Credi2 website screenshot

Credi2

Credi2 GmbH is a Vienna, Austria based fintech that operates a white-label, cloud-native embedded lending platform enabling banks, card issuers, and merchants to launch Buy Now Pay Later (BNPL) and installment financing products under their own brand. The modular platform covers five financing products - pay per invoice (14-day BNPL), split pay (3-12 month installments up to EUR 5,000), installment loans (up to EUR 50,000 over 84 months), revolving credit lines, and subscription financing - and handles the full lifecycle including core banking operations, credit and risk management, servicing, and collections. Use cases span eCommerce and point-of-sale financing, subscription payments, installment-on-cards, and cash loans, with omni-channel integration and go-live in weeks. Credi2 is ISO 27001 and ISO 27701 certified and is backed by Speedinvest.

Credi2 is profiled on the APIs.io network. Tagged areas include Company, Embedded Finance, Lending, Buy Now Pay Later, and BNPL.

Credi2’s developer surface includes engineering blog, support, and 8 more developer resources.

🌐 Visit website 📡 Source on GitHub
19.6/100 emerging ▬ flat Agent 0/100 human only Full breakdown ↓
scored 2026-07-28 · rubric v0.5
0 APIs
CompanyEmbedded FinanceLendingBuy Now Pay LaterBNPLInstallmentsFintechBankingCard IssuingCredit

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-28 · rubric v0.5
Composite quality — 19.6/100 · emerging
Contract Quality 0.0 / 25
Developer Ergonomics 1.3 / 20
Commercial Clarity 3.7 / 20
Operational Transparency 1.4 / 13
Governance 0.0 / 12
Discoverability 6.8 / 10
Agent readiness — 0/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/credi2: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Credi2 Domain Security

TLSv1.3 · DMARC

SECURITY

Credi2 Vulnerability Disclosure

contact published

SECURITY

Resources

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Conformance
Conformance

Access & Security 4

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity
 VulnerabilityDisclosure
VulnerabilityDisclosure
 Security
Security
 Compliance
Compliance

Operate 1

Status, limits, changes, and where to get help

Support
Support

Commercial 1

Pricing, plans, and the legal terms of use

PrivacyPolicy
PrivacyPolicy

Company 3

The organization behind the API

Website
Website
 Blog
Blog
 LinkedIn
LinkedIn

Source (apis.yml)

apis.yml Raw ↑ 
aid: credi2
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/credi2.png
name: Credi2
description: Credi2 GmbH is a Vienna, Austria based fintech that operates a white-label, cloud-native embedded lending platform
  enabling banks, card issuers, and merchants to launch Buy Now Pay Later (BNPL) and installment financing products under
  their own brand. The modular platform covers five financing products - pay per invoice (14-day BNPL), split pay (3-12 month
  installments up to EUR 5,000), installment loans (up to EUR 50,000 over 84 months), revolving credit lines, and subscription
  financing - and handles the full lifecycle including core banking operations, credit and risk management, servicing, and
  collections. Use cases span eCommerce and point-of-sale financing, subscription payments, installment-on-cards, and cash
  loans, with omni-channel integration and go-live in weeks. Credi2 is ISO 27001 and ISO 27701 certified and is backed by
  Speedinvest.
url: https://raw.githubusercontent.com/api-evangelist/credi2/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- speedinvest
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-18'
tags:
- Company
- Embedded Finance
- Lending
- Buy Now Pay Later
- BNPL
- Installments
- Fintech
- Banking
- Card Issuing
- Credit
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/credi2-domain-security.yml
- type: Website
  url: https://www.credi2.com
- type: Blog
  url: https://www.credi2.com/blog
- type: Support
  url: https://www.credi2.com/company/contact
- type: PrivacyPolicy
  url: https://www.credi2.com/privacy
- type: VulnerabilityDisclosure
  url: security/credi2-vulnerability-disclosure.yml
- type: Security
  url: https://www.credi2.com/legals/vulnerability-disclosure-policy
- type: Compliance
  url: https://www.credi2.com
- type: Conformance
  url: conformance/credi2-conformance.yml
- type: LinkedIn
  url: https://www.linkedin.com/company/credi2-gmbh/
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence