Payments & Card Management
Payment initiation, processing, clearing/settlement, card issuance and transaction processing.
Payments & Card Management (BC-1340) is a level-1 business capability in the Banking & Capital Markets model. The catalog holds 1190 API surface(s) from 211 provider(s) that can perform some part of it, 37 of them rated strong or better. Reach is the vendor surface that lands on this capability — it is not a claim about what any particular organisation has deployed.
Sub-capabilities
Payment Initiation Management BC-1340.10
Payment instruction capture, validation, authorisation.
Payment Processing Management BC-1340.20
Payment processing, routing, formatting, ISO 20022.
Clearing & Settlement Management BC-1340.30
Domestic clearing - ACH, BACS, SEPA, FPS - and settlement.
Cross-Border Payment Management BC-1340.40
International payments, correspondent banking, FX.
Real-Time Payment Management BC-1340.50
Real-time / instant payment rails.
Card Issuance Management BC-1340.60
Card production, personalisation, dispatch, activation.
Card Transaction Processing Management BC-1340.70
Switching, authorisation, fraud screening, chargebacks.
Providers that reach this capability
Ordered by rating band. Reach means a provider publishes an API surface that can perform some part of this capability — it is not a claim that any particular organisation has deployed it.
Exemplar 7 Complete, well-documented, and agent-ready
Strong 30 Solid coverage with minor gaps
Developing 94 Usable, with meaningful gaps to close
Thin 74 Limited public surface area
Emerging 4 Early or largely undocumented
Workflows that realise this capability
Arazzo workflows whose own sourceDescriptions call APIs that carry this
capability. The link is derived, not asserted: each workflow declares
x-realizes-capability-ids with the spec and confidence behind it.
- Adyen Checkout Payment and Amount Update
— adyen
· Payment Initiation Management
BC-1340.10 - Adyen Checkout Payment and Cancel
— adyen
· Payment Initiation Management
BC-1340.10 - Adyen Checkout Payment and Capture
— adyen
· Payment Initiation Management
BC-1340.10 - Adyen Checkout Payment and Refund
— adyen
· Payment Initiation Management
BC-1340.10 - Adyen Checkout Payment and Reverse
— adyen
· Payment Initiation Management
BC-1340.10 - Adyen Create Checkout Session and Poll Result
— adyen
· Payment Initiation Management
BC-1340.10 - Adyen Classic Authorise and Cancel or Refund
— adyen
· Payment Processing Management
BC-1340.20 - Adyen Classic Authorise and Cancel
— adyen
· Card Transaction Processing Management
BC-1340.70 - Adyen Classic Authorise and Capture
— adyen
· Card Transaction Processing Management
BC-1340.70 - Adyen Classic Authorise and Refund
— adyen
· Card Transaction Processing Management
BC-1340.70 - Adyen Create Payment Link and Expire It
— adyen
· Payment Initiation Management
BC-1340.10 - Adyen Create Payment Link and Get Status
— adyen
· Payment Initiation Management
BC-1340.10 - Adyen Third Party Payout Store, Submit and Confirm
— adyen
· Payment Initiation Management
BC-1340.10 - AZA Finance — send a cross-border payout
— aza-finance
· Payment Initiation Management
BC-1340.10 - Fintecture Onboard Customer and Initiate Payment
— fintecture
· Payment Initiation Management
BC-1340.10 - Fintecture List Providers and Initiate Payment
— fintecture
· Payment Initiation Management
BC-1340.10 - Fintecture Refund a Completed Payment
— fintecture
· Payment Initiation Management
BC-1340.10 - Fintecture Create Payment and Poll Status
— fintecture
· Payment Initiation Management
BC-1340.10 - Fintecture Request To Pay and Track Status
— fintecture
· Payment Initiation Management
BC-1340.10 - Fintecture Sandbox Test Payment
— fintecture
· Payment Initiation Management
BC-1340.10 - Fintecture Mint Token then Initiate Payment
— fintecture
· Payment Initiation Management
BC-1340.10 - Fintecture Update Payment Communication
— fintecture
· Payment Initiation Management
BC-1340.10 - Efí Card Charge Refund
— gerencianet
· Card Transaction Processing Management
BC-1340.70 - Efí Pix Immediate Charge to QR Code
— gerencianet
· Real-Time Payment Management
BC-1340.50 - Efí Pix Charge Revise
— gerencianet
· Real-Time Payment Management
BC-1340.50 - Efí Pix Charge Status and Refund
— gerencianet
· Real-Time Payment Management
BC-1340.50 - Efí Pix Due Charge to QR Code
— gerencianet
· Real-Time Payment Management
BC-1340.50 - Efí Pix Cash-Out Send
— gerencianet
· Real-Time Payment Management
BC-1340.50 - Work a Justt pre-chargeback alert to a reported outcome
— justt
· Card Transaction Processing Management
BC-1340.70 - Drive a chargeback through its lifecycle in the Justt sandbox
— justt
· Card Transaction Processing Management
BC-1340.70 - Submit evidence for a Justt chargeback
— justt
· Card Transaction Processing Management
BC-1340.70 - Triage Justt chargebacks and set the representment decision
— justt
· Card Transaction Processing Management
BC-1340.70 - Moniepoint Bulk Disbursement
— moniepoint
· Payment Initiation Management
BC-1340.10 - Moniepoint Card Charge With OTP
— moniepoint
· Payments & Card Management
BC-1340 - Moniepoint Collect Via Bank Transfer
— moniepoint
· Payments & Card Management
BC-1340 - Moniepoint Pay A Bill
— moniepoint
· Payment Initiation Management
BC-1340.10 - Moniepoint POS Push Payment
— moniepoint
· Payment Initiation Management
BC-1340.10 - Moniepoint Recurring Mandate Debit
— moniepoint
· Payment Initiation Management
BC-1340.10 - Moniepoint Refund A Collected Payment
— moniepoint
· Payments & Card Management
BC-1340 - Moniepoint Single Transfer With OTP
— moniepoint
· Payment Initiation Management
BC-1340.10 - Moniepoint Verify And Disburse
— moniepoint
· Payment Initiation Management
BC-1340.10 - Originate a Narmi ACH payment
— narmi
· Payment Initiation Management
BC-1340.10 - Nopan — accept and capture a payment
— nopan
· Payment Processing Management
BC-1340.20 - Nopan — refund a captured payment
— nopan
· Payment Processing Management
BC-1340.20 - Stripe Attach Payment Method
— stripe
· Payments & Card Management
BC-1340 - Stripe Authorize and Capture Payment
— stripe
· Payment Initiation Management
BC-1340.10 - Stripe Cancel Uncaptured Payment
— stripe
· Payment Initiation Management
BC-1340.10 - Stripe Capture and Partial Refund
— stripe
· Card Transaction Processing Management
BC-1340.70 - Stripe Charge and Refund
— stripe
· Card Transaction Processing Management
BC-1340.70 - Stripe Create Customer and Pay
— stripe
· Payment Initiation Management
BC-1340.10 - Stripe Issue Card to Cardholder
— stripe
· Card Issuance Management
BC-1340.60 - Stripe Refund Payment Intent
— stripe
· Payment Initiation Management
BC-1340.10 - Stripe Save Card and Charge
— stripe
· Payment Initiation Management
BC-1340.10 - Temenos Payments Bulk Payment Batch Approval
— temenos
· Payment Initiation Management
BC-1340.10 - Temenos Cloud Banking Open Commercial Account And Pay
— temenos
· Payment Initiation Management
BC-1340.10 - Temenos Infinity Initiate Payment And Track
— temenos
· Payment Initiation Management
BC-1340.10 - Temenos Payments Initiate Payment And Poll Status
— temenos
· Payment Initiation Management
BC-1340.10 - Tink Initiate A Payment And Poll Its Status
— tink-com
· Payment Initiation Management
BC-1340.10 - Tink Create A Payment Mandate And Confirm It
— tink-com
· Payment Initiation Management
BC-1340.10 - Tink Refund An Executed Payment And Poll The Refund
— tink-com
· Payment Initiation Management
BC-1340.10 - Fund a managed account and move money
— weavr
· Payment Initiation Management
BC-1340.10 - Onboard a corporate and issue a virtual card
— weavr
· Card Issuance Management
BC-1340.60