emerging · 0.6 capabilitymarket resourcedomain

Banking as a Service

Score 23.7 / 100 76 providers +3 via APIs 28 APIs Search apis.io →

Providers using this tag (76)

Ranked by API Evangelist rating — Exemplar and Strong are expanded by default.

Exemplar 4 Complete, well-documented, and agent-ready
WeavrEmbedded FinancePaymentsCards5 APIs77.0HighnoteCard IssuingCard AcquiringEmbedded Finance1 API68.1GriffinCompanyFintechBanking1 API67.6UnitFintechBankingPayments18 APIs67.5
Strong 10 Solid coverage with minor gaps
Efí Pay (Gerencianet)PaymentsPixBoletoSubscription6 APIs65.6PliantCompanyPaymentsCorporate CardsCard Issuing1 API63.1SoFi TechnologiesFintechPaymentsBankingCard Issuing11 APIs61.3BondCompanyUnited StatesEmbedded Finance18 APIs61.0The Bank of LondonCompanyBankingClearing BankPayments1 API60.3Fiat RepublicCompanyBankingPaymentsFintech6 APIs58.7ModulrPaymentsUnited KingdomEmbedded Finance1 API58.2Stark BankCompanyFintechBankingPayments1 API56.8CoraCompanyBankingBrazilPayments16 APIs56.3IFCompanyFinancial ServicesEmbedded Finance11 APIs55.6
Developing 22 Usable, with meaningful gaps to close
Open (open.money)Connected BankingNeobankSmall BusinessEmbedded Finance12 APIs54.0JikoCompanyBankingPaymentsTreasury2 APIs51.4Q2CompanyFinancial ServicesBankingEmbedded Finance1 API50.6Form3PaymentsUnited KingdomPayment ProcessingAccount-to-Account1 API50.3NovoPaymentPaymentsEmbedded FinanceCard Issuing15 APIs50.2ToqioEmbedded FinanceFintechPayments17 APIs50.1UzumCompanyPaymentsBankingFinancial Services8 APIs49.6Tribe PaymentsPaymentsUnited KingdomIssuer ProcessorCard Issuing15 APIs49.0SimplifipayCompanyCardsCard IssuingVirtual Cards1 API48.9FalconCompanyInfrastructureFinancial ServicesBanking93 APIs48.5Fifth Third BancorpBankingUnited StatesEmbedded Finance1 API47.0TreezorFintechPaymentsEurope14 APIs46.4ClearBankFinancial ServicesBankingEmbedded Banking11 APIs46.1SolarisCompanyFintechBanking1 API45.7lemon.marketsCompanyFintechBrokerageInvesting1 API45.6NymcardCompanyPaymentsCard Issuing1 API45.6LithicFintechCard IssuingPaymentsIssuer Processor1 API45.1Green DotFintechEmbedded FinancePrepaid Cards17 APIs45.0MarqetaFintechCard IssuingPayments2 APIs44.5WealthKernelCompanyInvestingWealth ManagementBrokerage1 API44.1ThreddPaymentsUnited KingdomIssuer ProcessorCard Issuing10 APIs43.5Customers BankFinancial ServicesBankingUnited States10 APIs42.1
Thin 15 Limited public surface area
MambuCompanyFintechBankingCore Banking1 API37.3Treasury PrimeFintechBankingPayments1 API36.1KanastraCompanyBankingPayments1 API35.6TuumCompanyCore BankingPayments1 API35.5LoopayCompanyPaymentsFintech1 API35.4Alt BankCompanyFintechBankingCredit1 API32.6CelcoinPixBoletoTED3 APIs31.9CuscalPaymentsAustraliaCard IssuingIssuer Processor3 APIs31.210x Banking Technology ServicesFinancial ServicesBankingCore BankingCloud-Native1 API30.5JarisCompanyEmbedded FinanceFintechPayments30.0VelocityCard Card IssuingCard IssuingEmbedded FinanceCommercial Cards1 API28.9Lead BankBankingSponsor BankEmbedded Finance1 API27.3SilaEmbedded FinancePaymentsDigital Wallet1 API27.0SyncteraFintechBankingPayments1 API26.7AAZZURCompanyEmbedded FinanceFintech1 API26.3
Emerging 12 Early or largely undocumented
SwanEmbedded BankingPaymentsAccount7 APIs24.1Cross River BankBankingSponsor BankEmbedded Finance8 APIs23.5Galileo Financial TechnologiesFintechCard IssuingBanking1 API23.4CardlessCompanyFinancial ServicesFintechCredit Cards2 APIs23.3Axos BankFinancial ServicesBankingUnited States4 APIs21.4Peoples GroupPaymentsCanadaCard Issuing5 APIs20.7ConstantinopleCompanyFintechBankingCore Banking17.5UMB BankFinancial ServicesBankingUnited StatesOpen Finance1 API16.9DockBankingPaymentsCardsCard Issuing1 API14.1RaisinCompanyFintechSavingsDeposits13.8JunoPaymentsBillingSubscriptionPix13.7M2P FintechCompanyFintechBankingLending13.2
Minimal 13 Almost no public developer surface
Live Oak BankFinancial ServicesBankingUnited StatesSmall Business Lending9.8JumoCompanyFintechFinancial Services9.5NymbusCompanyBankingCore BankingFintech1 API7.4Cit VericashCompanyFintechDigital BankingPayments6.8Fintech FarmCompanyBankingFinancial ServicesNeobank6.6AND GlobalCompanyFintechFinancial ServicesLending3.8MovenCompanyFintechBankingFinancial Services3.4FlorinCompanyFintechNeobank3.2FortuCompanyFintechPrivate BankingWealth Management2.7Fidor BankCompanyFintechBanking1 API0.0RizeCompanyFintechBanking0.0Solid (Solid.fi)Embedded FinancePaymentsCards0.0SynapseCompanyBankingFintech0.0

APIs with this tag (28)

Ranked by the provider's API Evangelist rating — the Kin Score is scored per provider, not per API, so every API of a provider shares its band. How the rating works →

Strong 5 Solid coverage with minor gaps
Bond Accounts & Statements APIOpen and manage consumer and commercial deposit accounts, credit accounts, and security-deposit accounts, w...61.0Bond Customers & KYC APICreate, retrieve, update, and delete individual consumer customer resources for a brand and run Know-Your-C...61.0Bond Simulation (Sandbox) APISandbox-only endpoints for deterministically testing banking flows before going live — simulate a card tran...61.0Integrated Finance APISingle REST API for the Integrated Finance platform — clients, users, real / virtual / shared-pool accounts...55.6Asaas Subaccounts / White-Label APICreate and manage subaccounts under a master account for white-label and BaaS use cases. Supports KYC docum...54.6
Developing 20 Usable, with meaningful gaps to close
Uzum BaaS Payment HubBanking-as-a-Service JSON-RPC 2.0 API that lets partners embed payments, transfers and account and card ope...49.6Bank Connect - Payment Services APIPayment Services API (v1) for Tribe's Bank Connect / Banking-as-a-Service product, enabling fintechs to emb...49.0Algbra Partner Banking APIAlgbra Labs' first-party Partner Banking (Banking-as-a-Service) API for B2B partners, covering customer onb...48.7Green Dot Accounts & Users APIAccount and user management endpoints for the BaaS platform: retrieve and update account details, manage ac...45.0Green Dot ACH APIACH APIs support ACH transfers into and out of BaaS accounts, including retrieval and filtering of ACH tran...45.0Green Dot ATM & Retail Locators APIATM & Retail Locator APIs locate nearby ATMs and Green Dot retail locations for cash deposits, withdrawals,...45.0Green Dot BillPay APIThe BillPay API enables bill payment functionality within partner applications, allowing end users to pay b...45.0Green Dot Cash Deposits & eCash APICash Deposits and Payments APIs — Green Dot's retail cash network capability — let end users add cash or ma...45.0Green Dot Cashback Rewards APICashback Rewards APIs manage cashback rewards programs on partner accounts — creating and managing rewards,...45.0Green Dot Closed Loop P2P APIClosed Loop P2P (Peer-to-Peer) APIs move money between two account holders within the same program. Endpoin...45.0Green Dot Customer Care APICustomer Care APIs create and manage customer support cases, customize UI for customer support, and enable ...45.0Green Dot Disbursements APIThe Disbursements API supports paying out funds to recipients — creating recipients, linking payee accounts...45.0Green Dot Enrollments APIThe Enrollments API is typically the first API used in a partner integration and establishes the initial ba...45.0Green Dot External Card Management APIExternal Card Management APIs let account holders link, list, and remove external debit or credit cards, an...45.0Green Dot Interest Rate & Accrued Interest APIInterest Rate APIs add and manage interest rates on primary and savings purses and process accrued-interest...45.0Green Dot MRDC (Mobile Check Deposit) APIMRDC (Mobile Remote Deposit Capture) APIs manage mobile check deposits — submitting checks, retrieving MRDC...45.0Green Dot Payment Instruments APIPayment Instruments APIs manage the cards and tokens tied to an account — issuing and managing payment inst...45.0Green Dot Transaction History APITransaction history and enrichment endpoints for retrieving posted and pending transactions on an account, ...45.0Green Dot Transfers & Money Movement APITransfers APIs enable customers to move funds to and from internal accounts, purses, and external bank acco...45.0Green Dot Webhooks & Event NotificationsWebhooks provide asynchronous event notifications to partner systems for account updates, transactions, and...45.0
Thin 1 Limited public surface area
Qiwi Banking PlatformBanking-as-a-Service platform for issuing accounts, cards, and banking operations on top of Qiwi infrastruc...28.3
Emerging 2 Early or largely undocumented
UMB Banking APIs (Open Banking / BaaS)UMB's partner-facing open-banking and Banking-as-a-Service REST API program, documented across five areas —...16.9UBS Partner / KeyPort APIUBS Partner and KeyPort form the enterprise integration surface used by partner banks, external asset manag...11.7

Companies reaching this through an API (3)

These companies publish an API, specification or operation carrying “Banking as a Service” but do not classify their business under it. Listed unranked and kept out of the count above, because one tagged operation is not a statement about what a company does.

Asaas Qiwi UBS

Score breakdown

Frequency
54.5
log-scaled weighted occurrences
Breadth
1.8
spread across providers
Quality lift
36.3
mean composite of providers using it
Cohesion
15.9
strength of nearest seed neighbor

Where this tag sits

Fintech broader Embedded Finance broader

Related tags

Card Issuing 26 co-occurrences Embedded Finance 41 co-occurrences Cards 32 co-occurrences ACH 16 co-occurrences Boleto 7 co-occurrences Pix 8 co-occurrences KYC 19 co-occurrences Core Banking 6 co-occurrences

Where this tag comes from

Provider tag79
Api tag28

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