established · -1.6 market industry

Lending

Score 26.4 / 100 398 providers +22 via APIs 57 APIs Search apis.io →
Workflows using this tag
Temenos Financial Crime Screen And Risk Score Customer · Temenos Temenos Fund Administration Onboard Investor And Place Instruction · Temenos Temenos Infinity Initiate Payment And Track · Temenos Temenos Microservices Define And Execute Orchestration · Temenos Temenos Journey Manager Complete Submission Delivery · Temenos Temenos Enterprise Pricing Simulate And Retrieve Quotation · Temenos Temenos BNPL Generate Offer And Accept Into Loan · Temenos Temenos Payments Bulk Payment Batch Approval · Temenos
Business capabilities this tag reaches
Credit & Lending Management 4

Providers using this tag (398)

Ranked by API Evangelist rating — Exemplar and Strong are expanded by default.

Exemplar 2 Complete, well-documented, and agent-ready
Method FinancialCompanyFintechLiability DataPayments2 APIs69.5Blnk FinanceFintechFinancial ServicesLedgerDouble-Entry1 API67.4
Strong 10 Solid coverage with minor gaps
UnitFintechBanking as a ServiceBankingPayments18 APIs64.7SoFi TechnologiesFintechPaymentsBankingCard Issuing11 APIs57.4LevCompanyCommercial Real EstateReal EstatePropTech1 API63.0HeronCompanyFinancial ServicesDocument AutomationUnderwriting1 API62.1Freddie MacFreddie MacHousingMortgage21 APIs61.1KitaCompanyFintechUnderwriting2 APIs60.8Total ExpertCompanyFintechCRMMarketing Automation1 API60.1RolleeCompanyOpen FinanceIncome VerificationEmployment Verification2 APIs55.6Copper.coCompanyDigital Asset CustodyCryptocurrencyFinancial Services5 APIs54.8NorthmillBankingPaymentsPoint-of-SaleRetail1 API54.3
Developing 35 Usable, with meaningful gaps to close
MetaLendCompanyCryptocurrencyDeFi1 API48.8AltScoreCompanyCreditFintech3 APIs47.9LendAPICompanyLoan OriginationFinancial Services1 API47.7ToqioEmbedded FinanceFintechBanking as a ServicePayments17 APIs47.2SlopeCompanyFintechPaymentsEmbedded Finance1 API45.5LendKeyCompanyFintechLoans4 APIs44.6FinmidCompanyEmbedded FinanceEmbedded LendingB2B Payments2 APIs44.2BulletCompanyDeFiSolanaCryptocurrency1 API43.1ChargeAfterFinancial ServicesPaymentsBuy Now Pay Later13 APIs42.9TesseractCompanyFintechCryptocurrencyDeFi1 API42.8Figure Technology SolutionsCompanyFintechHELOC3 APIs41.9Credilinq.aiCompanyFintechEmbedded Finance1 API40.4KanmonCompanyFintechEmbedded FinanceEmbedded Lending1 API39.4OcrolusCompanyFintechDocument Automation14 APIs53.9AutoFiCompanyAutomotiveFintechDigital Retail1 API52.0Fund That FlipCompanyReal EstateConstruction1 API50.4InterswitchPaymentsPayment InfrastructureCard NetworkVerve10 APIs48.6Even FinancialCompanyFinancial ServicesEmbedded FinanceFintech1 API48.4KlumpCompanyPaymentsBuy Now Pay LaterFintech1 API47.6WayflyerCompanyE-CommerceFintechEmbedded Finance2 APIs47.5TrueworkVerificationIncome VerificationEmployment VerificationVOIE3 APIs46.7SolarisCompanyFintechBankingBanking as a Service1 API46.1DefactoCompanyFintechEmbedded Finance1 API45.3HometrackReal EstateUnited KingdomPropTechValuation6 APIs45.3UpgradeCompanyFintechBuy Now Pay Later3 APIs43.8PayJoyCompanyFintechPayments1 API43.3R2CompanyFinancial ServicesEmbedded Finance1 API43.3NavBusiness CreditSmall BusinessFinancial ServicesEmbedded Finance1 API42.8Mercado PagoPaymentsCheckoutSubscriptionPoint-of-Sale1 API41.8InterhypCompanyFintechMortgage2 APIs41.7Oper CreditsCompanyMortgageCredit4 APIs41.6KredivoCompanyPaymentsBuy Now Pay Later5 APIs40.4ValonCompanyMortgageLoan Servicing39.9JodoCompanyPaymentsEducationFintech1 API39.8Nova CreditCompanyCredit DataConsumer CreditCredit Bureau1 API39.3
Thin 48 Limited public surface area
flowpay.ioCompanyFinancingEmbedded Finance2 APIs38.7Acorn FinanceCompanyFinancial ServicesLoans1 API38.5Bread FinancialCompanyFintechPaymentsBuy Now Pay Later9 APIs38.1Jack Henry & AssociatesFinancial ServicesBankingCore BankingDigital Banking6 APIs35.7MambuCompanyFintechBankingCore Banking1 API35.5nCinoCompanyBankingFinancial Services3 APIs35.4Abwab AiCompanyMSME LendingCredit IntelligenceCredit Decisioning1 API33.7TimeswapCompanyWeb3DeFi1 API31.9Funding CircleCompanyConsumerSmall Business1 API30.2ProsperCompanyFintechPeer-to-Peer Lending1 API29.8KaajCompanyFintechUnderwriting1 API29.4XfersPaymentsFintechBank TransfersDigital Wallet4 APIs28.7OpentradeCompanyStablecoinsYield1 API27.3OrbiiCompanyArtificial IntelligenceCredit3 APIs27.0Agora DataCompanyAuto FinanceAutomotive1 API38.6SavvyMoneyCompanyFinancial ServicesCredit ScoreCredit Monitoring2 APIs37.9ApurataCompanyFinancial ServicesFintech1 API37.1KriyaCompanyFintechPaymentsEmbedded Finance2 APIs37.1Muse FinanceCompanyEmbedded FinanceInvoice FinanceTrade Finance1 API36.8Alliance Data Systems (Bread Financial Holdings)Financial ServicesFintechBuy Now Pay LaterBread Pay2 APIs36.7AtratoCompanyFintechPaymentsBuy Now Pay Later1 API36.0FalconCompanyInfrastructureFinancial ServicesBanking93 APIs35.7zopaCompanyBankingFintechOpen Banking2 APIs35.1BankruptcyWatchBankruptcyComplianceCourt DataLegal1 API34.5ScratchpayCompanyFinancingPayments3 APIs34.3AffirmFintechBuy Now Pay LaterPayments5 APIs33.0TuumCompanyCore BankingBanking as a ServicePayments1 API32.8WisetackCompanyFintechConsumer Financing1 API32.7HypercoreCompanyLoan ManagementPrivate Credit1 API31.8PayNearMeCompanyFintechPaymentsBilling31.2UncappedCompanyFintechEmbedded Finance1 API31.0FincuraFinancial ServicesCredit AnalysisFinancial Spreading1 API30.7KueskiCompanyPaymentsBuy Now Pay Later2 APIs29.8CredgenicsCompanyEnterpriseFinancial ServicesDebt Collection1 API29.7LiquityDeFiDecentralized FinanceStablecoins1 API29.7Bloom CreditCredit BureauCredit ReportsCredit ScoreFintech5 APIs29.1Good LeapCompanyFintechFinancing18 APIs29.0FlueidCompanyReal EstateTitle InsuranceMortgage2 APIs28.910x Banking Technology ServicesFinancial ServicesBankingCore BankingCloud-Native1 API28.7VauldCompanyCryptocurrencyBorrowing1 API28.6JerryCompanyInsuranceInsurtechAuto Insurance28.2LendoCompanyFinancial ServicesFintech1 API28.1EncompassMortgageLoan OriginationLOSFintech1 API27.9Exactly ProtocolDeFiBorrowingFixed Rate4 APIs27.9JarisCompanyEmbedded FinanceFintechPayments27.8HomewardCompanyReal EstateHome FinanceMortgage3 APIs27.1GondiCompanyCryptocurrencyNFTDeFi1 API26.9Lead BankBankingSponsor BankEmbedded FinanceBanking as a Service1 API26.8
Emerging 132 Early or largely undocumented
FibeCompanyFintechPersonal Loans1 API25.5MorphoDeFiBorrowingCollateral7 APIs24.3ChainflipCompanyCryptocurrencyBlockchainDeFi22.7NexoCryptocurrencyEarningTrading2 APIs22.4ClutchCompanyCredit UnionLoan Origination1 API20.9BloomaCompanyArtificial IntelligenceCommercial Real Estate20.3BluevineBusiness BankingSmall BusinessFintechLine of Credit19.2UpstartCompanyFintechCredit1 API18.3AutobooksFintechBankingPaymentsSmall Business18.1Compound FinanceDeFiBorrowingEthereum1 API17.7marginfiCompanyWeb3DeFiSolana17.6BuiltCompanyConstruction TechnologyConstruction FinanceReal Estate Finance17.5LendioSmall BusinessLoansFintech2 APIs16.8Term FinanceCompanyDeFiFixed Rate16.5IndifiCompanyFintechMSME16.0Advance Tech LendingFinancial ServicesFintechSalary Advance15.2Milo CreditCompanyFintechMortgage15.2M2P FintechCompanyFintechBanking14.0FintorCompanyMortgageFinancial Services13.9LendableCompanyFinancial ServicesPersonal Loans13.7Silo FinanceCompanyDeFiMoney Markets13.6Credi2CompanyEmbedded FinanceBuy Now Pay Later13.5Octane LendingCompanyFinancial ServicesConsumer Finance13.3LentraCompanyFintechLoan Origination13.2Pylon (formerly Braid Lending)CompanyMortgageFintech12.2defi SOLUTIONSCompanyFintechLoan Origination11.6KiaviCompanyFintechReal Estate11.6TellusCompanyFintechSavingsReal Estate11.6LendingPadMortgageLoan Origination SystemLOS4 APIs11.1OakNorthCompanyFintechBanking11.1Klarna KosmaOpen BankingPSD2AISPI6 APIs26.0AddiCompanyFintechPaymentsBuy Now Pay Later1 API25.9AplazoCompanyPaymentsBuy Now Pay LaterInstallments1 API25.9PayZenCompanyPaymentsHealthcarePatient Financing25.7KikoffCompanyFintechCreditCredit Building1 API25.4SimpleNexusCompanyMortgageFintech1 API25.4MortyCompanyMortgageFintech24.8Cross River BankBankingBanking as a ServiceSponsor BankEmbedded Finance8 APIs23.5NestoReal EstateCanadaMortgage23.4JifitiBankingBuy Now Pay LaterEmbedded FinanceEmbedded Lending2 APIs23.0WarblerlabsCompanyBlockchainDeFiFintech1 API23.0Farm Credit AdministrationAgricultureFarmsFederal GovernmentFinance1 API21.8LendInvestCompanyFintechMortgage21.68B Education InvestmentsCompanyEducationStudent LoansFinancial Services1 API21.5HighlineEmbedded FinancePayrollPaymentsACH1 API21.3Leap FinanceCompanyFinancial ServicesStudent Loans21.1LendbuzzCompanyAuto LendingAutomotiveFinancial Services21.1Unchained CapitalCompanyBitcoinCryptocurrencyFinancial Services21.0CardlessCompanyFinancial ServicesFintechCredit Cards2 APIs20.1CARFAXVehicle HistoryVIN LookupAutomotiveUsed Cars5 APIs20.0PipeCompanyFintechEmbedded FinanceCapital20.03JaneCompanyCrypto DefiDeFi19.6TraiveCompanyAgricultureFintechCredit19.4TartanHQCompanyVerificationIdentityKYC19.2PaytientCompanyFinancial ServicesHealthcarePayments18.6BetterCompanyMortgageFintech18.5KapitalBankingFinancial ServicesFintechSmall and Medium Businesses18.3ConstantinopleCompanyFintechBankingCore Banking18.2MainframeCompanyDeFiBlockchainWeb31 API17.9Money ViewCompanyConsumerFintech17.7AlchemixDeFiSelf-Repaying LoansSynthetic AssetsYield5 APIs17.5EarnUpCompanyFintechFinancial ServicesDebt Repayment17.1SelfCompanyFintechCredit BuildingConsumer Finance17.1Maxwell FinancialCompanyMortgageFintech17.0FairplayCompanyFinancial ServicesEmbedded Finance16.8Prism DataCompanyFinancial ServicesFintechCash Flow Underwriting16.5BankjoyCompanyFintechDigital BankingBanking16.4Hubble ProtocolCompanyWeb3DeFiSolana16.3AvaCompanyFintechCredit BuildingConsumer Finance16.2PrettoCompanyFintech InsurtechMortgage16.2XepelinCompanyFintechFactoringInvoice Financing16.0MFellowsCompanyFintechFinancial ServicesSavings15.9AaveDeFiBorrowingLiquidity8 APIs15.8Trust TokenCompanyStablecoinsDeFiBlockchain15.8YubiCompanyFintechCredit15.8Figure MarketsCompanyFintechCryptocurrencyDigital Assets1 API15.6TranchedCompanyFinancial ServicesFintechSecuritization15.6ParafinCompanyFintechEmbedded Finance1 API15.5InvestlyCompanyFintechInvoice FinanceInvoice Discounting1 API15.4SatagoCompanyFintechInvoice FinanceCredit Control15.3DrivioCompanyFinancial ServicesFintech15.2Credit GenieCompanyFinancial ServicesFintechConsumer Finance15.0OzeCompanyFintechSmall BusinessBookkeeping15.0Compound FinanceDeFiFinanceCryptocurrency14.9FintechOSCompanyFintechBankingInsurance14.9MoradoCompanyMarketplaceFintechBeauty14.9TrovyCompanyFintechHELOCHome Equity14.9MoolaCompanyDeFiBorrowing14.6Validus CapitalCompanyFinancial ServicesSME Finance14.6OradianCompanyBankingCore BankingFintech14.0Enosys MarketsCompanyDeFiBlockchainDecentralized Exchange13.8CherryCompanyFintechPaymentsFinancing13.7ClearcoCompanyFinanceFinancial ServicesFintech13.7Prodigy FinanceCompanyFintechStudent Loans13.7ZiroCompanyFintechCredit13.7ComfiCompanyFintechWorking CapitalInvoice Discounting13.6ReggoraAppraisal ManagementMortgageReal Estate8 APIs13.5Renew FinancialCompanyFinancial ServicesConsumer Finance13.2APAC Financial ServicesCompanyFinancial ServicesFintech13.1Funding SocietiesCompanyFintechSME Financing13.1AbraCompanyCryptocurrencyDigital AssetsWealth Management12.9SellersfiCompanyFintechFinancial Services12.9CapimCompanyHealth TechFintechDental12.8ClerkieCompanyFintechDebt Management1 API12.8Ideal InvestCompanyFintechStudent Financing12.8SalientCompanyArtificial IntelligenceLoan Servicing12.8LendorseCompanyFinancial ServicesFintech12.7RefyneCompanyFintechEarned Wage AccessFinancial Wellness12.7HometapCompanyFintechHome EquityReal Estate12.6Vastu Housing Finance CorporationCompanyFinancial ServicesHousing FinanceHome Loans12.6LIQUiDITY GroupCompanyFinancial ServicesPrivate Credit12.5SumerCompanyCryptocurrencyDeFiBlockchain12.5Ummeed Housing FinanceCompanyHousing FinanceHome Loans12.3BrightmoneyCompanyFinancial ServicesFintechConsumer Finance12.2FeesableCompanyEmbedded FinanceFintech12.1Avenue OneCompanyReal EstateSingle-Family RentalPropTech12.0RenoFiCompanyFintechHome Improvement11.9SpliteroCompanyFinancial ServicesFintechReal Estate11.9ProvideCompanyHealth TechFintechBanking11.7AgrolendCompanyAgricultureAgTechFinancial Services11.6Biz2CreditFinanceSmall BusinessOnline Loans11.6Hum CapitalCompanyFinancial ServicesCapital MarketsFintech11.6LowerCompanyServicesMortgage11.6AsaakCompanyFintechAsset Financing11.3AvenewsCompanyFintechAgriculture11.3Efficient Capital LabsCompanyFintechNon-Dilutive Capital11.3AvantCompanyFinancial ServicesFintech11.1EarnestCompanyFintechStudent Loans11.1PawnHeroCompanyPawnshopFintech11.1TrueholdCompanyReal EstateResidential Real EstateSale-Leaseback11.1FlyHomesCompanyReal EstatePropTechMortgage11.0Mission LaneCompanyCreditCredit CardsFintech11.0
Minimal 170 Almost no public developer surface
CreditasCompanyCreditFintech10.9Splash FinancialCompanyFinancial ServicesStudent Loans10.8SarisAICompanyFintechBankingCredit Union10.5AuxmoneyCompanyFintechLoans10.1Automax AiCompanyReal EstateAppraisalProperty Valuation9.6DivineCompanyCryptocurrencyFintech9.6KreditBeeCompanyFinancial ServicesFintech9.3AryaArtificial IntelligenceEnterpriseBankingInsurance8.8AvantifinanceCompanyFintechData-Driven7.8SturdyCompanyCryptocurrencyDeFi7.8QardyCompanyFinancial ServicesFintech7.5VeritasfinCompanyFinancial ServicesNBFC7.5dForceCompanyWeb3DeFiStablecoins7.4Teller FinanceCompanyFintechDeFi7.3CrosslendCompanyFintechSecuritisation7.1Parallel FinanceCompanyDeFiBlockchainPolkadot1 API6.8CelsiusCompanyCryptocurrencyMining1 API6.7MeridianLinkBankingCredit DataFinancial Services1 API6.68percentCompanyFinancial ServicesFintech6.4Knight FintechCompanyEnterpriseFinancial ServicesBanking6.2HedgeCompanyCryptocurrencyDeFiSolana6.1Zest AICompanyCredit UnderwritingFraud Prevention6.1SoLo FundsCompanyFinancial ServicesFintech5.5Yield ProtocolCompanyCrypto DefiDeFiEthereum5.2OxyzoCompanyFinancial ServicesSME Finance4.8SK FinanceCompanyFinancial ServicesNBFC3.9PeopleFund, Perfect TechnologiesCompanyFintechInvesting3.5Avida HoldingCompanyFinanceSweden3.4AmountCompanyFintechBanking3.3CredrightFintechSmall BusinessIndia1 API3.1AbleCompanyAcquiredDefunctFinancial Services0.0Babel FinanceCompanyWeb3Cryptocurrency0.0Celsius NetworkCompanyCryptocurrencyDigital AssetsFinancial Services1 API0.0DeepSparksCompanyFintechCredit Scoring0.0Dharma LabsCompanyDeFiCryptocurrencyEthereum0.0InstaPaisaCompanyFintechPersonal Finance0.0LendsquareCompanyDefunctPeer-to-Peer Lending0.0LendUp GlobalCompanyFinancial ServicesFintech0.0OrchardCompanyFintechMarketplace Lending0.0AeremCompanyFinancial ServicesEnergy10.9Bowery ValuationCompanyReal EstateCommercial Real EstateAppraisal10.9FundboxFintechB2B CreditEmbedded FinanceNet Terms1 API10.9Adventum Student LivingCompanyEducationStudent HousingStudy Abroad10.8Can CapitalCompanyConsumerFinancial Services10.7NobleCompanyRisk ManagementCredit DecisioningUnderwriting10.7Aella CreditCompanyFintechBankingMicrofinance1 API10.6PrecisionLenderCompanyBankingCommercial Banking10.6AvivaCompanyFinancial ServicesFintech10.5BaubapCompanyFintechMicroloans10.5OportunCompanyFintechConsumer Finance10.5AnyfinCompanyConsumerFintech10.3CarmoolaCompanyFintechAutomotiveCar Finance10.3HomeFirstCompanyConsumerFinancial ServicesHousing Finance10.3KennekCompanyFintechLoan Management10.3Own UpCompanyMortgageFintech10.3PaperstackCompanyFinancial ServicesFintech10.3RupifiCompanyFintechBuy Now Pay LaterEmbedded Finance10.3Huma TechnologiesCompanyPayFiDeFiPayments10.2Jupiter MoneyBankingNeobankDigital BankingFintech10.2PaynaCompanyComplianceRegTechFinancial Services10.2CaribouCompanyFintechAuto Refinance10.0PineCompanyFintechMortgageReal Estate10.0Apollo AgricultureCompanyAgTechAgricultureFintech9.9BachattCompanyFintechSavingsMutual Funds9.8EDUFICompanyFintechEducation9.8FindaCompanyFintechFinancial ServicesLoans9.8GrowXCDCompanyFintechNBFC9.8RupeekCompanyConsumerFintech9.8Shriram FinanceCompanyFinancial ServicesNBFC9.8SovrynCompanyDeFiBitcoinBlockchain9.8Anchor ProtocolCompanyCryptocurrencyDeFiBlockchain9.7SilvrCompanyFintech InsurtechRevenue-Based Financing9.7Ally FinancialBankingAuto FinanceInvesting2 APIs9.6Credit KarmaCompanyFintechPersonal FinanceCredit Score9.6VelotaxCompanyCreditFintech9.6AmarthaCompanyFinancial ServicesFintech9.4Finova CapitalCompanyFinancial ServicesNBFC9.4First CircleCompanyFintechFinancial Services9.48figCompanyE-CommerceFintechFinancing9.3HabitoCompanyFintechMortgage9.3huspyCompanyMortgageReal EstatePropTech9.3Oto CapitalCompanyTwo-WheelerFinancingFintech9.3ProportunityCompanyFintechPropTechMortgage9.3CopperlaneCompanyMortgageLoan Origination9.2ErudifiCompanyFintechEducationStudent Financing9.2KickpayCompanyFinancial ServicesFintech9.2Happy MoneyCompanyFintechPersonal Loans9.1UpEquityCompanyReal EstateMortgage9.1FundlyCompanyFintechPayments9.0Levocred AICompanyArtificial IntelligenceFinancial ServicesPrivate Credit9.0High Mark Credit Information ServicesCompanyCredit BureauCredit InformationCredit Scoring8.9CrafttCompanyFinanceTokenization8.8CoruCompanyFintechArtificial IntelligenceConversational AI8.7FT CashCompanyFinancial ServicesFintechPayments8.7VestaCompanyMortgageLoan Origination System8.7Atom BankCompanyFintechBankingDigital Bank8.5PetalCompanyFinancial ServicesFintechCredit Cards8.5SkepsCompanyConsumerFintechEmbedded Finance8.5Vridhi Home FinanceCompanyFinancial ServicesHousing FinanceHome Loans8.2AltCompanyCollectiblesTrading CardsSports Cards8.1Tienda PagoCompanyFintechPayments8.0TiltCompanyFintechFinancial ServicesCredit Building8.0UpswingCompanyFintechOpen FinanceEmbedded Finance8.0CREDConsumer FintechCredit CardsBill PaymentsRewards7.8CholamandalamCompanyFinancial ServicesVehicle Finance7.5FivestargroupCompanyFinancial ServicesNBFC7.5OfbusinessCompanyB2BProcurementCommerce7.5AmalanCompanyFinancial ServicesFintechDebt Management7.3AmparoCompanyFintechBrazilFinancial Services7.2KudaBankingNeobankDigital BankConsumer Banking7.0AvenCompanyFintechFinancial Services6.8IKF FinanceCompanyFinancial ServicesNBFC6.8TalaCompanyFinancial ServicesFintech6.8MISMOAPI StandardsData StandardFannie MaeFreddie Mac6.7PointCompanyFintechHome EquityMortgage6.6Tomo GuidesCompanyMortgageFintechReal Estate6.6JenfiCompanyFinancial ServicesFintech6.4Yo FioCompanyFintechCredit6.4RaseediCompanyFintechFinancial ServicesMobile Payments6.3Alpha FinanceCompanyWeb3DeFiBlockchain6.2SyscapCompanyFinancial ServicesFintechPrivate Credit5.7FairbancCompanyFinancial ServicesFintech5.6BalerionCompanyFintechMortgage5.1Gain CreditCompanyCreditFintech4.9NexuCompanyFinancial ServicesFintech4.9Rebaja Tus CuentasCompanyFintechConsumer Finance4.9Applepie CapitalCompanyFintechFranchise Financing4.8OneMain HoldingsFinancial ServicesPersonal LoansConsumer Finance4.8PayitoffCompanyFinancial ServicesFintechDebt Management4.8FigCompanyFintechPersonal Loans4.4TammwelCompanyFinancial ServicesFintech4.4EradCompanyFintechFinancial Services4.2AggraCompanyFintechDebt Collection3.9Anchor FinanceFinanceAuto LoansFinancial Services3.9Shriram CityCompanyFintechNBFC3.9AND GlobalCompanyFintechFinancial Services3.8SmavaCompanyFintechLoan Comparison3.8CUNA Mutual Group (TruStage)AnnuitiesAuto InsuranceComplianceCredit Union3.7PennyMac Financial ServicesFinancial ServicesMortgageReal Estate3.6cashbusCompanyFinancial ServicesFintech3.4Hello AliceCompanyFintechSmall BusinessGrants3.4SharaCompanyFintechSME Finance3.4SwitchMeCompanyFintechIndia3.4ApprovaCompanyFintechMortgage3.3LeifCompanyEducationEducation FinanceIncome Share Agreement3.3FiniataCompanyFinancial ServicesFintech3.2KhaznaCompanyFintechFinancial ServicesFinancial Inclusion3.2MintifiCompanyFinancial ServicesSupply Chain Finance3.2NAKADCompanyFintechReconciliationInvoice Financing3.2BharatPePaymentsUPIQR PaymentsMerchant Payments3.1Finbots.AICompanyArtificial IntelligenceCredit RiskCredit Scoring3.1JumoCompanyFintechBanking as a ServiceFinancial Services3.0B2B BankFinancial ServicesBankingCanadaSchedule I Bank2.9AsulaCompanyCryptocurrencyBitcoinBlockchain2.7Fortune Technology (China FIF)CompanyFinancial ServicesTrade FinanceCommercial Factoring2.6RedcarpetupCompanyFintechConsumer Credit2.6Rocket CompaniesFinancial ServicesMortgageReal EstatePersonal Finance2.6Three Wheels UnitedCompanyFintechFinancial Services2.6AptoCompanyFintechLoan Management2.2MCP HubCompanyFintechSoftware-as-a-Service2.2KaltoCompanyPaymentsFintechB2B1.9Academic Capital ExchangeCompanyDefunctFinancial Services0.0CommonBondCompanyFinancial ServicesFintech0.0CrediFiCompanyDefunctCommercial Real EstateReal Estate Finance0.0MonedoCompanyDefunctFinancial ServicesFintech0.0NoahCompanyFintechHome EquityMortgage0.0PeerStreetCompanyReal EstateFintech0.0Solar MosaicCompanyFinancial ServicesSolar1 API0.0StreamLoanCompanyMortgageLoan Origination0.0WomplyCompanySmall BusinessFintechPayments0.0
Unrated 1 Not yet scored
SeedFiCompanyFintechFinancial Services

APIs with this tag (57)

Ranked by the provider's API Evangelist rating — the Kin Score is scored per provider, not per API, so every API of a provider shares its band. How the rating works →

Exemplar 3 Complete, well-documented, and agent-ready
CarsXE Lien & Theft APIEncumbrance and theft screening — 1 operation (getLienTheft) returning active lien holders, theft reports a...72.4Blnk Cloud APIManaged Cloud REST surface covering OAuth auth, a Proxy API to a Core instance, Data API, Filters API, Aler...67.4Blnk Watch APIRule-based transaction monitoring API (transaction evaluation, instruction management, Git-backed rule sync...67.4
Strong 6 Solid coverage with minor gaps
Citizens Pay APICitizens Pay is the buy-now-pay-later embedded financing platform offered by Citizens Bank. The Citizens Pa...59.0Bond Credit APIThe Credit API from Bond — 4 operation(s) for credit.58.2Mastercard Consumer Credit AnalyticsLenders are increasingly turning to alternative data sources to gain a clearer picture of a consumer's true...57.3Mastercard Small Business Credit AnalyticsSmall Business Credit Analytics provides underwriters with access to near real-time transaction-based insig...57.3Blockdaemon DeFi APISingle REST interface (formerly Expand Network) into multiple DeFi protocols — DEX swaps and aggregation ac...55.0Copper.co Lending APIThe lending API from Copper.co — 34 operation(s) for lending.54.8
Developing 8 Usable, with meaningful gaps to close
Temenos Lending APICommercial lending operations including loan origination, facility management, and repayment processing.52.3Finicity Verification of Assets (VoA) APIGenerates a consumer-permissioned Verification of Assets report from aggregated account and balance data fo...47.2Toqio Lending APIThe Lending API from Toqio — 1 operation(s) for lending.47.2Amberdata Lending APIThe Lending API from Amberdata — 10 operation(s) for lending.43.6Direct Web API — MLOThe Direct Web API MLO reference exposes Member Loan Officer / lender-side data from the Matrix MLS platfor...42.5Codat Lending APIThe Lending API from Codat — 0 operation(s) for lending.42.1ICE Mortgage Technology Developer PortalThe ICE Mortgage Technology Developer Portal is a self-service solution providing developers with resources...41.4Tietoevry Credit CloudA credit platform used by banks and financial institutions in 20+ countries to manage virtually any type of...39.5
Thin 20 Limited public surface area
Flowpay Partner APIFlowpay's REST partner API for the Fully Embedded (Native) lending flow - customer onboarding and service a...38.7Acorn Finance Partner APIThe Acorn Finance partner REST API. Basic-authenticated JSON endpoints on api.acornfinance.com let point-of...38.5Thredd Credit APICredit account and credit-program endpoints for managing credit overviews and related credit issuing capabi...37.9Falcon APIFalcon's RESTful embedded-finance API for card issuance, lending, and program management. All responses are...35.7Column Lending APILoan disbursements, payments, sales and reporting.34.3Tuum Core Banking APITuum's modular, API-first core banking platform. Per-module REST APIs (auth, person, employee, account, pay...32.8Wisetack Partner APIPartner-gated REST API for embedding Wisetack pay-over-time financing into vertical SaaS and field service ...32.7Capital One Digital Auto Financing Credit Application APIThe Capital One Digital Auto Financing Credit Application API lets approved partners such as dealers and au...32.0Capital One Pre-Application Orchestrator APIThe Capital One Pre-Application Orchestrator API coordinates the pre-application steps for financial produc...32.0OKX Financial Products APIEndpoints for on-chain earning, staking, simple earn, and lending products available through the OKX platform.30.3Prosper Investor APIRESTful API for Prosper investors and third-party agents to view account information, search active loan li...29.8Credgenics Lending APILoan and payment ingestion and retrieval.29.7Kaaj Underwriting APIKaaj's REST API for submitting borrower application packages and receiving decision-ready credit analysis, ...29.410x Banking Platform APIThe REST API surface of the 10x SuperCore platform, covering parties, subscriptions, arrangements, transact...28.7Vauld Enterprise APIEnterprise API for partner organisations covering fiatcrypto trading on India INR rails (deposits via Cards...28.6Lendo Platform APIProduction API host backing the Lendo web and mobile applications. Discovered by probe at https://api.lendo...28.1Curve Finance Lending APIThe Lending API from Curve Finance — 3 operation(s) for lending.27.9Curve REST APIPublic read-only REST API used by the Curve UI and third parties. Endpoints cover /getPools/all, /getSubgra...27.9Lead Bank Lend APIEmbedded-credit API supporting term loans, revolving lines of credit, in-app financing, and buy-now-pay-lat...26.8Lead Bank Lending APIThe Lending API from Lead Bank — 3 operation(s) for lending.26.8
Emerging 17 Early or largely undocumented
nCino Mortgage API (formerly SimpleNexus API)OAuth 2.0 REST API that replaces the legacy SimpleNexus API. The initial release covers Organization and Us...25.4Jupiter Lend APILending product API for supplying, borrowing, repaying, withdrawing, and executing flash loans against Jupi...24.8Morpho Markets APIGraphQL queries for Morpho Blue lending markets — retrieve market parameters (loan asset, collateral asset,...24.3Cross River Lending / Loan Funding APIMarketplace-lending and loan-origination API used by fintech lending partners for consumer and SMB loan ori...23.5Galileo Loan APIREST API for credit, lending, BNPL, and secured-credit products including draw, repayment, and balance inqu...21.7IRS Income Verification Express Service (IVES) APIApplication-to-Application (A2A) API allowing authorized participants such as lenders, banks, credit unions...19.3Upstart Reporting APIPartner-facing reporting API for Upstart's bank and credit-union lending partners. Not publicly documented ...18.3Hifi Protocol SubgraphThe Graph subgraph that indexes the Hifi fixed-rate, fixed-term lending protocol — vaults, collateral and d...17.9Compound Finance GraphQL APIGraphQL API for querying Compound Finance v2 protocol data via The Graph subgraph, including markets, accou...17.7Lendio Loan Marketplace APIREST API for connecting small businesses with lenders. Supports loan application submission, eligibility ch...16.8Lendio Loan Performance Tracking APIAPI integration for high-volume lenders that allows bulk submission of loan performance data. Supports up t...16.8FBN FinanceFBN Finance offers agricultural operating lines, equipment and land loans, refinancing, and crop insurance ...15.8Parafin APIWhite-labeled embedded finance REST API for offering business financing — creating businesses, persons, and...15.5Investly APIProduction HAL/HATEOAS (Spring Data REST style) backend API served at api.investly.co. The root returns a h...15.4Clerkie APIRESTful API marketed to lenders for integrating loan portfolios with Clerkie's recovery platform — payment ...12.8Lennar Mortgage Fannie Mae IntegrationLennar Mortgage, LLC is listed as a Fannie Mae technology integration partner using Fannie Mae's lending AP...11.7UBS key4 Mortgages APIThe UBS key4 mortgages API lets property platforms and brokers embed Swiss mortgage origination, affordabil...11.3
Minimal 3 Almost no public developer surface
Ally Financial Platform (Conceptual Model)A conceptual, API-Evangelist-derived domain model of Ally Financial's consumer platform spanning deposit ac...9.6Credibly Lender APIREST API (V2) enabling approved broker and referral partners to submit loan applications, upload supporting...6.1Mosaic Financing APIThe Mosaic Financing API is the integration surface Solar Mosaic published for its solar installer, dealer ...0.0

Companies reaching this through an API (22)

These companies publish an API, specification or operation carrying “Lending” but do not classify their business under it. Listed unranked and kept out of the count above, because one tagged operation is not a statement about what a company does.

Amberdata Blockdaemon Bond Capital One CarsXE Citizens Financial Group Codat CoreLogic (Cotality) Credibly Curve Finance Farmers Business Network Finicity Galileo Financial Technologies Intercontinental Exchange IRS Lennar Mastercard OKX Temenos Thredd TietoEVRY UBS

Score breakdown

Frequency
71.8
log-scaled weighted occurrences
Breadth
8.9
spread across providers
Quality lift
18.6
mean composite of providers using it
Cohesion
16.3
strength of nearest seed neighbor

Where this tag sits

398 providers carry this tag directly, and 399 counting the 2 narrower tags below — 1 more to reach.

Fintech broader Borrowing 10 providers SME Finance 10 providers

Related tags

Fintech 317 co-occurrences Financial Services 194 co-occurrences Mortgage 60 co-occurrences Embedded Finance 61 co-occurrences Consumer Finance 53 co-occurrences Credit 45 co-occurrences Buy Now Pay Later 33 co-occurrences Working Capital 31 co-occurrences

Where this tag comes from

Provider tag402
Api tag57
Openapi tag6
Openapi op tag13

Markets provisional

Kin Score markets whose measured providers carry this tag. Share is the fraction of the market's measured providers that carry it — it describes the market, not this tag.

MarketShare of the market's providers
India RBI Regulated Entities (payment system operators, payment aggregators, PPI issuers, NBFCs, AAs)52%
Consumer Lending Licensing (UK, US, Canada credit licence registers)50%
India RBI / SEBI Registers (SEBI intermediaries, RBI NBFCs, payment aggregators, PPI issuers, AAs)43%
Korea MyData (licensed MyData operators, authentication bodies and information providers)25%

Cohort brief

Auto-generated

The 374 providers in the APIs.io catalog tagged Lending, scored on the Kin Score. Every figure below is computed from the catalog — nothing here is written.

Providers
374
of 398 in the catalog
Mean Kin Score
18.7
-3.5 vs catalog 22.2
Mean Agent Readiness
8.5
-3.5 vs catalog 12
Spread
0–69.5
median 13.2 · σ 14.6
How the 374 split by band
Exemplar 2Strong 10Developing 35Thin 48Emerging 132Minimal 147
Facet averages, against the whole catalog
FacetThis cohortCatalogDifferenceScored
Discoverability 56.8 57.9 -1.1 374
Access Clarity 22.5 23.9 -1.4 374
Contract Governance 4.8 6.5 -1.7 374
Developer Ergonomics 19.7 23.2 -3.5 374
Operational Transparency 9.4 13 -3.6 374
Contract Quality 11.7 17.2 -5.5 374

A facet is averaged over the members that carry it, not over the whole cohort — the “Scored” column is that count. Averaging an absent facet as zero would score our own coverage gaps as the providers’ posture.

What this cohort publishes
ArtifactThis cohortCatalogDifference
MCP server (any) 7% 13% -6
MCP server (first-party) 6% 12% -6
Agent Skills 0% 0% 0
OAuth scopes 7% 11% -4
Security 100% 98% +2
Arazzo workflows 2% 2% 0
Governance rules 5% 16% -11

mcp_pct counts any mcp/ artifact including ones API Evangelist derived from the provider OpenAPI; mcp_first_party_pct counts only servers the provider publishes. Prefer the latter.

Top by Kin Score
  1. 1 Method Financial 69.5
  2. 2 Blnk Finance 67.4
  3. 3 Unit 64.7
  4. 4 Lev 63
  5. 5 Heron 62.1
  6. 6 Freddie Mac 61.1
  7. 7 Kita 60.8
  8. 8 Total Expert 60.1
  9. 9 SoFi Technologies 57.4
  10. 10 Rollee 55.6
Top by Agent Readiness
  1. 1 nCino 57.6
  2. 2 Lev 55.3
  3. 3 SoFi Technologies 53.6
  4. 4 Blnk Finance 53.2
  5. 5 ChargeAfter 48.8
  6. 6 AutoFi 48.4
  7. 7 Method Financial 43.9
  8. 8 Total Expert 42.4
  9. 9 Copper.co 42.2
  10. 10 Lead Bank 41.3
All 398 members of this roster resolve to a provider in the catalog; 374 carry a score (94%). The figures above describe the scored members only.
Coverage caveat. 363 of 374 scored members had under half their catalog-attributable points satisfied at all (catalog_earned / catalog_max < 0.5). They are INCLUDED in the mean above. A large share here means the cohort mean is partly a measurement of how far our enrichment reached, not only of how these providers publish.Generated from the catalog build of 24 October 2026, across 31984 providers, using the same computation served by the APIs.io cohort API. Briefs are published for rosters of 5 or more scored providers; below that a distribution is not meaningful.

Work with this as data

Every tag here is available over the APIs.io API and to AI agents over MCP.

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Tools for tags

7 MCP tools reach this
  • find_tagsBrowse and filter every tag in the catalog.
  • get_cohortThis tag as a scored cohort — every provider carrying it, with scores.
  • cohort_statsPRO — the distribution across this tag: mean, median, band split, adoption rates.
  • cohort_rankingsPRO — the leaderboard, on composite AND agent-readiness axes.
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
All 92 tools →

Call it yourself

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This tag 
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As a scored cohort 
curl "https://apis.io/api/v1/cohorts/tag/lending"
The distribution (Pro) 
curl "https://apis.io/api/v1/cohorts/tag/lending/stats" \
  -H "X-API-Key: $APIS_IO_KEY"

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