Markets · bedrock market · provisional
Gulf and Southeast Asia Open Finance
Regulated register market (mas / bank indonesia / ojk / bnm licensing); gulf registers unreadable. The Kin Score Market layer reads each provider in its market: who it integrates with, how deep those integrations go, and where the market publishes its own structure. Methodology.
60providers measured
16 (26.7%)declare their own
28 (46.7%)covered by others only
7 (11.7%)distribution only (sell through, not integrations)
9 (15.0%)undeclared
16declare compatibility (report only, not weighted)
15in-market workflows shown
Provisional. Provisional and unweighted: the Market layer is not part of the composite or agent readiness. Leader lists are read within a position, never as one ranking. A provider that declares nothing we can
read is shown as undeclared, with no number: we never infer integrations.
Where this market publishes its structure
- MAS Financial Institutions Directory (eservices.mas.gov.sg/fid, Banking + Payments sectors, detail pages) machine-readable, 704 institutions; 466 read (money-changing-only dropped); own Website on each detail page; 30 providers linked
- Bank Indonesia payment-system licence register (bi.go.id Daftar Lembaga Berizin, 'Unduh' XLSX) machine-readable, 572 licensed rows in scope, 67 revoked (context only); 11 providers linked
- OJK LPBBTI directory (licensed P2P lending, Juli 2026 PDF) machine-readable, 94 platforms; 1 link (amartha)
- Bank Negara Malaysia list of regulatees (payment systems) machine-readable, 26 named institutions, names only; 10 with a Wikidata P856; 0 links
- SAMA licensed entities / open banking lists (sama.gov.sa) not machine-readable: connection timeout / JS-rendered portal; register pages 404; SharePoint _api returns the HTML shell (2026-10-19)
- Fintech Saudi directory (fintechsaudi.com) not machine-readable: an initiative directory, not a licence register; not read
- CBUAE licensed financial institutions + Open Finance (Al Tareq) participants not machine-readable: centralbank.ae HTTP 403 to non-browser clients; altareq.ae no answer (2026-10-19)
- Bank Indonesia SNAP participant list not machine-readable: the SNAP page publishes no participant register
- APIX marketplace (apixplatform.com) not machine-readable: login-gated error page; a marketplace, not a register
Own = declares at least one integration itself; covered = visible only because an aggregator, standards body, regulator or partner contract names it; distribution-only = listed only on cloud marketplaces it sells through, a channel reported beside, never counted as its own declared integrations; undeclared = nothing we can read, so no number; declares_compatibility = providers with a `compatible` shape vote, report only (kin, 2026-10-13): never counted as own, never in depth or position.
Taxonomy how this market maps onto apis.io
Derived 2026-10-23 from the 60 providers in this market we could resolve in the catalog. The percentage is the share of those providers carrying each one; it describes the market, not the tag or industry. Tag groups have no page of their own yet, so they are listed unlinked.
| Tags | Payments 82%, Fintech 62%, Financial Services 23%, Banking 22%, Open Banking 22%, MENA 22%, Payment Gateway 20% |
|---|---|
| Tag groups | Fintech 92%, Tokenization 33%, Payouts 30%, Finance 25%, Saudi Arabia 23%, Indonesia 23% |
| Industries | Payments & Money Movement 80%, Financial Technology 73%, Banking & Open Banking 35%, Financial Services 33% |
| Capabilities | Payments & Card Management 20% |
share of resolved cohort carrying it; tags >=0.20 & >=3 members (max 12, junk dropped), tag_groups >=0.20 (cooccurrence, non-cross-cutting; max 8), industries >=0.20 (max 6), areas >=0.10 (max 6; areas are keyword-matched and sparse), capabilities L1 >=0.20 (max 8); derive-market-taxonomy.py
Leaders by position (provisional)
Provisional: grouped by position, depth compared within a position only. Distribution (cloud marketplaces) and iPaaS bridges are counted beside position, never inside it. Unknown-builder listings are left out of position shares and counted here.
gravity 2 · other companies invest to build on it
| Provider | Depth | Integrations | In / out | Unknown builder | Distribution | iPaaS bridge | Mix |
|---|---|---|---|---|---|---|---|
| Stripe | 70.6 | 959 | 819 / 140 | 0 | 11 | 37 | partner-built 89%, provider-built 2%, ipaas-bridge 4%, contract 2%, standard 1%, builds-on-platform 1%, distribution 1% |
| Adyen | 60.6 | 106 | 44 / 62 | 0 | 9 | 3 | partner-built 59%, provider-built 12%, ipaas-bridge 3%, contract 10%, standard 6%, builds-on-platform 2%, distribution 8% |
builds-on 1 · publishes apps on other platforms' stores
| Provider | Depth | Integrations | In / out | Unknown builder | Distribution | iPaaS bridge | Mix |
|---|---|---|---|---|---|---|---|
| Airwallex | 54.0 | 50 | 0 / 50 | 0 | 4 | 31 | ipaas-bridge 67%, contract 9%, builds-on-platform 15%, distribution 9% |
regulated 34 · named in a regulator's register or partners' contracts
| Provider | Depth | Integrations | In / out | Unknown builder | Distribution | iPaaS bridge | Mix |
|---|---|---|---|---|---|---|---|
| Revolut | 61.7 | 22 | 0 / 22 | 0 | 2 | 2 | provider-built 12%, ipaas-bridge 8%, contract 46%, standard 12%, covered 8%, builds-on-platform 4%, distribution 8% |
| EBANX | 61.0 | 6 | 0 / 6 | 0 | 0 | 0 | contract 83%, standard 17% |
| Standard Chartered | 59.0 | 6 | 0 / 6 | 0 | 0 | 0 | contract 83%, standard 17% |
| Wise | 58.0 | 16 | 0 / 16 | 0 | 0 | 2 | ipaas-bridge 12%, contract 62%, standard 12%, covered 6%, builds-on-platform 6% |
| Deutsche Bank | 57.5 | 12 | 0 / 12 | 0 | 0 | 0 | contract 75%, standard 25% |
| East West Bancorp | 57.5 | 3 | 0 / 3 | 0 | 0 | 0 | contract 100% |
| Ebury | 57.5 | 3 | 0 / 3 | 0 | 0 | 0 | contract 100% |
| Nium | 57.5 | 5 | 0 / 5 | 0 | 0 | 0 | contract 100% |
| Flywire | 56.8 | 6 | 0 / 6 | 0 | 0 | 0 | contract 67%, standard 17%, builds-on-platform 17% |
| Westpac | 56.7 | 7 | 0 / 7 | 0 | 0 | 0 | contract 86%, standard 14% |
| BBVA | 56.4 | 5 | 0 / 5 | 0 | 0 | 0 | contract 80%, standard 20% |
| Worldpay | 56.4 | 9 | 0 / 9 | 0 | 0 | 0 | contract 56%, standard 22%, builds-on-platform 22% |
| Commonwealth Bank | 56.2 | 9 | 0 / 9 | 0 | 0 | 0 | contract 80%, standard 20% |
| BNY Mellon | 56.1 | 4 | 0 / 4 | 0 | 0 | 0 | contract 75%, standard 25% |
| CIBC | 56.1 | 4 | 0 / 4 | 0 | 0 | 0 | contract 75%, standard 25% |
| UBS | 56.0 | 10 | 0 / 10 | 0 | 0 | 0 | contract 70%, standard 30% |
| Boku | 55.6 | 3 | 0 / 3 | 0 | 0 | 0 | contract 67%, standard 33% |
| Payoneer | 55.6 | 6 | 0 / 6 | 0 | 0 | 0 | contract 67%, builds-on-platform 33% |
| Royal Bank of Canada | 55.6 | 9 | 0 / 9 | 0 | 0 | 0 | contract 56%, standard 33%, builds-on-platform 11% |
| Xendit | 43.6 | 4 | 0 / 4 | 0 | 0 | 1 | ipaas-bridge 25%, contract 50%, builds-on-platform 25% |
| Sygnum | 41.2 thin | 2 | 0 / 2 | 0 | 0 | 0 | contract 100% |
| Amartha | 38.3 thin | 2 | 0 / 2 | 0 | 0 | 0 | contract 100% |
| WorldFirst | 36.4 thin | 2 | 0 / 2 | 0 | 0 | 0 | contract 50%, builds-on-platform 50% |
| Xfers | 28.8 thin | 2 | 0 / 2 | 0 | 1 | 0 | contract 50%, distribution 50% |
| Kredivo | 19.5 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| Aspire | 19.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| Bank Jago | 19.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| Barclays | 19.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| EMQ | 19.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| Fazz | 19.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| Flip | 19.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| Midtrans | 19.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| Nymcard | 19.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
| Ziina | 19.2 thin | 1 | 0 / 1 | 0 | 0 | 0 | contract 100% |
standard 2 · listed by a voluntary standard's own directory
| Provider | Depth | Integrations | In / out | Unknown builder | Distribution | iPaaS bridge | Mix |
|---|---|---|---|---|---|---|---|
| Bank of America | 56.7 | 7 | 0 / 7 | 0 | 0 | 0 | contract 43%, standard 57% |
| 2C2P | 53.2 | 4 | 0 / 4 | 0 | 0 | 0 | contract 25%, standard 75% |
mixed 4 · no single mode dominates
| Provider | Depth | Integrations | In / out | Unknown builder | Distribution | iPaaS bridge | Mix |
|---|---|---|---|---|---|---|---|
| HitPay | 60.0 | 3 | 0 / 3 | 0 | 0 | 0 | contract 33%, standard 33%, builds-on-platform 33% |
| PayPal | 57.8 | 62 | 0 / 62 | 0 | 0 | 36 | ipaas-bridge 60%, contract 15%, standard 12%, covered 2%, builds-on-platform 12% |
| American Express | 54.6 | 11 | 0 / 11 | 0 | 0 | 0 | contract 45%, standard 45%, builds-on-platform 9% |
| DOKU | 33.7 | 7 | 0 / 7 | 0 | 4 | 1 | ipaas-bridge 14%, contract 14%, builds-on-platform 14%, distribution 57% |
long-tail 1 · reached only through iPaaS bridges
| Provider | Depth | Integrations | In / out | Unknown builder | Distribution | iPaaS bridge | Mix |
|---|---|---|---|---|---|---|---|
| Mamo | 2.5 thin | 1 | 0 / 1 | 0 | 0 | 1 | ipaas-bridge 100% |
distribution 7 · only sells through cloud marketplaces
| Provider | Depth | Integrations | In / out | Unknown builder | Distribution | iPaaS bridge | Mix |
|---|---|---|---|---|---|---|---|
| Spare | 28.8 | 3 | 0 / 3 | 0 | 3 | 0 | distribution 100% |
| Curlec | 28.7 | 4 | 0 / 4 | 0 | 4 | 0 | distribution 100% |
| EdfaPay | 19.2 thin | 2 | 0 / 2 | 0 | 2 | 0 | distribution 100% |
| PayMongo | 19.2 thin | 2 | 0 / 2 | 0 | 2 | 0 | distribution 100% |
| Oumla | 9.6 thin | 1 | 0 / 1 | 0 | 1 | 0 | distribution 100% |
| PayTabs | 9.6 thin | 1 | 0 / 1 | 0 | 1 | 0 | distribution 100% |
| Telr | 9.6 thin | 1 | 0 / 1 | 0 | 1 | 0 | distribution 100% |
undeclared 9 · declares nothing we can read: no number
| Provider | Depth | Integrations | In / out | Unknown builder | Distribution | iPaaS bridge | Mix |
|---|---|---|---|---|---|---|---|
| HyperPay | undeclared | - | - | - | - | - | |
| Komerce | undeclared | - | - | - | - | - | |
| Lean Technologies | undeclared | - | - | - | - | - | |
| Pinoffer | undeclared | - | - | - | - | - | |
| Pintu | undeclared | - | - | - | - | - | |
| PointCheckout | undeclared | - | - | - | - | - | |
| ShopBack | undeclared | - | - | - | - | - | |
| Zest | undeclared | - | - | - | - | - | |
| Zest Equity | undeclared | - | - | - | - | - |
Top workflows by market votes
Workflows (Arazzo) and their phrasing are generated by API Evangelist, ranked by market votes (integration edges in the graph, weighted by channel).
In-market workflows only: a step on the market provider's side maps to this market's business capabilities (), and the partner is not a generic export/notify app. Other workflows are counted as bridges (including any whose steps do not resolve to a capability yet). Methodology. In-market: 61; bridges: 0.
| Workflow | Between | Votes | Weighted | Arazzo |
|---|---|---|---|---|
| Push Stripe successful charges as HubSpot deals When a Stripe charge succeeds, look up the matching HubSpot Contact and create a Closed Won HubSpot Deal with the charge amount and currency. |
Stripe ↔ HubSpot | 2 | 2.0 | workflow generated by API Evangelist |
| Sync Stripe customers into Salesforce contacts When a Stripe customer is created, look them up by email and create the matching Salesforce Contact with billing details. |
Stripe ↔ Salesforce | 2 | 2.0 | workflow generated by API Evangelist |
| Replace WooCommerce Stripe plugin with declarative integration List WooCommerce store orders and create a matching Stripe payment intent for a selected order's total and currency. |
Stripe ↔ WooCommerce | 2 | 1.9 | workflow generated by API Evangelist |
| Commercetools |
Adyen ↔ commercetools | 3 | 1.8 | workflow generated by API Evangelist |
| commercetools Discover how the Adyen payments integration for commercetools can optimize your ecommerce conversions |
Adyen ↔ commercetools | 3 | 1.8 | workflow generated by API Evangelist |
| Get Slack notifications for new Stripe sales Get Slack notifications for new Stripe sales |
Stripe ↔ Slack | 3 | 1.8 | workflow generated by API Evangelist |
| Post Stripe payment alerts to Slack channels Retrieve a Stripe charge and post a payment alert to a designated Slack channel. |
Stripe ↔ Slack | 3 | 1.8 | workflow generated by API Evangelist |
| Post failed Stripe payments to Slack Post failed Stripe payments to Slack |
Stripe ↔ Slack | 3 | 1.8 | workflow generated by API Evangelist |
| plaid |
Adyen ↔ Plaid | 2 | 1.8 | workflow generated by API Evangelist |
| Add Stripe Checkout completers to a Mailchimp audience When a Stripe Checkout session completes, subscribe the buyer to a Mailchimp audience with plan and MRR merge tags. |
Stripe ↔ Mailchimp | 2 | 1.4 | workflow generated by API Evangelist |
| Add new Stripe customers to Mailchimp lists Add new Stripe customers to Mailchimp lists |
Stripe ↔ Mailchimp | 2 | 1.4 | workflow generated by API Evangelist |
| Attach Stripe customer history to Zendesk tickets On ticket open, fetch the requester's Stripe customer and recent charges and open a Zendesk ticket enriched with that billing history. |
Stripe ↔ Zendesk | 2 | 1.4 | workflow generated by API Evangelist |
| Create Xero invoices for new Stripe payments Create Xero invoices for new Stripe payments |
Stripe ↔ Xero | 2 | 1.4 | workflow generated by API Evangelist |
| File Stripe sales through TaxJar Sync paid Stripe invoices to TaxJar as order transactions for automated sales tax filing. |
Stripe ↔ TaxJar | 2 | 1.4 | workflow generated by API Evangelist |
| Reconcile Stripe payouts in Xero bank transactions List Stripe payouts and create matching Xero bank transactions for reconciliation. |
Stripe ↔ Xero | 2 | 1.4 | workflow generated by API Evangelist |
Generated 2026-10-24 from API Evangelist's own files; nothing on this page is a model's judgement. Provisional and unweighted; not part of the Kin Score composite or agent readiness. Read the Market layer methodology. Disagree with an edge? Every edge cites its evidence and can be corrected through the normal correction path.