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OpenAPI Specification

openapi: 3.2.0
info:
  title: BNY Mellon Treasury Services Funds Transfers API
  description: The BNY Mellon Treasury Services API enables corporate clients to programmatically initiate and track payments, access account balances and transaction history, manage wire transfers, and retrieve reporting data. The API is available via the BNY Mellon Marketplace (marketplace.bnymellon.com) and supports global treasury operations across multiple currencies and payment rails.
  version: 4.0.0
  contact:
    url: https://marketplace.bnymellon.com/treasury/api-central/
servers:
- url: https://api.bnymellon.com/treasury/v4
  description: BNY Mellon Treasury Services API Production
- url: https://apiuat.bnymellon.com/treasury/v4
  description: BNY Mellon Treasury Services API UAT/Sandbox
security:
- OAuth2: []
tags:
- name: Funds Transfers
paths:
  /funds-transfers:
    post:
      operationId: initiateFundsTransfer
      summary: Initiate Funds Transfer
      description: Initiate a domestic or international funds transfer between accounts.
      tags:
      - Funds Transfers
      requestBody:
        required: true
        content:
          application/json:
            schema:
              $ref: '#/components/schemas/FundsTransferRequest'
      responses:
        '201':
          description: Funds transfer initiated
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/FundsTransferResponse'
        '400':
          description: Invalid request
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
        '401':
          description: Unauthorized
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
  /funds-transfers/{transferId}:
    get:
      operationId: getFundsTransfer
      summary: Get Funds Transfer
      description: Retrieve status and details of a specific funds transfer.
      tags:
      - Funds Transfers
      parameters:
      - name: transferId
        in: path
        required: true
        description: Funds transfer identifier
        schema:
          type: string
      responses:
        '200':
          description: Funds transfer details
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/FundsTransferResponse'
        '401':
          description: Unauthorized
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
        '404':
          description: Transfer not found
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/ErrorResponse'
components:
  schemas:
    ErrorResponse:
      type: object
      description: API error response
      properties:
        errorCode:
          type: string
        message:
          type: string
        requestId:
          type: string
        details:
          type: array
          items:
            type: string
    FundsTransferResponse:
      type: object
      description: Funds transfer response
      properties:
        transferId:
          type: string
        clientReference:
          type: string
        status:
          type: string
          enum:
          - pending
          - processing
          - completed
          - rejected
        amount:
          type: number
          format: double
        currency:
          type: string
        debitAccountId:
          type: string
        creditAccountId:
          type: string
        valueDate:
          type: string
          format: date
        createdAt:
          type: string
          format: date-time
    FundsTransferRequest:
      type: object
      description: Funds transfer request between accounts
      required:
      - amount
      - currency
      - debitAccountId
      - creditAccountId
      properties:
        amount:
          type: number
          format: double
        currency:
          type: string
        debitAccountId:
          type: string
        creditAccountId:
          type: string
        valueDate:
          type: string
          format: date
        memo:
          type: string
        clientReference:
          type: string
  securitySchemes:
    OAuth2:
      type: oauth2
      flows:
        clientCredentials:
          tokenUrl: https://api.bnymellon.com/oauth/token
          scopes:
            accounts:read: Read account data
            balances:read: Read balance data
            transactions:read: Read transaction history
            payments:write: Initiate and manage payments
            transfers:write: Initiate funds transfers