Consumer Lending Licensing (UK, US, Canada credit licence registers)

Where this market publishes its structure

• UK FCA Financial Services Register (register.fca.org.uk, the site's own guest aura JSON: getFirmDetails + FirmDetail initMethod) machine-readable, 161 UK-slice catalog names looked up; 62 authorised firms with a lending permission; 41 linked by FCA-stated website
• CFPB supervised institutions (consumerfinance.gov institutions page, CFPB_Institutions_06302026_Dist.xlsx) machine-readable, 193 depository institutions + affiliates over $10B, names only; 29 linked (Wikidata P856 / register-name)
• OSFI Who we regulate (open.canada.ca dataset b27ec3ef, who_we_regulate_fi_eng.csv) machine-readable, 130 banks / trust / loan companies kept (insurers, fraternal, rep offices dropped); 14 linked; foreign bank branches held
• NMLS Consumer Access (nmlsconsumeraccess.org) not machine-readable: Cloudflare 403 to non-browser clients; in a browser every search redirects to TuringTestPage.aspx (CAPTCHA); not passed
• ASIC credit licensees (data.gov.au/data/dataset/asic-credit-licensees) not machine-readable: HTTP 503 on every retry (2026-10-21, whole data.gov.au host); ASIC Connect is a per-name portal
• UK FCA register API (register.fca.org.uk/Developer) not machine-readable: requires an API key; not used (the site's own public JSON read instead)
• FCAC / FINTRAC lists (canada.ca, fintrac-canafe.canada.ca) not machine-readable: connection refused from this network; OSFI's open-data FRFI list read instead

Own = declares at least one integration itself; covered = visible only because an aggregator, standards body, regulator or partner contract names it; distribution-only = listed only on cloud marketplaces it sells through, a channel reported beside, never counted as its own declared integrations; undeclared = nothing we can read, so no number; declares_compatibility = providers with a `compatible` shape vote, report only (kin, 2026-10-13): never counted as own, never in depth or position.

Taxonomy how this market maps onto apis.io

Derived 2026-10-22 from the 709 providers in this market we could resolve in the catalog. The percentage is the share of those providers carrying each one; it describes the market, not the tag or industry. Tag groups have no page of their own yet, so they are listed unlinked.

share of resolved cohort carrying it; tags >=0.20 & >=3 members (max 12, junk dropped), tag_groups >=0.20 (cooccurrence, non-cross-cutting; max 8), industries >=0.20 (max 6), areas >=0.10 (max 6; areas are keyword-matched and sparse), capabilities L1 >=0.20 (max 8); derive-market-taxonomy.py

Leaders by position (provisional)

Provisional: grouped by position, depth compared within a position only. Distribution (cloud marketplaces) and iPaaS bridges are counted beside position, never inside it. Unknown-builder listings are left out of position shares and counted here.

undeclared 709 · declares nothing we can read: no number