Xendit

Xendit is a payments infrastructure provider for Southeast Asia, giving businesses in Indonesia, the Philippines, and the wider region a single REST API to accept payments, disburse funds, and manage money movement. The unified Payments API accepts virtual accounts, e-wallets (OVO, DANA, GoPay, ShopeePay, GCash, GrabPay, Maya), QR (QRIS / QR Ph), cards, direct debit, and retail outlets through Payment Requests and Payment Tokens; complementary APIs cover hosted Invoices, Payouts / disbursements, Balance, Transactions, Customers, and Refunds. All requests are authenticated with a secret API key over HTTP Basic against the base host https://api.xendit.co.

Xendit publishes 8 APIs on the APIs.io network, including Balance API, Customers API, Invoices API, and 5 more. Tagged areas include Payments, Fintech, Payment Gateway, Southeast Asia, and Indonesia.

Xendit’s developer surface includes authentication, documentation, engineering blog, and 8 more developer resources.

🌐 Visit website 📡 Source on GitHub
35.3/100 thin ▬ flat Agent 31/100 agent aware Full breakdown ↓
scored 2026-08-10 · rubric v0.9.1
AccessPaidSelf serve
8 APIs
PaymentsFintechPayment GatewaySoutheast AsiaIndonesiaPhilippinesDisbursementsE-WalletVirtual AccountsCardsFinancial Infrastructure

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-08-10 · rubric v0.9.1
Composite quality — 35.3/100 · thin
Contract Quality 15.9 / 25
Developer Ergonomics 4.3 / 20
Commercial Clarity 5.8 / 20
Operational Transparency 4.8 / 13
Governance 0.0 / 12
Discoverability 7.4 / 10
Agent readiness — 31/100 · agent aware
Machine-Readable Contract 18 / 18
Agentic Access Contract 10 / 10
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/xendit: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 8

Individual APIs this provider publishes, each with its own machine-readable definition.

Xendit Balance API

Retrieve account balances by type and currency.

Xendit Customers API

Create and manage customer records.

Xendit Invoices API

Xendit-hosted invoices / payment links.

Xendit Payment Requests API

Unified Payments API - charge end users across all channels.

Xendit Payment Tokens API

Save reusable payment methods for future and recurring charges.

Xendit Payouts API

Disburse funds to bank accounts and e-wallets.

Xendit Refunds API

Refund successful payment requests.

Xendit Transactions API

List and retrieve money-movement transactions.

Scroll for all 8

Open Collections 1

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Xendit API

OPEN COLLECTION

Pricing Plans 1

Published pricing tiers and plan structures.

Xendit Plans Pricing

2 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Xendit Rate Limits

4 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Xendit Finops

FINOPS

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Xendit Authentication

http · 1 scheme

SECURITY

Xendit Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Xendit Agentic Access

20 operations · 10 acting

20 operations · 10 acting

AGENTIC

Resources

Documentation 1

Reference material describing how the API behaves

Documentation
Documentation

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess
AgenticAccess

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization
GitHubOrganization

Access & Security 2

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity
 Authentication
Authentication

Operate 1

Status, limits, changes, and where to get help

RateLimits
RateLimits

Commercial 2

Pricing, plans, and the legal terms of use

Plans
Plans
 FinOps
FinOps

Company 3

The organization behind the API

LinkedIn
LinkedIn
 Website
Website
 Blog
Blog

Source (apis.yml)

apis.yml Raw ↑ 
aid: xendit
url: https://raw.githubusercontent.com/api-evangelist/xendit/refs/heads/main/apis.yml
name: Xendit
kind: company
description: Xendit is a payments infrastructure provider for Southeast Asia, giving businesses in Indonesia, the Philippines,
  and the wider region a single REST API to accept payments, disburse funds, and manage money movement. The unified Payments
  API accepts virtual accounts, e-wallets (OVO, DANA, GoPay, ShopeePay, GCash, GrabPay, Maya), QR (QRIS / QR Ph), cards, direct
  debit, and retail outlets through Payment Requests and Payment Tokens; complementary APIs cover hosted Invoices, Payouts
  / disbursements, Balance, Transactions, Customers, and Refunds. All requests are authenticated with a secret API key over
  HTTP Basic against the base host https://api.xendit.co.
accessModel:
  pricing: paid
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Paid · Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/xendit.png
tags:
- Payments
- Fintech
- Payment Gateway
- Southeast Asia
- Indonesia
- Philippines
- Disbursements
- E-Wallet
- Virtual Accounts
- Cards
- Financial Infrastructure
created: '2026-07-12'
modified: '2026-07-12'
specificationVersion: '0.19'
apis:
- aid: xendit:xendit-balance-api
  name: Xendit Balance API
  description: Retrieve account balances by type and currency.
  humanURL: https://docs.xendit.co/apidocs/create-payment-request
  baseURL: https://api.xendit.co
  tags:
  - Balance
  properties:
  - type: OpenAPI
    url: openapi/xendit-balance-api-openapi.yml
  - type: Documentation
    url: https://docs.xendit.co/apidocs/introduction
  - type: APIReference
    url: https://docs.xendit.co/apidocs/create-payment-request
  - type: APIReference
    url: https://docs.xendit.co/apidocs/create-payment-token
  - type: Documentation
    url: https://docs.xendit.co/apidocs/payment-link
  - type: Documentation
    url: https://docs.xendit.co/apidocs/payouts-introduction
  - type: APIReference
    url: https://docs.xendit.co/apidocs/create-payout-v3
  - type: APIReference
    url: https://docs.xendit.co/apidocs/get-balance
  - type: APIReference
    url: https://docs.xendit.co/apidocs/list-transactions
  - type: APIReference
    url: https://docs.xendit.co/apidocs/create-customer-request
  - type: APIReference
    url: https://docs.xendit.co/apidocs/refund-payment-request
- aid: xendit:xendit-customers-api
  name: Xendit Customers API
  description: Create and manage customer records.
  humanURL: https://docs.xendit.co/apidocs/create-payment-request
  baseURL: https://api.xendit.co
  tags:
  - Customers
  properties:
  - type: OpenAPI
    url: openapi/xendit-customers-api-openapi.yml
  - type: Documentation
    url: https://docs.xendit.co/apidocs/introduction
  - type: APIReference
    url: https://docs.xendit.co/apidocs/create-payment-request
  - type: APIReference
    url: https://docs.xendit.co/apidocs/create-payment-token
  - type: Documentation
    url: https://docs.xendit.co/apidocs/payment-link
  - type: Documentation
    url: https://docs.xendit.co/apidocs/payouts-introduction
  - type: APIReference
    url: https://docs.xendit.co/apidocs/create-payout-v3
  - type: APIReference
    url: https://docs.xendit.co/apidocs/get-balance
  - type: APIReference
    url: https://docs.xendit.co/apidocs/list-transactions
  - type: APIReference
    url: https://docs.xendit.co/apidocs/create-customer-request
  - type: APIReference
    url: https://docs.xendit.co/apidocs/refund-payment-request
- aid: xendit:xendit-invoices-api
  name: Xendit Invoices API
  description: Xendit-hosted invoices / payment links.
  humanURL: https://docs.xendit.co/apidocs/create-payment-request
  baseURL: https://api.xendit.co
  tags:
  - Invoices
  properties:
  - type: OpenAPI
    url: openapi/xendit-invoices-api-openapi.yml
  - type: Documentation
    url: https://docs.xendit.co/apidocs/introduction
  - type: APIReference
    url: https://docs.xendit.co/apidocs/create-payment-request
  - type: APIReference
    url: https://docs.xendit.co/apidocs/create-payment-token
  - type: Documentation
    url: https://docs.xendit.co/apidocs/payment-link
  - type: Documentation
    url: https://docs.xendit.co/apidocs/payouts-introduction
  - type: APIReference
    url: https://docs.xendit.co/apidocs/create-payout-v3
  - type: APIReference
    url: https://docs.xendit.co/apidocs/get-balance
  - type: APIReference
    url: https://docs.xendit.co/apidocs/list-transactions
  - type: APIReference
    url: https://docs.xendit.co/apidocs/create-customer-request
  - type: APIReference
    url: https://docs.xendit.co/apidocs/refund-payment-request
- aid: xendit:xendit-payment-requests-api
  name: Xendit Payment Requests API
  description: Unified Payments API - charge end users across all channels.
  humanURL: https://docs.xendit.co/apidocs/create-payment-request
  baseURL: https://api.xendit.co
  tags:
  - Payment Requests
  properties:
  - type: OpenAPI
    url: openapi/xendit-payment-requests-api-openapi.yml
  - type: Documentation
    url: https://docs.xendit.co/apidocs/introduction
  - type: APIReference
    url: https://docs.xendit.co/apidocs/create-payment-request
  - type: APIReference
    url: https://docs.xendit.co/apidocs/create-payment-token
  - type: Documentation
    url: https://docs.xendit.co/apidocs/payment-link
  - type: Documentation
    url: https://docs.xendit.co/apidocs/payouts-introduction
  - type: APIReference
    url: https://docs.xendit.co/apidocs/create-payout-v3
  - type: APIReference
    url: https://docs.xendit.co/apidocs/get-balance
  - type: APIReference
    url: https://docs.xendit.co/apidocs/list-transactions
  - type: APIReference
    url: https://docs.xendit.co/apidocs/create-customer-request
  - type: APIReference
    url: https://docs.xendit.co/apidocs/refund-payment-request
- aid: xendit:xendit-payment-tokens-api
  name: Xendit Payment Tokens API
  description: Save reusable payment methods for future and recurring charges.
  humanURL: https://docs.xendit.co/apidocs/create-payment-request
  baseURL: https://api.xendit.co
  tags:
  - Payment Tokens
  properties:
  - type: OpenAPI
    url: openapi/xendit-payment-tokens-api-openapi.yml
  - type: Documentation
    url: https://docs.xendit.co/apidocs/introduction
  - type: APIReference
    url: https://docs.xendit.co/apidocs/create-payment-request
  - type: APIReference
    url: https://docs.xendit.co/apidocs/create-payment-token
  - type: Documentation
    url: https://docs.xendit.co/apidocs/payment-link
  - type: Documentation
    url: https://docs.xendit.co/apidocs/payouts-introduction
  - type: APIReference
    url: https://docs.xendit.co/apidocs/create-payout-v3
  - type: APIReference
    url: https://docs.xendit.co/apidocs/get-balance
  - type: APIReference
    url: https://docs.xendit.co/apidocs/list-transactions
  - type: APIReference
    url: https://docs.xendit.co/apidocs/create-customer-request
  - type: APIReference
    url: https://docs.xendit.co/apidocs/refund-payment-request
- aid: xendit:xendit-payouts-api
  name: Xendit Payouts API
  description: Disburse funds to bank accounts and e-wallets.
  humanURL: https://docs.xendit.co/apidocs/create-payment-request
  baseURL: https://api.xendit.co
  tags:
  - Payouts
  properties:
  - type: OpenAPI
    url: openapi/xendit-payouts-api-openapi.yml
  - type: Documentation
    url: https://docs.xendit.co/apidocs/introduction
  - type: APIReference
    url: https://docs.xendit.co/apidocs/create-payment-request
  - type: APIReference
    url: https://docs.xendit.co/apidocs/create-payment-token
  - type: Documentation
    url: https://docs.xendit.co/apidocs/payment-link
  - type: Documentation
    url: https://docs.xendit.co/apidocs/payouts-introduction
  - type: APIReference
    url: https://docs.xendit.co/apidocs/create-payout-v3
  - type: APIReference
    url: https://docs.xendit.co/apidocs/get-balance
  - type: APIReference
    url: https://docs.xendit.co/apidocs/list-transactions
  - type: APIReference
    url: https://docs.xendit.co/apidocs/create-customer-request
  - type: APIReference
    url: https://docs.xendit.co/apidocs/refund-payment-request
- aid: xendit:xendit-refunds-api
  name: Xendit Refunds API
  description: Refund successful payment requests.
  humanURL: https://docs.xendit.co/apidocs/create-payment-request
  baseURL: https://api.xendit.co
  tags:
  - Refunds
  properties:
  - type: OpenAPI
    url: openapi/xendit-refunds-api-openapi.yml
  - type: Documentation
    url: https://docs.xendit.co/apidocs/introduction
  - type: APIReference
    url: https://docs.xendit.co/apidocs/create-payment-request
  - type: APIReference
    url: https://docs.xendit.co/apidocs/create-payment-token
  - type: Documentation
    url: https://docs.xendit.co/apidocs/payment-link
  - type: Documentation
    url: https://docs.xendit.co/apidocs/payouts-introduction
  - type: APIReference
    url: https://docs.xendit.co/apidocs/create-payout-v3
  - type: APIReference
    url: https://docs.xendit.co/apidocs/get-balance
  - type: APIReference
    url: https://docs.xendit.co/apidocs/list-transactions
  - type: APIReference
    url: https://docs.xendit.co/apidocs/create-customer-request
  - type: APIReference
    url: https://docs.xendit.co/apidocs/refund-payment-request
- aid: xendit:xendit-transactions-api
  name: Xendit Transactions API
  description: List and retrieve money-movement transactions.
  humanURL: https://docs.xendit.co/apidocs/create-payment-request
  baseURL: https://api.xendit.co
  tags:
  - Transactions
  properties:
  - type: OpenAPI
    url: openapi/xendit-transactions-api-openapi.yml
  - type: Documentation
    url: https://docs.xendit.co/apidocs/introduction
  - type: APIReference
    url: https://docs.xendit.co/apidocs/create-payment-request
  - type: APIReference
    url: https://docs.xendit.co/apidocs/create-payment-token
  - type: Documentation
    url: https://docs.xendit.co/apidocs/payment-link
  - type: Documentation
    url: https://docs.xendit.co/apidocs/payouts-introduction
  - type: APIReference
    url: https://docs.xendit.co/apidocs/create-payout-v3
  - type: APIReference
    url: https://docs.xendit.co/apidocs/get-balance
  - type: APIReference
    url: https://docs.xendit.co/apidocs/list-transactions
  - type: APIReference
    url: https://docs.xendit.co/apidocs/create-customer-request
  - type: APIReference
    url: https://docs.xendit.co/apidocs/refund-payment-request
common:
- type: AgenticAccess
  url: agentic-access/xendit-agentic-access.yml
- type: DomainSecurity
  url: security/xendit-domain-security.yml
- type: Authentication
  url: authentication/xendit-authentication.yml
- type: GitHubOrganization
  url: https://github.com/xendit
- type: LinkedIn
  url: https://www.linkedin.com/company/xendit
- type: Website
  url: https://www.xendit.co
- type: Documentation
  url: https://docs.xendit.co
- type: Plans
  url: plans/xendit-plans-pricing.yml
- type: RateLimits
  url: rate-limits/xendit-rate-limits.yml
- type: FinOps
  url: finops/xendit-finops.yml
- url: https://www.xendit.co/en/blog/
  type: Blog
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com