Pliant

Pliant is a Berlin-based financial technology company offering a business credit card and spend-management platform, plus Cards-as-a-Service (CaaS) and Banking-as-a-Service (BaaS) infrastructure for banks and platforms. Its Pro API lets customers programmatically issue physical, virtual, single-use and specialized cards (travel, fleet, benefits, insurance-claim), apply card controls and advanced limits, retrieve transactions and accounting data, manage receipts, projects, teams and statements, and subscribe to real-time callbacks. Pliant is PCI DSS certified, ISO/IEC 27001:2022 certified and holds an EU e-money license, with customers including BMW, Decathlon, Deutsche Telekom and Commerzbank.

Pliant publishes 1 API on the APIs.io network. Tagged areas include Company, Payments, Corporate Cards, Card Issuing, and Spend Management.

The Pliant catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Pliant’s developer surface includes documentation, API reference, getting-started guide, engineering blog, pricing, support, signup flow, and 25 more developer resources.

49.2/100 developing ▬ flat Agent 46/100 agent ready Full breakdown ↓
scored 2026-07-27 · rubric v0.5
AccessSelf serve
1 APIs 1 MCP Servers
CompanyPaymentsCorporate CardsCard IssuingSpend ManagementExpense ManagementFintechCards as a ServiceBanking as a ServiceTravelAccounting

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 49.2/100 · developing
Contract Quality 5.7 / 25
Developer Ergonomics 14.8 / 20
Commercial Clarity 8.4 / 20
Operational Transparency 7.5 / 13
Governance 0.0 / 12
Discoverability 9.3 / 10
Agent readiness — 46/100 · agent ready
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 6 / 6
Agent Skills 5 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 3 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/pliant: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

Pliant Pro API (Customer)

Pliant's Pro API enables customers to access Pliant credit card data and features programmatically — issue and manage cards, apply card controls and limits, retrieve transaction...

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

pliant-mcp.yml

MCP SERVER

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Security Posture 3

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Pliant Authentication

oauth2 · 1 scheme

SECURITY

Pliant Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Pliant Vulnerability Disclosure

security.txt · contact published

SECURITY

Resources

Get Started 4

Portal, sign-up, and the first successful call

Documentation 2

Reference material describing how the API behaves

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

Design & Contract 7

Pagination, idempotency, versioning, errors, and events

Scroll for all 7

Access & Security 6

Authentication, authorization, and security posture

Operate 5

Status, limits, changes, and where to get help

Commercial 2

Pricing, plans, and the legal terms of use

Company 2

The organization behind the API

Source (apis.yml)

apis.yml Raw ↑
aid: pliant
name: Pliant
description: Pliant is a Berlin-based financial technology company offering a business credit card and spend-management platform,
  plus Cards-as-a-Service (CaaS) and Banking-as-a-Service (BaaS) infrastructure for banks and platforms. Its Pro API lets
  customers programmatically issue physical, virtual, single-use and specialized cards (travel, fleet, benefits, insurance-claim),
  apply card controls and advanced limits, retrieve transactions and accounting data, manage receipts, projects, teams and
  statements, and subscribe to real-time callbacks. Pliant is PCI DSS certified, ISO/IEC 27001:2022 certified and holds an
  EU e-money license, with customers including BMW, Decathlon, Deutsche Telekom and Commerzbank.
url: https://raw.githubusercontent.com/api-evangelist/pliant/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- speedinvest
x-tier: stub
x-tier-reason: portfolio-lead
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.20'
image: https://a.storyblok.com/f/169635/1200x630/92b10eaf7c/pliant-og-image.png
created: '2026-07-17'
modified: '2026-07-20'
tags:
- Company
- Payments
- Corporate Cards
- Card Issuing
- Spend Management
- Expense Management
- Fintech
- Cards as a Service
- Banking as a Service
- Travel
- Accounting
apis:
- name: Pliant Pro API (Customer)
  description: Pliant's Pro API enables customers to access Pliant credit card data and features programmatically — issue
    and manage cards, apply card controls and limits, retrieve transactions and accounting data, manage receipts, projects,
    teams, payments and statements, and subscribe to real-time event callbacks. OAuth 2.0 client-credentials (Auth0) bearer-token
    auth; offset pagination; header-based versioning via Pliant-API-Version.
  humanURL: https://customer-api.getpliant.com
  baseURL: https://partner-api.getpliant.com/api/
  tags:
  - Payments
  - Card Issuing
  - Corporate Cards
  - Spend Management
  properties:
  - type: Documentation
    url: https://customer-api.getpliant.com/docs/introduction
  - type: APIReference
    url: https://customer-api.getpliant.com/reference/list-organizations
  - type: GettingStarted
    url: https://customer-api.getpliant.com/docs/introduction
  - type: Authentication
    url: authentication/pliant-authentication.yml
  - type: MCPServer
    url: mcp/pliant-mcp.yml
  - type: Webhooks
    url: asyncapi/pliant-callbacks-webhooks.yml
  - type: Sandbox
    url: sandbox/pliant-sandbox.yml
  - type: Conventions
    url: conventions/pliant-conventions.yml
  - type: ErrorCatalog
    url: errors/pliant-error-codes.yml
  - type: Lifecycle
    url: lifecycle/pliant-lifecycle.yml
  - type: ChangeLog
    url: changelog/pliant-changelog.yml
  - type: DataModel
    url: data-model/pliant-data-model.yml
  - type: Conformance
    url: conformance/pliant-conformance.yml
  - type: Components
    url: components/pliant-components.yml
  - type: AgentSkill
    url: skills/_index.yml
  - type: LLMsTxt
    url: llms/pliant-llms.txt
common:
- type: VulnerabilityDisclosure
  url: security/pliant-vulnerability-disclosure.yml
- type: Security
  url: https://www.getpliant.com/.well-known/security.txt
- type: SecurityTxt
  url: well-known/pliant-security.txt
- type: WellKnown
  url: well-known/pliant-well-known.yml
- type: DeveloperPortal
  url: https://customer-api.getpliant.com
- type: Documentation
  url: https://customer-api.getpliant.com/docs/introduction
- type: APIReference
  url: https://customer-api.getpliant.com/reference/list-organizations
- type: GettingStarted
  url: https://customer-api.getpliant.com/docs/introduction
- type: Website
  url: https://www.getpliant.com/en-us
- type: Blog
  url: https://www.getpliant.com/en-us/blog
- type: Pricing
  url: https://www.getpliant.com/en-us/pricing
- type: Support
  url: https://help.getpliant.com/en/
- type: HelpCenter
  url: https://help.getpliant.com/en/
- type: SignUp
  url: https://www.getpliant.com/en-us/book-demo
- type: PrivacyPolicy
  url: https://www.getpliant.com/en-us/privacy-policy
- type: StatusPage
  url: https://customer-api.getpliant.com/page/status
- type: Deprecation
  url: https://customer-api.getpliant.com/docs/versioning
- type: ChangeLog
  url: https://customer-api.getpliant.com/changelog
- type: MCPServer
  url: mcp/pliant-mcp.yml
- type: Authentication
  url: authentication/pliant-authentication.yml
- type: Webhooks
  url: asyncapi/pliant-callbacks-webhooks.yml
- type: Sandbox
  url: sandbox/pliant-sandbox.yml
- type: Conventions
  url: conventions/pliant-conventions.yml
- type: ErrorCatalog
  url: errors/pliant-error-codes.yml
- type: Lifecycle
  url: lifecycle/pliant-lifecycle.yml
- type: DataModel
  url: data-model/pliant-data-model.yml
- type: Conformance
  url: conformance/pliant-conformance.yml
- type: Compliance
  url: conformance/pliant-conformance.yml
- type: Components
  url: components/pliant-components.yml
- type: AgentSkill
  url: skills/_index.yml
- type: LLMsTxt
  url: llms/pliant-llms.txt
- type: DomainSecurity
  url: security/pliant-domain-security.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-enrichment:
  date: '2026-07-20'
  status: enriched
  artifacts_added: 17
  pass: local-v1