Alt Bank

GUARD API

Real-time consumer credit underwriting / risk-assessment API. Partners POST an underwriting request for a credit-card applicant and receive a Guard Score, risk band and credit-limit decision. The call is asynchronous: the result is delivered to a partner-registered callback URL once the analysis is finished. Authenticated with a 64-character per-partner X-Partner-Auth token and IP allow-listing.

GitHub

Documentation

📖
APIReference
https://developers.altbank.ai/docs/guard

Other Resources

🔗
Sandbox
https://guard.stg.altbank.ai
🔗
APIsJSON
https://raw.githubusercontent.com/api-evangelist/alt-bank/refs/heads/main/apis.yml

API entry from apis.yml

apis.yml Raw ↑ 
name: GUARD API
description: 'Real-time consumer credit underwriting / risk-assessment API. Partners POST an underwriting
  request for a credit-card applicant and receive a Guard Score, risk band and credit-limit decision.
  The call is asynchronous: the result is delivered to a partner-registered callback URL once the analysis
  is finished. Authenticated with a 64-character per-partner X-Partner-Auth token and IP allow-listing.'
humanURL: https://developers.altbank.ai/docs/guard
baseURL: https://guard.altbank.ai
tags:
- Credit
- Underwriting
- Risk
- Credit Cards
properties:
- type: APIReference
  url: https://developers.altbank.ai/docs/guard
- type: Sandbox
  url: https://guard.stg.altbank.ai