Fetch RazorpayX transaction records — credits (bank_transfer inflows) and debits (payout outflows)
openapi: 3.0.0
info:
title: Razorpay Bills X Transactions API
version: 1.0.0
description: Razorpay payment gateway APIs for accepting payments, managing orders, processing refunds, payouts, and subscriptions. All amounts are in the smallest currency sub-unit (e.g. paise for INR). Supports 180+ payment methods including UPI, cards, netbanking, wallets, and EMI.
termsOfService: https://razorpay.com/terms/
contact:
name: Razorpay Support
url: https://razorpay.com/support/
email: support@razorpay.com
license:
name: Proprietary
url: https://razorpay.com/terms/
x-logo:
url: https://razorpay.com/favicon.png
x-auth-environments:
test:
keyPrefix: rzp_test_
description: Test mode — keys prefixed rzp_test_. Same API endpoint (https://api.razorpay.com/v1). No real money movement. Use test card numbers from https://razorpay.com/docs/payments/payments/test-card-details/.
live:
keyPrefix: rzp_live_
description: Live mode — keys prefixed rzp_live_. Real money movement. Requires KYC and business activation on the Razorpay Dashboard.
servers:
- url: https://api.razorpay.com/v1
description: Production
security:
- basicAuth: []
- oauth2:
- read_only
tags:
- name: X Transactions
description: Fetch RazorpayX transaction records — credits (bank_transfer inflows) and debits (payout outflows)
paths:
/transactions:
get:
operationId: listTransactions
summary: List transactions for a RazorpayX account
description: Returns all transaction records (credits and debits) for a given RazorpayX account. Use account_number from Dashboard → My Account & Settings → Banking → Customer Identifier.
tags:
- X Transactions
parameters:
- name: account_number
in: query
required: true
schema:
type: string
description: RazorpayX account number (Customer Identifier from Dashboard). Different for Test and Live mode.
- name: from
in: query
schema:
type: integer
description: Unix timestamp filter start
- name: to
in: query
schema:
type: integer
description: Unix timestamp filter end
- name: count
in: query
schema:
type: integer
default: 10
maximum: 100
description: 'Number of transactions to return. Default: 10. Maximum: 100.'
- name: skip
in: query
schema:
type: integer
default: 0
description: 'Number of transactions to skip. Use for pagination. Default: 0.'
responses:
'200':
description: List of transactions
content:
application/json:
schema:
type: object
properties:
entity:
type: string
enum:
- collection
count:
type: integer
items:
type: array
items:
$ref: '#/components/schemas/XTransaction'
'400':
$ref: '#/components/responses/400'
'401':
$ref: '#/components/responses/401'
'429':
$ref: '#/components/responses/429'
'500':
$ref: '#/components/responses/500'
/transactions/{transaction_id}:
parameters:
- name: transaction_id
in: path
required: true
schema:
type: string
description: Transaction ID (txn_*)
get:
operationId: fetchTransaction
summary: Fetch a transaction by ID
tags:
- X Transactions
responses:
'200':
description: Transaction details
content:
application/json:
schema:
$ref: '#/components/schemas/XTransaction'
'400':
$ref: '#/components/responses/400'
'401':
$ref: '#/components/responses/401'
'429':
$ref: '#/components/responses/429'
'500':
$ref: '#/components/responses/500'
'404':
$ref: '#/components/responses/404'
description: Fetch details of a specific transaction from a RazorpayX account by its ID.
components:
schemas:
XTransaction:
type: object
description: RazorpayX transaction record — inflow (bank_transfer credit) or outflow (payout debit).
properties:
id:
type: string
description: Transaction ID (txn_*)
entity:
type: string
enum:
- transaction
account_number:
type: string
description: RazorpayX account number
amount:
type: integer
description: Amount in paise (does not include fees/tax)
currency:
type: string
enum:
- INR
credit:
type: integer
description: Amount credited in paise; 0 for debits
debit:
type: integer
description: Amount debited in paise; 0 for credits
balance:
type: integer
description: Remaining account balance in paise after this transaction
source:
type: object
description: Source entity — either a payout (debit) or bank_transfer (credit)
properties:
id:
type: string
description: pout_* for payouts, bt_* for bank transfers
entity:
type: string
enum:
- payout
- bank_transfer
amount:
type: integer
fund_account_id:
type: string
description: Payout only
notes:
type: object
description: Payout only
fees:
type: integer
description: Payout only, populated at processing state
tax:
type: integer
description: Payout only, populated at processing state
status:
type: string
description: Payout only
utr:
type: string
description: Payout only
mode:
type: string
description: Payout only
fee_type:
type: string
payer_name:
type: string
description: bank_transfer only
payer_account:
type: string
description: bank_transfer only
payer_ifsc:
type: string
description: bank_transfer only
bank_reference:
type: string
description: bank_transfer only
created_at:
type: integer
created_at:
type: integer
description: Unix timestamp
Error:
type: object
properties:
error:
type: object
properties:
code:
type: string
description: 'Error code. Examples: BAD_REQUEST_ERROR, GATEWAY_ERROR, SERVER_ERROR.'
description:
type: string
source:
type: string
description: Where the error originated (e.g. business, gateway).
step:
type: string
reason:
type: string
description: 'Machine-readable reason. Examples: insufficient_funds, invalid_expiry_date, declined_by_bank.'
metadata:
type: object
field:
type: string
responses:
'404':
description: Resource not found.
content:
application/json:
schema:
$ref: '#/components/schemas/Error'
'400':
description: Bad request. Invalid parameters or missing required fields.
content:
application/json:
schema:
$ref: '#/components/schemas/Error'
'401':
description: Authentication failed. Invalid or missing API key credentials.
content:
application/json:
schema:
$ref: '#/components/schemas/Error'
'500':
description: Internal server error.
content:
application/json:
schema:
$ref: '#/components/schemas/Error'
'429':
description: Rate limit exceeded. Implement exponential backoff with jitter before retrying.
content:
application/json:
schema:
$ref: '#/components/schemas/Error'
securitySchemes:
basicAuth:
type: http
scheme: basic
description: HTTP Basic authentication using your Razorpay API key pair. Use key_id as the username and key_secret as the password. Encode as Base64(key_id:key_secret). Keys are environment-scoped (Test vs Live). Obtain keys at https://dashboard.razorpay.com/app/keys. Keys are case-sensitive.
oauth2:
type: oauth2
description: OAuth 2.0 via the Razorpay MCP server (mcp.razorpay.com). Supports Authorization Code with PKCE (S256) for user-delegated access and Client Credentials for server-to-server access. Tokens expire in 3600 seconds. Dynamic Client Registration available at the registration endpoint. For integration setup see https://razorpay.com/docs/build/llm-docs/mcp-server/oauth.md.
flows:
authorizationCode:
authorizationUrl: https://mcp.razorpay.com/authorize
tokenUrl: https://mcp.razorpay.com/token
refreshUrl: https://mcp.razorpay.com/token
scopes:
read_only: Read-only access to Razorpay account data (payments, orders, refunds, payouts, subscriptions, invoices)
clientCredentials:
tokenUrl: https://mcp.razorpay.com/token
scopes:
read_only: Read-only access to Razorpay account data (payments, orders, refunds, payouts, subscriptions, invoices)
externalDocs:
description: Razorpay API Documentation
url: https://razorpay.com/docs/api/
x-tagGroups:
- name: Core Payments
tags:
- Orders
- Payments
- Refunds
- Payment Downtimes
- name: Payment Collection
tags:
- Payment Links
- QR Codes
- name: Billing & Subscriptions
tags:
- Items
- Invoices
- Plans
- Subscriptions
- name: Customer Management
tags:
- Customers
- Documents
- name: Finance & Reconciliation
tags:
- Settlements
- Instant Settlements
- Disputes
- name: Route & Marketplace
tags:
- Linked Accounts
- Transfers
- name: Smart Collect
tags:
- Virtual Accounts
- name: Partners & Onboarding
tags:
- Partner Accounts
- Partner Products
- Partner Stakeholders
- Partner Documents
- Partner Webhooks
- name: Bills
tags:
- Bills
- name: RazorpayX
tags:
- X Contacts
- X Fund Accounts
- X Account Validation
- X Banking Balances
- X Payouts
- X Payout Links
- X Transactions
x-rateLimit:
description: Razorpay does not publish specific rate limits. If you receive HTTP 429, implement exponential backoff with jitter and retry. Add randomisation to avoid thundering-herd effects.
throttleStatus: 429
strategy: exponential backoff with jitter
x-pagination:
description: All list endpoints return at most 100 records per call (1000 for settlement recon). Use count and skip together to paginate. Date range filters (from/to) use Unix timestamps in seconds.
example: GET /payments?from=1700000000&to=1700086400&count=100&skip=100
x-amountEncoding:
description: 'All monetary amounts are in the smallest currency sub-unit. For INR: 1 rupee = 100 paise, so ₹500 = 50000. Minimum for INR is 100 paise (₹1). Three-decimal currencies (KWD, BHD, OMR): drop last decimal digit. Zero-decimal currencies (JPY): pass value as-is.'