BNY Mellon

BNY Mellon is a global investments company providing asset servicing, asset management, wealth management, treasury services, and clearance and collateral management for institutions and individuals. The BNY Mellon Marketplace (marketplace.bnymellon.com) and developer portal (developer.bny.com) provide Treasury Services APIs for corporate clients to automate payments, account management, balance reporting, and funds transfers.

BNY Mellon publishes 5 APIs on the APIs.io network, including Accounts API, Balances API, Funds Transfers API, and 2 more. Tagged areas include Asset Servicing, Banking, Institutional Banking, Payments, and Treasury.

The BNY Mellon catalog on APIs.io includes 1 JSON-LD context and 3 Spectral governance rulesets.

BNY Mellon’s developer surface includes authentication, engineering blog, documentation, and 11 more developer resources.

🌐 Visit website 📡 Source on GitHub

51.8/100 developing ▼ -5.8 Agent 38/100 agent ready Full breakdown ↓
scored 2026-07-28 · rubric v0.6

AccessFreemiumSelf serve⚡ Free to try

5 APIs 8 Features 6 Use Cases

Asset ServicingBankingInstitutional BankingPaymentsTreasuryWire TransfersFortune 500

Kin Score

Kin Score How this is scored →
scored 2026-07-28 · rubric v0.6

Composite quality — 51.8/100 · developing

Contract Quality 16.7 / 25

Developer Ergonomics 4.3 / 20

Commercial Clarity 10.0 / 20

Operational Transparency 4.8 / 13

Governance 8.3 / 12

Discoverability 7.4 / 10

Agent readiness — 38/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/bank-of-new-york-mellon: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 5

Individual APIs this provider publishes, each with its own machine-readable definition.

Rate Limits 1

Documented rate limits and quota policies.

Bank Of New York Mellon Rate Limits

5 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Bank Of New York Mellon Finops

FINOPS

Features 8

Notable capabilities this provider offers.

Account Management

Access institutional account details and metadata.

Balance Reporting

Real-time and intraday account balance queries.

Transaction History

Detailed transaction history with date range filtering.

Payment Initiation

Initiate wire, ACH, SWIFT, and CHIPS payments globally.

Funds Transfers

Internal account-to-account funds transfer management.

OAuth2 Security

Client credentials OAuth2 flow for secure API access.

Sandbox Environment

UAT sandbox for developer testing and integration validation.

Multi-Currency

Support for payments and balances across multiple currencies.

Scroll for all 8

JSON Schema 12

Standalone JSON Schema definitions for this provider's data models.

Scroll for all 12

JSON Structure 12

JSON Structure definitions describing this provider's data shapes.

Scroll for all 12

Examples 12

Example request and response payloads for these APIs.

Scroll for all 12

Scopes 1

OAuth scopes governing access to this provider's APIs.

Bank Of New York Mellon Scopes

5 scopes · clientCredentials

5 scopes

SCOPES

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Bank Of New York Mellon Agentic Access

9 operations · 2 acting

AGENTIC

Use Cases 6

What developers build with this provider.

Treasury Automation

Automate daily cash positioning, balance queries, and payment workflows.

Payment Processing

Initiate global wire, ACH, and SWIFT payments programmatically.

Liquidity Management

Real-time account balance visibility for institutional liquidity decisions.

Reconciliation

Automated transaction downloads for reconciliation and reporting.

ERP Integration

Connect SAP, Oracle, and other ERP/TMS systems to BNY Mellon treasury APIs.

Custody Operations

Integrate treasury APIs into asset servicing and custody workflows.

Integrations 7

Pre-built integrations with other platforms and tools.

SAP

Oracle

Kyriba

FIS Quantum

ION Treasury

Workday

Reval

Scroll for all 7

Press 5

Recent news and press coverage referencing this provider.

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

Documentation

Documentation

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

Design & Contract 3

Pagination, idempotency, versioning, errors, and events

SpectralRules

SpectralRules

Vocabulary

Vocabulary

JSONLD

JSONLD

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 3

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Authentication

Authentication

OAuthScopes

OAuthScopes

Commercial 1

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

Company 3

The organization behind the API

Blog

Blog

LinkedIn

Website

Website

Source (apis.yml)

aid: bank-of-new-york-mellon
accessModel:
  pricing: freemium
  onboarding: self-serve
  trial: false
  try_now: true
  public: false
  label: Freemium · Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/bank-of-new-york-mellon.png
url: https://raw.githubusercontent.com/api-evangelist/bank-of-new-york-mellon/refs/heads/main/apis.yml
name: BNY Mellon
tags:
- Asset Servicing
- Banking
- Institutional Banking
- Payments
- Treasury
- Wire Transfers
- Fortune 500
modified: '2026-05-19'
description: BNY Mellon is a global investments company providing asset servicing, asset management, wealth management, treasury
  services, and clearance and collateral management for institutions and individuals. The BNY Mellon Marketplace (marketplace.bnymellon.com)
  and developer portal (developer.bny.com) provide Treasury Services APIs for corporate clients to automate payments, account
  management, balance reporting, and funds transfers.
apis:
- aid: bank-of-new-york-mellon:bank-of-new-york-mellon-accounts-api
  name: BNY Mellon Accounts API
  description: The Accounts API from BNY Mellon — 2 operation(s) for accounts.
  humanURL: https://marketplace.bnymellon.com/treasury/api-central/
  baseURL: https://api.bnymellon.com/treasury/v4
  tags:
  - Accounts
  properties:
  - type: OpenAPI
    url: openapi/bank-of-new-york-mellon-accounts-api-openapi.yml
  - type: Documentation
    url: https://marketplace.bnymellon.com/treasury/api-central/
  - type: Documentation
    url: https://developer.bny.com/app/
- aid: bank-of-new-york-mellon:bank-of-new-york-mellon-balances-api
  name: BNY Mellon Balances API
  description: The Balances API from BNY Mellon — 1 operation(s) for balances.
  humanURL: https://marketplace.bnymellon.com/treasury/api-central/
  baseURL: https://api.bnymellon.com/treasury/v4
  tags:
  - Balances
  properties:
  - type: OpenAPI
    url: openapi/bank-of-new-york-mellon-balances-api-openapi.yml
  - type: Documentation
    url: https://marketplace.bnymellon.com/treasury/api-central/
  - type: Documentation
    url: https://developer.bny.com/app/
- aid: bank-of-new-york-mellon:bank-of-new-york-mellon-funds-transfers-api
  name: BNY Mellon Funds Transfers API
  description: The Funds Transfers API from BNY Mellon — 2 operation(s) for funds transfers.
  humanURL: https://marketplace.bnymellon.com/treasury/api-central/
  baseURL: https://api.bnymellon.com/treasury/v4
  tags:
  - Funds Transfers
  properties:
  - type: OpenAPI
    url: openapi/bank-of-new-york-mellon-funds-transfers-api-openapi.yml
  - type: Documentation
    url: https://marketplace.bnymellon.com/treasury/api-central/
  - type: Documentation
    url: https://developer.bny.com/app/
- aid: bank-of-new-york-mellon:bank-of-new-york-mellon-payments-api
  name: BNY Mellon Payments API
  description: The Payments API from BNY Mellon — 2 operation(s) for payments.
  humanURL: https://marketplace.bnymellon.com/treasury/api-central/
  baseURL: https://api.bnymellon.com/treasury/v4
  tags:
  - Payments
  properties:
  - type: OpenAPI
    url: openapi/bank-of-new-york-mellon-payments-api-openapi.yml
  - type: Documentation
    url: https://marketplace.bnymellon.com/treasury/api-central/
  - type: Documentation
    url: https://developer.bny.com/app/
- aid: bank-of-new-york-mellon:bank-of-new-york-mellon-transactions-api
  name: BNY Mellon Transactions API
  description: The Transactions API from BNY Mellon — 1 operation(s) for transactions.
  humanURL: https://marketplace.bnymellon.com/treasury/api-central/
  baseURL: https://api.bnymellon.com/treasury/v4
  tags:
  - Transactions
  properties:
  - type: OpenAPI
    url: openapi/bank-of-new-york-mellon-transactions-api-openapi.yml
  - type: Documentation
    url: https://marketplace.bnymellon.com/treasury/api-central/
  - type: Documentation
    url: https://developer.bny.com/app/
common:
- type: AgenticAccess
  url: agentic-access/bank-of-new-york-mellon-agentic-access.yml
- type: DomainSecurity
  url: security/bank-of-new-york-mellon-domain-security.yml
- type: Authentication
  url: authentication/bank-of-new-york-mellon-authentication.yml
- type: OAuthScopes
  url: scopes/bank-of-new-york-mellon-scopes.yml
- url: https://www.bny.com/corporate/global/en/insights.html
  type: Blog
- type: GitHubOrganization
  url: https://github.com/BNYMellon
- type: LinkedIn
  url: https://www.linkedin.com/company/bny-mellon
- type: Website
  url: https://www.bnymellon.com/
  name: BNY Mellon
- type: Documentation
  url: https://marketplace.bnymellon.com/treasury/api-central/
  name: Treasury API Central
- type: Documentation
  url: https://developer.bny.com/app/
  name: BNY Developer Marketplace
- type: PrivacyPolicy
  url: https://www.bnymellon.com/us/en/disclaimers/privacy-notice.html
  name: Privacy Notice
- type: SpectralRules
  url: rules/bny-mellon-spectral-rules.yml
- type: Vocabulary
  url: vocabulary/bny-mellon-vocabulary.yaml
- type: JSONLD
  url: json-ld/bny-mellon-context.jsonld
- name: Features
  type: Features
  data:
  - name: Account Management
    description: Access institutional account details and metadata.
  - name: Balance Reporting
    description: Real-time and intraday account balance queries.
  - name: Transaction History
    description: Detailed transaction history with date range filtering.
  - name: Payment Initiation
    description: Initiate wire, ACH, SWIFT, and CHIPS payments globally.
  - name: Funds Transfers
    description: Internal account-to-account funds transfer management.
  - name: OAuth2 Security
    description: Client credentials OAuth2 flow for secure API access.
  - name: Sandbox Environment
    description: UAT sandbox for developer testing and integration validation.
  - name: Multi-Currency
    description: Support for payments and balances across multiple currencies.
- name: Use Cases
  type: UseCases
  data:
  - name: Treasury Automation
    description: Automate daily cash positioning, balance queries, and payment workflows.
  - name: Payment Processing
    description: Initiate global wire, ACH, and SWIFT payments programmatically.
  - name: Liquidity Management
    description: Real-time account balance visibility for institutional liquidity decisions.
  - name: Reconciliation
    description: Automated transaction downloads for reconciliation and reporting.
  - name: ERP Integration
    description: Connect SAP, Oracle, and other ERP/TMS systems to BNY Mellon treasury APIs.
  - name: Custody Operations
    description: Integrate treasury APIs into asset servicing and custody workflows.
- name: Integrations
  type: Integrations
  data:
  - name: SAP
  - name: Oracle
  - name: Kyriba
  - name: FIS Quantum
  - name: ION Treasury
  - name: Workday
  - name: Reval
created: '2024-01-01'
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
specificationVersion: '0.19'

BNY Mellon

APIs 5

Open Collections 1

Pricing Plans 1

Rate Limits 1

FinOps 1

Features 8

Account Management

Balance Reporting

Transaction History

Payment Initiation

Funds Transfers

OAuth2 Security

Sandbox Environment

Multi-Currency

Semantic Vocabularies 1

Spectral Rules 3

JSON Schema 12

JSON Structure 12

Examples 12

Security Posture 2

Scopes 1

Agentic Access 1

Use Cases 6

Treasury Automation

Payment Processing

Liquidity Management

Reconciliation

ERP Integration

Custody Operations

Integrations 7

SAP

Oracle

Kyriba

FIS Quantum

ION Treasury

Workday

Reval

Press 5

BNY, America's Oldest Bank, Signs Multiyear Deal With ...

BNY signs multiyear deal with OpenAI for AI tools

BNY Mellon is all-in on digital

BNY embraces role on small lenders' AI journey

BNY Shares Jump 65% As AI Hiring Push Accelerates

Documentation 2

Agent Surfaces 1

Design & Contract 3

Build 1

Access & Security 3

Commercial 1

Company 3

Source (apis.yml)