type: ErrorCatalog
  url: errors/orbii-problem-types.yml
- type: DataModel
  url: data-model/orbii-data-model.yml
- type: Conformance
  url: conformance/orbii-conformance.yml
- type: Lifecycle
  url: lifecycle/orbii-lifecycle.yml
- type: MCPServer
  url: mcp/orbii-mcp.yml
- type: LLMsTxt
  url: llms/orbii-llms.txt
- type: AgenticAccess
  url: agentic-access/orbii-agentic-access.yml
- type: AgentSkill
  url: skills/_index.yml
- type: Overlay
  name: Orbii UAE overlay
  url: overlays/orbii-uae-overlay.yaml
- type: Overlay
  name: Orbii KSA overlay
  url: overlays/orbii-ksa-overlay.yaml
- type: Overlay
  name: Orbii OMN overlay
  url: overlays/orbii-omn-overlay.yaml
- type: DomainSecurity
  url: security/orbii-domain-security.yml
x-enrichment:
  date: '2026-07-20'
  status: enriched
  artifacts_added: 19
  pass: local-v1

Orbii

APIs 15

Open Collections 16

MCP Servers 1

Security Posture 2

Agentic Access 1

Get Started 1

Documentation 2

Agent Surfaces 4

Design & Contract 5

Access & Security 2

Operate 1

Company 3

Other 3

Source (apis.yml)