Pliant
Pliant is a Berlin-based financial technology company offering a business credit card and spend-management platform, plus Cards-as-a-Service (CaaS) and Banking-as-a-Service (BaaS) infrastructure for banks and platforms. Its Pro API lets customers programmatically issue physical, virtual, single-use and specialized cards (travel, fleet, benefits, insurance-claim), apply card controls and advanced limits, retrieve transactions and accounting data, manage receipts, projects, teams and statements, and subscribe to real-time callbacks. Pliant is PCI DSS certified, ISO/IEC 27001:2022 certified and holds an EU e-money license, with customers including BMW, Decathlon, Deutsche Telekom and Commerzbank.
Pliant publishes 19 API contracts indexed on the APIs.io network, including Account Entries API, Accounting Projects API, Accounting Teams API, and 16 more. Tagged areas include Company, Payments, Corporate Cards, Card Issuing, and Spend Management.
The Pliant catalog on APIs.io includes 1 event-driven AsyncAPI specification and 1 Spectral governance ruleset.
Pliant’s developer surface includes documentation, API reference, getting-started guide, engineering blog, pricing, support, signup flow, and 34 more developer resources.
What this lets a business do 1
Business capabilities this provider's published APIs can perform, derived from its own contracts. Browse all capabilities →
Kin Score
Markets this provider is in provisional
The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.
| Market | Position | Depth | Registered MCP server | Declares compatibility |
|---|---|---|---|---|
| Procurement and B2B Buying (source-to-pay suites, spend management) | regulated | 19.2 (thin) | - | - |
| Canada RPAA Payment Service Providers (Bank of Canada registry + Payments Canada) | regulated | 19.2 (thin) | - | - |
Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.
Standards implemented 3
Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.
APIs 19
Individual APIs this provider publishes, each with its own machine-readable definition.
Pliant Account Entries API
This tag is for operations related to account entries
Pliant Accounting Projects API
This tag is for operations related to accounting projects
Pliant Accounting Teams API
This tag is for operations related to accounting teams
Pliant Accounting Transactions API
This tag is for operations related to accounting transactions
Pliant Callbacks API
This tag is for operations related to callbacks
Pliant Card Accounts API
This tag is for operations related to card accounts
Pliant Card Controls API
This tag is for operations related to card controls
Pliant Card Copilots API
This tag is for operations related to card copilots
Pliant Card Sensitive Data API
This tag is for operations related to card sensitive data
Pliant Cardholders API
This tag is for operations related to cardholders
Pliant Cards API
This tag is for operations related to cards
Pliant Custom Fields API
This tag is for operations related to custom fields
Pliant Organizations API
This tag is for operations related to organizations
Pliant Payments API
This tag is for operations related to payments
Pliant Receipt Automatching API
This tag is for operations related to receipt automatching
Pliant Receipts API
This tag is for operations related to receipts
Pliant Statements API
This tag is for operations related to statements
Pliant Test Data Generator (Sandbox-only) API
This tag is for operations related to test data generation
Pliant Transactions API
This tag is for operations related to transactions
Scroll for all 19
MCP Servers 1
Model Context Protocol servers that expose these APIs to AI agents.
Pliant MCP Server
Pliant publishes an official hosted/remote MCP server for the Pro API (Customer). It exposes direct API access to Pliant Pro API functionality, documentation search, real-time d...
MCP SERVERAgent Skills 4
Packaged agent skills for driving this provider's APIs from an AI assistant.
Issue a travel virtual card with controls
AGENT SKILLOnboard a cardholder
AGENT SKILLReconcile transactions and attach receipts
AGENT SKILLSubscribe to real-time callbacks
AGENT SKILLPliant API pricing
Prices published by Pliant, read 2026-10-28 from www.getpliant.com/en-us/pricing.
| Plan | Price |
|---|---|
| Light | Book a demo Includes: 1 standard card per user; 25 virtual cards; 5 single-use virtual cards per month; 1 standard integra |
| Standard | Book a demo Includes: All the benefits of Light, plus: Unlimited cashback*, Unlimited virtual cards, Unlimited single-use |
| Custom | Contact sales Includes: All the benefits of Standard, plus: Dedicated onboarding support & training, Dedicated customer succ |
Pricing Plans 1
Published pricing tiers and plan structures.
Pliant Plans Pricing
PLANSService Levels 1
Uptime the provider promises or reports, as SLA4OAI. Read from its own pages; APIs.io runs no monitors.
Pliant
SLAFinOps 1
Cost, billing, and metering signals for API financial operations.
Pliant Finops
FINOPSEvent Specifications 1
AsyncAPI definitions for this provider's event-driven and streaming APIs.
Pliant Callbacks Webhooks
ASYNCAPISpectral Rules 1
Spectral governance rulesets for linting and validating these APIs.
Pliant API Rules
SPECTRALSecurity Posture 3
Authentication, domain security, vulnerability disclosure, and trust-center signals.
Agentic Access 1
Recommended x-agentic-access execution contracts for AI agents.
Resources
Get Started 4
Portal, sign-up, and the first successful call
Documentation 2
Reference material describing how the API behaves
Agent Surfaces 5
MCP servers, agent skills, and machine-readable catalogs
Design & Contract 10
Pagination, idempotency, versioning, errors, and events
Scroll for all 10
Access & Security 6
Authentication, authorization, and security posture
Operate 5
Status, limits, changes, and where to get help
Commercial 3
Pricing, plans, and the legal terms of use
Company 3
The organization behind the API
Other 3
Properties that don't map to a standard resource type
Source (apis.yml)
Pliant API — frequently asked questions
Does Pliant have an API?
Yes. APIs.io lists 19 APIs from Pliant, including Pliant Account Entries API, Pliant Accounting Projects API and Pliant Accounting Teams API, and 16 more.
Is there an OpenAPI specification for the Pliant API?
Yes. APIs.io indexes 19 OpenAPI specifications for Pliant, each linked for download from this page.
How do I authenticate with the Pliant API?
Pliant uses bearer-token authentication (oauth2 · 1 scheme). The details are profiled on APIs.io as Pliant Authentication.
How much does the Pliant API cost?
Pliant publishes its prices; its Light plan is Book a demo as of 2026-10-28. APIs.io lists 3 pricing plans for Pliant, with each plan's price, limits and inclusions under Pricing on this page.
Does Pliant have an MCP server?
Yes. APIs.io lists 1 MCP server for Pliant: Pliant publishes an official hosted/remote MCP server for the Pro API (Customer). It exposes direct API access to Pliant Pro API functionality, documentation search, real-time data from the connected
Is the Pliant API ready for AI agents?
Pliant has a Kin Score of 67.1 out of 100 (exemplar) and an Agent Readiness score of 44.3 (agent-ready), scored by API Evangelist on 2026-11-06.
Work with this as data
Every provider here is available over the APIs.io API and to AI agents over MCP.