emerging · 2.1 capability resourceaction

Digital Wallet

Score 22.1 / 100 67 providers +11 via APIs 25 APIs Search apis.io →
Business capabilities this tag reaches
Payments & Card Management 1
Variants seen in the corpus: Digital WalletsE-WalletE-WalletsDigital Wallet

Providers using this tag (67)

Ranked by API Evangelist rating — Exemplar and Strong are expanded by default.

Strong 6 Solid coverage with minor gaps
DOKUPaymentsPayment GatewayFintechIndonesia1 API65.4PayMongoPaymentsFintechPhilippinesSoutheast Asia1 API65.2Cash AppFinancial ServicesPaymentsUnited StatesFintech12 APIs58.8AirtmPaymentsPayoutsCross-Border PaymentsFintech4 APIs58.3ZaiPaymentsAustraliaPayment GatewayPayment Processing4 APIs56.4NovoPaymentPaymentsBanking as a ServiceEmbedded FinanceCard Issuing34 APIs55.4
Developing 14 Usable, with meaningful gaps to close
Coda PaymentsCompanyPaymentsMerchant of RecordGaming4 APIs53.6MoonPayCompanyCrypto InfrastructurePaymentsCryptocurrency2 APIs52.6PPROPaymentsLocal Payment MethodsFinancial ServicesFintech21 APIs52.0Google PayAgentic CommerceCheckoutContactless Payments9 APIs51.3CitconCompanyPaymentsCross-Border Payments1 API47.9AnsaCompanyFintechPaymentsStored Value1 API47.7MoMoPaymentsMobile PaymentsFintech4 APIs47.3VisaVisaAccountBankingCredit Cards22 APIs45.2Apple PayAppleContactless PaymentsE-Commerce2 APIs44.5LianLian GlobalPaymentsCross-Border PaymentsForeign ExchangeE-Commerce182 APIs43.4OpenWallet FoundationCredentialsIdentityLinux Foundation1 API42.0MangopayPaymentsMarketplace PaymentsKYC1 API41.8Google WalletGoogle WalletLoyalty CardsMobile Payments1 API41.3Lemon CashCompanyCryptocurrencyFintech1 API41.3
Thin 16 Limited public surface area
EpointCompanyPaymentsPayment GatewayFintech1 API38.2ThreddPaymentsUnited KingdomIssuer ProcessorCard Issuing10 APIs37.8Visa AcceptancePaymentsE-CommerceFintechCredit Cards1 API35.9ZipBuy Now Pay LaterPaymentsFintech3 APIs35.6XenditPaymentsFintechPayment GatewaySoutheast Asia1 API35.5MidtransPaymentsPayment GatewayIndonesiaSoutheast Asia1 API35.1MobilecoinCompanyCryptocurrencyPaymentsBlockchain1 API34.1PaysafePaymentsPrepaid CardsFinancial Services9 APIs34.0PayPayCompanyFintechPaymentsMobile Payments1 API33.82C2PPaymentsPayment GatewaySoutheast AsiaSingapore1 API32.6PayNearMeCompanyFintechPaymentsBilling31.2SilaEmbedded FinanceBanking as a ServicePayments1 API30.8bKashPaymentsMobile Financial ServicesFintechCheckout1 API30.0VenmoCompanyConsumerPaymentsFintech29.8XfersPaymentsFintechBank Transfers4 APIs28.7TerraPayCompanyFinancial ServicesPaymentsCross-Border Payments1 API27.5
Emerging 15 Early or largely undocumented
Ant GroupCompanyTechnologyPaymentsFintech1 API25.5TossPaymentsFintechBankingSouth Korea4 APIs25.5WIBMOCompanyConsumerPaymentsFintech1 API25.3KyashCompanyFinancial ServicesPaymentsFintech21.1PicPayPaymentsDigital BankNeobank4 APIs19.5AstroPayPaymentsPayment ProcessingPayoutsWallets20 APIs16.6BokuCompanyPaymentsMobile PaymentsCarrier Billing1 API16.5DeblockCompanyFintechBankingNeobank16.1PiggyVestFintechSavingsInvestment1 API14.8ZilchPaymentsUnited KingdomBuy Now Pay LaterConsumer Credit13.7Moai.cashCompanyCryptocurrencyPayments12.2Wallet StudioCompanyApple WalletGoogle Wallet12.1ClassWalletCompanyFintechPayments11.7xRocket Exchange APICryptocurrencyPaymentsCrypto payment gatewayTelegram bots3 APIs11.7CurveCompanyFintechPayments11.4
Minimal 16 Almost no public developer surface
T2PCompanyFintechPaymentsPayment Gateway10.8Aella CreditCompanyFintechBankingMicrofinance1 API10.5ID PlanetCompanyWeb3BlockchainGaming10.1Bridg Payment SolutionsCompanyPaymentsFintechMobile Payments9.7ArqCompanyFintechFinancial ServicesPayments9.4Jingle PayCompanyFintechPaymentsRemittances9.4Chipper CashFintechAfricaCross-Border PaymentsMoney Transfer8.2TalaCompanyFinancial ServicesFintechLending6.7SpotPayCompanyPaymentsNeobankStablecoins5.7GoToCompanyConsumerIndonesiaSuper App4.8TakenosCompanyFintechPayments4.1MNT-HalanFinancial ServicesFintechMicrofinanceConsumer Lending3.2Nimble AppGenieFintechMobile DevelopmentWeb Developmentai-software1 API3.1NoonE-CommerceMarketplaceRetailOnline Shopping2.7Paytm Payments BankCompanyFintechPaymentsBanking2.7RomitCompanyPaymentsFintech1 API0.0

APIs with this tag (21)

Ranked by the provider's API Evangelist rating — the Kin Score is scored per provider, not per API, so every API of a provider shares its band. How the rating works →

Strong 2 Solid coverage with minor gaps
Gr4vy Digital Wallets APIIn Gr4vy, a digital wallet represents a way for a buyer to pay using card details already stored on their d...62.4Olo Pay APIOlo Pay is the platform's embedded payments solution, providing PCI-compliant card capture, tokenization, A...61.0
Developing 7 Usable, with meaningful gaps to close
Worldpay APMs APIAccept alternative payment methods including eWallets, bank transfers, direct debits, local card schemes, a...50.1Citcon Universal Payment Interface (UPI) APICitcon's UPI is a REST/JSON payments API for accepting 100+ global payment methods. It uses Bearer access-t...47.9ACA-Py Admin APIAries Cloud Agent Python (ACA-Py) exposes an OpenAPI-documented REST Admin API used by controller applicati...42.0Askar APIAskar is a secure storage backend for digital wallets that manages cryptographic keys, secrets, and credent...42.0Credo APICredo (formerly Aries Framework JavaScript) is a TypeScript framework for building decentralized identity a...42.0Verifone eCommerce APIGlobal payments, recurring billing, and digital wallets — tokenized and PCI compliant. The eCommerce API ha...40.8Wise Digital Wallet APIThese APIs provide encrypted cardholder information needed to implement push provisioning (Apple Pay, Googl...39.6
Thin 9 Limited public surface area
CyberSource Unified Checkout APIPre-built, customizable payment acceptance widget supporting multiple payment methods from a single integra...38.1Thredd Digital Wallets APIEnroll and provision cards into Apple Pay and Google Pay, generate wallet web-provisioning tokens, and mana...37.8Paysafe Embedded Wallets APIA REST API enabling platforms to embed digital wallet functionality directly into their products. Customers...34.0Green Dot Payment Instruments APIPayment Instruments APIs manage the cards and tokens tied to an account — issuing and managing payment inst...33.6Samsung Wallet APISamsung Wallet API allows developers to add digital passes, tickets, boarding passes, loyalty cards, coupon...33.5Cielo E-Wallets APIThe Cielo E-Wallets API extends the e-Commerce API with support for digital-wallet payment methods, letting...32.7Cuscal Digital Card Issuance APIPart of Cuscal's CMS REST API family for card issuers. Enables instant digital card issuance and provisioni...29.1GoPay Payments APIGoPay is GoTo Financial's e-money and digital wallet platform in Indonesia. Online and offline merchants in...27.9Midtrans Payment Gateway APIMidtrans is GoTo Financial's payment service provider business in Indonesia. The Midtrans API offers full p...27.9
Emerging 2 Early or largely undocumented
Toss Pay APILegacy REST API for Toss Pay payment transactions, merchant approval flows, refunds, and payment status che...25.5xRocket Pay REST APIBearer-authenticated REST API for crypto payments: cheques, transfers, invoices, withdrawals, mass transfer...11.7
Minimal 1 Almost no public developer surface
Nimble AppGenie llms.txtAn llms.txt marketing/brand document structured to help large language models interpret Nimble AppGenie's e...3.1

Companies reaching this through an API (11)

These companies publish an API, specification or operation carrying “Digital Wallet” but do not classify their business under it. Listed unranked and kept out of the count above, because one tagged operation is not a statement about what a company does.

Cielo Cuscal CyberSource GoTo Group (Gojek + Tokopedia) Gr4vy Green Dot Olo Samsung Verifone Wise Worldpay

Score breakdown

Frequency
53.7
log-scaled weighted occurrences
Breadth
1.7
spread across providers
Quality lift
34.6
mean composite of providers using it
Cohesion
8.8
strength of nearest seed neighbor

Where this tag sits

Payments broader

Related tags

Payment Gateway 15 co-occurrences Mobile Payments 8 co-occurrences Tokenization 15 co-occurrences Payouts 16 co-occurrences Disbursements 9 co-occurrences 3D Secure 7 co-occurrences Cross-Border Payments 10 co-occurrences Super App 6 co-occurrences

Where this tag comes from

Provider tag67
Api tag25
Openapi tag1
Openapi op tag4

Cohort brief

Auto-generated

The 65 providers in the APIs.io catalog tagged Digital Wallet, scored on the Kin Score. Every figure below is computed from the catalog — nothing here is written.

Providers
65
of 67 in the catalog
Mean Kin Score
28.8
+5.9 vs catalog 22.9
Mean Agent Readiness
16.3
+4.4 vs catalog 11.9
Spread
0–65.4
median 29.8 · σ 17.8
How the 65 split by band
Exemplar 0Strong 6Developing 14Thin 16Emerging 14Minimal 15
Facet averages, against the whole catalog
FacetThis cohortCatalogDifferenceScored
Developer Ergonomics 36.5 23.2 +13.3 65
Operational Transparency 21.1 13.7 +7.4 65
Contract Quality 23.6 17.6 +6 65
Discoverability 62.8 58.1 +4.7 65
Contract Governance 7.6 6.3 +1.3 65
Access Clarity 27.4 26.5 +0.9 65

A facet is averaged over the members that carry it, not over the whole cohort — the “Scored” column is that count. Averaging an absent facet as zero would score our own coverage gaps as the providers’ posture.

What this cohort publishes
ArtifactThis cohortCatalogDifference
MCP server (any) 12% 14% -2
MCP server (first-party) 12% 12% 0
Agent Skills 0% 0% 0
OAuth scopes 15% 11% +4
Security 100% 98% +2
Arazzo workflows 0% 2% -2
Governance rules 8% 14% -6

mcp_pct counts any mcp/ artifact including ones API Evangelist derived from the provider OpenAPI; mcp_first_party_pct counts only servers the provider publishes. Prefer the latter.

Top by Kin Score
  1. 1 DOKU 65.4
  2. 2 PayMongo 65.2
  3. 3 Cash App 58.3
  4. 4 Airtm 57.8
  5. 5 Zai 55.8
  6. 6 NovoPayment 54.9
  7. 7 Coda Payments 53.6
  8. 8 MoonPay 52.6
  9. 9 PPRO 52
  10. 10 Google Pay 49.2
Top by Agent Readiness
  1. 1 Airtm 49.4
  2. 2 PPRO 48.5
  3. 3 LianLian Global 46.7
  4. 4 Visa 46.4
  5. 5 Zai 44.1
  6. 6 Cash App 41.1
  7. 7 Ansa 35.4
  8. 8 Mangopay 33.7
  9. 9 DOKU 33.2
  10. 10 Xfers 33
All 67 members of this roster resolve to a provider in the catalog; 65 carry a score (97%). The figures above describe the scored members only.
Coverage caveat. 54 of 65 scored members had under half their catalog-attributable points satisfied at all (catalog_earned / catalog_max < 0.5). They are INCLUDED in the mean above. A large share here means the cohort mean is partly a measurement of how far our enrichment reached, not only of how these providers publish.Generated from the catalog build of 5 October 2026, across 29093 providers, using the same computation served by the APIs.io cohort API. Briefs are published for rosters of 5 or more scored providers; below that a distribution is not meaningful.

Work with this as data

Every tag here is available over the APIs.io API and to AI agents over MCP.

MCP server

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Tools for tags

7 MCP tools reach this
  • find_tagsBrowse and filter every tag in the catalog.
  • get_cohortThis tag as a scored cohort — every provider carrying it, with scores.
  • cohort_statsPRO — the distribution across this tag: mean, median, band split, adoption rates.
  • cohort_rankingsPRO — the leaderboard, on composite AND agent-readiness axes.
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
All 92 tools →

Call it yourself

curl for this page
This tag 
curl "https://apis.io/api/v1/tags/digital-wallet"
All tags 
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As a scored cohort 
curl "https://apis.io/api/v1/cohorts/tag/digital-wallet"
The distribution (Pro) 
curl "https://apis.io/api/v1/cohorts/tag/digital-wallet/stats" \
  -H "X-API-Key: $APIS_IO_KEY"

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