Bayapay Sdn Bhd website screenshot

Bayapay Sdn Bhd

BayaPay Sdn Bhd is a Malaysian fintech (incorporated 2021, registration 202101021154 / 1421454-H, based in Subang Jaya, Selangor) building programmable, permission-based business and vehicle expense management on an open-loop prepaid Mastercard. Its flagship BayaFuel FuelFleet programme gives fleet operators, SMBs, corporate teams and gig workers real-time spend controls, customizable limits, fraud deterrence and digitized expense tracking across fuel, travel and operational spend. The reloadable prepaid card is issued under license from Instapay Technologies Sdn Bhd (a Bank Negara Malaysia e-money issuer and Mastercard Asia/Pacific licensee), and BayaPay is one of the first Full Functional Open-Loop payment solutions in the APAC region. A 500 Global portfolio company. The public site is Wix-powered and exposes an agent-accessible llms.txt and a hosted Wix Site MCP endpoint; no bespoke BayaPay developer/payments API is publicly documented at this time.

Bayapay Sdn Bhd is profiled on the APIs.io network. Tagged areas include Company, Payments, Fintech, Prepaid Cards, and Expense Management.

Bayapay Sdn Bhd’s developer surface includes support and 7 more developer resources.

🌐 Visit website 📡 Source on GitHub
16.1/100 emerging ▬ flat Agent 12/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5
0 APIs 1 MCP Servers
CompanyPaymentsFintechPrepaid CardsExpense ManagementFleetMastercardMalaysiaAPAC

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 16.1/100 · emerging
Contract Quality 0.0 / 25
Developer Ergonomics 2.6 / 20
Commercial Clarity 4.2 / 20
Operational Transparency 0.0 / 13
Governance 0.0 / 12
Discoverability 6.8 / 10
Agent readiness — 12/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 12 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/bayapay-sdn-bhd: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

MCP Servers 1

Model Context Protocol servers that expose these APIs to AI agents.

BayaPay Wix Site MCP

MCP SERVER

Security Posture 1

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Bayapay Sdn Bhd Domain Security

TLSv1.3 · HSTS

SECURITY

Resources

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

MCPServer
MCPServer
 LLMsTxt
LLMsTxt

Access & Security 1

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity

Operate 1

Status, limits, changes, and where to get help

Support
Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy

Company 2

The organization behind the API

Website
Website
 LinkedIn
LinkedIn

Source (apis.yml)

apis.yml Raw ↑ 
aid: bayapay-sdn-bhd
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/bayapay-sdn-bhd.png
name: Bayapay Sdn Bhd
description: BayaPay Sdn Bhd is a Malaysian fintech (incorporated 2021, registration 202101021154 / 1421454-H, based in Subang
  Jaya, Selangor) building programmable, permission-based business and vehicle expense management on an open-loop prepaid
  Mastercard. Its flagship BayaFuel FuelFleet programme gives fleet operators, SMBs, corporate teams and gig workers real-time
  spend controls, customizable limits, fraud deterrence and digitized expense tracking across fuel, travel and operational
  spend. The reloadable prepaid card is issued under license from Instapay Technologies Sdn Bhd (a Bank Negara Malaysia e-money
  issuer and Mastercard Asia/Pacific licensee), and BayaPay is one of the first Full Functional Open-Loop payment solutions
  in the APAC region. A 500 Global portfolio company. The public site is Wix-powered and exposes an agent-accessible llms.txt
  and a hosted Wix Site MCP endpoint; no bespoke BayaPay developer/payments API is publicly documented at this time.
url: https://raw.githubusercontent.com/api-evangelist/bayapay-sdn-bhd/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- 500-global
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-18'
tags:
- Company
- Payments
- Fintech
- Prepaid Cards
- Expense Management
- Fleet
- Mastercard
- Malaysia
- APAC
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: DomainSecurity
  url: security/bayapay-sdn-bhd-domain-security.yml
- type: MCPServer
  name: BayaPay Wix Site MCP
  url: mcp/bayapay-sdn-bhd-mcp.yml
- type: LLMsTxt
  url: llms/bayapay-sdn-bhd-llms.txt
- type: Website
  url: https://bayapay.com
- type: Support
  url: https://www.bayapay.com/frequently-asked-questions
- type: TermsOfService
  url: https://www.bayapay.com/termsofuse
- type: PrivacyPolicy
  url: https://www.bayapay.com/privacypolicy
- type: LinkedIn
  url: https://www.linkedin.com/company/bayapay/
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence