Payments & Card Management
Payment initiation, processing, clearing/settlement, card issuance and transaction processing.
Payments & Card Management (BC-1340) is a level-1 business capability in the Banking & Capital Markets model. The catalog holds 153 API surface(s) from 19 provider(s) that can perform some part of it, 6 of them rated strong or better. Reach is the vendor surface that lands on this capability — it is not a claim about what any particular organisation has deployed.
Sub-capabilities
Payment Initiation Management BC-1340.10
Payment instruction capture, validation, authorisation.
Payment Processing Management BC-1340.20
Payment processing, routing, formatting, ISO 20022.
Clearing & Settlement Management BC-1340.30
Domestic clearing - ACH, BACS, SEPA, FPS - and settlement.
Cross-Border Payment Management BC-1340.40
International payments, correspondent banking, FX.
Real-Time Payment Management BC-1340.50
Real-time / instant payment rails.
Card Issuance Management BC-1340.60
Card production, personalisation, dispatch, activation.
Card Transaction Processing Management BC-1340.70
Switching, authorisation, fraud screening, chargebacks.
Providers that reach this capability
Ordered by rating band. Reach means a provider publishes an API surface that can perform some part of this capability — it is not a claim that any particular organisation has deployed it.
Developing 11 Usable, with meaningful gaps to close
Thin 2 Limited public surface area
Workflows that realise this capability
Arazzo workflows whose own sourceDescriptions call APIs that carry this
capability. The link is derived, not asserted: each workflow declares
x-realizes-capability-ids with the spec and confidence behind it.
- Adyen Checkout Payment and Amount Update
— adyen
· Payment Initiation Management
BC-1340.10 - Adyen Checkout Payment and Cancel
— adyen
· Payment Initiation Management
BC-1340.10 - Adyen Checkout Payment and Capture
— adyen
· Payment Initiation Management
BC-1340.10 - Adyen Checkout Payment and Refund
— adyen
· Payment Initiation Management
BC-1340.10 - Adyen Checkout Payment and Reverse
— adyen
· Payment Initiation Management
BC-1340.10 - Adyen Create Checkout Session and Poll Result
— adyen
· Payment Initiation Management
BC-1340.10 - Adyen Classic Authorise and Cancel or Refund
— adyen
· Payment Processing Management
BC-1340.20 - Adyen Classic Authorise and Cancel
— adyen
· Card Transaction Processing Management
BC-1340.70 - Adyen Classic Authorise and Capture
— adyen
· Card Transaction Processing Management
BC-1340.70 - Adyen Classic Authorise and Refund
— adyen
· Card Transaction Processing Management
BC-1340.70 - Adyen Create Payment Link and Expire It
— adyen
· Payment Initiation Management
BC-1340.10 - Adyen Create Payment Link and Get Status
— adyen
· Payment Initiation Management
BC-1340.10 - Adyen Third Party Payout Store, Submit and Confirm
— adyen
· Payment Initiation Management
BC-1340.10 - AZA Finance — send a cross-border payout
— aza-finance
· Payment Initiation Management
BC-1340.10 - Fintecture Onboard Customer and Initiate Payment
— fintecture
· Payment Initiation Management
BC-1340.10 - Fintecture List Providers and Initiate Payment
— fintecture
· Payment Initiation Management
BC-1340.10 - Fintecture Refund a Completed Payment
— fintecture
· Payment Initiation Management
BC-1340.10 - Fintecture Create Payment and Poll Status
— fintecture
· Payment Initiation Management
BC-1340.10 - Fintecture Request To Pay and Track Status
— fintecture
· Payment Initiation Management
BC-1340.10 - Fintecture Sandbox Test Payment
— fintecture
· Payment Initiation Management
BC-1340.10 - Fintecture Mint Token then Initiate Payment
— fintecture
· Payment Initiation Management
BC-1340.10 - Fintecture Update Payment Communication
— fintecture
· Payment Initiation Management
BC-1340.10 - Efí Card Charge Refund
— gerencianet
· Card Transaction Processing Management
BC-1340.70 - Work a Justt pre-chargeback alert to a reported outcome
— justt
· Card Transaction Processing Management
BC-1340.70 - Drive a chargeback through its lifecycle in the Justt sandbox
— justt
· Card Transaction Processing Management
BC-1340.70 - Submit evidence for a Justt chargeback
— justt
· Card Transaction Processing Management
BC-1340.70 - Triage Justt chargebacks and set the representment decision
— justt
· Card Transaction Processing Management
BC-1340.70 - Moniepoint Bulk Disbursement
— moniepoint
· Payment Initiation Management
BC-1340.10 - Moniepoint Card Charge With OTP
— moniepoint
· Payments & Card Management
BC-1340 - Moniepoint Collect Via Bank Transfer
— moniepoint
· Payments & Card Management
BC-1340 - Moniepoint Pay A Bill
— moniepoint
· Payment Initiation Management
BC-1340.10 - Moniepoint POS Push Payment
— moniepoint
· Payment Initiation Management
BC-1340.10 - Moniepoint Recurring Mandate Debit
— moniepoint
· Payment Initiation Management
BC-1340.10 - Moniepoint Refund A Collected Payment
— moniepoint
· Payments & Card Management
BC-1340 - Moniepoint Single Transfer With OTP
— moniepoint
· Payment Initiation Management
BC-1340.10 - Moniepoint Verify And Disburse
— moniepoint
· Payment Initiation Management
BC-1340.10 - Originate a Narmi ACH payment
— narmi
· Payment Initiation Management
BC-1340.10 - Nopan — accept and capture a payment
— nopan
· Payment Processing Management
BC-1340.20 - Nopan — refund a captured payment
— nopan
· Payment Processing Management
BC-1340.20 - Stripe Attach Payment Method
— stripe
· Payments & Card Management
BC-1340 - Stripe Authorize and Capture Payment
— stripe
· Payment Initiation Management
BC-1340.10 - Stripe Cancel Uncaptured Payment
— stripe
· Payment Initiation Management
BC-1340.10 - Stripe Capture and Partial Refund
— stripe
· Card Transaction Processing Management
BC-1340.70 - Stripe Charge and Refund
— stripe
· Card Transaction Processing Management
BC-1340.70 - Stripe Create Customer and Pay
— stripe
· Payment Initiation Management
BC-1340.10 - Stripe Issue Card to Cardholder
— stripe
· Card Issuance Management
BC-1340.60 - Stripe Refund Payment Intent
— stripe
· Payment Initiation Management
BC-1340.10 - Stripe Save Card and Charge
— stripe
· Payment Initiation Management
BC-1340.10 - Temenos Payments Bulk Payment Batch Approval
— temenos
· Payment Initiation Management
BC-1340.10 - Temenos Cloud Banking Open Commercial Account And Pay
— temenos
· Payment Initiation Management
BC-1340.10 - Temenos Payments Initiate Payment And Poll Status
— temenos
· Payment Initiation Management
BC-1340.10 - Tink Initiate A Payment And Poll Its Status
— tink-com
· Payment Initiation Management
BC-1340.10 - Tink Create A Payment Mandate And Confirm It
— tink-com
· Payment Initiation Management
BC-1340.10 - Tink Refund An Executed Payment And Poll The Refund
— tink-com
· Payment Initiation Management
BC-1340.10 - Fund a managed account and move money
— weavr
· Payment Initiation Management
BC-1340.10 - Onboard a corporate and issue a virtual card
— weavr
· Card Issuance Management
BC-1340.60