established · 4.1

Lending

Score 28.6 / 100 400 providers 62 APIs Search apis.io →
Variants seen in the corpus: Lendinglending

Providers using this tag (400)

Ranked by API Evangelist rating — Exemplar and Strong are expanded by default.

Exemplar 5 Complete, well-documented, and agent-ready
UnitFintechBackend-as-a-ServiceBankingPayments17 APIs73.3LevCompanyCommercial Real EstateReal-EstatePropTech16 APIs72.4MethodFiCompanyFintechLiability DataPayments42 APIs71.4PlaidFinancialFintechOpen BankingBank Accounts31 APIs68.2KitaCompanyFintechUnderwriting14 APIs67.7
Strong 13 Solid coverage with minor gaps
Method FinancialCompanyFinancial-ServicesFintech42 APIs65.6Total ExpertCompanyFintechCRMMarketing Automation17 APIs64.6ArgyleEmployment DataIncome VerificationPayrollIdentity Verification26 APIs62.8HeronCompanyFinancial-ServicesDocument AutomationUnderwriting1 API61.0CoreLogic (Cotality)Climate RiskCoreLogicCotalityDirect Web API27 APIs60.0InterswitchPaymentsPayment InfrastructureCard NetworkVerve32 APIs59.0AutoFiCompanyAutomotiveFintechDigital Retail2 APIs58.0OcrolusCompanyFintechDocument Automation16 APIs57.9TrueworkVerificationIncome VerificationEmployment VerificationVOIE5 APIs56.6Copper.coCompanyDigital Asset CustodyCryptocurrencyFinancial-Services18 APIs56.2TemenosBankingCloud BankingCore BankingDigital Banking61 APIs55.1KredivoCompanyPaymentsBuy Now Pay LaterBNPL5 APIs54.7UpgradeCompanyFintechBuy Now Pay Later3 APIs54.4
Developing 54 Usable, with meaningful gaps to close
MetaLendCompanyCryptoDeFi10 APIs54.2AltScoreCompanyCreditFintech3 APIs53.2LendAPICompanyLoan OriginationFinancial-Services13 APIs53.2Landmark Information GroupReal-EstateUnited KingdomPropTechProperty Data7 APIs52.5Fund That FlipCompanyReal-EstateConstruction1 API52.4FinicityFinancial-ServicesData AggregationOpen FinanceOpen Banking7 APIs51.6Even FinancialCompanyFinancial-ServicesEmbedded FinanceFintech6 APIs51.0DefactoCompanyFintechEmbedded Finance18 APIs50.9KlumpCompanyPaymentsBuy Now Pay LaterBNPL1 API49.9SolarisCompanyFintechBankingBanking as a Service1 API49.8WayflyerCompanyE-CommerceFintechEmbedded Finance12 APIs49.7BondCompanyUnited StatesBanking as a ServiceEmbedded Finance9 APIs49.4SoFiPersonal FinanceBankingStudent Loans4 APIs48.6ToqioEmbedded FinanceFintechBanking as a ServicePayments49 APIs48.5LendKeyCompanyFintechLoans15 APIs48.3SlopeCompanyFintechPaymentsEmbedded Finance10 APIs47.8Mercado PagoPaymentsCheckoutSubscriptionPoint-of-Sale44 APIs47.5BlockdaemonBlockchainWeb3StakingValidators11 APIs47.0PayJoyCompanyFintechPayments9 APIs47.0BulletCompanyDeFiSolanaCryptocurrency9 APIs46.9RolleeCompanyOpen FinanceIncome VerificationEmployment Verification2 APIs46.8ChargeAfterFinancial-ServicesPaymentsBuy Now Pay Later12 APIs46.5InterhypCompanyFintechMortgage8 APIs46.3MastercardCredit CardsDigital IdentityFinancial-ServicesFraud Detection249 APIs46.2Intercontinental ExchangeCommoditiesFinancial ExchangesMarket DataNYSE3 APIs46.1HometrackReal-EstateUnited KingdomPropTechValuation6 APIs46.0Credilinq.aiCompanyFintechEmbedded Finance8 APIs45.9R2CompanyFinancial-ServicesEmbedded Finance8 APIs45.2Cross RiverEmbedded FinanceBanking as a ServiceBackend-as-a-ServicePayments7 APIs44.9OKXCryptocurrencyExchangeTradingDerivatives7 APIs44.8TesseractCompanyFintechCryptocurrencyDeFi5 APIs44.6Capital OneAuto FinanceAuthorizationsBankingCredit Cards14 APIs44.4Alliance Data Systems (Bread Financial Holdings)Financial-ServicesFintechBuy Now Pay LaterBNPL9 APIs44.3ApurataCompanyFinancial-ServicesFintech4 APIs43.4zopaCompanyBankingFintechOpen Banking12 APIs43.3Agora DataCompanyAuto FinanceAutomotive10 APIs42.7Figure Technology SolutionsCompanyFintechHELOC8 APIs42.3KaminoCompanyCrypto Web3DeFiSolana23 APIs42.0Nova CreditCompanyCredit DataConsumer CreditCredit Bureau1 API41.8ThreddPaymentsUnited KingdomIssuer ProcessorCard Issuing10 APIs41.7Good LeapCompanyFintechFinancing18 APIs41.5Oper CreditsCompanyMortgagesCredit52 APIs41.1ValonCompanyMortgagesLoan Servicing41.0FigureCompanyFintechHELOC8 APIs40.6flowpay.ioCompanyFinancingEmbedded Finance2 APIs40.4Jack Henry & AssociatesFinancial-ServicesBankingCore BankingDigital Banking42 APIs40.4nCinoCompanyBankingFinancial-Services86 APIs40.4PinwheelEmploymentIncomePayrollDirect Deposit12 APIs40.4Citizens FinancialAccountATMsBankingOpen Banking4 APIs40.3Euler FinanceDeFiBorrowingFinance24 APIs40.1KriyaCompanyFintechPaymentsEmbedded Finance6 APIs40.1AtratoCompanyFintechPaymentsBuy Now Pay Later2 APIs39.8KanmonCompanyFintechEmbedded FinanceEmbedded Lending14 APIs39.6HomewardCompanyReal-EstateHome FinanceMortgage3 APIs39.4
Thin 49 Limited public surface area
AffirmFintechBNPLPayments11 APIs37.6WisetackCompanyFintechConsumer Financing1 API37.6Muse FinanceCompanyEmbedded FinanceInvoice FinanceTrade Finance1 API37.3ColumnFintechBankingBackend-as-a-ServiceACH21 APIs37.1ScratchpayCompanyFinancingPayments2 APIs36.9FinmidCompanyEmbedded FinanceEmbedded LendingB2B Payments2 APIs36.7MambuCompanyFintechBankingCore Banking1 API36.3BankruptcyWatchBankruptcyComplianceCourt DataLegal4 APIs35.6Exactly ProtocolDeFiBorrowingFixed Rate17 APIs35.4GondiCompanyCryptoNFTDeFi1 API35.4JupiterSolanaDeFiDEX AggregatorSwap11 APIs35.4TuumCompanyCore BankingBanking as a ServicePayments1 API35.3Lead BankBankingSponsor BankEmbedded FinanceBanking as a Service22 APIs35.1CodatBusiness DataAccountingBankingCommerce13 APIs34.8EncompassMortgageLoan OriginationLOSFintech10 APIs34.5OperCompanyVertical SoftwareFintechMortgage52 APIs34.3MorphoDeFiBorrowingCollateral7 APIs34.1Funding CircleCompanyConsumerSmall Business3 APIs33.9UncappedCompanyFintechEmbedded Finance5 APIs33.8PayNearMeCompanyFintechPaymentsBilling33.6Blend LabsCompanyFinancial-ServicesMortgage1 API33.5Bloom CreditCredit BureauCredit ReportsCredit ScoresFintech5 APIs33.4Morpho LabsCompanyDeFiBlockchain1 API33.1Encompass Developer ConnectEncompassICE Mortgage TechnologyLoan Origination3 APIs33.0Abwab AiCompanyMSME LendingCredit IntelligenceCredit Decisioning1 API32.9TimeswapCompanyCrypto Web3DeFi5 APIs32.9Orbii Tech LtdCompanyFintechCredit Scoring31 APIs32.4Celsius NetworkCompanyCryptocurrencyDigital AssetsFinancial-Services4 APIs32.3LiquityDeFiDecentralized FinanceStablecoins7 APIs31.8Bread FinancialCompanyFintechPaymentsBuy Now Pay Later1 API30.9CredgenicsCompanyEnterpriseFinancial-ServicesDebt Collection3 APIs30.7KueskiCompanyPaymentsBuy Now Pay Later2 APIs30.6FincuraFinancial-ServicesCredit AnalysisFinancial Spreading20 APIs30.5OrbiiCompanyArtificial IntelligenceCredit15 APIs30.5FlueidCompanyReal-EstateTitle InsuranceMortgage1 API30.2VauldCompanyCryptoBorrowing1 API30.1JerryCompanyInsuranceInsurtechAuto Insurance29.8HypercoreCompanyLoan ManagementPrivate Credit1 API29.6HighlineEmbedded FinancePayrollPaymentsACH10 APIs29.4CARFAXVehicle HistoryVIN LookupAutomotiveUsed Cars5 APIs29.2Curve FinanceWeb3DeFiDEXAMM10 APIs29.1JarisCompanyEmbedded FinanceFintechPayments29.1NexoCryptoEarningTrading2 APIs29.0XfersPaymentsFintechBank TransfersDigital Wallet20 APIs28.2ProsperCompanyFintechPeer-to-Peer Lending1 API27.7SimpleNexusCompanyMortgageFintech1 API27.3LendoCompanyFinancial-ServicesFintech1 API27.1AddiCompanyFintechPaymentsBuy Now Pay Later1 API26.8AplazoCompanyPaymentsBNPLBuy Now Pay Later1 API26.2
Emerging 129 Early or largely undocumented
OpentradeCompanyStablecoinsYield1 API26.0CRBCompanyBankingBanking as a ServiceEmbedded Finance1 API25.3Klarna KosmaOpen BankingPSD2AISPIS6 APIs25.2NestoReal-EstateCanadaMortgage25.2BluevineBusiness BankingSmall BusinessFintechLine of Credit25.1LendioSmall BusinessLoansFintech2 APIs24.7MortyCompanyMortgageFintech24.4KikoffCompanyFintechCreditCredit Building1 API24.1AaveDeFiBorrowingLiquidity8 APIs23.6Galileo Financial TechnologiesFintechBackend-as-a-ServiceCard IssuingBanking17 APIs23.6WarblerlabsCompanyBlockchainDeFiFintech1 API23.5Farmers Business NetworkAgTechAgricultureMarketplaceFarm Analytics5 APIs23.3FibeCompanyFintechPersonal Loans1 API23.1IRSIRSTaxFederal-GovernmentTIN Matching5 APIs23.0KaajCompanyFintechUnderwriting1 API22.8ChainflipCompanyCryptoBlockchainDeFi22.6CardlessCompanyFinancial-ServicesFintechCredit Cards2 APIs22.5BetterCompanyMortgageFintech22.2Citizens Financial GroupBankingBuy Now Pay LaterFinancial-ServicesFDX6 APIs21.9Unchained CapitalCompanyBitcoinCryptocurrencyFinancial-Services21.7PipeCompanyFintechEmbedded FinanceCapital20.8ReggoraAppraisal ManagementMortgageReal-Estate8 APIs20.8MainframeCompanyDeFiBlockchainWeb31 API20.7ClutchCompanyCredit UnionsLoan Origination1 API20.33JaneCompanyCrypto DefiDeFi20.1TartanHQCompanyVerificationIdentityKYC20.1Yubi (fka CredAvenue)CompanyFintechDebt Markets20.1LendInvestCompanyFintechMortgages20.0UpstartCompanyFintechCredit1 API20.0FalconCompanyInfrastructureFinancial-ServicesBanking1 API19.6PaytientCompanyFinancial-ServicesHealthcarePayments19.5LendbuzzCompanyAuto LendingAutomotiveFinancial-Services19.4Money ViewCompanyConsumerFintech19.2MFellowsCompanyFintechFinancial-ServicesSavings18.7marginfiCompanyCrypto Web3DeFiSolana18.5Better MortgageCompanyFintechMortgage1 API18.2ConstantinopleCompanyFintechBankingCore Banking17.8EarnUpCompanyFintechFinancial-ServicesDebt Repayment17.8FundboxFintechB2B CreditEmbedded FinanceNet Terms1 API17.8TraiveCompanyAgricultureFintechCredit17.8MoolaCompanyDeFiBorrowing17.7AlchemixDeFiSelf-Repaying LoansSynthetic AssetsYield5 APIs17.5Maxwell FinancialCompanyMortgageFintech17.4XepelinCompanyFintechFactoringInvoice Financing17.3BuiltCompanyConstruction TechConstruction FinanceReal Estate Finance17.1SelfCompanyFintechCredit BuildingConsumer Finance17.0Term FinanceCompanyDeFiFixed Rate17.0Ally FinancialBankingAuto FinanceInvesting2 APIs16.9LendingPadMortgageLoan Origination SystemLOS4 APIs16.8Hubble ProtocolCompanyCrypto Web3DeFiSolana16.5BankjoyCompanyFintechDigital BankingBanking16.4IndifiCompanyFintechMSME16.4InvestlyCompanyFintechInvoice FinanceInvoice Discounting1 API16.2PrettoCompanyFintech InsurtechMortgage16.0AvaCompanyFintechCredit BuildingConsumer Finance15.9Farmers Business NetworkAgricultureAgTechMarketplacePrecision Ag4 APIs15.9ParafinCompanyFintechEmbedded Finance1 API15.9FairplayCompanyFinancial-ServicesEmbedded Finance15.7SatagoCompanyFintechInvoice FinanceCredit Control15.7Cross River BankBankingBanking as a ServiceSponsor BankEmbedded Finance8 APIs15.6Figure MarketsCompanyFintechCryptocurrencyDigital Assets1 API15.5OzeCompanyFintechSmall BusinessBookkeeping15.4Prism DataCompanyFinancial-ServicesFintechCash Flow Underwriting15.4Trust TokenCompanyStablecoinsDeFiBlockchain15.4Compound FinanceDeFiBorrowingEthereum1 API15.0FintechOSCompanyFintechBankingInsurance15.0Credit GenieCompanyFinancial-ServicesFintechConsumer Finance14.9MoradoCompanyMarketplaceFintechBeauty14.9Milo CreditCompanyFintechMortgages14.8YubiCompanyFintechCredit14.7Silo FinanceCompanyDeFiMoney Markets14.6LendableCompanyFinancial-ServicesPersonal Loans14.4Prodigy FinanceCompanyFintechStudent Loans14.4TranchedCompanyFinancial-ServicesFintechSecuritization14.4TinkFintechOpen BankingPSD2Europe5 APIs14.3CherryCompanyFintechPaymentsFinancing14.2DrivioCompanyFinancial-ServicesFintech14.2ClearcoCompanyFinanceFinancial-ServicesFintech14.1OradianCompanyBankingCore BankingFintech14.1Comfi Holdings LimitedCompanyFintechWorking CapitalInvoice Discounting14.0SumerCompanyCryptoDeFiBlockchain14.0Credi2CompanyEmbedded FinanceBuy Now Pay Later13.9FintorCompanyMortgageFinancial-Services13.8TrovyCompanyFintechHELOCHome Equity13.8M2P FintechCompanyFintechBanking13.6RefyneCompanyFintechEarned Wage AccessFinancial Wellness13.6Funding SocietiesCompanyFintechSME Financing13.5Octane LendingCompanyFinancial-ServicesConsumer Finance13.5Enosys MarketsCompanyDeFiBlockchainDecentralized Exchange13.4SalientCompanyArtificial IntelligenceLoan Servicing13.4AbraCompanyCryptoDigital AssetsWealth Management13.3SellersfiCompanyFintechFinancial-Services13.3ZiroCompanyFintechCredit13.3ClerkieCompanyFintechDebt Management1 API13.0HometapCompanyFintechHome EquityReal-Estate13.0Ideal InvestCompanyFintechStudent Financing12.9APAC Financial ServicesCompanyFinancial-ServicesFintech12.7BrightmoneyCompanyFinancial-ServicesFintechConsumer Finance12.7OnDeck CapitalCompanyFintechSmall Business12.7Ummeed Housing FinanceCompanyHousing FinanceHome Loans12.7Warbler Labs IncorporatedCompanyDeFiBlockchainCrypto12.7Avenue OneCompanyReal-EstateSingle-Family RentalPropTech12.6Pylon (formerly Braid Lending)CompanyMortgageFintech12.6CapimCompanyHealth TechFintechDental12.5LendorseCompanyFinancial-ServicesFintech12.5LentraCompanyFintechLoan Origination12.4LennarHomebuilderReal-EstateFortune 500Mortgage2 APIs12.3RenoFiCompanyFintechHome Improvement12.3Vastu Housing Finance CorporationCompanyFinancial-ServicesHousing FinanceHome Loans12.3AvantCompanyFinancial-ServicesFintech12.2defi SOLUTIONSCompanyFintechLoan Origination11.9Hum CapitalCompanyFinancial-ServicesCapital MarketsFintech11.9LowerCompanyServicesMortgage11.9EarnestCompanyFintechStudent Loans11.7FeesableCompanyEmbedded FinanceFintech11.7PawnHeroCompanyPawnshopFintech11.7Freddie MacFederal-GovernmentHousingMortgage1 API11.5Splash FinancialCompanyFinancial-ServicesStudent Loans11.5TellusCompanyFintechSavingsReal-Estate11.5AsaakCompanyFintechAsset Financing11.4AvenewsCompanyFintechAgriculture11.4FlyHomesCompanyReal-EstatePropTechMortgage11.4Anchor ProtocolCompanyCryptoDeFiBlockchain11.3CrediblySmall Business LendingMerchant Cash AdvanceWorking CapitalBusiness Loans1 API11.3ProvideCompanyHealth TechFintechBanking11.3PrecisionLenderCompanyBankingCommercial Banking11.2Efficient Capital LabsCompanyFintechNon-Dilutive Capital11.1KiaviCompanyFintechReal-Estate11.1OakNorthCompanyFintechBanking11.1
Minimal 150 Almost no public developer surface
AvivaCompanyFinancial-ServicesFintech10.9BaubapCompanyFintechMicroloans10.9CaribouCompanyFintechAuto Refinance10.9Credit KarmaCompanyFintechPersonal FinanceCredit Scores10.9OportunCompanyFintechConsumer Finance10.9CreditasCompanyCreditFintech10.8Automax AiCompanyReal-EstateAppraisalsProperty Valuation10.7Mission LaneCompanyCreditCredit CardsFintech10.7PineCompanyFintechMortgageReal-Estate10.7AnyfinCompanyConsumerFintech10.6CarmoolaCompanyFintechAutomotiveCar Finance10.6Finova CapitalCompanyFinancial-ServicesNBFC10.6HomeFirstCompanyConsumerFinancial-ServicesHousing Finance10.6Own UpCompanyMortgageFintech10.6PaperstackCompanyFinancial-ServicesFintech10.6ProportunityCompanyFintechPropTechMortgage10.6AuxmoneyCompanyFintechLoans10.5Bowery ValuationCompanyReal-EstateCommercial Real EstateAppraisal10.5KickpayCompanyFinancial-ServicesFintech10.5Can CapitalCompanyConsumerFinancial-Services10.4EDUFI PTE. LTDCompanyFintechEducation10.4UBSFinancialBanksWealth ManagementInvestment Banking7 APIs10.4SarisAICompanyFintechBankingCredit Unions10.3BachattCompanyFintechSavingsMutual Funds10.2FindaCompanyFintechFinancial-ServicesLoans10.2GrowXCDCompanyFintechNBFC10.2KennekCompanyFintechLoan Management10.2RupeekCompanyConsumerFintech10.2DivineCompanyCryptoFintech10.0VelotaxCompanyCreditFintech10.0RupifiCompanyFintechBNPLEmbedded Finance9.9Teller FinanceCompanyFintechDeFi9.9ErudifiCompanyFintechEducationStudent Financing9.8High Mark Credit Information ServicesCompanyCredit BureauCredit InformationCredit Scoring9.88figCompanyE-CommerceFintechFinancing9.7CopperlaneCompanyMortgageLoan Origination9.7CoruCompanyFintechArtificial IntelligenceConversational AI9.7HabitoCompanyFintechMortgages9.7Huma Technologies Inc.CompanyPayFiDeFiPayments9.7huspyCompanyMortgageReal-EstatePropTech9.7Shriram FinanceCompanyFinancial-ServicesNBFC9.7VestaCompanyMortgageLoan Origination System9.6NobleCompanyRiskCredit DecisioningUnderwriting9.5SilvrCompanyFintech InsurtechRevenue-Based Financing9.5QardyCompanyFinancial-ServicesFintech9.4SturdyCompanyCryptoDeFi9.4Apollo AgricultureCompanyAgTechAgricultureFintech9.3KreditBeeCompanyFinancial-ServicesFintech9.3PaynaCompanyComplianceRegTechFinancial-Services9.3Levocred AICompanyArtificial IntelligenceFinancial-ServicesPrivate Credit9.2Oto CapitalCompanyTwo-WheelerFinancingFintech9.2AmarthaCompanyFinancial-ServicesFintech9.1First CircleCompanyFintechFinancial-Services9.1Tomo GuidesCompanyMortgageFintechReal-Estate9.1Vridhi Home FinanceCompanyFinancial-ServicesHousing FinanceHome Loans9.1Aella CreditCompanyFintechBankingMicrofinance1 API9.0AmalanCompanyFinancial-ServicesFintechDebt Management8.9dForceCompanyCrypto Web3DeFiStablecoins8.9Jupiter MoneyBankingNeobankDigital BankingFintech8.8MISMOAPI StandardsData StandardFannie MaeFreddie Mac8.8FundlyCompanyFintechPayments8.6Happy MoneyCompanyFintechPersonal Loans8.6Parallel FinanceCompanyDeFiBlockchainPolkadot1 API8.6CholamandalamCompanyFinancial-ServicesVehicle Finance8.5FivestargroupCompanyFinancial-ServicesNBFC8.5OfbusinessCompanyB2BProcurementCommerce8.5VeritasfinCompanyFinancial-ServicesNBFC8.5FT CashCompanyFinancial-ServicesFintechPayments8.4SoLo FundsCompanyFinancial-ServicesFintech8.2PetalCompanyFinancial-ServicesFintechCredit Cards8.1PointCompanyFintechHome EquityMortgage8.1SkepsCompanyConsumerFintechEmbedded Finance8.1Atom BankCompanyFintechBankingDigital Bank8.0IKF FinanceCompanyFinancial-ServicesNBFC7.8SovrynCompanyDeFiBitcoinBlockchain7.8Alpha FinanceCompanyCrypto Web3DeFiBlockchain7.7HedgeCompanyCryptoDeFiSolana7.6TiltCompanyFintechFinancial-ServicesCredit Building7.6SyscapCompanyFinancial-ServicesFintechPrivate Credit7.3Yo FioCompanyFintechCredit7.3Tienda PagoCompanyFintechPayments7.2FairbancCompanyFinancial-ServicesFintech7.1Dharma LabsCompanyDeFiCryptocurrencyEthereum6.8UpswingCompanyFintechOpen FinanceEmbedded Finance6.8Yield ProtocolCompanyCrypto DefiDeFiEthereum6.8CrosslendCompanyFintechSecuritisation6.4Rebaja Tus CuentasCompanyFintechConsumer Finance6.4AltCompanyCollectiblesTrading CardsSports Cards6.3AmparoCompanyFintechBrazilFinancial-Services6.3Applepie CapitalCompanyFintechFranchise Financing6.3CREDConsumer FintechCredit CardsBill PaymentsRewards6.3OxyzoCompanyFinancial-ServicesSME Finance6.3FigCompanyFintechPersonal Loans6.0RaseediCompanyFintechFinancial-ServicesMobile Payments6.0TalaCompanyFinancial-ServicesFintech6.0TammwelCompanyFinancial-ServicesFintech6.0AvenCompanyFintechFinancial-Services5.8Zest AICompanyCredit UnderwritingFraud Detection5.8EradCompanyFintechFinancial-Services5.7FiniataCompanyFinancial-ServicesFintech5.7Knight FintechCompanyEnterpriseFinancial-ServicesBanking5.6Gain CreditCompanyCreditFintech5.5PennyMac Financial ServicesFinancial-ServicesMortgageReal-Estate5.4SmavaCompanyFintechLoan Comparison5.3MeridianLinkBankingCredit DataFinancial-Services1 API5.2AggraCompanyFintechDebt Collection5.0Babel FinanceCompanyCrypto Web3Cryptocurrency5.0cashbusCompanyFinancial-ServicesFintech5.0CrediFiCompanyDefunctCommercial Real EstateReal Estate Finance5.0DeepSparksCompanyFintechCredit Scoring5.0Fortune Technology (China FIF)CompanyFinancial-ServicesTrade FinanceCommercial Factoring5.0Hello AliceCompanyFintechSmall BusinessGrants5.0LendUp GlobalCompanyFinancial-ServicesFintech5.0NoahCompanyFintechHome EquityMortgage5.0OrchardCompanyFintechMarketplace Lending5.0PeerStreetCompanyReal-EstateFintech5.0SeedFiCompanyFintechFinancial-Services5.0SharaCompanyFintechSME Finance5.0Shriram CityCompanyFintechNBFC5.0SK Finance LtdCompanyFinancial-ServicesNBFC5.0SwitchMeCompanyFintechIndia5.0Three Wheels UnitedCompanyFintechFinancial-Services5.0KudaBankingNeobankDigital BankRetail Banking4.9PayitoffCompanyFinancial-ServicesFintechDebt Management4.4Rocket CompaniesFinancial-ServicesMortgageReal-EstatePersonal Finance4.4BalerionCompanyFintechMortgage4.2American FinancialFinancial-ServicesFinanceFortune 5004.1OneMain HoldingsFinancial-ServicesPersonal LoansConsumer Finance4.1RedcarpetupCompanyFintechConsumer Credit4.1LendingClubCompanyFinancial-ServicesBanking3.1AND GlobalCompanyFintechFinancial-Services2.9PeopleFund, Perfect TechnologiesCompanyFintechInvesting2.8CUNA Mutual Group (TruStage)AnnuitiesAuto InsuranceComplianceCredit Unions2.3WomplyCompanySmall BusinessFintechPayments2.3ApprovaCompanyFintechMortgage2.0UaláFintechNeobankDigital BankingPrepaid Card2.0BharatPePaymentsUPIQR PaymentsMerchant Payments1.9JumoCompanyFintechBanking as a ServiceFinancial-Services1.9AmountCompanyFintechBanking1.8AsulaCompanyCryptoBitcoinBlockchain1.5B2B BankFinancial-ServicesBankingCanadaSchedule I Bank1.5Finbots.AICompanyArtificial IntelligenceCredit RiskCredit Scoring1.5InstaPaisaCompanyFintechPersonal Finance1.5KhaznaCompanyFintechFinancial-ServicesFinancial Inclusion1.5MintifiCompanyFinancial-ServicesSupply Chain Finance1.5NAKADCompanyFintechReconciliationInvoice Financing1.5StreamLoanCompanyMortgageLoan Origination1.5CommonBondCompanyFinancial-ServicesFintech0.5LendsquareCompanyDefunctPeer-to-Peer Lending0.5KaltoCompanyPaymentsFintechB2B0.1

APIs with this tag (62)

Ranked by the provider's API Evangelist rating — the Kin Score is scored per provider, not per API, so every API of a provider shares its band. How the rating works →

Exemplar 1 Complete, well-documented, and agent-ready
Plaid Assets APIPlaid's Assets is part of the Plaid open-finance platform, exposing 10 documented endpoint(s) under the Pla...68.2
Strong 4 Solid coverage with minor gaps
Direct Web API — MLOThe Direct Web API MLO reference exposes Member Loan Officer / lender-side data from the Matrix MLS platfor...60.0AutoFi APIAutoFi's public REST API (OpenAPI 3.0.0) for automotive lending and digital retail. Resource-oriented JSON ...58.0Copper.co Lending APIThe lending API from Copper.co — 34 operation(s) for lending.56.2Temenos Lending APICommercial lending operations including loan origination, facility management, and repayment processing.55.1
Developing 17 Usable, with meaningful gaps to close
Landmark Milestone Notification Service APICallback registration API for valuation transaction milestone notifications on the Landmark Secure Panel Ne...52.5Finicity Verification of Assets (VoA) APIGenerates a consumer-permissioned Verification of Assets report from aggregated account and balance data fo...51.6Bond Credit APIOpen and service credit accounts for credit-builder and secured charge card programs — submit credit applic...49.4SoFi Partner Offer Pre-Qualification APISoFi's partner-offer-api (documented as Partner Offer Pre Qual V2) is a real, first-party external REST API...48.6Toqio Lending APIThe Lending API from Toqio — 1 operation(s) for lending.48.5Blockdaemon DeFi APISingle REST interface (formerly Expand Network) into multiple DeFi protocols — DEX swaps and aggregation ac...47.0Mastercard Consumer Credit AnalyticsLenders are increasingly turning to alternative data sources to gain a clearer picture of a consumer's true...46.2Mastercard Small Business Credit AnalyticsSmall Business Credit Analytics provides underwriters with access to near real-time transaction-based insig...46.2ICE Mortgage Technology Developer PortalThe ICE Mortgage Technology Developer Portal is a self-service solution providing developers with resources...46.1Cross River Lending APILoan origination and servicing (separate lending host).44.9OKX Financial Products APIEndpoints for on-chain earning, staking, simple earn, and lending products available through the OKX platform.44.8Capital One Digital Auto Financing Credit Application APIThe Capital One Digital Auto Financing Credit Application API lets approved partners such as dealers and au...44.4Capital One Pre-Application Orchestrator APIThe Capital One Pre-Application Orchestrator API coordinates the pre-application steps for financial produc...44.4Thredd Credit APICredit account and credit-program endpoints for managing credit overviews and related credit issuing capabi...41.7Flowpay Partner APIFlowpay's REST partner API for the Fully Embedded (Native) lending flow - customer onboarding and service a...40.4Pinwheel Verify APIPinwheel Verify is a payroll-connected income and employment verification API that returns identity, employ...40.4Citizens Pay APIThe Citizens Pay API enables merchants and partners to integrate Citizens Pay point-of-sale financing into ...40.3
Thin 17 Limited public surface area
Wisetack Partner APIPartner-gated REST API for embedding Wisetack pay-over-time financing into vertical SaaS and field service ...37.6Column Lending APILoan disbursements, payments, sales and reporting.37.1Jupiter Lend APILending product API for supplying, borrowing, repaying, withdrawing, and executing flash loans against Jupi...35.4Tuum Core Banking APITuum's modular, API-first core banking platform. Per-module REST APIs (auth, person, employee, account, pay...35.3Lead Bank Lend APIEmbedded-credit API supporting term loans, revolving lines of credit, in-app financing, and buy-now-pay-lat...35.1Lead Bank Lending APIThe Lending API from Lead Bank — 3 operation(s) for lending.35.1Codat Lending APIAssess reports and lending metrics.34.8Morpho Markets APIGraphQL queries for Morpho Blue lending markets — retrieve market parameters (loan asset, collateral asset,...34.1Blend APIBlend's platform API for home lending, consumer lending, deposit account opening, documents and disclosures...33.5Morpho APIMorpho's public GraphQL API providing real-time and historical onchain and offchain data across Morpho Blue...33.1Credgenics Lending APILoan and payment ingestion and retrieval.30.7Vauld Enterprise APIEnterprise API for partner organisations covering fiatcrypto trading on India INR rails (deposits via Cards...30.1Curve Finance Lending APIThe Lending API from Curve Finance — 3 operation(s) for lending.29.1Curve REST APIPublic read-only REST API used by the Curve UI and third parties. Endpoints cover /getPools/all, /getSubgra...29.1Prosper Investor APIRESTful API for Prosper investors and third-party agents to view account information, search active loan li...27.7nCino Mortgage API (formerly SimpleNexus API)OAuth 2.0 REST API that replaces the legacy SimpleNexus API. The initial release covers Organization and Us...27.3Lendo Platform APIProduction API host backing the Lendo web and mobile applications. Discovered by probe at https://api.lendo...27.1
Emerging 22 Early or largely undocumented
Cross River Operating System (COS) APIThe Cross River Operating System (COS) API is Cross River's API-driven bank core, exposing Accounts and Pay...25.3Lendio Loan Marketplace APIREST API for connecting small businesses with lenders. Supports loan application submission, eligibility ch...24.7Lendio Loan Performance Tracking APIAPI integration for high-volume lenders that allows bulk submission of loan performance data. Supports up t...24.7Galileo Loan APIREST API for credit, lending, BNPL, and secured-credit products including draw, repayment, and balance inqu...23.6FBN FinanceFBN Finance offers agricultural operating lines, equipment and land loans, refinancing, and crop insurance ...23.3IRS Income Verification Express Service (IVES) APIApplication-to-Application (A2A) API allowing authorized participants such as lenders, banks, credit unions...23.0Kaaj Underwriting APIKaaj's REST API for submitting borrower application packages and receiving decision-ready credit analysis, ...22.8Citizens Pay APICitizens Pay is the buy-now-pay-later embedded financing platform offered by Citizens Bank. The Citizens Pa...21.9Hifi Protocol SubgraphThe Graph subgraph that indexes the Hifi fixed-rate, fixed-term lending protocol — vaults, collateral and d...20.7Upstart Reporting APIPartner-facing reporting API for Upstart's bank and credit-union lending partners. Not publicly documented ...20.0Falcon APIFalcon's RESTful embedded-finance API for card issuance, lending, and program management. All responses are...19.6Ally Financial Platform (Conceptual Model)A conceptual, API-Evangelist-derived domain model of Ally Financial's consumer platform spanning deposit ac...16.9Investly APIProduction HAL/HATEOAS (Spring Data REST style) backend API served at api.investly.co. The root returns a h...16.2FBN FinanceFarm operating loans, equipment financing, and crop insurance issued through FBN's lending and insurance af...15.9Parafin APIWhite-labeled embedded finance REST API for offering business financing — creating businesses, persons, and...15.9Cross River Lending / Loan Funding APIMarketplace-lending and loan-origination API used by fintech lending partners for consumer and SMB loan ori...15.6Compound Finance GraphQL APIGraphQL API for querying Compound Finance v2 protocol data via The Graph subgraph, including markets, accou...15.0Tink Income Check APICategorized income data derived from aggregated transaction history.14.3Tink Risk Insights APIRisk indicators and affordability signals derived from aggregated bank data.14.3Clerkie APIRESTful API marketed to lenders for integrating loan portfolios with Clerkie's recovery platform — payment ...13.0Lennar Mortgage Fannie Mae IntegrationLennar Mortgage, LLC is listed as a Fannie Mae technology integration partner using Fannie Mae's lending AP...12.3Credibly Lender APIREST API (V2) enabling approved broker and referral partners to submit loan applications, upload supporting...11.3
Minimal 1 Almost no public developer surface
UBS key4 Mortgages APIThe UBS key4 mortgages API lets property platforms and brokers embed Swiss mortgage origination, affordabil...10.4

Score breakdown

Frequency
73.1
log-scaled weighted occurrences
Breadth
11.0
spread across providers
Quality lift
25.0
mean composite of providers using it
Cohesion
17.4
strength of nearest seed neighbor

Related tags

Fintech 301 co-occurrences Financial-Services 174 co-occurrences Mortgage 57 co-occurrences Embedded Finance 58 co-occurrences Credit 45 co-occurrences Consumer Finance 47 co-occurrences Working Capital 30 co-occurrences India 48 co-occurrences

Where this tag comes from

Provider tag375
Api tag62
Openapi tag8
Openapi op tag30

Cohort brief

Auto-generated

The 400 providers in the APIs.io catalog tagged Lending, scored on the Kin Score. Every figure below is computed from the catalog — nothing here is written.

Providers
400
all scored
Mean Kin Score
20.8
+0.1 vs catalog 20.7
Mean Agent Readiness
9.1
-0.6 vs catalog 9.7
Spread
0.1–73.3
median 14.1 · σ 16.3
How the 400 split by band
Exemplar 5Strong 13Developing 54Thin 49Emerging 129Minimal 150
Facet averages, against the whole catalog
FacetThis cohortCatalogDifferenceScored
Developer Ergonomics 20.2 17.9 +2.3 400
Discoverability 61.4 60.4 +1 400
Access Clarity 23.2 22.3 +0.9 400
Contract Governance 6.5 6.4 +0.1 400
Operational Transparency 10.6 11.3 -0.7 400
Contract Quality 15.4 17.5 -2.1 400

A facet is averaged over the members that carry it, not over the whole cohort — the “Scored” column is that count. Averaging an absent facet as zero would score our own coverage gaps as the providers’ posture.

What this cohort publishes
ArtifactThis cohortCatalogDifference
MCP server (any) 21% 16% +5
MCP server (first-party) 5% 7% -2
Agent Skills 0% 0% 0
OAuth scopes 7% 9% -2
Security 95% 88% +7
Arazzo workflows 3% 2% +1
Governance rules 5% 13% -8

mcp_pct counts any mcp/ artifact including ones API Evangelist derived from the provider OpenAPI; mcp_first_party_pct counts only servers the provider publishes. Prefer the latter.

Top by Kin Score
  1. 1 Unit 73.3
  2. 2 Lev 72.4
  3. 3 MethodFi 71.4
  4. 4 Plaid 68.2
  5. 5 Kita 67.7
  6. 6 Method Financial 65.6
  7. 7 Total Expert 64.6
  8. 8 Argyle 62.8
  9. 9 Heron 61
  10. 10 CoreLogic (Cotality) 60
Top by Agent Readiness
  1. 1 ChargeAfter 60.2
  2. 2 nCino 56.7
  3. 3 Lev 54.5
  4. 4 Copper.co 50.9
  5. 5 Method Financial 50.6
  6. 6 AutoFi 48.6
  7. 7 Landmark Information Group 42.6
  8. 8 Total Expert 41.2
  9. 9 Kita 39.6
  10. 10 Lead Bank 38.8
All 400 members of this roster resolve to a scored provider in the catalog.Generated from the catalog build of 25 August 2026, across 26891 providers, using the same computation served by the APIs.io cohort API. Briefs are published for rosters of 5 or more scored providers; below that a distribution is not meaningful.

Work with this as data

Every tag here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for tags

7 MCP tools reach this
  • find_tagsBrowse and filter every tag in the catalog.
  • get_cohortThis tag as a scored cohort — every provider carrying it, with scores.
  • cohort_statsPRO — the distribution across this tag: mean, median, band split, adoption rates.
  • cohort_rankingsPRO — the leaderboard, on composite AND agent-readiness axes.
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
All 92 tools

Call it yourself

curl for this page
This tag 
curl "https://apis.io/api/v1/tags/lending"
All tags 
curl "https://apis.io/api/v1/tags?limit=25"
As a scored cohort 
curl "https://apis.io/api/v1/cohorts/tag/lending"
The distribution (Pro) 
curl "https://apis.io/api/v1/cohorts/tag/lending/stats" \
  -H "X-API-Key: $APIS_IO_KEY"

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