Banking as a Service
Providers using this tag (72)
Ranked by API Evangelist rating — Exemplar and Strong are expanded by default.
Exemplar 2 Complete, well-documented, and agent-ready
Strong 8 Solid coverage with minor gaps
Developing 20 Usable, with meaningful gaps to close
Thin 15 Limited public surface area
Emerging 12 Early or largely undocumented
Minimal 14 Almost no public developer surface
Unrated 1 Not yet scored
APIs with this tag (27)
Ranked by the provider's API Evangelist rating — the Kin Score is scored per provider, not per API, so every API of a provider shares its band. How the rating works →
Strong 2 Solid coverage with minor gaps
Developing 6 Usable, with meaningful gaps to close
Bond Accounts & Statements APIOpen and manage consumer and commercial deposit accounts, credit accounts, and security-deposit accounts, w...Bond Customers & KYC APICreate, retrieve, update, and delete individual consumer customer resources for a brand and run Know-Your-C...Bond Simulation (Sandbox) APISandbox-only endpoints for deterministically testing banking flows before going live — simulate a card tran...Uzum BaaS Payment HubBanking-as-a-Service JSON-RPC 2.0 API that lets partners embed payments, transfers and account and card ope...Integrated Finance APISingle REST API for the Integrated Finance platform — clients, users, real / virtual / shared-pool accounts...Bank Connect - Payment Services APIPayment Services API (v1) for Tribe's Bank Connect / Banking-as-a-Service product, enabling fintechs to emb...
Thin 17 Limited public surface area
Green Dot Accounts & Users APIAccount and user management endpoints for the BaaS platform: retrieve and update account details, manage ac...Green Dot ACH APIACH APIs support ACH transfers into and out of BaaS accounts, including retrieval and filtering of ACH tran...Green Dot ATM & Retail Locators APIATM & Retail Locator APIs locate nearby ATMs and Green Dot retail locations for cash deposits, withdrawals,...Green Dot BillPay APIThe BillPay API enables bill payment functionality within partner applications, allowing end users to pay b...Green Dot Cash Deposits & eCash APICash Deposits and Payments APIs — Green Dot's retail cash network capability — let end users add cash or ma...Green Dot Cashback Rewards APICashback Rewards APIs manage cashback rewards programs on partner accounts — creating and managing rewards,...Green Dot Closed Loop P2P APIClosed Loop P2P (Peer-to-Peer) APIs move money between two account holders within the same program. Endpoin...Green Dot Customer Care APICustomer Care APIs create and manage customer support cases, customize UI for customer support, and enable ...Green Dot Disbursements APIThe Disbursements API supports paying out funds to recipients — creating recipients, linking payee accounts...Green Dot Enrollments APIThe Enrollments API is typically the first API used in a partner integration and establishes the initial ba...Green Dot External Card Management APIExternal Card Management APIs let account holders link, list, and remove external debit or credit cards, an...Green Dot Interest Rate & Accrued Interest APIInterest Rate APIs add and manage interest rates on primary and savings purses and process accrued-interest...Green Dot MRDC (Mobile Check Deposit) APIMRDC (Mobile Remote Deposit Capture) APIs manage mobile check deposits — submitting checks, retrieving MRDC...Green Dot Payment Instruments APIPayment Instruments APIs manage the cards and tokens tied to an account — issuing and managing payment inst...Green Dot Transaction History APITransaction history and enrichment endpoints for retrieving posted and pending transactions on an account, ...Green Dot Transfers & Money Movement APITransfers APIs enable customers to move funds to and from internal accounts, purses, and external bank acco...Green Dot Webhooks & Event NotificationsWebhooks provide asynchronous event notifications to partner systems for account updates, transactions, and...
Emerging 1 Early or largely undocumented
Minimal 1 Almost no public developer surface
Companies reaching this through an API (1)
These companies publish an API, specification or operation carrying “Banking as a Service” but do not classify their business under it. Listed unranked and kept out of the count above, because one tagged operation is not a statement about what a company does.
Score breakdown
Frequency
53.9
log-scaled weighted occurrences
Breadth
2.0
spread across providers
Quality lift
37.2
mean composite of providers using it
Cohesion
12.5
strength of nearest seed neighbor
Related tags
Card Issuing 20 co-occurrences
Embedded Finance 35 co-occurrences
Cards 24 co-occurrences
ACH 13 co-occurrences
Boleto 6 co-occurrences
Pix 7 co-occurrences
Core Banking 6 co-occurrences
Digital Banking 7 co-occurrences
Where this tag comes from
Provider tag72
Api tag27
Cohort brief
Auto-generatedThe 69 providers in the APIs.io catalog tagged Banking as a Service, scored on the Kin Score. Every figure below is computed from the catalog — nothing here is written.
Providers
69
all scored
Mean Kin Score
33.7
+9.7 vs catalog 24
Mean Agent Readiness
20.8
+8.4 vs catalog 12.4
Spread
1.5–72.3
median 35.5 · σ 18.6
How the 69 split by band
Exemplar 2Strong 8Developing 20Thin 15Emerging 12Minimal 12
Facet averages, against the whole catalog
| Facet | This cohort | Catalog | Difference | Scored |
|---|---|---|---|---|
| Developer Ergonomics | 38.5 | 23.4 | +15.1 | 69 |
| Contract Quality | 32.9 | 20.1 | +12.8 | 69 |
| Operational Transparency | 23.9 | 14 | +9.9 | 69 |
| Discoverability | 69.2 | 61 | +8.2 | 69 |
| Contract Governance | 9.9 | 6.5 | +3.4 | 69 |
| Access Clarity | 27.1 | 26.5 | +0.6 | 69 |
A facet is averaged over the members that carry it, not over the whole cohort — the “Scored” column is that count. Averaging an absent facet as zero would score our own coverage gaps as the providers’ posture.
What this cohort publishes
| Artifact | This cohort | Catalog | Difference |
|---|---|---|---|
| MCP server (any) | 13% | 10% | +3 |
| MCP server (first-party) | 16% | 13% | +3 |
| Agent Skills | 0% | 0% | 0 |
| OAuth scopes | 19% | 11% | +8 |
| Security | 99% | 96% | +3 |
| Arazzo workflows | 4% | 2% | +2 |
| Governance rules | 4% | 13% | -9 |
mcp_pct counts any mcp/ artifact including ones API Evangelist derived from the provider OpenAPI; mcp_first_party_pct counts only servers the provider publishes. Prefer the latter.
Top by Kin Score
- 1 Efí Pay (Gerencianet) 72.3
- 2 Highnote 71.8
- 3 SoFi Technologies 60
- 4 Weavr 59.4
- 5 NovoPayment 58.9
- 6 Algbra 55.4
- 7 Lithic 55.3
- 8 Jiko 55.1
- 9 The Bank of London 54.5
- 10 Griffin 54.3
Top by Agent Readiness
- 1 SoFi Technologies 52.6
- 2 Modulr 49.7
- 3 Weavr 46.7
- 4 Fifth Third Bancorp 43.7
- 5 Customers Bank 43.6
- 6 lemon.markets 41.5
- 7 Lead Bank 40.9
- 8 The Bank of London 39.3
- 9 Algbra 38.7
- 10 Uzum 38.7
All 72 members of this roster resolve to a scored provider in
the catalog.Generated from the catalog build of
20 September 2026, across 27620
providers, using the same computation served by the
APIs.io cohort API. Briefs are published for rosters of
5 or more scored providers; below that a distribution is not meaningful.
Work with this as data
Every tag here is available over the APIs.io API and to AI agents over MCP.