Orbii website screenshot

Orbii

Orbii is a Riyadh-based credit infrastructure company providing AI-powered underwriting and lending infrastructure for banks, fintechs, neobanks, and B2B platforms across the MENA region. Its APIs ingest and enrich transaction and invoice data to produce borrower intelligence — client and predictive KPIs, risk assessments, band classifications, and suggested loan allocations — so lenders can launch SME lending products (salary advance, merchant financing, working capital, BNPL, embedded lending) without building an internal credit function. Orbii exposes region-specific REST APIs for Saudi Arabia (KSA), the United Arab Emirates (UAE), and Oman (OMN), documented on a SwaggerHub portal. Backed by a $3.6M seed round led by Prosus Ventures.

Orbii publishes 15 APIs on the APIs.io network, including Business Category Assignment API, Categories API, Clients API, and 12 more. Tagged areas include Company, Artificial Intelligence, Lending, Credit, and Fintech.

Orbii’s developer surface includes documentation, API reference, engineering blog, support, authentication, and 17 more developer resources.

🌐 Visit website 📡 Source on GitHub
28.3/100 thin ▬ flat Agent 26/100 agent aware Full breakdown ↓
scored 2026-09-08 · rubric v0.20.0
3 APIs
CompanyArtificial IntelligenceLendingCreditFintechUnderwritingBankingSMEEmbedded FinanceMENARisk

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-09-08 · rubric v0.20.0
Composite quality — 28.3/100 · thin
Contract Quality 8.4 / 19
Developer Ergonomics 7.1 / 15
Access Clarity 0.0 / 15
Operational Transparency 0.0 / 10
Contract Governance 0.4 / 9
Discoverability 6.1 / 8
Regulatory Posture 3.9 / 15
Create-or-Update Ergonomics 0.0 / 10
Agent readiness — 26/100 · agent aware
Machine-Readable Contract 18 / 18
Agentic Access Contract 10 / 10
Documented Reversibility 0 / 6
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 7 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 5 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Delegated User Identity 0 / 6
Protected Resource Metadata 0 / 5
Registration Without a Human 0 / 6
Agentic Commerce Well-Known Document 0 / 5
Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.
Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.
The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from github.com/api-evangelist/orbii: open an issue to ask a question, or submit a pull request to add artifacts. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

APIs 15

Individual APIs this provider publishes, each with its own machine-readable definition.

Orbii Business Category Assignment API

The Business Category Assignment API from Orbii — 1 operation(s) for business category assignment.

Orbii Categories API

The Categories API from Orbii — 1 operation(s) for categories.

Orbii Clients API

The Clients API from Orbii — 2 operation(s) for clients.

Orbii Company Management API

The Company Management API from Orbii — 1 operation(s) for company management.

Orbii Data Check API

The Data Check API from Orbii — 1 operation(s) for data check.

Orbii General API

The General API from Orbii — 1 operation(s) for general.

Orbii IBANs API

The IBANs API from Orbii — 1 operation(s) for ibans.

Orbii Invoices API

The Invoices API from Orbii — 11 operation(s) for invoices.

Orbii KPIs API

The KPIs API from Orbii — 6 operation(s) for kpis.

Orbii Lending Actions API

The Lending Actions API from Orbii — 1 operation(s) for lending actions.

Orbii Merchants API

The Merchants API from Orbii — 8 operation(s) for merchants.

Orbii PDFs API

The PDFs API from Orbii — 4 operation(s) for pdfs.

Orbii Risk Assessment API

The Risk Assessment API from Orbii — 5 operation(s) for risk assessment.

Orbii Subcategories API

The Subcategories API from Orbii — 1 operation(s) for subcategories.

Orbii Transactions API

The Transactions API from Orbii — 16 operation(s) for transactions.

Scroll for all 15

Open Collections 16

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

API Collection

OPEN COLLECTION

Orbii KSA Business Category Assignment API

OPEN COLLECTION

Orbii KSA Business Category Assignment Categories API

OPEN COLLECTION

Orbii KSA Business Category Assignment Clients API

OPEN COLLECTION

Orbii KSA Business Category Assignment Company Management API

OPEN COLLECTION

Orbii KSA Business Category Assignment Data Check API

OPEN COLLECTION

Orbii KSA Business Category Assignment General API

OPEN COLLECTION

Orbii KSA Business Category Assignment IBANs API

OPEN COLLECTION

Orbii KSA Business Category Assignment Invoices API

OPEN COLLECTION

Orbii KSA Business Category Assignment KPIs API

OPEN COLLECTION

Orbii KSA Business Category Assignment Lending Actions API

OPEN COLLECTION

Orbii KSA Business Category Assignment Merchants API

OPEN COLLECTION

Orbii KSA Business Category Assignment PDFs API

OPEN COLLECTION

Orbii KSA Business Category Assignment Risk Assessment API

OPEN COLLECTION

Orbii KSA Business Category Assignment Subcategories API

OPEN COLLECTION

Orbii KSA Business Category Assignment Transactions API

OPEN COLLECTION

Scroll for all 16

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Orbii Authentication

query-credentials · 1 scheme

SECURITY

Orbii Domain Security

TLSv1.3

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Orbii Agentic Access

161 operations · 29 acting

161 operations · 29 acting

AGENTIC

Resources

Get Started 1

Portal, sign-up, and the first successful call

DeveloperPortal
DeveloperPortal

Documentation 2

Reference material describing how the API behaves

Documentation
Documentation
 APIReference
APIReference

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

X-MCPServerCandidate
X-MCPServerCandidate
 LLMsTxt
LLMsTxt
 AgenticAccess
AgenticAccess
 AgentSkill
AgentSkill

Design & Contract 5

Pagination, idempotency, versioning, errors, and events

Conventions
Conventions
 ErrorCatalog
ErrorCatalog
 DataModel
DataModel
 Conformance
Conformance
 Lifecycle
Lifecycle

Access & Security 2

Authentication, authorization, and security posture

Authentication
Authentication
 DomainSecurity
DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support
Support

Company 3

The organization behind the API

Website
Website
 Blog
Blog
 LinkedIn
LinkedIn

Other 4

Properties that don't map to a standard resource type

CapabilityMap
CapabilityMap
 Overlay
Overlay
 Overlay
Overlay
 Overlay
Overlay

Source (apis.yml)

apis.yml Raw ↑ 
aid: orbii
name: Orbii
description: Orbii is a Riyadh-based credit infrastructure company providing AI-powered underwriting and lending infrastructure
  for banks, fintechs, neobanks, and B2B platforms across the MENA region. Its APIs ingest and enrich transaction and invoice
  data to produce borrower intelligence — client and predictive KPIs, risk assessments, band classifications, and suggested
  loan allocations — so lenders can launch SME lending products (salary advance, merchant financing, working capital, BNPL,
  embedded lending) without building an internal credit function. Orbii exposes region-specific REST APIs for Saudi Arabia
  (KSA), the United Arab Emirates (UAE), and Oman (OMN), documented on a SwaggerHub portal. Backed by a $3.6M seed round led
  by Prosus Ventures.
url: https://raw.githubusercontent.com/api-evangelist/orbii/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- prosus-ventures
x-tier: stub
x-tier-reason: portfolio-lead
deliveryModel:
  model: unknown
  open_source: false
  commercial: false
  callable_host: true
  label: Delivery model not determined — needs a product licence on record
  confidence: low
  source:
  - openapi
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-20'
image: https://cdn.prod.website-files.com/6894ac031d066c1f144fb082/68bdc4495f740a290c12b9c4_dark.webp
tags:
- Company
- Artificial Intelligence
- Lending
- Credit
- Fintech
- Underwriting
- Banking
- SME
- Embedded Finance
- MENA
- Risk
tags_raw:
- Company
- Ai
- Lending
- Credit
- Fintech
- Underwriting
- Banking
- SME
- Embedded Finance
- MENA
- Risk
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
apis:
- aid: orbii:orbii-business-category-assignment-api
  name: Orbii Business Category Assignment API
  description: The Business Category Assignment API from Orbii — 1 operation(s) for business category assignment.
  humanURL: https://api.docs.orbii.ai/uae/docs/orbii-api-v-1-0-5-oas3
  baseURL: https://api.orbii.ai
  tags:
  - Business Category Assignment
  properties:
  - type: OpenAPI
    url: openapi/orbii-business-category-assignment-api-openapi.yml
- aid: orbii:orbii-categories-api
  name: Orbii Categories API
  description: The Categories API from Orbii — 1 operation(s) for categories.
  humanURL: https://api.docs.orbii.ai/uae/docs/orbii-api-v-1-0-5-oas3
  baseURL: https://api.orbii.ai
  tags:
  - Categories
  properties:
  - type: OpenAPI
    url: openapi/orbii-categories-api-openapi.yml
- aid: orbii:orbii-clients-api
  name: Orbii Clients API
  description: The Clients API from Orbii — 2 operation(s) for clients.
  humanURL: https://api.docs.orbii.ai/uae/docs/orbii-api-v-1-0-5-oas3
  baseURL: https://api.orbii.ai
  tags:
  - Clients
  properties:
  - type: OpenAPI
    url: openapi/orbii-clients-api-openapi.yml
- aid: orbii:orbii-company-management-api
  name: Orbii Company Management API
  description: The Company Management API from Orbii — 1 operation(s) for company management.
  humanURL: https://api.docs.orbii.ai/uae/docs/orbii-api-v-1-0-5-oas3
  baseURL: https://api.orbii.ai
  tags:
  - Company Management
  properties:
  - type: OpenAPI
    url: openapi/orbii-company-management-api-openapi.yml
- aid: orbii:orbii-data-check-api
  name: Orbii Data Check API
  description: The Data Check API from Orbii — 1 operation(s) for data check.
  humanURL: https://api.docs.orbii.ai/uae/docs/orbii-api-v-1-0-5-oas3
  baseURL: https://api.orbii.ai
  tags:
  - Data Check
  properties:
  - type: OpenAPI
    url: openapi/orbii-data-check-api-openapi.yml
- aid: orbii:orbii-general-api
  name: Orbii General API
  description: The General API from Orbii — 1 operation(s) for general.
  humanURL: https://api.docs.orbii.ai/uae/docs/orbii-api-v-1-0-5-oas3
  baseURL: https://api.orbii.ai
  tags: []
  tags_raw:
  - General
  properties:
  - type: OpenAPI
    url: openapi/orbii-general-api-openapi.yml
- aid: orbii:orbii-ibans-api
  name: Orbii IBANs API
  description: The IBANs API from Orbii — 1 operation(s) for ibans.
  humanURL: https://api.docs.orbii.ai/uae/docs/orbii-api-v-1-0-5-oas3
  baseURL: https://api.orbii.ai
  tags:
  - IBANs
  properties:
  - type: OpenAPI
    url: openapi/orbii-ibans-api-openapi.yml
- aid: orbii:orbii-invoices-api
  name: Orbii Invoices API
  description: The Invoices API from Orbii — 11 operation(s) for invoices.
  humanURL: https://api.docs.orbii.ai/uae/docs/orbii-api-v-1-0-5-oas3
  baseURL: https://api.orbii.ai
  tags:
  - Invoices
  properties:
  - type: OpenAPI
    url: openapi/orbii-invoices-api-openapi.yml
- aid: orbii:orbii-kpis-api
  name: Orbii KPIs API
  description: The KPIs API from Orbii — 6 operation(s) for kpis.
  humanURL: https://api.docs.orbii.ai/uae/docs/orbii-api-v-1-0-5-oas3
  baseURL: https://api.orbii.ai
  tags:
  - KPIs
  properties:
  - type: OpenAPI
    url: openapi/orbii-kpis-api-openapi.yml
- aid: orbii:orbii-lending-actions-api
  name: Orbii Lending Actions API
  description: The Lending Actions API from Orbii — 1 operation(s) for lending actions.
  humanURL: https://api.docs.orbii.ai/uae/docs/orbii-api-v-1-0-5-oas3
  baseURL: https://api.orbii.ai
  tags:
  - Lending Actions
  properties:
  - type: OpenAPI
    url: openapi/orbii-lending-actions-api-openapi.yml
- aid: orbii:orbii-merchants-api
  name: Orbii Merchants API
  description: The Merchants API from Orbii — 8 operation(s) for merchants.
  humanURL: https://api.docs.orbii.ai/uae/docs/orbii-api-v-1-0-5-oas3
  baseURL: https://api.orbii.ai
  tags:
  - Merchants
  properties:
  - type: OpenAPI
    url: openapi/orbii-merchants-api-openapi.yml
- aid: orbii:orbii-pdfs-api
  name: Orbii PDFs API
  description: The PDFs API from Orbii — 4 operation(s) for pdfs.
  humanURL: https://api.docs.orbii.ai/uae/docs/orbii-api-v-1-0-5-oas3
  baseURL: https://api.orbii.ai
  tags:
  - PDFs
  properties:
  - type: OpenAPI
    url: openapi/orbii-pdfs-api-openapi.yml
- aid: orbii:orbii-risk-assessment-api
  name: Orbii Risk Assessment API
  description: The Risk Assessment API from Orbii — 5 operation(s) for risk assessment.
  humanURL: https://api.docs.orbii.ai/uae/docs/orbii-api-v-1-0-5-oas3
  baseURL: https://api.orbii.ai
  tags:
  - Risk Assessment
  properties:
  - type: OpenAPI
    url: openapi/orbii-risk-assessment-api-openapi.yml
- aid: orbii:orbii-subcategories-api
  name: Orbii Subcategories API
  description: The Subcategories API from Orbii — 1 operation(s) for subcategories.
  humanURL: https://api.docs.orbii.ai/uae/docs/orbii-api-v-1-0-5-oas3
  baseURL: https://api.orbii.ai
  tags:
  - Subcategories
  properties:
  - type: OpenAPI
    url: openapi/orbii-subcategories-api-openapi.yml
- aid: orbii:orbii-transactions-api
  name: Orbii Transactions API
  description: The Transactions API from Orbii — 16 operation(s) for transactions.
  humanURL: https://api.docs.orbii.ai/uae/docs/orbii-api-v-1-0-5-oas3
  baseURL: https://api.orbii.ai
  tags:
  - Transaction
  tags_raw:
  - Transactions
  properties:
  - type: OpenAPI
    url: openapi/orbii-transactions-api-openapi.yml
common:
- type: CapabilityMap
  url: capabilities/orbii-capability-edges.yml
  name: Orbii Business Capability Map
- type: Website
  url: https://orbii.ai
- type: DeveloperPortal
  url: https://api.docs.orbii.ai/
- type: Documentation
  url: https://api.docs.orbii.ai/
- type: APIReference
  url: https://api.docs.orbii.ai/uae/docs/orbii-api-v-1-0-5-oas3
- type: Blog
  url: https://www.orbii.ai/news
- type: Support
  url: https://join.slack.com/t/orbii/shared_invite/zt-3dyey2n3l-6E880uPZ33_TsUPW3XMgkQ
- type: LinkedIn
  url: https://www.linkedin.com/company/orbiiai
- type: Authentication
  url: authentication/orbii-authentication.yml
- type: Conventions
  url: conventions/orbii-conventions.yml
- type: ErrorCatalog
  url: errors/orbii-problem-types.yml
- type: DataModel
  url: data-model/orbii-data-model.yml
- type: Conformance
  url: conformance/orbii-conformance.yml
- type: Lifecycle
  url: lifecycle/orbii-lifecycle.yml
- type: X-MCPServerCandidate
  url: mcp/orbii-mcp.yml
  note: 'Renamed from MCPServer 2026-09-03 (roadmap#247): the manifest self-describes as status: candidate — a tool list derived
    from the published API contracts, not an existing server. The scorer already read the manifest and reported mcp_server
    correctly; the MCPServer type was crediting the artifact-type surfaces with a server that does not exist.'
- type: LLMsTxt
  url: llms/orbii-llms.txt
- type: AgenticAccess
  url: agentic-access/orbii-agentic-access.yml
- type: AgentSkill
  url: skills/_index.yml
- type: Overlay
  name: Orbii UAE overlay
  url: overlays/orbii-uae-overlay.yaml
- type: Overlay
  name: Orbii KSA overlay
  url: overlays/orbii-ksa-overlay.yaml
- type: Overlay
  name: Orbii OMN overlay
  url: overlays/orbii-omn-overlay.yaml
- type: DomainSecurity
  url: security/orbii-domain-security.yml
x-enrichment:
  date: '2026-07-20'
  status: enriched
  artifacts_added: 19
  pass: local-v1

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