Pliant

Pliant is a Berlin-based financial technology company offering a business credit card and spend-management platform, plus Cards-as-a-Service (CaaS) and Banking-as-a-Service (BaaS) infrastructure for banks and platforms. Its Pro API lets customers programmatically issue physical, virtual, single-use and specialized cards (travel, fleet, benefits, insurance-claim), apply card controls and advanced limits, retrieve transactions and accounting data, manage receipts, projects, teams and statements, and subscribe to real-time callbacks. Pliant is PCI DSS certified, ISO/IEC 27001:2022 certified and holds an EU e-money license, with customers including BMW, Decathlon, Deutsche Telekom and Commerzbank.

Pliant publishes 1 API on the APIs.io network. Tagged areas include Company, Payments, Corporate Cards, Card Issuing, and Spend Management.

The Pliant catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Pliant’s developer surface includes documentation, API reference, getting-started guide, engineering blog, pricing, support, signup flow, and 25 more developer resources.

🌐 Visit website 📡 Source on GitHub

52.4/100 developing ▬ flat Agent 49/100 agent ready Full breakdown ↓
scored 2026-08-17 · rubric v0.11.0

AccessSelf serve

1 APIs 1 MCP Servers

CompanyPaymentsCorporate CardsCard IssuingSpend ManagementExpense ManagementFintechCards as a ServiceBanking as a ServiceTravelAccounting

Kin Score

Kin Score How this is scored →
scored 2026-08-17 · rubric v0.11.0

Composite quality — 52.4/100 · developing

Contract Quality 11.0 / 21

Developer Ergonomics 11.7 / 17

Commercial Clarity 7.2 / 17

Operational Transparency 6.4 / 11

Governance 1.3 / 10

Discoverability 7.4 / 9

Regulatory Posture 7.5 / 15

Agent readiness — 49/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 0 / 10

MCP Server 12 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 6 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 3 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/pliant: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Pliant Pro API (Customer)

Pliant's Pro API enables customers to access Pliant credit card data and features programmatically — issue and manage cards, apply card controls and limits, retrieve transaction...

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Get Started 4

Portal, sign-up, and the first successful call

DeveloperPortal

GettingStarted

SignUp

Sandbox

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

WellKnown

MCPServer

AgentSkill

LLMsTxt

Design & Contract 7

Pagination, idempotency, versioning, errors, and events

Webhooks

Conventions

ErrorCatalog

Lifecycle

DataModel

Conformance

Components

Scroll for all 7

Access & Security 6

Authentication, authorization, and security posture

VulnerabilityDisclosure

VulnerabilityDisclosure

Security

SecurityTxt

Authentication

Compliance

DomainSecurity

Operate 5

Status, limits, changes, and where to get help

Support

HelpCenter

StatusPage

Deprecation

ChangeLog

Commercial 2

Pricing, plans, and the legal terms of use

Pricing

Pricing

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

Blog

Blog

Source (apis.yml)

aid: pliant
name: Pliant
description: Pliant is a Berlin-based financial technology company offering a business credit card and spend-management platform,
  plus Cards-as-a-Service (CaaS) and Banking-as-a-Service (BaaS) infrastructure for banks and platforms. Its Pro API lets
  customers programmatically issue physical, virtual, single-use and specialized cards (travel, fleet, benefits, insurance-claim),
  apply card controls and advanced limits, retrieve transactions and accounting data, manage receipts, projects, teams and
  statements, and subscribe to real-time callbacks. Pliant is PCI DSS certified, ISO/IEC 27001:2022 certified and holds an
  EU e-money license, with customers including BMW, Decathlon, Deutsche Telekom and Commerzbank.
url: https://raw.githubusercontent.com/api-evangelist/pliant/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- speedinvest
x-tier: stub
x-tier-reason: portfolio-lead
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.20'
image: https://a.storyblok.com/f/169635/1200x630/92b10eaf7c/pliant-og-image.png
created: '2026-07-17'
modified: '2026-07-20'
tags:
- Company
- Payments
- Corporate Cards
- Card Issuing
- Spend Management
- Expense Management
- Fintech
- Cards as a Service
- Banking as a Service
- Travel
- Accounting
apis:
- name: Pliant Pro API (Customer)
  description: Pliant's Pro API enables customers to access Pliant credit card data and features programmatically — issue
    and manage cards, apply card controls and limits, retrieve transactions and accounting data, manage receipts, projects,
    teams, payments and statements, and subscribe to real-time event callbacks. OAuth 2.0 client-credentials (Auth0) bearer-token
    auth; offset pagination; header-based versioning via Pliant-API-Version.
  humanURL: https://customer-api.getpliant.com
  baseURL: https://partner-api.getpliant.com/api/
  tags:
  - Payments
  - Card Issuing
  - Corporate Cards
  - Spend Management
  properties:
  - type: Documentation
    url: https://customer-api.getpliant.com/docs/introduction
  - type: APIReference
    url: https://customer-api.getpliant.com/reference/list-organizations
  - type: GettingStarted
    url: https://customer-api.getpliant.com/docs/introduction
  - type: Authentication
    url: authentication/pliant-authentication.yml
  - type: MCPServer
    url: mcp/pliant-mcp.yml
  - type: Webhooks
    url: asyncapi/pliant-callbacks-webhooks.yml
  - type: Sandbox
    url: sandbox/pliant-sandbox.yml
  - type: Conventions
    url: conventions/pliant-conventions.yml
  - type: ErrorCatalog
    url: errors/pliant-error-codes.yml
  - type: Lifecycle
    url: lifecycle/pliant-lifecycle.yml
  - type: ChangeLog
    url: changelog/pliant-changelog.yml
  - type: DataModel
    url: data-model/pliant-data-model.yml
  - type: Conformance
    url: conformance/pliant-conformance.yml
  - type: Components
    url: components/pliant-components.yml
  - type: AgentSkill
    url: skills/_index.yml
  - type: LLMsTxt
    url: llms/pliant-llms.txt
common:
- type: VulnerabilityDisclosure
  url: security/pliant-vulnerability-disclosure.yml
- type: Security
  url: https://www.getpliant.com/.well-known/security.txt
- type: SecurityTxt
  url: well-known/pliant-security.txt
- type: WellKnown
  url: well-known/pliant-well-known.yml
- type: DeveloperPortal
  url: https://customer-api.getpliant.com
- type: Documentation
  url: https://customer-api.getpliant.com/docs/introduction
- type: APIReference
  url: https://customer-api.getpliant.com/reference/list-organizations
- type: GettingStarted
  url: https://customer-api.getpliant.com/docs/introduction
- type: Website
  url: https://www.getpliant.com/en-us
- type: Blog
  url: https://www.getpliant.com/en-us/blog
- type: Pricing
  url: https://www.getpliant.com/en-us/pricing
- type: Support
  url: https://help.getpliant.com/en/
- type: HelpCenter
  url: https://help.getpliant.com/en/
- type: SignUp
  url: https://www.getpliant.com/en-us/book-demo
- type: PrivacyPolicy
  url: https://www.getpliant.com/en-us/privacy-policy
- type: StatusPage
  url: https://customer-api.getpliant.com/page/status
- type: Deprecation
  url: https://customer-api.getpliant.com/docs/versioning
- type: ChangeLog
  url: https://customer-api.getpliant.com/changelog
- type: MCPServer
  url: mcp/pliant-mcp.yml
- type: Authentication
  url: authentication/pliant-authentication.yml
- type: Webhooks
  url: asyncapi/pliant-callbacks-webhooks.yml
- type: Sandbox
  url: sandbox/pliant-sandbox.yml
- type: Conventions
  url: conventions/pliant-conventions.yml
- type: ErrorCatalog
  url: errors/pliant-error-codes.yml
- type: Lifecycle
  url: lifecycle/pliant-lifecycle.yml
- type: DataModel
  url: data-model/pliant-data-model.yml
- type: Conformance
  url: conformance/pliant-conformance.yml
- type: Compliance
  url: conformance/pliant-conformance.yml
- type: Components
  url: components/pliant-components.yml
- type: AgentSkill
  url: skills/_index.yml
- type: LLMsTxt
  url: llms/pliant-llms.txt
- type: DomainSecurity
  url: security/pliant-domain-security.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-enrichment:
  date: '2026-07-20'
  status: enriched
  artifacts_added: 17
  pass: local-v1

Pliant

Kin Score

APIs 1

Pliant Pro API (Customer)

MCP Servers 1

pliant-mcp.yml

Event Specifications 1

Pliant Callbacks Webhooks

Security Posture 3

Pliant Authentication

Pliant Domain Security

Pliant Vulnerability Disclosure

Resources