Bayapay Sdn Bhd

BayaPay Sdn Bhd is a Malaysian fintech (incorporated 2021, registration 202101021154 / 1421454-H, based in Subang Jaya, Selangor) building programmable, permission-based business and vehicle expense management on an open-loop prepaid Mastercard. Its flagship BayaFuel FuelFleet programme gives fleet operators, SMBs, corporate teams and gig workers real-time spend controls, customizable limits, fraud deterrence and digitized expense tracking across fuel, travel and operational spend. The reloadable prepaid card is issued under license from Instapay Technologies Sdn Bhd (a Bank Negara Malaysia e-money issuer and Mastercard Asia/Pacific licensee), and BayaPay is one of the first Full Functional Open-Loop payment solutions in the APAC region. A 500 Global portfolio company. The public site is Wix-powered and exposes an agent-accessible llms.txt and a hosted Wix Site MCP endpoint; no bespoke BayaPay developer/payments API is publicly documented at this time.

Bayapay Sdn Bhd is profiled on the APIs.io network. Tagged areas include Company, Payments, Fintech, Prepaid Cards, and Expense Management.

Bayapay Sdn Bhd’s developer surface includes support and 7 more developer resources.

🌐 Visit website 📡 Source on GitHub

9.3/100 minimal ▬ flat Agent 10/100 agent aware Full breakdown ↓
scored 2026-08-20 · rubric v0.12.0

0 APIs 1 MCP Servers

CompanyPaymentsFintechPrepaid CardsExpense ManagementFleetMastercardMalaysiaAPAC

Kin Score

Kin Score How this is scored →
scored 2026-08-20 · rubric v0.12.0

Composite quality — 9.3/100 · minimal

Contract Quality 0.0 / 21

Developer Ergonomics 0.8 / 17

Access Clarity 3.6 / 17

Operational Transparency 0.0 / 11

Contract Governance 0.0 / 10

Discoverability 4.9 / 9

Regulatory Posture 3.3 / 15

Agent readiness — 10/100 · agent aware

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 12 / 12

Machine-Readable Auth 0 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 0 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Regulatory Posture applies to this provider. Its tags matched the Payments regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/bayapay-sdn-bhd: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

MCPServer

MCPServer

LLMsTxt

LLMsTxt

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support

Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService

TermsOfService

PrivacyPolicy

PrivacyPolicy

Company 2

The organization behind the API

Website

Website

LinkedIn

Source (apis.yml)

aid: bayapay-sdn-bhd
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/bayapay-sdn-bhd.png
name: Bayapay Sdn Bhd
description: BayaPay Sdn Bhd is a Malaysian fintech (incorporated 2021, registration 202101021154 / 1421454-H, based in Subang
  Jaya, Selangor) building programmable, permission-based business and vehicle expense management on an open-loop prepaid
  Mastercard. Its flagship BayaFuel FuelFleet programme gives fleet operators, SMBs, corporate teams and gig workers real-time
  spend controls, customizable limits, fraud deterrence and digitized expense tracking across fuel, travel and operational
  spend. The reloadable prepaid card is issued under license from Instapay Technologies Sdn Bhd (a Bank Negara Malaysia e-money
  issuer and Mastercard Asia/Pacific licensee), and BayaPay is one of the first Full Functional Open-Loop payment solutions
  in the APAC region. A 500 Global portfolio company. The public site is Wix-powered and exposes an agent-accessible llms.txt
  and a hosted Wix Site MCP endpoint; no bespoke BayaPay developer/payments API is publicly documented at this time.
url: https://raw.githubusercontent.com/api-evangelist/bayapay-sdn-bhd/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- 500-global
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.23'
created: '2026-07-17'
modified: '2026-07-18'
tags:
- Company
- Payments
- Fintech
- Prepaid Cards
- Expense Management
- Fleet
- Mastercard
- Malaysia
- APAC
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/bayapay-sdn-bhd-domain-security.yml
- type: MCPServer
  name: BayaPay Wix Site MCP
  url: mcp/bayapay-sdn-bhd-mcp.yml
- type: LLMsTxt
  url: llms/bayapay-sdn-bhd-llms.txt
- type: Website
  url: https://bayapay.com
- type: Support
  url: https://www.bayapay.com/frequently-asked-questions
- type: TermsOfService
  url: https://www.bayapay.com/termsofuse
- type: PrivacyPolicy
  url: https://www.bayapay.com/privacypolicy
- type: LinkedIn
  url: https://www.linkedin.com/company/bayapay/
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence

Bayapay Sdn Bhd

Kin Score

MCP Servers 1

BayaPay Wix Site MCP

Security Posture 1

Bayapay Sdn Bhd Domain Security

Resources