PeopleFund, Perfect Technologies

PFC Technologies (formerly PeopleFund) is a Seoul, South Korea fintech company operating at the intersection of direct online lending and AI lending infrastructure. It runs two platforms: CPLE (Crople), an online investment-linked finance (온라인투자연계금융) service that matches retail investors with consumer and small-business loans, and AIRPACK, an AI-powered, no-code underwriting and loan operations infrastructure (AIRPACK-Lab for data analysis, model development and approval-rule tuning, and AIRPACK-Studio for model deployment, rule-set operation and performance monitoring) sold to savings banks and other lending institutions. As of this profile the company publishes no public developer portal, OpenAPI, SDK, or partner API surface; AIRPACK integrations are handled through a direct sales/contact process. This record was surfaced as a 500 Global portfolio company and enriched as an API Evangelist network company profile.

PeopleFund, Perfect Technologies is profiled on the APIs.io network. Tagged areas include Company, Fintech, Lending, Investing, and Artificial Intelligence.

PeopleFund, Perfect Technologies’ developer surface includes engineering blog and 2 more developer resources.

8.1/100 minimal ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5
0 APIs
CompanyFintechLendingInvestingArtificial IntelligenceCredit ScoringUnderwritingSouth Korea

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 8.1/100 · minimal
Contract Quality 0.0 / 25
Developer Ergonomics 0.4 / 20
Commercial Clarity 0.0 / 20
Operational Transparency 0.0 / 13
Governance 0.0 / 12
Discoverability 6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/peoplefund-perfect-technologies: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Peoplefund Perfect Technologies Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Access & Security 1

Authentication, authorization, and security posture

Company 2

The organization behind the API

Source (apis.yml)

apis.yml Raw ↑
aid: peoplefund-perfect-technologies
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/peoplefund-perfect-technologies.png
name: PeopleFund, Perfect Technologies
description: 'PFC Technologies (formerly PeopleFund) is a Seoul, South Korea fintech company operating at the intersection
  of direct online lending and AI lending infrastructure. It runs two platforms: CPLE (Crople), an online investment-linked
  finance (온라인투자연계금융) service that matches retail investors with consumer and small-business loans, and AIRPACK, an AI-powered,
  no-code underwriting and loan operations infrastructure (AIRPACK-Lab for data analysis, model development and approval-rule
  tuning, and AIRPACK-Studio for model deployment, rule-set operation and performance monitoring) sold to savings banks and
  other lending institutions. As of this profile the company publishes no public developer portal, OpenAPI, SDK, or partner
  API surface; AIRPACK integrations are handled through a direct sales/contact process. This record was surfaced as a 500
  Global portfolio company and enriched as an API Evangelist network company profile.'
url: https://raw.githubusercontent.com/api-evangelist/peoplefund-perfect-technologies/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- 500-global
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-20'
tags:
- Company
- Fintech
- Lending
- Investing
- Artificial Intelligence
- Credit Scoring
- Underwriting
- South Korea
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-enrichment:
  date: '2026-07-20'
  status: nochange
  artifacts_added: 0
  pass: local-v1
common:
- type: DomainSecurity
  url: security/peoplefund-perfect-technologies-domain-security.yml
- type: Website
  url: https://pfct.co.kr
- type: Blog
  url: https://blog.pfct.co.kr