B2B Bank

B2B Bank is a Schedule I Canadian bank, headquartered in Toronto and wholly owned by Laurentian Bank of Canada (Laurentian Bank Financial Group). It operates a business-to-business, intermediary-only model: rather than serving retail consumers directly, it manufactures and distributes banking products through a network of roughly 27,000 financial professionals — financial advisors and their dealerships, deposit and mortgage brokers and their firms, mutual fund and insurance manufacturers, and CIRO (formerly MFDA/IIROC) members. Its product lines include investment loans, RSP and TFSA loans, broker deposits (GICs and high-interest savings/investment accounts), broker mortgages, and investment and banking accounts. The bank became a Schedule I bank and adopted the B2B Bank name in 2012, consolidating predecessor trust businesses (North American Trust, Sun Life Trust), and its deposits are CDIC insured. On open finance, B2B Bank publishes no first-party developer portal or public API: developer.b2bbank.com and api.b2bbank.com do not resolve, and the public site exposes only gated advisor/broker applications (Advisor Access, EASE online loans, Group Access, Investor Access, online banking). Canada's Consumer-Driven Banking framework is legislated but not yet operational, and the bank documents no FDX participation, Interac data-sharing API, or aggregator program of its own — consistent with an intermediary bank whose digital surface is partner-gated rather than developer-facing.

B2B Bank is profiled on the APIs.io network. Tagged areas include Financial Services, Banking, Canada, Schedule I Bank, and Broker Bank.

B2B Bank’s developer surface includes support and 6 more developer resources.

🌐 Visit website 📡 Source on GitHub

14.6/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5

0 APIs

Financial ServicesBankingCanadaSchedule I BankBroker BankDepositsMortgagesLending

Kin Score

Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5

Composite quality — 14.6/100 · minimal

Contract Quality 0.0 / 25

Developer Ergonomics 0.9 / 20

Commercial Clarity 4.2 / 20

Operational Transparency 0.0 / 13

Governance 0.0 / 12

Discoverability 6.8 / 10

Agent readiness — 0/100 · human only

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 15

MCP Server 0 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/b2b-bank: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 3

The organization behind the API

Website

Website

LinkedIn

Careers

Careers

Source (apis.yml)

aid: b2b-bank
url: https://raw.githubusercontent.com/api-evangelist/b2b-bank/refs/heads/main/apis.yml
name: B2B Bank
kind: company
description: 'B2B Bank is a Schedule I Canadian bank, headquartered in Toronto and wholly owned by Laurentian Bank of Canada
  (Laurentian Bank Financial Group). It operates a business-to-business, intermediary-only model: rather than serving retail
  consumers directly, it manufactures and distributes banking products through a network of roughly 27,000 financial professionals
  — financial advisors and their dealerships, deposit and mortgage brokers and their firms, mutual fund and insurance manufacturers,
  and CIRO (formerly MFDA/IIROC) members. Its product lines include investment loans, RSP and TFSA loans, broker deposits
  (GICs and high-interest savings/investment accounts), broker mortgages, and investment and banking accounts. The bank became
  a Schedule I bank and adopted the B2B Bank name in 2012, consolidating predecessor trust businesses (North American Trust,
  Sun Life Trust), and its deposits are CDIC insured. On open finance, B2B Bank publishes no first-party developer portal
  or public API: developer.b2bbank.com and api.b2bbank.com do not resolve, and the public site exposes only gated advisor/broker
  applications (Advisor Access, EASE online loans, Group Access, Investor Access, online banking). Canada''s Consumer-Driven
  Banking framework is legislated but not yet operational, and the bank documents no FDX participation, Interac data-sharing
  API, or aggregator program of its own — consistent with an intermediary bank whose digital surface is partner-gated rather
  than developer-facing.'
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
tags:
- Financial Services
- Banking
- Canada
- Schedule I Bank
- Broker Bank
- Deposits
- Mortgages
- Lending
created: '2026-07-23'
modified: '2026-07-23'
specificationVersion: '0.19'
apis: []
common:
- type: DomainSecurity
  url: security/b2b-bank-domain-security.yml
- type: Website
  url: https://b2bbank.com/en/index
- type: LinkedIn
  url: https://ca.linkedin.com/company/b2b-bank
- type: Support
  url: https://b2bbank.com/en/contacts/index
- type: Careers
  url: https://b2bbank.com/en/careers/careers-at-b2b-bank
- type: TermsOfService
  url: https://b2bbank.com/en/legal/legal-notice
- type: PrivacyPolicy
  url: https://www.laurentianbank.ca/en/personal/privacy-and-security
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com