Nymcard

NymCard is a MENA-based, full-stack payments infrastructure provider whose nCore platform gives banks, fintechs and enterprises RESTful APIs to launch and manage card programs. nCore covers card issuing (virtual, physical, prepaid, debit, credit and tokenized cards), user KYC/KYB onboarding, funding and transfers, product management (balance and velocity limits, fees, MCC authorization controls), the full transaction lifecycle, 3D Secure, PCI-compliant PAN handling, webhooks and embedded lending. The platform is PCI DSS Level 1 certified and NymCard is a principal member of both Visa and Mastercard, with offices in London and Dubai. Backed by QED Investors.

Nymcard is listed with 1 API on the APIs.io network. Tagged areas include Company, Payments, Card Issuing, Banking as a Service, and Fintech.

The Nymcard catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Nymcard’s developer surface includes documentation, API reference, getting-started guide, engineering blog, support, authentication, changelog, and 19 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

42.7/100 developing ▬ flat Agent 27/100 agent aware Front door AI 3/6 light saas Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

1 API 1 Agent Skills

Company Payments Card Issuing Banking as a Service Fintech Embedded Finance MENA

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 42.7/100 · developing

Contract Quality 8.3 / 21

Developer Ergonomics 12.0 / 17

Access Clarity 3.1 / 17

Operational Transparency 3.5 / 11

Contract Governance 1.9 / 10

Discoverability 5.5 / 9

Regulatory Posture 5.4 / 15

Agent readiness — 27/100 · agent aware

Machine-Readable Contract 18 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 9 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 6 / 6

Agent Skills 5 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Rate-Limit Signaling +7 pts — OpenAPI responses document X-RateLimit-* / RateLimit headers (verified), else a rate_limits artifact or RateLimits link (documented)
Request/Response Examples +7 pts — share of operations carrying request/response examples; else an Examples / Code Samples link
Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document

7 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Access Clarity scores 18.4 — up to +16.3 composite points
Contract Quality scores 39.0 — up to +15.3 composite points
Contract Governance scores 18.2 — up to +9.8 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/nymcard/apis.yml: open an issue on github.com/api-evangelist/nymcard to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Markets this provider is in provisional

The Kin Score Market layer reads a provider inside its market: its position, and how deep its integrations go. Depth is only comparable within a position. Provisional and unweighted: not part of the Kin Score or agent readiness.

Market	Position	Depth	Registered MCP server	Declares compatibility
Gulf and Southeast Asia Open Finance	regulated	19.2 (thin)	-	-
Southeast Asia and National Fintech Registers (Taiwan, UAE, Malaysia remittance, Indonesia SNAP)	regulated	19.2 (thin)	-	-

Registered MCP server and declares compatibility are report only — not weighted. Undeclared means we found nothing we can read, so there is no number: we never infer integrations.

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

nCore API

RESTful card-issuing and payments platform API for users, cards, card products, accounts, funding/transfers, limits, transactions and webhooks.

Agent Skills 1

Packaged agent skills for driving this provider's APIs from an AI assistant.

Issue and fund an nCore card

AGENT SKILL

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Nymcard Webhooks

ASYNCAPI

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Nymcard Authentication

apiKey · 1 scheme

SECURITY

Nymcard Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Resources

Get Started 3

Portal, sign-up, and the first successful call

DeveloperPortal

DeveloperPortal

GettingStarted

GettingStarted

Sandbox

Sandbox

Documentation 2

Reference material describing how the API behaves

Documentation

Documentation

APIReference

APIReference

Agent Surfaces 4

MCP servers, agent skills, and machine-readable catalogs

X-MCPServerCandidate

AgentSkill

LLMsTxt

WellKnown

Design & Contract 6

Pagination, idempotency, versioning, errors, and events

Conventions

Idempotency

ErrorCatalog

Lifecycle

Conformance

Webhooks

Build 2

SDKs, sample code, and the tooling you integrate with

Postman

Postman

DeclineCodes

DeclineCodes

Access & Security 3

Authentication, authorization, and security posture

Authentication

Authentication

Compliance

Compliance

DomainSecurity

DomainSecurity

Operate 3

Status, limits, changes, and where to get help

Support

Support

Deprecation

Deprecation

ChangeLog

ChangeLog

Commercial 1

Pricing, plans, and the legal terms of use

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Blog

Blog

Website

Website

Source (apis.yml)

aid: nymcard
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - pricing
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source:
  - authentication
  - security
  - sandbox
  generated: '2026-11-06'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/nymcard.png
name: Nymcard
description: NymCard is a MENA-based, full-stack payments infrastructure provider whose nCore platform gives banks, fintechs
  and enterprises RESTful APIs to launch and manage card programs. nCore covers card issuing (virtual, physical, prepaid,
  debit, credit and tokenized cards), user KYC/KYB onboarding, funding and transfers, product management (balance and velocity
  limits, fees, MCC authorization controls), the full transaction lifecycle, 3D Secure, PCI-compliant PAN handling, webhooks
  and embedded lending. The platform is PCI DSS Level 1 certified and NymCard is a principal member of both Visa and Mastercard,
  with offices in London and Dubai. Backed by QED Investors.
url: https://raw.githubusercontent.com/api-evangelist/nymcard/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- qed-investors
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-20'
x-docs-platform: gitbook
x-docs-platform-confidence: high
x-docs-platform-checked: 2026-10-04
tags:
- Company
- Payments
- Card Issuing
- Banking as a Service
- Fintech
- Embedded Finance
- MENA
apis:
- name: nCore API
  description: RESTful card-issuing and payments platform API for users, cards, card products, accounts, funding/transfers,
    limits, transactions and webhooks.
  humanURL: https://docs.nymcard.com/
  baseURL: null
  properties:
  - type: Documentation
    url: https://docs.nymcard.com/
  - type: APIReference
    url: https://portal.stg.platform.ae-1.nymcard.com/default/documentation/02_api_specs
  - type: GettingStarted
    url: https://docs.nymcard.com/get-started/quick-tutorial
  - type: Authentication
    url: authentication/nymcard-authentication.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DeveloperPortal
  url: https://docs.nymcard.com/
- type: Documentation
  url: https://docs.nymcard.com/
- type: APIReference
  url: https://portal.stg.platform.ae-1.nymcard.com/default/documentation/02_api_specs
- type: GettingStarted
  url: https://docs.nymcard.com/get-started/quick-tutorial
- type: Blog
  url: https://www.nymcard.com/company/blog
- type: Support
  url: https://www.nymcard.com/company/contact
- type: PrivacyPolicy
  url: https://www.nymcard.com/legal/privacy
- type: Postman
  url: https://god.gw.postman.com/run-collection/19938718-ce866362-3acf-4546-8ae4-9b5a15f99811?action=collection%2Ffork&source=rip_markdown
- type: Authentication
  url: authentication/nymcard-authentication.yml
- type: Conventions
  url: conventions/nymcard-conventions.yml
- type: Idempotency
  url: conventions/nymcard-conventions.yml
- type: ErrorCatalog
  url: errors/nymcard-problem-types.yml
- type: DeclineCodes
  url: errors/nymcard-decline-codes.yml
- type: Lifecycle
  url: lifecycle/nymcard-lifecycle.yml
- type: Deprecation
  url: lifecycle/nymcard-lifecycle.yml
- type: ChangeLog
  url: changelog/nymcard-changelog.yml
- type: Conformance
  url: conformance/nymcard-conformance.yml
- type: Compliance
  url: conformance/nymcard-conformance.yml
- type: Webhooks
  url: asyncapi/nymcard-webhooks.yml
- type: Sandbox
  url: sandbox/nymcard-sandbox.yml
- type: X-MCPServerCandidate
  url: mcp/nymcard-mcp.yml
  note: 'Renamed from MCPServer 2026-09-03 (roadmap#247): the manifest self-describes as status: candidate — a tool list derived
    from the published API contracts, not an existing server. The scorer already read the manifest and reported mcp_server
    correctly; the MCPServer type was crediting the artifact-type surfaces with a server that does not exist.'
- type: AgentSkill
  url: skills/_index.yml
- type: LLMsTxt
  url: llms/nymcard-llms.txt
- type: WellKnown
  url: well-known/nymcard-well-known.yml
- type: DomainSecurity
  url: security/nymcard-domain-security.yml
- type: Website
  url: http://www.nymcard.com
x-enrichment:
  date: '2026-07-20'
  status: enriched
  artifacts_added: 14
  pass: local-v1

Nymcard API — frequently asked questions

Does Nymcard have an API?

Yes. APIs.io lists 1 API from Nymcard, including nCore API.

How do I authenticate with the Nymcard API?

Nymcard uses bearer-token authentication (apiKey · 1 scheme). The details are profiled on APIs.io as Nymcard Authentication.

Is the Nymcard API ready for AI agents?

Nymcard has a Kin Score of 42.7 out of 100 (developing) and an Agent Readiness score of 26.8 (agent-aware), scored by API Evangelist on 2026-11-06.

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