Curlec

Curlec (Razorpay Curlec) is a Malaysian online payment solution and part of Razorpay, the RBI-authorised full-stack payment platform. Curlec lets businesses in Malaysia accept one-time and recurring payments through a Payment Gateway, Payment Links, Payment Pages, Payment Buttons, hosted Checkout, DuitNow real-time payments, FPX online banking, cards and e-wallets, plus Subscriptions and direct-debit recurring billing. It runs on the shared Razorpay REST API (https://api.razorpay.com/v1) — a RESTful, JSON, Basic-Auth API covering Orders, Payments, Refunds, Settlements, Disputes, Customers, Invoices, Plans, Subscriptions, Payment Links, QR Codes, Virtual Accounts, Transfers/Route, and the RazorpayX business-banking and payouts suite. Curlec exposes official server SDKs, webhooks, a sandbox test mode, a public Postman workspace, and an official hosted MCP server for AI-agent access.

Curlec publishes 30 APIs on the APIs.io network, including Bills API, Customers API, Disputes API, and 27 more. Tagged areas include Company, Payments, Payment Gateway, Recurring Payments, and Subscriptions.

The Curlec catalog on APIs.io includes 1 event-driven AsyncAPI specification.

Curlec’s developer surface includes documentation, API reference, getting-started guide, authentication, support, engineering blog, pricing, and 31 more developer resources.

🌐 Visit website 📡 Source on GitHub
66.1/100 strong ▬ flat Agent 84/100 agent native Full breakdown ↓
scored 2026-07-23 · rubric v0.5
AccessSelf serve
30 APIs 1 MCP Servers
CompanyPaymentsPayment GatewayRecurring PaymentsSubscriptionsDirect DebitFinTechMalaysiaDuitNowFPXWebhooksRazorpay

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-23 · rubric v0.5
Composite quality — 66.1/100 · strong
Contract Quality 18.2 / 25
Developer Ergonomics 17.0 / 20
Commercial Clarity 10.5 / 20
Operational Transparency 6.8 / 13
Governance 0.0 / 12
Discoverability 10.0 / 10
Agent readiness — 84/100 · agent native
Machine-Readable Contract 18 / 18
Agentic Access Contract 15 / 15
MCP Server 12 / 12
Machine-Readable Auth 10 / 10
Idempotency 9 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 6 / 6
Agent Skills 5 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/curlec: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 30

Individual APIs this provider publishes, each with its own machine-readable definition.

Curlec Bills API

Razorpay Billme digital receipts and bills for retail, food & beverage, events, and ecommerce.

Curlec Customers API

Customer profiles store contact information for recurring billing, saved cards, and personalised checkout. Each email+contact combination must be unique.

Curlec Disputes API

Disputes (chargebacks) are raised by customers via their bank. You can accept (lose) or contest (challenge with evidence) each dispute. Monitor respond_by timestamp — missing th...

Curlec Documents API

Document uploads for dispute evidence. Upload JPEG, PNG, or PDF files and receive a document ID to reference in dispute contest submissions.

Curlec Instant Settlements API

On-demand settlements let you transfer your available Razorpay balance to your bank account immediately, outside the normal settlement cycle. Fees apply. Requires Instant Settle...

Curlec Invoices API

Invoices and payment pages for one-time or partial-payment collection. Create in draft, issue to the customer, and track payment status. Cannot be used for GST invoices (use the...

Curlec Items API

Reusable catalog items that can be referenced in invoice line items. Defining items once avoids repeating price and description on each invoice.

Curlec Linked Accounts API

Sub-merchant accounts (Linked Accounts) created under a Route marketplace. Includes account creation, stakeholder KYC, and Route product activation. Uses /v2/ API base path. Onl...

Curlec Orders API

Orders are the starting point for accepting a payment. Create an order with the amount and currency, pass the order_id to Razorpay Checkout, then verify the payment signature af...

Curlec Partner Accounts API

Sub-merchant account lifecycle management via Partners API (Aggregator/Platform model). Uses OAuth access_token authentication.

Curlec Partner Documents API

Upload and fetch KYC documents for sub-merchant accounts and their stakeholders.

Curlec Partner Stakeholders API

Manage stakeholders (directors/executives) for sub-merchant accounts. Multiple stakeholders allowed per account.

Curlec Partner Webhooks API

Configure webhooks for sub-merchant accounts to receive payment events. Maximum 30 per account.

Curlec Payment Downtimes API

Scheduled and live downtime information for card, netbanking, and UPI. Poll or subscribe to payment.downtime webhooks to detect degraded methods and adjust your checkout UI.

Curlec Payment Links API

Payment Links are shareable URLs to collect payments without a website. Share via SMS, email, or any channel. Supports partial payments, expiry, reminders, UPI-only mode, offers...

Curlec Payments API

A payment is created when a customer completes checkout. Payments can be auto-captured or manually captured. Fetch payment details to reconcile and diagnose failures.

Curlec Plans API

Billing plan definitions for recurring subscriptions. A plan sets the billing period, interval, and per-cycle charge. Plans are reusable across multiple subscriptions and cannot...

Curlec QR Codes API

QR Codes enable offline and digital payment collection. Customers scan with any UPI or card app. Supports fixed-amount and variable-amount codes, single-use and multiple-use modes.

Curlec Refunds API

Refunds return captured payment amounts to customers. Normal refunds take 5-7 business days. Instant (optimum) refunds settle immediately but may fall back to normal. Use X-Refu...

Curlec Settlements API

Settlements represent batch transfers of collected payment funds to your bank account. Use the recon endpoint for transaction-level reconciliation reports mapping each payment, ...

Curlec Subscriptions API

Recurring billing subscriptions. Customers must authorize a payment mandate (UPI Autopay, NACH, or card-on-file) via the short_url before charges begin. Supports pause/resume, p...

Curlec Transfers API

Fund transfers from a merchant, payment, or order to a Linked Account (Route). Supports payment-based splits, direct on-demand transfers, settlement hold controls, and full/part...

Curlec Virtual Accounts API

Virtual bank accounts and UPI VPAs that accept NEFT/RTGS/IMPS/UPI payments (Smart Collect). Each incoming payment creates a BankTransfer entity. Supports Third Party Validation ...

Curlec X Account Validation API

Penny drop and reverse penny drop bank/VPA validation

Curlec X Banking Balances API

Fetch RazorpayX account balances

Curlec X Contacts API

RazorpayX payout recipients — create, fetch, update contacts

Curlec X Fund Accounts API

Payout destination accounts (bank, VPA, card) linked to contacts

Curlec X Payout Links API

Payout links for recipients without saved fund accounts

Curlec X Payouts API

Disbursements via NEFT, RTGS, IMPS, UPI, card — includes composite and approval flows

Curlec X Transactions API

Fetch RazorpayX transaction records — credits (bank_transfer inflows) and debits (payout outflows)

Scroll for all 30

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

curlec-mcp.yml

MCP SERVER

Event Specifications 1

AsyncAPI definitions for this provider's event-driven and streaming APIs.

Curlec Webhooks

ASYNCAPI

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Curlec Authentication

http/oauth2 · 2 schemes

SECURITY

Curlec Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Curlec Scopes

1 scope · authorizationCode/clientCredentials

1 scopes

SCOPES

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Curlec Agentic Access

136 operations · 73 acting

136 operations · 73 acting

AGENTIC

Resources

Get Started 5

Portal, sign-up, and the first successful call

DeveloperPortal
DeveloperPortal
 GettingStarted
GettingStarted
 SignUp
SignUp
 Login
Login
 Sandbox
Sandbox

Documentation 2

Reference material describing how the API behaves

Documentation
Documentation
 APIReference
APIReference

Agent Surfaces 5

MCP servers, agent skills, and machine-readable catalogs

MCPServer
MCPServer
 WellKnown
WellKnown
 AgentSkill
AgentSkill
 AgenticAccess
AgenticAccess
 LLMsTxt
LLMsTxt

Design & Contract 8

Pagination, idempotency, versioning, errors, and events

Webhooks
Webhooks
 Idempotency
Idempotency
 Conventions
Conventions
 ErrorCatalog
ErrorCatalog
 Lifecycle
Lifecycle
 Conformance
Conformance
 DataModel
DataModel
 Components
Components

Scroll for all 8

Build 4

SDKs, sample code, and the tooling you integrate with

GitHubOrganization
GitHubOrganization
 Postman
Postman
 Packages
Packages
 SDKs
SDKs

Access & Security 3

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity
 Authentication
Authentication
 Compliance
Compliance

Operate 5

Status, limits, changes, and where to get help

Support
Support
 StatusPage
StatusPage
 ChangeLog
ChangeLog
 ChangeLog
ChangeLog
 Deprecation
Deprecation

Commercial 3

Pricing, plans, and the legal terms of use

Pricing
Pricing
 TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy

Company 2

The organization behind the API

Website
Website
 Blog
Blog

Other 1

Properties that don't map to a standard resource type

Overlay
Overlay

Source (apis.yml)

apis.yml Raw ↑ 
aid: curlec
name: Curlec
description: Curlec (Razorpay Curlec) is a Malaysian online payment solution and part of Razorpay, the RBI-authorised full-stack
  payment platform. Curlec lets businesses in Malaysia accept one-time and recurring payments through a Payment Gateway, Payment
  Links, Payment Pages, Payment Buttons, hosted Checkout, DuitNow real-time payments, FPX online banking, cards and e-wallets,
  plus Subscriptions and direct-debit recurring billing. It runs on the shared Razorpay REST API (https://api.razorpay.com/v1)
  — a RESTful, JSON, Basic-Auth API covering Orders, Payments, Refunds, Settlements, Disputes, Customers, Invoices, Plans,
  Subscriptions, Payment Links, QR Codes, Virtual Accounts, Transfers/Route, and the RazorpayX business-banking and payouts
  suite. Curlec exposes official server SDKs, webhooks, a sandbox test mode, a public Postman workspace, and an official hosted
  MCP server for AI-agent access.
url: https://raw.githubusercontent.com/api-evangelist/curlec/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- 500-global
x-tier: stub
x-tier-reason: portfolio-lead
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: medium
  source:
  - authentication
  generated: '2026-07-22'
  method: derived
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-18'
image: https://curlec.com/favicon.ico
tags:
- Company
- Payments
- Payment Gateway
- Recurring Payments
- Subscriptions
- Direct Debit
- FinTech
- Malaysia
- DuitNow
- FPX
- Webhooks
- Razorpay
apis:
- aid: curlec:curlec-bills-api
  name: Curlec Bills API
  description: Razorpay Billme digital receipts and bills for retail, food & beverage, events, and ecommerce.
  humanURL: https://curlec.com/docs/api/
  baseURL: https://api.razorpay.com/v1
  tags:
  - Bills
  properties:
  - type: OpenAPI
    url: openapi/curlec-bills-api-openapi.yml
  - type: Documentation
    url: https://curlec.com/docs/api/
  - type: Authentication
    url: authentication/curlec-authentication.yml
  - type: OAuthScopes
    url: scopes/curlec-scopes.yml
- aid: curlec:curlec-customers-api
  name: Curlec Customers API
  description: Customer profiles store contact information for recurring billing, saved cards, and personalised checkout.
    Each email+contact combination must be unique.
  humanURL: https://curlec.com/docs/api/
  baseURL: https://api.razorpay.com/v1
  tags:
  - Customers
  properties:
  - type: OpenAPI
    url: openapi/curlec-customers-api-openapi.yml
  - type: Documentation
    url: https://curlec.com/docs/api/
  - type: Authentication
    url: authentication/curlec-authentication.yml
  - type: OAuthScopes
    url: scopes/curlec-scopes.yml
- aid: curlec:curlec-disputes-api
  name: Curlec Disputes API
  description: Disputes (chargebacks) are raised by customers via their bank. You can accept (lose) or contest (challenge
    with evidence) each dispute. Monitor respond_by timestamp — missing the deadline forfeits the dispute.
  humanURL: https://curlec.com/docs/api/
  baseURL: https://api.razorpay.com/v1
  tags:
  - Disputes
  properties:
  - type: OpenAPI
    url: openapi/curlec-disputes-api-openapi.yml
  - type: Documentation
    url: https://curlec.com/docs/api/
  - type: Authentication
    url: authentication/curlec-authentication.yml
  - type: OAuthScopes
    url: scopes/curlec-scopes.yml
- aid: curlec:curlec-documents-api
  name: Curlec Documents API
  description: Document uploads for dispute evidence. Upload JPEG, PNG, or PDF files and receive a document ID to reference
    in dispute contest submissions.
  humanURL: https://curlec.com/docs/api/
  baseURL: https://api.razorpay.com/v1
  tags:
  - Documents
  properties:
  - type: OpenAPI
    url: openapi/curlec-documents-api-openapi.yml
  - type: Documentation
    url: https://curlec.com/docs/api/
  - type: Authentication
    url: authentication/curlec-authentication.yml
  - type: OAuthScopes
    url: scopes/curlec-scopes.yml
- aid: curlec:curlec-instant-settlements-api
  name: Curlec Instant Settlements API
  description: On-demand settlements let you transfer your available Razorpay balance to your bank account immediately, outside
    the normal settlement cycle. Fees apply. Requires Instant Settlements to be enabled on your account.
  humanURL: https://curlec.com/docs/api/
  baseURL: https://api.razorpay.com/v1
  tags:
  - Instant Settlements
  properties:
  - type: OpenAPI
    url: openapi/curlec-instant-settlements-api-openapi.yml
  - type: Documentation
    url: https://curlec.com/docs/api/
  - type: Authentication
    url: authentication/curlec-authentication.yml
  - type: OAuthScopes
    url: scopes/curlec-scopes.yml
- aid: curlec:curlec-invoices-api
  name: Curlec Invoices API
  description: Invoices and payment pages for one-time or partial-payment collection. Create in draft, issue to the customer,
    and track payment status. Cannot be used for GST invoices (use the Dashboard for those). Maximum 50 line items per invoice.
  humanURL: https://curlec.com/docs/api/
  baseURL: https://api.razorpay.com/v1
  tags:
  - Invoices
  properties:
  - type: OpenAPI
    url: openapi/curlec-invoices-api-openapi.yml
  - type: Documentation
    url: https://curlec.com/docs/api/
  - type: Authentication
    url: authentication/curlec-authentication.yml
  - type: OAuthScopes
    url: scopes/curlec-scopes.yml
- aid: curlec:curlec-items-api
  name: Curlec Items API
  description: Reusable catalog items that can be referenced in invoice line items. Defining items once avoids repeating price
    and description on each invoice.
  humanURL: https://curlec.com/docs/api/
  baseURL: https://api.razorpay.com/v1
  tags:
  - Items
  properties:
  - type: OpenAPI
    url: openapi/curlec-items-api-openapi.yml
  - type: Documentation
    url: https://curlec.com/docs/api/
  - type: Authentication
    url: authentication/curlec-authentication.yml
  - type: OAuthScopes
    url: scopes/curlec-scopes.yml
- aid: curlec:curlec-linked-accounts-api
  name: Curlec Linked Accounts API
  description: Sub-merchant accounts (Linked Accounts) created under a Route marketplace. Includes account creation, stakeholder
    KYC, and Route product activation. Uses /v2/ API base path. Only one stakeholder is allowed per Linked Account. email
    and business_type cannot be changed after creation.
  humanURL: https://curlec.com/docs/api/
  baseURL: https://api.razorpay.com/v1
  tags:
  - Linked Accounts
  properties:
  - type: OpenAPI
    url: openapi/curlec-linked-accounts-api-openapi.yml
  - type: Documentation
    url: https://curlec.com/docs/api/
  - type: Authentication
    url: authentication/curlec-authentication.yml
  - type: OAuthScopes
    url: scopes/curlec-scopes.yml
- aid: curlec:curlec-orders-api
  name: Curlec Orders API
  description: Orders are the starting point for accepting a payment. Create an order with the amount and currency, pass the
    order_id to Razorpay Checkout, then verify the payment signature after success.
  humanURL: https://curlec.com/docs/api/
  baseURL: https://api.razorpay.com/v1
  tags:
  - Orders
  properties:
  - type: OpenAPI
    url: openapi/curlec-orders-api-openapi.yml
  - type: Documentation
    url: https://curlec.com/docs/api/
  - type: Authentication
    url: authentication/curlec-authentication.yml
  - type: OAuthScopes
    url: scopes/curlec-scopes.yml
- aid: curlec:curlec-partner-accounts-api
  name: Curlec Partner Accounts API
  description: Sub-merchant account lifecycle management via Partners API (Aggregator/Platform model). Uses OAuth access_token
    authentication.
  humanURL: https://curlec.com/docs/api/
  baseURL: https://api.razorpay.com/v1
  tags:
  - Partner Accounts
  properties:
  - type: OpenAPI
    url: openapi/curlec-partner-accounts-api-openapi.yml
  - type: Documentation
    url: https://curlec.com/docs/api/
  - type: Authentication
    url: authentication/curlec-authentication.yml
  - type: OAuthScopes
    url: scopes/curlec-scopes.yml
- aid: curlec:curlec-partner-documents-api
  name: Curlec Partner Documents API
  description: Upload and fetch KYC documents for sub-merchant accounts and their stakeholders.
  humanURL: https://curlec.com/docs/api/
  baseURL: https://api.razorpay.com/v1
  tags:
  - Partner Documents
  properties:
  - type: OpenAPI
    url: openapi/curlec-partner-documents-api-openapi.yml
  - type: Documentation
    url: https://curlec.com/docs/api/
  - type: Authentication
    url: authentication/curlec-authentication.yml
  - type: OAuthScopes
    url: scopes/curlec-scopes.yml
- aid: curlec:curlec-partner-stakeholders-api
  name: Curlec Partner Stakeholders API
  description: Manage stakeholders (directors/executives) for sub-merchant accounts. Multiple stakeholders allowed per account.
  humanURL: https://curlec.com/docs/api/
  baseURL: https://api.razorpay.com/v1
  tags:
  - Partner Stakeholders
  properties:
  - type: OpenAPI
    url: openapi/curlec-partner-stakeholders-api-openapi.yml
  - type: Documentation
    url: https://curlec.com/docs/api/
  - type: Authentication
    url: authentication/curlec-authentication.yml
  - type: OAuthScopes
    url: scopes/curlec-scopes.yml
- aid: curlec:curlec-partner-webhooks-api
  name: Curlec Partner Webhooks API
  description: Configure webhooks for sub-merchant accounts to receive payment events. Maximum 30 per account.
  humanURL: https://curlec.com/docs/api/
  baseURL: https://api.razorpay.com/v1
  tags:
  - Partner Webhooks
  properties:
  - type: OpenAPI
    url: openapi/curlec-partner-webhooks-api-openapi.yml
  - type: Documentation
    url: https://curlec.com/docs/api/
  - type: Authentication
    url: authentication/curlec-authentication.yml
  - type: OAuthScopes
    url: scopes/curlec-scopes.yml
- aid: curlec:curlec-payment-downtimes-api
  name: Curlec Payment Downtimes API
  description: Scheduled and live downtime information for card, netbanking, and UPI. Poll or subscribe to payment.downtime
    webhooks to detect degraded methods and adjust your checkout UI.
  humanURL: https://curlec.com/docs/api/
  baseURL: https://api.razorpay.com/v1
  tags:
  - Payment Downtimes
  properties:
  - type: OpenAPI
    url: openapi/curlec-payment-downtimes-api-openapi.yml
  - type: Documentation
    url: https://curlec.com/docs/api/
  - type: Authentication
    url: authentication/curlec-authentication.yml
  - type: OAuthScopes
    url: scopes/curlec-scopes.yml
- aid: curlec:curlec-payment-links-api
  name: Curlec Payment Links API
  description: Payment Links are shareable URLs to collect payments without a website. Share via SMS, email, or any channel.
    Supports partial payments, expiry, reminders, UPI-only mode, offers, and transfers to linked accounts.
  humanURL: https://curlec.com/docs/api/
  baseURL: https://api.razorpay.com/v1
  tags:
  - Payment Links
  properties:
  - type: OpenAPI
    url: openapi/curlec-payment-links-api-openapi.yml
  - type: Documentation
    url: https://curlec.com/docs/api/
  - type: Authentication
    url: authentication/curlec-authentication.yml
  - type: OAuthScopes
    url: scopes/curlec-scopes.yml
- aid: curlec:curlec-payments-api
  name: Curlec Payments API
  description: A payment is created when a customer completes checkout. Payments can be auto-captured or manually captured.
    Fetch payment details to reconcile and diagnose failures.
  humanURL: https://curlec.com/docs/api/
  baseURL: https://api.razorpay.com/v1
  tags:
  - Payments
  properties:
  - type: OpenAPI
    url: openapi/curlec-payments-api-openapi.yml
  - type: Documentation
    url: https://curlec.com/docs/api/
  - type: Authentication
    url: authentication/curlec-authentication.yml
  - type: OAuthScopes
    url: scopes/curlec-scopes.yml
- aid: curlec:curlec-plans-api
  name: Curlec Plans API
  description: Billing plan definitions for recurring subscriptions. A plan sets the billing period, interval, and per-cycle
    charge. Plans are reusable across multiple subscriptions and cannot be modified after creation.
  humanURL: https://curlec.com/docs/api/
  baseURL: https://api.razorpay.com/v1
  tags:
  - Plans
  properties:
  - type: OpenAPI
    url: openapi/curlec-plans-api-openapi.yml
  - type: Documentation
    url: https://curlec.com/docs/api/
  - type: Authentication
    url: authentication/curlec-authentication.yml
  - type: OAuthScopes
    url: scopes/curlec-scopes.yml
- aid: curlec:curlec-qr-codes-api
  name: Curlec QR Codes API
  description: QR Codes enable offline and digital payment collection. Customers scan with any UPI or card app. Supports fixed-amount
    and variable-amount codes, single-use and multiple-use modes.
  humanURL: https://curlec.com/docs/api/
  baseURL: https://api.razorpay.com/v1
  tags:
  - QR Codes
  properties:
  - type: OpenAPI
    url: openapi/curlec-qr-codes-api-openapi.yml
  - type: Documentation
    url: https://curlec.com/docs/api/
  - type: Authentication
    url: authentication/curlec-authentication.yml
  - type: OAuthScopes
    url: scopes/curlec-scopes.yml
- aid: curlec:curlec-refunds-api
  name: Curlec Refunds API
  description: Refunds return captured payment amounts to customers. Normal refunds take 5-7 business days. Instant (optimum)
    refunds settle immediately but may fall back to normal. Use X-Refund-Idempotency header to safely retry without duplicates.
  humanURL: https://curlec.com/docs/api/
  baseURL: https://api.razorpay.com/v1
  tags:
  - Refunds
  properties:
  - type: OpenAPI
    url: openapi/curlec-refunds-api-openapi.yml
  - type: Documentation
    url: https://curlec.com/docs/api/
  - type: Authentication
    url: authentication/curlec-authentication.yml
  - type: OAuthScopes
    url: scopes/curlec-scopes.yml
- aid: curlec:curlec-settlements-api
  name: Curlec Settlements API
  description: Settlements represent batch transfers of collected payment funds to your bank account. Use the recon endpoint
    for transaction-level reconciliation reports mapping each payment, refund, and adjustment to its settlement.
  humanURL: https://curlec.com/docs/api/
  baseURL: https://api.razorpay.com/v1
  tags:
  - Settlements
  properties:
  - type: OpenAPI
    url: openapi/curlec-settlements-api-openapi.yml
  - type: Documentation
    url: https://curlec.com/docs/api/
  - type: Authentication
    url: authentication/curlec-authentication.yml
  - type: OAuthScopes
    url: scopes/curlec-scopes.yml
- aid: curlec:curlec-subscriptions-api
  name: Curlec Subscriptions API
  description: Recurring billing subscriptions. Customers must authorize a payment mandate (UPI Autopay, NACH, or card-on-file)
    via the short_url before charges begin. Supports pause/resume, plan changes, add-ons, and indefinite billing cycles.
  humanURL: https://curlec.com/docs/api/
  baseURL: https://api.razorpay.com/v1
  tags:
  - Subscriptions
  properties:
  - type: OpenAPI
    url: openapi/curlec-subscriptions-api-openapi.yml
  - type: Documentation
    url: https://curlec.com/docs/api/
  - type: Authentication
    url: authentication/curlec-authentication.yml
  - type: OAuthScopes
    url: scopes/curlec-scopes.yml
- aid: curlec:curlec-transfers-api
  name: Curlec Transfers API
  description: Fund transfers from a merchant, payment, or order to a Linked Account (Route). Supports payment-based splits,
    direct on-demand transfers, settlement hold controls, and full/partial reversals. INR only, minimum ₹100. Direct transfers
    support idempotency via X-Transfer-Idempotency header.
  humanURL: https://curlec.com/docs/api/
  baseURL: https://api.razorpay.com/v1
  tags:
  - Transfers
  properties:
  - type: OpenAPI
    url: openapi/curlec-transfers-api-openapi.yml
  - type: Documentation
    url: https://curlec.com/docs/api/
  - type: Authentication
    url: authentication/curlec-authentication.yml
  - type: OAuthScopes
    url: scopes/curlec-scopes.yml
- aid: curlec:curlec-virtual-accounts-api
  name: Curlec Virtual Accounts API
  description: Virtual bank accounts and UPI VPAs that accept NEFT/RTGS/IMPS/UPI payments (Smart Collect). Each incoming payment
    creates a BankTransfer entity. Supports Third Party Validation (TPV) to restrict payers, and VPA receivers (Smart Collect
    2.0). Auto-closes after 90 days of inactivity.
  humanURL: https://curlec.com/docs/api/
  baseURL: https://api.razorpay.com/v1
  tags:
  - Virtual Accounts
  properties:
  - type: OpenAPI
    url: openapi/curlec-virtual-accounts-api-openapi.yml
  - type: Documentation
    url: https://curlec.com/docs/api/
  - type: Authentication
    url: authentication/curlec-authentication.yml
  - type: OAuthScopes
    url: scopes/curlec-scopes.yml
- aid: curlec:curlec-x-account-validation-api
  name: Curlec X Account Validation API
  description: Penny drop and reverse penny drop bank/VPA validation
  humanURL: https://curlec.com/docs/api/
  baseURL: https://api.razorpay.com/v1
  tags:
  - X Account Validation
  properties:
  - type: OpenAPI
    url: openapi/curlec-x-account-validation-api-openapi.yml
  - type: Documentation
    url: https://curlec.com/docs/api/
  - type: Authentication
    url: authentication/curlec-authentication.yml
  - type: OAuthScopes
    url: scopes/curlec-scopes.yml
- aid: curlec:curlec-x-banking-balances-api
  name: Curlec X Banking Balances API
  description: Fetch RazorpayX account balances
  humanURL: https://curlec.com/docs/api/
  baseURL: https://api.razorpay.com/v1
  tags:
  - X Banking Balances
  properties:
  - type: OpenAPI
    url: openapi/curlec-x-banking-balances-api-openapi.yml
  - type: Documentation
    url: https://curlec.com/docs/api/
  - type: Authentication
    url: authentication/curlec-authentication.yml
  - type: OAuthScopes
    url: scopes/curlec-scopes.yml
- aid: curlec:curlec-x-contacts-api
  name: Curlec X Contacts API
  description: RazorpayX payout recipients — create, fetch, update contacts
  humanURL: https://curlec.com/docs/api/
  baseURL: https://api.razorpay.com/v1
  tags:
  - X Contacts
  properties:
  - type: OpenAPI
    url: openapi/curlec-x-contacts-api-openapi.yml
  - type: Documentation
    url: https://curlec.com/docs/api/
  - type: Authentication
    url: authentication/curlec-authentication.yml
  - type: OAuthScopes
    url: scopes/curlec-scopes.yml
- aid: curlec:curlec-x-fund-accounts-api
  name: Curlec X Fund Accounts API
  description: Payout destination accounts (bank, VPA, card) linked to contacts
  humanURL: https://curlec.com/docs/api/
  baseURL: https://api.razorpay.com/v1
  tags:
  - X Fund Accounts
  properties:
  - type: OpenAPI
    url: openapi/curlec-x-fund-accounts-api-openapi.yml
  - type: Documentation
    url: https://curlec.com/docs/api/
  - type: Authentication
    url: authentication/curlec-authentication.yml
  - type: OAuthScopes
    url: scopes/curlec-scopes.yml
- aid: curlec:curlec-x-payout-links-api
  name: Curlec X Payout Links API
  description: Payout links for recipients without saved fund accounts
  humanURL: https://curlec.com/docs/api/
  baseURL: https://api.razorpay.com/v1
  tags:
  - X Payout Links
  properties:
  - type: OpenAPI
    url: openapi/curlec-x-payout-links-api-openapi.yml
  - type: Documentation
    url: https://curlec.com/docs/api/
  - type: Authentication
    url: authentication/curlec-authentication.yml
  - type: OAuthScopes
    url: scopes/curlec-scopes.yml
- aid: curlec:curlec-x-payouts-api
  name: Curlec X Payouts API
  description: Disbursements via NEFT, RTGS, IMPS, UPI, card — includes composite and approval flows
  humanURL: https://curlec.com/docs/api/
  baseURL: https://api.razorpay.com/v1
  tags:
  - X Payouts
  properties:
  - type: OpenAPI
    url: openapi/curlec-x-payouts-api-openapi.yml
  - type: Documentation
    url: https://curlec.com/docs/api/
  - type: Authentication
    url: authentication/curlec-authentication.yml
  - type: OAuthScopes
    url: scopes/curlec-scopes.yml
- aid: curlec:curlec-x-transactions-api
  name: Curlec X Transactions API
  description: Fetch RazorpayX transaction records — credits (bank_transfer inflows) and debits (payout outflows)
  humanURL: https://curlec.com/docs/api/
  baseURL: https://api.razorpay.com/v1
  tags:
  - X Transactions
  properties:
  - type: OpenAPI
    url: openapi/curlec-x-transactions-api-openapi.yml
  - type: Documentation
    url: https://curlec.com/docs/api/
  - type: Authentication
    url: authentication/curlec-authentication.yml
  - type: OAuthScopes
    url: scopes/curlec-scopes.yml
common:
- type: DomainSecurity
  url: security/curlec-domain-security.yml
- type: Website
  url: https://curlec.com
- type: DeveloperPortal
  url: https://curlec.com/docs/
- type: Documentation
  url: https://curlec.com/docs/
- type: APIReference
  url: https://curlec.com/docs/api/
- type: GettingStarted
  url: https://curlec.com/docs/payments/
- type: Authentication
  url: https://curlec.com/docs/api/authentication/
- type: Support
  url: https://curlec.com/blog/knowledge-base/
- type: Blog
  url: https://curlec.com/blog/
- type: GitHubOrganization
  url: https://github.com/razorpay
- type: Pricing
  url: https://curlec.com/pricing/
- type: SignUp
  url: https://dashboard.curlec.com/
- type: Login
  url: https://dashboard.curlec.com/
- type: TermsOfService
  url: https://curlec.com/blog/s/terms-of-use/
- type: PrivacyPolicy
  url: https://curlec.com/blog/s/privacy/
- type: StatusPage
  url: https://status.razorpay.com/
- type: ChangeLog
  url: https://curlec.com/docs/api/changelog/
- type: Postman
  url: https://www.postman.com/razorpaydev/workspace/razorpay-public-workspace/
- type: Webhooks
  url: asyncapi/curlec-webhooks.yml
- type: MCPServer
  url: mcp/curlec-mcp.yml
- type: WellKnown
  url: well-known/curlec-well-known.yml
- type: Packages
  url: packages/curlec-packages.yml
- type: SDKs
  url: packages/curlec-packages.yml
- type: Idempotency
  url: conventions/curlec-conventions.yml
- type: Conventions
  url: conventions/curlec-conventions.yml
- type: ErrorCatalog
  url: errors/curlec-problem-types.yml
- type: Lifecycle
  url: lifecycle/curlec-lifecycle.yml
- type: Conformance
  url: conformance/curlec-conformance.yml
- type: Compliance
  url: conformance/curlec-conformance.yml
- type: Sandbox
  url: sandbox/curlec-sandbox.yml
- type: DataModel
  url: data-model/curlec-data-model.yml
- type: ChangeLog
  url: changelog/curlec-changelog.yml
- type: AgentSkill
  url: skills/_index.yml
- type: AgenticAccess
  url: agentic-access/curlec-agentic-access.yml
- type: Overlay
  url: overlays/curlec-razorpay-overlay.yaml
- type: LLMsTxt
  url: llms/curlec-llms.txt
- type: Components
  url: components/curlec-components.yml
- type: Deprecation
  url: https://curlec.com/docs/api/changelog/
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence