emerging · 0.4 capability resource

Credit

Score 22.6 / 100 79 providers +92 via APIs 102 APIs Search apis.io →
Business capabilities this tag reaches
Student Enrolment & Records Management 1 Credit & Lending Management 1 Payments & Card Management 1
Variants seen in the corpus: CreditsCredit

Providers using this tag (79)

Ranked by API Evangelist rating — Exemplar and Strong are expanded by default.

Exemplar 3 Complete, well-documented, and agent-ready
HighnoteCard IssuingCard AcquiringEmbedded FinanceBanking as a Service1 API68.1Method FinancialCompanyFintechLiability DataPayments2 APIs69.7Dun & BradstreetBusiness DataCompany DataD-U-N-S Number1 API69.6
Strong 6 Solid coverage with minor gaps
ResolveCompanyPaymentsB2BNet Terms2 APIs63.2AltScoreCompanyLendingFintech3 APIs55.5BudgetPixelGenerative AIAI Image GenerationAI Video GenerationAI Music Generation2 APIs54.7BondCompanyUnited StatesBanking as a ServiceEmbedded Finance18 APIs61.0SikoiaCompanyFinancial ServicesIdentity VerificationKYC1 API60.9ReefAPIWeb DataData AggregationWeb ScrapingSERP1 API56.6
Developing 9 Usable, with meaningful gaps to close
LendAPICompanyLendingLoan OriginationFinancial Services1 API54.1SlopeCompanyFintechPaymentsEmbedded Finance1 API48.1EquifaxCredit HistoryCredit ReportingIdentity1 API45.4Credilinq.aiCompanyFintechEmbedded FinanceLending1 API45.2Upward FinancialCompanyFintechCredit Building1 API44.6Oper CreditsCompanyMortgageLending4 APIs43.6Synchrony FinancialFinancial ServicesPaymentsConsumer Finance2 APIs41.2DefactoCompanyFintechEmbedded FinanceLending1 API50.8TietoEVRYCompanyBankingOpen BankingPSD224 APIs49.5
Thin 4 Limited public surface area
Alt BankCompanyFintechBanking1 API32.6OrbiiCompanyArtificial IntelligenceLending3 APIs27.0CelcoinBanking as a ServicePixBoletoTED3 APIs31.9FibeCompanyFintechLendingPersonal Loans1 API26.5
Emerging 34 Early or largely undocumented
AddiCompanyFintechPaymentsBuy Now Pay Later1 API25.6KikoffCompanyFintechCredit Building1 API25.4WarblerlabsCompanyBlockchainDeFiFintech1 API22.6EsusuCompanyEnterpriseFintechFinancial Services22.3UpstartCompanyFintechLending1 API21.4TraiveCompanyAgricultureFintech20.5Apollo Global ManagementAlternative InvestmentsAsset ManagementFinance1 API19.63JaneCompanyCrypto DefiDeFiLending19.3Ares ManagementAlternative InvestmentPrivate EquityReal Estate18.0CreditPullEngineCompanyFintechData17.9Lane APIAsset LeasingLoans1 API17.9Money ViewCompanyConsumerFintechLending17.0OatfiCompanyFintechEmbedded FinanceB2B Payments16.2BranchintlFintechMobileEmerging Markets15.6YubiCompanyFintechLending15.1ZiroCompanyFintechLending13.7Mission LaneCompanyCredit CardsFintech12.7UniCompanyFintechCredit Cards12.7ClearscoreCompanyCredit ScoreFintech12.6KudosCompanyCredit CardsRewards12.0OnecardCompanyFintechCredit Cards12.0CognitivecreditCompanyArtificial IntelligenceData11.7Biz2CreditFinanceLendingSmall BusinessOnline Loans11.6CRS Credit APIConsumer CreditBusiness CreditIdentity3 APIs11.3Episode SixCompanyPaymentsCard IssuingIssuer Processing2 APIs23.8LendbuzzCompanyAuto LendingAutomotiveFinancial Services20.8Prism DataCompanyFinancial ServicesFintechCash Flow Underwriting18.8ClerkieCompanyFintechDebt ManagementLending1 API15.5LentraCompanyFintechLendingLoan Origination14.6MoradoCompanyMarketplaceFintechBeauty14.5KredeteCompanyFinancial ServicesPaymentsRemittances13.8Credi2CompanyEmbedded FinanceLendingBuy Now Pay Later13.5caimitechCompanyFintechPersonal FinanceWealth Management12.2OnePayCompanyFintechMobile BankingPayments11.3
Minimal 23 Almost no public developer surface
AgrolendCompanyAgricultureAgTechFinancial Services10.9CreditasCompanyFintechLending10.5VelotaxCompanyFintechLending10.3DivineCompanyCryptocurrencyFintechLending10.0WollitCompanyFintechCredit Building9.8JumoCompanyFintechBanking as a ServiceFinancial Services9.5FundlyCompanyFintechLendingPayments9.4Yo FioCompanyFintechLending9.2TomoCreditCompanyFinancial ServicesFintech8.6ArroCompanyFinancial ServicesFintech8.0TalaCompanyFinancial ServicesFintechLending6.8Fintech FarmCompanyBankingFinancial ServicesNeobank6.6InventaCompanyB2BCommerceMarketplace6.6SlideRuleCompanyRisk ManagementFraud PreventionDecisioning5.3ZetCompanyFintechCredit Cards4.5Gain CreditCompanyLendingFintech3.9cashbusCompanyFinancial ServicesFintechLending3.4Oaktree Capital GroupAsset ManagementCapitalFinance2.6Credit KeyB2B PaymentsFinancingBuy Now Pay Later2.3Brookfield Asset ManagementAlternative AssetsAlternative InvestmentsAsset Management9.8FindaCompanyFintechFinancial ServicesLoans9.8VixtraCompanyPaymentsTrade FinanceFintech8.5KatchCompanyAgricultureAgTechEmbedded Finance2.6

APIs with this tag (100)

Ranked by the provider's API Evangelist rating — the Kin Score is scored per provider, not per API, so every API of a provider shares its band. How the rating works →

Exemplar 15 Complete, well-documented, and agent-ready
Stripe Credit Notes APIIssue a credit note to adjust an invoice's amount after the invoice is finalized.82.6ActiveCampaign Credits APIThe Credits API from ActiveCampaign — 1 operation(s) for credits.77.7cloro Credits APIThe Credits API from cloro — 1 operation(s) for credits.76.6Hint Health Credit APIThe Credit API from Hint Health — 2 operation(s) for credit.74.4SCVD General Store Credit APIThe Credit API from SCVD General Store — 2 operation(s) for credit.74.1FullEnrich Account APICheck the workspace credit balance before spending, and validate that an API key is active. Both operations...73.4IBANforge Credits APIPrepaid credit bundles — pay once in USDC (x402), get an API key with N credits; batch validation debits 1 ...73.3Stax Credit APIThe Credit API from Stax — 1 operation(s) for credit.72.4FeedOracle Technologies Credit APIThe Credit API from FeedOracle Technologies — 4 operation(s) for credit.72.1Vaquill AI Credits APIYour own credit balance: what is spendable right now, where it came from, and what is about to expire. Free...70.7FIS Global Credit APIThe Credit API from FIS Global — 2 operation(s) for credit.68.3Spreedly Credit APIThe credit API from Spreedly — 1 operation(s) for credit.68.0NexGen Cloud Credit APICredit endpoints retrieve your account's current credit balance. Credits are consumed by resource usage and...67.5Explorium Credits APIInspect the shared credit pool that meters all Explorium API usage, including the credit menu and consumpti...66.6SimilarWeb Credits APIBatch API credit management66.5
Strong 26 Solid coverage with minor gaps
MolTrust Credits APIThe Credits API from MolTrust — 8 operation(s) for credits.66.2Avetta Credit APIThe endpoints to credit events.65.7Entur Credits APICreate and update credits. Create and execute credit transactions.65.5Affinda Usage APIRetrieve daily credits consumption for the organization across all workspaces and document types. Used for ...64.6SoFi Technologies Credit APIThe Credit API from SoFi Technologies — 8 operation(s) for credit.61.3Bond Credit APIThe Credit API from Bond — 4 operation(s) for credit.61.0Kita Credit APIDeterministic credit picture — spread, adjustments, policy decision.60.5robosystems-ai Credits API🪙 Credits - Manage credit-based usage and allocation60.5AutoGPT Credits APIThe credits API from AutoGPT — 9 operation(s) for credits.59.7Xentral Credit APIGet information about your current current and monthly credits regarding Report usage.59.7invinoveritas Credit APIThe credit API from invinoveritas — 10 operation(s) for credit.59.2Monocrawl Credits APIThe Credits API from Monocrawl — 2 operation(s) for credits.58.8Atomadic Tech Credits APICredit balance, usage history, and detailed usage breakdown58.7PostalForm Credits APIThe Credits API from PostalForm — 6 operation(s) for credits.58.7LeafLink Credits APIThe Credit model represents credits granted by a seller company to a customer for use in future purchases. ...58.3Octav Credits APICredit balance endpoints57.9ConnexPay Credit APIThe Credit API from ConnexPay — 1 operation(s) for credit.57.2MonetizeNow Credit APICredits can be used to adjust account balances.57.1OKKI Go Credits APIThe Credits API from OKKI Go (go.okki.ai) — 1 operation returning remaining company-search points and EDM e...56.4Advanced Micro Devices Credits APICloud credit balance and usage56.3ADRO Credits APIThe credits API from ADRO — 11 operation(s) for credits.55.8Paid Credits APIThe credits API from Paid — 2 operation(s) for credits.55.7OpenRouter Credits APIAccount credit balance and usage.55.0TIDAL Credits APIThe credits API from TIDAL — 4 operation(s) for credits.54.8Asaas Anticipations (Antecipação) APIAnticipate future receivables - boleto, card, and Pix - to receive funds before the original settlement dat...54.6Clay953f Credits APIWorkspace credit balances.54.6
Developing 22 Usable, with meaningful gaps to close
Helicone Credits APIThe Credits API from Helicone — 6 operation(s) for credits.54.2The Movie Database Credit APIThe Credit API from The Movie Database — 1 operation(s) for credit.51.8ANP2 Credits APIThe Credits API from ANP2 — 2 operation(s) for credits.51.5Blackbaud Credits APIThe Credits API from Blackbaud — 2 operation(s) for credits.49.6Tietoevry Credit CloudA credit platform used by banks and financial institutions in 20+ countries to manage virtually any type of...49.5National Australia Bank (NAB) Gateway Payments APINAB's first-party merchant payments REST API platform (the NAB Gateway / NAB Transact developer portal at n...49.3Tribe Payments Credit APIThe Credit API from Tribe Payments — 2 operation(s) for credit.49.0Pomo Credits APIThe credits API from Pomo — 7 operation(s) for credits.48.7Togai Credits APICredits API48.4Schematic Credits APIThe credits API from Schematic — 20 operation(s) for credits.48.1PeopleSearch.im Credits APIThe Credits API from PeopleSearch.im — 1 operation(s) for credits.45.7Equifax APIThe Equifax API platform provides programmatic access to Equifax's consumer credit information, including c...45.4BulkSMS Credits APICredit management operations44.5Vantor Credits APIThe Credits API from Vantor — 1 operation(s) for credits.44.4AgentCheck Credits APIThe Credits API from AgentCheck — 1 operation(s) for credits.44.3Galatea Bio Credit APIThe credit API from Galatea Bio — 14 operation(s) for credit.43.9Thredd Credit APICredit account and credit-program endpoints for managing credit overviews and related credit issuing capabi...43.5Keboola Credits APIThe Credits API from Keboola — 1 operation(s) for credits.43.2Jinba Credits APIThe Credits API from Jinba — 1 operation(s) for credits.42.6D-ID Credits APIRetrieve account credit balance41.8M3ter Credits APIEndpoints for Credit line item related operations such as creation, update, list and delete. These are line...39.7Luma AI Credits APIThe Credits API from Luma AI — 1 operation(s) for credits.39.6
Thin 23 Limited public surface area
Linkup Credits APIThe Credits API from Linkup — 1 operation(s) for credits.39.1Cashplus Eligibility APIFirst-party partner API for running credit card eligibility checks against Cashplus/Zempler credit products...38.0fabric Credits APICredits are refunds to customers, often in the form of gift cards or credit notes, when customers have made...37.8Shift4 Payments Credits APISend funds (credits) to recipients.37.1Merchant-0 Credit APIThe Credit API from Merchant-0 — 1 operation(s) for credit.37.0PDFShift Credits APIThe credits API from PDFShift — 1 operation(s) for credits.35.7Mindlogic Credits APIThe Credits API from Mindlogic — 1 operation(s) for credits.35.4Vantiv Credits APIRefunds and credits to cardholder accounts35.3Aaron's Lease ApplicationAaron's online lease application and approval system enabling customers to apply for lease-to-own financing...35.1Al-Farabi Kazakh National University Credit APIThe credit API from Al-Farabi Kazakh National University — 7 operation(s) for credit.34.7CyberSource Credit APIA credit is a stand-alone transaction that is not linked to any previous transactions. It takes money from ...34.7Forithmus Credits APIThe credits API from Forithmus — 16 operation(s) for credits.33.8Capital One Real-Time Proactive Prescreen APIThe Capital One Real-Time Proactive Prescreen API lets approved partners assess consumer creditworthiness i...32.9GUARD APIReal-time consumer credit underwriting / risk-assessment API. Partners POST an underwriting request for a c...32.6Cloud MCP Credit APIThe Credit API from Cloud MCP — 1 operation(s) for credit.32.2Orb Credits APIThe Credits API from Orb — 4 operation(s) for credits.31.7Kaaj Underwriting APIKaaj's REST API for submitting borrower application packages and receiving decision-ready credit analysis, ...29.7Octane Credits APIManage customer credit grants and ledgers29.6Ordway Credits APIManage customer credits28.7World Bank Finances APIProvides programmatic access to World Bank financial data including loans, credits, trust funds, budget dat...27.5Quaderno Credits APICredit notes issued against invoices.27.4Lead Bank Lend APIEmbedded-credit API supporting term loans, revolving lines of credit, in-app financing, and buy-now-pay-lat...27.3Respeecher Credits APIThe credits API from Respeecher — 1 operation(s) for credits.26.2
Emerging 12 Early or largely undocumented
Addi Credit & Checkout APIREST API that lets e-commerce merchants create Addi buy-now-pay-later credit applications at checkout. Auth...25.6Kikoff Enterprise APIUnified REST API for embedding credit-building infrastructure, covering member enrollment, tradeline furnis...25.4CapitalabCapitalab is BGC's post-trade compression, optimization and risk-mitigation arm. It executes initial margin...24.5Lucera LumeMarketsLucera is BGC's financial technology subsidiary offering a "high-performance, low latency platform that pro...24.5World Labs Credits APIThe credits API from World Labs — 1 operation(s) for credits.22.4NoBueno Credits APIThe credits API from NoBueno — 2 operation(s) for credits.22.2M1 BorrowM1 Borrow provides a portfolio line of credit (margin loans) allowing users to borrow up to 50% of their el...21.0Lane API Credit APIThe Credit API from Lane API — 4 operation(s) for credit.17.9Tripo OpenAPI User Balance APIReturns the calling API key's remaining credit balance and any frozen credits held against in-flight tasks....17.3Glofox Memberships, Plans & Credits APIManage Plans (the terms, duration, and pricing of a service offering), a member's Membership against a give...15.2KakaoBank Loan APIREST API for loan origination and management including credit loans, business owner credit loans, and housi...14.6CRS Credit Data APISingle-contract API providing access to consumer and business credit reports across major bureaus (Equifax,...11.3
Minimal 2 Almost no public developer surface
OriginationsDigital lease and loan origination spanning program configuration (manufacturers, asset types, fee models, ...8.1Wren Credits APIManage the prepaid credit balance4.9

Companies reaching this through an API (91)

These companies publish an API, specification or operation carrying “Credit” but do not classify their business under it. Listed unranked and kept out of the count above, because one tagged operation is not a statement about what a company does.

Aaron's ActiveCampaign ADRO Advanced Micro Devices Affinda AgentCheck Al-Farabi Kazakh National University ANP2 Asaas Atomadic Tech AutoGPT Avetta BGC Group Blackbaud BulkSMS Cal.com Capital One Cashplus Bank Clay953f cloro Cloud MCP ConnexPay CyberSource D-ID Entur Explorium fabric FeedOracle Technologies FIS Global Forithmus FullEnrich Galatea Bio Glofox Helicone Hint Health IBANforge invinoveritas Jinba Kaaj KakaoBank Keboola Kita Lead Bank LeafLink Linkup Luma AI M1 Finance M3ter Merchant-0 Mindlogic
Show all 91 companies ↓
MolTrust MonetizeNow Monocrawl National Australia Bank NexGen Cloud NoBueno Octane Octav Odessa Technologies OpenRouter Orb Ordway Paid PDFShift PeopleSearch.im Pomo PostalForm Quaderno Respeecher Schematic SCVD General Store Shift4 Payments SimilarWeb SoFi Technologies Spreedly Stax Stripe The Movie Database Thredd TIDAL Togai Tribe Payments Tripo AI Vantiv Vantor Vaquill AI World Bank World Labs Wren Xentral Xiaoman (OKKI)

Score breakdown

Frequency
65.8
log-scaled weighted occurrences
Breadth
1.9
spread across providers
Quality lift
24.2
mean composite of providers using it
Cohesion
5.6
strength of nearest seed neighbor

Related tags

Lending 45 co-occurrences Consumer Finance 16 co-occurrences Invoices 22 co-occurrences Embedded Finance 16 co-occurrences Credit Cards 12 co-occurrences Banking as a Service 11 co-occurrences Plans 10 co-occurrences Customers 22 co-occurrences

Where this tag comes from

Provider tag79
Api tag100
Openapi tag67
Openapi op tag221

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