Markets · bedrock market · provisional
Southeast Asia and National Fintech Registers (Taiwan, UAE, Malaysia remittance, Indonesia SNAP)
Regulated register market (fsc taiwan / cbuae / bnm msb licensing) + snap open api publisher directory. The Kin Score Market layer reads each provider in its market:
who it integrates with, how deep those integrations go, and where the market publishes its own structure.
Methodology.
43providers measured
6 (14.0%)declare their own
27 (62.8%)covered by others only
1 (2.3%)distribution only (sell through, not integrations)
9 (20.9%)undeclared
1declare compatibility (report only, not weighted)
1in-market workflows shown
Provisional. Provisional and unweighted: the Market layer is not part of the composite or agent readiness. Leader lists are read within a position, never as one ranking. A provider that declares nothing we can
read is shown as undeclared, with no number: we never infer integrations.
Where this market publishes its structure
- Taiwan FSC Banking Bureau institution directory, electronic payment institutions (banking.gov.tw FscSearch_BankType H1 + H) machine-readable, 25 licensees (10 dedicated EPIs, 15 banks); own website on each detail page; 0 linked (24 domains in no catalog repo; LINE Pay Taiwan held as a subsidiary on line.me)
- CBUAE Register (centralbank.ae/en/licensing, public JSON endpoint umbraco/api/CBuaeregister/Get) machine-readable, 267 entries; 106 in scope (SVF / Retail Payment Services / Exchange Business); names only; 2 linked (ziina, nymcard), 8 subsidiaries held; plain clients get 403, read through fetch-url.py's browser strategy (no challenge)
- BNM Money Services Business licensees (bnm.gov.my/regulations/fsp-directory/msb-licensees) machine-readable, 1,156 premises rows; 61 active remittance licensees; names only; 0 linked (Airwallex Malaysia held as a subsidiary)
- SNAP Direktori Publikasi (apidevportal.aspi-indonesia.or.id/direktori-publikasi) machine-readable, 15 publishers with own site + SNAP services provided; participation only; 0 linked (no catalog repo holds any of the 15 domains)
- OJK IKD / ITSK registered-provider list (ojk.go.id) not machine-readable: no public list page or PDF found (ITSK channel pages return a 700-byte stub; OJK publishes counts in press releases only, 2026-10-20)
- Bank Indonesia PJP licence register; OJK LPBBTI directory; BNM payment-system regulatees; MAS FID machine-readable, read by gulf-asean-open-finance (2026-10-19); not re-read, not duplicated
- BNM Financial Consumer Alert list (bnm.gov.my/financial-consumer-alert-list) machine-readable, a warning list of UNAUTHORISED entities, never a licence: not an edge source
- Taiwan FSC directory type J3 machine-readable, one dedicated EPI's concurrent business (already in H1); not read twice
Own = declares at least one integration itself; covered = visible only because an aggregator, standards body, regulator or partner contract names it; distribution-only = listed only on cloud marketplaces it sells through, a channel reported beside, never counted as its own declared integrations; undeclared = nothing we can read, so no number; declares_compatibility = providers with a `compatible` shape vote, report only (kin, 2026-10-13): never counted as own, never in depth or position.
Taxonomy how this market maps onto apis.io
Derived 2026-10-21 from the 43 providers in this market we could resolve in the
catalog. The percentage is the share of those providers carrying each one; it describes the market, not the tag or industry. Tag groups have no page of their own yet, so they are listed unlinked.
share of resolved cohort carrying it; tags >=0.20 & >=3 members (max 12, junk dropped), tag_groups >=0.20 (cooccurrence, non-cross-cutting; max 8), industries >=0.20 (max 6), areas >=0.10 (max 6; areas are keyword-matched and sparse), capabilities L1 >=0.20 (max 8); derive-market-taxonomy.py
Leaders by position (provisional)
Provisional: grouped by position, depth compared within a position only. Distribution (cloud marketplaces) and iPaaS bridges are counted beside
position, never inside it. Unknown-builder listings are left out of position shares and counted here.
builds-on 1 · publishes apps on other platforms' stores
| Provider | Depth | Integrations | In / out | Unknown builder | Distribution | iPaaS bridge | Mix |
|---|
| Tamara |
17.2 thin |
1 |
0 / 1 |
0 |
0 |
0 |
builds-on-platform 100% |
regulated 9 · named in a regulator's register or partners' contracts
| Provider | Depth | Integrations | In / out | Unknown builder | Distribution | iPaaS bridge | Mix |
|---|
| Xendit |
43.6 |
4 |
0 / 4 |
0 |
0 |
1 |
ipaas-bridge 25%, contract 50%, standard 25% |
| Amartha |
38.3 thin |
2 |
0 / 2 |
0 |
0 |
0 |
contract 100% |
| DOKU |
31.1 |
5 |
0 / 5 |
0 |
3 |
1 |
ipaas-bridge 17%, contract 17%, builds-on-platform 17%, distribution 50% |
| Kredivo |
19.5 thin |
1 |
0 / 1 |
0 |
0 |
0 |
contract 100% |
| Bank Jago |
19.2 thin |
1 |
0 / 1 |
0 |
0 |
0 |
contract 100% |
| Flip |
19.2 thin |
1 |
0 / 1 |
0 |
0 |
0 |
contract 100% |
| Midtrans |
19.2 thin |
1 |
0 / 1 |
0 |
0 |
0 |
contract 100% |
| Nymcard |
19.2 thin |
1 |
0 / 1 |
0 |
0 |
0 |
contract 100% |
| Ziina |
19.2 thin |
1 |
0 / 1 |
0 |
0 |
0 |
contract 100% |
standard 21 · listed by a voluntary standard's own directory
| Provider | Depth | Integrations | In / out | Unknown builder | Distribution | iPaaS bridge | Mix |
|---|
| Paymob |
35.8 thin |
2 |
0 / 2 |
0 |
0 |
0 |
standard 50%, builds-on-platform 50% |
| Curlec |
34.5 |
4 |
0 / 4 |
0 |
3 |
0 |
standard 25%, distribution 75% |
| Spare |
26.8 thin |
2 |
0 / 2 |
0 |
1 |
0 |
standard 50%, distribution 50% |
| Mamo |
19.7 thin |
2 |
0 / 2 |
0 |
0 |
1 |
ipaas-bridge 50%, standard 50% |
| Amalan |
17.2 thin |
1 |
0 / 1 |
0 |
0 |
0 |
standard 100% |
| Autopass |
17.2 thin |
1 |
0 / 1 |
0 |
0 |
0 |
standard 100% |
| Bankiom |
17.2 thin |
1 |
0 / 1 |
0 |
0 |
0 |
standard 100% |
| Bayapay Sdn Bhd |
17.2 thin |
1 |
0 / 1 |
0 |
0 |
0 |
standard 100% |
| Bridg Payment Solutions |
17.2 thin |
1 |
0 / 1 |
0 |
0 |
0 |
standard 100% |
| Bukalapak |
17.2 thin |
1 |
0 / 1 |
0 |
0 |
0 |
standard 100% |
| Fairbanc |
17.2 thin |
1 |
0 / 1 |
0 |
0 |
0 |
standard 100% |
| Komerce |
17.2 thin |
1 |
0 / 1 |
0 |
0 |
0 |
standard 100% |
| Lean Technologies |
17.2 thin |
1 |
0 / 1 |
0 |
0 |
0 |
standard 100% |
| OEN |
17.2 thin |
1 |
0 / 1 |
0 |
0 |
0 |
standard 100% |
| Pemo |
17.2 thin |
1 |
0 / 1 |
0 |
0 |
0 |
standard 100% |
| Qashio |
17.2 thin |
1 |
0 / 1 |
0 |
0 |
0 |
standard 100% |
| Reno |
17.2 thin |
1 |
0 / 1 |
0 |
0 |
0 |
standard 100% |
| Vircle |
17.2 thin |
1 |
0 / 1 |
0 |
0 |
0 |
standard 100% |
| XSquare |
17.2 thin |
1 |
0 / 1 |
0 |
0 |
0 |
standard 100% |
| Yacob |
17.2 thin |
1 |
0 / 1 |
0 |
0 |
0 |
standard 100% |
| YourPay |
17.2 thin |
1 |
0 / 1 |
0 |
0 |
0 |
standard 100% |
core 1 · builds the connectors its customers need
| Provider | Depth | Integrations | In / out | Unknown builder | Distribution | iPaaS bridge | Mix |
|---|
| Tabby |
46.6 |
12 |
0 / 12 |
0 |
1 |
0 |
provider-built 83%, builds-on-platform 8%, distribution 8% |
mixed 1 · no single mode dominates
| Provider | Depth | Integrations | In / out | Unknown builder | Distribution | iPaaS bridge | Mix |
|---|
| Xfers |
46.0 |
3 |
0 / 3 |
0 |
1 |
0 |
contract 33%, standard 33%, distribution 33% |
distribution 1 · only sells through cloud marketplaces
| Provider | Depth | Integrations | In / out | Unknown builder | Distribution | iPaaS bridge | Mix |
|---|
| GoJek |
19.2 thin |
2 |
0 / 2 |
0 |
2 |
0 |
distribution 100% |
undeclared 9 · declares nothing we can read: no number
Top workflows by market votes
Workflows (Arazzo) and their phrasing are generated by API Evangelist, ranked by market votes (integration edges in the graph, weighted by channel).
In-market workflows only: a step on the market provider's side maps to this market's business capabilities (), and the partner is not a generic export/notify app. Other workflows are counted as bridges (including any whose steps do not resolve to a capability yet). Methodology.
In-market: 1; bridges: 0.